Somerset, KY Homes for Sale under $400,000

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  $399,000

  • 4 Beds
  • 3 Baths
  • 2,924 Sq Ft

  11 Pinnacle Pointe Dr, Somerset, KY 42503

  Priced at UNDER 400k with nearly 3,000 square feet of living space this home offers exceptional flexibility - including a fully finished walk-out basement with private entrance complete with it's own garage access, bedroom, and living area - perfect for multi-genrational living or private guest suite. A NEWER roof (2024) crowns this all-brick beauty sitting on a large corner lot with NEW privacy

  

  Jessica Vincent

  CENTURY 21 Advantage Realty

  (606) 766-5401

  11 Pinnacle Pointe Dr, Somerset, KY 42503
• Explore Somerset

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  $350,000

  • 3 Beds
  • 2 Baths
  • 2,186 Sq Ft

  125 George St, Somerset, KY 42503

  Welcome to this beautiful all brick ranch offering space, comfort, and a location that is hard to beat. Positioned directly across the road from Lake Cumberland views, this home combines the feel of lake living with the convenience of being close to everything Somerset has to offer. Step inside and you are greeted by tall ceilings that create an open and inviting atmosphere. The layout flows into

  Jordan Adkins Real Broker, LLC

  125 George St, Somerset, KY 42503
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  $339,900

  • 4 Beds
  • 3 Baths
  • 4,070 Sq Ft

  2058 Kentucky 192, Somerset, KY 42501

  Take a look at this astonishing renovation that is awaiting its new owners. This home features new flooring, new lighting, new paint, new kitchen cabinets, new appliance, some new plumbing, updated windows, new concrete sidewalks, new gravel driveway, and has the 30 year galvanized metal siding and roof. Recently refinished deck and stain, this home is over 4000 square feet, giving you ample

  JAMIE KARR Premier Properties of Lake Cumberland, Inc.

  2058 Kentucky 192, Somerset, KY 42501
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  /26

  $349,000

  • 4 Beds
  • 2.5 Baths
  • 2,146 Sq Ft

  169 Woodland Dr, Somerset, KY 42501

  Move in Ready-Beautiful brick ranch conveniently located in Oaklawn Subdivision. 4 spacious bedrooms and 2.5 bathrooms provide flexibility for families, guests, or home office set-up. Living area features a double fireplace for cozy nights at home. The home features an unfinished basement (entire length of home) perfect for a workshop, gym, or doubling your living space. With recent upgrades

  Sonya Washam Weichert Realtors Ford Brothers, Inc.

  169 Woodland Dr, Somerset, KY 42501
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  /29

  $320,000

  • 3 Beds
  • 2 Baths
  • 1,192 Sq Ft

  5118 Beechwood Dr, Somerset, KY 42501

  Rare find! This energy-efficient home with solar panels sits on an oversized corner lot in a desirable neighborhood. The home is well insulated and features numerous updates, including newer Pella windows, doors, hot water heater, breaker box, and a roof with warranty for added peace of mind. Offering 3 bedrooms and 2 full baths, the home also includes newer ceiling fans throughout. A newer

  Jill Johnson Eagle Realty & Development LLC

  5118 Beechwood Dr, Somerset, KY 42501
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  /34

  $342,800

  • 3 Beds
  • 2 Baths
  • 1,834 Sq Ft

  321 Lone Oak Dr, Somerset, KY 42503

  This one checks all the boxes with a clean, modern design in Lone Oak Landing! This 3-bedroom, 2 bath house sits on a spacious 0.51-acre lot and is conveniently located just minutes from downtown Somerset, schools, shopping, and less than 3 minutes to Lee's Ford Marina. Inside features hardwood and tile flooring throughout, quartz countertops in the kitchen, and granite countertops in the

  Missy Gabbard CENTURY 21 Advantage Realty

  321 Lone Oak Dr, Somerset, KY 42503
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  $350,000

  • 3 Beds
  • 2 Baths
  • 1,800 Sq Ft

  675 Slate Branch Spur, Somerset, KY 42503

  Charming Brick Home with Spacious Garage Near Lake Cumberland Welcome to this brick home offering comfort, space, and peaceful country views. This inviting property features 3 bedrooms and 2 bathrooms, along with a comfortable living room, a cozy den with a flue for a stove of your choice, an eat-in kitchen, and an additional sitting room—providing plenty of space for everyday living and

  Mike Broughton Weichert Realtors Ford Brothers, Inc.

  675 Slate Branch Spur, Somerset, KY 42503
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  /26

  $314,998

  • 3 Beds
  • 2 Baths
  • 1,489 Sq Ft

  12 Connors Way, Somerset, KY 42503

  Welcome home to this beautifully maintained 3-bedroom, 2-bath, 1489 Sq ft on main level & unfinished basement with an additional 1489 sq ft = 2978 sq ft. This gem is nestled on a spacious 0.34-acre lot. From the moment you step inside, you'll love the open-concept layout that creates a seamless flow between the living, dining, and kitchen areas—perfect for both everyday living and entertaining.

  Romina Hancock RE/MAX Creative Realty

  12 Connors Way, Somerset, KY 42503
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  $300,000

  • 4 Beds
  • 2 Baths
  • 2,124 Sq Ft

  132 Horseshoe Dr, Somerset, KY 42501

  Welcome home to this beautifully maintained ranch-style property offering the perfect blend of comfort, functionality, and outdoor living. This spacious home features 4 bedrooms, 2 full bathrooms. Inside, you'll immediately notice the quality craftsmanship with refinished hardwood and tile flooring throughout, along with a thoughtfully updated kitchen complete with granite countertops, stainless

  Colton Flynn Keller Williams Commonwealth - Somerset

  132 Horseshoe Dr, Somerset, KY 42501
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  $329,500

  • 3 Beds
  • 2 Baths
  • 1,649 Sq Ft

  467 Lone Oak Dr, Somerset, KY 42503

  LIKE-NEW | PRIME LOCATION | MOVE-IN READY! Welcome to 467 Lone Oak Drive—where modern comfort meets convenience! Built in 2023, this stunning home offers 1,649 sq. ft. of beautifully designed living space on a spacious 0.51-acre lot. Step inside to an inviting open-concept layout featuring a bright living area that flows effortlessly into the eat-in kitchen, complete with a breakfast bar—perfect

  Lula Jean Burton RE/MAX LakeTime Realty

  467 Lone Oak Dr, Somerset, KY 42503
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  /7

  $349,000

  • Land
  • 1.52 Acres
  • $229,605 per Acre

  155 E Ridge Ln, Somerset, KY 42503

  Nice 1.52 acre commercial lot in a growing area. This property has access to all utilities including natural gas. Great location between Lake Pointe Dental Care and Chism Automation, just west of Midland Farms off of Pumphouse Road. Survey and restrictions are in the photos.

  Joseph Holcombe CENTURY 21 Advantage Realty

  155 E Ridge Ln, Somerset, KY 42503
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  $379,500

  • 5 Beds
  • 4 Baths
  • 3,437 Sq Ft

  1459 Kit Cowan Rd, Somerset, KY 42501

  Spacious 3,437 Sq Ft Home with In-Law Suite & Investment Potential This well-built 2007 home offers versatile living space and exceptional flexibility. Designed with multi-generational living or income potential in mind, the home features a fully finished, private downstairs suite with its own newly completed kitchen, living area, and separate utility meter—ideal for an in-law suite or potential

  Lula Jean Burton RE/MAX LakeTime Realty

  1459 Kit Cowan Rd, Somerset, KY 42501
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  /26

  $339,900

  • 4 Beds
  • 2.5 Baths
  • 2,128 Sq Ft

  207 Clover Pointe Dr, Somerset, KY 42503

  Welcome to this stunning home offering four spacious bedrooms, two full bathrooms, and a convenient half bath. Featuring an inviting open-concept layout, this property blends modern style with everyday functionality which makes it perfect for families. Step inside to find bright, updated living spaces with fresh finishes throughout. The open design flows seamlessly from the living room into the

  Tammy Stevens Weichert Realtors Ford Brothers, Inc.

  207 Clover Pointe Dr, Somerset, KY 42503
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  /47

  $365,000

  • 3 Beds
  • 3 Baths
  • 2,630 Sq Ft

  38 Pinnacle Pointe Dr, Somerset, KY 42503

  Welcome to 38 Pinnacle Pointe Drive, a beautifully kept brick home located in a well-established neighborhood just minutes from everything Somerset has to offer! If you're looking for space and practicality in a highly desirable location, you won't want to miss this one! Hardwood flooring flows seamlessly through the main level, which features three spacious bedrooms and two full bathrooms. The

  Hannah York Lake Cumberland Real Estate Professionals

  38 Pinnacle Pointe Dr, Somerset, KY 42503
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  $399,900

  • 5 Beds
  • 3 Baths
  • 3,602 Sq Ft

  536 Ridge Hill Trail, Somerset, KY 42503

  Beautiful, spacious home located in a quiet, family-oriented neighborhood just minutes from town, shopping, and medical facilities. This well-maintained property features a newly shingled roof (2024) an open floor plan with a large great room highlighted by a stunning stone fireplace, a formal dining room, and a formal living room currently used as an office. The home offers a generously sized

  Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  536 Ridge Hill Trail, Somerset, KY 42503
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  $329,900 Open House 4/19

  • 3 Beds
  • 2 Baths
  • 1,836 Sq Ft

  174 Lone Oak Dr, Somerset, KY 42503

  Welcome to your dream home! A stunning 2023-built masterpiece where every detail has been thoughtfully designed to offer the perfect blend of luxury, comfort and everyday convenience. From the moment you arrive, the beautiful curb appeal immediately sets the tone for what awaits inside. Step through the front door and you're welcomed by impressive vaulted ceilings that create an open, airy feel

  Kansas Petrey Key Players Real Estate

  174 Lone Oak Dr, Somerset, KY 42503
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  $388,888

  • 3 Beds
  • 2 Baths
  • 2,050 Sq Ft

  11 Mercato Dr, Somerset, KY 42503

  Our newest development Mercato is conveniently located just off Slate Branch Road and only minutes from everything. With only one street which ends in a cul-de-ssac and 19 great lots, these houses will go fast. This new listing is the first corner house and at 2050 square feet, this brick home has 3 bedroom, 2 full bathrooms and a covered back forch. A Fireplace is in the large open great room

  Kathy Sears CENTURY 21 Advantage Realty

  11 Mercato Dr, Somerset, KY 42503
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  /18

  $339,900

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  2320 Campground Rd, Somerset, KY 42503

  This beautifully designed 3-bedroom, 2-bath brick ranch offers quality construction and upscale finishes you don't typically find in a standard home. Built just about a couple of years ago, the home still shows like new and is ready for its next owners. Inside, you'll find 9-foot ceilings throughout along with a vaulted ceiling in the main living area, creating an open and inviting atmosphere.

  Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  2320 Campground Rd, Somerset, KY 42503
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  /50

  $330,000

  • 3 Beds
  • 3 Baths
  • 2,292 Sq Ft

  158 Wind Song Dr, Somerset, KY 42503

  Welcome to this 3 bedroom, 3 full bathroom home with a partially finished basement and a 2 car garage! Located in the HIGHLY DESIRED Summit Pointe Subdivision, this home sits just minutes from Lee's Ford Marina, Oak Hill Elementary School, and Southwestern High School. This home had a refresh just a few years ago with a new roof, new stainless appliances, new granite countertops, new flooring,

  Preston Brainard EXP Realty, LLC

  158 Wind Song Dr, Somerset, KY 42503
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  /16

  $339,900

  • 3 Beds
  • 2 Baths
  • 1,700 Sq Ft

  434 Lone Oak Dr, Somerset, KY 42503

  New Construction in Desirable Lone Oak Subdivision! Be the first to call this beautiful new construction brick ranch home! Offering approximately 1,700 square feet, this thoughtfully designed home features 3 bedrooms and 2 full baths with high-end upgrades throughout. Step inside to find luxury vinyl plank wood flooring throughout, custom trim and paint, and a bright open layout perfect for

  Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  434 Lone Oak Dr, Somerset, KY 42503
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  $329,900

  • 3 Beds
  • 2 Baths
  • 1,800 Sq Ft

  266 Lone Oak Dr, Somerset, KY 42502

  Now offering this absolutely stunning one-year-old home in the desirable Lone Oak Subdivision. The moment you see the photos and thoughtful design, you will fall in love with everything this beautiful home has to offer. Featuring a spacious open-concept floor plan with vaulted ceilings, this brick ranch offers three large bedrooms and two full bathrooms. The home has been meticulously maintained

  Nathanael Sears Keller Williams Commonwealth - Somerset

  266 Lone Oak Dr, Somerset, KY 42502
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  $365,900

  • 2 Beds
  • 1 Bath
  • 1,394 Sq Ft

  7485 State Highway 1675, Somerset, KY 42501

  Discover your slice of paradise with this stunning 2-bedroom, 1-bathroom home for sale, offering a unique blend of nature and comfort on 25.90 surveyed acres w/ walking trails and a pond. Fully furnished, it's a dream come true for outdoor enthusiasts, with food plots, fruit trees, timber, a fully stocked pond, and abundant wildlife right at your doorstep. The property is unrestricted, giving you

  Chelsea Killman Lake Cumberland Real Estate Professionals

  7485 State Highway 1675, Somerset, KY 42501
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  /57

  $394,000

  • 3 Beds
  • 3 Baths
  • 2,000 Sq Ft

  58 Hallies Way, Somerset, KY 42503

  Built with intention and oversight you can feel, this home was constructed by a hands-on builder who is on-site daily, bringing experience from large-scale projects including schools and correctional facilities. This level of involvement and background translates into a higher standard of construction, thoughtful execution, and attention to detail that sets this home apart from others. Discover

  Jordan Adkins Real Broker, LLC

  58 Hallies Way, Somerset, KY 42503
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  $399,000

  • 3 Beds
  • 2.5 Baths
  • 2,496 Sq Ft

  3405 Amber Ct, Somerset, KY 42503

  Welcome to Eagle's Nest - one of Somerset's most desirable golf course communities! This charming 3-bedroom, 3-bath home offers the perfect blend of comfort and lifestyle. Inside, you'll find a spacious living room with cathedral ceiling and cozy fireplace, a sunroom filled with natural light, an updated kitchen, and a large utility room. The home also includes an attached garage and extra

  Jill Johnson Eagle Realty & Development LLC

  3405 Amber Ct, Somerset, KY 42503
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  $359,900

  • 3 Beds
  • 2.5 Baths
  • 2,876 Sq Ft

  266 Hidden Loop Dr, Somerset, KY 42503

  Offering this lovely, one level brick home located in the nicely established Southfork subdivision that is close to everything including the boat ramps and marinas of beautiful Lake Cumberland. You'll see the pride that the owner has taken in this well kept home that is anxiously awaiting its new family. The main level's many features include 3 bedrooms, two full baths, kitchen, dining area that

  Vicki Hines Lake Cumberland Real Estate Professionals

  266 Hidden Loop Dr, Somerset, KY 42503
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  /26

  $350,000

  • 3 Beds
  • 2 Baths
  • 1,280 Sq Ft

  1496 Conrad Cemetery Rd, Somerset, KY 42503

  Discover tranquility and opportunity with this 40 acre tract of land & home in Pulaski County! This impressive property features a 16 x 80 mobile home with a metal roof and in excellent condition, while the vast acreage with a recent survey presents endless possibilities. Imagine enjoying the peace and quiet , exploring your on woodlands, or utilizing the land for recreation or potential income.

  Scotty Carter Lake Cumberland Real Estate Professionals

  1496 Conrad Cemetery Rd, Somerset, KY 42503
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  $309,900

  • 4 Beds
  • 3 Baths
  • 2,313 Sq Ft

  3918 Hickory Hill Dr, Somerset, KY 42503

  Updated Home on Nearly an Acre with Privacy and Seasonal Lake Setting Located just moments from the lake, this recently updated home offers a peaceful, private setting with seasonal glimpses of the water and a natural wooded backdrop. Situated on nearly an acre, the property provides a rare combination of usable outdoor space and privacy with no direct rear neighbors. Inside, you'll find a

  Anne Swaim Weichert Realtors Ford Brothers, Inc.

  3918 Hickory Hill Dr, Somerset, KY 42503
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  /54

  $375,000

  • 3 Beds
  • 2.5 Baths
  • 3,736 Sq Ft

  52 Granite Dr, Somerset, KY 42501

  Stunning, fully renovated 3-bedroom, 2.5-bath home situated on a 1.5-acre lot, offering modern finishes, quality craftsmanship, and an excellent location. Features include hardwood, tile & waterproof vinyl flooring, granite countertops, beautiful cabinetry, Samsung appliances, newer HVAC, and a propane gas log fireplace. Enjoy outdoor living on the spacious deck with scenic views. The finished

  Colton Flynn Keller Williams Commonwealth - Somerset

  52 Granite Dr, Somerset, KY 42501
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  /45

  $399,900

  • 4 Beds
  • 3 Baths
  • 2,416 Sq Ft

  1824 Bridge Hollow Rd, Somerset, KY 42503

  Experience the perfect blend of rustic charm and modern comfort in this beautifully updated log cabin near Lake Cumberland. Complete with year-round water views and possible access to a boat slip at the Three Springs Float Association. Ideally located in Somerset, just minutes from lake access, this one-and-a-half story retreat offers the peaceful setting you've been searching for, whether as a

  Matthew Fouch Keller Williams Commonwealth - Somerset

  1824 Bridge Hollow Rd, Somerset, KY 42503
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  /51

  $355,000

  • 4 Beds
  • 3 Baths
  • 2,998 Sq Ft

  98 Enchanted Ct, Somerset, KY 42503

  Located at the back of a dead-end street in the well-established and sought after neighborhood of "Winding Ridge" is this 4 bed- 3 full bath all brick construction with a full finished walkout basement! Priced to sell AND sellers are offering a $10,000 concession back to the buyers at closing to go towards any updates or cosmetic changes that they see fit!! The home sits on a large lot with a

  Drew Patton Weichert Realtors Ford Brothers, Inc.

  98 Enchanted Ct, Somerset, KY 42503
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  /57

  $399,900

  • 4 Beds
  • 3 Baths
  • 4,608 Sq Ft

  3604 Debra Dr, Somerset, KY 42503

  Rare opportunity to own a custom-built brick home on 1.4 private acres in a highly desirable location! This 4-bedroom, 3-bath home offers exceptional space and versatility, featuring two fireplaces, a two-car attached garage, plus a detached garage with additional storage for tools or equipment. Enjoy multiple living areas including a living/dining combo, family room, and an eat-in kitchen. The

  Jill Johnson Eagle Realty & Development LLC

  3604 Debra Dr, Somerset, KY 42503
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  /54

  $399,900

  • 5 Beds
  • 3.5 Baths
  • 3,330 Sq Ft

  386 Runway Blvd, Somerset, KY 42503

  Spacious 5-bedroom house with 3.5 baths set on over 2 private acres. This home offers space, layout and the flexibility that are hard to find in this neighborhood. One of the standout features is the vaulted living room with exposed wooden beams, floor to ceiling stone fireplace. The large windows provide plenty of natural light. This home includes over 3,300 sq. ft. with multiple living areas.

  Susan Alderdice Lake Homes Realty

  386 Runway Blvd, Somerset, KY 42503
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  $369,900 Open Wed 11AM - 1PM

  • 5 Beds
  • 3 Baths
  • 2,984 Sq Ft

  101 Bash Ave, Somerset, KY 42501

  Fall in love with this beautiful, move-in-ready home located on desirable Bash Avenue! This spacious and versatile three-story split-level offers 5 bedrooms and 3 full baths, providing plenty of room for family, guests, or flexible living arrangements. As you enter, you'll immediately notice how inviting the home feels. The main level features a beautiful cozy living room and an eat-in kitchen

  Farrah Dobbs Lake Cumberland Real Estate Professionals

  101 Bash Ave, Somerset, KY 42501
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  $364,500

  • 4 Beds
  • 3.5 Baths
  • 2,581 Sq Ft

  2252 Grundy Rd, Somerset, KY 42501

  Welcome home to this beautifully remodeled 4-bedroom, 3.5-bath brick ranch, where modern style meets the peaceful charm of country living. With over 2,500 square feet of thoughtfully designed space, this home features stunning custom cabinetry, warm butcher block countertops, and a bright open-concept layout perfect for gathering and entertaining. Enjoy an abundance of natural light as large

  Christy Estep CENTURY 21 Advantage Realty

  2252 Grundy Rd, Somerset, KY 42501
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  /25

  $338,700

  • 4 Beds
  • 2 Baths
  • 2,100 Sq Ft

  323 Randolph St, Somerset, KY 42501

  Finally— A Luxury Townhome Investment That Actually Make Financial Sense! Now offering these stunning new-construction townhomes that combine luxury finishes with long-term value. Featuring soaring, minimum 12-foot vaulted ceilings throughout, these homes offer a sense of space that rivals most single-family homes. The primary bedroom is truly massive—bigger than what you'd find in many

  Nathanael Sears Keller Williams Commonwealth - Somerset

  323 Randolph St, Somerset, KY 42501
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  /54

  $375,000

  • 3 Beds
  • 2 Baths
  • 2,043 Sq Ft

  98 Spring View Dr, Somerset, KY 42503

  Right beside of Firebrook Park where you have Pickleball, a Walking track, Swings, a Common area and more! Are you ready to step into your dream home? This exceptional custom-built residence is a true masterpiece, completed in 2024, and designed with every detail in mind. Spanning over 2,000 sq ft all on one level, this home offers the perfect blend of luxury and functionality, making it ideal

  The Millie - Millie Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  98 Spring View Dr, Somerset, KY 42503
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  /59

  $354,900

  • 2 Beds
  • 2 Baths
  • 2,168 Sq Ft

  3296 Omega Park Rd, Somerset, KY 42501

  PRICE REDUCED $15,000!!!!!!!! Discover the perfect blend of elegance and comfort in this custom-built one-owner 2-bedroom and 2- bath detached home, boasting a generous 2000 sq. ft. of living space, situated on an expansive 4.1-acre property. Every detail has been carefully selected, featuring beautiful wood floors throughout. Cozy up next to the inviting fireplace in the serene master

  Michael Hines Lake Cumberland Real Estate Professionals

  3296 Omega Park Rd, Somerset, KY 42501
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  /49

  $325,000

  • Land
  • 16 Acres
  • $20,312 per Acre

  1915 Kentucky Highway 1247, Somerset, KY 42503

  Offered for sale is a unique and highly flexible acreage opportunity in Somerset, Kentucky, consisting of 3 individual tracts that may be purchased separately or combined. The sellers are open to negotiations on parcel sizes, restrictions, and tract combinations, and the property may be re-surveyed to accommodate a buyer's specific needs. The property offers road frontage and access from Avalon

  Tyler Mounce Weichert Realtors Ford Brothers, Inc.

  1915 Kentucky Highway 1247, Somerset, KY 42503
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  /138

  $310,000

  • 4 Beds
  • 3 Baths
  • 2,572 Sq Ft

  1502 Boat Dock Rd, Somerset, KY 42501

  Welcome to this one-of-a-kind home located in beautiful Somerset, Kentucky, just off the 914 Bypass. This property perfectly combines convenience, charm, and functionality, offering easy access to all the shopping, dining, and recreation that Somerset has to offer — while being just a short distance from a private boat dock and seasonal lake views that add a touch of tranquility to everyday life.

  Mike Broughton Weichert Realtors Ford Brothers, Inc.

  1502 Boat Dock Rd, Somerset, KY 42501
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  /16

  $379,000

  • Land
  • 122.38 Acres
  • $3,097 per Acre

  500 Hail Bridge Rd, Somerset, KY 42501

  Your dream land awaits—122.38 UNRESTRICTED acres of opportunity. Discover the perfect blend of privacy, potential, and natural beauty with this exceptional 122.38-acre UNRESTRICTEDproperty, located just 15-20 minutes from town. Rich in marketable timber, this land offers not only scenic beauty and seclusion, but also valuable investment potential. Whether you're seeking a private retreat, a

  John Huggins Coldwell Banker Legacy Group

  500 Hail Bridge Rd, Somerset, KY 42501

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