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Somerset, KY Homes under $400,000

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  • /56

    $389,900

    • 4 Beds
    • 2 Baths
    • 2,172 Sq Ft

    430 E Horizon Hill Dr, Somerset, KY 42503

    What a home this is! Located in the desirable Horizon Hill subdivision—just half a mile from Lake Cumberland! 4 bedroom 2 full bath and a basement that is plumbed for a kitchenette and bathroom ready for your personal design. The main level features 3 spacious bedrooms, each offering comfort and functionality. Upstairs, a large 4th bedroom provides added privacy and versatility—perfect as a guest

    Agent Photo

    Jessica Vincent

    CENTURY 21 Advantage Realty

    (606) 717-0372

    430 E Horizon Hill Dr, Somerset, KY 42503
  • /40

    $399,900

    • 4 Beds
    • 3 Baths
    • 3,800 Sq Ft

    245 W Saddlebrook Dr, Somerset, KY 42503

    Discover your future haven in this gorgeous new construction 4-bedroom, 3-bathroom brick home, situated in the desirable Saddlebrook Estates. This property boasts an open floor plan perfect for modern living, highlighted by luxurious LVP flooring throughout, vaulted beam ceiling. The large master suite offers a blissful retreat, while tiled showers and bathrooms add a touch of elegance.The full

    Agent Photo

    The Millie - Millie Weaver

    Lake Cumberland Real Estate Professionals

    (606) 268-9406

    245 W Saddlebrook Dr, Somerset, KY 42503
  • /49

    $359,900

    1403 Kit Cowan Rd, Somerset, KY 42501

    Welcome to this stunning new duplex, a fantastic opportunity to own your own rentals! This detached property exemplifies the Craftsman style with its elegant façade and inviting charm. Each side of the duplex features 1050 sqft, 2 large bedrooms and 2 baths, making it a perfect setup for comfortable living. Step onto the large covered front porch and admire the craftsmanship that extends inside

    Agent Photo

    The Millie - Millie Weaver

    Lake Cumberland Real Estate Professionals

    (606) 441-2586

    1403 Kit Cowan Rd, Somerset, KY 42501
  • /35

    $317,500

    • 3 Beds
    • 2.5 Baths
    • 2,054 Sq Ft

    528 Koger Cir, Somerset, KY 42501

    Welcome to your dream home in an unbeatable location! This exquisite property is situated on a generous corner lot, offering an ideal blend of comfort and style. With 3 spacious bedrooms and 2.5 bathrooms, this home has everything you need for modern living. Inside, you'll find new flooring and fresh paint enhancing a warm and inviting atmosphere throughout. The raised basement ceiling provides

    Agent Photo

    The Millie - Millie Weaver

    Lake Cumberland Real Estate Professionals

    (606) 402-4976

    528 Koger Cir, Somerset, KY 42501
  • /50

    $389,700

    • 1 Bed
    • 1 Bath
    • 1,120 Sq Ft

    1385 Hail Bridge Rd, Somerset, KY 42501

    Beautifully crafted 2021-built home offers the perfect blend of seclusion, natural beauty, and modern comfort. It’s currently a one bed one bath but can easily be converted to a two bed home. Situated on generous acreage with a stunning view of Buck Creek, the property features a gated entrance and a long, winding gravel driveway that leads you to your peaceful country haven. The home is equipped

    Joe Martin Whitetail Properties Real Estate LLC

    1385 Hail Bridge Rd, Somerset, KY 42501
  • /53

    $320,000

    • Land
    • 82 Acres
    • $3,900 per Acre

    82 Conrad Cemetery Rd, Somerset, KY 42503

    Escape to peaceful off-grid living in this custom-built 2-bedroom cabin on 82 wooded acres. Fully furnished and designed to sleep six, the cabin features a full bathroom, kitchen, and cozy living area with overhead storage. Power is supplied by solar panels and a backup diesel generator, while a 2000-gallon water catchment and filtration system provides water with winterization capabilities.

    Luke Biscan National Land Realty

    82 Conrad Cemetery Rd, Somerset, KY 42503
  • /58

    $375,000

    • 4 Beds
    • 3 Baths
    • 2,377 Sq Ft

    780 Bolton Hollow Rd, Somerset, KY 42501

    Scenic 4-Bedroom Home on 8 Wooded Acres - Minutes from Lake Cumberland & Somerset, KYTucked away on a peaceful and secluded 8-acre wooded lot, this charming 4-bedroom, 3-bath home offers the perfect blend of comfort, versatility, and natural beauty. The open-concept kitchen and living area provide a warm and inviting space for family gatherings or entertaining guests.Two spacious bedrooms on the

    Mike Broughton Weichert Realtors Ford Brothers, Inc.

    780 Bolton Hollow Rd, Somerset, KY 42501
  • /42

    $359,000

    • 4 Beds
    • 4 Baths
    • 3,449 Sq Ft

    155 Woodland Dr, Somerset, KY 42501

    Looking for a home in the city school district with 4 bedrooms, 2 full baths, and 2 half baths? Look no further! Hardwood floors upstairs and downstairs. Large bedrooms and new baths upstairs. 2 fireplaces with gas logs. Tiled sunroom. Full basement with half unfinished and half finished. There is a one car attached garage. Large laundry room off the kitchen. Owner/agent

    Melody Moss Weichert Realtors Ford Brothers, Inc.

    155 Woodland Dr, Somerset, KY 42501
  • /47

    $389,900

    • 2 Beds
    • 1 Bath
    • 1,394 Sq Ft

    7485 State Highway 1675, Somerset, KY 42501

    Discover your slice of paradise with this stunning 2-bedroom, 1-bathroom home for sale, offering a unique blend of nature and comfort on 25.90 surveyed acres w/ walking trails and a pond. Fully furnished, it's a dream come true for outdoor enthusiasts, with food plots, fruit trees, timber, a fully stocked pond, and abundant wildlife right at your doorstep. The property is unrestricted, giving you

    Chelsea Killman Lake Cumberland Real Estate Professionals

    7485 State Highway 1675, Somerset, KY 42501
  • /53

    $349,900

    • 4 Beds
    • 2 Baths
    • 1,711 Sq Ft

    350 Misty Dr, Somerset, KY 42503

    If you've been waiting for the one—this might just be it. Built in 2022, this gorgeous full brick home sits at the end of a quiet cul-de-sac and has everything you need to move right in and start living your best life.Inside, you'll find four bedrooms and two full bathrooms. The primary suite is spacious and peaceful, and there's an impressive amount of closet space throughout the entire home,

    Ronda Tipton CENTURY 21 Advantage Realty

    350 Misty Dr, Somerset, KY 42503
  • /44

    $359,900

    • 4 Beds
    • 2 Baths
    • 2,558 Sq Ft

    101 Megan Ct, Somerset, KY 42503

    Check out this completely remodeled home! Featuring 2 Stories with over 2,500 sq. ft. of living space this home has it all! Enjoy your open kitchen equipped with brand new Stainless Steel Appliances and luxurious granite countertops. Enjoy your large Master Bathroom with a Luxury Tile Shower, double vanity, and a huge closet. New Vinyl flooring, Light Fixtures, Paint, Toilets, Carpet etc.. just

    Seth Burton Lake Cumberland Real Estate Professionals

    101 Megan Ct, Somerset, KY 42503
  • /43

    $359,900 Open Sun 2PM - 3:30PM

    • 4 Beds
    • 3 Baths
    • 3,226 Sq Ft

    63 Harmons Way, Somerset, KY 42503

    Location, location, location. This charming, well cared for, brick home offers an abundance of space for your growing family.. all conveniently located just minutes from everything! Situated on a great lot at the end of the road, you're going to feel right as home as soon as you walk through the door. Boasting a functional floor plan that's surely to fit your families needs. The main level

    Dreama Bolin Lake Cumberland Real Estate Professionals

    63 Harmons Way, Somerset, KY 42503
  • /38

    $350,000

    • 3 Beds
    • 2 Baths
    • 1,782 Sq Ft

    418 Hidden Crest Dr, Somerset, KY 42503

    Welcome Home! This inviting 3-BR, 2-BA brick home nestled on a beautiful cul-de-sac lot that promises both comfort and style. As you step through the entrance, you'll immediately feel a sense of joy and warmth. Relax or entertain in the great room which features a gas fireplace, vaulted ceilings and custom trim and crown molding throughout, adding a touch of sophistication and craftsmanship. The

    Tiffani Casey Waizenhofer Real Estate

    418 Hidden Crest Dr, Somerset, KY 42503
  • /67

    $350,000

    • 4 Beds
    • 2.5 Baths
    • 2,300 Sq Ft

    2031 Pond Meadow Rd, Somerset, KY 42503

    Welcome to this spacious 4-bedroom, 2.5-bath home perfectly situated in a prime location just off Oakhill Road. Nestled in an established and peaceful subdivision, this home offers convenience to nearby hospitals, shopping, and major roads—ideal for both comfort and accessibility.Sitting on over 2.5 acres—a rare find in this area—the property boasts a flat, expansive yard perfect for outdoor

    Mike Broughton Weichert Realtors Ford Brothers, Inc.

    2031 Pond Meadow Rd, Somerset, KY 42503
  • /50

    $378,000

    • 4 Beds
    • 3 Baths
    • 1,830 Sq Ft

    14 Hallies Way, Somerset, KY 42503

    New Construction with Scenic Views & Exceptional QualityThis beautifully built new home offers modern style, thoughtful design, and peaceful country views—all just minutes from town and Lake Cumberland. Featuring durable hardieboard siding, vaulted ceilings, luxury vinyl flooring, and a granite kitchen with a full-height backsplash, this home is as functional as it is stunning.The covered back

    Jordan Adkins RO&CO Real Estate

    14 Hallies Way, Somerset, KY 42503
  • /53

    $375,000

    • 4 Beds
    • 3 Baths
    • 3,055 Sq Ft

    125 Thomas St, Somerset, KY 42503

    Charming 4-Bedroom Home with Pool, One Acre Lot & Prime Location Near Lake Cumberland. Welcome to your dream home in a highly sought-after subdivision! This beautifully maintained 4-bedroom, 3-bathroom home, sitting of a full finished basement offers over 3050 sqft of living space. Situated on a sprawling one-acre corner lot, this home combines comfort, convenience, and style in one perfect

    Curtis Brown Keller Williams Commonwealth - Stanford

    125 Thomas St, Somerset, KY 42503
  • /66

    $350,000

    • 5 Beds
    • 2 Baths
    • 2,800 Sq Ft

    200 Ferry Rd, Somerset, KY 42503

    Rare and unique find in any market. Welcome home to all the benefits of country living with every amenity of the city within 4 miles. The mature trees over this covered front porch or the inviting backyard - the decision of where to relax or entertain is tough.This colonial style home features five (5) bedrooms and the size of each of these rooms is not found in any new build today. Owners'

    Donna Gregorich CENTURY 21 Advantage Realty

    200 Ferry Rd, Somerset, KY 42503
  • /38

    $339,900

    • 3 Beds
    • 2.5 Baths
    • 2,200 Sq Ft

    175 Shadow Oak Dr, Somerset, KY 42503

    This listing at 175 Shadow Oak Drive, a one-owner home, is nestled in the Oak Hill School District with 3 bedrooms, 2.5 baths, and a finished basement.Start your mornings on the large country front porch, sipping coffee as the sun rises. Step inside to the warmth of a wood-burning fireplace in the living room - a cozy spot to gather with loved ones on cool evenings. The kitchen has granite

    Kathy Sears CENTURY 21 Advantage Realty

    175 Shadow Oak Dr, Somerset, KY 42503
  • /28

    $330,000

    • 6 Beds
    • 6 Baths

    4112 W Highway 80, Somerset, KY 42503

    Considering living in your own multi-housing unit to generate income? Now available a well maintained open lay out brick townhouse (2 units), with ample closets and storage located a short distance from US-27 Somerset and Lee's Ford Marina. Each unit mirrors the other and includes a half bath on main floor with 1-car garage and 3 bedroom and 2 full baths upstairs. Property is being sold as is.

    Ginger Loveless Key Players Real Estate

    4112 W Highway 80, Somerset, KY 42503
  • /83

    $329,900

    • 3 Beds
    • 2 Baths
    • 1,890 Sq Ft

    167 Hidden Springs Dr, Somerset, KY 42503

    Immaculate. Move In Ready. This 3 bed, 2 bath brick ranch located in Hidden Springs Subdivision is a show stopper. New flooring throughout, updated kitchen w/ granite counters, new cabinets, stainless-steel appliances and remodeled bathrooms too. Eat or entertain in the open concept kitchen, dining room or your beautiful screened in back porch. The 2 car garage offers plenty of storage for your

    Gina Hill Lake Cumberland Real Estate Professionals

    167 Hidden Springs Dr, Somerset, KY 42503
  • /32

    $399,900

    • 4 Beds
    • 2 Baths
    • 1,895 Sq Ft

    156 Kaydons Way, Somerset, KY 42501

    Welcome to this beautiful 4-bedroom, 2-bath home located at the end of a quiet cul-de-sac in the desirable Winding Ridge Subdivision. Built in 2023, almost 2,000 sq ft home offers a bright, open floor plan with abundant windows and plantation blinds throughout. The spacious layout is perfect for entertaining, with all four bedrooms conveniently located on one level.The primary suite features a

    Chad Tyner CENTURY 21 Advantage Realty

    156 Kaydons Way, Somerset, KY 42501
  • /36

    $325,000

    • 3 Beds
    • 2 Baths
    • 1,793 Sq Ft

    83 Harts Place Dr, Somerset, KY 42501

    If you are looking for a one of a kind home designed for comfortable living and convenience. This one is for you. This home boasts a generously sized master suite, complete with a private master bathroom and a spacious walk-in closet, creating a true retreat. The heart of the home features a substantial kitchen with tons of cabinets and counter space, ready for any culinary adventure. The kitchen

    Perla Hernandez My Lake Cumberland Realty Group

    83 Harts Place Dr, Somerset, KY 42501
  • /66

    $329,700

    • 3 Beds
    • 2.5 Baths
    • 2,184 Sq Ft

    76 Waterford Way, Somerset, KY 42501

    Looking for a spacious home? You found it! Gigantic living room and primary suite! Everything on one level! But wait there's more, the backyard is fenced-in and there is a detached garage in addition to the large attached garage. Primary bedroom is huge and also has a sitting room or use it as a nursery. Jetted tub and separate shower and walk-in closet just off the primary. Roomy kitchen has

    Linda Skaarup Eagle Realty & Development LLC

    76 Waterford Way, Somerset, KY 42501
  • /54

    $339,900

    • 3 Beds
    • 2 Baths
    • 2,135 Sq Ft

    296 Ferry Rd, Somerset, KY 42503

    Location is KEY, unlock the potential and make this your dream home! This all-brick property features three spacious bedrooms, two bathrooms, a cozy two-story living area, and a kitchen with ample cabinets and brand-new stainless appliances, accompanied by a separate dining room. The fenced backyard offers lots of space, complete with a covered patio for outdoor enjoyment. Additional highlights

    Christy Estep CENTURY 21 Advantage Realty

    296 Ferry Rd, Somerset, KY 42503
  • /42

    $325,000

    • 3 Beds
    • 2.5 Baths
    • 2,410 Sq Ft

    178 Grand Cir, Somerset, KY 42503

    This charming 3-bedroom, 2.5-bath home sits on a desirable corner lot, offering suburban charm and classic curb appeal. Centrally located, it provides convenient access to schools, shopping, dining, and entertainment. The open-concept living area is perfect for entertaining, with plenty of natural light streaming through large windows. Downstairs, the primary suite boasts an en-suite bath and

    Brandon Becker CENTURY 21 Advantage Realty

    178 Grand Cir, Somerset, KY 42503
  • /36

    $329,900

    • 4 Beds
    • 3 Baths
    • 3,460 Sq Ft

    10 Lynns Way, Somerset, KY 42503

    Check out this beautiful home with 4 Bedrooms and 3 Bathrooms + 2 more Bonus rooms that could be Bedrooms. The Roof, HVAC, and Water Heater have all been recently replaced! Prime Location just minutes to Lees Ford Marina, Schools, and all your shopping needs. With it's full basement this home has so much space. Two Full Kitchens, Two Living Rooms as well as a very spacious 2 Car Garage. Gaze into

    Seth Burton Lake Cumberland Real Estate Professionals

    10 Lynns Way, Somerset, KY 42503
  • /25

    $375,000

    • Land
    • 15 Acres
    • $24,802 per Acre

    15 Kentucky Highway 1247, Somerset, KY 42503

    15.12+/- Acres of raw farm land!!! LOCATION LOCATION LOCATION! Only 1.5 miles to Downtown Somerset square. This is the Perfect Spot to Build Your Dream Homestead!Are you looking for the perfect blend of peaceful country living and convenient access to town? This beautiful 15.12-acre tract off Hwy 1247 offers the ideal setting to build your dream home. With plenty of room to roam, you can

    Ashly Smith Coldwell Banker Legacy Group

    15 Kentucky Highway 1247, Somerset, KY 42503
  • /26

    $329,900

    • 3 Beds
    • 2 Baths
    • 2,100 Sq Ft

    135 Country Acres Dr, Somerset, KY 42503

    If you're searching for a well maintained, spacious home in a highly desirable location, look no further than this charming brick ranch. With 2,100 sq. ft. of living space, this home features a partially open layout highlighted by a large living room with vaulted ceilings, creating a bright and welcoming atmosphere. The home offers 3 generous bedrooms, 2 full bathrooms, and a versatile bonus room

    Jessie Smith Bluegrass Properties Group

    135 Country Acres Dr, Somerset, KY 42503
  • /74

    $340,000

    • 3 Beds
    • 2 Baths
    • 2,332 Sq Ft

    986 Lakeview Dr, Somerset, KY 42503

    Look at this beautifully refurbished home on Lakeview Drive. The owners covered every detail during the renovation process. The home, sits on 4 lots, has curb appeal with the beautiful blue vinyl, black shutters, wood posts on the covered front porch, covered side patio (black railing) & attached carport. The property also has a pull through driveway & an extra carport. The home, over 2300 sq ft,

    Jillian Johnson Eagle Realty & Development LLC

    986 Lakeview Dr, Somerset, KY 42503
  • /19

    $317,777

    • 4 Beds
    • 3 Baths
    • 2,100 Sq Ft

    217 Dogwood Ln, Somerset, KY 42503

    This new brick 2 story home is perfect for a young couple that is first time home buyer. It has 4 bedroons, 3 bathrooms and a 2 car garage setting on a new section of Green Meadows. Located at the end of the street. it as a spacious driveway for kids to play and ride their bikes. The lovely interior is very light with lots of windows, white kitchen cabinetry and beautiful grannet . Wood flooring

    Kathy Sears CENTURY 21 Advantage Realty

    217 Dogwood Ln, Somerset, KY 42503
  • /45

    $335,000

    • 4 Beds
    • 3 Baths
    • 2,430 Sq Ft

    236 Walnut Ave, Somerset, KY 42503

    5/14/25- The day the finished product and pictures finally hit the market PLUS a huge price improvement!!! Beautiful, completely remodeled and updated 4 bed & 3 full bath home! Full finished basement and huge backyard! Everything in this home is BRAND NEW! Open concept kitchen/dining/living room area, walk-in pantry, with the master on the main floor! Located in the well-established neighborhood

    Drew Patton Weichert Realtors Ford Brothers, Inc.

    236 Walnut Ave, Somerset, KY 42503
  • /22

    $338,800

    • 3 Beds
    • 2 Baths
    • 1,700 Sq Ft

    253 W Saddlebrook Dr, Somerset, KY 42503

    New construction!Located in Saddlebrook Estates, this beautiful brick house with a two car garage has much to offer.It includes three bedrooms, two full baths completed with tile, and vaulted ceilings. The kitchen features leathered granite countertops and complimenting laminate flooring. To polish off this must see home, the deck offers woodland views. Located next to Somerset golf course with

    Kenneth Ford CENTURY 21 Advantage Realty

    253 W Saddlebrook Dr, Somerset, KY 42503
  • /2

    $394,900

    • 3 Beds
    • 2 Baths
    • 1,900 Sq Ft

    731 Splendor View Dr, Somerset, KY 42503

    Welcome to your dream home located in popular Twin Lakes Subdivision. This brand-new construction offers a perfect blend of luxury and comfort with 3 bedrooms and 2 baths spread across 1900 square feet, The impressive brick and stone exterior sets the stage for a stunning interior complete with vaulted ceilings and exquisite trim and crown mouldings. Step inside and be greeted by the beautiful

    Michael Hines Lake Cumberland Real Estate Professionals

    731 Splendor View Dr, Somerset, KY 42503
  • /75

    $324,000

    • 3 Beds
    • 2 Baths
    • 1,470 Sq Ft

    223 Pl Colyer Rd, Somerset, KY 42501

    Looking for Stunning Lake Views Year round look no further! This Beautiful home features an Open Floor plan with sets of French doors to the large back deck including the master bedroom! Down stairs you will find a full walkout basement that already has plumbing for a bathroom. This Home sets on a 1 acre +/- lot and has plenty of room for boat parking. This home also features a oversized 2 car

    Sasha Mayhew Weichert Realtors Ford Brothers, Inc.

    223 Pl Colyer Rd, Somerset, KY 42501
  • /58

    $309,000

    • 3 Beds
    • 2 Baths
    • 1,731 Sq Ft

    2106 Oak Hill Rd, Somerset, KY 42503

    This charming ranch-style home sits on roughly, half an acre, offering no restrictions. With 3 bedrooms and 2 bathrooms, it's perfect for a family or anyone wanting room to stretch out. The 2-car garage adds convenience, and the location off the beaten path allows you to be anywhere quickly. It's in the Southwestern School District, making it a great choice for families, being so close by.

    Brandon Davis No Wake Real Estate

    2106 Oak Hill Rd, Somerset, KY 42503
  • /53

    $399,000

    • 4 Beds
    • 2.5 Baths
    • 3,204 Sq Ft

    109 Vanhook Ct, Somerset, KY 42503

    Located off Pumphouse Rd, on a dead-end street, in arguably one of the most sought-after areas of Pulaski County is this 4 bed, 2 full & 1 half bath home with a 2-car attached garage on a fully finished basement! Plenty of room for a detached building or simple yard space on this 1.61 ACRES! After the recent total remodel, you will find custom hardwood floors on the main and upper level. The

    Drew Patton Weichert Realtors Ford Brothers, Inc.

    109 Vanhook Ct, Somerset, KY 42503
  • /52

    $399,900

    • 4 Beds
    • 3.5 Baths
    • 2,683 Sq Ft

    1009 Winding Ridge Dr, Somerset, KY 42503

    This is the one you've been waiting for and with a BRAND NEW ROOF! It's been over 20 years since this house has been on the market! Take a look at this 4 bedroom, 3.5 bathroom home featuring 2 primary suites with en suite bathrooms, 2 spacious guest bedrooms, and an office off the kitchen that has brand new quartz countertops.Let's not forget the large concrete back porch with a stone fireplace

    Preston Brainard EXP Realty, LLC

    1009 Winding Ridge Dr, Somerset, KY 42503
  • /30

    $304,900

    • 3 Beds
    • 2 Baths
    • 1,800 Sq Ft

    206 Lone Oak Dr, Somerset, KY 42503

    Welcome to your dream home at Lone Oak Landing! This stunning home completed in 2024 with owner upgrades, boasts a split floor plan with 3 bedrooms and 2 full baths, accentuated by captivating vaulted ceilings adorned with special features such as unique wood beam, gorgeous light fixtures, creating an ambiance of elegance and warmth. Inside, you'll find generously sized bedrooms and an inviting

    Ronda Tipton CENTURY 21 Advantage Realty

    206 Lone Oak Dr, Somerset, KY 42503

Home Trends in Somerset, KY

Housing Trends

Median Sale Price
$259,950
Median Single Family Sale Price
$280,000
Median Townhouse Sale Price
$205,000
Median 2 Bedroom Sale Price
$258,250
Average Price Per Sq Ft
$142
Number of Homes for Sale
196
Last 12 months Home Sales
454
Months of Supply
5.20
Median List Price
$289,900
Median Change From 1st List Price
6%
Median Home Sale Price YoY Change
7%
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