1,810

Spartanburg County SC 1-Story Homes for Sale

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  • /20

    $268,500

    • 3 Beds
    • 2 Baths
    • 1,445 Sq Ft

    139 Manor House Ln, Chesnee, SC 29323

    The birds and butterflies love this house! The owner returned part of the barren, fenced backyard to its’ natural state which has increased the number of birds and butterflies visiting. An east facing screened back porch is the perfect place to birdwatch during the warmer months and the dining room with French doors is perfect in the cooler months. A 7x7 attractive Rubbermaid shed is perfect for

    Crystal Raney Keller Williams Realty

    139 Manor House Ln, Chesnee, SC 29323
  • /28

    $549,900

    • 3 Beds
    • 2.5 Baths
    • 3,206 Sq Ft

    761 Ruby Golightly Dr, Inman, SC 29349

    Located in the beautiful new Ruby’s Place subdivision, this beautiful new home features 3 bedrooms, 2.5 bathrooms, and a large flex space over the 3-car garage. Enjoy LVP flooring throughout, a bright eat-in kitchen with granite countertops, a walk-in laundry room, and a cozy gas log fireplace. Call us today to schedule your appointment.

    Anthony Weston Keller Williams Realty

    761 Ruby Golightly Dr, Inman, SC 29349
  • /29

    $319,000

    • 3 Beds
    • 2 Baths
    • 2,000+ Sq Ft

    302 Peach Valley Dr, Spartanburg, SC 29303

    Fantastic Ranch home in Peach Valley. This 3 bedroom, 2 bath home features a stylish kitchen with large island and plenty of counter space. A large walk- in pantry is a highlight of the kitchen. Natural light abounds throughout the home. The home has had numerous recent updates- thermopane windows, a high efficiency heat pump, gutter guards and roof have all been updated by seller. The

    Jeff Mason Coldwell Banker Caine Real Est

    302 Peach Valley Dr, Spartanburg, SC 29303
  • /15

    $434,900

    • 2,372 Sq Ft

    795/ 793 Lyman St, Inman, SC 29349

    Investment Opportunity or Ideal Home! Brand New Duplex in Desirable Inman, SC Discover the perfect blend of modern living and investment potential with this newly constructed duplex, ideally situated in the thriving community of Inman, SC. Each spacious unit offers a contemporary open-concept design, making it an attractive option for owner-occupants seeking supplemental income or savvy investors

    Leslie Horne LESLIE HORNE & ASSOCIATES

    795/ 793 Lyman St, Inman, SC 29349
  • /32

    $244,000

    • 4 Beds
    • 2.5 Baths
    • 1,506 Sq Ft

    177 Lincoln Dr, Spartanburg, SC 29306

    This gorgeous fully renovated home situated in the most convenient location close to downtown Spartanburg, Duncan Park, local trails and even its own baseball stadium. Charming open floorplan allows natural light to fill the space. Completely renovated kitchen with brand new appliances, new cabinets, new granite countertops, new flooring throughout the house. Fully renovated bathrooms with best

    Liliya Kimbrell Shulikov Realty & Associates

    177 Lincoln Dr, Spartanburg, SC 29306
  • /36

    $619,000

    • 5 Beds
    • 3 Baths
    • 3,600+ Sq Ft

    126 Patti Ct, Cowpens, SC 29330

    Welcome to 126 Patti Court, a stunning all-brick residence nestled in the serene Country Meadows neighborhood of Cowpens, South Carolina. This spacious 5-bedroom, 3-bathroom home, spanning 3,696 square feet, was thoughtfully constructed in 2000. Situated on a generous 1-acre lot, this single-story home with a flex room is perfect for families seeking comfort, style, and modern upgrades. Step

    Preston Inglee Century 21 Blackwell & Co

    126 Patti Ct, Cowpens, SC 29330
  • /30

    $320,000

    • 3 Beds
    • 2 Baths
    • 1,400+ Sq Ft

    433 Analyse Dr, Wellford, SC 29385

    A stunning well designed home built in 2020-2021, nestled on a spacious half-acre lot just one mile from the scenic Lake Cooley! A desirable split floor plan and an open-concept design, highlighted by vaulted ceilings that create an inviting atmosphere. Step inside to discover a seamless flow between the kitchen, living, and dining areas perfect for entertaining. The kitchen features

    MITCHELL FOSTER Epique Realty Inc

    433 Analyse Dr, Wellford, SC 29385
  • /24

    $339,900

    • 3 Beds
    • 2 Baths
    • 1,598 Sq Ft

    119 Bell Ave, Inman, SC 29349

    Under construction. You'll enjoy the open concept living and split bedroom plan. Home features 3 bedrooms and 2 full bath. 9ft ceilings, luxury vinyl plank flooring throughout the house. The kitchen offers stainless steel appliances includes refrigerator! Quartz countertops and a subway tile backsplash. Island for extra seating. Primary features walk in closet. One of the standout features of

    Kseniia Cholak Keller Williams Realty

    119 Bell Ave, Inman, SC 29349
  • /35

    $360,000

    • 3 Beds
    • 2 Baths
    • 1,600+ Sq Ft

    2005 Gap Creek Rd, Greer, SC 29651

    This fully renovated 3-bedroom, 2-bathroom home blends modern comfort and style with thoughtful upgrades throughout. Step into a spacious open living room with brand-new luxury vinyl plank (LVP) flooring and fresh interior and exterior paint that create a bright, welcoming atmosphere. The kitchen shines with new custom cabinets, granite countertops, and high-end stainless steel appliances,

    Nancy Reyes Realty One Group Freedom

    2005 Gap Creek Rd, Greer, SC 29651
  • /32

    $275,000

    • 3 Beds
    • 2 Baths
    • 1,889 Sq Ft

    308 Pine Lake Ct, Spartanburg, SC 29301

    This brick ranch home is located near schools, shopping, Spartanburg and the interstate. Nestled on a cul-de-sac street, the home offers 3 bedrooms, with hardwoods and 2 baths with ceremic tile. As you enter the front door you are greeted with space. To the right is a combo living room, dining room space with hardwoods. Straight ahead is a great room with fireplace with new LVT flooring. The

    Steve Bobo BOBO, A. S. REAL ESTATE

    308 Pine Lake Ct, Spartanburg, SC 29301
  • /28

    $315,000

    • 3 Beds
    • 1.5 Baths
    • 1,600+ Sq Ft

    2551 Compton Bridge Rd, Inman, SC 29349

    Welcome to this beautifully updated 3 BR one-level ranch on a full acre—no HOA, a foothills view, and a great location. New luxury vinyl plank floors throughout, skylights for natural light, and renovated kitchen and bathroom. The spacious sunroom includes a convenient half bath—perfect for entertaining. Outside you’ll find fencing, patio, chicken run, food forest, shade trees, outbuilding for

    Barry Venuto Greenville Realty, LLC

    2551 Compton Bridge Rd, Inman, SC 29349
  • /43

    $534,900

    • 4 Beds
    • 2 Baths
    • 2,269 Sq Ft

    11555 New Cut Rd, Campobello, SC 29322

    Seller is offering up to $3,500 in concessions — Welcome to this beautifully crafted, newly built home by a local builder who paid attention to EVERY DETAIL. It offers the perfect blend of modern upgrades and peaceful mountain views. This 3-bedroom home has an additional 16x12 office/study OR potential 4th bedroom, 2-full-bath home features a 3-car garage and sits on 1.11 acres with NO HOA!

    KOLBE PRUITT Beyond Real Estate

    11555 New Cut Rd, Campobello, SC 29322
  • /35

    $172,900

    • 2 Beds
    • 1 Bath
    • 880 Sq Ft

    26 8th St, Greer, SC 29651

    Welcome to your charming and updated sanctuary just a stone's throw from the delightful town of Greer! This adorable 2-bedroom, 1-bathroom home is move-in ready and brimming with appeal. Imagine stepping inside to discover fresh paint, sleek vinyl flooring, and light-filled spaces thanks to updated vinyl windows. The open floor plan creates a seamless flow, perfect for modern living. The

    Anna Workman Blackstream International RE

    26 8th St, Greer, SC 29651
  • /38

    $380,000

    • 3 Beds
    • 2 Baths
    • 1,671 Sq Ft

    9651 U S 221, Woodruff, SC 29388

    This listing offers 4.67 ACRES with a charming all brick ranch home located in the much sought after WOODRUFF AREA. This home features 3 bedrooms with 2 full baths. The open kitchen/dining room/den area is a perfect place for family entertaining, with a separate front living room for the adults. There is a front porch for sipping your morning coffee, and a large covered porch for family cookouts,

    SHERRY GOODWIN Ponce Realty Group

    9651 U S 221, Woodruff, SC 29388
  • /46

    $349,900

    • 3 Beds
    • 2 Baths
    • 1,800+ Sq Ft

    204 Lenderman Dr, Inman, SC 29349

    Charming 3 bedroom/ 2 bathroom ranch-style home situated on a spacious and level +/- 0.9-acre lot. Inside, you'll find a generous living room, a well-appointed kitchen, a dedicated dining area, and a convenient laundry room. Each bedroom offers ample space, with the primary suite featuring a large walk-in closet. Storage is abundant with two sizable attics, multiple closets, and an outdoor

    Brad Liles Keller Williams on Main

    204 Lenderman Dr, Inman, SC 29349
  • /39

    $279,900

    • 4 Beds
    • 3 Baths
    • 2,426 Sq Ft

    177 Continental Dr, Spartanburg, SC 29302

    If you're looking for a home with plenty of space, how about a 2,426 square foot home? Located in district 7, all brick 4 bedroom 3 full bath home. This is a 2 floor ranch with an entire recreational room located in the basement. The down stairs features 2 bedrooms, full bath, laundry and storage space. On the main floor, you will notice the newly renovated kitchen to feature the new appliances.

    Lupe Rosales THE ROSALES GROUP@KW

    177 Continental Dr, Spartanburg, SC 29302
  • /50

    $639,000

    • 4 Beds
    • 3 Baths
    • 2,222 Sq Ft

    140 Holmes Dr, Spartanburg, SC 29303

    Your modern elegance meets wide open spaces here on Holmes, with rare luxury living on 2 acres of your private oasis! This is your land, your vision so create the lifestyle you dream of. Surrounded by mature trees and peaceful serenity, this home will provide unmatched freedom for future plans of gardening, RV parking, added shops or expansion, pools or pets. Step inside to discover a

    Kristina Sashchenko Realty One Group Freedom

    140 Holmes Dr, Spartanburg, SC 29303
  • /23

    $279,900

    • 2 Beds
    • 1 Bath
    • 1,304 Sq Ft

    283 Hydrick St, Spartanburg, SC 29306

    A home in Historic Hampton Heights! Walk to the new baseball stadium. This home is over 100 years old and has aged to perfection. With just a few updates you can make this home a dream. It has 1300 square feet, with 2 bedrooms and 1 bathroom. There is a huge living room with a gas log fireplace. The dining room is a size fit for a large table and chairs. The kitchen has solid surface counters and

    Rhonda Porter Coldwell Banker Caine Real Est

    283 Hydrick St, Spartanburg, SC 29306
  • /28

    $215,900

    • 2 Beds
    • 2 Baths
    • 1,600+ Sq Ft

    313 S Georgia Ave, Chesnee, SC 29323

    Take a look at this unique property offering true South Carolina farmhouse living! This charming home features two full bedrooms plus a versatile flex room, all conveniently located on a single level. The kitchen boasts modern updates, complemented by the home's tall ceilings and original historical beadboard throughout. Fresh paint and new LPV flooring further enhance this historical gem.

    Preston Inglee Century 21 Blackwell & Co

    313 S Georgia Ave, Chesnee, SC 29323
  • /25

    $250,000

    • 3 Beds
    • 1.5 Baths
    • 1,200+ Sq Ft

    782 John B White Sr Blvd, Spartanburg, SC 29306

    Welcome to 782 John B White Sr Blvd – A beautifully renovated 3-bedroom, 2-bath home situated on a spacious lot with mature trees and a long, private driveway. This charming bungalow boasts modern updates throughout, including brand new luxury vinyl plank flooring, fresh paint, and an open-concept layout perfect for entertaining. The kitchen features white shaker cabinets, granite countertops, a

    Adriana Pizarro Bluefield Realty Group

    782 John B White Sr Blvd, Spartanburg, SC 29306
  • /35

    $322,000

    • 3 Beds
    • 2 Baths
    • 1,600+ Sq Ft

    120 Branch St, Campobello, SC 29322

    This adorable brick ranch home in popular Campobello has a newly renovated kitchen, and multiple updates throughout. The 2025 kitchen renovations include a dishwasher, refrigerator, range hood, wall oven/microwave, customized cabinetry, and lighting. Original hardwood flooring graces the living room and two bedrooms, and the laminate flooring was placed in 2023. The entire interior was painted in

    JAMIE NOBLE BHHS C Dan Joyner - Midtown

    120 Branch St, Campobello, SC 29322
  • /8

    $139,000

    • 2 Beds
    • 1 Bath
    • 735 Sq Ft

    121 Hillside Dr, Spartanburg, SC 29303

    Newly remodeled 2BR/1BA brick home in Spartanburg, SC available for sale! Fresh paint, new kitchen cabinets & counters, laminate floors, and cozy carperted bedrooms. Bright open living/dining area with large window. New range/oven installed (not shown in photos). Landscaped yard with a chicken coop in a quiet, private neighborhood just 10 minutes from downtown. Perfect starter home.

    Miller Coleman The Coleman Company

    121 Hillside Dr, Spartanburg, SC 29303
  • /25

    $234,900

    • 2 Beds
    • 2 Baths
    • 700+ Sq Ft

    1231 Apalache St, Greer, SC 29651

    Charming 2 Bedroom home in a great location. This updated home offers easy living on a level lot with great back yard. Enjoy peaceful mornings and relaxing evenings from the covered front porch or on the spacious covered back porch- perfect for entertaining or simply unwinding inside. You’ll find two great size bedrooms, and a functional layout that blends comfort and convenience.

    Laura Simmons Laura Simmons & Associates RE

    1231 Apalache St, Greer, SC 29651
  • /16

    $89,000

    • 2 Beds
    • 1 Bath
    • 1,541 Sq Ft

    389 Main St, Converse, SC 29329

    Investor Special – Opportunity with River Views! Don’t miss this rare investment opportunity overlooking the scenic Pacolet River. Situated next to the newly developed Converse Mill Lofts, this property offers stunning river views and exceptional potential for redevelopment or renovation. Located just minutes from Downtown Spartanburg, shopping, and dining. Property being sold as-is. A must-see

    Ralph Harvey LIST WITH FREEDOM.COM

    389 Main St, Converse, SC 29329
  • /43

    $409,900

    • 4 Beds
    • 2 Baths
    • 2,000 Sq Ft

    203 Palmetto Dr, Greer, SC 29651

    JUST WHAT YOU HAVE BEEN WAITING FOR! A NEW LISTING IN COUNTRY CLUB ESTATES! An updated one level home located in a great sought-after neighborhood! 4BR / POSSIBILY 5 BR TO CONVERT THE DINING RM in this single story home in a nice established neighborhood with no HOA. Convenient to everything, schools, shopping and interstate access. The desirable open floor plan provides spacious living area

    Sherri Shook Solid Ground Properties

    203 Palmetto Dr, Greer, SC 29651
  • /19

    $64,900

    • 2 Beds
    • 1 Bath
    • 1,143 Sq Ft

    121 Love Ln, Pacolet, SC 29372

    Investors special, two bedroom , one bathroom. This home is located near heart of Pacolet. This is a perfect home for a fixer upper or a potential investment home. Home is being sold “AS IS” condemned by the county. Call today to schedule your showing.

    PAVEL ZABOLOTSKIY Ponce Realty Group

    121 Love Ln, Pacolet, SC 29372
  • /25

    $250,000

    • 2 Beds
    • 2 Baths
    • 1,200+ Sq Ft

    423 Rexford Dr, Moore, SC 29369

    Looking for a low maintenance home that is ADA accessible and close to everything? This 2 bedroom and 2 bathroom home in the West Hampton Subdivision is the only ADA accessible home in the neighborhood and the only one with a rear room and even has a one car garage. For your convenience, the upgraded roof and upgraded HVAC are less than 2 years old. The 2 sided fireplace and patio area are a

    Meri Frady RE/MAX Moves Greer

    423 Rexford Dr, Moore, SC 29369
  • /28

    $275,000

    • 3 Beds
    • 1 Bath
    • 1,400+ Sq Ft

    101 Jordan Rd, Lyman, SC 29365

    TOTAL REMODELLED 3 bedroom home with UPDATED WINDOWS, 5 YEAR OLD HVAC, 9 YEAR OLD ROOF, NEW SEPTIC TANK & LINES. The kitchen features GRANITE COUNTERS & STAINLESS STEEL APPLIANCES, TILED BACKSPLASH, large WALK-IN PANTRY + the pot rack conveys + large laundry room. Off the living room is a finished area with closet that could be a great office. SPRAY FOAM INSULATION ADDED IN ATTIC & TANKLESS

    LeAnne Carswell Expert Real Estate Team

    101 Jordan Rd, Lyman, SC 29365
  • /46

    $279,000

    • 4 Beds
    • 2.5 Baths
    • 1,800+ Sq Ft

    279 Finch Rd, Wellford, SC 29385

    Don't sleep on Wellford, y'all! The area is growing and here's your opportunity to be a part of it all! This home is a Must-See: Beautiful, loved and well-maintained 4 bedroom, 2.5 bath home in a convenient location! One-level living at its best featuring quick access to interstates, highways, shopping, restaurants and more! (Within easy reach to both Spartanburg and Greenville)!! Enjoy this

    Tudi Holmes Tudi Holmes Realty

    279 Finch Rd, Wellford, SC 29385
  • /49

    $524,900

    • 4 Beds
    • 3 Baths
    • 3,000+ Sq Ft

    772 Glendalyn Ave, Spartanburg, SC 29302

    PRICE IMPROVEMENT -Step into timeless charm and modern convenience with this 4-bedroom, 3-bathroom home with over 3,100 square feet of living space, (Zillow is incorrect). Built in 1910, this residence blends historic character with thoughtful updates, including new windows and plantation shutters. Original heart of pine hardwood floors, pocket doors, and abundant cabinetry add warmth and style

    Kelly Vogel Keller Williams Realty

    772 Glendalyn Ave, Spartanburg, SC 29302
  • /27

    $229,900

    • 4 Beds
    • 2 Baths
    • 1,702 Sq Ft

    226 Briarcliff Rd, Spartanburg, SC 29301

    Charming updated 4 bedroom home in established neighborhood located close to everything Spartanburg has to offer. Owner has done extensive remodeling including roof, exterior, kitchen, bathrooms with beautiful tile showers and more. A formal living room and dining room, combined with a large family room offers generous living space for the entire family. Upstairs are two bedrooms that include

    Rob Turchetta Brand Name Real Estate Upstate

    226 Briarcliff Rd, Spartanburg, SC 29301
  • /17

    $315,000

    • 3 Beds
    • 2 Baths
    • 2,007 Sq Ft

    3652 New Cut Rd, Inman, SC 29349

    Come see this charming Home in Inman – Convenience, Fenced Yard & New Roof! Welcome to this well-maintained 3-bedroom, 2-bath home nestled in a quiet but convenient neighborhood just 20 minutes from downtown Spartanburg. Offering over 2,000 square feet of comfortable living space, this 1.5-story home features a flexible upstairs spare room—perfect for a home office, playroom, or guest space. The

    John Cantrell Keller Williams Mountain Partners

    3652 New Cut Rd, Inman, SC 29349
  • /34

    $299,999

    • 3 Beds
    • 1 Bath
    • 1,600+ Sq Ft

    206 E Greenwood St, Landrum, SC 29356

    JUST WHAT YOU'VE BEEN LOOKING FOR! A southern charmer located in the quaint town of Landrum, SC. This is a great Victorian cottage that is full of character and upgrades. You will enjoy drinking your coffee on the large wrap around porch that is shaded from the weather. Lots of flowering plants and trees in the English style gardens with this 3BR 1 bath lovely home located on .65 of an acre

    Sherri Shook Solid Ground Properties

    206 E Greenwood St, Landrum, SC 29356
  • /36

    $254,900

    • 2 Beds
    • 2 Baths

    917 Blue Willow Ct, Spartanburg, SC 29302

    Welcome to 917 Blue Willow Ct, a nearly new, turnkey 3-bedroom, 2-bathroom Craftsman-style home in the serene Olivia Springs subdivision of Spartanburg, SC. Built in 2023, this single-story residence is designed for low-maintenance, one-level living, making it an ideal retreat for retirees or anyone seeking comfort and convenience. Nestled on a quiet cul-de-sac lot, this home provides privacy and

    Preston Inglee Century 21 Blackwell & Co - Boiling Springs

    917 Blue Willow Ct, Spartanburg, SC 29302
  • /14

    $185,000

    • 2 Beds
    • 1 Bath
    • 1,300 Sq Ft

    112 Scruggs Ave, Spartanburg, SC 29303

    Welcome to 112 Scruggs Street—a recently updated 2-bedroom, 1-bath home in Spartanburg! Step inside to discover extra-large rooms, refinished rustic hardwood floors, and a bright, open layout perfect for comfortable living. The home features a brand-new roof, and kitchen and bath updates. Large windows provide lots of natural light throughout the home. Situated just minutes from downtown,

    Brandon McKillop Summey & McKillop Realty, LLC

    112 Scruggs Ave, Spartanburg, SC 29303
  • /2

    $383,500

    • 4 Beds
    • 3 Baths
    • 2,412 Sq Ft

    545 Landseer Dr, Landrum, SC 29356

    Stimulus Package Offered (Call for Details). New Vail Floor Plan Under Construction in Sherwood Gardens. 4 Bedroom - 3 Bath; Approx. 2412 Sq. Ft. Smart Home Manager Package - Covered Concrete Patio w/ Ceiling Fan - 9 Ft. Ceilings on Main Level w/ 12 Ft. Ceiling in Kitchen & Family Room - Gas Log Fireplace w/ Raised Hearth & White Stone to Ceiling - Ceiling Fans in Family Room & Primary Bedroom

    Stan McAlister McAlister Realty

    545 Landseer Dr, Landrum, SC 29356
  • /11

    $329,900

    • 3 Beds
    • 2 Baths
    • 1,970 Sq Ft

    520 Harvest Valley Ct, Spartanburg, SC 29303

    Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in as-is condition. Please email to confirm receipt of contract. HomeSteps requires the earnest money deposit to be paid in the form of a certified or cashier’s check, NO MONEY ORDERS ; earnest money to be held by Keller Williams Realty.Certified Fundsmusthave property address &

    Harry Mamroth Keller Williams Realty

    520 Harvest Valley Ct, Spartanburg, SC 29303
  • /37

    $399,900

    • 3 Beds
    • 2 Baths
    • 3,197 Sq Ft

    147 Hillbrook Dr, Spartanburg, SC 29307

    Spacious Ranch in Hillbrook – 3 Bed, 2 Bath + Finished Basement! Don’t miss this stunning 3-bedroom, 2-bath ranch in Eastside Spartanburg’s sought-after Hillbrook Subdivision! Boasting 3,197 sq ft, this home is filled with character and updates, including hardwood floors throughout, updated windows, plantation shutters, and a sunroom perfect for year-round enjoyment. You'll love the great room

    Bryce Byrd Century 21 Blackwell & Co

    147 Hillbrook Dr, Spartanburg, SC 29307
  • /33

    $165,000

    • 3 Beds
    • 2.5 Baths
    • 1,413 Sq Ft

    165 Buckstone Ln, Spartanburg, SC 29307

    Wonderful opportunity for a first-time homebuyer or an investor looking for a little sweat equity. This 3 bedroom 2.5 bathroom townhome sits right off of E Main St on the East Side of Spartanburg. Conveniently less than 10 minutes from plenty of stores and restaurants to choose from, including the Hillcrest Shopping Center. This townhome features a brand-new HVAC system, newer hot water heater,

    Chase Furnas CEF and Co

    165 Buckstone Ln, Spartanburg, SC 29307
  • /2

    $338,250

    • 3 Beds
    • 2 Baths
    • 1,700 Sq Ft

    541 Landseer Dr, Landrum, SC 29356

    Stimulus Package Included (Call for Details). NEW Astoria Plan Under Construction in Sherwood Gardens. 3 Bedroom - 2 Bath; Approx. 1700 Sq. Ft. Smart Home Manager Package - 9 Ft. Ceilings on Main Level w/ Cathedral Ceiling in Family Room - Gas Log Fireplace w/ Raised Hearth & Stone to Mantel - Ceiling Fans in Family Room & Primary Bedroom - Luxury Vinyl Plank Flooring in Main Living Areas &

    Stan McAlister McAlister Realty

    541 Landseer Dr, Landrum, SC 29356

Showing Results 521 - 560, Page 14 of 16

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