803

Spokane, WA 1-Story Homes for Sale

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  • /50

    $300,000

    • 2 Beds
    • 2 Baths
    • 1,210 Sq Ft

    620 W 7th Ave Unit 207, Spokane, WA 99204

    Panoramic city views & front-row seats to epic firework shows, sunrises, & sunsets from your private balcony. Solid Swedish oak floors & updated flat-texture ceilings create a clean, modern feel, complemented by dimmable lighting & an updated gas fireplace with custom stone inlay. The kitchen features custom Palomino cabinetry with pull-outs & tiered drawers, hand-painted Italian stone backsplash

    Kaya Kennedy Keller Williams Spokane - Main

    620 W 7th Ave Unit 207, Spokane, WA 99204
  • /31

    $535,000

    $25K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,688 Sq Ft

    1624 E 49th Ave, Spokane, WA 99223

    Welcome to this charming 3-bedroom, 2-bath home ideally situated on a desirable corner lot in Spokane’s sought-after South Hill! The spacious main level features a vaulted wood-beam ceiling, stunning floor-to-ceiling windows overlooking the backyard, and a main-floor primary bedroom for added convenience. The basement offers a large recreation room plus a versatile bonus room that could serve as

    Nathalie Batty Redfin

    1624 E 49th Ave, Spokane, WA 99223
  • /8

    $439,990

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,609 Sq Ft

    The Jackson Plan at North Grove, Spokane, WA

    At 1609 square feet, the Jackson is a smartly designed single-story home popular with those who want to maximize every inch of living space. The homes alley-accessed garage creates charming street appeal. An expansive living room and the large dining room adjoin a kitchen featuring ample cupboard space and an ever-useful island. The private main suite boasts a large dual vanity bathroom with a

    Hayden Homes Builder
    0 N Grove St Unit 42124080, Spokane, WA
  • /23

    $499,990

    New Construction
    • 3 - 4 Beds
    • 2 Baths
    • 1,800+ Sq Ft

    The Orchard Plan at The Summit, Spokane, WA 99224

    At 1800 square feet, the Orchard is an efficiently-designed, mid-sized single level home offering both space and comfort. The open kitchen is a chefs dream, with counter space galore and plenty of cupboard storage. The expansive living room and adjoining dining area complete this eating and entertainment space, with the added appeal of an optional desk or beverage center. The spacious and private

    Hayden Homes Builder
    6801 S Walnut St Unit 36869759, Spokane, WA 99224
  • /19

    $464,990

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,574 Sq Ft

    The Hudson Plan at Valley Springs - Reserve, Spokane, WA 99217

    The 1574 square foot Hudson is an efficiently-designed, mid-sized single level home offering both space and comfort. The open kitchen is a chefs dream, with counter space galore, plenty of cupboard storage and a breakfast bar. The expansive living room and adjoining dining area complete this eating and entertainment space. The spacious and private main suite boasts a dual vanity bathroom,

    Hayden Homes Builder
    5379 N Ainsworth Ln Unit 38082944, Spokane, WA 99217
  • /18

    $439,990

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,574 Sq Ft

    The Hudson Plan at Harvest Acres, Cheney, WA 99004

    The 1574 square foot Hudson is an efficiently-designed, mid-sized single level home offering both space and comfort. The open kitchen is a chefs dream, with counter space galore, plenty of cupboard storage and a breakfast bar. The expansive living room and adjoining dining area complete this eating and entertainment space. The spacious and private main suite boasts a dual vanity bathroom,

    Hayden Homes Builder
    0 Simpson- Pkwy Unit 37865410, Cheney, WA 99004
  • /26

    $450,000

    $65K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,667 Sq Ft

    7702 N Five Mile Rd, Spokane, WA 99208

    5-Mile single level rancher on a .33 acre lot, offering 3Bd, 2Bth, 1667 sqft! Open Great Room design with vaulted ceilings and a gas fireplace with floor to ceiling stone surround. High end finish work throughout, including solid quartz counter tops in both baths & kitchen, tile backsplash, wood looking LVP floors and custom light fixtures! The dreamy Primary Suite sits on its own side of the

    Steffani Murphy Redfin

    7702 N Five Mile Rd, Spokane, WA 99208
  • /13

    $424,990

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,323 Sq Ft

    The Durham Plan at North Grove, Spokane, WA

    The Durham makes every bit of its 1323 square feet, offering great comfort in a modestly sized single level plan. Featuring an alley-access garage, the home has extraordinary street appeal. The spacious living room that adjoins the dining room, and the efficiently planned kitchen boasts ample counter space and cupboard storage. An expansive main suite features a dual vanity bathroom and a

    Hayden Homes Builder
    0 N Grove St Unit 42124088, Spokane, WA
  • /44

    $559,000

    $10K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,105 Sq Ft

    1629 S Royal St, Spokane, WA 99224

    Dreaming of country living without giving up convenience? This 1-of-a-kind custom Craftsman sits on a 1.04-acre lot mins from Fairchild AFB, Spokane Intl Airport & downtown. Thoughtfully designed main-floor w/ living area w/ gas FP, kitchen w/ SS apps, gas range, custom cabinetry, built-in pantry & brkfst bar + 1/2 bath & laundry. Lg main-floor primary suite w/ WIC & ensuite bath w/ clawfoot tub

    Brynn Rea Redfin

    1629 S Royal St, Spokane, WA 99224
  • /40

    $1,399,000

    $101K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,008 Sq Ft

    9215 S Cheney Spokane Rd, Spokane, WA 99224

    Enjoy the best of both worlds with this stunning 123-acre property with well and septic offering privacy, space, and natural beauty. Gently rolling meadows are framed by mature trees, creating a peaceful and picturesque setting. All this just 5 miles from Latah Creek Shopping Center, 7 miles to Cheney, and only 9 miles to downtown Spokane! The charming 3-bedroom, 1-bath home is full of potential

    Carolyn Harbolt Coldwell Banker Tomlinson

    9215 S Cheney Spokane Rd, Spokane, WA 99224
  • /49

    $425,000

    • 4 Beds
    • 2 Baths
    • 2,874 Sq Ft

    5726 N C St, Spokane, WA 99205

    Meticulously maintained Shadle rancher offering 2,874 sq ft with 4 bedrooms and 2 baths in a beautifully landscaped, private setting. The updated kitchen shines with stainless steel appliances, a Wolf gas range, and double ovens, perfect for the home chef. Enjoy cozy evenings by the gas insert fireplace in the spacious living room, or entertain guests in the formal dining room. A versatile

    Jason Malone Windermere North

    5726 N C St, Spokane, WA 99205
  • /50

    $399,000

    • 3 Beds
    • 2 Baths
    • 2,076 Sq Ft

    3908 S Alder Cir, Spokane, WA 99223

    Welcome to Willow Glen, a beautifully maintained gated community offering comfort, convenience, and an exceptional lifestyle. This desirable 3-bedroom, 3-bathroom home is ideally situated within the development and features thoughtful updates throughout. The updated kitchen showcases elegant granite countertops and provides a welcoming space for everyday living and entertaining. The spacious

    Brian Strobel John L Scott, Inc.

    3908 S Alder Cir, Spokane, WA 99223
  • /32

    $365,000

    $10K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,008 Sq Ft

    2621 W Sharp Ave, Spokane, WA 99201

    Beautifully updated Craftsman bungalow in Spokane's historic West Central neighborhood! This charming home blends timeless character with modern updates, including a new roof (2025), remodeled kitchen (2023), hardwood floors, original built-ins, abundant natural light, and multiple living spaces. The kitchen features stylish cabinetry, butcher block countertops, stainless steel appliances, new

    Shannon Schulz Tomlinson Sotheby's Intrntl RE

    2621 W Sharp Ave, Spokane, WA 99201
  • /50

    $320,000

    • 2 Beds
    • 2 Baths
    • 1,838 Sq Ft

    1507 S Southeast Blvd, Spokane, WA 99203

    Welcome home to this South Hill Rockwood gem! Located at 1507 S Southeast Blvd, this charming 2-bedroom, 2-bathroom home shines with newly refinished wood floors throughout the entire main level. Large windows flood the living spaces with an abundance of gorgeous natural light, creating a warm and airy atmosphere. Enjoy your morning coffee on the large patio or the balcony off the second bedroom.

    Natalie Ward Amplify Real Estate Services

    1507 S Southeast Blvd, Spokane, WA 99203
  • /34

    $329,950

    $20K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,108 Sq Ft

    4009 E Pratt Ave, Spokane, WA 99202

    Welcome to this inviting South Hill rancher featuring over 2,100 sq ft of comfortable living space. Enjoy the bright daylight walkout basement—perfect for additional living, recreation, or guest space. With a garage under the home, convenience is built in. Step outside to a huge deck overlooking the fenced backyard, ideal for relaxing, pets, and outdoor gatherings. Inside, vinyl plank flooring

    Jeff Crane Crane Real Estate Group

    4009 E Pratt Ave, Spokane, WA 99202
  • /32

    $499,900

    $20K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 3,262 Sq Ft

    5704 S Pony Ct, Spokane, WA 99224

    Complete remodel just finished! Daylight rancher in the gated community of Bridlewood! Adjacent to The Qualchan Golf Course with easy access to downtown Spokane, and just minutes from Chaps and Latah Bistro. This beautifully renovated 3,200 sq. ft. home features a brand new kitchen: all new cabinets, quartz countertops w/ subway tile backsplash, stainless steel appliances, LVP flooring; new

    Bryan Swanson Keller Williams Spokane - Main

    5704 S Pony Ct, Spokane, WA 99224
  • /44

    $335,000

    • 3 Beds
    • 1 Bath
    • 1,729 Sq Ft

    408 W Gordon Ave, Spokane, WA 99205

    Move-In Ready Garland District Rancher! Featuring newer luxury vinyl plank flooring throughout the main floor living areas. Nice size main floor family room and informal dining area. Huge primary bedroom, and updated main floor bath. Light and bright kitchen with full stainless steel appliance package. Downstairs features additional egress bedroom that can be used as a family room as well. Room

    Kevin Jones Keller Williams Spokane - Main

    408 W Gordon Ave, Spokane, WA 99205
  • /15

    $445,000

    $30K PRICE DROP
    • 5 Beds
    • 4 Baths

    2924 E Broad Ave, Spokane, WA 99217

    Fully occupied fourplex generating $2,950 per month in gross rental income. The unit mix includes one 2-bedroom unit and three 1-bedroom units, with current rents of $1,200, $700, $525, and $525 per month. This is an excellent opportunity for investors seeking immediate cash flow with additional upside through improved management, property improvements, and future rent increases, or by adding a

    Billy Deese Deese Real Estate

    2924 E Broad Ave, Spokane, WA 99217
  • /21

    $349,999

    $45K PRICE DROP
    • 3 Beds
    • 2 Baths

    5028 N Washington St, Spokane, WA 99205

    Thoughtfully renovated in 2026, this 3-bedroom, 2-bath home blends classic character with clean, modern design. Located on a spacious corner lot just steps from Franklin Park, the open-concept layout features a stunning kitchen with quartz countertops, custom cabinetry, stainless steel appliances, a full-height tile backsplash, and an oversized island. The private primary suite offers a

    David Semenikhin Heart and Homes NW Realty

    5028 N Washington St, Spokane, WA 99205
  • /30

    $249,000

    $30K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 1,248 Sq Ft

    707 E Nebraska Ave, Spokane, WA 99208

    Move-in ready. Cute Northtown Bungalow nearly completely remodeled with new paint, carpet, granite countertops; the list goes on. Basement is ready for expansion just for you. FA Gas Heat and central air. Room for a garage.

    Gayle Earling Windermere Valley

    707 E Nebraska Ave, Spokane, WA 99208
  • /14

    $519,950

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,961 Sq Ft

    Kenmore Plan at Woodridge - Gallery Collection, Spokane, WA 99208

    This single-story home shares an open floorplan between the kitchen, dining area and family room for easy entertaining. A bonus room off the shared living space can be used as an additional TV viewing area, depending on the homeowner's needs. Residents can enjoy a wide patio for year-round outdoor lounging. There are three bedrooms, including the luxe owner's suite, complete with an en-suite

    Lennar Builder
    10646 N Assembly St Unit 36040394, Spokane, WA 99208
  • /28

    $495,000

    • 3 Beds
    • 2 Baths
    • 1,689 Sq Ft

    718 E 40th Ave, Spokane, WA 99203

    Professionally remodeled 3 bedroom, 2 bath home located on a picturesque tree-lined avenue! You'll step inside to the light and bright living area with refinished wood floors, cozy fireplace, and dining area; plus two cheery main floor bedrooms, a full bathroom, and built-in storage. The kitchen boasts marble tile accent, quartz counters, shaker cabinetry with efficient pull-out shelving, and

    Janet Robel Keller Williams Spokane - Main

    718 E 40th Ave, Spokane, WA 99203
  • /49

    $359,995

    $9K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,818 Sq Ft

    4011 W Everett Ave, Spokane, WA 99205

    Thoughtfully renovated while preserving its timeless vintage charm, this move-in ready 4 bed, 2 bath bungalow in the desirable Shadle Park area offers space, flexibility, and major updates buyers are searching for! Features include new roof, new siding, updated electrical, plumbing repairs, mold remediation, updated windows, fresh interior paint, landscaping, and transferable warranties for peace

    Rachel Berto Windermere North

    4011 W Everett Ave, Spokane, WA 99205
  • /50

    $309,000

    $6K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 1,376 Sq Ft

    904 E Joseph Ave, Spokane, WA 99208

    Charming Fully Updated 2 Bed, 1 Bath Home in a Prime Location! Welcome home to this stunning, move-in-ready 2-bedroom, 1-bath gem that perfectly blends modern updates with everyday convenience! From the moment you step inside, you'll love the bright, fresh interior featuring stylish finishes and thoughtful upgrades throughout. Whether you're a first-time buyer, downsizing, or looking for a

    Dianne Bergstresser John L Scott, Inc.

    904 E Joseph Ave, Spokane, WA 99208
  • /30

    $285,000

    $5K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,120 Sq Ft

    303 E Queen Ave, Spokane, WA 99207

    Beautifully remodeled 3-bedroom, 1-bathroom rancher perfectly positioned on a desirable corner lot. Thoughtfully updated throughout, this home blends modern finishes with the charm and functionality of a classic single-level layout. Enjoy your morning coffee or welcome guests from the inviting covered front porch, with a fenced front yard offering privacy and usable outdoor space. The covered

    Robert Bond The Experience Northwest

    303 E Queen Ave, Spokane, WA 99207
  • /35

    $925,000

    $50K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 3,774 Sq Ft

    803 W Willapa Ave, Spokane, WA 99224

    Like-new and beautifully maintained, this amazing 2019-built home on a corner lot offers 5 bedrooms and 3 bathrooms with exceptional craftsmanship throughout. Vaulted ceilings and a stunning great room with fireplace create an inviting, open-concept living space filled with natural light. The chef’s kitchen features custom cabinetry, high-end finishes, and premium Fisher & Paykel

    Steve Hildahl Windermere Manito, LLC

    803 W Willapa Ave, Spokane, WA 99224
  • /50

    $499,000

    • 5 Beds
    • 3 Baths
    • 2,728 Sq Ft

    8418 E Bull Pine Ln, Spokane, WA 99217

    Beautifully updated home in the desirable Northwood community with territorial views and a versatile floor plan! Thoughtful improvements include a new roof, new windows, new front door, fresh paint inside and out, new LVP flooring and carpet, and a beautifully remodeled kitchen with new cabinets, quartz counters and new appliances. Enjoy the convenience of main-floor utilities with a spacious

    Tracy Penna Windermere North

    8418 E Bull Pine Ln, Spokane, WA 99217
  • /20

    $319,900

    • 3 Beds
    • 2 Baths
    • 1,800 Sq Ft

    5927 N Cochran St, Spokane, WA 99205

    Beautifully updated Shadle rancher featuring a spacious, modern kitchen and a private lower-level primary suite complete with an oversized walk-in shower, double sinks, and a generous walk-in closet. This home offers warm wood floors, low-maintenance vinyl siding and windows, and efficient gas-forced-air heating. Ideally located just steps from Loma Vista Park and close to nearby services, this

    Jim Powers CENTURY 21 Beutler & Associates

    5927 N Cochran St, Spokane, WA 99205
  • /50

    $615,000

    • 4 Beds
    • 3 Baths
    • 3,344 Sq Ft

    7908 S Carnation Rd, Spokane, WA 99224

    Country living without the commute. This 3,400 sqft recently remodleld rancher with a walkout basement sits in almost 5, treed acres. This home features 4 bedrooms, 3 bathrooms, and has a large kitchen with plenty of counterspace and a butler's pantry which will make holidays and gatherings easy to accommodate the whole family. Secluded and quiet this fenced and cross fenced home is situated 12

    Jonas Elber RE/MAX of Spokane

    7908 S Carnation Rd, Spokane, WA 99224
  • /17

    $275,000

    • 2 Beds
    • 1 Bath
    • 1,186 Sq Ft

    2324 W Dalton Ave, Spokane, WA 99205

    Great views, hardwood floors, and an open layout! This unique 2 bed, 1 bath home has plenty of character...including a classic clawfoot tub! Outside, the spacious, fully-fenced backyard gives you plenty of room to garden, entertain, let the dog run, or simply enjoy some extra space. And with central A/C, you’ll stay comfortable all summer long. Located near Audubon Park with easy access to

    Alyssa Curnutt REAL Broker LLC

    2324 W Dalton Ave, Spokane, WA 99205
  • /32

    $375,000

    • 4 Beds
    • 1 Bath
    • 1,246 Sq Ft

    1201 E 36th Ave, Spokane, WA 99203

    Charming 4 bed/1 bath rancher located in desirable South Hill area. Conveniently located near bus routes, and less than a mile north of Manito Golf & Country Club. The natural hardwood flooring and oversized window in the family room create a beautiful, cozy and inviting space! Professionally landscaped front yard offers amazing curb appeal. Backyard amenities include: A firepit, tool shed,

    Richard Hanson Windermere Liberty Lake

    1201 E 36th Ave, Spokane, WA 99203
  • /50

    $624,900

    New Construction
    • 5 Beds
    • 3 Baths
    • 3,368 Sq Ft

    3335 S Morrill Ln, Spokane, WA 99223

    Brand new South Hill rancher located on the final cul-de-sac in SouthRidge! Offering 5 bed, 3 bath, and over 3,350 sq ft, this thoughtfully designed home blends modern style with everyday functionality. The open-concept main floor features LVP flooring, a stacked-stone fireplace, and a spacious kitchen with shaker cabinets, quartz countertops, stainless steel appliances, gas range, walk-in

    Skylar Oberst Amplify Real Estate Services

    3335 S Morrill Ln, Spokane, WA 99223
  • /23

    $312,000

    $48K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 1,380 Sq Ft

    315 W Riverside Ave Unit 504, Spokane, WA 99201

    Welcome to Morgan Lofts, ideally located on the east end of downtown Riverside, offering both comfort and convenience. This 5th-floor unit features stunning downtown views and abundant natural light throughout. The kitchen is equipped with granite tile countertops and stainless steel appliances, blending style and functionality. Character shines with beautiful natural wood beams, extra-wide wood

    Donna Wilburn Amplify Real Estate Services

    315 W Riverside Ave Unit 504, Spokane, WA 99201
  • /11

    $285,000

    $15K PRICE DROP
    • 4 Beds
    • 2 Baths

    6417 N Lee St, Spokane, WA 99217

    Great North Spokane duplex in a convenient central location offering consistent rental income with tenants currently in place. Each unit features approximately 750 sq ft with 2 bedrooms, 1 bathroom, in-unit washer/dryer hookups, covered parking, a large fenced yard, and separate storage units under the attached carport. The property has benefited from numerous improvements over the years,

    Todd Grubb Keller Williams Spokane - Main

    6417 N Lee St, Spokane, WA 99217
  • /26

    $625,000

    New Construction $75K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,852 Sq Ft

    9006 E Clearview Ln, Spokane, WA 99217

    Luxury Townhouse in gated community of Rock Ridge Estates. Stunning, zero-lot line, view property, meticulously built, with upgrades galore, sure to impress those with affluent taste. Chef's kitchen includes Quartz counter tops, tile from Italy and Spain, built-in drawer microwave, induction cooktop, oversized island adorned with modern pendant lighting, sleek,stylish range hood, cabinets

    Dani Carpenter Realty One Group Eclipse

    9006 E Clearview Ln, Spokane, WA 99217
  • /50

    $115,000

    $15K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,440 Sq Ft

    2311 W 16th Ave Unit 303, Spokane, WA 99224

    Come see this beautifully updated 2 bed, 2 bath doublewide in the wonderful 55+ gated community at Cascade Mobile Home Park. This home offers comfortable, low maintenance year-round living with the convenience of a great location. 1,440 sqft. with updated bathrooms, new flooring, updated windows, new sliding glass door, fresh paint, and a brand new roof. This one is completely turn-key and

    Richard Stokes REAL Broker LLC

    2311 W 16th Ave Unit 303, Spokane, WA 99224
  • /22

    $439,950

    New Construction
    • 4 Beds
    • 2 Baths
    • 1,670 Sq Ft

    Dolly Plan at Woodridge - Inspiration Collection, Spokane, WA 99208

    This new single-story home is ready for modern lifestyles. Three secondary bedrooms boast a private location near the front of the home off the foyer, while an open-concept layout encourages seamless multitasking between a modern kitchen, elegant dining room and comfortable family room. A lavish owner’s suite is nestled into a private rear corner, complete with a full bathroom and walk-in closet.

    Lennar Builder
    10564 N Paiute St Unit 37053265, Spokane, WA 99208
  • /50

    $380,000

    • 4 Beds
    • 2 Baths
    • 2,240 Sq Ft

    1625 E 8th Ave, Spokane, WA 99202

    The perfect Perry District brick bungalow! This 4-bedroom, 2-bath home with an attached 1-car garage is located in the heart of the Perry District, just an easy walk from neighborhood shops, restaurants, breweries, and community events. Inside, fresh updated paint and thoughtful touches throughout give the home a bright, refreshed feel while maintaining its original character, including

    Chase Baxter eXp Realty 4 Degrees

    1625 E 8th Ave, Spokane, WA 99202
  • /50

    $395,000

    $55K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 848 Sq Ft

    5121 W Rutter Pkwy, Spokane, WA 99208

    “The Moose Caboose,” as dubbed by Spokane’s renowned luxury, custom builder/contractor, Doric Creager, & featured in Nspire Magazine’s summer/fall edition in 2018, hits the market...toot, toot! You’ve seen it on Rutter Parkway, it grabbed your attention & piqued your curiosity! Don’t miss your chance to explore this captivating, off-grid, modern replica of a train caboose. Solidly built by

    Don Hay Windermere City Group

    5121 W Rutter Pkwy, Spokane, WA 99208
  • /39

    $225,000

    $24K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 850 Sq Ft

    837 S Cowley St Unit 102, Spokane, WA 99202

    Beautifully remodeled, fully furnished ground floor condo with nicely sized patio for outdoor enjoyment! 2 generously sized bedrooms, 1 full bath with laundry in unit, new floors, paint, granite counters and full-sized stainless appliances in this showy unit. Formal dining room off the kitchen, electric fireplace in family room and all the space to spread out and enjoy life. Close to the

    Carrie Meyer Home Sales Spokane

    837 S Cowley St Unit 102, Spokane, WA 99202

Showing Results 81 - 120, Page 3 of 18

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