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Spokane, WA Homes for Sale with Basement

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  • /50

    $1,150,000

    • 5 Beds
    • 3.5 Baths
    • 4,682 Sq Ft

    6011 E Joseph Ln, Spokane, WA 99217

    Experience luxury living on more than 9 acres. This beautiful property combines elegance, comfort, and breathtaking natural beauty, offering panoramic views and abundance of wildlife. Inside, you’ll find a spacious living accommodation perfect for gatherings, complete with inviting fireplaces that add warmth and charm throughout. The updated gourmet kitchen features high-end appliances, ample

    Nathan Page Coldwell Banker Schneidmiller Realty

    6011 E Joseph Ln, Spokane, WA 99217
  • /39

    $999,000

    • 5 Beds
    • 3 Baths
    • 3,773 Sq Ft

    1622 W Fairway Dr, Spokane, WA 99218

    This stunning craftsman home sits On hole #8 of Kalispel Golf & Country Club w/breathtaking views of the course& Rattlesnake Ridge. Nestled in the exclusive Highlands community, this home features a grand great room w/high vaulted ceilings, expansive windows, gas fireplace, rich walnut flooring & main-floor living. Step out to the spectacular tongue & groove pine covered deck showcasing

    Jody Henderson Windermere North

    1622 W Fairway Dr, Spokane, WA 99218
  • /50

    $475,000

    • 5 Beds
    • 3 Baths
    • 2,332 Sq Ft

    7905 N Ash Ln, Spokane, WA 99208

    Welcome to this meticulously maintained 5-BEDROOM, 3-bathroom home offering over 2,300 square feet on Spokane’s desirable Five Mile Prairie. Designed with an open floor plan, this residence features a thoughtful layout and timeless finishes throughout with amazing views and evening sunsets. Step into an open-concept great room with extensive luxury vinyl plank (LVP) flooring and newer carpet,

    Joel Armstrong CENTURY 21 Beutler & Associates

    7905 N Ash Ln, Spokane, WA 99208
  • /50

    $350,000 Open Sat 12PM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,612 Sq Ft

    3203 W Cora Ave, Spokane, WA 99205

    Welcome to the desirable Downriver neighborhood! Just a short walk from the river, Audubon Park, local dining, shopping, and the Downriver Golf Course, this charming Craftsman bungalow offers the perfect blend of character and convenience. Step onto the inviting, pergola-covered front porch and into a home filled with original details, including beautifully refinished wood floors, a cozy

    Elizabeth Bendinelli Best Choice Realty

    3203 W Cora Ave, Spokane, WA 99205
  • /48

    $439,000

    • 4 Beds
    • 2.5 Baths
    • 2,598 Sq Ft

    804 S Quamash Ct, Spokane, WA 99224

    Spacious rancher with a full daylight basement on a quiet cul-de-sac in West Spokane. The main floor features an open-concept living area with vaulted ceilings, a large kitchen with island, stainless appliances, and a dining space that opens to a huge deck overlooking the private, tree-lined backyard. Two main-floor bedrooms include a primary suite with walk-in closet and full bath, plus a

    Jeff Sorensen Coldwell Banker Tomlinson

    804 S Quamash Ct, Spokane, WA 99224
  • /50

    $544,900

    • 5 Beds
    • 3 Baths
    • 3,200 Sq Ft

    15310 N Cincinnati St, Spokane, WA 99208

    Brand new roof October 2025!! This stunning 5-bedroom, 3-bathroom rancher spans 3,200 sq. ft, a corner lot, and offers the perfect blend of privacy and convenience. Surrounded by swaying trees, this home is a true private oasis, ideal for both relaxation and entertainment. Step into the inviting open floor plan, featuring a spacious kitchen with an eat bar and breakfast nook—perfect for casual

    Brandon Marchand Keller Williams Spokane - Main

    15310 N Cincinnati St, Spokane, WA 99208
  • /50

    $759,999

    • 6 Beds
    • 1.5 Baths
    • 3,056 Sq Ft

    916 E Farwell Rd, Spokane, WA 99208

    MONSTER GARAGE SPACE on a newer custom build! STUNNING home by Steve Dinwiddie in the Wandermere area of Spokanes Northside. I can't say enough about the quality from this builder! The detail shines through in the results. Main floor living if you choose, with master & laundry on the main level or head downstairs to double your space. Awe inspiring accents throughout, includes whole house water

    Logan Neil Professional Realty Services

    916 E Farwell Rd, Spokane, WA 99208
  • /38

    $325,000

    • 5 Beds
    • 2 Baths
    • 1,758 Sq Ft

    427 E Longfellow Ave, Spokane, WA 99207

    Welcome home to this beautifully updated and well-maintained 5-bedroom, 2-bath home offering over 1,700 sqft of living space! The main floor features an open living area with a gas fireplace, 2 bedrooms, a full bathroom, and a large updated kitchen with custom knotty hickory cabinets, brand-new stainless steel appliances, and laminate flooring. Enjoy fresh interior paint throughout and original

    Skylar Oberst Amplify Real Estate Services

    427 E Longfellow Ave, Spokane, WA 99207
  • /47

    $585,000 Open Sun 12PM - 2PM

    • 4 Beds
    • 3 Baths
    • 2,920 Sq Ft

    5710 S Ravencrest Dr, Spokane, WA 99224

    Welcome to this thoughtfully cared-for home in the heart of Eagle Ridge. This light-filled home features vaulted ceilings and large windows that create an airy feel throughout the open kitchen, dining, and living spaces. The kitchen offers quartz countertops, stainless steel appliances, a gas cooktop, and access to the back deck—perfect for sunset dinners under the pergola. The main-floor suite

    Desiree Renshaw eXp Realty, LLC

    5710 S Ravencrest Dr, Spokane, WA 99224
  • /27

    $324,900

    • 2 Beds
    • 1 Bath
    • 1,312 Sq Ft

    808 W Carlisle Ave, Spokane, WA 99205

    Welcome to this updated Craftsman in the heart of the Corbin Park and North Monroe neighborhood! This 2 bedroom, 1 bath home blends timeless character with modern convenience. Inside, you will find soaring ceilings, an open floor plan, and an aesthetically designed home, creating a warm, inviting feel. Recent upgrades include a brand new gas furnace and central AC system with new ductwork (2022),

    Drew Williams Keller Williams Spokane - Main

    808 W Carlisle Ave, Spokane, WA 99205
  • /29

    $525,000

    • 3 Beds
    • 3.5 Baths
    • 2,645 Sq Ft

    403 W 29th Ave Unit 403, Spokane, WA 99203

    Beautiful 55+ Condo in desirable Comstock Plaza only two blocks from Comstock park! Low maintenance, private/fenced front yard. Updated LVP flooring and carpet throughout. Kitchen boasts Corian counters, Huntwood cabinets, island, new vinyl window with view of private fenced back patio, stainless steel appliances includes newer fridge. Formal LR & DR with gas FP & french door to park like common

    Mike Rassier Coldwell Banker Tomlinson

    403 W 29th Ave Unit 403, Spokane, WA 99203
  • /18

    $999,999

    • 10 Beds
    • 9 Baths

    1414 N Lincoln St, Spokane, WA 99201

    Turnkey 9-unit multifamily in Spokane’s Emerson-Garfield, minutes to Downtown, Kendall Yards, and Gonzaga. Two-story garden-style building with off-street parking and city utilities. Professionally managed with steady occupancy and proven income. Classic value-add: bring rents to market with light interior updates; add shared/leased laundry; and enhance curb appeal to capture additional upside.

    Robert Sherwood Amplify Real Estate Services

    1414 N Lincoln St, Spokane, WA 99201
  • /34

    $699,950 New Construction

    • 5 Beds
    • 3.5 Baths
    • 3,555 Sq Ft

    Bailey 3-car Plan at Woodridge - Platinum Collection, Spokane, WA 99208

    A spacious two-story home designed for modern living, with a convenient first floor-den and open layout among the well-equipped kitchen, Great Room and dining area. Upstairs is a bonus room surrounded by four bedrooms, including the owner’s suite with spa-like bathroom and expansive walk-in closet. A basement features an additional bedroom and full bathroom near a versatile game room with an

    Lennar Builder
    10646 N Assembly St Unit 36040384, Spokane, WA 99208
  • /35

    $349,900 Open Sat 12PM - 2PM

    • 4 Beds
    • 2 Baths
    • 1,440 Sq Ft

    6211 N Forest Blvd, Spokane, WA 99205

    Charming Shadle rancher ideally located between Riverside State Park and the Downriver neighborhood. The main floor features an open, functional layout with a large living area flowing into the kitchen, complete with ample cabinetry and generous counter space. Two main-floor bedrooms and a refreshed full bathroom offer comfortable everyday living. Enjoy new carpet throughout the lower level with

    Aaron Farr REAL Broker LLC

    6211 N Forest Blvd, Spokane, WA 99205
  • /31

    $699,900 Open Sat 11AM - 1PM

    • 4 Beds
    • 4 Baths
    • 3,689 Sq Ft

    339 W Wilson Ave, Spokane, WA 99208

    Stunning home built by Paras Homes. Home features 4 beds, 4 baths & 3-car garage in the sought-after Arrowhead Point neighborhood. Main level offers an elegant formal dining room & living rm w/ fireplace for added warmth & charm, a spacious den w/ French doors off the entry, & a gourmet kitchen w/ granite counter tops and large island, ample cabinet space & pantry. The kitchen flows seamlessly

    Jill Klinke Windermere Manito, LLC

    339 W Wilson Ave, Spokane, WA 99208
  • /50

    $525,000 Open Sun 12PM - 3PM

    • 4 Beds
    • 3 Baths
    • 4,053 Sq Ft

    714 W 14th Ave, Spokane, WA 99204

    Welcome to a beautiful 1907 classic Craftsman home in Spokane’s sought-after South Hill Cliff/Cannon district! Close to hospitals, grocery and hardware stores. A spacious and open kitchen with gas range, granite counters and eating space is perfect for entertaining or family gatherings. Large formal dining and living spaces are filled with plenty of light. Upgrades include electrical, a new roof

    Amber Durkoop CENTURY 21 Beutler & Associates

    714 W 14th Ave, Spokane, WA 99204
  • /43

    $535,000

    • 4 Beds
    • 3.5 Baths
    • 2,964 Sq Ft

    15307 N Cincinnati St, Spokane, WA 99208

    Gorgeous move in ready 4 bed/4 bath Gleneden home! Fantastic floor plan with granite kitchen with stainless appliances, custom cabinets, and tile flooring. Main floor living room w/wood burning fireplace. Bonus family room off the kitchen also. Main floor laundry w/half bath. All appliances stay! Upstairs HUGE primary bedroom w/walkin closets and private slider to deck. Primary full bathroom with

    Shelly Monahan Cain Windermere North

    15307 N Cincinnati St, Spokane, WA 99208
  • /45

    $385,000 Open Sat 9AM - 10AM

    • 4 Beds
    • 2.5 Baths
    • 2,535 Sq Ft

    2430 W Decatur Ave, Spokane, WA 99205

    Just what you've been looking for.. Classic 1950s rancher with space, charm, and location! Bright living/dining room with hardwoods under carpet and large south-facing windows. Spacious kitchen with room to design your dream layout. Full unfinished basement offers endless options—extra bedrooms, family room, or a separate-entry in-law suite. Private fenced backyard with patio and tiered

    Gryffyn Jernigan Amplify Real Estate Services

    2430 W Decatur Ave, Spokane, WA 99205
  • /32

    $365,000

    • 4 Beds
    • 2 Baths
    • 2,196 Sq Ft

    2521 W Walton Ave, Spokane, WA 99205

    Move-in ready, energy-efficient, and full of character - this home has it all! Conveniently located near Spokane's vibrant Garland District, you'll love being minutes from eclectic restaurants, a local brewery, and charming boutiques. Enjoy massive electrical savings with solar panels, stay cool with newer A/C in this Spokane home and enjoy peace of mind with a newly lined sewer line. Featuring

    Julie Kuhlmann Coldwell Banker Tomlinson

    2521 W Walton Ave, Spokane, WA 99205
  • /49

    $595,000 Open Sat 1PM - 3PM

    • 4 Beds
    • 2 Baths
    • 2,814 Sq Ft

    2128 E Altamont Place Unit A10, Spokane, WA 99202

    City Views! This classic craftsman home offers breathtaking city & mountain views—one of the best in Spokane. Enjoy stunning scenery during the day & city lights at night. Interior features include beautiful hardwood floors, crown molding, high ceilings, and large picture windows that flood the space with natural light. The three-season porch is perfect for relaxing or entertaining. Spacious

    Marcy Mongan Windermere Manito, LLC

    2128 E Altamont Place Unit A10, Spokane, WA 99202
  • /22

    $595,000 New Construction

    • 5 Beds
    • 3 Baths
    • 3,012 Sq Ft

    4420 S Willow Ln, Spokane, WA 99206

    Welcome to Ponderosa Ridge. Our only 3 car garage model is now available. 5 bedroom, 3 bath home with all the modern bells and whistles. Fantastic great room with quartz counter tops and LPV flooring. Includes front and backyard landscaping with sprinklers. High quality LPV flooring is one of the many features. The basement features 2 bedrooms, bath, and expansive rec room. A large storage area

    Eric Tucker John L Scott, Inc.

    4420 S Willow Ln, Spokane, WA 99206
  • /34

    $334,999

    • 4 Beds
    • 2 Baths
    • 1,536 Sq Ft

    2927 N Smith St, Spokane, WA 99207

    Located close to schools, shopping, and restaurants, this beautifully updated 4-bedroom, 2-bath home has everything you’re looking for! Enjoy two spacious family rooms, LVP flooring throughout, stunning quartz countertops, new lighting, new cabinets, and updated appliances. With an open floor plan and a large kitchen counter bar you'll love the vibe from the very beginning! Fresh paint inside and

    Krystle Atkins Realty One Group Eclipse

    2927 N Smith St, Spokane, WA 99207
  • /49

    $299,999

    • 3 Beds
    • 1 Bath
    • 2,373 Sq Ft

    1324 E Joseph Ave, Spokane, WA 99208

    Charming home with a highly functional floor plan featuring two spacious main-floor bedrooms and a full bath, plus a large upper-level bedroom offering extra privacy or flex space. Enjoy a generous kitchen equipped with stainless steel appliances, a dedicated eating nook, and a formal dining area—perfect for daily living and entertaining. Durable vinyl plank flooring runs throughout the main

    Jeff Thomas Amplify Real Estate Services

    1324 E Joseph Ave, Spokane, WA 99208
  • /49

    $539,900

    • 4 Beds
    • 3 Baths
    • 2,520 Sq Ft

    15810 N Pineview Cir, Spokane, WA 99208

    Tucked away in a quiet cul-de-sac in Gleneden yet in the heart of the highly sought-after Mead School District, this beautifully updated 4-bedroom, 3-bathroom home offers the perfect blend of comfort, style and functionality. This property truly checks all the boxes! As you step inside, you're greeted by a soaring cathedral ceiling that creates an open and airy feel. The spacious floor plan

    Alissa Lightner Kelly Right Real Estate of Spokane

    15810 N Pineview Cir, Spokane, WA 99208
  • /9

    $349,900

    • 3 Beds
    • 2 Baths

    12729 N Dakota St, Spokane, WA 99218

    Within walking distance to Schools, shopping and Park and Ride is this 2023 manufactured home available in Wandermere! Mead School District. This 3 bed 2 bath home is looking for its next owner! The primary bedroom has an ensuite with shower and garden tub. Two more bedrooms are located on the other side of the home with a shared bathroom with a shower/tub combination. This home sits on its own

    Victoria Reich Kelly Right Real Estate of Spokane

    12729 N Dakota St, Spokane, WA 99218
  • /24

    $379,000

    • 7 Beds
    • 3 Baths
    • 2,444 Sq Ft

    909 E Augusta Ave, Spokane, WA 99207

    This inviting 7-bedroom, 3-bath home is brimming with character, potential, and opportunity. It features 2,444 sq ft of bright, open living space and is zoned for commercial use, offering added flexibility for investors or mixed-use possibilities. Situated on a generous 7,100 sq ft lot, the property includes a large, partially fenced yard, a detached 2-car garage, and convenient alley access.

    Derek Raivio LT Real Estate

    909 E Augusta Ave, Spokane, WA 99207
  • /21

    $199,900

    • 2 Beds
    • 1 Bath
    • 1,728 Sq Ft

    2211 E Sinto Ave, Spokane, WA 99202

    1 story Victorian with lots of original charm, wood floors, built-ins, bathroom with dbl sink, non egress basement room detached garage shed/studio and large fenced yard. Just minutes to park, Gonzaga and community college.

    James Madsen eXp Realty, LLC Branch

    2211 E Sinto Ave, Spokane, WA 99202
  • /29

    $290,000

    • 3 Beds
    • 1.5 Baths
    • 2,088 Sq Ft

    4017 E Buckeye Ave, Spokane, WA 99217

    Lots of potential for this Minnehaha rancher with 3 main floor bedrooms and 1.5 bathrooms. Hardwood floors, living room fireplace and built-in storage spaces all add to the charm of this home. A large covered back deck overlooks the large, fenced backyard. There is a roughed-in bedroom and bathroom in basement as well as a family room and storage/laundry room. Bring your tool belt and build some

    Trevor Windhorst Windermere Valley

    4017 E Buckeye Ave, Spokane, WA 99217
  • /44

    $420,700

    • 4 Beds
    • 3 Baths
    • 2,196 Sq Ft

    6831 N Cambridge Ln, Spokane, WA 99208

    Here it is! This beautifully updated 4-bedroom, 3-bath home offers over 2,100 sqft of comfortable living space. The home features a newer furnace and A/C unit, elegant granite countertops, and stainless steel appliances. A spacious deck off the dining room provides easy access to a large backyard, complete with a storage shed capable of storing all your outdoor tools. The main floor primary suite

    Jon Walker Keller Williams Spokane - Main

    6831 N Cambridge Ln, Spokane, WA 99208
  • /48

    $665,000 Open Sun 1PM - 3PM

    • 6 Beds
    • 4 Baths
    • 3,124 Sq Ft

    4121 S Bellegrove Ln, Spokane, WA 99223

    Experience luxury living in Spokane’s sought-after Greystone neighborhood. This exceptional 6-bed, 4-bath residence on south Bellegrove Lane blends refined design with everyday comfort. Step into an elegant, light-filled great room with soaring ceilings, rich finishes, and seamless flow to a gourmet kitchen ideal for both entertaining and daily living. The lavish primary suite offers spa-inspired

    Ronda Swanson Windermere Liberty Lake

    4121 S Bellegrove Ln, Spokane, WA 99223
  • /33

    $675,000 New Construction

    • 4 Beds
    • 3 Baths
    • 2,852 Sq Ft

    9002 E Clearview Ln, Spokane, WA 99217

    MOTIVATED SELLER-BRING OFFERS!! Luxury Townhouse in gated community of Rock Ridge Estates. Stunning, zero-lot line, view property, meticulously built, with upgrades galore, sure to impress those with affluent taste. Chef's kitchen includes Quartz counter tops, tile from Italy and Spain, built-in drawer microwave, induction cooktop, oversized island adorned with modern pendant lighting,

    Dani Carpenter Professional Realty Services

    9002 E Clearview Ln, Spokane, WA 99217
  • /50

    $924,000

    • 3 Beds
    • 3 Baths
    • 4,800 Sq Ft

    1607 E Wildflower Ln, Spokane, WA 99224

    Just a short golf cart ride to Latah Creek Golf Course and located near 12 other courses, 5 area ski resorts, and beautiful forest views, this home offers incredible year-round recreation. Amazing views await in this original-owner daylight rancher in The Ridge at Hangman. Move-in ready with the opportunity to add your own personal finishes, it features true main-floor living with an open layout,

    Michael Stinger eXp Realty, LLC Branch

    1607 E Wildflower Ln, Spokane, WA 99224
  • /49

    $998,000

    • 3 Beds
    • 3 Baths
    • 3,090 Sq Ft

    5616 S Dorset Rd, Spokane, WA 99224

    Escape to luxury countryside on 5.21 acres-just 15 min from Downtown! This stunning custom 3 bedroom, 2.5 bath home gives a lodge/cabin feel with its hand-scraped acacia hardwood floors, log accents, and solid knotty alder wood doors & trim throughout. The gourmet kitchen is complete with custom rustic hickory cabinets, granite countertops, and a large island with rock and log accents. Cozy up to

    Brandon Marchand Keller Williams Spokane - Main

    5616 S Dorset Rd, Spokane, WA 99224
  • /48

    $775,000

    • 3 Beds
    • 3 Baths
    • 3,632 Sq Ft

    5910 N Garfield Rd, Spokane, WA 99224

    Looking for peace and extra space? This custom home offers a serene setting with seasonal Deep Creek flowing through the backyard. Inside, enjoy radiant floor heat, engineered wood floors, and a cozy brick gas fireplace. The kitchen features knotty alder cabinets and Pella windows with UV-filtering greenhouse shades for natural light. The spacious primary suite includes a jetted soaking tub and

    Tyler Easley Amplify Real Estate Services

    5910 N Garfield Rd, Spokane, WA 99224
  • /32

    $399,999 Open Sun 11AM - 1PM

    • 3 Beds
    • 2.5 Baths
    • 2,036 Sq Ft

    619 W Persimmon Ln, Spokane, WA 99224

    PRICED TO SELL! MOVE IN READY GEM! Secluded, gated, beautifully maintained Persimmons Woods community! Totally updated 2 bedroom, 2 bath home and an extra non-conforming bedroom and 3/4 bath in lower level with access through the 2 car garage. Minutes from Qualchan golf course, Latah Creek Plaza, the airport and downtown. Absolutely perfect condition, open floor plan, gas fireplace, custom

    Kathy Bixler Coldwell Banker Tomlinson

    619 W Persimmon Ln, Spokane, WA 99224
  • /21

    $329,500

    • 4 Beds
    • 2 Baths
    • 1,780 Sq Ft

    6520 N Calispel St, Spokane, WA 99208

    Beautifully Updated North Spokane Home with Shop and Spacious Yard! Pride of ownership shows in this move-in ready 4 bed, 2 bath home located in a quiet North Spokane neighborhood. Main level features real hardwood floors, an updated kitchen with new stainless steel appliances, and plenty of natural light. The fully finished lower level adds additional living space with new flooring—perfect for a

    James Allen REAL Broker LLC

    6520 N Calispel St, Spokane, WA 99208
  • /22

    $399,900

    • 5 Beds
    • 3 Baths

    1130 W 11th Ave, Spokane, WA 99204

    Adorable two unit home just two blocks from Huckelberry's on the south hill. The main home consists of four bedrooms and two baths, hard wood floors, and new interior paint. The upstairs unit is one bed and one bath with a balcony. Live in one and rent out the other or rent out both. The home has brand new steps to the front porch and back door, a new fence, interior paint, and rebuilt front

    Chris Zeller Windermere North

    1130 W 11th Ave, Spokane, WA 99204
  • /46

    $1,999,000

    • 4 Beds
    • 3 Baths
    • 4,709 Sq Ft

    13606 N Riverbluff Ln, Spokane, WA 99208

    Welcome to this absolutely exquisite Craftsman style rancher located in Spokane's premier gated Riverbluff Estates community. No detail was missed in the construction of this amazing custom home. Features include an opulent main floor primary retreat with double walk-in closets + beautiful copper soaking tub; soaring ceilings; culinary dream kitchen; spacious butler's pantry with built-in

    Tracy Penna Windermere North

    13606 N Riverbluff Ln, Spokane, WA 99208
  • /20

    $588,500 Open Sat 11:30AM - 2:30PM

    • 3 Beds
    • 3 Baths
    • 1,871 Sq Ft

    4010 S Cuba St, Spokane, WA 99223

    Nestled in the heart of the south hill, this 1970s, 1 owner home has been completely renovated top to bottom. Sitting on a tree lined 1/3 of an acre lot, with a fully fenced back yard, this home offers 3 generous bedrooms (2 with on suites) and 3 fully transformed bathrooms. Every part of this home has been updated offering new appliances, windows, doors, quartz counters, custom cabinets, floors/

    Chris Nye MLS4owners.com

    4010 S Cuba St, Spokane, WA 99223
  • /39

    $499,999

    • 4 Beds
    • 3 Baths
    • 2,949 Sq Ft

    10706 N Mystic Ct, Spokane, WA 99208

    Welcome to this 4 bedroom, 3 bathroom rancher tucked away on a quiet private cul-de-sac in the highly desired Indian Trail neighborhood. The updated kitchen features granite countertops, large island, and stainless steel appliances. Enjoy the formal living room with a cozy gas fireplace and plenty of natural light. The main floor offers a convenient laundry area, and a generous primary suite

    Mary Hodges Windermere North

    10706 N Mystic Ct, Spokane, WA 99208

Showing Results 161 - 200, Page 5 of 14

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