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Spring, TX 1-Story Homes for Sale

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  • /33

    $285,000

    $7K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,580 Sq Ft

    23210 Barberry Creek Trail, Spring, TX 77373

    Step into this charming 3-bedroom, 2-bathroom home filled with thoughtful upgrades. From fresh paint and crown molding to elegant marble floors, every detail stands out. The home includes built-in closets, double-pane windows, and custom shelving in the utility room for added storage. Natural light fills the living room, and the open layout makes entertaining easy. Both bathrooms have been

    Jose Barbosa RE/MAX Real Estate Assoc.

    23210 Barberry Creek Trail, Spring, TX 77373
  • /16

    $299,900

    • 3 Beds
    • 2 Baths
    • 1,389 Sq Ft

    2615 Spring Dusk Ln, Spring, TX 77373

    Charming and move-in ready 1 story home with a functional layout, abundant natural light, and comfortable living spaces throughout. The living area features a cozy fireplace and flows into the dining space, creating a great setup for everyday living and entertaining. Recent improvements include roof replaced approximately 4 years ago, updated A/C, new flooring, fresh interior paint throughout

    Tatiana Neagu Compass RE Texas, LLC - Houston

    2615 Spring Dusk Ln, Spring, TX 77373
  • /22

    $189,900

    $10K PRICE INCREASE
    • 3 Beds
    • 2 Baths
    • 1,474 Sq Ft

    23115 Ludgate Dr, Spring, TX 77373

    Welcome home! Quaint three bedroom two bath house in Fairfax. Districted to Spring ISD schools. Low taxes rate, low HOA fees. Laminate and tile flooring throughout, no carpet! Roof is less than 8 months old. Call your Realtor to schedule a private showing TODAY!!

    Marcus Zepeda Home Topic Realty

    23115 Ludgate Dr, Spring, TX 77373
  • /13

    $279,000

    • 3 Beds
    • 2 Baths
    • 1,644 Sq Ft

    9415 Kilrenny Dr, Spring, TX 77379

    Charming 3-bedroom, 2-bath home with a backyard made for summer in sought-after neighborhood. Sparkling pool, inviting living spaces, and the perfect blend of comfort and character. Updated kitchen with granite countertops, laminate flooring, spacious primary suite with new carpet and beautifully updated bathrooms. NEW ROOF (2025) and recent pool vinyl and bathroom renovations (2026). Zoned to

    Jessica Morgan Realty Of America, LLC

    9415 Kilrenny Dr, Spring, TX 77379
  • /21

    $209,000

    • 4 Beds
    • 2 Baths
    • 1,702 Sq Ft

    23322 Dew Wood Ln, Spring, TX 77373

    Welcome to Dew Wood Ln! This charming, well-kept home offers high ceilings and large windows that fill the living room with natural light. The spacious kitchen features updated finishes and includes refrigerator. The backyard is perfect for relaxing or entertaining. Fresh interior and exterior paint, and thoughtful touches throughout make this home truly move-in ready. Don’t miss your chance to

    Adewole Omogunsoye Wolex Properties

    23322 Dew Wood Ln, Spring, TX 77373
  • /46

    $375,000

    • 3 Beds
    • 4 Baths
    • 2,942 Sq Ft

    18815 Whitewood Dr, Spring, TX 77373

    Looking for a home in an area with country vibes but near all the conveniences of city living? This custom home has been in the same family since it was built. Situated on a spacious lot, 3 bedroom, 2 bath and 2 half bath home offers approximately 2,942 sq ft of living space. The location is near shopping, dining, & entertainment. Easy access to I-45, the Hardy Toll Rd, & the Grand Parkway. The

    Joseph Spilman Coldwell Banker Realty - Greater Northwest

    18815 Whitewood Dr, Spring, TX 77373
  • /25

    $219,900

    $20K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,907 Sq Ft

    2607 Allyson Ct, Spring, TX 77373

    Beautiful large home on an enormous cul-de-sac lot! It has a beautiful double front door with a vaulted ceiling living space. The living/den is huge and is bright with fresh paint, a fireplace, and grand windows. Enjoy an open white kitchen with tiles backsplash. Almost entire house flooring has been replaced with wood-like laminate and carpet. Master bathroom has double sinks and his and hers

    Chris Nielsen Loft Realty

    2607 Allyson Ct, Spring, TX 77373
  • /14

    $159,000

    • 3 Beds
    • 2 Baths
    • 1,173 Sq Ft

    24038 Spring Gum Dr, Spring, TX 77373

    Welcome to 24038 Spring Gum! Located in North Spring, this 3 bed, 2 bath home with a 2 car garage is perfect for first time homebuyers, DIY enthusiasts, or investors. Situated on a tree-lined street, this property is close to shopping, schools, and all conveniences. New AC in January 2026. Updated full attic insulation in 2025. New custom windows will be installed end of May 2026. While some work

    Jose Richenberger Creek Realty

    24038 Spring Gum Dr, Spring, TX 77373
  • /23

    $279,900

    • 3 Beds
    • 2 Baths
    • 1,584 Sq Ft

    17710 Sugar Magnolia Ln, Spring, TX 77379

    Located in the established Klein Grove community, this thoughtfully designed home offers an open-concept floor plan with natural flow between the living spaces, ideal for both everyday living and entertaining. The kitchen features quartz countertops, center island, 42-inch cabinetry with crown molding, stainless steel appliances, tile backsplash, and walk-in corner pantry. Additional upgrades

    Jade Arneson Dalton Wade Inc

    17710 Sugar Magnolia Ln, Spring, TX 77379
  • /41

    $700,000

    • 4 Beds
    • 4 Baths
    • 3,687 Sq Ft

    3602 Sawyer Bend Ln, Spring, TX 77386

    Tastefully updated and well-appointed David Weekley "Victor" floor plan in the Falls at Imperial Oaks. Updates include 2024 roof, A/C, air ducts, pool, double ovens, white oak hardwood flooring throughout and more. All bedrooms down and a large bonus room with full bath up. The expansive primary suite features a sitting area, wood floors and custom built-ins in the closet. A versatile flex space

    Christopher Elmi Nan & Company Properties - Woodlands Office

    3602 Sawyer Bend Ln, Spring, TX 77386
  • /40

    $444,500

    • 3 Beds
    • 3 Baths
    • 2,704 Sq Ft

    9010 Gardenia Meadow Ln, Spring, TX 77379

    Beautifully maintained one-story is all brick & nestled in desirable Gleannloch with no back neighbors. The inviting open-concept floor plan features high ceilings throughout, creating a bright & spacious feel from the moment you enter. The large kitchen is perfect for everyday living & entertaining, offering abundant cabinet and counter space w/ undercounter lighting, along with generous walk-in

    Velvet Harris Better Homes and Gardens Real Estate Gary Greene - Cypress

    9010 Gardenia Meadow Ln, Spring, TX 77379
  • /16

    $208,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,334 Sq Ft

    4226 Mossygate Dr, Spring, TX 77373

    Charming 3-bedroom, 2-bath home in popular Birnam Wood with character and custom touches throughout. Features include a welcoming front porch, vaulted ceiling in the family room, and a beautiful antique mantle over the fireplace. Decorative window molding, picture frame trim in the entry, and tall baseboards add to the appeal. The kitchen offers a stacked tile backsplash, under-cabinet lighting,

    Nikki Goins Keller Williams Realty Clear Lake / NASA

    4226 Mossygate Dr, Spring, TX 77373
  • /29

    $675,000

    • 4 Beds
    • 3 Baths
    • 2,796 Sq Ft

    99 N Summer Cloud Dr, Spring, TX 77381

    This one-story home on an oversized lot in Cochran's Crossing needs updating but offers an incredible opportunity to create something special. Located on a cul-de-sac street, it features a brand new roof, lovely brick exterior, fresh interior paint, and recent A/C units—providing a strong foundation for customization. The formal dining room is highlighted by a chandelier, and the adjacent study

    Mike Seder eXp Realty LLC

    99 N Summer Cloud Dr, Spring, TX 77381
  • /24

    $274,900

    • 4 Beds
    • 2 Baths
    • 2,027 Sq Ft

    3114 Rendezvous Ct, Spring, TX 77373

    Nestled on a peaceful corner lot within a quiet cul-de-sac, this impeccably maintained one-story home offers a rare and spacious retreat, boasting over 2,000 square feet—a generous floorplan seldom found in newer communities. The open-concept living area flows seamlessly into a designated dining space, all centered around the spacious bedrooms and two well-appointed bathrooms featuring a

    Joe La Torre Palomino Red Door Realty & Associates

    3114 Rendezvous Ct, Spring, TX 77373
  • /13

    $393,218

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,609 Sq Ft

    31837 Pecan Cottage Ln, Spring, TX 77386

    Meet the Muenster—a beautifully designed single-story home that blends comfort, style, and everyday ease. With 3 spacious bedrooms and 2 modern baths, this layout offers the perfect balance of privacy and connection. The heart of the home is its open-concept living space, where the kitchen flows seamlessly into the dining area and great room—ideal for entertaining or simply enjoying life

    Coventry Homes Builder
    31837 Pecan Cottage Ln, Spring, TX 77386
  • /16

    $225,000

    • 3 Beds
    • 2 Baths
    • 1,440 Sq Ft

    22843 Twisting Pine Dr, Spring, TX 77373

    A beautiful three bedroom two bath home, well kept and maintained. This one story home offers many upgrades such as stainless steel appliances, granite counter tops, undermount sink, cabinets, water and lighting fixtures, interior and exterior paint including the garage, ceiling fans and ceramic tile flooring though-out the house. It also has a study or dining area. The kitchen has a window with

    Emma Valdes ChoiceStar Realty

    22843 Twisting Pine Dr, Spring, TX 77373
  • /6

    $342,990

    New Construction
    • 3 - 4 Beds
    • 2.5 - 3.5 Baths
    • 1,876 Sq Ft

    Plan 218 at Creekwood Crossing, Spring, TX

    This new home plan is 1 story, 3 bedrooms, 2.5 baths, option for a study or 4th bedroom with 3rd bath, and 2-car attached garage. There are 4 elevations for this new home construction to choose from.

    Long Lake, Ltd. Builder
    0 Creekwood Crossing St Unit 36472294, Spring, TX
  • /2

    $239,200

    • 3 Beds
    • 2 Baths
    • 1,941 Sq Ft

    17311 Chaseloch St, Spring, TX 77379

    Located in Spring, TX, this 3-bed, 2-bath single-family brick home sits on a solid concrete slab. The property offers excellent peace of mind with a newer shingled roof, fully fenced backyard, updated water heater, and central HVAC. Inside, you will find a tile kitchen with full black appliances, rich wood-look countertops, and an attached 2-car garage with rear storage. The expansive yard is

    Edward Mcclintick Joseph Walter Realty, LLC

    17311 Chaseloch St, Spring, TX 77379
  • /39

    $525,000

    Open Sat 1PM - 3PM
    • 3 Beds
    • 3 Baths
    • 2,403 Sq Ft

    22502 Fields Ln, Spring, TX 77389

    UNRESTRICTED corner property, consisting of two lots, total 1.03 acres. Includes gross living area of both home (1571 sf) and garage apartment (832 sf) totaling 2403 sf. Great location for a business, close to I45 and 99 but feels like you're "out in the country"! Inside this home you will find beautifully updated bathrooms, new double pane windows throughout, plumbing system updated with PEX

    Debora Schvartz Coldwell Banker Realty - The Woodlands

    22502 Fields Ln, Spring, TX 77389
  • /48

    $690,000

    $260K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,627 Sq Ft

    18910 Carrot St, Spring, TX 77379

    Immediate income opportunity with flexibility for future expansion. This property offers a rare live/work setup or pure investment play. Featuring 18 covered RV storage spaces with concrete flooring and electricity, the property is 100% occupied on month-to-month leases, providing reliable cash flow with upside potential. Ample additional land allows for expansion and increased revenue. This

    Michelle Murray CB&A, Realtors

    18910 Carrot St, Spring, TX 77379
  • /11

    $299,000

    • 3 Beds
    • 2 Baths
    • 1,494 Sq Ft

    9126 Benwick St, Spring, TX 77379

    Beautifully updated one-story home in a well-established neighborhood! This inviting property features an open floor plan with high ceilings in the family room, creating a bright and spacious feel. Recent remodeling throughout gives the home a fresh, modern touch, while durable tile flooring runs throughout for easy maintenance. Enjoy cozy evenings by the fireplace during cooler months and relax

    Sean Namli Dr. Sean Realty, LLC

    9126 Benwick St, Spring, TX 77379
  • /34

    $280,000

    • 4 Beds
    • 2 Baths
    • 2,108 Sq Ft

    17926 Cypress Spring Dr, Spring, TX 77388

    Welcome to this beautiful single-story brick home, blending charm, functionality, and modern upgrades. Step inside to find rich wood floors, a lot of natural light from recently added Anderson windows (over 30 K upgrade), and a spacious living room with a cozy brick fireplace. The kitchen shines with granite countertops, stainless steel appliances, custom cabinetry, and a stylish herringbone

    Petra Oliver RE/MAX Integrity

    17926 Cypress Spring Dr, Spring, TX 77388
  • /17

    $227,900

    • 3 Beds
    • 2 Baths
    • 1,555 Sq Ft

    3010 Swift Brook Glen Way, Spring, TX 77389

    Welcome to this charming one story home located in the Forest Ridge community offering comfort, functionality, and an ideal location. Featuring 3 spacious bedrooms and 2 full bathrooms, this home is designed for both everyday living and easy entertaining. Community counts with a Community Park and Volleyball court. Kitchen offers breakfast bar, conveniently located near City Centre were you can

    Karmynn Lopez LPT Realty, LLC

    3010 Swift Brook Glen Way, Spring, TX 77389
  • /38

    $245,000

    • 3 Beds
    • 2 Baths
    • 1,629 Sq Ft

    18023 Woodgum Dr, Spring, TX 77388

    Welcome home to 18023 Woodgum Dr sitting on a huge corner lot! The home features 3 bend, 2 baths, 2-car garage with a spacious study room ideal to turn it into another bed or a work-from-home office. Established and quiet neighborhood and close proximity to local restaurants, grocery stores, and shopping. This home with mature trees might be what you're looking for. So please call your realtor

    Peter Lin Real Broker, LLC

    18023 Woodgum Dr, Spring, TX 77388
  • /50

    $185,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,860 Sq Ft

    2314 Summer Spring Dr, Spring, TX 77373

    VERY EXPENSIVE FULL HOUSE WATER FILTRATION SYSTEM SYSTEM (LOCATED ON SIDE OF HOUSE BY A/C UNIT) AND OSMOSIS (UNDER SINK IN KITCHEN). House has a VERY nice back covered porch just after the driveway gate. Upgraded appliances and all of them stay with the house. Generator inlet plug for your back up generator at breaker box. Security cameras can stay. Tv in master is excluded from sale. Virtual

    Ryan Hajdik Texas United Realty

    2314 Summer Spring Dr, Spring, TX 77373
  • /25

    $289,900

    • 4 Beds
    • 2 Baths
    • 2,008 Sq Ft

    3407 Berry Grove Dr, Spring, TX 77388

    Stunning move-in ready 4-bedroom home offering 2,008 sq ft of upgraded living space in a prime location just minutes from The Woodlands. Features include fresh designer interior paint, pristine carpet, Level 4 granite countertops, stainless steel dishwasher, and an updated gas range. Built for both comfort and peace of mind, this hurricane-ready home includes a mini-split system in the primary

    Luis Aguilar Las Lomas Realty Elite

    3407 Berry Grove Dr, Spring, TX 77388
  • /11

    $680,000

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 3,080 Sq Ft

    27822 Green Lakes Dr, Spring, TX 77386

    Beautifully styled luxe. The Belmore's inviting covered porch and impressive two-story foyer flow into the spacious great room and casual dining area, with views to the desirable patio beyond. The well-equipped gourmet kitchen is highlighted by a large center island with breakfast bar, plenty of counter and cabinet space, and roomy pantry. The charming primary bedroom suite is complete with an

    Toll Brothers, Inc. Builder
    27822 Green Lakes Dr, Spring, TX 77386
  • /19

    $400,000

    • 3 Beds
    • 2.5 Baths
    • 2,364 Sq Ft

    7618 Willow School Dr, Spring, TX 77389

    THIS IS A MUST-SEE PROPERTY located in the Preserve at Northampton, a highly desired gated community zoned to the acclaimed Klein Independent School District. This stunning one-story traditional home features 3 bedrooms, 2.5 bathrooms, and an oversized 2-car garage. Tucked away at the back of the neighborhood, the property offers a sense of privacy with very low through-traffic. The interior

    Gary Weaver OakHouse Real Estate

    7618 Willow School Dr, Spring, TX 77389
  • /31

    $315,000

    • 3 Beds
    • 2 Baths
    • 2,293 Sq Ft

    8815 W Valley Palms Dr, Spring, TX 77379

    Step into a home that has been lovingly and impeccably maintained through the years. Pride of ownership is evident at every turn - from the pristine original fixtures and wallpaper to the beautifully cared-for carpets and mechanical systems. Meticulous upkeep have kept this home in exceptional condition, offering a level of care and cleanliness that is rarely found. Filled with warmth, memories,

    Mardon Hickford Better Homes and Gardens Real Estate Gary Greene - Champions

    8815 W Valley Palms Dr, Spring, TX 77379
  • /36

    $280,000

    • 4 Beds
    • 3 Baths
    • 2,614 Sq Ft

    203 Acorn Tree Ct, Spring, TX 77388

    Beautiful remodeled home in an established community! Property features an open concept layout and high ceilings with modern style updates. Beautiful plank laminate flooring throughout, crown molding, granite countertops, upgraded cabinets, built-in SS appliances, a walk-in pantry, and energy-efficient double panel windows! The sizeable primary bedroom leads you into a massive private bathroom

    Fafu Zeng Walzel Properties - Corporate Office

    203 Acorn Tree Ct, Spring, TX 77388
  • /34

    $280,000

    • 3 Beds
    • 2 Baths
    • 1,618 Sq Ft

    31135 N Head Dr, Spring, TX 77386

    Lovely one-story home tucked into the highly sought-after Imperial Oaks community. Features a bright, open kitchen enhanced by beautiful skylight, appreciate many updates throughout, including new carpet in the primary bedroom and stylish wood-look flooring in the main living areas. Updated stainless steel appliances and eye-catching light fixtures, Living room offers a cozy fireplace paired with

    Paula Cleveland Keystone Signature Properties

    31135 N Head Dr, Spring, TX 77386
  • /38

    $315,000

    $15K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,881 Sq Ft

    2318 Caroline Park Ln, Spring, TX 77386

    BEAUTIFUL ONE STORY DARLING HOME LOCATED IN SPRINGS TRAILS. FLOOR PLAN INC STUDY, FORMAL DINING, FAMILY RM W/FIREPLACE, GREAT KITCHEN, MASTER SUITE W/WHIRLPOOL TUB & SEPARATE SHOWER. TWO ADDITIONAL SECONDRARY BEDROOMS. BACKYARD PATIO OVERLOOKS FULLY FENCED YARD. SPRINKLER SYSTEM FRONT-SPACE FOR ADDL ZONES IN BACK. AREA TENNIS COURTS, POOL & CLUBHOUSE.

    Brian Richardson Green & Associates Real Estate

    2318 Caroline Park Ln, Spring, TX 77386
  • /24

    $419,000

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 2,325 Sq Ft

    2607 Liguria Ln, Spring, TX 77388

    Don't miss the chance to reside in Devonshire Park's new community with 49 homes. This 3-bedroom, 1-story property showcases a contemporary layout, open kitchen, and ample living space. The primary suite boasts a serene escape with a sophisticated en-suite bath and walk-in closet. Residents can enjoy amenities like walking trails and a pool in the renowned Klein ISD. Discover the ultimate in

    Sandra Luna MICASAPOSIBLE

    2607 Liguria Ln, Spring, TX 77388
  • /3

    $270,000

    • 3 Beds
    • 2 Baths
    • 1,686 Sq Ft

    24318 Pebble Crescent Ln, Spring, TX 77373

    Located in the highly sought-after community of Breckenridge Forest, this meticulous 3 bed, 2 bath home is MOVE-IN READY and shows like a model home! Featuring a spacious open-concept layout, this very well-maintained home offers modern style and functionality throughout. The chef’s kitchen serves as the centerpiece of the home, featuring a contemporary painted island, elegant cabinet hardware,

    Toni Cramond JLA Realty

    24318 Pebble Crescent Ln, Spring, TX 77373
  • /18

    $300,000

    • 4 Beds
    • 2 Baths
    • 1,990 Sq Ft

    2218 Louetta Brook Ln, Spring, TX 77388

    Welcome to this inviting 4-bedroom, 2-bath home nestled on a quiet cul-de-sac street and featuring an attached 2-car garage. The living room offers a warm and elegant feel with a gas-log fireplace, laminate flooring, and crown molding. The kitchen is equipped with natural wood cabinetry, a central island with a convenient serving hatch, and a cozy breakfast nook, while a formal dining room greets

    Katherine Walker Third Coast Realty LLC

    2218 Louetta Brook Ln, Spring, TX 77388
  • /14

    $279,999

    • 3 Beds
    • 2 Baths
    • 1,985 Sq Ft

    2631 Joyful Forest Dr, Spring, TX 77373

    Welcome to this move-in ready home offering a spacious open-concept design ideal for modern living and entertaining. The open-concept kitchen flows seamlessly into the living room, creating the perfect space for gatherings and everyday comfort. The spacious primary suite features a walk-in closet and a comfortable layout. Enjoy natural light throughout the home along with a functional and

    Doraimy Morales Cardenas Keller Williams Realty Professionals

    2631 Joyful Forest Dr, Spring, TX 77373
  • /44

    $485,000

    $15K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,590 Sq Ft

    19310 Sanctuary Rosebud Ln, Spring, TX 77388

    One-story living at its finest! This stunning home will capture your attention from the very first time you see it! True 3-car garage, beautiful curb appeal with stone and stucco exterior and a sprawling covered front porch. Step inside to discover soaring 12-foot ceilings making the space feel even more expansive. French doors lead to a HUGE private study overlooking the covered front porch.

    Renee Leslie Bollato RE/MAX Elite Properties

    19310 Sanctuary Rosebud Ln, Spring, TX 77388
  • /31

    $294,000

    Open Sat 1PM - 3PM
    • 3 Beds
    • 2 Baths
    • 1,673 Sq Ft

    21411 Gable Meadows Ln, Spring, TX 77379

    This immaculate single-story home effortlessly combines functional design with a peaceful setting. Backing up to a serene green space with no rear neighbors, the property offers a rare level of privacy and a quiet backdrop for relaxation on the covered back patio. The interior layout is optimized for easy everyday living and seamless entertaining. An updated kitchen serves as the central hub of

    Rachel Solbach-Witt Camelot Realty Group

    21411 Gable Meadows Ln, Spring, TX 77379
  • /26

    $275,000

    • 3 Beds
    • 2 Baths
    • 1,496 Sq Ft

    3027 Lockeridge Village Dr, Spring, TX 77386

    Introducing this delightful 3 bed 2 bath home with an office in a family-friendly neighborhood. Recently updated with vinyl plank flooring, carpet, and paint. Complete with washer, dryer, and refrigerator. Backyard retreat with no rear neighbors and breathtaking sunset views from the covered patio. Take advantage of the park, pool, and nearby schools. Easy commute with convenient access to I45,

    Loretta Ekdahl RA Brokers

    3027 Lockeridge Village Dr, Spring, TX 77386
  • /42

    $285,000

    $14K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,123 Sq Ft

    19403 Valiant Woods Dr, Spring, TX 77379

    Full of charm, this Craftsman-style retreat invites you in with lush landscaping and a welcoming front porch. Step inside to a sunlit office with French doors & vaulted ceilings that flows into a dining space wrapped in windows. The heart of the home opens beautifully with an airy living room, cozy fireplace & dramatic windows. The spacious kitchen has a bright breakfast nook, abundant cabinetry,

    Tara McMeans Southern Trust Realty

    19403 Valiant Woods Dr, Spring, TX 77379

Showing Results 441 - 480, Page 12 of 18

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