6,052

St Tammany Parish LA Homes for Sale

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  • /27

    $495,000

    • 3 Beds
    • 4 Baths
    • 2,915 Sq Ft

    26545 Mildred Dr, Lacombe, LA 70445

    Discover this dream waterfront escape on the shores of Lake Pontchartrain, right next to the stunning 18,000-acre Big Branch Marsh National Wildlife Refuge. Whether you're looking for the perfect weekend retreat or a laid-back forever home, this spot has it all—breathtaking views, peace and quiet, and just minutes from great restaurants and local favorites. This turnkey, move-in ready home was

    MARINA STEVENS LATTER & BLUM (LATT14)

    26545 Mildred Dr, Lacombe, LA 70445
  • /29

    $640,000

    • 5 Beds
    • 3.5 Baths
    • 4,291 Sq Ft

    102 Ayshire Ct, Slidell, LA 70461

    MOVE-IN READY!! EXQUISITE FINISHES IN THIS TURTLE CREEK ESTATE ON 1/2 ACRE CUL DE SAC LOT; DOUBLE IRON DOORS, STUDY AND DINING ROOM OFF GRAND FOYER; DEN CATHEDRAL CEILINGS, STONE FIREPLACE, WET BAR WITH WINE COOLER, CHERRY CABINETS, STAINLESS STEEL APPLIANCES INCLUDING STEAMER, 6 BURNER RANGE; BREAKFAST BAR; ISLAND. ALL TILE AND WOOD DOWNSTAIRS, PRIMARY DOWNSTAIRS WITH CUSTOM SHELVING IN CLOSET;

    LESLIE LAWTON Century 21 Investment Realty

    102 Ayshire Ct, Slidell, LA 70461
  • /27

    $525,000

    • 4 Beds
    • 3.5 Baths
    • 3,235 Sq Ft

    525 Laura Dr N, Mandeville, LA 70448

    IMPECCABLY MAINTAINED & JUST UPDATED. Every square inch of this property has been lovingly maintained to the highest level. Gracefully seasoned while being given total TLC its entire life - ONE OWNER. 2025 - Kitchen updated w/ new quartz counters, new elec cooktop, never used dishwasher, & cabinets refinished. 2025 - Primary Bath also updated. Only 5 minutes to The Causeway, 2 minutes to

    Lovelle Blitch Crescent Sotheby's International Realty

    525 Laura Dr N, Mandeville, LA 70448
  • /60

    $1,550,000

    • 4 Beds
    • 6 Baths
    • 4,556 Sq Ft

    79376 Money Hill Pkwy, Abita Springs, LA 70420

    Nestled within the gates of Money Hill, this stunning two-story home is a masterpiece of design and craftsmanship. Set on five pristine acres and backing up to a protected green space owned by the Money Hill Hunting Club, this property offers a rare combination of exclusivity, serenity, and natural beauty. From the moment you arrive, the home exudes an understated elegance that speaks to its

    Felicity Kahn Berkshire Hathaway HomeServices Preferred, REALTOR

    79376 Money Hill Pkwy, Abita Springs, LA 70420
  • /12

    $245,000

    • 3 Beds
    • 2.5 Baths
    • 1,344 Sq Ft

    2004 Christie Ln S Unit 2, Covington, LA 70433

    Located just minutes from I-12 and the Causeway bridge, this beautiful 3-bedroom, 2.5-bathroom garden home offers both comfort and convenience. Situated in a gated community, residents enjoy access to a newly renovated sparkling pool for cooling off on hot days. The interior features minimal carpet, with durable vinyl flooring and ceramic tile throughout. Lawn care is included, providing

    Nicole Guttuso Weichert Realtors, Loescher Pr

    2004 Christie Ln S Unit 2, Covington, LA 70433
  • /20

    $269,000

    • 4 Beds
    • 2 Baths
    • 2,040 Sq Ft

    206 Loop Dr, Slidell, LA 70458

    Step into comfort and style with this beautifully remodeled 4-bedroom, 2-bath home, ideally located just minutes from the interstate for ultimate convenience. The open concept living area welcomes you with warm laminate wood flooring throughout, creating a seamless flow from room to room.The spacious living room features a charming wood-burning fireplace with a gas starter. French doors open to

    Erica Spano Engel & Völkers Slidell - Mandeville

    206 Loop Dr, Slidell, LA 70458
  • /4

    $150,000

    • Land
    • 0.00 Acre

    0 Northwoods Dr Unit 2503436, Abita Springs, LA 70420

    Build your dream home on this beautiful lot in Money Hill. This fabulous homesite has a 259.3 ' frontage. There's so much to do in the Money Hill Community, you'll feel like you are on vacation all the time! Minutes to downtown Covington. Newly renovated country club with award winning golf course, community pool, tennis & pickle ball courts, hiking, fishing, and so much more! Mandatory club

    Stephanie Turnage CBTEC SLIDELL

    0 Northwoods Dr Unit 2503436, Abita Springs, LA 70420
  • /26

    $435,500

    • 4 Beds
    • 2.5 Baths
    • 2,465 Sq Ft

    177 Moonraker Dr, Slidell, LA 70458

    If you're looking for a waterfront home with access to lake Pontchartrain, here is your dream home. New 05/2025 Roof. Beautiful 4 bedroom 2 1/2 bath home located on the water. This home offers a beautiful gazebo, and covered boat slip with a powered lift. Enjoy your perfect afternoon fishing off the dock, kayaking, and swimming in the lake. It also features a large patio for entertaining cand

    CRYSTAL CHAMBERS Keller Williams Realty Services

    177 Moonraker Dr, Slidell, LA 70458
  • /18

    $224,500

    • 3 Beds
    • 1.5 Baths
    • 1,590 Sq Ft

    1127 Cousin St, Slidell, LA 70458

    Lovely Slidell home on 1 acre with a great-sized backyard! This well-maintained property offers ample outdoor space and no HOA. A fantastic opportunity to personalize your new home!

    Jared English Congress Realty, Inc.

    1127 Cousin St, Slidell, LA 70458
  • /27

    $520,000

    • 4 Beds
    • 2.5 Baths
    • 2,403 Sq Ft

    229 Pine Crest Dr, Madisonville, LA 70447

    Discover comfort and style in this inviting home designed with a spacious open floor plan that's great for entertaining. Throughout the main living areas, you'll find tasteful crown molding, adding a touch of sophistication. The heart of the home, the kitchen, is a true highlight with its beautiful tile floors, durable granite countertops, and sleek stainless steel appliances. The master suite is

    James 'Grant' Clayton 1 Percent Lists

    229 Pine Crest Dr, Madisonville, LA 70447
  • /15

    $220,000

    • 4 Beds
    • 2 Baths
    • 1,457 Sq Ft

    128 Hollow Rock Ct, Slidell, LA 70461

    Adorable home with split floor plan. Den has a wood burning brick fireplace and cathedral ceiling. The kitchen was designed for the family with a large dining area overlooking the patio. It has black appliances, granite countertops, pantry and wonderful natural lighting. Primary bedroom and bathroom are connected by a barn door. All wet areas are tiled, living and primary with grey laminate

    Kimberly Hatcher ERA Top Agent Realty

    128 Hollow Rock Ct, Slidell, LA 70461
  • /22

    $299,000

    • 4 Beds
    • 2 Baths
    • 1,820 Sq Ft

    11557 Woodbluff Dr, Covington, LA 70433

    Welcome home!Spacious and well-maintained 4 bedroom, 2 bath home located in the desirable Preston Vineyard subdivision in Covington. This home offers an open and functional floor plan featuring a large living area, high ceilings, and abundant natural light. The kitchen is equipped with granite countertops, stainless steel appliances, ample cabinet space, and dining space.The private primary suite

    Lindsey McDaniel REMAX ALLIANCE

    11557 Woodbluff Dr, Covington, LA 70433
  • /19

    $214,900

    • 3 Beds
    • 2 Baths
    • 1,610 Sq Ft

    138 Ned Ave, Slidell, LA 70460

    Welcome to your dream rustic retreat! Nestled on a serene 1.25-acre lot, this unique log cabin offers an idyllic escape with a perfect blend of modern comforts and natural beauty. As you drive up the charming circle driveway, you'll be captivated by the inviting front and back porches, ideal for lounging and enjoying the peaceful surroundings. Crafted from all pine wood logs complemented by

    Lauren Dunaway ABEK Real Estate

    138 Ned Ave, Slidell, LA 70460
  • /18

    $289,500

    • 3 Beds
    • 2 Baths
    • 1,870 Sq Ft

    768 Wilkinson St, Mandeville, LA 70448

    This spacious one-story townhome has a two-vehicle garage and is conveniently located just minutes from The Causeway in the heart of Mandeville just off of the Florida St. retail corridor. The large living room, dining room and master suite can easily accommodate full compliments of furniture, which is ideal for empty-nesters who are downsizing from a larger home. Additional features include a

    Vince Liuzza Berkshire Hathaway HomeServices Preferred, REALTOR

    768 Wilkinson St, Mandeville, LA 70448
  • /7

    $299,900

    • Land
    • 20 Acres
    • $14,715 per Acre

    13050 Boyd Rd, Covington, LA 70435

    Escape the hustle and bustle and embrace the serenity of wide-open spaces! This 20.38 Acre Parcel is nestled in a tranquil rural setting, this expansive land boasts lush greenery, a pond and the perfect balance of seclusion and accessibility. Build the home of your dreams or create a hunting oasis! Possibilities are endless. Don't miss out on owning a piece of pure countryside charm! *No value

    Heather DeLuca NOLA Living Realty

    13050 Boyd Rd, Covington, LA 70435
  • /17

    $299,950

    • 4 Beds
    • 2 Baths
    • 1,715 Sq Ft

    110 Willow Dr, Covington, LA 70433

    Welcome to this comfortable, ranch-style home located in Country Club Estates, a neighborhood known and loved for large lots, mature trees, and fabulous location. With 4 bedrooms and 2 bathrooms, this home offers a spacious and versatile layout designed to meet a variety of needs. Set on a picturesque lot, the home is framed by three stunning live oak trees, providing natural shade and lovely

    Katherine Modeen McEnery Residential, LLC

    110 Willow Dr, Covington, LA 70433
  • /12

    $248,800

    • 3 Beds
    • 2 Baths
    • 1,300 Sq Ft

    75616 Sylvia Dr, Covington, LA 70435

    This beautiful 3-bedroom, 2-bath home is located in the highly desirable and centrally located River Park Estates. Step inside to discover an open-concept layout with spacious living and kitchen areas, granite countertops, luxury vinyl flooring, stainless steel appliances, and a stylish subway tile backsplash. The luxurious primary suite offers a generous walk-in closet, dual vanities, and a

    Tiffany Lord Keller Williams NOLA Northlake

    75616 Sylvia Dr, Covington, LA 70435
  • /25

    $600,000

    • 4 Beds
    • 3 Baths
    • 2,519 Sq Ft

    329 Rue Saint Emilion None, Covington, LA 70433

    Resort-style living in the Heart of Covington. Welcome to this stunning one-story home on an oversized corner lot, ideally situated just off of LA-21-minutes from premier dining, shopping, medical offices and I-12 access. Step inside & be instantly drawn to the show-stopping Backyard Oasis, visible the moment you enter. The 26,000 gallon heated pool & 8-person spa are surround by sleek black

    Carol Miramon United Real Estate Partners

    329 Rue Saint Emilion None, Covington, LA 70433
  • /29

    $309,900

    • 3 Beds
    • 2 Baths
    • 1,953 Sq Ft

    21360 Stire St, Abita Springs, LA 70420

    Come take a look at this 3 bedroom, 2 bath home in Abita Springs! Situated on an oversized lot, this home features vaulted ceilings in the living room with a wood burning fire place and built in cabinets, glassed in sunroom and formal dining. The garage has an extra storge and is plumbed for another bathroom. Enjoy sitting on the front porch listening to nature!

    Michelle Autin Century 21 J. Carter & Company

    21360 Stire St, Abita Springs, LA 70420
  • /32

    $549,000

    • 4 Beds
    • 3 Baths
    • 2,530 Sq Ft

    27044 Lucille Dr, Lacombe, LA 70445

    Discover your own little slice of paradise at this beautifully renovated, waterfront home! Blending comfortable living and the ultimate Louisiana waterfront lifestyle, you’ll be ready to leave the world behind once you pass through your private electric gate. Situated directly on the water, you'll have quick and easy access to the open waters of Lake Pontchartrain in just 10 minutes - just one of

    Ginny Saxton Crescent Sotheby's International Realty

    27044 Lucille Dr, Lacombe, LA 70445
  • /11

    $260,000

    • 3 Beds
    • 2 Baths
    • 1,665 Sq Ft

    640 Tete Lours Dr Unit 28, Mandeville, LA 70471

    Experience serene golf course living in this beautifully maintained 3-bedroom, 2-bath condo nestled in the heart of Beau Chêne. This home boasts quartz countertops, vaulted ceilings, a fireplace, spacious laundry room and a beautiful deck overlooking the golf course perfect for entertaining. Enjoy access to premier community amenities (with fee), including two championship golf courses, tennis

    Melissa Richoux NOLA Living Realty

    640 Tete Lours Dr Unit 28, Mandeville, LA 70471
  • /35

    $850,000

    • 4 Beds
    • 4.5 Baths
    • 3,721 Sq Ft

    553 Beau Chene Dr, Mandeville, LA 70471

    Curb appeal galore, over-sized rooms, a great floorplan, custom millwork, and loving upkeep give this home incredible appeal. The kitchen features an eat-on counter, a center island, and a brick cooktop surround. Both Primary and a Secondary Bedroom down. The upstairs bonus room opens onto a rooftop patio for enjoying remarkable sunrise & sunset vistas. Spectacular golf course and pond view, and

    Betsy Tarkington CBTEC BEAU CHENE

    553 Beau Chene Dr, Mandeville, LA 70471
  • /32

    $639,000

    • 3 Beds
    • 2.5 Baths
    • 3,610 Sq Ft

    45 Hyacinth Dr, Covington, LA 70433

    Lovely, updated, home in the heart of Covington on 1 acre lot! This home offers the perfect blend of luxury, functionality & tranquility. Features hardwood floors, granite counters, high-end finishes with an open concept. Sip coffee on one of the many expansive porches & decks, enjoy the chef's kitchen with newer dishwasher & stove, gas generator for 2nd level, wood burning fireplace, 1,100 sq.

    Lynnette Boudet LATTER & BLUM (LATT15)

    45 Hyacinth Dr, Covington, LA 70433
  • /15

    $300,000

    • 3 Beds
    • 2 Baths
    • 1,656 Sq Ft

    11537 Woodbluff Dr, Covington, LA 70433

    PRISTINE condition with tranquil pond view. Newer construction with split floor plan and beautiful tile floors throughout; no carpet. Kitchen boasts quartz countertops, undermount sink, beautiful subway tile backsplash and stainless steel appliances, including the refrigerator, gas range, dishwasher, and microwave. Primary suite has relaxing view of the pond and bathroom with double sinks,

    Peggy Boettner LATTER & BLUM (LATT27)

    11537 Woodbluff Dr, Covington, LA 70433
  • /30

    $134,900

    • 3 Beds
    • 2 Baths
    • 2,103 Sq Ft

    36241 Central Ave, Pearl River, LA 70452

    What an opportunity!! Invest in your future by purchasing this double wide mobile home, which is in need of repair, but situated on almost 3 lovely acres of property with beautiful mature trees. The acreage is fenced in, offers a new pump and tank for the well and barn which had electricity to it at one point. The home has two large decks, and a new central AC unit, fireplace and plenty square

    Wendy Hinton Camellia City Realty & Property Management, Inc.

    36241 Central Ave, Pearl River, LA 70452
  • /10

    $129,900

    • 1 Bed
    • 1 Bath
    • 680 Sq Ft

    350 Emerald Forest Blvd Unit 9202, Covington, LA 70433

    Cozy condo includes Washer, Dryer, Refrigerator, Range, and microwave. Open floor plan in Emerald Forest gated community.Condo features an open floor plan with wood laminated flooring, high ceilings, sliding glass door to a covered patio and large windowsfor natural light. Also feaured is a one car garage. Condo amenities inclue large pool, excercise room and clubhouse.

    VINCENT CHAUPPETTE 1 Percent Lists

    350 Emerald Forest Blvd Unit 9202, Covington, LA 70433
  • /12

    $103,000

    • 1 Bed
    • 1.5 Baths
    • 1,083 Sq Ft

    41 Hollycrest Blvd Unit 41, Covington, LA 70433

    HOLLYCREST...Great opportunity to purchase a 1 bedroom 1& 1/2 bath condo in need of renovation and make it your own! This well priced condo is conveniently located in Covington close to shopping, hospitals, dining, and the interstate. Complex features a pool and tennis courts steps away from this unit. Condo features a nice kitchen design, open living and dining area with expansive ceiling

    Billy Lingo Century 21 Lakeshore

    41 Hollycrest Blvd Unit 41, Covington, LA 70433
  • /6

    $89,500

    • Land
    • 0.33 Acre
    • $271,212 per Acre

    222 Windward Passage St, Slidell, LA 70458

    Gorgeous vacant lot in the beautiful Eden Isle subdivision cleared and ready for your new home! Construction ready property on the waterfront with the water meter, sewer line, & wood deck on the water already installed & avaliable. Fantastic neighborhood surrounded by stunning homes & new constructions all with quick access to countless surrounding amenities including marinas, restaurants,

    Judy Walker KELLER WILLIAMS REALTY 455-0100

    222 Windward Passage St, Slidell, LA 70458
  • /39

    $425,000

    • 4 Beds
    • 2.5 Baths
    • 3,864 Sq Ft

    505 Hermitage Ct, Pearl River, LA 70452

    Beautiful and spacious, this 4-bedroom, 2.5 bath home sits high and dry in Magnolia Forest (Flood Zone C – never flooded) and features a new roof (2024). Inside, the home offers multiple living spaces, including a formal living room with a wood-burning fireplace and wet bar, two large dens, and a sunroom currently used as an art studio. The sitting room off the foyer is perfect for a home office

    Charlotte F Johnson Keller Williams Realty Services

    505 Hermitage Ct, Pearl River, LA 70452
  • /17

    $300,000

    • 3 Beds
    • 2 Baths
    • 1,628 Sq Ft

    422 Greencrest Dr, Covington, LA 70433

    FHA Assumable Loan at 3.75%. Absolutely stunning! Nestled in the desirable Crestwood Estates, this home enchants from the moment you arrive. Meticulous attention to detail is evident throughout—from the beautifully landscaped grounds to the cedar beams that create a warm, captivating ambiance. Inside, custom wood floors, NO CARPET, modern fixtures, granite countertops, and stainless-steel

    Melinda Dahmer LATTER & BLUM (LATT27)

    422 Greencrest Dr, Covington, LA 70433
  • /34

    $224,900

    • 3 Beds
    • 2 Baths
    • 1,279 Sq Ft

    413 Oakley Blvd, Pearl River, LA 70452

    Welcome to Oakley Place—a highly desirable neighborhood in Pearl River, LA! This 3-bedroom, 2-bath home is priced aggressively and ready for its next chapter. With great bones and endless potential, just a little TLC will go a long way toward making this home truly shine.Sitting on one of the largest lots in the entire neighborhood, you’ll have plenty of space for outdoor living, entertaining, or

    Susanne Ashman Ashman-Mollere Realty, Inc.

    413 Oakley Blvd, Pearl River, LA 70452
  • /34

    $265,000

    • 4 Beds
    • 2 Baths
    • 1,865 Sq Ft

    1414 Englewood Dr, Slidell, LA 70458

    Completely Renovated and Move-In Ready in the Desirable Lakewood Subdivision!This beautifully updated 4-bedroom, 2-bath home is tucked away in one of Slidell’s most sought-after neighborhoods. Featuring a newer roof, water heater, A/C, electrical panel, and a fully renovated kitchen and flooring—no detail has been overlooked.Step inside to find a spacious layout that includes a formal living room

    HOLLEY HARTDEGEN Wayne Songy & Associates

    1414 Englewood Dr, Slidell, LA 70458
  • /18

    $299,000

    • 4 Beds
    • 2 Baths
    • 2,055 Sq Ft

    213 Loop Dr, Slidell, LA 70458

    Welcome to this beautifully renovated home in Slidell, where comfort meets modern style. Step inside this 4 bedroom, 2 bathroom home and discover elegant Engineered Wood and Tile flooring throughout, creating a warm and inviting atmosphere. The kitchen features quartz countertops, all new stainless steel appliances, and a large pantry. 2 car covered carpool with storage space. A large backyard

    MICHEL LAITANO NOLA Living Realty

    213 Loop Dr, Slidell, LA 70458
  • /25

    $485,000

    • 3 Beds
    • 2 Baths
    • 1,990 Sq Ft

    716 Rue Courtney None, Covington, LA 70433

    Better than new and beautifully maintained, this 3-bedroom, 2-bath garden home located in the gated Maison Du Lac community offers effortless luxury in an unbeatable location. Built in 2023 and impeccably cared for, this 1,990 sqft home is the perfect blend of style, comfort, and convenience. Step inside to discover 10-foot ceilings, plantation shutters throughout, and an open floor plan centered

    Jamie Mixon Keller Williams Realty Services

    716 Rue Courtney None, Covington, LA 70433
  • /45

    $389,000

    • 4 Beds
    • 3 Baths
    • 2,240 Sq Ft

    71482 N Harrison Ave, Covington, LA 70433

    Looking for a home with acreage within 1 mile from downtown Covington? Look no further! This 4 bedroom and 3 bath home is situated on one whole square of property (1.32 acres) and features a pool, a 612 sq ft guest/pool house and 2 large workshops. This custom brick home offers a new HVAC unit, large family room with a stone fireplace, open eat-in kitchen with granite countertops and center

    KATHY HAYWARD United Real Estate Partners

    71482 N Harrison Ave, Covington, LA 70433
  • /16

    $180,000

    • 4 Beds
    • 2 Baths
    • 1,747 Sq Ft

    611 Dale Dr, Slidell, LA 70458

    Excellent opportunity in the heart of Slidell! The main residence features 3 bedrooms & 2 full bathrooms with a 4th bedroom in the detached building located behind the main house. The common areas are wide open, including bar seating, dining area, and separate living room. Need more space, there is a sunroom that provides a perfect space for an office, workout room, or game room. Brick home with

    John Sibley KELLER WILLIAMS REALTY 455-0100

    611 Dale Dr, Slidell, LA 70458
  • /9

    $345,000

    • 3 Beds
    • 2 Baths
    • 1,805 Sq Ft

    270 Nicklaus Dr, Slidell, LA 70458

    Welcome to this 3-bedroom, 2-bath home located in the gated Oak Harbor Grand Champions Estates community. This property features an open floor plan with a spacious kitchen and dinning area equipped with stainless steel appliances, plenty of cabinets and an island with granite countertops. A newly added office space is located just off the kitchen and offers views of the backyard. The HVAC system

    TREASURE SCHWAB Berkshire Hathaway HomeServices Preferred, REALTOR

    270 Nicklaus Dr, Slidell, LA 70458
  • /31

    $249,000

    • 5 Beds
    • 3 Baths
    • 3,000 Sq Ft

    206 Chubasco Ln, Slidell, LA 70458

    Home is Located in the waterfront community of Eden Isles. The home is a Five (5) Bedroom Three (3) full bath. The upstairs supports a Father in Law suite. Including a Fully functioning kitchen, laundry room, den and many possible uses. Seperate entrance to the upstair suite. Roof 2021, Plumbing under Slab 2020. All electric home. Flood Zone AE. Property is Concrete Bulkheaded with Boat Shed.

    Frank Rubi Frank Rubi Real Estate, LLC

    206 Chubasco Ln, Slidell, LA 70458
  • /44

    $145,000

    • 3 Beds
    • 2 Baths
    • 1,430 Sq Ft

    106 Leonell Cir, Slidell, LA 70458

    Excellent opportunity for a renovation loan.... property needs a new roof and new HVAC system. Large great room with wood burning fireplace. Spacious eat-in kitchen. Covered patio, large backyard. Laundry room in the garage. Seller will make no repairs, inspections are for buyer's informaton only.

    Kristie Tousinau Distinctive Real Estate

    106 Leonell Cir, Slidell, LA 70458
  • /10

    $265,000

    • Land
    • 4.19 Acres
    • $63,246 per Acre

    530 Bedico Pkwy, Madisonville, LA 70447

    Build Your Dream Home on 4.19 Acres of Tranquil Residential LandWelcome to your future homesite, 4.19 acres of peaceful, residential-zoned land offering the perfect blend of privacy and convenience. Tucked away in a quiet, natural setting, this spacious lot for building a custom home and creating a private retreat.With plenty of room for a home, outdoor living spaces, gardens, and more, you’ll

    Lindsey McDaniel REMAX ALLIANCE

    530 Bedico Pkwy, Madisonville, LA 70447

Showing Results 281 - 320, Page 8 of 13

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