Surf City, NC Homes for Sale

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  /21

  $950,000

  • 4 Beds
  • 3 Baths
  • 1,600+ Sq Ft

  621 N Shore Dr Unit B, Surf City, NC 28445

  Welcome to this beautifully maintained Surf City residence on the highly desirable and peaceful 600 block of North Shore Drive. This rare coastal gem offers something truly exceptional—you're getting TWO lots with this purchase! The home sits on one parcel, while your own private pool sits on a separate buildable lot, providing exclusive pool access and incredible future development potential.

  

  Ryan Smith

  RE/MAX Essential

  (910) 877-8243

  621 N Shore Dr Unit B, Surf City, NC 28445
• Explore Surf City

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  /64

  $1,500,000

  • 4 Beds
  • 3 Baths
  • 2,600+ Sq Ft

  50 S Oak Dr, Surf City, NC 28445

  As you drive back to your new home through a pergola covering the driveway, this home located on 1.41 acres opens up to breathtaking views over the dock leading out to sound and views of the ICWW. Recently remodeled, you will find custom cabinets, hard surface counters, solid Bamboo doors (absolutely beautiful workmanship) custom sliding doors from Poland, wrap around decks with cable rails, tile

  

  Jackie James

  Coastal Carolina Real Estate

  (910) 857-5180

  50 S Oak Dr, Surf City, NC 28445
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  /53

  $975,000

  • 4 Beds
  • 3.5 Baths
  • 2,600+ Sq Ft

  444 Little Kinston Rd, Holly Ridge, NC 28445

  Custom built waterfront home with breathtaking views over the sound to the ICW, within minutes to Topsail Island beaches. Decks on both floors with Trex deck flooring, Top quality construction built to 150 Wind Rated, 2 x 6 studs and walls, impacted rated windows, doors, and garage doors, hard plank siding painted in 2023 and metal roof. Interior features granite counters, reinforced game room

  

  Jackie James

  Coastal Carolina Real Estate

  (910) 877-1647

  444 Little Kinston Rd, Holly Ridge, NC 28445
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  /41

  $299,897

  • 2 Beds
  • 2 Baths
  • 800+ Sq Ft

  1505 N New River Dr Unit 304, Surf City, NC 28445

  Welcome to Unit 304 at Tiffany's Condominiums, where Surf City's charm meets effortless coastal living! This beautifully updated 2-bedroom, 2-bath end-unit is a true gem — freshly painted, featuring all-new fixtures, and fully furnished so you can move right in or start renting right away! Step inside to a bright, open layout that flows toward stunning water views. From your private balcony,

  

  Castro Real Estate Team

  Coldwell Banker Sea Coast Advantage-Hampstead

  (910) 994-3704

  1505 N New River Dr Unit 304, Surf City, NC 28445
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  /68

  $1,045,000

  • 4 Beds
  • 3 Baths
  • 2,600+ Sq Ft

  1135 S Topsail Dr, Surf City, NC 28445

  Welcome to 1135 S Topsail Drive, a rare double-lot coastal retreat offering 1.53 acres of privacy and serenity, with the home on 0.17 acres and an additional 1.35 acres of sound frontage along the Intracoastal Waterway. This property captures the essence of Surf City living with its blend of space, views, and freedom. All just moments from the beach and local dining. Inside, this fully furnished

  

  Pinpoint Properties

  REAL Broker LLC

  (910) 613-6725

  1135 S Topsail Dr, Surf City, NC 28445
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  /35

  $167,897

  • 1 Bed
  • 1 Bath
  • 200+ Sq Ft

  1501 N New River Dr Unit 103, Surf City, NC 28445

  Oceanfront Bliss Awaits at Tiffany's Condominium! Welcome to your piece of coastal paradise! This fully furnished, freshly painted 1-bedroom condo at the exclusive Tiffany's Condominium is the perfect blend of luxury, convenience, and investment potential. From the moment you walk in, you'll be captivated by breathtaking ocean views and sweeping Intracoastal Waterway sunsets — the best of both

  

  Castro Real Estate Team

  Coldwell Banker Sea Coast Advantage-Hampstead

  (910) 406-6810

  1501 N New River Dr Unit 103, Surf City, NC 28445
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  /39

  $265,000

  • 2 Beds
  • 2.5 Baths
  • 600+ Sq Ft

  1507 N New River Dr Unit 117, Surf City, NC 28445

  Welcome to Tiffany's Condominiums, ideally located in the heart of Surf City, where coastal living meets effortless investment potential. This 2-bedroom, 2-bath ICW-front condo offers stunning Intracoastal Waterway views with ocean views just beyond, making it the perfect turnkey investment property or dreamy second home. Freshly painted and move-in ready, this unit is designed for

  

  Castro Real Estate Team

  Coldwell Banker Sea Coast Advantage-Hampstead

  (910) 841-1414

  1507 N New River Dr Unit 117, Surf City, NC 28445
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  /57

  $850,000

  • 3 Beds
  • 2.5 Baths
  • 1,800+ Sq Ft

  1103 S Topsail Dr, Surf City, NC 28445

  Experience Coastal Luxury with No HOA & VA Assumable- Wake up to breathtaking panoramic views of the Intracoastal Waterway from the comfort of your own home. Thoughtfully designed to capture natural light and scenic vistas, this residence features two striking bay windows that perfectly frame the water's beauty. Inside, 3⁄4'' solid oak hand-scraped floors bring warmth, elegance, and durability

  Quanda Hudson Purnsley Coldwell Banker Sea Coast Advantage

  1103 S Topsail Dr, Surf City, NC 28445
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  /10

  $382,900 New Construction

  • 3 - 4 Beds
  • 2 - 3 Baths
  • 1,693+ Sq Ft

  Somerset 3 Plan at The Terraces, Hampstead, NC 28443

  Windsor Homes Builder

  1018 Terraces Ln Unit 36472340, Hampstead, NC 28443
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  /10

  $400,900 New Construction

  • 3 Beds
  • 2 - 3 Baths
  • 1,877+ Sq Ft

  Midland 2 Plan at The Terraces, Hampstead, NC 28443

  Windsor Homes Builder

  1018 Terraces Ln Unit 36487733, Hampstead, NC 28443
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  /10

  $447,900 New Construction

  • 3 - 6 Beds
  • 3 Baths
  • 2,557+ Sq Ft

  Cotswold 3 Plan at The Terraces, Hampstead, NC 28443

  Windsor Homes Builder

  1018 Terraces Ln Unit 36465899, Hampstead, NC 28443
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  /50

  $949,000

  • 4 Beds
  • 6 Baths
  • 2,200+ Sq Ft

  108 Shaes Landing, Surf City, NC 28445

  This is the one you've been waiting for! This classic beach cottage has a distinct coastal vibe and casual comfort you are sure to fall in love with. Only a short walk to the beach and in one of Surf City's few premiere water access communities, it's an even sweeter find! Home is a stand-out with recent transitional improvements: 2023 HVAC, new LVP flooring & stair treads, smooth ceilings,

  Kym Davidson RE/MAX Executive

  108 Shaes Landing, Surf City, NC 28445
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  /10

  $421,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,612+ Sq Ft

  Bailey Plan at The Terraces, Hampstead, NC 28443

  Windsor Homes Builder

  1018 Terraces Ln Unit 36456715, Hampstead, NC 28443
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  /57

  $1,495,000

  • 6 Beds
  • 5.5 Baths
  • 2,616 Sq Ft

  701 S Shore Dr, Surf City, NC 28445

  Welcome to ''Arguably the best location on the island''—a stunning 2nd-row beach retreat perfectly positioned within the coveted S-Curve of Surf City. This fully furnished coastal home offers the ideal blend of luxury, comfort, and convenience, complete with private deeded beach access directly across the street—you'll have your toes in the sand in seconds. Inside, you'll find 5 spacious bedrooms

  Chris Rice Wit Realty LLC

  701 S Shore Dr, Surf City, NC 28445
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  /10

  $452,900 New Construction

  • 4 - 5 Beds
  • 3.5 Baths
  • 3,007+ Sq Ft

  Seagrove Plan at The Terraces, Hampstead, NC 28443

  Windsor Homes Builder

  1018 Terraces Ln Unit 36497355, Hampstead, NC 28443
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  $879,000 Open Sat 11AM - 1PM

  • 4 Beds
  • 3 Baths
  • 2,200+ Sq Ft

  127 S Boca Bay Ln Unit A, Surf City, NC 28445

  Welcome to your coastal sanctuary, where stunning water views await from any of four expansive decks. This elegant beach retreat blends comfort and ease, featuring an elevator to all levels and a thoughtfully designed outdoor living space complete with a built-in grill gas line and a full-sized refrigerator on a dedicated circuit inside the spacious storage area—perfect for keeping refreshments

  Leigh Sunshine Wicker Properties of the Carolinas, Inc.

  127 S Boca Bay Ln Unit A, Surf City, NC 28445
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  /10

  $400,900 New Construction

  • 3 - 5 Beds
  • 2.5 - 3.5 Baths
  • 2,240+ Sq Ft

  Cameron Plan at The Terraces, Hampstead, NC 28443

  Windsor Homes Builder

  1018 Terraces Ln Unit 36468802, Hampstead, NC 28443
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  /10

  $392,900 New Construction

  • 3 - 4 Beds
  • 2.5 Baths
  • 2,011+ Sq Ft

  Stoddard Plan at The Terraces, Hampstead, NC 28443

  Windsor Homes Builder

  1018 Terraces Ln Unit 36481762, Hampstead, NC 28443
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  /69

  $889,000 Open Sat 11AM - 1PM

  • 4 Beds
  • 3 Baths
  • 2,200+ Sq Ft

  125 S Boca Bay Ln Unit B, Surf City, NC 28445

  Welcome to your private island retreat within an island! Enjoy stunning Intracoastal Waterway, sound, and marsh views and just a short walk, roll, or stroll to the beach. Tucked away on a peaceful non-through street, this home offers rare privacy surrounded by water views in every direction.The community is quiet and friendly, with no short-term rentals allowed (less than 6 months), so you'll

  Leigh Sunshine Wicker Properties of the Carolinas, Inc.

  125 S Boca Bay Ln Unit B, Surf City, NC 28445
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  /10

  $350,900 New Construction

  • 2 - 4 Beds
  • 2 - 3 Baths
  • 1,442+ Sq Ft

  Pinehurst 3 Plan at The Terraces, Hampstead, NC 28443

  Windsor Homes Builder

  1018 Terraces Ln Unit 36464228, Hampstead, NC 28443
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  /18

  $650,000

  • Land
  • 0.45 Acre
  • $1,444,444 per Acre

  Accolade Dr, Surf City, NC 28445

  BUY DIRECT FROM THE DEVELOPER! Dream intracoastal waterway (ICW) waterfront lot within new, highly anticipated Topsail Island, NC community now available! Coastal community includes a resort-style pool and an open-air covered pool cabana with full amenities, including a double-sided fireplace, restrooms, and a full outdoor grilling kitchen with refrigerator & ice machine. Ready-to-build with

  American LLC American Land Holdings

  Accolade Dr, Surf City, NC 28445
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  /59

  $1,495,000

  • 7 Beds
  • 6 Baths
  • 2,304 Sq Ft

  1115 N Shore Dr, Surf City, NC 28445

  Welcome to your ultimate coastal getaway! This recently remodeled, modern and tasteful 3‑level second‑row beach house in Surf City is just steps from the sand and designed for large groups, family reunions, or multi‑family living. With 7 bedrooms, 6 bathrooms, 3 full kitchens, and 3 living/dining areas, the home offers both spacious gathering areas and private retreats. Already

  Tenley Grazioli Ocean Life Realty

  1115 N Shore Dr, Surf City, NC 28445
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  /77

  $799,999 New Construction

  • 3 Beds
  • 4 Baths
  • 2,000+ Sq Ft

  122 Shell Rd, Surf City, NC 28445

  Live the Coastal Dream in Surf City, NC - Move-In Ready New Construction Townhomes! Have you ever dreamed of owning a piece of paradise? These stunning new construction townhomes in the heart of Surf City, North Carolina, offer the perfect blend of luxury, comfort, and oceanfront charm and are ready for immediate move-in! Each spacious unit features: 3 Bedrooms + 4 Bathrooms, Versatile Office or

  Laura Vevurka FAB Real Estate Services

  122 Shell Rd, Surf City, NC 28445
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  /51

  $1,500,000

  • 4 Beds
  • 3.5 Baths
  • 2,800+ Sq Ft

  108 Sea Urchin Ct, Surf City, NC 28445

  Perched high on one of the most elevated homesites on Topsail Island, this luxury Fortified Gold Certified home offers panoramic views and effortless beach access. Built in 2020 and above the flood zone with no flood insurance required, this home delivers unobstructed ocean, treetop, and ICW views in every direction.Designed with a reverse floor plan to maximize light and views, the interior

  Pamela Saxman Capital To Coast Realty Company

  108 Sea Urchin Ct, Surf City, NC 28445
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  /47

  $575,000

  • 3 Beds
  • 2.5 Baths
  • 1,200+ Sq Ft

  615 N New River Dr Unit D, Surf City, NC 28445

  This beautiful stilted townhome in Hammock Cove captures peaceful views of the Intracoastal marsh. Covered parking and a convenient storage closet sit on the ground level, while the main living spaces are found upstairs. Step inside to an inviting ''L''-shaped living room featuring LVP flooring, crown molding, transom windows, and double doors opening to a rear deck. The kitchen includes

  Tidal Realty Partners REAL Broker LLC

  615 N New River Dr Unit D, Surf City, NC 28445
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  /59

  $899,000

  • 4 Beds
  • 4 Baths
  • 2,400+ Sq Ft

  204 N Boca Bay Unit B, Surf City, NC 28445

  Just a short walk to public beach access, this beautifully updated 4-bedroom, 4-bathroom townhome offers marsh views from multiple angles and a layout designed for comfort and convenience. An elevator provides easy access to all levels. Inside, you'll find upgraded engineered luxury vinyl plank flooring throughout and enhanced insulation in the walls and attic. The kitchen features granite

  Melanie Cameron Coldwell Banker Sea Coast Advantage

  204 N Boca Bay Unit B, Surf City, NC 28445
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  /61

  $1,294,900 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,880 Sq Ft

  107 S Boca Bay Ln, Surf City, NC 28445

  Find your waterfront home here, on beautiful S Boca Bay Ln, where herons, eagles and osprey fish and live in your backyard, and sunsets over the marsh change from day to day. This beautiful reverse floor plan home takes advantage of endless views and ocean breezes, with four roomy bedrooms, a world class owner's suite, porches on all sides to take advantage of the stunning water views. Take the

  Andrea McNair Coastal Select Properties

  107 S Boca Bay Ln, Surf City, NC 28445
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  /38

  $855,000

  • 3 Beds
  • 2 Baths
  • 1,750 Sq Ft

  544 Little Kinston Rd, Surf City, NC 28445

  Discover coastal living at its finest with this beautifully renovated waterfront home on the mainland of Surf City — complete with private dock and stunning views of the Intracoastal Waterway and Topsail Sound.Every day feels like a getaway in this coastal retreat where classic charm meets modern updates. The home features an inviting open layout with vaulted ceilings, gas fireplace, and

  Stephanie Davis eXp Realty

  544 Little Kinston Rd, Surf City, NC 28445
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  /32

  $393,000

  • 1 Bed
  • 1.5 Baths
  • 600+ Sq Ft

  918 N New River Dr Unit 515, Surf City, NC 28445

  Discover the perfect coastal retreat or income-producing investment in the heart of Surf City! This beautifully furnished **first-floor** condo offers lovely views of the pool courtyard and ocean, creating the ideal setting for relaxation or rental income. Enjoy the convenience of dedicated parking located directly beneath the unit--providing easy access and added value for owners and guests

  Cheryl Hennen Coldwell Banker Sea Coast Advantage

  918 N New River Dr Unit 515, Surf City, NC 28445
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  /45

  $970,000 Coming Soon

  • 4 Beds
  • 3.5 Baths
  • 2,000+ Sq Ft

  310 Oceanaire Ln, Surf City, NC 28455

  Welcome to 310 Oceanaire Lane, a beautifully appointed coastal retreat in the heart of Surf City. Perfectly positioned just moments from the ocean, this stunning home offers the ideal blend of luxury, comfort, and relaxed beachside living. The second level features 3 spacious bedrooms and 2 full bathrooms. On the top floor, you'll find an additional bedroom, a full bathroom, and a half bathroom

  Sherri Ingle Intracoastal Realty Corp

  310 Oceanaire Ln, Surf City, NC 28455
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  /48

  $793,000

  • 2 Beds
  • 1.5 Baths
  • 800+ Sq Ft

  1625 S Shore Dr, Surf City, NC 28445

  Here it is the classic Topsail cottage completely upgraded inside & out with Ocean views & direct beach access. Fully furnished home shows like new. This cottage has it all, open floor plan, stainless steel appliances, center kitchen island two spacious bedrooms, luxury baths with custom tile work with laundry room/ flex space all located in the X flood zone. This home checks all the boxes, call

  Beth Dudley Lewis Realty

  1625 S Shore Dr, Surf City, NC 28445
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  /55

  $799,000

  • 4 Beds
  • 2 Baths
  • 1,400+ Sq Ft

  1909 S Shore Dr, Surf City, NC 28445

  Welcome to Lido House, a beautifully updated second-row beach bungalow in the heart of Surf City, just two houses down from public beach access. This 4-bedroom home has undergone a full-home refresh, including new LVP flooring throughout, updated appliances, fixtures, finishes, fresh paint, removal of popcorn ceilings, new French doors, updated countertops, and a remodeled kitchen designed to

  Tiffany & Crew Coastal Real Estate Keller Williams Innovate - Jax

  1909 S Shore Dr, Surf City, NC 28445
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  /27

  $395,000

  • 2 Beds
  • 1 Bath
  • 600+ Sq Ft

  305 N Topsail Dr Unit 25, Surf City, NC 28445

  Enjoy coastal living from this top floor condo offering beautiful views of both the Atlantic Ocean and the Intracoastal Waterway. Sold fully furnished and move-in ready, this well maintained property features LVP flooring throughout and an open-concept kitchen with stainless steel appliances, ideal for both everyday living and entertaining. Updated and thoughtfully cared for make this condo an

  Stephanie Bullard Berkshire Hathaway HomeServices Carolina Premier Properties

  305 N Topsail Dr Unit 25, Surf City, NC 28445
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  /39

  $375,000

  • 1 Bed
  • 1.5 Baths
  • 746 Sq Ft

  918 N New River Dr Unit 314, Surf City, NC 28445

  Dreaming of your very own Topsail Island getaway? This first-floor 1-bedroom, 1.5-bath condo in the popular Surf Condominiums offers bright, open living spaces and a private balcony perfect for enjoying sunrises and ocean breezes. The spacious bedroom features a full bath, with an additional half bath for guests. First-floor units include two parking spots under the building and a storage closet

  Alana Maffessanti Lewis Realty

  918 N New River Dr Unit 314, Surf City, NC 28445
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  $999,999 New Construction

  • 4 Beds
  • 4 Baths
  • 2,600+ Sq Ft

  1 Diamond Point Ct, Surf City, NC 28445

  CBG Builders, LLC, a custom builder renowned for quality and attention to detail, has created a coastal sanctuary where contemporary elegance meets functionality. Welcome to Diamond Point in Surf City, NC, where you can build your own stunning coastal retreat located in one of the area's most exclusive waterfront neighborhoods. As one of only ten homes in this intimate community, this property

  Team KBT Realty Keller Williams Innovate-KBT

  1 Diamond Point Ct, Surf City, NC 28445
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  /35

  $389,000

  • 4 Beds
  • 3 Baths
  • 1,600+ Sq Ft

  100 Gateway Condos Dr Unit 115, Holly Ridge, NC 28445

  Situated in the heart of mainland Surf City, this beautifully upgraded first-floor, corner condo offers the ideal blend of space, comfort, and coastal convenience. Featuring 4 bedrooms and 3 full bathrooms, this thoughtfully designed residence provides both functionality and flexibility for a variety of lifestyles. The open-concept layout creates a seamless flow between the kitchen, dining, and

  Chynna Lemaster Coldwell Banker Sea Coast Advantage

  100 Gateway Condos Dr Unit 115, Holly Ridge, NC 28445
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  /39

  $659,000

  • 3 Beds
  • 3.5 Baths
  • 1,600+ Sq Ft

  104 Summer Winds Place Unit 104, Surf City, NC 28445

  Welcome to ''Tranquil Sunrise,'' a beautifully remodeled townhome in the highly sought-after Summer Winds community, perfectly positioned in the heart of Surf City. This spacious 3-bedroom, 3.5-bath home also features a large loft, offering flexible sleeping space and comfortably accommodating family and guests. Recent updates include fresh interior paint, new furnishings, updated flooring, and a

  Betsy Powell Sol Searching Properties and Investments LLC

  104 Summer Winds Place Unit 104, Surf City, NC 28445
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  /56

  $830,000

  • 4 Beds
  • 2 Baths
  • 1,400+ Sq Ft

  415 N Shore Dr, Surf City, NC 28445

  Just a 1/2 mile from the Surf City Pier, this unique property offers two beautiful single-family homes on one second-row lot—sold together and ready to continue generating strong rental income or serve as your perfect beach retreat. The front home, elevated on pilings, features 2 bedrooms, 1 full bath, a deluxe kitchen, and a spacious living area. Enjoy ocean views and sea breezes from the

  Sean Mcdonnell REAL Broker LLC

  415 N Shore Dr, Surf City, NC 28445
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  /28

  $365,000

  • 2 Beds
  • 1 Bath
  • 600+ Sq Ft

  305 N Topsail Dr Unit 5, Surf City, NC 28445

  Best buy on the island! Looking for an EXCEPTIONAL LOCATION at an outstanding price point? Close to the beach with ocean breezes and sunrises that paint the horizon, within close proximity to restaurants, shopping, watersports and a beautiful park with breathtaking sunsets. This is a rare opportunity with very low turnover and exceptional appreciation history. Whether you need a personal getaway,

  Becky Filer Berkshire Hathaway HomeServices Carolina Premier Properties

  305 N Topsail Dr Unit 5, Surf City, NC 28445
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  /40

  $899,000 New Construction

  • 4 Beds
  • 4.5 Baths
  • 2,140 Sq Ft

  704 N New River Dr, Surf City, NC 28445

  COME VIEW THIS NEW CONSTRUCTION WITH 4 BEDROOMS, 4.5 BATHS WITH AN ELEVATOR. THIS PROPERY WILL BOAST GRANITE COUNTERTOPS, LVP FLOORING, FLAT TRIM INTERIOR. LOCATED WITHIN WALKING DISTANCE TO RESTAURANTS AND PUBS IN SURF CITY. DEEDED BEACH AND SOUND EASEMENTS. GREAT PERMANENT HOME. SECOND HOME, AND WILL OFFER GREAT RENTAL INCOME POTENTIAL.

  Linda Manning Carolina Real Estate

  704 N New River Dr, Surf City, NC 28445

Showing Results 1 - 40, Page 1 of 5

Why Live in Surf City

Surf City, located on North Carolina’s Topsail Island, is a small coastal community with a population of less than 5,000. The town spans both Pender and Onslow counties and is known for its laid-back atmosphere, particularly outside the busy summer months of May through August when tourism peaks. Surf City has a rich history, transitioning from a fishing village to a site for the U.S. Navy’s guided missile testing program, and finally becoming a seaside resort town in 1949. The local economy is primarily tourism and service-based, with major employers including the town itself, the State of North Carolina, and local school systems. Many residents commute approximately 30 miles to Wilmington for work. Housing options range from colorful three-story stilt homes and condos along the oceanfront to suburban-style homes in master-planned communities like Magnolia Reserve. The town features family-friendly parks such as Soundside Park, which offers amenities like an amphitheater, boat ramp, picnic shelters, and a playground. The new Earl G. & Inez Batts Recreation Complex includes a skatepark, sand volleyball courts, and an inclusive playground. Surf City is also home to the Karen Beasly Sea Turtle Rescue & Rehabilitation Center, a designated sea turtle sanctuary. The town faces environmental challenges like beach erosion and stormwater runoff, which are addressed through various local programs. Surf City’s school system, served by Pender County Schools and Topsail High, is highly rated, attracting families to the area. The community is car-dependent, with major roads like U.S. Route 17 connecting it to nearby cities. Wilmington International Airport is about 30 miles away.

Learn more about living in Surf City

Frequently Asked Questions

What is the average home price in Surf City, NC?

Homes for sale in Surf City, NC have an average home price of $767,945.

How many homes have sold over the last 12 months in Surf City, NC?

263 homes have sold in Surf City, NC over the last 12 months.

What are the most popular zip codes in Surf City, NC?

The most popular zip codes in Surf City, NC include 28443, 28445, 28460, 28457 and 28411.

How much do you need to make to afford a house in Surf City?

The median home price in Surf City is $590,000. If you put a 20% down payment of $118,000 and had a 30-year fixed mortgage with an interest rate of 6.01%, your estimated principal and interest payment would be $2,830 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $121K a year to afford the median home price in Surf City. Learn how much home you can afford with our Home Affordability Calculator.

How are the schools in Surf City, NC?

Surf City, NC has highly rated public and private schools. Some of the best schools in Surf City based on Niche Grades are Coastal Elementary, North Topsail Elementary School and Surf City Middle. Browse all the schools in Surf City, NC to learn more.

Home Trends in Surf City, NC

On average, homes in Surf City, NC sell after 74 days on the market compared to the national average of 54 days. The median sale price for homes in Surf City, NC over the last 12 months is $479,000, down 6% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$479,000

Median Single Family Sale Price

$797,000

Median Townhouse Sale Price

$375,999

Median 2 Bedroom Sale Price

$403,500

Median 1 Bedroom Sale Price

$412,500

Average Price Per Sq Ft

$394

Number of Homes for Sale

104

Last 12 months Home Sales

263

Months of Supply

4.70

Median List Price

$590,000

Median Change From 1st List Price

0%

Median Home Sale Price YoY Change

-6%