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Temple, TX Homes for Sale with No HOA Fee

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  • /26

    $225,000

    • 3 Beds
    • 2 Baths
    • 1,395 Sq Ft

    4314 Longhorn Trail, Temple, TX 76502

    Welcome home to this beautifully maintained 3 bedroom, 2 bath home in the desirable Canyon Creek subdivision of South Temple! Priced at just $225,000, this home offers an incredible opportunity for buyers looking for comfort, convenience, and value. Inside, you'll find an inviting floor plan featuring granite countertops, an updated primary bathroom, and no carpet throughout making maintenance a

    Agent Photo

    Chris Lockett

    RE/MAX Temple-Belton

    4314 Longhorn Trail, Temple, TX 76502
  • /27

    $199,900

    • 3 Beds
    • 2 Baths
    • 1,618 Sq Ft

    3817 Lancelot Ln, Temple, TX 76502

    Looking for more space without stretching your budget? 3817 Lancelot offers a combination of square footage, flexibility, and value that can be difficult to find in today’s Temple market. With 3 bedrooms, 2 bathrooms, and more than 1,600 square feet of living space, this well-maintained home features a functional floor plan designed to adapt to a variety of needs and lifestyles. Multiple living

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    Jennifer Bruns

    eXp Realty, LLC Waco

    3817 Lancelot Ln, Temple, TX 76502
  • /26

    $125,900

    • 3 Beds
    • 1 Bath
    • 768 Sq Ft

    209 S 27th St, Temple, TX 76504

    Step inside this charming 1920s home located in central Temple. The interior has been freshly painted, and new flooring has just been installed. Conveniently situated near downtown Temple, schools, restaurants, and major highways. This house would be great for owner occupants, or for investors looking to add to their portfolio. Schedule your private showing today!

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    Chris Lockett

    RE/MAX Temple-Belton

    209 S 27th St, Temple, TX 76504
  • /47

    $468,000

    $51K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,384 Sq Ft

    1205 Larkspur Ln, Temple, TX 76502

    Located in the Wildflower Country Club subdivision this 4-bedroom, 2.5-bath home on 2 lots totaling 0.54 acres in Temple, TX. Open floor plan with double-sided fireplace and updated flooring (LVP 2024). Kitchen features granite and quartz countertops, KitchenAid double ovens, downdraft cooktop, dishwasher, and walk-in pantry with additional storage. Spacious primary suite with two walk-in

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    Karen Stewart

    Magnolia Realty Temple Belton

    1205 Larkspur Ln, Temple, TX 76502
  • /48

    $859,000

    $16K PRICE DROP
    • 6 Beds
    • 3.5 Baths
    • 3,872 Sq Ft

    2518 Marlandwood Rd, Temple, TX 76502

    Do not see this property unless you appreciate trees, beautiful park-like settings and nature in the heart of the city. This estate offers stunning beauty and serenity! Nestled in the cozy tree filled 3.66 acres, this recently remodeled main house and guest cottage take you to a private oasis approx 1 mile from South 31st St shopping and restaurants. The stonework of the outdoor patio and custom

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    Lauren Douglas

    Kolibri Realty, LLC

    2518 Marlandwood Rd, Temple, TX 76502
  • /47

    $519,000

    $20K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,439 Sq Ft

    7101 Kc Ranch Ct, Temple, TX 76501

    Discover the perfect blend of modern comfort and peaceful living in this stunning 2018-built two-story home, perfectly situated on a sprawling one-acre lot. Spanning over 2,400 square feet, this residence features 4 spacious bedrooms, 3 full bathrooms, and breathtaking, serene views of the neighboring fishing pond that provide a picturesque backdrop for your morning coffee. Designed for both

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    Johnny Vacca

    Re/Max Better Place

    7101 Kc Ranch Ct, Temple, TX 76501
  • /30

    $435,000

    $15K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,353 Sq Ft

    6003 Tivoli Rd, Temple, TX 76502

    Welcome to 6003 Tivoli in Temple — where style, space, and comfort come together in one beautifully designed home. Nestled in a desirable neighborhood, this property offers an open-concept layout filled with natural light, spacious living area, and thoughtful details throughout. The kitchen is the heart of the home, featuring ample counter space, modern finishes, and seamless flow into the dining

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    Jimmy Torres

    Vista Real Estate Group-Compass RE Texas, LLC

    6003 Tivoli Rd, Temple, TX 76502
  • /34

    $509,000

    $20K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 2,283 Sq Ft

    2714 Slough Dr, Temple, TX 76502

    Nestled on one of South Temple's premier streets, this exceptional corner lot home offers outstanding curb appeal with a welcoming circle drive, two car garage, two car carport and two additional storage buildings on slab for all your hobby and storage needs. The beautifully landscaped backyard is a private retreat featuring a covered patio, lush gardens, and mature fruit trees. Inside, the open

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    Jimmy Ashby

    Ashby Real Estate Group

    2714 Slough Dr, Temple, TX 76502
  • /30

    $250,000

    $12K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,605 Sq Ft

    129 Bainbridge Rd, Temple, TX 76502

    Welcome home to this meticulously maintained 3-bedroom, 2-bath traditional home in desirable South Temple, offering the perfect blend of peaceful surroundings and everyday convenience. Nestled near expansive undeveloped land, this property enjoys a tranquil country feel while remaining just minutes from shopping, restaurants, schools, and popular attractions including Lions Junction Family Water

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    Heidi Brautigan

    Brautigan Realty

    129 Bainbridge Rd, Temple, TX 76502
  • /29

    $255,000

    • 4 Beds
    • 2 Baths
    • 2,366 Sq Ft

    4912 S Pea Ridge Rd, Temple, TX 76502

    Owner financing available. Super low tax rate area. Zero HOA, Zero City taxes. Center of all amenities for Temple and Belton. Recent shingles, HVAC, Hot water heater. Spacious and inviting 4 bedroom 2 bath home situated on nearly half an acre corner lot in the highly sought after Belton ISD. No HOA. This well maintained property offers flexible living with a potential 4th bedroom that could also

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    Jimmy Ashby

    Ashby Real Estate Group

    4912 S Pea Ridge Rd, Temple, TX 76502
  • /38

    $399,000

    $11K PRICE DROP
    • 2,588 Sq Ft

    1110 Zora Dr, Temple, TX 76504

    Investment opportunity in Temple, TX! These 3 bedroom, 2 bathroom duplex units offer a functional open concept layout designed for comfort and low-maintenance living. Each unit features granite countertops, durable laminate flooring throughout the main living areas, and a stylish barn door leading to the laundry area. The kitchen flows seamlessly into the living and dining spaces, creating a

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    Brandi Stokes

    StarPointe Realty CTX, LLC

    1110 Zora Dr, Temple, TX 76504
  • /22

    $780,000

    • 4 Beds
    • 4.5 Baths
    • 3,118 Sq Ft

    5 Connor Dr, Belton, TX 76513

    Stunning Carothers-built home on an almost 3/4-acre cul-de-sac lot. This thoughtfully designed residence offers 4 bedrooms, a study, a formal dining room, and an extra room (could be a media room or 5th bedroom) with a full bath upstairs. The open-concept layout features a chef’s kitchen with a large island, 36” gas cooktop, built-in microwave and oven, and a breakfast area with a built-in

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    Tabitha Cartwright

    Hometown Realty

    5 Connor Dr, Belton, TX 76513
  • /25

    $455,000

    $10K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 2,852 Sq Ft

    105 Blackfoot Dr, Temple, TX 76504

    Spacious 5-bedroom, 3-bath home located in a beautiful tree-lined neighborhood in Temple. This property features an in-ground pool with a tanning deck, a fenced backyard, and a storage shed—ideal for tools or pool equipment. Energy-saving solar panels add efficiency, while the kitchen offers granite countertops with ample workspace. Generous living and dining areas provide a functional layout

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    Tabitha Cartwright

    Hometown Realty

    105 Blackfoot Dr, Temple, TX 76504
  • /32

    $330,000

    • 3 Beds
    • 2.5 Baths
    • 2,171 Sq Ft

    1129 Iron Glen Dr, Temple, TX 76502

    Step into a home that feels brand new without the wait for construction. This immaculate 3-bedroom, 2.5-bathroom residence is in pristine condition, offering a seamless blend of modern style and everyday functionality. From the moment you pull into the spacious 3-car garage, you’ll notice the meticulous care that defines every square inch of this property. The heart of the home is designed for

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    Billy Hobbs

    Vista Real Estate Group-Compass RE Texas, LLC

    1129 Iron Glen Dr, Temple, TX 76502
  • /40

    $299,900

    $17K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 3,587 Sq Ft

    305 Harvest Meadow, Temple, TX 76502

    OVER 3,500 SQFT + NO BACK NEIGHBORS! If you’ve been searching for space, privacy, and a flexible floor plan in a convenient location, this is the one. This 4-bedroom, 2.5-bath home offers multiple living and dining areas, a dedicated office, formal dining room, and a massive upstairs loft perfect for a game room, media room, playroom, or second living space. The oversized kitchen features

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    So Yong Yu

    Century 21 Premier Realtors

    305 Harvest Meadow, Temple, TX 76502
  • /42

    $375,000

    $14K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,146 Sq Ft

    7723 Painted Valley, Temple, TX 76502

    Located in a gated West Temple community with a neighborhood pool and park, this move in ready 4 bedroom, 2 bath home offers a functional floor plan and exceptional outdoor space. The spacious living room flows into a well appointed kitchen featuring a large center island and abundant cabinetry. The private primary suite is thoughtfully separated from the secondary bedrooms, and the laundry room

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    Jimmy Ashby

    Ashby Real Estate Group

    7723 Painted Valley, Temple, TX 76502
  • /36

    $225,000

    $11K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,874 Sq Ft

    2306 Scott Blvd, Temple, TX 76504

    Move in ready and ideally located in one of Temple's most convenient neighborhoods, this beautifully maintained all brick 3-bedroom, 2-bath home offers the perfect combination of comfort, style, and location. Situated across from Jaycee Park and just blocks from Baylor Scott & White Medical Center, this home is an outstanding opportunity for medical professionals, first-time buyers, or anyone

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    Heidi Brautigan

    Brautigan Realty

    2306 Scott Blvd, Temple, TX 76504
  • /26

    $239,000

    Open Sat 1PM - 3PM
    • 3 Beds
    • 2 Baths
    • 1,663 Sq Ft

    213 E Upshaw Ave, Temple, TX 76501

    Welcome to this charming 3-bedroom, 2-bath home located in the established Bellaire subdivision. As you step inside, you'll find yourself in the heart of the home with an inviting open-concept living and dining area featuring beautiful wood-look tile flooring. Step outside to enjoy the covered patio, perfect for relaxing or entertaining, along with an oversized storage building complete with

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    Charlsie Barfield

    Ashby Real Estate Group

    213 E Upshaw Ave, Temple, TX 76501
  • /45

    $819,500

    $61K PRICE DROP
    • 4 Beds
    • 4 Baths
    • 3,681 Sq Ft

    1656 W Fm 93 Hwy, Temple, TX 76502

    Luxury Country Living with Room to Live, Work & Play Discover the perfect blend of luxury, privacy, and functionality on 2.75 acres in highly sought-after Academy ISD. This fully rebuilt 4-bedroom, 4-bath custom home offers over 3,600 square feet of thoughtfully designed living space with high-end finishes and exceptional amenities. The open floor plan is filled with natural light and designed

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    Christie Minalga

    Keeping It Realty

    1656 W Fm 93 Hwy, Temple, TX 76502
  • /29

    $250,000

    Open Sat 12PM - 3PM
    • 3 Beds
    • 2 Baths
    • 1,555 Sq Ft

    1120 N 1st St, Temple, TX 76501

    Step into the timeless charm of this 1940s-era home, where character and warmth meet everyday functionality. Situated on a spacious corner lot just outside the sought-after Historic District, this property offers the perfect blend of vintage appeal and room to make it your own. Inside, you'll find classic architectural details that reflect the home's original craftsmanship, creating a welcoming

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    Aundrea Dudik

    eXp Realty, LLC Waco

    1120 N 1st St, Temple, TX 76501
  • /29

    $359,900

    $20K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,019 Sq Ft

    7302 Golden Heart Dr, Temple, TX 76502

    Welcome to this beautifully upgraded 4-bedroom, 2-bath home located in the highly desirable West Temple area. From the moment you walk in, you'll notice the thoughtful cosmetic upgrades that truly set this home apart from many others in the neighborhood. The main living areas feature durable faux wood tile flooring, while the living room showcases stunning faux ceiling beams that add warmth and

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    Chris Lockett

    RE/MAX Temple-Belton

    7302 Golden Heart Dr, Temple, TX 76502
  • /48

    $335,000

    $15K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,310 Sq Ft

    607 Friar Tuck Dr, Temple, TX 76502

    This pristine home on a cul-de-sac in Friar's Creek Landing Subdivision provides a peaceful and secluded neighborhood of tranquility and convenience. This home has 4 bedrooms, 2.5 baths, plus a wall of windows providing beautiful natural light! With an open floorplan, vinyl flooring, and a well-appointed kitchen that provides a center island, granite countertops, and modern stainless-steel

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    Mary Jane Roach

    Mary Jane Roach Realty, LLC

    607 Friar Tuck Dr, Temple, TX 76502
  • /24

    $249,900

    $19K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,260 Sq Ft

    8506 Connecticut Ave, Temple, TX 76502

    Completely remodeled and move-in ready, this charming home blends timeless character with modern updates throughout. Major improvements include a new kitchen, beautifully renovated bathrooms, new HVAC system, water heater, septic system, electrical, plumbing, and roof—providing peace of mind for years to come. The stylish mid-century modern bathrooms feature gorgeous custom tile work and designer

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    Calvin Ruhnke

    All City Real Estate Ltd. Co

    8506 Connecticut Ave, Temple, TX 76502
  • /20

    $133,500

    $11K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 847 Sq Ft

    902 N 8th St, Temple, TX 76501

    Charming bungalow in the heart of Temple! This 2-bedroom, 1-bath home offers fresh interior paint and great curb appeal with recent updates including a new roof, gutters, and partially updated siding. Inside, you’ll find a cozy and functional layout full of character. The property also features a 1-car garage for added convenience. Step outside to a spacious, fully fenced backyard—perfect for

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    Becky Judkins

    RE/MAX Temple-Belton

    902 N 8th St, Temple, TX 76501
  • /26

    $367,500

    • 4 Beds
    • 3 Baths
    • 2,109 Sq Ft

    3826 Leming Ct, Temple, TX 76504

    Discover Your New Home at 3826 Leming Court Welcome to 3826 Leming Court, where modern design seamlessly blends with everyday comfort in one of Temple's most sought-after locations. This well-maintained 4-bedroom, 3-bathroom home features an open-concept layout, ideal for both relaxation and entertainment, with spacious gathering areas and elegant finishes that accommodate everyone. The inviting

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    Glenda Hall

    UCRE Heart of Texas Land & Home

    3826 Leming Ct, Temple, TX 76504
  • /39

    $219,000

    • 2 Beds
    • 1 Bath
    • 1,471 Sq Ft

    1800 N 7th St, Temple, TX 76501

    Welcome home in Temple's highly sought after Garden District! Situated on a desirable corner lot, this four sided brick home is full of timeless charm and modern updates. Relax on the oversized covered front porch and enjoy the friendly, established neighborhood. Inside, you will find beautiful hardwood floors, a spacious and inviting floor plan and an updated kitchen that is perfect for everyday

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    Jimmy Ashby

    Ashby Real Estate Group

    1800 N 7th St, Temple, TX 76501
  • /40

    $999,900

    • 4 Beds
    • 3.5 Baths
    • 5,853 Sq Ft

    3001 White Oak Dr, Temple, TX 76502

    Welcome to 3001 White Oak Drive, a truly exceptional residence offering 5,853 square feet of thoughtfully designed living space in one of Temple's most established and sought-after neighborhoods. This impressive home features 4 spacious bedrooms, 3.5 bathrooms, multiple living and entertaining areas, and a floor plan designed to accommodate both everyday living and large gatherings with ease.

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    Jimmy Torres

    Compass RE Texas, LLC

    3001 White Oak Dr, Temple, TX 76502
  • /4

    $368,000

    Open Sat 11AM - 1PM $10K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 3,264 Sq Ft

    315 Chapel Knoll Rd, Temple, TX 76502

    ***APPROVED SHORT SALE and AS IS*** Home is in great condition.This stunning two-story home was designed with space, comfort, and modern living in mind. Featuring over 3,200 square feet, this luxury-style home offers 5 spacious bedrooms, 3 full bathrooms, a dedicated office, and a layout perfect for growing families or entertaining guests. The beautiful kitchen includes granite countertops,

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    Ola Odunaike-Cherry

    All City Real Estate

    315 Chapel Knoll Rd, Temple, TX 76502
  • /48

    $580,000

    • 4 Beds
    • 3 Baths
    • 2,433 Sq Ft

    4412 Cedar Creek Rd, Temple, TX 76504

    Modern farmhouse charm meets country tranquility on nearly an acre. This single-story home blends thoughtful design with everyday comfort, offering an open-concept layout and a smart split floor plan with 4 bedrooms and 3 full baths — including two bedrooms generous enough to serve as dual primary suites.Inside, character shows in every detail: elegant barn door accents, a kitchen anchored by

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    Victor Olvera

    Bison Creek Real Estate LLC

    4412 Cedar Creek Rd, Temple, TX 76504
  • /48

    $635,000

    $105K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 2,841 Sq Ft

    7026 Troyan Ln, Temple, TX 76502

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    Jennifer Rowe

    Sweetwaters Realty Llc

    7026 Troyan Ln, Temple, TX 76502
  • /29

    $339,000

    • 4 Beds
    • 2 Baths
    • 1,920 Sq Ft

    4602 Stonehaven Dr, Temple, TX 76502

    BOM Buyer financing fell through. No Inspections completed. Discover unparalleled tranquility and convenience in this well maintained single-story residence, perfectly situated on an expansive 1.36-acre lot. This exceptional property offers a harmonious blend of privacy and accessibility, a rare find in any neighborhood. The home features four comfortable bedrooms and two full bathrooms, with one

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    Sherry Payne

    Keller Williams Realty, Waco

    4602 Stonehaven Dr, Temple, TX 76502
  • /23

    $215,000

    • 4 Beds
    • 3 Baths
    • 1,683 Sq Ft

    1211 S 17th St, Temple, TX 76504

    Main home features a functional layout with the added benefit of a fully self-contained ADU. The secondary unit includes its own kitchen and private laundry, making it suitable for guest, a home office, or potential rental use. This property provides flexible options for a variety of living situations in an area seeing many recent updates

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    Sherry Payne

    Keller Williams Advantage Waco

    1211 S 17th St, Temple, TX 76504
  • /46

    $419,000

    $10K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 2,094 Sq Ft

    4996 E Fm 436, Temple, TX 76501

    Looking for a sanctuary with a private treed entry providing access to your paradise? This is it; your 0.974 acre property is fully fenced and has a full home solar system providing electric service to your home and a battery bank with 36 hours of stored electricity for your excess power supply you have been wanting! West facing Solar panels (40) plus 36 hour Generac battery (2021); currently

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    Mary Jane Roach

    Mary Jane Roach Realty, LLC

    4996 E Fm 436, Temple, TX 76501
  • /41

    $309,000

    $6K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,027 Sq Ft

    810 Heather Marie Ct, Temple, TX 76502

    ASSUMABLE FHA LOAN - 4.99%! +++ Welcome to 810 Heather Marie Court, a spacious and inviting one-story home ideally situated on an oversized corner lot in a peaceful cul-de-sac. Surrounded by mature trees and established landscaping, this move-in ready property offers offers privacy and shady space to enjoy the outdoors even on hot summer days. The extended covered back porch provides the ideal

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    Sabine McCalla

    Berkshire Hathaway TX Realty

    810 Heather Marie Ct, Temple, TX 76502
  • /12

    $150,000

    • Land
    • 2.75 Acres
    • $54,545 per Acre

    TBD Fm 1237, Temple, TX 76501

    Prime 2.75-acre tract located just outside city limits with direct access to I-35. Surrounded by established commercial activity across the street, this property offers outstanding exposure, easy ingress/egress, and strong development potential. Perfect for investors, retail, service, or business expansion in a high-traffic growth area.

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    Billy Hobbs

    Vista Real Estate Group-Compass RE Texas, LLC

    TBD Fm 1237, Temple, TX 76501
  • /26

    $169,000

    $20K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,144 Sq Ft

    820 N 14th St, Temple, TX 76501

    Great 3-bedroom, 2-bathroom house updated in 2023 with paint, vinyl plank, and more. Recently refreshed with interior paint and a new roof! The great backyard features lovely pecan trees and a handy storage building. The laundry room and primary closet are all pleasantly spacious in an otherwise clean and straight forward, move in ready home. You do not want to miss this great value opportunity!

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    Katie Snapp

    Camille Johnson, Realtors

    820 N 14th St, Temple, TX 76501
  • /4

    $54,000

    • Land
    • 15,681 Sq Ft
    • $150,000 per Acre

    15963 Brazos Dr, Temple, TX 76502

    Discover the ideal setting to build your custom home on this spacious 0.36-acre lot in the established Tanglewood subdivision of Temple, TX. Nestled in a peaceful neighborhood, the property features level, buildable land with public water and electric utilities available.Just minutes from scenic Lake Belton and an easy commute to Fort Hood, this lot offers a great blend of tranquility,

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    Kyrissa Parsons

    Sovy Realty Group, LLC

    15963 Brazos Dr, Temple, TX 76502
  • /48

    $400,000

    • 4 Beds
    • 3 Baths
    • 2,695 Sq Ft

    2318 Marlandwood Rd, Temple, TX 76502

    Come home to one of the MOST desired neighborhoods in Temple! Close to all the amenities, but tucked away under the shade trees, this Marlandwood Manor home has been remodeled and updated to make it an indoor and outdoor entertaining paradise! With upgrades like new Anderson windows, flooring, huge island, gas appliances, cabinetry and even the custom brick entryway, this home is a jaw dropping

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    Danielle Tucker Shepard

    Always Here Properties, Llc

    2318 Marlandwood Rd, Temple, TX 76502
  • /13

    $34,900

    $5K PRICE DROP
    • Land
    • 8,755 Sq Ft
    • $173,632 per Acre

    1004 E Downs Ave, Temple, TX 76501

    Great opportunity to own a .201-acre corner lot in Temple! This property offers excellent potential for building a home, investment property, or future development. The corner location provides added accessibility and visibility, making it a desirable lot for a variety of uses, conveniently located near local amenities, schools, and shopping.

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    Vickie Adams

    TruStar Real Estate

    1004 E Downs Ave, Temple, TX 76501
  • /2

    $2,150,000

    • Land
    • 52.08 Acres
    • $41,281 per Acre

    TBD Airville Rd, Temple, TX 76501

    Exceptional development opportunity in one of Central Texas’ fastest-growing corridors. This 59 acreage tract has already been approved for 79 residential lots, making it one of the only shovel-ready residential development opportunities currently available in the area. Conveniently located just 15 minutes from Temple, this property offers an ideal balance of accessibility and future growth

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    Victor Olvera

    Bison Creek Real Estate LLC

    TBD Airville Rd, Temple, TX 76501

Showing Results 1 - 40, Page 1 of 18

Home Price Trends

Median Sale Price
$267,500
Median Single Family Sale Price
$273,755
Median Townhouse Sale Price
$238,000
Median 2 Bedroom Sale Price
$145,000
Median 1 Bedroom Sale Price
$102,000
Average Price Per Sq Ft
$164
Number of Homes for Sale
950
Last 12 months Home Sales
2,411
Months of Supply
4.70
Median List Price
$285,000
Median Change From 1st List Price
3%
Median Home Sale Price YoY Change
-4%
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