Tennessee, TN Land & Home Lots for Sale

• 

  

  

  /11

  $174,300

  • Land
  • 21 Acres
  • $8,300 per Acre

  0 Webb Rd, Summertown, TN 38483

  21 +/- to be surveyed off from Parcel ID 069 009.00. Lot #4 Now available—multiple beautiful tracts being sold off a larger parcel, offering a variety of building sites ranging from level to gently rolling hills. Whether you're dreaming of a private country retreat, mini-farm, or your forever home, this land is a blank canvas ready for your vision. The property is undeveloped, giving you the

  

  Beth Edwards

  be Home Realty, LLC

  (931) 293-1143

  0 Webb Rd, Summertown, TN 38483
• 

  

  

  /18

  $124,300

  • Land
  • 13 Acres
  • $9,562 per Acre

  0 Webb Rd, Summertown, TN 38483

  13 +/- to be surveyed off from Parcel ID 069 009.00. Lot #1 Now available—multiple beautiful tracts being sold off a larger parcel, offering a variety of building sites ranging from level to gently rolling hills. Whether you're dreaming of a private country retreat, mini-farm, or your forever home, this land is a blank canvas ready for your vision. The property is undeveloped, giving you the

  

  Beth Edwards

  be Home Realty, LLC

  (931) 348-3658

  0 Webb Rd, Summertown, TN 38483
• 

  

  

  /18

  $144,000

  • Land
  • 15 Acres
  • $9,600 per Acre

  0 Webb Rd, Summertown, TN 38483

  15 +/- to be surveyed off from Parcel ID 069 009.00. Lot #5 Now available—multiple beautiful tracts being sold off a larger parcel, offering a variety of building sites ranging from level to gently rolling hills. Whether you're dreaming of a private country retreat, mini-farm, or your forever home, this land is a blank canvas ready for your vision. The property is undeveloped, giving you the

  

  Beth Edwards

  be Home Realty, LLC

  (931) 348-1719

  0 Webb Rd, Summertown, TN 38483
• 

  

  

  /33

  $99,500

  • Land
  • 1.56 Acres
  • $63,782 per Acre

  1340 Lakeview Dr, Sharps Chapel, TN 37866

  Discover the perfect spot to build your dream lake house on this beautiful 1.56 acres in Norris Shores II. Lot 248 offers a fantastic opportunity for future homeowners to enjoy the serene lake lifestyle in a welcoming community. With its ideal location and impressive views, this property is a blank canvas for creating the perfect retreat.Imagine mornings spent enjoying peaceful lake views,

  

  Tanya Price

  Vision Properties Group, Inc.

  (865) 365-5233

  1340 Lakeview Dr, Sharps Chapel, TN 37866
• 

  

  

  /6

  $105,000

  • Land
  • 1.03 Acres
  • $102,339 per Acre

  71 Summit Trail, Banner Elk, NC 28604

  Big view potential from this good laying land in the cabin community of Hunter's Ridge, centrally located in the Foscoe Valley. Enjoy easy access to all that the High Country has to offer, minutes to Banner Elk, Boone, and Blowing Rock. 1400 sf minimum is easy to get along with, and the other homes in this community are so well maintained and built. The state-maintained road that accesses the

  

  Jonathan Lehman

  Keller Williams High Country

  (828) 439-0981

  71 Summit Trail, Banner Elk, NC 28604
• 

  

  /6

  $102,500

  • Land
  • 1.56 Acres
  • $65,874 per Acre

  73 Summit Trail, Banner Elk, NC 28604

  Big view potential from this good laying land in the cabin community of Hunter's Ridge, centrally located in the Foscoe Valley. Enjoy easy access to all that the High Country has to offer, minutes to Banner Elk, Boone, and Blowing Rock. 1400 sf minimum is easy to get along with, and the other homes in this community are so well maintained and built. The state-maintained road that accesses the

  

  Jonathan Lehman

  Keller Williams High Country

  (828) 656-5506

  73 Summit Trail, Banner Elk, NC 28604
• 

  

  /16

  $250,000

  • Land
  • 36 Acres
  • $6,997 per Acre

  00 Nannys Ln, Sylva, NC 28779

  Endless Possibilities Await on This 35+ Acre Parcel in Sylva! Located just minutes from Ingles, Southwestern Community College, and downtown Sylva, this sprawling 35.73-acre property offers an incredible opportunity for development or a private mountain retreat. With roughed-in roads, long range views from the ridgeline, and a gently rolling landscape, the potential here is limitless. Whether

  

  Juli Rogers

  Allen Tate/Beverly-Hanks Waynesville

  (828) 475-8278

  00 Nannys Ln, Sylva, NC 28779
• 

  

  /16

  $94,000

  • Land
  • 1.20 Acres
  • $78,333 per Acre

  360 Kenmure Dr, Flat Rock, NC 28731

  Nestled on 1.2 wooded acres in the gated Kenmure community, this homesite offers a unique opportunity to build your custom mountain retreat. A completed foundation feasibility study and proposed house plans for a home with a walkout basement provide a strong head start. Enjoy Kenmure’s premier amenities, including golf, tennis, indoor and outdoor pools, fitness center, clubhouse dining, and

  

  Katie Myers

  Realty ONE Group Pivot Hendersonville

  (828) 662-9631

  360 Kenmure Dr, Flat Rock, NC 28731
• 

  

  /9

  $1,000,000

  • Land
  • 4.35 Acres
  • $229,885 per Acre

  2902 Andersonville Hwy, Clinton, TN 37716

  Prime Location! This 4.35 Acres zoned S1 Scenic Hwy sits within the Norris City Limits. This 4.35 acres consists of 3 properties. There are two residence on the property which are given no value. An additional .26 acre lot off Joe Owen is also available. Please don't walk property without an appointment with Agent.

  

  Laura Bailey

  The Bailey Group, Realty Executives

  (865) 432-7527

  2902 Andersonville Hwy, Clinton, TN 37716
• 

  /2

  $400,000

  • Land
  • 0.26 Acre
  • $1,538,462 per Acre

  285 Joe Owen Rd, Clinton, TN 37716

  Prime Location! This .26 acre lot is zoned S1 Scenic Hwy and sits within the Norris City Limits. There is residence on the property but no value is is given. There is additional property available for purchase which is 4.35 acres consists of 3 additional tracts. ( MLS ID )Please call agent for details. Please do not walk property without agent.

  

  Laura Bailey

  The Bailey Group, Realty Executives

  (865) 390-7781

  285 Joe Owen Rd, Clinton, TN 37716
• 

  

  /4

  $225,000

  • Land
  • 3.35 Acres
  • $67,164 per Acre

  6616 Old Zion Rd, Columbia, TN 38401

  3.35 acre parcel ready for you to begin construction of your new home - and just 8 miles from downtown Columbia! Located just off Hwy US 412 / US 43 for easy access to Columbia, Springhill or Lawrenceburg.

  

  Laurie Hendrickson

  TriStar Elite Realty

  (931) 293-9207

  6616 Old Zion Rd, Columbia, TN 38401
• 

  

  /14

  $150,000

  • Land
  • 1.64 Acres
  • $91,463 per Acre

  Lot 36R Grouse Ridge Ln, Sevierville, TN 37862

  Discover your slice of paradise on this 1.64-acre lot in the prestigious Wilderness Mountain Subdivision in Wears Valley, TN. Ready for your dream home, this sloping parcel offers breathtaking mountain views once cleared, promising serene sunrises and stunning vistas. Recently visited, the lot was alive with nature's charm—a momma bear and her cub were spotted frolicking in the sunshine before

  

  Penny Cowell

  Monarch Realty LLC

  (865) 902-7967

  Lot 36R Grouse Ridge Ln, Sevierville, TN 37862
• 

  

  /4

  $34,000

  • Land
  • 9 Acres
  • $3,864 per Acre

  0 Stones Rd, Camden, TN 38320

  Priced to Sell Fast! Hunter's Paradise with Prime Building Spot only 1/2 Mile from Kentucky Lake! Just under 3 miles from the Tennessee National Wildlife Refugee and only 500 yards from the Camden Wildlife Management Area, it’s a dream location for hunters. The property features a beautiful hilltop building site with sweeping views, along with construction driveways for easy access. Whether

  

  Amanda Anderson

  Realty Executives Hometown Living

  (731) 327-6664

  0 Stones Rd, Camden, TN 38320
• 

  

  /5

  $75,000

  • Land
  • 0.84 Acre
  • $89,286 per Acre

  Lot 183 Lost Trail, Highlands, NC 28741

  Looking for a perfect spot to build your dream home? Look no further than this fantastic lot in highly sought-after Cullasaja Club. Boasting stunning mountain views, this lot offers a wonderful opportunity to design and build your ideal residence in an exclusive, gated community. As a member of Cullasaja Club, you'll have access to an array of world-class amenities, including the Arnold Palmer

  

  Judy Michaud

  Berkshire Hathaway HomeServices Meadows Mountain Realty

  (828) 392-5266

  Lot 183 Lost Trail, Highlands, NC 28741
• 

  

  /5

  $115,000

  • Land
  • 6 Acres
  • $19,167 per Acre

  340 Cortner Hollow Rd, Petersburg, TN 37144

  6 +/- Beautiful rolling acres. Amazing view, plentiful wildlife and 30x36 barn. Power and water at the road. Soil site at top but would need to be remarked. Easement on adjacent property for easy access to top of hill.

  

  Tad Craig

  Craig and Wheeler Realty & Auction

  (931) 616-5869

  340 Cortner Hollow Rd, Petersburg, TN 37144
• 

  

  /20

  $1,500,000

  • Land
  • 25 Acres
  • $60,000 per Acre

  00 U S 45 Bypass, Jackson, TN 38305

  Introducing 25 acres of prime commercial ground located on one of Jackson, TN's most highly traveled thoroughfares. This rare opportunity offers exceptional visibility and access, making it ideal for retail, hospitality, medical, or mixed-use development. With flat, usable topography and utilities nearby, this high-traffic corridor connects major residential, industrial, and commercial

  

  Chris Miller

  Crye-Leike Elite

  (731) 503-3011

  00 U S 45 Bypass, Jackson, TN 38305
• 

  

  /59

  $250,000

  • Land
  • 4.00 Acres
  • $62,500 per Acre

  210 Edwin Smith Ln, Gainesboro, TN 38562

  Ultimate Weekend Getaway or Outdoorsman’s Dream! Just over an hour from Nashville and around the corner from Roaring River Park, this 4-acre private retreat is ready for your next adventure! Previously two 2-acre parcels, the land has been combined into one expansive lot—fully improved and full of possibilities. The property features two oversized metal carports, each with RV hookups including

  

  Jamie Knight

  House Realty, LLC

  (931) 416-1951

  210 Edwin Smith Ln, Gainesboro, TN 38562
• 

  

  /35

  $74,000

  • Land
  • 7 Acres
  • $10,000 per Acre

  132 Ambers Dr Unit 7AC, Jamestown, TN 38556

  Imagine after a hard day at work, coming home, winding down, and stepping out onto your newly built back porch that overlooks a colorful, westerly sunset in the mountains. Imagine no more, welcome to your new reality! Take a look at this combined 7.4 +/- acre unrestricted property in Fentress County, Tennessee, located right off of 1-27 and is approximately 1 hour away from Dale Hollow Lake where

  

  Brian Whitt

  Arrowhead Land Company

  (931) 208-5643

  132 Ambers Dr Unit 7AC, Jamestown, TN 38556
• 

  

  /22

  $165,000

  • Land
  • 19 Acres
  • $8,545 per Acre

  000 Green River Cove Rd, Saluda, NC 28773

  Roughly 50 Feet of footage on the Green River. Absolutely stunning & serene setting. Parcel is very private, studded with hardwoods. Topography inclines when headed towards the rear, more level near the road. Back of the parcel borders a Boy Scout Camp, may or may not still be in use. Nearby Outfitters in town, not to mention Tubing, Kayaking, Zipline & Hiking, Camping, enjoy many outdoor

  

  Laura Flores

  NextHome WNC Realty

  (828) 523-1075

  000 Green River Cove Rd, Saluda, NC 28773
• 

  /2

  $60,000

  • Land
  • 3.59 Acres
  • $16,713 per Acre

  TBD Dix Creek Rd, Canton, NC 28716

  3.59-Acre Wooded Lot in Sought-After Rushing Creek AreaLocated in the scenic Rushing Creek area, this large 3.59-acre wooded parcel offers privacy, natural beauty, and endless potential. Whether you're looking to build your dream home, a mountain retreat, or simply invest in land, this property gives you room to grow with multiple options for development.Enjoy the convenience of being

  

  John Robinson

  MATHERS REALTY.COM

  (828) 672-2122

  TBD Dix Creek Rd, Canton, NC 28716
• 

  

  /12

  $195,000

  • Land
  • 3.22 Acres
  • $60,559 per Acre

  0 Tennessee 22, Lexington, TN 38351

  Prime development opportunity in Lexington, TN! This 3.22-acre wooded lot is ideally located at the high-traffic corner of Highway 22 South and Rush Street, offering outstanding visibility and convenient access. Zoned R-2 and surrounded by a mix of commercial and industrial properties, the location offers flexibility for a variety of potential uses. Whether you're planning to build multi-family

  

  Dylan Jones

  Southern LifeStyle Properties

  (731) 201-9523

  0 Tennessee 22, Lexington, TN 38351
• 

  

  /13

  $26,900

  • Land
  • 0.70 Acre
  • $38,429 per Acre

  1054 Myers Hill Rd, Tracy City, TN 37387

  Lot #2 - 1054 Myers Hill Road, Tracy City, TN 37387. This recently surveyed 0.70-acre Partially wooded lot offers a great opportunity to build your home in beautiful Grundy County. Zoned for residential use only, the property features public water, electricity, internet, and phone available at the road. Located on a county-maintained road with easy access to US Hwy 41, this property is just

  

  Mark Morris

  Keller Williams Realty

  (931) 616-3776

  

  1054 Myers Hill Rd, Tracy City, TN 37387
• 

  

  /63

  $998,500

  • Land
  • 0.00 Acre

  0 Old Spencer Rd - 198 Acres, Pikeville, TN 37367

  A unique chance to own your own Nature Park! From mountain top vistas via rock climbing/hiking trails, to rugged ravines with cascading waterfalls over massive boulders, to beautiful wooded knolls for potential homesites, this property has it all! Overlooking the picturesque Sequatchie Valley, the natural splendor of this property would make a perfect family compound or development with scenic

  

  Rick Potter

  Century 21 Realty Group

  (931) 260-9142

  0 Old Spencer Rd - 198 Acres, Pikeville, TN 37367
• 

  /2

  $59,900

  • Land
  • 2.58 Acres
  • $23,217 per Acre

  0 Catoosa Ridge Dr Unit 1252274, Crossville, TN 38571

  Catoosa Ridge offers the discerning buyer a beautiful, peaceful neighborhood to build their dream home. All lots have underground utilities and high fiber internet. Lot 46 is 2.58 acres and offers a great building tract with fabulous views. Take a look now, and call listing agent with any questions.

  

  Julie Thompson

  Highlands Elite Real Estate

  (931) 340-7125

  0 Catoosa Ridge Dr Unit 1252274, Crossville, TN 38571
• 

  

  /13

  $125,000

  • Land
  • 0.82 Acre
  • $152,439 per Acre

  2456 Starboard Crest Rd, Morristown, TN 37814

  Wonderful 0.82 acre building lot in Windswept is now available. Features breathtaking Cherokee Lake and mountain views. All utilities (underground) are in place. This gorgeous gated community has an amazing clubhouse named with a saltwater swimming pool, tennis court, and accommodations for overnight guests. HOA dues are $900/year and allow owners 5 nights in the Manor House per year. Windswept

  

  Scott Felske

  Tennessee Life Real Estate Professionals

  (423) 497-0216

  2456 Starboard Crest Rd, Morristown, TN 37814
• 

  

  /10

  $129,900

  • Land
  • 7 Acres
  • $17,413 per Acre

  0 Acorn Ln Unit 1305635, Jamestown, TN 38556

  A premier 7.4 acre track in Creekview Estates. Ready to build with minimal clearing already done , complete with walking trail down the gently rolling terrain. Over 500 feet of creek frontage on the roaring Crooked Creek. Privacy abounds you with multiple sites perfect for you build. Driveway has been started with a parking space. Fiber Internet with all other utilities available at the road.

  

  Natalie Stout

  The Realty Firm Smithville

  (931) 345-4315

  0 Acorn Ln Unit 1305635, Jamestown, TN 38556
• 

  

  /16

  $129,900

  • Land
  • 7 Acres
  • $17,554 per Acre

  0 Acorn Ln Unit RTC2921612, Jamestown, TN 38556

  : A premier 7.4 acre track in Creekview Estates. Ready to build with minimal clearing already done , complete with walking trail down the gently rolling terrain. Over 500 feet of creek frontage on the roaring Crooked Creek. Privacy abounds you with multiple sites perfect for you build. Driveway has been started with a parking space. Fiber Internet with all other utilities available at the road.

  

  Natalie Stout

  The Realty Firm - Smithville

  (931) 281-8946

  0 Acorn Ln Unit RTC2921612, Jamestown, TN 38556
• 

  

  /8

  $70,000

  • Land
  • 1.72 Acres
  • $40,698 per Acre

  TBD Bold Creek Trail, Glenville, NC 28736

  Gated entry and beautiful approach gives these combined lots an estate feel. Rock face and mountain views from private home site.

  

  Ken Fernandez

  Allen Tate - Sapphire

  (828) 471-4676

  TBD Bold Creek Trail, Glenville, NC 28736
• 

  

  /17

  $129,900

  • Land
  • 7 Acres
  • $17,413 per Acre

  00 Acorn Ln, Jamestown, TN 38556

  A premier 7.4 acre track in Creekview Estates. Ready to build with minimal clearing already done , complete with walking trail down the gently rolling terrain. Over 500 feet of creek frontage on the roaring Crooked Creek. Privacy abounds you with multiple sites perfect for you build. Driveway has been started with a parking space. Fiber Internet with all other utilities available at the road.

  

  Natalie Stout

  The Realty Firm - Smithville

  (931) 500-6997

  00 Acorn Ln, Jamestown, TN 38556
• 

  

  /30

  $850,000

  • Land
  • 19 Acres
  • $45,165 per Acre

  5950 Fly Hollow Rd, Santa Fe, TN 38482

  Beautiful 18.82 acre property located just 20 minutes from historic Leipers Fork Village and about 30 minutes from Franklin and within an hour from Nashville, offering the perfect mix of rural privacy and convenience. The land features 5 acres of open pasture and 13 acres of mature woods, ideal for building, farming, or enjoying nature. A 30x40 shop with power, water heater, water storage tank

  

  Peter Easling

  Keller Williams Realty Nashville/Franklin

  (931) 293-1538

  5950 Fly Hollow Rd, Santa Fe, TN 38482
• 

  

  /17

  $69,000

  • Land
  • 1.06 Acres
  • $65,094 per Acre

  Lot 17 Shoreline Dr, Huntingdon, TN 38344

  Water view lot in LakePoint Estates with breathtaking views of the lake. Create your own private lake retreat. Come enjoy the lake life. Call us today.

  

  Jesse Bradley

  Tennessee Valley Realty and Investment Group, PLLC

  (731) 678-3714

  Lot 17 Shoreline Dr, Huntingdon, TN 38344
• 

  

  /17

  $69,000

  • Land
  • 1.17 Acres
  • $58,974 per Acre

  Lot 16 Shoreline Dr, Huntingdon, TN 38344

  Water view lot in LakePoint Estates with breathtaking views of the lake. Create your own private lake retreat. Come enjoy the lake life. Call us today.

  

  Jesse Bradley

  Tennessee Valley Realty and Investment Group, PLLC

  (731) 236-9603

  Lot 16 Shoreline Dr, Huntingdon, TN 38344
• 

  

  /7

  $34,500

  • Land
  • 0.76 Acre
  • $45,395 per Acre

  0 Rheatown Rd Unit 11521769, Chuckey, TN 37641

  Take a look at this +/- 0.76 acre (Parcel ID: 066-074.00) build lot in Greene County, Tennessee! This property has the potential to be perfect for a homesite or weekend getaway! It is located in the pleasant community of Rheatown, Tennessee. Electric service is located at the road, water confirmed by the seller. All other and exisiting utilities will need to be verified. This unrestricted lot is

  

  Brian Whitt

  Arrowhead Land Company

  (937) 545-7764

  0 Rheatown Rd Unit 11521769, Chuckey, TN 37641
• 

  

  /10

  $39,900

  • Land
  • 1.09 Acres
  • $36,606 per Acre

  Lot 35A N Oakwood Dr Unit 35A, Marion, NC 28752

  This lot spans 1.09 acres, providing ample space for a custom-built home,vacation rental, retirement property or an investment.With minimal tree clearing you could maximize breathtaking views of our beautiful NC mountains.This lot would appeal to those seeking a serene retreat and the gated setting ensures privacy. The mountain views and natural surroundings provide a peaceful escape, with

  

  Cindy Ledbetter

  The Marion Agency LLC

  (828) 799-8413

  Lot 35A N Oakwood Dr Unit 35A, Marion, NC 28752
• 

  

  /11

  $55,000

  • Land
  • 14 Acres
  • $4,074 per Acre

  0 Vardy Blackwater Rd, Sneedville, TN 37869

  Discover the beauty and serenity of this 13-acre wooded retreat nestled along Vardy Blackwater Rd. in the heart of Hancock County. This all-wooded tract offers a peaceful setting ideal for a weekend getaway, recreational use, or a private homesite. Surrounded by mature trees and abundant wildlife, it's perfect for hiking, hunting, or simply enjoying the quiet of nature. No restrictions mean you

  

  Chris Hughes

  NextHome Clinch Valley

  (423) 455-5153

  0 Vardy Blackwater Rd, Sneedville, TN 37869
• 

  

  /39

  $599,900

  • Land
  • 43 Acres
  • $13,883 per Acre

  351 Brown Martin Rd, Smithville, TN 37166

  Just over 40 acres of opportunity! This private and peaceful property sits on both sides of a dead-end road and includes a livestock barn, a brick house ready for renovation, and multiple great building sites. City water and two electric services are already in place, saving you time and money. It’s partially fenced for livestock, has a blue line stream running through it, and a good amount of

  

  Clark Adcock

  The Realty Firm - Smithville

  (615) 544-6559

  351 Brown Martin Rd, Smithville, TN 37166
• 

  

  /64

  $99,000

  • Land
  • 2.88 Acres
  • $34,375 per Acre

  0 Dooley Rd, Ethridge, TN 38456

  OWNER FINANCING AVAILABLE! Build-ready lot, conveniently located halfway between Nashville and Huntsville. This level and open pasture is ideal for those looking to establish a country lifestyle while maintaining convenience to the amenities offered by nearby Lawrenceburg and Columbia. With multiple soil sites & wells drilled, this is perfect for a multiple homestead property. Don’t wait to

  

  Erik Ramos

  Wild Olive Realty

  (931) 404-5316

  0 Dooley Rd, Ethridge, TN 38456
• 

  

  /32

  $50,000

  • Land
  • 1.28 Acres
  • $39,062 per Acre

  0 Dooley Rd, Ethridge, TN 38456

  OWNER FINANCING AVAILABLE! Build-ready lot, conveniently located halfway between Nashville and Huntsville. This level and open pasture is ideal for those looking to establish a country lifestyle while maintaining convenience to the amenities offered by nearby Lawrenceburg and Columbia. With multiple soil sites & wells drilled, this is perfect for a multiple homestead property. Don’t wait to

  

  Erik Ramos

  Wild Olive Realty

  (931) 345-2813

  0 Dooley Rd, Ethridge, TN 38456
• 

  

  /17

  $132,000

  • Land
  • 8 Acres
  • $15,808 per Acre

  0 Stockton Rd, Jamestown, TN 38556

  Beautiful 8.35 acres of unrestricted land that is cleared. The property has a small barn, water well, and utilities at the road. Great Location! Call Today!

  

  Lisa Garrett

  Mitchell Real Estate & Auction LLC

  (931) 397-6460

  0 Stockton Rd, Jamestown, TN 38556
• 

  

  /12

  $11,800

  • Land
  • 0.62 Acre
  • $19,032 per Acre

  0 Sandpiper Ave Unit 163 CAR4273273, Lake Lure, NC 28746

  Discover the perfect mountain escape on this .68-acre lot in the private, gated community of Riverbend at Lake Lure. Nestled among the trees, this gently sloping parcel offers a peaceful setting for your future home or vacation retreat. Enjoy exclusive access to two private lakes, hiking trails, a sandy beach, and the Broad River for kayaking or fishing. Community amenities include picnic areas,

  

  Dwain Ammons

  Allen Tate/Beverly-Hanks, Lake Lure

  (828) 532-5416

  0 Sandpiper Ave Unit 163 CAR4273273, Lake Lure, NC 28746

Showing Results 241 - 280, Page 7 of 18