Newest Homes for Sale in The Catskills, NY

• 

  

  

  /4

  $180,000

  • Land
  • 5.9 Acres
  • $30,508 per Acre

  8 Deer Ln, Lexington, NY 12452

  Majestic views, serenity, fresh air and peaceful relaxation awaits you in this lovely place. Only 2.5 hours from NYC. Lots of activities such as golfing, trout fishing, hiking, biking, cross-country and snowmobile trails, hunting. Property is equidistant to three ski resorts in the area. Four season destination. Underground electric already in place. Septic and well needed.

  

  Betsy Pellitteri

  HEAVENS 2 BETSY REALTY

  (518) 576-1158

  8 Deer Ln, Lexington, NY 12452
• 

  

  /2

  $229,000

  • 0.5 Baths
  • 4,173 Sq Ft

  8663 New York 28, Big Indian, NY 12410

  

  Elizabeth McGuire

  Listing by Keller Williams Upstate NY Properties

  (845) 516-9583

  

  8663 New York 28, Big Indian, NY 12410
• 

  

  

  /52

  $385,000

  • 4 Beds
  • 2 Baths
  • 1,582 Sq Ft

  934 New York 296, Hensonville, NY 12439

  Perfectly positioned between Hunter and Windham ski resorts and just down the road from the beloved Matilda restaurant and the boutique Henson Hotel, this well-loved 3-bedroom, 2-bath home offers the kind of charm and potential that's becoming increasingly rare in the Catskills.Set on a gentle rise with a classic Colonial Revival facade, a full-length front porch welcomes you with

  

  Jason Dugo

  Dugo Realty

  (518) 676-1037

  934 New York 296, Hensonville, NY 12439
• 

  

  

  /106

  $3,250,000 New Construction

  • 6 Beds
  • 5 Baths
  • 5,021 Sq Ft

  219 Club Rd, Windham, NY 12496

  STR Projected Revenue: 161.6K(incl. 13,528 cleaning fee)Occupancy: 42 ADR: 1043 Welcome to the ultimate ski-in/ski-out escape at Windham Mountain Club, where modern design, four-season mountain living, and front-row slope access come together in a way that feels both luxurious and totally effortless. This brand-new, custom-built home is perched just steps from the chairlift, making it one

  Regina Tortorella Coldwell Banker Village GreenW

  219 Club Rd, Windham, NY 12496
• 

  

  

  /67

  $6,995,000

  • 9 Beds
  • 7 Baths
  • 8,479 Sq Ft

  1471 New York 28a, West Hurley, NY 12491

  Welcome to one of the most exceptional private estates in the Hudson Valley—a rare and breathtaking 115-acre estate overlooking the shimmering waters of the Ashokan Reservoir and framed by sweeping Catskill Mountain vistas. This once-in-a-generation offering comprises three distinct residences, three separately deeded parcels, extensive manicured trails, and an unmatched suite of amenities—all

  Richard Vizzini Corcoran Country Living

  1471 New York 28a, West Hurley, NY 12491
• 

  

  /3

  $89,000

  • Land
  • 7 Acres
  • $12,714 per Acre

  589 New York 296, Jewett, NY 12444

  For sale: 7-Acre Lot located between Windham and Hunter Ski Mountains - Prime Location for Your Dream Home or Vacation Retreat. The property backs onto protected land, ensuring lasting privacy and natural beauty. Whether you're envisioning a cozy vacation getaway or a forever home, this lot provides year-round recreational opportunities including skiing, snowboarding, tubing, golfing, and hiking.

  Nadejda Kovaleva Supreme Home Sales, Inc.

  589 New York 296, Jewett, NY 12444
• 

  

  /9

  $999,000

  • 3 Beds
  • 2 Baths
  • 1,568 Sq Ft

  641 N North Lake Rd, Tannersville, NY 12485

  15+ Acres Mixed-Use | Residential + Commercial | Established Income Stream + Expansion PotentialLocated just before the entrance to North-South Lake, this 15+ acre mixed-use property offers a rare combination of income, flexibility, and future development potential in one of the Catskills' most visited destinations. The offering includes two separate, combinable lots with residential,

  

  Jason Dugo

  Dugo Realty

  (518) 327-4955

  641 N North Lake Rd, Tannersville, NY 12485
• 

  

  /21

  $329,900

  • 5 Beds
  • 3 Baths
  • 1,754 Sq Ft

  534-538 Platte Clove Rd, Tannersville, NY 12485

  Located minutes from the heart of Tannersville, this unique half-acre property offers not one, but two charming homes—perfect for investors, multi-generational living, or anyone looking to offset their mortgage with rental income. The main home is a spacious 4-bedroom, 2-bath two-story residence featuring a welcoming covered front porch and a sunny back deck, ideal for relaxing after a day

  

  Teresa Falkowski

  Keller Williams Realty HV Nort

  (518) 516-6341

  534-538 Platte Clove Rd, Tannersville, NY 12485
• 

  

  /11

  $100,000

  • Land
  • 5 Acres
  • $20,000 per Acre

  174 High Peak Rd, Windham, NY 12496

  Owner is offering five acres to be taken out of a larger 352-acre parcel. Additional acreage is available, price to be determined depending on how many acres purchased. Survey map shows potential lot layout, but actual lot lines, taxes, assessment and lot numbers need to be determined. Don't miss this rare opportunity to own your dream of 5, 10, 20, or 30 acres+ on beautiful High Peak Road in

  Fred Mazza Bunce Realty

  174 High Peak Rd, Windham, NY 12496
• 

  

  /30

  $1,100,000

  • 5 Beds
  • 1 Bath
  • 2,091 Sq Ft

  2018 Beaverkill Rd, Livingston Manor, NY 12758

  Sportsman’s Paradise in the Beaverkill Valley!This rare 18+ acre offering in the heart of the Beaverkill Valley includes the historic Turnwood General Store, an original 5-bedroom, 2-bath farmhouse, a 4+ car detached garage, and a scenic 2+ acre hay field with direct river frontage.The historic barn / general store spans over 4,800 sq ft across two floors and offers tremendous

  Chip Parrish Keller Williams Prestige Prop

  2018 Beaverkill Rd, Livingston Manor, NY 12758
• 

  

  /41

  $2,100,000

  • 4 Beds
  • 3.5 Baths
  • 3,400 Sq Ft

  22 Club Rd, Windham, NY 12496

  New Attractive Price! On Windham Mountain. This Stunning and Immaculate, Contemporary, Log and Stone, shows Pride of Ownership in this 4 bedroom, 3.5 bath Spacious living area with wonderful views and lovely stone fireplace. Spacious working kitchen with granite counters, Stainless-Viking appliances, raised bar counter with 3 stools for that quick cup of coffee in and morning. Large wood dining

  Irene Pinto Brainard Ridge Management

  22 Club Rd, Windham, NY 12496
• 

  

  /20

  $189,900

  • Land
  • 2.6 Acres
  • $73,038 per Acre

  TBD Bostock Rd, Shokan, NY 12481

  The best of both worlds! Both private seclusion of living in the countryside, yet only seconds away from restaurants, shopping, major parks and emergency services! This rare opportunity of a beautiful, level, and ideally sized parcel in desirable Shokan. The perfect balance of flat cleared pasture and wooded wonderland with a year round stream. This dream parcel is nestled between Grant Averly

  Michael Lawlor Howard Hanna Rand Realty

  TBD Bostock Rd, Shokan, NY 12481
• 

  

  /24

  $325,000

  • Land
  • 148.21 Acres
  • $2,193 per Acre

  Land On Mount Eden Estates Rd, Lexington, NY 12452

  REDUCED! Looking for Hunting Land? A Get away? Your Own Private Place for Recreation? Hiking? Look no further! 148+ mountain top acres of raw wilderness at it's best! Perfect for that off the grid camp, hunting land, quads, side by sides, dirtbikes or just hiking in your own piece of mountain top paradise with springs, babbling brooks and wildlife galore! Surrounded by gorgeous views, but still

  Douglas Schenk RE/MAX Capital

  Land On Mount Eden Estates Rd, Lexington, NY 12452
• 

  

  /25

  $549,000

  • 4 Beds
  • 2 Baths
  • 1,968 Sq Ft

  58 Elisa Landi Dr, Kingston, NY 12401

  THIS EXCEPTIONAL 4 BR/2 (full) BATH HOME IS SITUATED PERFECTLY ON A SIMPLY LANDSCAPED 1.6 ACRES 0F COMBINED OPEN SPACE AND MATURE TREES.THE SELLER'S FAMILY ARE THE ORIGINAL OWNERS AND HAVE METICULOUSLY KEPT THE PROPERTY UPDATED AND IN VERY GOOD CONDITION SINCE DAY ONE.THIS ONE-STORY HOME IS EASILY ACCESSED BY A PAVED CIRCULAR DRIVEWAY IN THE FRONT AS WELL AS A PAVED DRIVEWAY LEADING TO THE 2-CAR

  Michael Maroney Win Morrison Realty

  58 Elisa Landi Dr, Kingston, NY 12401
• 

  

  /11

  $749,900

  • Land
  • 27.9 Acres
  • $26,878 per Acre

  Tbd New York 28, Boiceville, NY 12412

  Incredible 27.9-acre development opportunity with mixed-use zoning and dual access from Route 28 and Upper Boiceville road. The front portion is zoned Highway Business with a 0.5-acre minimum, ideal for commercial use along this high-traffic corridor. The rear is zoned residential with a 1-acre minimum and could be subdivided for housing, a strip along the middle can go either way to be added to

  

  Teresa Falkowski

  Keller Williams Realty HV Nort

  (845) 671-5010

  Tbd New York 28, Boiceville, NY 12412
• 

  

  /70

  $260,000

  • 4 Beds
  • 3 Baths
  • 2,240 Sq Ft

  141 Jones Rd, Round Top, NY 12473

  A Beautifully Improved 4 bedroom, 3 bath home on 2 acres in the charming hamlet of Round Top! The home features a primary bedroom & bath suite, an open floor plan, a kitchen with a breakfast bar, a dining room with a fireplace, a living room with a wood stove, a laundry room, a back covered porch & deck, a front covered porch, and a shed. There's ample yard space for play and recreation and a

  Ted Banta RVW Select Properties

  141 Jones Rd, Round Top, NY 12473
• 

  

  /54

  $715,000

  • 4 Beds
  • 4 Baths
  • 1,688 Sq Ft

  5147 Route 23c, Jewett, NY 12444

  Welcome to this modern, functional and stylish contemporary home. Experience world-class skiing, golfing, and dining within minutes of your doorstep, plus easy access to both Windham and Hunter Mountain. Also, Conifer Lake is just a short distance away, and your ownership includes exclusive lake access rights for unlimited summer recreation.The entire house is climate controlled with central

  Doina Dewell Coldwell Banker Village GreenW

  5147 Route 23c, Jewett, NY 12444
• 

  

  /30

  $375,000

  • 2 Beds
  • 2 Baths
  • 1,142 Sq Ft

  72 Hunter Dr Unit L6, Hunter, NY 12442

  Turn-Key 2-Bedroom Condo Just Minutes from Hunter/Vail Ski Resort Welcome to mountain living at its finest! This beautifully maintained 2-bedroom, 2-bathroom condo offers a spacious, open floor plan with nice tile work throughout. The main bedroom features a private en suite bath, while both bathrooms are full-sized and well-appointed. Enjoy the cozy charm of a wood-burning fireplace and the

  Fran Clark BUNCE REALTY

  72 Hunter Dr Unit L6, Hunter, NY 12442
• 

  

  /47

  $449,000

  • 4 Beds
  • 2 Baths
  • 2,457 Sq Ft

  20 Slater Rd, Maplecrest, NY 12454

  Discover the perfect blend of charm, space, and convenience in this beautiful 4-bedroom, 2-bathroom countryside home, ideally located less than 3 hours from NYC. Set on scenic land in historic Windham NY. This vibrant small town is surrounded by renowned ski resorts; this is the ideal getaway or year-round residence.An exceptionally inviting home that is perfect for guests or extended family,

  Brian Cohen RHR Realty Group

  20 Slater Rd, Maplecrest, NY 12454
• 

  

  /40

  $545,000

  • 2 Beds
  • 2 Baths
  • 1,390 Sq Ft

  53 Windham Mount Village, Windham, NY 12496

  Renovated Windham Mountain Village Townhouse - Steps to Slopes & Lodge, Walk to Lift, Season Tenant in Place, Income from Day One, Pool & Tennis Access-Located at the Windham Mountain Club, this beautifully updated 2-bedroom, (plus a flex room that is used as a third bedroom), 2-bathroom townhouse in Windham Mountain Village offers the perfect blend of a peaceful Catskills retreat and a smart

  Regina Tortorella Coldwell Banker Village GreenW

  53 Windham Mount Village, Windham, NY 12496
• 

  

  /51

  $659,000

  • 7 Beds
  • 4 Baths
  • 3,431 Sq Ft

  56 Thornapple Dr, Elka Park, NY 12427

  REDUCED PRICE for today's market! Amazing DEAL for this beautiful two family house in close proximity to the Elka Park private community with swimming pool, tennis courts and a club house(check for membership options)! To satisfy your expectations I'd like to present contemporary chalet that combines exquisite details with two floors of spacious, renovated open floor plan living areas. Two

  Jolanta Jove Dugo Realty

  56 Thornapple Dr, Elka Park, NY 12427
• 

  

  /28

  $409,000

  • 2 Beds
  • 2 Baths
  • 1,302 Sq Ft

  8 Trailside Dr Unit B-9, Hunter, NY 12442

  Listed just in time for this Winter Season! New snow, new chairlifits, and ready to go on the slopes. This beautifully spacious two bedroom, two bathroom condo located at Hunter Mountain's Trailside Condominiums. Close distance to the slopes! The bright interior features clean lines, high ceilings, efficient propane heating and central air conditioning, open kitchen with stainless steel

  Alexa Kwiatkowski Greene Acres Real Estate & Man

  8 Trailside Dr Unit B-9, Hunter, NY 12442
• 

  

  /38

  $649,000

  • 4 Beds
  • 2.5 Baths
  • 2,156 Sq Ft

  27 Terrace Dr, Prattsville, NY 12468

  Situated at the foothills of the prestigious Catskill Mountains, this unique property features a custom-built cedar chalet encompassing 2,156 sq. ft, complemented by a detached four-car garage with workspace and office spanning three floors and totaling 1,765 sq. ft. This versatile space can be converted into a delightful guest house for family accommodations, or Auto storage...Terrace

  Laurie Hanenberg Hunter Windham Real Estate

  27 Terrace Dr, Prattsville, NY 12468
• 

  

  /10

  $350,000

  • Land
  • 4.16 Acres
  • $84,135 per Acre

  15 Red Rock Rd, Wawarsing, NY 12740

  This is a rare opportunity to own property in South Hill, a carefully planned community where modern design meets natural beauty, offering residents the chance to live in harmony with nature while being part of the vibrant surrounding communities. This stunning 4.16-acre lot offers breathtaking meadow and mountain views. The meadow is protected land - the views will remain forever unchanged. The

  Antonio Parrotta Coldwell Banker Village GreenN

  15 Red Rock Rd, Wawarsing, NY 12740
• 

  

  /24

  $228,000

  • Land
  • 10 Acres
  • $22,800 per Acre

  309 Goshen St, Jewett, NY 12444

  Take your first step to building that dream home! 10 beautiful acres with views of Hunter Mountain. Minutes to Hunter and Windham ski mountains in the upscale town of Jewett NY Come and see it today!

  Brian Cohen RHR Realty Group

  309 Goshen St, Jewett, NY 12444
• 

  

  /9

  $450,000

  • Land
  • 10 Acres
  • $45,000 per Acre

  000 New York 296, Windham, NY 12496

  10 Acres of Prime Forested Land | Windham, NY | Development or Dream Compound PotentialAn extraordinary opportunity awaits on Route 296 in Windham, NY - two adjacent 5-acre parcels totaling 10 acres of pristine Catskills forest, ideally situated for those with vision. Slightly sloped and elevated just enough to offer potential eastern-facing views with selective clearing, this land offers

  

  Jason Dugo

  Dugo Realty

  (518) 601-3072

  000 New York 296, Windham, NY 12496
• 

  

  /36

  $1,195,000

  • 3 Beds
  • 4 Baths
  • 3,120 Sq Ft

  540 Mount Tobias Rd, Mount Tremper, NY 12457

  Step into the pages of Dwell magazine and immerse yourself in this architect-designed gem offering a harmonious blend of modern design and natural beauty. Feel a wave of calm wash over you, greeted by resplendent views, clean lines, and a wall of windows overlooking majestic mountain vistas. Modernists rejoice. Design aficionados delight. And nature enthusiasts revel. A minimalist aesthetic

  Alexander James Compass Greater NY, LLC

  540 Mount Tobias Rd, Mount Tremper, NY 12457
• 

  

  /50

  $849,000

  • 3 Beds
  • 2 Baths
  • 1,485 Sq Ft

  18 Jomar Ln, Olivebridge, NY 12461

  You'll understand just how special this 41 Acre property is once you arrive. Just driving down the country road to get here is already a treat. Situated at the base of the majestic High Point Mountain you'll find a private driveway that takes you through a beautiful forest and then it opens up to acres of your own open farmlands.....the open fields are perfectly suited to horses and with an

  Edwin Maldonado Howard Hanna Rand Realty

  18 Jomar Ln, Olivebridge, NY 12461
• 

  

  /55

  $1,999,000

  • 6 Beds
  • 5 Baths
  • 6,152 Sq Ft

  7717 Main St, Hunter, NY 12442

  Impeccably designed, blending modern styling with top-of-the-line appointments and fixtures, establishing itself as a massive income producer in short-term rental opportunities or the epitome of elegance for an upstate New York family getaway... Arriving on the market as a fully furnished, turn-key masterpiece, this thoughtfully curated home offers a seamless blend of chicness and functionality,

  

  Jason Dugo

  Dugo Realty

  (518) 989-5843

  7717 Main St, Hunter, NY 12442
• 

  

  /50

  $10,000,000

  • 8 Beds
  • 7.5 Baths
  • 5,266 Sq Ft

  390 Erpf Rd, Arkville, NY 12406

  The Erpf EstateAn Enduring Legacy of Art, Architecture, and Untamed Wilderness390 Erpf Road, Arkville, NY | Offered at $10,000,000Set across 280 acres of pristine Catskill Mountain terrain, the Erpf Estate is a world unto itself—a sanctuary where nature, art, and architecture coalesce into a singular experience. More than a property, it is the embodiment of over a century of

  Kathryn Johnson William Pitt Sothebys Int Rlty

  390 Erpf Rd, Arkville, NY 12406
• 

  

  /28

  $799,000

  • 15 Beds
  • 17.5 Baths
  • 8,492 Sq Ft

  132 S Main St, Tannersville, NY 12485

  Positioned in the heart of the Village of Tannersville—across from Rip Van Winkle Lake, Tannersville Park, and the trail system—this historic inn sits on a large, level village lot with municipal water and sewer access, offering endless potential for redevelopment, expansion, or revival as a one-of-a-kind Catskills destination.The property includes the former inn, featuring 15 guest rooms

  

  Jason Dugo

  Dugo Realty

  (518) 864-1016

  132 S Main St, Tannersville, NY 12485
• 

  

  /11

  $45,000

  • Land
  • 1.1 Acres
  • $40,909 per Acre

  0 Stone St, Tannersville, NY 12485

  Tucked away on a dead-end road just minutes from the heart of Tannersville, this 1.1-acre parcel offers the perfect blend of seclusion and convenience. A rare opportunity to build your Catskills getaway close to some of the region's most iconic destinations—Kaaterskill Falls, North-South Lake, and Hunter Mountain (Vail Resorts) are all just a short drive away.With easy access to dining,

  

  Jason Dugo

  Dugo Realty

  (518) 809-7957

  0 Stone St, Tannersville, NY 12485
• 

  

  /9

  $75,000

  • Land
  • 1 Acre
  • $75,000 per Acre

  14 Saw Pitt Rd, Kerhonkson, NY 12446

  Discover a rare opportunity to own a private getaway tucked inside Camp Adventure! This beautiful 1-acre wooded lot offers endless potential. Renovate or replace the 1960 seasonal cottage with a modern home and add a deck to fully enjoy the peaceful surroundings and natural beauty. Please use caution when entering the existing structure. The location is ideal for outdoor enthusiasts and those who

  Kristen Zigouras eXp Realty

  14 Saw Pitt Rd, Kerhonkson, NY 12446
• 

  

  /28

  $429,000

  • 2 Beds
  • 2 Baths
  • 1,142 Sq Ft

  72 Hunter Dr Unit L1, Hunter, NY 12442

  Lovely end unit that has just been renovated. New kitchen with new stainless steel appliances, new flooring, new lighting. Sunlit windows on three sides with a super private deck. Living room with a cozy wood burning fireplace. Two bedrooms, sleeping loft, additional loft room, two bathrooms, laundry room. Located in the Hunter HIghlands Condos with its beautiful park like setting. Steps

  Alexa Kwiatkowski Greene Acres Real Estate & Man

  72 Hunter Dr Unit L1, Hunter, NY 12442
• 

  

  /16

  $750,000

  • Land
  • 0.58 Acre
  • $1,293,103 per Acre

  247 Club Rd, Windham, NY 12496

  The Last True Ski-On/Ski-Off Lot at Windham Mountain—Step Out & Ski!This is the one and only true ski-on/ski-off lot available at Windham Mountain Club! Imagine waking up to breathtaking mountain views, stepping outside, putting on your skis, and gliding directly onto the slopes—no walking, no hassle, just pure ski-in/ski-out convenience. Located at the end of a no-outlet road, this prime

  Regina Tortorella Coldwell Banker Village GreenW

  247 Club Rd, Windham, NY 12496
• 

  

  /17

  $1,100,000

  • Land
  • 10.3 Acres
  • $106,796 per Acre

  3 Rockledge Rd, Windham, NY 12496

  A rare opportunity awaits to own an extraordinary 10-acre parcel of land in the coveted Windham Mountain Ski Resort community—just a short walk to the trails.This remarkable property features diverse topography with stone ledges, meandering forest trails, and expansive views of the surrounding mountains and valleys. With both open and buildable terrain, it's ideal for hiking, snowshoeing, ATV

  Wayne Bunce Bunce Realty

  3 Rockledge Rd, Windham, NY 12496
• 

  

  /19

  $325,000

  • Land
  • 148.21 Acres
  • $2,193 per Acre

  L15.2 Mount Eden Estates Rd, Lexington, NY 12452

  Looking for Hunting Land? A Get away? Your Own Private Place for Receation? Hiking? Look no further! 148+ mountain top acres of raw wilderness at it's best! Perfect for that off the grid camp, hunting land, quads, side by sides, dirtbikes or just hiking in your own piece of mountain top paradise with springs, babbling brooks and wildlife galore! Surrounded by gorgeous views, but still close to

  Douglas Schenk RE/MAX Capital

  L15.2 Mount Eden Estates Rd, Lexington, NY 12452
• 

  

  /37

  $1,295,000

  • 17 Beds
  • 5.5 Baths
  • 5,775 Sq Ft

  2182 Old Route 17, Roscoe, NY 12776

  Welcome to the River View Inn, a 75 acre haven in the heart of Roscoe. Boasting over one thousand feet along the Beaverkill River, a world renowned fly fishing mecca, this historic property spawns a once in a lifetime opportunity to create a lucrative anglers paradise, idyllic family homestead, or B&B retreat. This magnificent property is conveniently located within a five minute stroll to the

  Owen Boller Boller Properties

  2182 Old Route 17, Roscoe, NY 12776
• 

  

  /33

  $779,000

  • Land
  • 8.18 Acres
  • $95,232 per Acre

  281 Dewitt Rd, Olivebridge, NY 12461

  ONE OF THE MOST SPECTACULAR WATERFALLS IN ULSTER COUNTY is front and center on this extremely rare and unusual land offering. The visual beauty of the waterfall, stream, cliffs and land is unparalleled. Calming audio of the waterfall and rushing Mettacahonts stream is 24/7 and year-round. Pulling into the circular driveway you are greeted by a master stone worker's hand-built raised garden bed,

  Hilton Purvis Coldwell Banker Village GreenN

  281 Dewitt Rd, Olivebridge, NY 12461
• 

  

  /23

  $394,000

  • 4 Beds
  • 2 Baths
  • 2,126 Sq Ft

  51 Grays Ln, Tannersville, NY 12485

  Welcome to the heart of Tannersvillea home that's more than a place, it's a feeling.In a village where the Catskills meet creativity, where mountain air mixes with the buzz of Main Street, this fully furnished retreat offers the perfect blend of getaway and gathering place. Whether you're seeking a year-round residence or a weekend escape, this is your chance to own a piece of Tannersville's

  

  Jason Dugo

  Dugo Realty

  (518) 864-1486

  51 Grays Ln, Tannersville, NY 12485

Showing Results 321 - 360, Page 9 of 11