693

Transylvania County NC Homes for Sale

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  • /27

    $185,000

    • Land
    • 3.98 Acres
    • $46,482 per Acre

    667 Laurel Thicket Ln, Brevard, NC 28712

    Enjoy complete privacy and long range mountain views form almost 4 acres. Gravel drive is installed leading to a gentle cleared homes site that sits just above 2700 feet elevation looking out towards Sassafras Mountain to the south. Only 20 minutes from Brevard or Dupont State Forest, it's adjacent to Headwaters State Park. Enjoy trout fishing along the East Fork River and hiking in Dupont

    Billy Harris Howard Hanna Beverly-Hanks Brevard South

    667 Laurel Thicket Ln, Brevard, NC 28712
  • /43

    $1,600,000

    • 3 Beds
    • 4 Baths
    • 4,554 Sq Ft

    1592 Eagle Lake Dr Unit 154, Brevard, NC 28712

    Tucked away in a private mountain community just minutes from downtown Brevard, this extraordinary lakefront retreat offers over 4,000 square feet of thoughtfully designed living space with year-round mountain views and exceptional waterfront living. Featuring three spacious bedrooms, two full baths, and two half baths, this one-of-a-kind home blends comfort, privacy, and natural beauty in one

    Ea Dossey Petit Properties Inc

    1592 Eagle Lake Dr Unit 154, Brevard, NC 28712
  • /48

    $590,000

    • 3 Beds
    • 2.5 Baths
    • 2,122 Sq Ft

    554 Pisgah Forest Dr, Pisgah Forest, NC 28768

    Experience the quintessential Blue Ridge lifestyle in this private mountain sanctuary, perfectly positioned just 12 minutes to downtown Brevard and 25 minutes to Hendersonville. Nestled on 1.5 low-maintenance acres, this 2,122 sq. ft. home combines rustic character with peace of mind, featuring a brand-new roof installed in 2025. The main level features a bright, open floor plan with stunning

    Leslie Brazil Howard Hanna Beverly-Hanks Asheville-Biltmore Park

    554 Pisgah Forest Dr, Pisgah Forest, NC 28768
  • /36

    $100,000

    • Land
    • 3.4 Acres
    • $29,412 per Acre

    9999 Sassafras Rd Unit 4, Cedar Mountain, NC 28718

    Beautiful laying property with hardwoods located only 1 mile from Dupont State Forest Fawn Lake parking area. DuPont Forest offers 10,000 acres and 90 miles on multi use hiking and biking trails. Great winter views and year-round views with some light clearing. A Neighborhood of established homes 20 mins from Brevard. Don't miss your chance to be located in Cedar Mountain.

    Billy Harris Howard Hanna Beverly-Hanks Brevard South

    9999 Sassafras Rd Unit 4, Cedar Mountain, NC 28718
  • /30

    $15,000

    $3K PRICE DROP
    • Land
    • 36,590 Sq Ft
    • $17,857 per Acre

    282 Pine Cone Ct, Sapphire, NC 28774

    Discover the perfect canvas for your mountain retreat in the heart of Sapphire Valley. Tucked away at the end of a peaceful cul-de-sac in the private community of Whisper Lake, this 0.84-acre lot offers the ideal blend of serenity, scenery, and possibility. With sweeping views of the surrounding ridgeline and a three-bedroom improvement septic permit already on file with Transylvania County, your

    Nicole Ernst Keller Williams Great Smokies

    282 Pine Cone Ct, Sapphire, NC 28774
  • /26

    $150,000

    $17K PRICE DROP
    • Land
    • 1.17 Acres
    • $128,205 per Acre

    J 33 Cherokee Point, Lake Toxaway, NC 28747

    Prime golf course lot in prestigious Lake Toxaway Estates! Situated on the 12th hole with gentle topography, this easy-to-build lot offers privacy, native hardwoods, and serene views. Enjoy the peace of a quiet cul-de-sac while being just minutes from the Lake Toxaway Country Club. An active 4-bedroom septic permit is already on file, making this the perfect site for your mountain retreat.

    Will Heinitsh Lake Toxaway Company

    J 33 Cherokee Point, Lake Toxaway, NC 28747
  • /5

    $200,000

    • Land
    • 5.68 Acres
    • $35,211 per Acre

    20 Rockbrook Overlook Unit L20, Brevard, NC 28712

    Beautiful, expansive 5.68-acre lot nestled in the highly sought-after Mountain Brook subdivision. This private, secluded property offers the perfect blend of peaceful mountain living and everyday convenience, just a few miles from downtown Brevard. Enjoy easy access to local amenities, including nearby schools and the racquet club, all while being surrounded by the natural beauty of the

    Callan McQuillan Fathom Realty

    20 Rockbrook Overlook Unit L20, Brevard, NC 28712
  • /26

    $250,000

    • Land
    • 2.96 Acres
    • $84,459 per Acre

    3 Whitewater Ridge Rd, Sapphire, NC 28774

    Fabulous multi layered, long- range mountain views are available from this estate sized +/- 2.96 acre lot; Located in the exclusive, low- density, gated community of Whitewater Ridge. Worth the drive!

    Merry Soellner Cashiers Sotheby's International Realty

    3 Whitewater Ridge Rd, Sapphire, NC 28774
  • /24

    $475,000

    • Land
    • 10.22 Acres
    • $46,477 per Acre

    TBD Cedar Ln, Brevard, NC 28712

    Develop your own private estate with no zoning or restrictions. This 10 plus acreage has an easement to Cedar Lane with is a state maintained road. Excellent build site at the top with potential views of Rich Mountain, the Parkway and to the East. A well traveled trail runs along the top side of the property. Just minutes to Dupont State Forest and Caesar's Head, the location could not be better.

    Jennifer Merrell RE/MAX Land of the Waterfalls

    TBD Cedar Ln, Brevard, NC 28712
  • /38

    $30,000

    • Land
    • 27,007 Sq Ft
    • $48,387 per Acre

    Lot 10 Joshua Rd, Brevard, NC 28772

    Views! Views! Views! If you are looking for and absolutely beautiful lot that is off the beaten path, this one is for you. High atop a knoll in Joshua Summit is lot 10. It boasts Northern views of the Blue Ridge Parkway, Western Views of Hogback Mountain, and Eastern Views of the Headwaters State Park. The topography of this lot makes it very usable and an easy build. The minimum square footage

    Billy McCoy RE/MAX Land of the Waterfalls

    Lot 10 Joshua Rd, Brevard, NC 28772
  • /19

    $150,000

    • Land
    • 24,393 Sq Ft
    • $267,857 per Acre

    TBD Adayahi Ct Unit 14/25, Brevard, NC 28712

    Bring your plans and paddleboard to this prime lake lot in coveted Connestee Falls. Welcome to Adayahi Court, nestled on a quiet street behind the community gardens this 0.56 acre lot is conveniently located near the Walnut Hollow Gate. The builders assessing this lot believe the ideal build site on this generally sloping lot would be immediately off of the street near utility box or on/near the

    Katie Conley Looking Glass Realty, Connestee Falls

    TBD Adayahi Ct Unit 14/25, Brevard, NC 28712
  • /32

    $375,000

    $24K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 984 Sq Ft

    261 Maga Ln, Brevard, NC 28712

    Tucked away on a private, secluded lot, this beautifully crafted 2025-built cabin offers the perfect blend of modern comfort and peaceful natural surroundings, an ideal mountain getaway. A gently flowing creek adds to the serene setting, creating a true escape from the everyday. Inside, you’ll find hardwood floors throughout and stunning tongue-and-groove vaulted ceilings that elevate the

    Hunter Reese Petit Properties Inc

    261 Maga Ln, Brevard, NC 28712
  • /25

    $259,000

    • Land
    • 2.8 Acres
    • $92,368 per Acre

    TBD Tract C Pole Miller Extension Unit Tract C, Brevard, NC 28712

    If you have been looking for a homestead or gentle building site close to Brevard, this is it. It has a creek, very gentle topography, and some of it is already cleared. And there is no HOA! It is a fantastic place to build a house or start your mini farm. You will have plenty of room to spread out on the 2.8 acres, and the lay of the land gives you more privacy and buffer than most parcels of a

    Caroline Lewis Realty ONE Group Pivot Hendersonville

    TBD Tract C Pole Miller Extension Unit Tract C, Brevard, NC 28712
  • /12

    $149,000

    • Land
    • 1.07 Acres
    • $139,252 per Acre

    TM I 57 Toxaway Ct, Lake Toxaway, NC 28747

    Wooded mountain lot in the Lake Toxaway Estates ideally suited for your building needs. This property is perfectly situated along Toxaway Court and Toxaway Trace, convenient to the Country Club, Golfing, Tennis and the Marina.

    Kenneth McCall Lake Toxaway Company

    TM I 57 Toxaway Ct, Lake Toxaway, NC 28747
  • /12

    $2,900,000

    $900K PRICE DROP
    • Land
    • 1.53 Acres
    • $1,895,425 per Acre

    D51-52 N Club Blvd, Lake Toxaway, NC 28747

    Two adjoining lake front lots on beautiful Lake Toxaway. Conveniently located near LTCC, golf course and marina and ready to build. Artfully crated seawall is in place including foundation for future boathouse. Engineered septic and building locations available for two lakefront homes. With 0.76 acre for one lot and 0.77 for the second we have a combined total of 1.53 acres with 300+ feet of lake

    Hazel Fisher Hazel R. Fisher and Associates

    D51-52 N Club Blvd, Lake Toxaway, NC 28747
  • /11

    $299,000

    • Land
    • 6.84 Acres
    • $43,713 per Acre

    TBD Cedar Ln, Brevard, NC 28712

    Here is your chance to create your dream home on 6.84 unrestricted acres in the serene Cedar Mountain community. Gravel road frontage is mostly level and straight and maintained by the state. An old gravel road bed with a gentle slope, culvert and ditches will take you to a potential build site to the right on a level knoll. With some grading work for a short driveway and some clearing, you will

    Jennifer Merrell RE/MAX Land of the Waterfalls

    TBD Cedar Ln, Brevard, NC 28712
  • /31

    $28,750

    $4K PRICE DROP
    • Land
    • 30,056 Sq Ft
    • $41,667 per Acre

    L 3 Sweetwater Ridge Rd, Balsam Grove, NC 28708

    In the private community of Sweetwater Ridge, you will find a number of reasons to consider Lot 3 as your next build site. Lot 3 is conveniently located near the entrance, just across from a steady flowing creek and community common area. Enjoy your privacy and proximity to some of the best Blue Ridge Parkway overlooks--and, the fly fishing isn't too bad either as you can hit multiple sections of

    Jake Raines Petit Properties Inc

    L 3 Sweetwater Ridge Rd, Balsam Grove, NC 28708
  • /5

    $41,000

    $7K PRICE INCREASE
    • Land
    • 1.26 Acres
    • $32,540 per Acre

    91 Laurel Thicket Ln, Brevard, NC 28712

    This Big Hill homesite directly adjoins Headwaters State Forest and has mountain views. Its convenient location puts you just a short distance away from the charming downtown area of Brevard, renowned for its vibrant arts scene, local shops, restaurants, and cultural events.Whether you are planning to build your forever home or create a vacation retreat, this homesite in the Big Hill neighborhood

    Billy Harris Howard Hanna Beverly-Hanks Brevard South

    91 Laurel Thicket Ln, Brevard, NC 28712
  • /36

    $678,000

    $121K PRICE DROP
    • Land
    • 60 Acres
    • $11,300 per Acre

    313 Line Runner Ridge Rd, Rosman, NC 28772

    60 Acres - 4 House Ready Lots Streams, Views & Development Potential Land subdivided into 5 lots, w/ 4 sites improved w/ septic, water, & electric. 5th lot has approved septic permit & offers a waterfall view. Permits found at Transylvania County permitting system. The land feat. 3 spring-fed streams that originate or cross the property, eventually forming the headwaters of the West Prong of the

    Tracy Dowling Homecoin.com

    313 Line Runner Ridge Rd, Rosman, NC 28772
  • /26

    $275,000

    • Land
    • 1.72 Acres
    • $159,884 per Acre

    Lot 3 Heritage Dr, Sapphire, NC 28774

    How does a mountain home with river frontage in the popular Burlingame community sound? Take advantage of this unique opportunity to own a lot with frontage on the Horesepasture River. Build your dream mountain getaway and listen to calming sounds of the river from your back porch. The adjoining two lots are also available. Buy them all, and combine to create the perfect mountain river estate.

    Kathryn Nicholson Silver Creek Real Estate Group, Inc.

    Lot 3 Heritage Dr, Sapphire, NC 28774
  • /25

    $109,000

    • Land
    • 31,363 Sq Ft
    • $151,389 per Acre

    SH11 Springhouse Trail, Brevard, NC 28712

    Gentle sloping lot in Brevard's top community, Straus Park, with many amenities, a lake, clubhouse, tennis courts, and a pool. Straus Park is a vibrant residential community that is minutes from Transylvania County Hospital and downtown Brevard. Enjoy the nearby trails, meet with friends at the community garden, or play a game of tennis.

    Billy Harris Howard Hanna Beverly-Hanks Brevard South

    SH11 Springhouse Trail, Brevard, NC 28712
  • /41

    $1,025,000

    Open Sat 1PM - 3PM $75K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,749 Sq Ft

    17 Grove St, Brevard, NC 28712

    Tucked away on a quiet street in desirable Downtown Brevard, this fully renovated Modern American Craftsman Home is the definition of mountain town living. Walk to shops, restaurants, cafes, parks, everything! Every surface of this home has been meticulously renovated and cared for. The main level is thoughtfully designed for living well and entertaining, and features a spacious chef’s kitchen

    Jackie Tallent Blue Ridge Real Estate

    17 Grove St, Brevard, NC 28712
  • /45

    $499,000

    New Construction $57K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,261 Sq Ft

    114 Phivo Dr, Balsam Grove, NC 28708

    Ideally situated between Pisgah National Forest and the Blue Ridge Parkway, with nearby towns of Brevard and Cashiers, sits this newly constructed, custom mountain home with a wrap around porch, exceptional layout, high-end finishes, and superior craftsmanship. The finished basement garage leads directly into a mud room and the almost 400 additional square feet of space ideal for an in-law-suite,

    Jake Raines Petit Properties Inc

    114 Phivo Dr, Balsam Grove, NC 28708
  • /3

    $68,000

    $9K PRICE INCREASE
    • Land
    • 1.69 Acres
    • $40,237 per Acre

    103 Laurel Thicket Ln, Brevard, NC 28712

    This Big Hill Homesite offers mountain views and is located on quiet cul-de-sac. Its convenient location puts you just a short distance away from the charming downtown area of Brevard, renowned for its vibrant arts scene, local shops, restaurants, and cultural events. With its natural beauty and serene ambiance, this location is ideal for those looking to immerse themselves in nature and enjoy

    Billy Harris Howard Hanna Beverly-Hanks Brevard South

    103 Laurel Thicket Ln, Brevard, NC 28712
  • /48

    $1,500,000

    $205K PRICE INCREASE
    • 2 Beds
    • 1 Bath
    • 5,732 Sq Ft

    1196 N Country Club Rd, Brevard, NC 28712

    In 1930, The Brevard Country Club came to life, and over the years it has gained character with each passing decade. Many remember its success as The Cabin in the Pines or The Old Hickory House, and more recently as a thriving event and catering center. Today, this rustic cabin and multi-use property offers a rare opportunity for a variety of buyers. Sitting on just under 3 acres with city water,

    Jake Raines Petit Properties Inc

    1196 N Country Club Rd, Brevard, NC 28712
  • /38

    $599,000

    $26K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 2,382 Sq Ft

    4 Unoga Ct, Brevard, NC 28712

    Discover relaxed mountain living in this beautifully maintained townhouse located in the highly desirable Qualla Village community of Connestee Falls, perfect for retirees or those seeking a peaceful second home. Thoughtfully designed for easy one-story living, the main level offers comfort, convenience, and flexibility in a serene natural setting.The main level features a spacious primary

    Al Strickland RE/MAX Land of the Waterfalls

    4 Unoga Ct, Brevard, NC 28712
  • /5

    $75,000

    • Land
    • 3.83 Acres
    • $19,582 per Acre

    611 B Aberdeen Ln, Pisgah Forest, NC 28768

    Large estate sized lot with nice view potential. Located in the highly desirable Glen Cannon Community, this property is close to everything Transylvania including downtown dining and shopping in Brevard, recreational opportunities in Pisgah National Forest, as well as Dupont and Holmes State Forest. Other adjoining properties are also available for sale.

    Kenneth McCall Lake Toxaway Company

    611 B Aberdeen Ln, Pisgah Forest, NC 28768
  • /22

    $290,000

    • 3 Beds
    • 2 Baths
    • 1,638 Sq Ft

    221 Turkey Pen Gap Rd, Horse Shoe, NC 28742

    Video available, please watch before touring. Set in Horse Shoe with easy access to Brevard, Hendersonville, Mills River, the Outlet malls and Asheville, this 2022 manufactured home offers a practical layout, a peaceful creekside setting, and a location that makes everyday errands and weekend adventures simple. The home is affixed on a permanent foundation and features 3 bedrooms, 2 full baths,

    Rowena Patton EXP Realty LLC

    221 Turkey Pen Gap Rd, Horse Shoe, NC 28742
  • /25

    $339,900

    • 2 Beds
    • 1 Bath
    • 625 Sq Ft

    29 Salem St, Brevard, NC 28712

    This is the location everyone is looking for. You can walk to everything Brevard has to offer. Just over 2 blocks to Main Street restaurants, shops and the movie theatre. It's walking distance to the vibrant Railroad Avenue District where you can enjoy more restaurants, music venues, a brewery and access to the Brevard Bike Path. Wormy wood chestnut paneling and wood floors make this home really

    Kathy Visco Howard Hanna Beverly-Hanks Brevard Downtown

    29 Salem St, Brevard, NC 28712
  • /47

    $900,000

    • 2 Beds
    • 1 Bath
    • 1,872 Sq Ft

    228, 220, 204, TBD Main St, Rosman, NC 28772

    These three homes and an adjacent vacant lot, located on Main St and the French Broad River, offer a number of possibilities. Totaling over two acres, and unrestricted, the properties can be renovated, developed, and used for residential or business purposes. Multifamily units are also a possibility. There is no shortage of charm, character, or history in these long standing homes and close

    Andrew Freeman Howard Hanna Beverly-Hanks Brevard Downtown

    228, 220, 204, TBD Main St, Rosman, NC 28772
  • /33

    $169,000

    • 2 Beds
    • 2 Baths
    • 1,300 Sq Ft

    153 Gray Fox Rd Unit 5, Rosman, NC 28772

    Charming 2BR/2BA home situated on 1.28 beautiful acres at the entrance of the desirable Gray Fox Community. This property features a spacious floor plan with a large laundry room and plenty of outdoor space for gardening, recreation, or simply enjoying the peaceful setting. A nice stream flows along the property, adding to the natural beauty and relaxing atmosphere. Conveniently located just

    Cindy Petit Petit Properties Inc

    153 Gray Fox Rd Unit 5, Rosman, NC 28772
  • /11

    $65,000

    • Land
    • 1.79 Acres
    • $36,313 per Acre

    Lot 19 Udoque Ct, Brevard, NC 28712

    Take advantage of one of the largest lots currently offered in the desirable Connestee Falls community. At nearly 1.8 acres you can have your own private sanctuary to build your dream home. Lots of short range view potential once the home site is cleared. The lot is conveniently located to the Walnut Hollow entrance, Lake Wanteska and the community dog park. Connestee Falls offers a dizzying

    Jeff Baucom Looking Glass Realty

    Lot 19 Udoque Ct, Brevard, NC 28712
  • /67

    $3,295,000

    $300K PRICE DROP
    • 5 Beds
    • 4.5 Baths

    1734 Toxaway Dr, Lake Toxaway, NC 28747

    This home has been lovingly maintained and enjoyed. The Gerard roof has a lifetime warranty and will withstand winds up to 170 mph. It is INFLAMMABLE. The wood floors were refinished in 2019. New carpeting in main master suite. Built-ins and stone fireplace in master bedroom. Master bath features garden soaking tub, dreamy views, and separate screened porch with hot tub. Separate toilet room,

    Kathy Balistreri Balistreri Realty

    1734 Toxaway Dr, Lake Toxaway, NC 28747
  • /10

    $45,000

    $20K PRICE DROP
    • Land
    • 1.85 Acres
    • $24,324 per Acre

    TBD Dundee Ln Unit 6, Pisgah Forest, NC 28768

    Lovely wooded lot on cul-de-sac street in Glen Cannon. Less than 15 minutes to downtown Brevard, you will feel like you have escaped the city. This 1.85 acre parcel offers a gentle building site with an active 3 bedroom septic permit in place.

    Amy Fisher Fisher Realty - 10 Park Place

    TBD Dundee Ln Unit 6, Pisgah Forest, NC 28768
  • /19

    $355,000

    • 1 Bed
    • 1 Bath

    30 Boulder Dr, Lake Toxaway, NC 28747

    Located in the RV community of Westridge, this furnished, cozy mountain cabin is the perfect getaway! Featuring a 1 bedroom with a queen size bed, 1 full bathroom with a stand-up shower, and a loft area with a queen size bed, this is the perfect vacation spot. This site also features an RV pad with hookups! Updates include brand new deck, landscaping, mini split and hardwood flooring throughout.

    Melissa Gyldstrand Keller Williams Great Smokies

    30 Boulder Dr, Lake Toxaway, NC 28747
  • /15

    $525,000

    Open Sat 2PM - 4PM
    • 3 Beds
    • 3 Baths
    • 1,722 Sq Ft

    36 Quail Run Cir, Brevard, NC 28712

    A rare opportunity to own in the heart of Deerlake Village! This exquisite lakeview condominium is not just a home; it’s a lifestyle choice that merges comfort, convenience, and many amenities. As you step through the front door, you are greeted by an inviting ambiance that radiates warmth and charm, courtesy of a gorgeous stone fireplace that serves as the centerpiece of the spacious living

    Jeremy Purcell Sandra Purcell & Associates

    36 Quail Run Cir, Brevard, NC 28712
  • /34

    $4,250,000

    • Land
    • 2.64 Acres
    • $1,609,848 per Acre

    1923 Cold Mountain Rd, Lake Toxaway, NC 28747

    This exceptional Lake Toxaway property offers a rare opportunity to own a versatile and scenic homesite in one of Western North Carolina’s most sought-after communities. The offering includes a double lot totaling 1.278 acres, with the potential to divide, providing flexibility for future plans or investment. An additional parcel, Lot 50N, is also included, adding another 1.37 acres for expanded

    Kenneth McCall Lake Toxaway Company

    1923 Cold Mountain Rd, Lake Toxaway, NC 28747
  • /37

    $389,000

    • 3 Beds
    • 1 Bath
    • 1,360 Sq Ft

    34 Sunset Dr, Brevard, NC 28712

    LOCATION, LOCATION, LOCATION! Discover the perfect blend of convenience and tranquility in this charming and cozy home nestled in one of Brevard's most sought-after locations. Everything you need is just minutes away! Despite its proximity to everything, this gem offers unmatched peace and quiet. Tucked away in a secluded neighborhood on a dead-end street with only four other homes on the same

    Billy McCoy RE/MAX Land of the Waterfalls

    34 Sunset Dr, Brevard, NC 28712
  • /34

    $639,000

    $40K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 2,992 Sq Ft

    10932 Rosman Hwy, Lake Toxaway, NC 28747

    One of Lake Toxaway's best retail attractions, The Outpost, is available for purchase. Seller is open to considering partial seller financing for qualified buyers which may be available upon payoff of existing obligations or through a mutually agreed upon structure. This high-margin, multi-category retail concept is located in a premium tourist market with strong growth potential. Simple

    Jake Raines Petit Properties Inc

    10932 Rosman Hwy, Lake Toxaway, NC 28747
  • /8

    $115,000

    $5K PRICE DROP
    • Land
    • 1.28 Acres
    • $89,844 per Acre

    Lot 24 Lakeside Trail Unit 24, Lake Toxaway, NC 28747

    Are you looking for a reasonably priced lot, with a great view and location to match, in the Lake Toxaway Estates? Look no further! This 1.28 acre lot is tucked away just off Lakeside Trail, which is situated between the main entrance of the Estates and the Lake Toxaway Country Club. Located near the top of Lakeside Mountain, this lot has a gentle entryway to the proposed building site with

    Kenneth McCall Lake Toxaway Co.

    Lot 24 Lakeside Trail Unit 24, Lake Toxaway, NC 28747

Showing Results 281 - 320, Page 8 of 18

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