5

Troy, NC Homes for Rent

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  • /23

    $1,400 Per Month

    • 2 Beds
    • 1 Bath
    • 1,192 Sq Ft
    • House for Rent

    720 S Main St, Troy, NC 27371

    Welcome Home to Tranquility in Troy! Look no further than this delightful 2-bedroom brick home in the heart of Troy! Step inside and be greeted with sunlight streaming through the windows and beautiful LVP flooring provides a touch of modern elegance, while cabinets, countertops, and a sink create a sparkling kitchen ready for culinary adventures. A detached 2-car garage awaits, along with ample

    Agent Photo

    Michael St. Germain

    The St. Germain Group

    720 S Main St, Troy, NC 27371
  • /14

    $2,400 Per Month

    • 3 Beds
    • 2 Baths
    • 1,120 Sq Ft
    • House for Rent

    1044 Abner Rd, Troy, NC 27371

    Property Id: 2604880Has plenty of space for gardening , hunting , farm animals. Has a gun range sits on 16.84 acres. Has huge workshop , a few car ports also has an rv car port as well.

    1044 Abner Rd, Troy, NC 27371
  • /16

    $1,350 Per Month

    • 3 Beds
    • 1 Bath
    • House for Rent

    202 Horne Rd, Troy, NC 27371

    Beautifully remodeled 3BR/1BA home with 1,008 sq ft of updated living space. Features LVP flooring throughout, bright family & dining rooms, a stunning walk-in shower, and a fully updated kitchen with new GE stainless steel appliances. Enjoy energy-efficient HVAC, updated electrical/plumbing, large windows, a full-length front porch, and a 336 sq ft covered carport. Washer/dryer hookups in

    Agent Photo

    Cato Kelly

    NorthGroup Real Estate LLC

    202 Horne Rd, Troy, NC 27371
  • /29

    $1,750 Per Month

    • 4 Beds
    • 2 Baths
    • 2,035 Sq Ft
    • House for Rent

    230 Cardinal Ave, Troy, NC 27371

    Recently renovated 4 bedroom 2 bath home now available for rent. Convenient commute to anywhere in Montgomery or Randolph Counties or beyond.

    Melonie Greene Toni Fish & Associates Inc Realty

    230 Cardinal Ave, Troy, NC 27371
  • /20

    $1,100 Per Month

    • 4 Beds
    • 2 Baths
    • 4 BED 2 BATH TWO STORY HOME IN TROY!

    626 Eldorado St, Troy, NC 27371

    4 bed 2 bath two story home. Stainless steel stove and refrigerator. Heat pump/central air. Fireplace. Washer/dryer included. Carpet and LVP.NO PETS/NO SEC 8

    626 Eldorado St, Troy, NC 27371

Why Live in Troy

Troy, North Carolina, is a small town of approximately 3,000 residents, located at the edge of the ancient Uwharrie Mountains. Known as "The Gateway to the Uwharries," Troy is surrounded by natural beauty and offers a tranquil lifestyle. The town is home to Capel Rugs and significant lumber companies like Uwharrie Lumber Company and Jordan Lumber & Supply. Outdoor enthusiasts will appreciate the proximity to the 51,000-acre Uwharrie National Forest, which provides ample opportunities for camping, off-roading, mountain biking, and water activities at Kings Mountain Point and Lake Tillery. Local parks such as Lowe Warner Park and the Troy Nature Trail offer additional recreational options. Housing in Troy primarily consists of ranch-style homes and bungalows, with prices ranging from $130,000 to $400,000. The town is served by Montgomery County Schools, with highly rated institutions like Troy Elementary School. Downtown Troy features a variety of dining and shopping options, including Uwharrie Mercantile and the Troy Farmers’ Market. Community events like TroyFest and performances at the Troy TownStage Amphitheater foster a strong sense of community. Essential services are readily available, with FirstHealth Montgomery Memorial Hospital located in town. Major highways such as State Route 109 and Interstate 74 provide easy access to surrounding areas, with Charlotte Douglas International Airport about 80 miles away. For those seeking things to do, Troy offers a blend of outdoor activities, local culture, and small-town charm.

Frequently Asked Questions

How much does it cost to rent a home in Troy, NC?
The median rent for a home in Troy, NC is $1,037 per month, though prices vary by neighborhood, size, and property type. As of June 2026, townhouses tend to be the most affordable option while single-family homes are currently more expensive.
How much do you need to make to afford rent in Troy, NC?
To comfortably afford the median rent in Troy, NC, a household needs to earn roughly $41,480 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,037 per month in Troy, NC, renters typically need to show $3,111 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Troy, NC?
In Troy, NC, the price-to-rent ratio is 21.1, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Number of Homes for Rent
5
Median Rent
$1,037
Median Single Family Home Rent
$1,038
Median Townhouse Rent
$975
How to Rent a Home