Troy, NC Homes for Rent

/34
$1,100 Per Month
- 2 Beds
- 1 Bath
- 1,020 Sq Ft
- Apartment for Rent
446 W Main St Unit 4, Troy, NC 27371

Freshly Renovated 2-Bedroom Apartment in Troy, NC! Step into a fresh, inviting space that is ready to feel like home! This beautifully renovated 2-bedroom, 1-bath apartment combines modern updates with comfortable living and thoughtful conveniences. The updated kitchen features all-new appliances, giving you a clean, modern space to prepare meals and enjoy everyday living. Mini-split heating and

Michael St. Germain

The St. Germain Group

446 W Main St Unit 4, Troy, NC 27371
/26
$1,100 Per Month
- 2 Beds
- 1 Bath
- 1,020 Sq Ft
- Apartment for Rent
446 W Main St Unit 2, Troy, NC 27371

Freshly Renovated 2-Bedroom Apartment in Troy, NC! Step into a fresh, inviting space that is ready to feel like home! This beautifully renovated 2-bedroom, 1-bath apartment combines modern updates with comfortable living and thoughtful conveniences. The updated kitchen features all-new appliances, giving you a clean, modern space to prepare meals and enjoy everyday living. Mini-split heating and

Michael St. Germain

The St. Germain Group

446 W Main St Unit 2, Troy, NC 27371
/20
$1,400 Per Month
- 3 Beds
- 2 Baths
- 1,275 Sq Ft
- House for Rent
310 Rush Ave, Troy, NC 27371

3 BED, 2 BATH NEWLY RENOVATED BRICK HOME LOCATED IN TROY, LIVING ROOM AND FRONT DEN, WASHER/DRYER CONNECTIONS, STOVE, FRIDGE, LVP FLOORING, NO PETS, NO SECTION 8. DUKE ENERGY FOR POWER AND TOWN OF TROY WATER

310 Rush Ave, Troy, NC 27371

North Carolina Montgomery County

Why Live in Troy

Troy, North Carolina, is a small town of approximately 3,000 residents, located at the edge of the ancient Uwharrie Mountains. Known as "The Gateway to the Uwharries," Troy is surrounded by natural beauty and offers a tranquil lifestyle. The town is home to Capel Rugs and significant lumber companies like Uwharrie Lumber Company and Jordan Lumber & Supply. Outdoor enthusiasts will appreciate the proximity to the 51,000-acre Uwharrie National Forest, which provides ample opportunities for camping, off-roading, mountain biking, and water activities at Kings Mountain Point and Lake Tillery. Local parks such as Lowe Warner Park and the Troy Nature Trail offer additional recreational options. Housing in Troy primarily consists of ranch-style homes and bungalows, with prices ranging from $130,000 to $400,000. The town is served by Montgomery County Schools, with highly rated institutions like Troy Elementary School. Downtown Troy features a variety of dining and shopping options, including Uwharrie Mercantile and the Troy Farmers’ Market. Community events like TroyFest and performances at the Troy TownStage Amphitheater foster a strong sense of community. Essential services are readily available, with FirstHealth Montgomery Memorial Hospital located in town. Major highways such as State Route 109 and Interstate 74 provide easy access to surrounding areas, with Charlotte Douglas International Airport about 80 miles away. For those seeking things to do, Troy offers a blend of outdoor activities, local culture, and small-town charm.

Learn more about living in Troy

Frequently Asked Questions

How much does it cost to rent a home in Troy, NC?

The median rent for a home in Troy, NC is $1,250 per month, though prices vary by neighborhood, size, and property type. As of September 2026, townhouses tend to be the most affordable option while condos and single-family homes are currently more expensive.

How much do you need to make to afford rent in Troy, NC?

To comfortably afford the median rent in Troy, NC, a household needs to earn roughly $50,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,250 per month in Troy, NC, renters typically need to show $3,750 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.

Is it more affordable to rent or buy in Troy, NC?

In Troy, NC, the price-to-rent ratio is 15.1, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Trends in Troy, NC

There are currently 3 homes available for rent in Troy, NC. The median rent is $1,250 per month, with single-family homes renting at $1,300, townhouses at $975 and condos at $1,100.

Rental Home Trends

Number of Homes for Rent 3	Median Rent $1,250
Median Single Family Home Rent $1,300	Median Townhouse Rent $975
Median Condo Rent $1,100

How to Rent a Home

Rentals in Troy

Homes for Rent by Bedrooms in Troy

Rentals by Price in Troy

Troy Rentals under $1,200

More About Living in Troy

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