7

Troy, OH Homes for Sale under $200,000

Section Image Section Image
  • 317 Mumford Dr, Troy, OH 45373
    317 Mumford Dr, Troy, OH 45373
    317 Mumford Dr, Troy, OH 45373
    /27

    $200,000

    • 2 Beds
    • 1.5 Baths
    • 1,009 Sq Ft

    317 Mumford Dr, Troy, OH 45373

    Charming Move-In Ready 2 Bedroom 1.5 Bath Brick Ranch with Extra Large Living Room and Major Updates! Bright Open Eat-Kitchen with Birch Cabinets, Cooktop, Wall Oven, and New Refrigerator. Spacious 1.5 Car Garage with New Garage Door and Opener. Spacious Private Back Yard with a 16x12 Deck and Storage Shed with a New Roof and Siding. Partial Privacy Fence. New Water Heater and Service Door to

    Agent Photo

    Mary Couser

    Galbreath REALTORS

    (937) 563-4899

    317 Mumford Dr, Troy, OH 45373
  • 5008 Kessler-Frederick Rd, Troy, OH 45373
    5008 Kessler-Frederick Rd, Troy, OH 45373
    5008 Kessler-Frederick Rd, Troy, OH 45373
    /53

    $194,900

    • 4 Beds
    • 1 Bath
    • 1,258 Sq Ft

    5008 Kessler-Frederick Rd, Troy, OH 45373

    Investor Opportunity on Over 3 Acres in Milton-Union Schools! Welcome to 5008 S Kessler Frederick Road, a 4-bedroom home situated on a spacious rural lot of over three acres. This property presents an excellent value-add opportunity for investors, rehabbers, or buyers ready to bring new life to a home in a desirable school district. The home offers a functional layout with four bedrooms and

    Agent Photo

    Todd Broomhall

    Keller Williams Home Town Rlty

    (937) 230-7802

    5008 Kessler-Frederick Rd, Troy, OH 45373
  • 831 S Market St, Troy, OH 45373
    831 S Market St, Troy, OH 45373
    831 S Market St, Troy, OH 45373
    /25

    $125,000

    • 2 Beds
    • 1 Bath
    • 983 Sq Ft

    831 S Market St, Troy, OH 45373

    Investor Special! Location! Location! Location! The property features two comfortable bedrooms possibly 3 and a full bathroom. Sits on a generous lot size. Perfect addition to an investor's portfolio. Walking distance to Downtown Troy.

    Agent Photo

    Haydee Wright

    Howard Hanna Real Estate Serv

    (937) 828-3924

    831 S Market St, Troy, OH 45373
  • 85 Swailes Rd, Troy, OH 45373
    85 Swailes Rd, Troy, OH 45373
    85 Swailes Rd, Troy, OH 45373
    /30

    $200,000

    • 2 Beds
    • 1 Bath
    • 1,253 Sq Ft

    85 Swailes Rd, Troy, OH 45373

    Enjoy peaceful country living on 1.45 acres with this 2-bedroom, 1-bath ranch offering a great opportunity to make it your own. Originally remodeled in 2018, the home features a functional layout and solid updates, including a new roof (2023), well pump (2025), and water softener (2026). A pellet stove provides an additional heat source that’s been regularly used and maintained. Outside, you’ll

    Victoria Heywood Keller Williams Home Town Rlty

    85 Swailes Rd, Troy, OH 45373
  • 0 Ohio 55, Troy, OH 45373
    0 Ohio 55, Troy, OH 45373
    /2

    $175,000

    • Land
    • 2.8 Acres
    • $62,500 per Acre

    0 Ohio 55, Troy, OH 45373

    Three lots. Parcels K0005510, K0005520, K0005530. According to county records, each lot is available for locating a house. All three properties are being sold in a single sale. Prime location just a mile for Troy public square. Property is in Staunton Township but abuts Troy city property.

    Joseph Girolamo Howard Hanna Real Estate Services

    0 Ohio 55, Troy, OH 45373
  • 8030 E State Route 41, Troy, OH 45373
    8030 E State Route 41, Troy, OH 45373
    8030 E State Route 41, Troy, OH 45373
    /31

    $164,900

    • 2 Beds
    • 1 Bath
    • 1,062 Sq Ft

    8030 E State Route 41, Troy, OH 45373

    Price Improvement -READY FOR OFFERS! Welcome to 8030 State Route 41 in Troy, Ohio -- a great opportunity for a first-time buyer or savvy investor! This charming home is move-in ready and offers several recent updates, including fresh paint, updated flooring, and much more, giving the space a clean, modern feel while keeping maintenance low.The layout is functional and comfortable, making it easy

    Tori-Ann Bailey Howard Hanna Real Estate Services

    8030 E State Route 41, Troy, OH 45373
  • 119 Morehead St, Troy, OH 45373
    119 Morehead St, Troy, OH 45373
    119 Morehead St, Troy, OH 45373
    /31

    $189,999

    • 3 Beds
    • 1 Bath
    • 1,130 Sq Ft

    119 Morehead St, Troy, OH 45373

    Charming 2-story home on a quiet street with a bright, light-filled living room and a functional, flexible layout. The main level features a bedroom and full bath, plus a bonus room ideal for an office or den. Upstairs offers two loft-style bedrooms. The eat-in kitchen includes a double oven and dishwasher, and all appliances (stove, refrigerator, washer, and dryer) convey. The basement is ready

    Jenna Gray Irongate Inc.

    119 Morehead St, Troy, OH 45373
Ohio Miami County Troy

Real Estate & Homes in Troy, OH under $200,000

Home Trends in Troy, OH

On average, homes in Troy, OH sell after 40 days on the market compared to the national average of 57 days. The median sale price for homes in Troy, OH over the last 12 months is $259,900, up 2% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price
$259,900
Median Single Family Sale Price
$270,000
Median Townhouse Sale Price
$269,900
Median 2 Bedroom Sale Price
$235,000
Average Price Per Sq Ft
$167
Number of Homes for Sale
60
Last 12 months Home Sales
582
Months of Supply
1.20
Median List Price
$278,750
Median Change From 1st List Price
0%
Median Home Sale Price YoY Change
2%
How to Buy a Home How to Finance a Home How to Sell a Home

In Troy, you'll find a diverse selection of properties with 7 homes for sale under $200,000, catering to budget-conscious buyers seeking affordable housing solutions. Whether you're a first-time homebuyer in search of a cozy starter home or an investor eyeing a promising opportunity, these affordable homes provide a gateway into the real estate market in Troy, OH.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

The information is being provided by Dayton Area Board of Realtors MLS. Information deemed reliable but not guaranteed. Information is provided for the consumer's personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Dayton Area Board of Realtors MLS. All Rights Reserved.

Homes.com Licensing Information

§ 442-H New York Standard Operating Procedures

New York Fair Housing Notice

TREC: Information about brokerage services, Consumer protection notice

California DRE #01937601

Contact Homes.com Brokerage

Copyright © 2026 CoStar Group