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Troy, TX Homes for Rent

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  • /22

    $1,800 Per Month

    • 3 Beds
    • 2 Baths
    • 1,411 Sq Ft
    • House for Rent

    725 Gingham Trail, Troy, TX 76579

    Welcome to 725 Gingham !This 3 bedroom, 2-bathroom home offers 1,411 sq. ft. of comfortable living space in Troy, located in the desirable Troy ISD. Enjoy large shower, tile throughout common areas & fans in each bedroom. Convenience to I-35 making it easy to travel to both Temple and Waco. Schedule an in-person self-guided tour today at ! Before submitting an application, please

    725 Gingham Trail, Troy, TX 76579
  • /17

    $1,100 Per Month

    • 2 Beds
    • 1 Bath
    • 800 Sq Ft
    • Condo for Rent

    501 Steven St Unit B, Troy, TX 76579

    Property Id: 418965 -2 Bed 1 Bath located on Steven St, Troy, TX. on a corner lot. -Newly updated/New Floors, Very Clean -Walking distance to school and city park. -Apt comes with private 2 car driveway and private fenced backyard. Build on concrete foundation. -Great neighborhood with a front and back porch area. Wash room with W/D connections. -Full size

    501 Steven St Unit B, Troy, TX 76579
  • /19

    $1,800 Per Month

    • 3 Beds
    • 2 Baths
    • 1,404 Sq Ft
    • House for Rent

    625 Oxford Ln, Troy, TX 76579

    Welcome to 625 Oxford!This 3 bedroom, 2-bathroom home offers 1,404 sq. ft. of comfortable living space in Troy, located in the desirable Troy ISD. Enjoy tile throughout common areas and carpet in the bedrooms, large closets, and a back patio area. Convenience to I-35 making it easy to travel to both Temple and Waco.Schedule an in-person self-guided tour today at ! Before

    625 Oxford Ln, Troy, TX 76579
  • /14

    $1,950 Per Month

    • 4 Beds
    • 2 Baths
    • 1,874 Sq Ft
    • House for Rent

    1160 Oxford Ln, Troy, TX 76579

    Welcome to this beautifully maintained 4-bedroom, 2-bathroom single-story home in the desirable Cottonwood Creek community! Built in 2022, this 1,874 sq. ft. home offers a bright, open-concept layout with durable vinyl flooring throughout the main living areas. The spacious kitchen features granite countertops, a large center island, abundant cabinetry, and a full suite of appliances, including a

    Annette Villasenor Pure Realty

    1160 Oxford Ln, Troy, TX 76579
  • /11

    $1,495

    Total Monthly Price

    • 3 Beds
    • 2 Baths
    • 1,332 Sq Ft
    • House for Rent

    1002 Sparrow Cove Unit 1002b, Troy, TX 76579

    1002A Sparrow Cove is tucked in the back of well-kept Troy neighborhood. 3 bedroom/2 bath duplex in Troy ISD. Features include: stained concrete flooring, granite countertops, double sinks in master bath, and a fenced backyard. This multi-family home is minutes from Interstate Hwy 35 and conveniently located next door to . Liability insurance required for the property in the amount of $100,000

    1002 Sparrow Cove Unit 1002b, Troy, TX 76579
  • /14

    $1,600 Per Month

    • 3 Beds
    • 2 Baths
    • 1,272 Sq Ft
    • House for Rent

    1049 Velvet Ct, Troy, TX 76579

    Nice three bedrooms, 2 baths home located in Troy. The home is less than 5 years old. Kitchen has granite counter tops. There are solid surface floors throughout the house with carpet in the bedrooms.

    Michael Lockett Terry Lockett Property Management

    1049 Velvet Ct, Troy, TX 76579
  • /23

    $1,800 Per Month

    • 3 Beds
    • 2 Baths
    • 1,515 Sq Ft
    • Welcome Home to Modern Comfort in Troy, TX!

    113 University Ave, Troy, TX 76579

    Welcome home to 113 University Ave in Troy, Texas. Built in 2024, this 3-bedroom, 2-bathroom home offers 1,447 square feet of bright, open-concept living. Plus, with quick access to I-35, commuting to nearby Temple, Belton, or Waco is a breeze!Step into an inviting main living area designed for both relaxing and hosting. The adjoining kitchen features granite countertops, sleek dark

    113 University Ave, Troy, TX 76579

Why Live in Troy

Troy is a rapidly growing Central Texas city of about 3,600 residents, positioned along the I-35 corridor between Temple and Waco. The community saw nearly 60% population growth from 2020 to 2025, fueled by strong post-COVID housing demand and expanding regional employment.

Its location near major job hubs— such as Temple's Industrial Park — makes Troy an appealing home base for commuters. Residents also benefit from proximity to Temple’s established medical district, anchored by Baylor Scott & White Medical Center, as well as multiple distribution centers. Even with its growth, Troy retains its small-town feel.

Housing in Troy ranges from new construction in planned subdivision settings west of I-35 to established midcentury ranch-style homes on tree-lined streets east of the interstate. Large acreage properties outside the city limits offer extra space and privacy for those seeking a more traditional country setting.

Troy has its own highly rated school district that consists of four city schools.

Foam & Freight Tavern is a new popular destination in the heart of town, while residents enjoy quick access to Temple's restaurants and shopping options that include a Walmart and two H.E.B grocery stores.

Outdoor recreation is also nearby, with Belton Lake and the scenic Miller Springs Nature Center only a short drive away.

Frequently Asked Questions

How much does it cost to rent a home in Troy, TX?
The median rent for a home in Troy, TX is $1,800 per month, though prices vary by neighborhood, size, and property type. As of September 2026, townhouses tend to be the most affordable option while single-family homes are currently more expensive.
How much do you need to make to afford rent in Troy, TX?
To comfortably afford the median rent in Troy, TX, a household needs to earn roughly $72,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,800 per month in Troy, TX, renters typically need to show $5,400 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Troy, TX?
In Troy, TX, the price-to-rent ratio is 12.0, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in Troy, TX are best for renting a home?
The best neighborhood for renting in Troy, TX depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include North Temple, West Temple, Central District, East Temple and TMED, each with its own character and price range.

Rental Home Trends

Number of Homes for Rent
7
Median Rent
$1,800
Median Single Family Home Rent
$1,695
Median Townhouse Rent
$1,400
How to Rent a Home