3,973

Newest Homes for Sale in Tucson, AZ

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  • /49

    $359,900

    • 5 Beds
    • 3 Baths
    • 2,567 Sq Ft

    7556 S Evening Wind Dr, Tucson, AZ 85757

    Welcome to this beautifully maintained 5-bedroom, 3-bathroom home in the highly desirable Star Valley community! Situated on one of the subdivision's premium oversized lots, this home offers exceptional space, comfort, and value both inside and out. Designed for modern living, the versatile floor plan is perfect for families, guests, multi-generational living, or a home office. Enjoy brand-new

    Kaukaha Watanabe Real Broker

    7556 S Evening Wind Dr, Tucson, AZ 85757
  • /37

    $365,000

    • 4 Beds
    • 3 Baths
    • 2,171 Sq Ft

    6211 E 16th St, Tucson, AZ 85711

    WOWEE! In law guest quarters, VRBO rental, traveling nurses? Close to 2 hospitals, Park Mall and great food dining. Attached to a beautiful spacious 3 bedroom 2 bathroom with new flooring, new lighting, a chef's kitchen with new solid wood, soft close cabinets, all new appliances, and granite counter tops. Fully updated bathrooms with new plumbing. Did I mention new AC/heat, new interior doors,

    Lisa Gardiner Indie Realty, LLC

    6211 E 16th St, Tucson, AZ 85711
  • /28

    $139,000

    • 2 Beds
    • 2 Baths
    • 945 Sq Ft

    828 S Langley Ave Unit 101, Tucson, AZ 85710

    Now available! Move in ready contemporary style condo featuring 2 bedrooms and 2 bathrooms. Refreshed with new carpet, paint, stainless steel appliances, Luxury plank flooring, Granite counter tops, crisp white counter tops and more. Enjoy the covered patio and gorgeous mountain views. Abundant amenities available through the resort style community . End unit for added privacy. Association

    Michael Rhodes Realty Executives Arizona Territory

    828 S Langley Ave Unit 101, Tucson, AZ 85710
  • /17

    $249,900

    • 3 Beds
    • 1.5 Baths
    • 1,008 Sq Ft

    1417 W Mohave Rd, Tucson, AZ 85705

    Now available is a 3 bedroom 1.5 bath house. Seller is offering a 3% concession to the buyer with an accepted offer!! This property features a new exterior paint, a single car carport, tile flooring throughout, brand new granite countertops and a new AC installed in 2025 and a new roof in 2026. Roof comes with a 2 year warranty. The huge covered back porch also has an attached, extra large

    Eduardo Garcia Grijalva Realty Corp.

    1417 W Mohave Rd, Tucson, AZ 85705
  • /19

    $369,900

    • 3 Beds
    • 2 Baths
    • 1,680 Sq Ft

    9761 E Cinder Ct, Tucson, AZ 85748

    Priced to sell! Charming masonry home set on a prime corner lot on a quiet cul-de-sac, offering beautiful mountain views, privacy, and an expansive fully enclosed yard with block wall construction. Situated on a superior quarter-acre parcel, this 3-bedroom, 2-bath residence has been lovingly maintained by the same family for decades and now features a recently completed remodel that blends

    Marta Harvey Russ Lyon Sotheby's International Realty

    9761 E Cinder Ct, Tucson, AZ 85748
  • /48

    $675,000

    • 2,238 Sq Ft

    307 S Grande Ave, Tucson, AZ 85745

    Experience the best of Tucson living with this ideally located property just moments from the city's most beloved destinations! Enjoy a walk to the San Agustín Mercado and The Annex for local dining, shopping, and community events, or take a short drive to Downtown Tucson, Fourth Avenue, and the University of Arizona. With easy access to outdoor recreation, you'll also enjoy nearby hiking and

    Allie Pastore Real Broker

    307 S Grande Ave, Tucson, AZ 85745
  • /27

    $315,000

    • 3 Beds
    • 2 Baths
    • 1,186 Sq Ft

    8109 E 3rd St, Tucson, AZ 85710

    Welcome to 8109 E 3rd Street, a beautifully updated and move-in-ready home in the heart of Tucson. Inside, you'll find luxury vinyl plank flooring, fresh finishes, abundant natural light, and a spacious living area anchored by a stunning floor-to-ceiling stone fireplace with custom built-in shelving. The remodeled kitchen features white shaker cabinetry, modern countertops, stainless steel

    Joseph Bostaph Valor Home Group

    8109 E 3rd St, Tucson, AZ 85710
  • /35

    $540,000

    • 5 Beds
    • 3 Baths
    • 3,185 Sq Ft

    9373 W Desert Bighorn Trail, Marana, AZ 85653

    This home is absolutely stunning.Open, bright and spacious. The first floor offers a bedroom and full bath. Kitchen boasts granite counter tops, 42 inch upper cabinets, stainless steel appliances with gas cook top and wall mounted oven.Kitchen island overlooks the family room and is perfect for entertaining. Enter thru double doors into the spacious master bedroom with a walk in closet.

    Dale Slaughter HomeSmart Advantage Group

    9373 W Desert Bighorn Trail, Marana, AZ 85653
  • /34

    $365,000

    • 2 Beds
    • 2.5 Baths
    • 2,233 Sq Ft

    63675 E Hideaway Ln, Tucson, AZ 85739

    Bring your design vision to this spacious St. Tropez Villa with 2 bedrooms and 2.5 baths. The open living room features vaulted ceilings, abundant windows, and a fireplace--perfect for relaxing on cool SaddleBrooke evenings. A large built-in entertainment center offers ample space for a big-screen TV and display items. The island kitchen includes plentiful wood cabinetry, tile countertops, and a

    Dottie May Long Realty

    63675 E Hideaway Ln, Tucson, AZ 85739
  • /20

    $330,000

    • 2 Beds
    • 1.5 Baths
    • 1,394 Sq Ft

    549 S Santa Rita Ave, Tucson, AZ 85719

    This home is nestled in the sought after Manlove Neighborhood. Great location and that is close to Downtown and the U of A. This 2bd 1 1/2 ba layout has many options. Very charming with original wood flooring and a lot of character. There is an addition to the home that is 744 sq ft and used for BD #2. This area can be multi purpose adding more bedrooms, Art Studio, Office/Business etc... Has

    Dale Slaughter HomeSmart Advantage Group

    549 S Santa Rita Ave, Tucson, AZ 85719
  • /26

    $230,000

    • 2 Beds
    • 1 Bath
    • 1,065 Sq Ft

    136 W Elvira Rd, Tucson, AZ 85756

    Great starter home. This 2-bedroom 1 bathroom has New Paint interior and exterior. New installed flooring, resurfaced kitchen cabinets, countertops and new Vertical Blinds. Near amenities for shopping and entertainment. This cute home has under termite 1 yr warranty, exterior paint 4yr warranty & 2 yr roof workmanship warranty.

    Johnny Castillo Long Realty

    136 W Elvira Rd, Tucson, AZ 85756
  • /20

    $1,295,000

    • 3 Beds
    • 2 Baths
    • 2,986 Sq Ft

    3001 S Cottonwood Ln, Tucson, AZ 85713

    Rarely does an opportunity of this scale, location, and flexibility become available. Encompassing ±10.28 acres with direct frontage along the Santa Cruz River and The Chuck Huckelberry Loop--Tucson's celebrated 137+ mile paved trail system--this is one of the largest near-core riverfront land holdings currently available in the market. Strategically positioned just minutes from Downtown Tucson,

    Alex Chaffin Cordova Realty

    3001 S Cottonwood Ln, Tucson, AZ 85713
  • /28

    $287,900

    • 2 Beds
    • 2 Baths
    • 1,330 Sq Ft

    3781 E Edison St, Tucson, AZ 85716

    Move-in-ready single-level home in the desirable La Fontana community offering comfort & low-maintenance living. New laminate & existing real wood flooring add warmth & style throughout. Spacious primary suite features a remodeled custom-tiled shower, granite countertops, & a large walk-in closet with built-ins. Versatile den is perfect for an office, guest room, or extra living space. Updated

    Jessica Hernandez HomeSmart Advantage Group

    3781 E Edison St, Tucson, AZ 85716
  • /21

    $275,000

    • 5 Beds
    • 2 Baths
    • 1,600 Sq Ft

    5532 S Tyndall Ave, Tucson, AZ 85706

    Charming 5 bedroom, 2 bath home located in a well established neighborhood! This property offers living space with a functional floor plan, generous room sizes, and plenty of natural light throughout. The large lot provides ample outdoor space for entertaining, gardening, or future possibilities. Conveniently located near schools, parks, shopping, dining, and easy freeway access. A great

    Graciela Ramirez Tierra Antigua Realty

    5532 S Tyndall Ave, Tucson, AZ 85706
  • /39

    $424,900

    • 3 Beds
    • 2.5 Baths
    • 1,608 Sq Ft

    4281 N Red Sun Place, Tucson, AZ 85750

    Fantastic 3BR/3BA, 2 story home with sought-after Catalina Mountain views. First floor features open floorplan with Galley kitchen, Dining area, Family room and Powder room. Primary Suite is downstairs and includes patio access, as well as fabulous Primary Bathroom, with dual vanities, granite countertops, large walk in shower and walk in closet.Second floor contains two Guest Bedrooms, each

    Bradley Wachs Long Realty

    4281 N Red Sun Place, Tucson, AZ 85750
  • /46

    $445,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,220 Sq Ft

    7693 W Sunlark Way, Tucson, AZ 85743

    ESTATE SALE! COMMUNITY POOL! SOLAR is 100% OWNED - Electric Bill is only $25 a month. Improvements include a BRAND NEW TILE ROOF (April 2026), HVAC under warranty til 2028, water heater, updated windows, new irrigation system, & a mini-split unit in primary. Community POOLS. Single-story home offers an exceptional blend of comfort, space, and privacy. Situated on nearly a 1⁄4-acre lot, the

    Patricia Brown Coldwell Banker Realty

    7693 W Sunlark Way, Tucson, AZ 85743
  • /29

    $395,000

    • 3 Beds
    • 2 Baths
    • 2,120 Sq Ft

    38205 S Par Ct, Tucson, AZ 85739

    Vaulted ceilings and abundant natural light make this Topaz a standout in SaddleBrooke! This popular 3 bedroom, 3 bathroom home offers spacious living and a desirable 4' extended garage with extra storage space. Thoughtful improvements include a new HVAC system and water heater in 2023, plus new roof underlayment and irrigation system in 2026. The open floor plan is ideal for both everyday living

    Janet Laufmann Long Realty

    38205 S Par Ct, Tucson, AZ 85739
  • /28

    $699,999

    • 4 Beds
    • 2.5 Baths
    • 2,669 Sq Ft

    10937 N Ledge Stone Dr, Tucson, AZ 85742

    Seller offering special rate buy down option. Like-new, but better in all the ways that matter. Located in Ironwood Estates and part of Pulte Homes' premier Majesty Series, this beautifully upgraded Catalina floor plan offers 2,669 square feet, 4 bedrooms, 2.5 bathrooms, a spacious flex room, and a 3-car garage. Built in 2023, this home delivers the feel of new construction without the added

    Lucia Robinson Coldwell Banker Realty

    10937 N Ledge Stone Dr, Tucson, AZ 85742
  • /37

    $299,500

    $6K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,279 Sq Ft

    1981 N Camino Alicante, Tucson, AZ 85715

    Updated Eastside townhome, extensive upgrades completed between 2022-2025. Thoughtful improvements designed for modern, low-maintenance living. Remodeled kitchen features granite countertops, a custom pass-through to the dining area, upgraded appliances including a Frigidaire induction range with convection oven. Interior enhancements continue with sliding mirrored closet doors in the primary

    Bryan Stacey Help-U-Sell Real Estate

    1981 N Camino Alicante, Tucson, AZ 85715
  • /33

    $499,900

    • 1,612 Sq Ft

    1727 E 8th St, Tucson, AZ 85719

    ''Location-Location-Location!'' Less than 1/2 mile from the U of A stadium, set in the Rincon Heights Historic District, this U of A area rental duplex features solid masonry construction and ample off-street parking, separate laundry facilities, large yard space, and much more! Convenient to the UA Rec Center and the entire campus, dining and shopping within minutes. Each unit features 2

    Dan Grammar Realty Executives Arizona Territory

    1727 E 8th St, Tucson, AZ 85719
  • /34

    $359,999

    • 4 Beds
    • 2 Baths
    • 2,198 Sq Ft

    6517 W Cedar Branch Way, Tucson, AZ 85757

    Welcome to Star Valley living at its finest! This beautifully maintained 4-bedroom, 2-bath home offers the perfect blend of comfort, space, and Arizona outdoor living. From the moment you step inside, you'll appreciate the open layout, natural light, and inviting atmosphere designed for both everyday living and entertaining. The spacious kitchen flows seamlessly into the main living areas,

    Jamie Rodriguez Realty Executives Arizona Territory

    6517 W Cedar Branch Way, Tucson, AZ 85757
  • /35

    $408,000

    $22K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,046 Sq Ft

    10381 E Painted Turtle Ln, Tucson, AZ 85747

    ASSUMABLE 2.375% VA LOAN! 3 BEDS/2 BATHS AND VIEWS!! Welcome to your new home in the award-winning Vail School District! This stunning 2021 built home is located in the desirable neighborhood of Sierra Morado which comes with bike/walking paths, parks, club house and community pool. The downstairs has a great room design with living room, dining room and kitchen spaces together flowing to the

    Brett Stallworth Redington Realty

    10381 E Painted Turtle Ln, Tucson, AZ 85747
  • /30

    $310,000

    • 4 Beds
    • 2 Baths
    • 1,357 Sq Ft

    6037 S Avenida Bodega, Tucson, AZ 85706

    Range pricing: Seller to counter or accept offers between $310,000 - $315,000. Welcome to 6037 Avenida Bodega, Tucson, AZ 85706! Situated on a spacious corner lot, this charming home offers extra privacy, curb appeal, and plenty of outdoor potential. Inside, you'll find a comfortable layout with inviting living spaces, natural light, and room to make it your own. The large lot provides endless

    Arthur Lopez Coldwell Banker Realty

    6037 S Avenida Bodega, Tucson, AZ 85706
  • /32

    $295,000

    • 4 Beds
    • 2 Baths
    • 1,490 Sq Ft

    7627 E 42nd St, Tucson, AZ 85730

    Opportunity, space, and location come together in this 4-bed, 2-bath home on an expansive 8,363 sq ft lot with NO HOA! Whether you're dreaming of adding a pool, creating a lush garden, expanding the home, or designing the outdoor retreat you've always wanted, this property offers endless possibilities and room to grow. Inside, enjoy a warm and inviting living room centered around a wood-burning

    Sean Mckenzie My Home Group

    7627 E 42nd St, Tucson, AZ 85730
  • /48

    $480,000

    • 3 Beds
    • 2 Baths
    • 1,928 Sq Ft

    10244 E Iron Horse Trail, Tucson, AZ 85747

    Beautiful 3 bed, 2 bath home with 1,928 Sq.Ft of living space + a flex room, can easily be converted into an office, playroom or another room for guests. This well maintained home was built in 2019 and has all the right upgrades in the right places. It has a 3-car garage, vaulted doors, granite countertops, gourmet kitchen with stainless steel LG and Whirlpool appliances, upgraded tiled walk-in

    Isidro Valdez Cota PAK Home Realty

    10244 E Iron Horse Trail, Tucson, AZ 85747
  • /47

    $400,000

    • 3 Beds
    • 2 Baths
    • 2,086 Sq Ft

    6832 N Autumn Place, Tucson, AZ 85741

    Beautiful fully furnished home in NW Tucson! Situated on a huge lot with no HOA, and rare for the area, a GUEST HOUSE, this property offers well-manicured landscaping, privacy, and exceptional versatility.The main home features numerous upgrades throughout, including an updated kitchen and bathrooms, double-pane windows, updated flooring, and multiple skylights that fill the home with natural

    Daryan Newcomb Engel & Volkers Tucson

    6832 N Autumn Place, Tucson, AZ 85741
  • /19

    $105,000

    • 1 Bed
    • 1 Bath
    • 560 Sq Ft

    455 W Kelso St Unit 225, Tucson, AZ 85705

    Perfectly located just minutes from the University of Arizona! This charming condo is ideal for students, winter visitors, or anyone seeking convenient central living! This spacious 1-bedroom, 1-bath unit overlooks the relaxing community pool and spa and features solid wood cabinetry, laminate wood flooring, and a skylight that fills the kitchen with natural light. The large bedroom offers

    Shirley Hallett Coldwell Banker Realty

    455 W Kelso St Unit 225, Tucson, AZ 85705
  • /49

    $554,900

    • 4 Beds
    • 3.5 Baths
    • 3,009 Sq Ft

    9670 N Saguaro Breeze Way, Marana, AZ 85653

    Move-in ready contemporary home with breathtaking mountain views on a premium private lot! This 4 bedroom, 3.5 bath home with den offers 3,009 sq ft of thoughtfully designed living space and a 3-car garage. Enjoy added privacy with no rear neighbors. The open-concept layout features granite countertops, rich cabinetry, stainless steel appliances, spacious living areas, and abundant natural light

    Jill Paddock Realty Executives Arizona Territory

    9670 N Saguaro Breeze Way, Marana, AZ 85653
  • /34

    $469,000

    • 4 Beds
    • 2 Baths
    • 2,709 Sq Ft

    3039 N Gaia Place, Tucson, AZ 85745

    Experience the ultimate sustainable lifestyle in one of Milagro's most exclusive & comfortable floorplans. This architectural gem features 14 inch thick modern adobe block walls, owned solar with battery backup & sweeping, unobstructed views of the Catalina Mtns from your private upper balcony. Perfectly designed for remote executives, seasonal residents or families seeking a vibrant connected

    Nicole Brule-Fisher RE/MAX Horizon

    3039 N Gaia Place, Tucson, AZ 85745
  • /38

    $399,990

    $10K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,135 Sq Ft

    7569 E Picket Fence Ln, Tucson, AZ 85756

    Assumable 3.3% loan available! Enjoy energy efficiency, functional living, and a layout that simply works. Set on a premium lot, this well-maintained single-story offers privacy, space, and smart upgrades. The open-concept design features a flexible den or dining area, spacious great room with ceramic tile, and a split-bedroom floorplan. The kitchen includes granite counters, stainless

    Jennifer Hess OMNI Homes International

    7569 E Picket Fence Ln, Tucson, AZ 85756
  • /50

    $565,000

    • 3 Beds
    • 3.5 Baths
    • 2,448 Sq Ft

    7647 S Galileo Ln, Tucson, AZ 85747

    Estate Sale, property being sold as is. Seller never lived in home. Located in the sought-after 55+ community of Academy Village, this thoughtfully designed property offers owned solar & exceptional indoor-outdoor living. The main residence features 2 bedrooms, a den, & 2.5 baths, while the separate casita includes a private bedroom & bath, ideal for guests or flexible use. High vaulted ceilings

    Phyllis Daugherty Long Realty

    7647 S Galileo Ln, Tucson, AZ 85747
  • /50

    $1,264,900

    • 4 Beds
    • 5.5 Baths
    • 5,296 Sq Ft

    6060 N Camino Almonte, Tucson, AZ 85718

    Experience exceptional foothills living situated on a .75 acre corner lot with stunning mountain views, this property features a 4-bedroom, 4.5-bath main residence and a studio guest house complete with its own kitchen and full bath. Inside, soaring ceilings, polished concrete floors, expansive windows, and a chef's kitchen create an inviting atmosphere. The kitchen showcases an oversized island

    Clay Strawn Legion Realty

    6060 N Camino Almonte, Tucson, AZ 85718
  • /47

    $355,000

    • 3 Beds
    • 2.5 Baths
    • 1,645 Sq Ft

    4156 N Fortune Loop, Tucson, AZ 85719

    Beautifully refreshed central Tucson townhome located in the desirable Mountain Hollow community! This spacious 3 bedroom, 2.5 bathroom home features an open and functional floorplan with soaring ceilings, abundant natural light, and a 2-car garage. Recent updates include fresh interior and exterior paint, brand new carpet throughout, a serviced A/C system, and a newly coated roof, offering added

    Carol Todd EMS Realty, Inc.

    4156 N Fortune Loop, Tucson, AZ 85719
  • /26

    $335,000

    $5K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,552 Sq Ft

    4341 S White Pine Ave, Tucson, AZ 85730

    Completely remodeled and move-in ready, this home feels brand new with upgrades throughout! Features include white shimmer granite countertops, new cabinetry, wood flooring, double-pane windows, rounded drywall corners, fresh paint inside and out, and updated plumbing and electrical throughout the home.The kitchen includes a new microwave and dishwasher, while every bedroom features ceiling

    Amanda Lowery Epique Realty

    4341 S White Pine Ave, Tucson, AZ 85730
  • /30

    $299,900

    • 3 Beds
    • 2 Baths
    • 1,350 Sq Ft

    5354 S Via Baltra, Tucson, AZ 85706

    Move-in ready and full of opportunity--this 3-beds, 2-bath home offers comfort, convenience, and NO HOA! Ideally located with quick access to Downtown, the airport, and central amenities, this property is perfect as a family home or an excellent investment opportunity. Inside, enjoy a bright and welcoming layout featuring neutral paint tones, large windows that fill the space with natural light,

    Sean Mckenzie My Home Group

    5354 S Via Baltra, Tucson, AZ 85706
  • /28

    $289,000

    • 4 Beds
    • 2 Baths
    • 1,244 Sq Ft

    2469 S Kevin Dr, Tucson, AZ 85748

    RANGE PRICE 289K-300K. Tucked away in a quiet cul de sac in the popular Stonegate community, this well-loved home offers 4 BR and 2 full BA and has a gorgeous mountain view. One of the most affordable 4BR SFRs of this size on the East side & no road noise! Much has been remodeled or replaced in the last few years, including the big ticket items: new roof, electric panel, H2O heater, windows, etc.

    Barbara Gibbons Arizona Realty and Law

    2469 S Kevin Dr, Tucson, AZ 85748
  • /41

    $375,000

    • 4 Beds
    • 2 Baths
    • 2,156 Sq Ft

    9630 E Paseo San Ardo, Tucson, AZ 85747

    Welcome to your new home! This spacious 4-bed, 2-bath has an open & flexible layout, plus a new AC for peace of mind. The kitchen opens into a large living and dining space, plus you have separate formal living and dining rooms if you want a little extra space to spread out. The primary bedroom offers a great layout, with a spacious walk-in closet and the additional bedrooms are well-sized with

    Michelle Morton Realty Executives Arizona Territory

    9630 E Paseo San Ardo, Tucson, AZ 85747
  • /21

    $250,000

    Open Sat 3PM - 6PM
    • 2 Beds
    • 1 Bath
    • 966 Sq Ft

    1008 E Kentucky St, Tucson, AZ 85714

    Discover the potential of this charming 2-bedroom, 1-bath home in South Tucson! Conveniently located near major roads, shopping, dining, schools, and just minutes from downtown Tucson and I-10 access, this property offers both comfort and convenience. Whether you're a first-time homebuyer, downsizing, or looking to expand your investment portfolio, this home checks the boxes. Featuring a

    Caryli Damian Tierra Antigua Realty

    1008 E Kentucky St, Tucson, AZ 85714
  • /24

    $297,000

    • 2 Beds
    • 2 Baths
    • 1,316 Sq Ft

    679 W Sunlight Ln, Tucson, AZ 85704

    I'm a townhouse setting proudly on a corner lot with one neighbor to the east.Inside, I have an efficient floorplan that maximizes the 1,314 sqft. My 2 bedrooms, 2 baths, living room, dining area off the kitchen,and 2-car garage create an inviting living space. View my pictures to truly appreciate what I have to offer.Upgrades?Yes, I come with NEW AC and water heater, modern light fixtures,

    Hawaii Ghedan-Radke Long Realty

    679 W Sunlight Ln, Tucson, AZ 85704
  • /26

    $214,900

    • 2 Beds
    • 2 Baths
    • 980 Sq Ft

    2846 W Palm Vista St, Tucson, AZ 85705

    Welcome to this beautifully remodeled 2-bedroom, 2-bath home featuring a spacious yard and numerous upgrades throughout. This move-in-ready property offers all-new flooring, updated bathrooms, a modern kitchen, new roof, and a newer AC system, providing both comfort and style. The open and inviting layout creates a warm atmosphere perfect for everyday living and entertaining. Enjoy the large

    Ginvic Doble RE/MAX Horizon

    2846 W Palm Vista St, Tucson, AZ 85705

Showing Results 441 - 480, Page 12 of 18

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