Utica, NY Homes for Sale under $400,000

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  /42

  $325,000

  • 4 Beds
  • 2 Baths
  • 1,884 Sq Ft

  38 Forest Rd, Utica, NY 13501

  A prime Utica house in New Hartford school district, 38 Forest Rd, is a solid ranch in a great location offering space, functionality, and long-term potential. Thoughtful updates add a fresh touch to this already charming home. Fresh paint throughout most of the interior creates a bright and inviting atmosphere, new luxury vinyl flooring in the bonus room off the kitchen, as well as in the

  

  Thalia Cotrich-Brewer

  Listing by Coldwell Banker Sexton Real Estate

  

  38 Forest Rd, Utica, NY 13501
• Explore Utica

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  /41

  $199,000

  • 4 Beds
  • 1 Bath
  • 1,706 Sq Ft

  68 Burrstone Rd, New York Mills, NY 13417

  Yes, it does have Central Air! AND YES....It is Zoned as C-1 (Retail/Commercial)! So your options are live here, or work here or BOTH!! Now that we got that out of the way....it also has 2 bedrooms on the first floor, and 2 more upstairs! The living room is super-sized running the entire width of the home. Use it for both your living room and your dining room or just enjoy the extra big space to

  

  Kate Despins

  Listing by Coldwell Banker Sexton Real Estate

  

  68 Burrstone Rd, New York Mills, NY 13417
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  /49

  $319,900

  $20K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,284 Sq Ft

  12 Windsor Terrace, Utica, NY 13501

  Spacious Colonial in the New Hartford Central School District! This home offers four bedrooms—including a convenient first-floor bedroom—and two full bathrooms, providing flexible living options. Hardwood floors enhance the living room, dining room, and the upstairs bedrooms. A charming double-sided fireplace connects the living room and den, creating a warm, inviting atmosphere perfect for both

  

  John Brown

  Listing by Coldwell Banker Faith Properties

  

  12 Windsor Terrace, Utica, NY 13501
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  /33

  $285,000

  • 3 Beds
  • 1.5 Baths
  • 1,564 Sq Ft

  25 Bonnie Brae, Utica, NY 13501

  Heartwarming homes on beautiful Bonnie Brae have been eternally appealing. This 3 bedroom colonial has all the charm you could expect and more! Great curb appeal, french doors, gleaming Rochester hardwoods, fireplaces LR, formal dining room, updated eat in kitchen, 2 baths, great deck, and attached garage. Livable and the best of South Utica!

  

  John Brown

  Listing by Coldwell Banker Faith Properties

  

  25 Bonnie Brae, Utica, NY 13501
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  /28

  $249,000

  • 10 Beds
  • 3 Baths
  • 3,793 Sq Ft

  1500 Conkling Ave, Utica, NY 13501

  This well-maintained three-family investment property offers spacious units and numerous updates throughout. The first-floor apartment features four bedrooms and one full bathroom, while the second and third-floor units each offer three bedrooms and one full bathroom. Each apartment has its own separate electrical meter, gas meter, and furnace, allowing tenants to manage their own utilities. A

  

  Lynn Boucher

  Listing by Coldwell Banker Faith Properties

  

  1500 Conkling Ave, Utica, NY 13501
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  /38

  $329,900

  • 3 Beds
  • 2 Baths
  • 1,764 Sq Ft

  103 Southgate Dr, Utica, NY 13501

  Newer construction, modern design, and easy one-level living! This beautiful 3-bedroom ranch features an open-concept floor plan with spacious living and dining areas flowing into a bright kitchen with center island—perfect for everyday living and entertaining. Convenient first-floor laundry adds to the ease of the layout, while the large primary suite offers two walk-in closets and a spacious

  

  Paul Sacco

  Listing by Acropolis Realty Group LLC

  

  103 Southgate Dr, Utica, NY 13501
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  /46

  $169,900

  $15K PRICE DROP

  • 6 Beds
  • 2 Baths
  • 1,687 Sq Ft

  1023 Wager St, Utica, NY 13502

  This remodeled 2-unit property offers space, flexibility, and great potential for both owner-occupants and investors! Each unit features 3 bedrooms and 1 full bathroom with updated interiors that feel fresh and inviting. The upstairs apartment offers a spacious layout with a large bonus room off the kitchen that currently works perfectly as a storage room or office, but could potentially be used

  

  Kate Despins

  Listing by Coldwell Banker Sexton Real Estate

  

  1023 Wager St, Utica, NY 13502
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  /50

  $255,000

  $10K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,412 Sq Ft

  1119 Jefferson Ave, Utica, NY 13501

  Welcome to this meticulously maintained 4-bedroom, 2-bath home offering 2,412 square feet of comfortable living space on a generous quarter-acre lot. Rich in quality craftsmanship, this home showcases a stunning custom-built masonry fireplace with a beautiful bluestone granite hearth, oak ceiling, and custom shelving and closets in the family room and throughout the home. The inviting family room

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  1119 Jefferson Ave, Utica, NY 13501
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  /4

  $149,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,560 Sq Ft

  1208 Churchill Ave, Utica, NY 13502

  Versatile opportunity in a well-established neighborhood near Utica University, appealing to both owner-occupants and investors. This 3-bedroom, 2-full-bath bungalow offers 1,560 sq ft of flexible living space, with two bedrooms and a full bath on the first floor and an additional bedroom and full bath on the second level—ideal for family living, student housing, or long-term rental

  Michael Arcuri Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  1208 Churchill Ave, Utica, NY 13502
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  /48

  $289,000

  Open Sun 12PM - 1:30PM

  • 3 Beds
  • 1 Bath
  • 918 Sq Ft

  525 Utica Rd, Utica, NY 13502

  Welcome home to this charming 3-bedroom, 1-bath residence in the desirable North Utica area! Offering the convenience of a first-floor primary bedroom, this home combines comfort and functionality with a layout that's perfect for everyday living. The standout feature is the incredible entertaining room, surrounded by sliding glass doors that provide easy access from multiple areas of the home and

  Lori DiNardo-Emmerich Listing by Coldwell Banker Faith Properties

  

  525 Utica Rd, Utica, NY 13502
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  /21

  $245,000

  $4K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 2,000 Sq Ft

  1303 Neilson St, Utica, NY 13501

  Beautiful, well-maintained two-family home with a finished attic and numerous upgrades. Recent improvements include new water heaters, furnaces, roof, siding, and spray foam insulation throughout the home and basement. The first-floor unit features three bedrooms, while the second-floor unit offers two spacious bedrooms.

  Feidy Miner Listing by Miner Realty & Prop Management

  

  1303 Neilson St, Utica, NY 13501
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  /14

  $159,900

  • 6 Beds
  • 2 Baths
  • 2,540 Sq Ft

  1016 Taylor Ave, Utica, NY 13501

  Great multi-family investment opportunity at 1016 Taylor Ave, Utica, NY! This 6-bedroom, 2-bathroomproperty features 2,540 sq ft of living space across two mirror-layout units. The second floor is tenant occupied, providing immediate rental income potential. Includes public water and sewer, zero HOA fees, and an unfinished basement ideal for storage or potential expansion. Key appliances stay

  Derek Greene Listing by The Greene Realty Group

  

  1016 Taylor Ave, Utica, NY 13501
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  /14

  $174,000

  • 3 Beds
  • 2 Baths
  • 1,440 Sq Ft

  631 South St, Utica, NY 13501

  Yanina Martinez Listing by Coldwell Banker Faith Properties

  

  631 South St, Utica, NY 13501
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  /25

  $189,900

  • 2 Beds
  • 1.5 Baths
  • 1,067 Sq Ft

  437 Spratt Place, Utica, NY 13502

  Meticulously maintained ranch in North Utica situated on a spacious double lot. This inviting home features a bright living room with a cozy fireplace and abundant natural light. The eat-in kitchen offers ample cabinetry and plenty of space for everyday dining. Two generously sized bedrooms and a full bathroom provide comfortable one-level living. Sliding glass doors lead to a deck overlooking

  Jodie Decosty Listing by Coldwell Banker Prime Properties

  

  437 Spratt Place, Utica, NY 13502
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  /43

  $300,000

  • 3 Beds
  • 1.5 Baths
  • 1,440 Sq Ft

  2656 Oneida St, Utica, NY 13501

  Welcome to your own storybook cottage, where timeless charm and thoughtful updates create a home full of warmth and character. Situated on 3 generous lots, this beautifully maintained 3 bedroom (3rd floor loft as 4th bedroom), 1.5 bath home offers nearly 1,500 square feet of inviting living space, complete with a 1 car attached garage, newer roof and siding, and an extended driveway completed in

  Alicia Collver Listing by Coldwell Banker Faith Properties

  

  2656 Oneida St, Utica, NY 13501
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  /18

  $169,900

  • 4 Beds
  • 2 Baths
  • 1,656 Sq Ft

  748 Jay St, Utica, NY 13501

  This duplex features two 2-bedroom apartments on each floor with a laundry hook-ups available in the apartments. Separate utilities. Fantastic opportunity for investors or buyers looking to live in one unit and rent out the other. New basement windows installed in 2025. New roof- Summer 2025. Property is fully tenant occupied, please allow 24 hours to schedule showings.

  Irma Rizvanovic Listing by Coldwell Banker Faith Properties

  

  748 Jay St, Utica, NY 13501
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  /38

  $214,900

  $30K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,200 Sq Ft

  510 Deerwood Rd, Utica, NY 13502

  If you're looking for an all new, turnkey, ready to move into ranch style home in a great North Utica neighborhood, this is the one!! A must see!! Fantastic, quiet neighborhood on a dead-end street with no through traffic. Everything has been done and is brand new. Exterior updates include roof, siding, windows, entry and storm doors and soffits. The interior has been fully remodeled and includes

  Martin Bell Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  510 Deerwood Rd, Utica, NY 13502
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  /2

  $179,900

  • 5 Beds
  • 3 Baths
  • 2,384 Sq Ft

  930 Brayton Park Place, Utica, NY 13502

  Solid 3-unit rental opportunity. Centrally located to school, shopping, and work. New updates to include apartment remodels, new roof, new siding, new windows, new furnaces, and new driveway for 5+ parking. $2900 +/- rental income. 1st floor has 1-furnace, 1-Hot Water Tank, and 1 Electrical Service for both 1st floor units. Second floor is all separate utilities.

  Brett Lojewski Listing by The Property Shop

  

  930 Brayton Park Place, Utica, NY 13502
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  /50

  $279,000

  $11K PRICE DROP

  • 6 Beds
  • 2 Baths
  • 1,856 Sq Ft

  326 Tilden Ave, Utica, NY 13501

  Located in East Utica, this well-maintained two-family property is a fantastic opportunity for both investors and owner-occupants alike. Each spacious unit offers 3 bedrooms, providing plenty of room for comfortable living. Separate utilities make management simple and efficient. This property offers exceptional outdoor space and endless possibilities. With multiple outbuildings including 2 stall

  Lori DiNardo-Emmerich Listing by Coldwell Banker Faith Properties

  

  326 Tilden Ave, Utica, NY 13501
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  /41

  $192,500

  $7K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 912 Sq Ft

  218 Roosevelt Dr, Utica, NY 13502

  South Utica Ranch freshly painted inside and outside. Hardwood floors and attached spacious garage. Needs a little TLC to make this your home. Nice and private spacious backyard for family gatherings. Full basement with many possibilities.

  Bitsy Maye-Rattler Listing by Coldwell Banker Faith Properties

  

  218 Roosevelt Dr, Utica, NY 13502
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  /40

  $375,000

  Open Sat 11:30AM - 1:30PM

  • 5 Beds
  • 3 Baths
  • 1,950 Sq Ft

  122 Floyd Ave, Utica, NY 13502

  This beautifully maintained 5 bedroom, 3 bathroom home in the heart of Deerfield is ready to impress! The open concept living and kitchen area is perfect for everyday living and entertaining alike, offering a bright, functional layout the whole family can enjoy. Step outside to a fully fenced backyard, ideal for kids, pets, or simply relaxing in your own private space. The partially finished

  Angelica Bellino Listing by Real Broker NY, LLC

  

  122 Floyd Ave, Utica, NY 13502
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  /46

  $249,900

  • 6 Beds
  • 2.5 Baths
  • 2,112 Sq Ft

  1644 Miller St, Utica, NY 13501

  Completely renovated 6 Bedroom 2.5 Bath Miller St Home located within walking distance to the Parkway, Utica Zoo and Val Bialas Recreation Center. Three bedrooms on the first floor. You will love the custom large eat in kitchen with quartz countertops, stainless appliances and soft close cabinetry. gleaming hardwood floors, working fireplace, rich custom ceramic tiled flooring, and a large custom

  David Hoke Listing by Hoke Properties, LLC

  

  1644 Miller St, Utica, NY 13501
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  /13

  $189,900

  • 6 Beds
  • 2 Baths
  • 2,600 Sq Ft

  144 Cornwall Ave Unit 146, Utica, NY 13502

  Fully occupied South Utica two-family home offering large 3 bedroom 1 bath 1300 sq ft. flats. With hardwood floors, vinyl siding, a 4 year young roof, newer furnaces, and some replacement windows, this property is a solid addition to your investment portfolio. There is a full attic accessible from the 2nd floor back hallway and a full basement with laundry hookups accessible by both units from

  Amanda Reinfelds Listing by Coldwell Banker Faith Properties R

  

  144 Cornwall Ave Unit 146, Utica, NY 13502
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  /13

  $129,500

  • 3 Beds
  • 2 Baths
  • 1,386 Sq Ft

  608 Sycamore Ln, Utica, NY 13502

  Impeccably kept three bedroom and two bath double wide located in the charming Willowbrook Community. Features open concept kitchen living. The master suite has large closet with built in organization. Large asphalt driveway. Home features smart home technology allowing you to monitor and control the homes devices and systems. New Roof.

  Nicole Wells Listing by Empire Homes & Commercial Utica

  

  608 Sycamore Ln, Utica, NY 13502
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  /43

  $399,000

  Open Sat 11AM - 12:30PM $30K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,644 Sq Ft

  25 Hollister Ave, Utica, NY 13501

  WELCOME TO 25 HOLLISTER AVE. A LARGE FAMILY ROOM WITH A WOOD FIREPLACE AND BEAUTIFUL STONE ACCENT WALL WELCOMES YOU WHEN YOU FIRST ENTER THE HOME. THE KITCHEN IS NEWLY UPDATED WITH BLACK LUXURY VINYL FLOORING, QUARTZ COUNTERTOPS AND BREAKFAST BAR. EXIT THROUGH THE SLIDING GLASS DOORS TO THE BACKYARD WHICH FEATURES A TREX DECK AND PLENTY OF ROOM TO HOST FAMILY GET TOGETHERS. UPSTAIRS THERE ARE 4

  David Brough Listing by The Property Shop

  

  25 Hollister Ave, Utica, NY 13501
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  /43

  $245,000

  $15K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,440 Sq Ft

  2202 Highland Ave, Utica, NY 13502

  Welcome to this beautifully maintained home in the Village of Yorkville! This inviting property offers a warm and functional layout with thoughtful updates throughout. The beautifully finished sunroom is the perfect place place to enjoy your morning coffee, unwind with a good book, or entertain family and friends in every season. The finished basement provides valuable additional living space,

  Terrence Jones Listing by Coldwell Banker Prime Properties

  

  2202 Highland Ave, Utica, NY 13502
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  /32

  $188,000

  $12K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 912 Sq Ft

  1309 Butternut St, Utica, NY 13502

  Are you looking for an updated, charming home conveniently located near Utica University?? Look no more!This 3 bedroom 2 bath home features newly renovated kitchen featuring new cabinets, granite countertops, new stainless appliances & new flooring, & updated baths, new light fixtures & freshly painted interior.1 stall detached garage. Don’t miss the opportunity to make this your home.

  Pauline Nicotera Listing by Coldwell Banker Faith Properties

  

  1309 Butternut St, Utica, NY 13502
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  /48

  $259,900

  • 3 Beds
  • 2 Baths
  • 1,218 Sq Ft

  1408 Buckley Rd, Utica, NY 13501

  WOW an east Utica ranch on the hill!! Don't miss this meticulously maintained 3 Bed 2 Bath ranch on the hill on Buckley Road! Quiet city neighborhood living with a country feel with Frankfort a stones throw away. Pride of ownership shows in every corner of this well kept ranch with newer roof and driveway. From it's darling curb appeal to the private yard and large covered patio, this house has

  David Matrulli Listing by Coldwell Banker Faith Properties

  

  1408 Buckley Rd, Utica, NY 13501
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  /24

  $230,000

  • 6 Beds
  • 2 Baths
  • 2,500 Sq Ft

  1680 Seymour Ave, Utica, NY 13501

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  1680 Seymour Ave, Utica, NY 13501
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  /31

  $389,000

  $10K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,906 Sq Ft

  22 Geer Ave, Utica, NY 13501

  Welcome to this fully renovated Colonial nestled in the highly sought-after South Utica neighborhood, located within the desirable Jones Elementary School district. This stunning home has been completely renovated from top to bottom, offering the perfect blend of classic charm and modern upgrades. The beautifully updated kitchen features granite countertops, stainless steel appliances, and ample

  Rosemary Talarico Listing by Pavia Real Estate Residential

  

  22 Geer Ave, Utica, NY 13501
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  /36

  $194,900

  • 6 Beds
  • 3 Baths
  • 2,660 Sq Ft

  1203 Noyes St, Utica, NY 13502

  Own a piece of West Utica History with this 6 on 6 Flat, 2-Family Brick home. This home was built in 1916 and doesn't look a day over 50. Each unit has separate utilities (heat, gas and electric), 3-bedrooms, kitchen, living room, and dining room. Features 2-fantastic sitting porches to relax and enjoy the double lot with "Park Like" setting. Huge 2-stall garage with plenty of storage space. This

  Brett Lojewski Listing by The Property Shop

  

  1203 Noyes St, Utica, NY 13502
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  /50

  $330,000

  • 9 Beds
  • 3 Baths
  • 3,444 Sq Ft

  1007 Morris St, Utica, NY 13501

  Looking for an investment property or the opportunity to live in one unit while renting the others? This East Utica 3-family home with over 3,444 square feet of living space could be your perfect opportunity. The property features three spacious 3-bedroom apartments with separate utilities, making it ideal for owner-occupants or investors seeking strong rental income potential.Additional

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  1007 Morris St, Utica, NY 13501
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  /49

  $359,000

  Open Sat 1PM - 3PM $10K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 1,914 Sq Ft

  3 Windsor Terrace, Utica, NY 13501

  Welcome home to this spacious 4-bedroom, 2.5-bath Colonial located in the highly sought-after New Hartford School District! Nestled in a fabulous neighborhood, this home offers the perfect combination of comfort, space, and privacy. Beautiful hardwood floors flow throughout much of the home, beautiful built in's that adds warmth and timeless charm. Enjoy generous living spaces ideal for both

  Lori DiNardo-Emmerich Listing by Coldwell Banker Faith Properties

  

  3 Windsor Terrace, Utica, NY 13501
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  /2

  $189,900

  • 6 Beds
  • 3 Baths
  • 2,919 Sq Ft

  515 Nichols St, Utica, NY 13501

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  515 Nichols St, Utica, NY 13501
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  /42

  $168,000

  • 6 Beds
  • 2 Baths
  • 1,864 Sq Ft

  743 Rutger St, Utica, NY 13501

  Buyers hunting for a property that earns its keep will find much to admire in this handsome two-family residence, where six bedrooms and two bathrooms distribute themselves generously across roughly 1,864 square feet of dependable, income-ready living space. The arithmetic here speaks softly but persuasively. Two separate units mean two streams of rental revenue, whether you occupy one and let

  Delbert Ball Listing by Keller-Williams Mohawk Valley

  

  743 Rutger St, Utica, NY 13501
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  /23

  $230,000

  $20K PRICE DROP

  • 6 Beds
  • 2 Baths
  • 2,854 Sq Ft

  1217 Taylor Ave, Utica, NY 13501

  Exceptional turnkey investment opportunity! 1217 Taylor Ave and 1219 Taylor Ave, Utica, NY 13501 are being offered for sale separately; however, the seller strongly prefers to sell both properties together due to the shared parking lot and is receptive to package offers. Both fully renovated, rent-ready properties are completely vacant, giving investors the flexibility to lease immediately at

  Ramazani Juma Listing by Howard Hanna Cny Inc

  

  1217 Taylor Ave, Utica, NY 13501
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  /27

  $129,900

  $30K PRICE DROP

  • 6 Beds
  • 4,734 Sq Ft

  314 Nichols St, Utica, NY 13501

  Calling investors!!!! East Utica 6 Apartment Building with over 4,000 sq. feet of living space! Features 6 (2) bedroom apartments with newer roof and new windows. Property is being Sold As Is.

  Alen Zekic Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  314 Nichols St, Utica, NY 13501
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  /20

  $249,900

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,602 Sq Ft

  120 Kensington Dr, Utica, NY 13501

  Beautifully maintained South Utica home offering the perfect blend of comfort, charm and convenience! This inviting 3-bedroom, 2 full bath home features a spacious living room with a cozy gas fireplace, hardwood floors and an eat-in kitchen. A first-floor bedroom and full bath provide added flexibility for guests or one level living. Enjoy central air for year-round comfort, then step outside to

  Lisa Kowalczyk Listing by Assist2Sell Buyers & Sellers 1st Choice

  

  120 Kensington Dr, Utica, NY 13501
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  /35

  $270,000

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,391 Sq Ft

  929 Armory Dr, Utica, NY 13501

  Welcome home to this warm and welcoming 3-bedroom, 1-bath gem nestled on a fully fenced lot in Utica. From the moment you arrive, the double-wide driveway and attached two-car garage make a great first impression — and the inside delivers just as much. Step inside and discover generously sized rooms filled with natural character, highlighted by beautiful hardwood floors that flow throughout. The

  Adeline VanDyke Listing by Pine to Palm Realty Group, LLC

  

  929 Armory Dr, Utica, NY 13501
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  /48

  $289,900

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,456 Sq Ft

  57 Pond Ln, Utica, NY 13501

  Location, location, location........Welcome to 57 Pond Lane in the desirable Nob Hill development of beautiful southeast Utica. This 3 bedroom 2 full bath ranch is perfectly situated on a large corner lot that features a large front yard with the house set back, but still offering a spacious private fenced rear yard with a shed for your storage needs. Being only a two owner property, it is well

  David Matrulli Listing by Coldwell Banker Faith Properties

  

  57 Pond Ln, Utica, NY 13501

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