Homes for Sale near Cheder at the Ohel

• 

  

  

  /45

  $1,395,000

  • 2 Beds
  • 4 Baths
  • 2,270 Sq Ft

  3060 Ann St, Baldwin, NY 11510

  Tucked away on a quiet cul-de-sac in Baldwin Harbor, this exquisite waterfront residence offers a rare blend of elegance, comfort, and modern innovation. Set on an 8,125 sq ft lot with an impressive 105 feet of bulkhead along the widest canal in Baldwin, this home is a true boater’s paradise.Thoughtfully upgraded throughout, the interior features radiant granite flooring on the lower level, a

  Victor Sookdeo Park Assets Real Estate Corp

  3060 Ann St, Baldwin, NY 11510
• 

  

  

  /23

  $959,000 Open Sat 12PM - 2PM

  • 4 Beds
  • 2.5 Baths
  • 1,750 Sq Ft

  85 Oakland Ave, Lynbrook, NY 11563

  *****Pride of Ownership in the Incorporated Village of Lynbrook!*****This spectacular 4 BR, 2.5 Bath Colonial is the real deal — meticulously maintained, oversized rooms, an in-ground pool, and plenty of living space to spread out.Step inside and you’re welcomed by spotless tile floors flowing through the main level. Natural light pours in, while the wood-burning fireplace sets

  Michael Ferrara HomeSmart Dynamic Realty

  85 Oakland Ave, Lynbrook, NY 11563
• 

  

  

  /28

  $1,000,000

  • 5 Beds
  • 2 Baths
  • 1,326 Sq Ft

  33 N Montgomery St, Valley Stream, NY 11580

  Welcome to this beautifully sized 5-bedroom, 2-bathroom house situated on a generous 60/100 Corner lot in the heart of Valley Stream. The oversized lot offers ample outdoor space for entertaining, Gardening, or future expansions. Offering plenty of Living space both inside and out. This property is perfect for large or growing households. Conveniently located near shopping, Schools, Parks, and

  Huma Hamza Legacy Estate Realty

  33 N Montgomery St, Valley Stream, NY 11580
• 

  

  

  /26

  $899,000

  • 3 Beds
  • 2.5 Baths
  • 2,072 Sq Ft

  405 Cornwell Ave, Malverne, NY 11565

  MALVERNE WESTWOOD, Huge yard! Beautifully landscaped. 12' vaulted ceiling. Modern kitchen renovation with sleek finishes and luxury appliances, updated bathrooms, separate front den office with French doors on a separate heating zone. Expansive living and dining room with 12' vaulted ceilings. 3 nice sized bedrooms. Master suite with private bath. 3 Br, 2.5 Bath, Fin Basement, Garage. Walk to

  Peter Heskiel Pin It Realty LLC

  405 Cornwell Ave, Malverne, NY 11565
• 

  

  

  /28

  $959,000

  • 4 Beds
  • 2 Baths
  • 1,487 Sq Ft

  908 6th Ave, New Hyde Park, NY 11040

  Charming Wide-Line Cape – Prime Location! Beautiful 4-bedroom, 2 full-bath brick & fieldstone Cape on a spacious 60x100 lot with lush landscaping and attached garage. Features include a formal dining room, eat-in kitchen, and a huge basement with endless potential. Located just a short walk to both New Hyde Park and Garden City train stations—perfect for commuters! A move-in ready gem with

  Patricia Pasquale ERA/Caputo Realty

  908 6th Ave, New Hyde Park, NY 11040
• 

  

  /28

  $859,900 Open Sat 12PM - 2:30PM

  • 4 Beds
  • 2 Baths
  • 1,291 Sq Ft

  15 Stewart Ave, Garden City, NY 11530

  Lovingly and meticulously maintained dormered 4-bedroom, 2-bathroom brick Cape, abundant with charm and possibility, ideally located in the heart of the beautiful Village of Stewart Manor. Efficiently designed to maximize living space, this home is just 5 short blocks plus one long block to the Stewart Manor LIRR station and only 0.6 miles from the New Hyde Park LIRR, making commuting a

  Kevin Gray Kin Realty Of New York LLC

  15 Stewart Ave, Garden City, NY 11530
• 

  

  /17

  $820,000 Open Sun 12PM - 2PM

  • 3 Beds
  • 2 Baths
  • 1,919 Sq Ft

  635 Hempstead Ave, West Hempstead, NY 11552

  Spacious Split With Very Unique Layout. 3 Large Bedrooms, 2 Full Bathrooms, Spacious Living Room, Formal Dining Room & Eat-In-Kitchen. Tremendous Family Room With Wet Bar & 2 OSE's. Large Partially Finished Basement. Central Air, Manicured Corner Property With In-Ground Sprinklers & Large Private Driveway. Conveniently Located, Minutes to Parkways, Shopping, Schools, Houses of Worship,Etc. Well

  Betty Aboff Sharona Beck Realty Inc

  635 Hempstead Ave, West Hempstead, NY 11552
• 

  

  /4

  $899,000

  • 4 Beds
  • 3 Baths
  • 1,200 Sq Ft

  9113 184th St, Hollis, NY 11423

  This beautifully updated and spacious home features stunning hardwood floors, generously sized bedrooms, and brand-new, modern appliances— it’s move-in ready! Nice, fenced backyard, plenty of storage, two one-car parking in front of the house, — bring your customer, there’s room for everyone!

  md Alamgir RE/MAX Luxe

  9113 184th St, Hollis, NY 11423
• 

  

  /44

  $869,000 Open Sun 12PM - 2PM

  • 4 Beds
  • 2 Baths
  • 1,663 Sq Ft

  255 Moore Ave, Freeport, NY 11520

  Welcome to 255 Moore Ave, Freeport, NY 11520 - A beautifully renovated home offering modern comfort and luxurious amenities! This 4-bedroom, 2bathroom residence is situated on a spacious quarter-acre lot and features an open floor plan that seamlessly blends style and functionality.Step inside to find a bright and airy living space with elegant finishes throughout. The gourmet eat-in

  Luis Genao Oversouth LLC

  255 Moore Ave, Freeport, NY 11520
• 

  

  /17

  $850,000

  • 4 Beds
  • 2 Baths
  • 1,262 Sq Ft

  119 Emerson Ave, Floral Park, NY 11001

  Welcome to this spacious 4-bedroom, 2-bath Cape nestled in the heart of beautiful Floral Park. This charming home offers a private driveway with a 1-car garage, a full finished basement, and abundant closet space throughout. Enjoy a large, private backyard—perfect for relaxing or entertaining. Conveniently located close to shopping, dining, schools, and major highways, this home combines comfort

  Chun Xie Tony & William R E Brotherhood

  119 Emerson Ave, Floral Park, NY 11001
• 

  

  /14

  $859,000

  • 3 Beds
  • 3 Baths
  • 2,044 Sq Ft

  1 Willowbrook Ln, Freeport, NY 11520

  This 3-Bedroom, 3 Bath Ranch Is Nestled in the Prestigious Sterns Park Section of Freeport. This Home Features an Eat-In-Kitchen, Livingroom w/Fireplace, Formal Dining Room w/French Doors and Enclosed Patio. It Also Has a Primary Bedroom w/Full Bath, Full Open Finished Basement w/Full Bath, Bar and Work Area. Come See This Bright Home W/Full Attic and Lots of Storage.

  Frances Moore LAFFEY REAL ESTATE

  1 Willowbrook Ln, Freeport, NY 11520
• 

  

  /12

  $849,000

  • 4 Beds
  • 3 Baths
  • 1,700 Sq Ft

  164 Biltmore Ave, Elmont, NY 11003

  Welcome to this stunning, newly constructed (2019) home in the heart of Elmont! This modern 4-bedroom, 3-bath beauty offers a perfect blend of style, space, and smart upgrades.Key Features:Spacious and sunlit 4 bedrooms with ample closet space3 full bathrooms, beautifully tiled and updatedBasement with outside separate entrance (OSE) – ideal for guests, home office, or extra

  Ritesh Rai Voro LLC

  164 Biltmore Ave, Elmont, NY 11003
• 

  

  /26

  $889,000

  • 4 Beds
  • 3 Baths
  • 2,342 Sq Ft

  3068 Xavier Place, Oceanside, NY 11572

  A spacious Colonial Style house with a total living area of 2,342 sq ft offers a charming and functional layout. The property features three separate entrances for added convenience. On the first floor, you'll find an inviting foyer that leads to a large kitchen equipped with stainless steel appliances and a formal dining room. This level also includes a generous living room with high

  Maria Mejia Blackstone Realty

  3068 Xavier Place, Oceanside, NY 11572
• 

  

  /15

  $839,000

  • 5 Beds
  • 3 Baths
  • 4,000 Sq Ft

  243-06 134th Ave, Jamaica, NY 11422

  Welcome to 243-06 134th Ave, a spacious 5-bedroom, 3-bathroom home in the peaceful Rosedale neighborhood of Queens. This warm and inviting home features a functional floorplan with designated areas for all your needs. Natural light floods through large windows, highlighting the hardwood floors. The modern kitchen is equipped with stainless steel appliances, granite countertops, and a beautifully

  Sultan Rashid Kingsland Properties

  243-06 134th Ave, Jamaica, NY 11422
• 

  

  /3

  $859,000

  • 3 Beds
  • 2.5 Baths
  • 1,340 Sq Ft

  224-12 93rd Ave, Jamaica, NY 11428

  Charming Single-Family Home in Prime Queens Village LocationWelcome to your dream home! This beautifully maintained single-family residence is situated in an excellent location of Queens Village, offering convenience, comfort, and style.Featuring an open floor plan with a brand-new kitchen equipped with modern appliances, this home is perfect for entertaining and daily living. It

  Samina Ali BERKSHIRE HATHAWAY

  224-12 93rd Ave, Jamaica, NY 11428
• 

  

  /20

  $875,000

  • 3 Beds
  • 3 Baths
  • 1,089 Sq Ft

  112-29 219th St, Jamaica, NY 11429

  VIDEO TOUR: JNL Realty Property YT----Queen's Village Renovated 2025 Single family House----1st FL: 2 Bedroom, Living/Dining Room, kitchen, 1 Full Bath----2nd FL: 1 Bedroom, 1 Full Bath----Finished Basement----Parking garage. lot size 50x100

  Bertha Luzquinos JNL REALTY PROPERTY INC

  112-29 219th St, Jamaica, NY 11429
• 

  

  /26

  $849,999 Open Wed 6PM - 8PM

  • 5 Beds
  • 3 Baths
  • 1,352 Sq Ft

  112 Casper St, Valley Stream, NY 11580

  Exquisite Split-Level Home with Luxurious Renovations and Modern AmenitiesStep inside this stunningly renovated 5-bedroom, 3-bathroom residence and experience the perfect blend of modern luxury and comfort. Every inch of this home has been meticulously updated, offering a sophisticated, move-in ready experience.The open design flows effortlessly, showcasing rich hardwood floors

  Gina Pelle Keller Williams Rty Gold Coast

  112 Casper St, Valley Stream, NY 11580
• 

  

  /20

  $849,000

  • 5 Beds
  • 3 Baths
  • 2,287 Sq Ft

  42 Hendrickson Ave, Lynbrook, NY 11563

  This beautifully maintained Hi-Ranch offers spacious living across two levels, featuring 5 bedrooms and 3 full bathrooms, perfect for living and entertaining.Upper Level:The upper level welcomes you with an open and airy living and dining room, showcasing hardwood floors throughout. The eat-in kitchen featuring cathedral ceilings, granite countertops, and a brand-new dishwasher. The

  Lili Khachatourian Coldwell Banker American Homes

  42 Hendrickson Ave, Lynbrook, NY 11563
• 

  

  /30

  $885,000

  • 3 Beds
  • 1.5 Baths
  • 1,148 Sq Ft

  1013 Stafford Rd, Valley Stream, NY 11580

  This contemporary Ranch home, situated in the heart of Valley Stream, boasts threespacious bedrooms and two full bathrooms, blending modern updates with classicelegance. The custom-built kitchen is an ideal chef’s haven, equipped with new stainlesssteel appliances. The primary bedroom offers a private sanctuary with an en-suitebathroom and double closet, Step outside from the new

  Connie Chan Sung & Associates Real Estate

  1013 Stafford Rd, Valley Stream, NY 11580
• 

  

  /34

  $879,000

  • 4 Beds
  • 2 Baths
  • 1,786 Sq Ft

  537 Madison Ave, West Hempstead, NY 11552

  Spacious 4-bedroom Colonial on sought-after Madison Ave! Features living room with fireplace, formal dining room, large kitchen, oversized den with enclosed porch, and full partially finished basement. All bedrooms on one level. Large backyard with detached garage. This home is ready for your personal touch—customize to your style to make it truly your own. Prime location close to

  Danielle Zangre Douglas Elliman Real Estate

  537 Madison Ave, West Hempstead, NY 11552
• 

  

  /23

  $879,999

  • 4 Beds
  • 3 Baths
  • 1,256 Sq Ft

  19445 Murdock Ave, Saint Albans, NY 11412

  Welcome to 194-45 Murdock Avenue — a beautifully renovated 4-bedroom, 3-bathroom home in the heart of St. Albans, Queens. This residence combines modern finishes with quality craftsmanship, offering a truly turn-key experience. Step into the bright, open-concept living and dining area, perfect for entertaining or relaxing with loved ones. The stunning kitchen features a spacious island, brand-new

  Joel Guzman Family Homes Realty Group

  19445 Murdock Ave, Saint Albans, NY 11412
• 

  

  /31

  $875,000

  • 3 Beds
  • 1.5 Baths
  • 1,581 Sq Ft

  299 E Euclid St, Valley Stream, NY 11580

  Welcome to this beautifully maintained 3-bedroom, 1.5-bathroom home located in the desirable Westwood section of Malverne. Boasting timeless charm and modern comforts, this residence offers a seamless blend of style, functionality, and convenience. Step inside to discover rich hardwood floors throughout and an inviting open-concept layout that fills the home with natural light. The kitchen,

  Jimmy Amram Douglas Elliman Real Estate

  299 E Euclid St, Valley Stream, NY 11580
• 

  

  /29

  $859,999 Open Sat 12PM - 1PM

  • 5 Beds
  • 4 Baths
  • 2,913 Sq Ft

  396 Maryland Ave, Freeport, NY 11520

  This Beautiful 1Family 5-Bedroom 4-full bath home in the heart of Freeport features a large foyer, Huge living room with wood floors, fireplace and a formal dining room, eat-in kitchen with stainless steel appliances, Dishwasher. Den/Family room with fireplace, wood floors and outside entrance, laundry room, full finish basement with plenty of storage space. additional features includes a new

  Eileen Daniel Eileen Daniel Realty Corp

  396 Maryland Ave, Freeport, NY 11520
• 

  

  /36

  $849,000

  • 3 Beds
  • 2 Baths
  • 1,462 Sq Ft

  885 Downing Rd, Valley Stream, NY 11580

  Do Not Miss Out This Nicely Maintained House. New Roof 2025 With 15 Years Warranty.New Dishwasher,Dryer And Refrigrator.Samsung Appliances.Fully Fenced Backyard.5 Year Old Central HVAC System With 200 AMP Electric Panel.

  Syed Wasim American Dream Homes 110 Inc

  885 Downing Rd, Valley Stream, NY 11580
• 

  

  /11

  $865,000

  • 4 Beds
  • 3 Baths
  • 1,094 Sq Ft

  87-47 256th St, Floral Park, NY 11001

  Nestled in the charming community of Floral Park, this inviting Cape Cod home offers 4 bedrooms and 3 full bathrooms, blending classic design with modern comfort. The property features a detached one-car garage and a beautifully finished full basement with a separate entrance, perfect for a guest suite, home office, or recreational space. It has new windows, new roof. With its timeless curb

  Parvin Avazeh LAFFEY REAL ESTATE

  87-47 256th St, Floral Park, NY 11001
• 

  

  /41

  $836,000

  • 4 Beds
  • 2.5 Baths
  • 1,721 Sq Ft

  48 Oxford Rd, East Rockaway, NY 11518

  Waterfront 4-Bedroom Split-Level Home on Canal in RockawayWelcome to 48 Oxford East, a beautifully maintained 4-bedroom, 2.5-bathroom split-level home located on a serene canal in East Rockaway. This unique property offers a perfect blend of comfort, style, and waterfront living.* Spacious Layout: This bright and airy home features a generous open floor plan with large living and dining

  Sara Abikzer Signature Premier Properties

  48 Oxford Rd, East Rockaway, NY 11518
• 

  

  /28

  $725,000

  • 2 Beds
  • 2.5 Baths
  • 1,716 Sq Ft

  13411 243rd St, Rosedale, NY 11422

  Welcome to 13411 243rd St, Rosedale—A Charming Two-Story Detached Home Blending Classic Style with Modern Comforts! This inviting residence, set on a 40x100 lot, features a combination exterior and timeless curb appeal. The covered front entry, classic old-style architecture, give the home a clean, low-maintenance look. Enter inside to find a spacious and functional layout across two levels,

  Anjely Bisai Redfin Real Estate

  13411 243rd St, Rosedale, NY 11422
• 

  

  /20

  $1,449,999

  • 8 Beds
  • 4 Baths

  245-33 147th Rd, Jamaica, NY 11422

  Detached Legal 2 Family House40 x 100 Lot sizeHigh End RenovationsCentral A/C ( Split Units That Heat and Cool )Modern Kitchen(s) With Spacious Island(s)8 Bedrooms ( 4 Per Unit ) With Built In Closets4 Full Bathrooms ( 2 Per Unit )Full Finished Basement With Private Entrance ( 1,150 SQ. Ft. )Private Driveway Can Fit 4 CarsPrivate Garage For 1 CarThis

  Tal Koralashvili Empire Home Sales Inc

  245-33 147th Rd, Jamaica, NY 11422
• 

  

  /15

  $969,999

  • 6 Beds
  • 4 Baths
  • 1,740 Sq Ft

  10445 198th St, Saint Albans, NY 11412

  Welcome Home! We have a two family home that offer an incredible opportunity for both comfortable living and investment. Perfectly located, this property features a private driveway that accommodates multiple vehicles, The first-floor unit , 2 bedrooms, updated full bathroom with modern fixtures, and a stunning kitchen stainless steel appliances, elegant cabinetry. The second-floor unit offering

  Stevenson Jean EXP Realty

  10445 198th St, Saint Albans, NY 11412
• 

  

  /20

  $198,500

  • 1 Bed
  • 1 Bath
  • 600 Sq Ft

  1335 Broadway Unit M21, Hewlett, NY 11557

  Welcome to #M21! Unique in itself, this 2nd-floor CO-OP stands out from the rest. Unit features a skylighted living room/dining room with bamboo flooring. Updated kitchen with stainless steel appliances and quartz countertops in addition to a sink w/garbage disposal. Not to mention a low curb walk-in shower with frameless chrome sliding doors. Newly installed windows (August) throughout and roof

  Davis Lee Coldwell Banker American Homes

  1335 Broadway Unit M21, Hewlett, NY 11557
• 

  

  /20

  $939,000

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  21511 111th Rd, Queens Village, NY 11429

  Why rent when you can own this rare 2 family home in a highly desirable and central area of Queens Village. The first unit offers two generously sized bedrooms, a full bathroom, an oversized living room, and an eat in kitchen nook. There is a front and back entrance as well as a side door with access to the basement. The second floor unit offers a kitchen with a peninsula for additional cooking

  Kitty Liao Keller Williams Realty Greater

  21511 111th Rd, Queens Village, NY 11429
• 

  

  /28

  $1,470,000 Open Sat 2PM - 4PM

  • 8 Beds
  • 4 Baths
  • 3,854 Sq Ft

  145-22 232nd St, Jamaica, NY 11413

  Welcome to this stunning duplex, meticulously done with high-end finishes, making it the perfect choice for two families seeking luxury and comfort. Each unit features four spacious bedrooms, including a primary suite with a full bath for added privacy and convenience. The modern kitchens are equipped with all-new Energy Star appliances, combining style and efficiency for everyday living.

  Karlene Tyson Tysons Real Estate Co

  145-22 232nd St, Jamaica, NY 11413
• 

  

  /17

  $1,489,000

  • 7 Beds
  • 5 Baths
  • 3,246 Sq Ft

  21908 138th Rd, Jamaica, NY 11413

  Once in a lifetime opportunity! 219-08 138th Road is a turn key, move in ready custom two family nestled on a beautiful tree lined street of Laurelton/Springfield Gardens border. Sitting on a 95 x 102 lot this 51x60 built two family spans over 3,246 sq/ft of living space and is a MINI MANSION! Perfect opportunity for buyers looking for space, plus income generating rental property to assist

  Gabriel Kashi Keystone Realty USA Corp

  21908 138th Rd, Jamaica, NY 11413
• 

  

  /20

  $499,990 Open Sat 12PM - 2PM

  • 3 Beds
  • 2 Baths
  • 950 Sq Ft

  27 Hoff Ct, Hempstead, NY 11550

  Charming 3 bedrooms & 2 baths bungalow in need of some TLC. Separate entrance to the basement. Walking distance to the elementary school. If you are looking to renovate, personalize or invest, this bungalow offers both character and value. Home is being sold AS-IS.

  Idealda Perez Best Business Real Estate

  27 Hoff Ct, Hempstead, NY 11550
• 

  

  /20

  $549,000 Open Sun 12PM - 2PM

  • 2 Beds
  • 1 Bath
  • 750 Sq Ft

  899 Adams Ave, Franklin Square, NY 11010

  Great Bungalow Ready For your Personal Touches, Most Affordable House In Franklin Square, Features New Roof, Boiler, Updated Electric, Close Distance To All!

  Dennis Arango John Savoretti Realty

  899 Adams Ave, Franklin Square, NY 11010
• 

  

  /5

  $1,199,000

  • 5 Beds
  • 5 Baths
  • 1,900 Sq Ft

  104 39 210 St, Queens Village, NY 11429

  This beautiful new construction home offers five bedrooms and five full bathrooms with an inviting front balcony. The kitchen features brand new stainless steel appliances and elegant granite countertops. The property includes a finished attic and high-ceiling basement with outside entrance, maximizing living space and versatility.Practical amenities include a private driveway, garage, and

  Shamsun Chowdhury Voro LLC

  104 39 210 St, Queens Village, NY 11429
• 

  

  /29

  $699,000 Open Sat 1PM - 3PM

  • 4 Beds
  • 1 Bath
  • 1,201 Sq Ft

  361 Evans Ave, Oceanside, NY 11572

  This beautifully updated expanded Cape offers 4 spacious bedrooms, an updated bathroom, and abundant storage throughout. The galley-style kitchen features excellent counter space and cabinetry. A comfortable sunroom opens to a paver patio and a fenced backyard on an oversized 60’ x 100’ lot — perfect for relaxing or entertaining.Recent upgrades include a newer roof, windows, boiler, central

  Dean Graber Keller Williams Rlty Landmark

  361 Evans Ave, Oceanside, NY 11572
• 

  

  /6

  $230,000

  • 1 Bed
  • 1 Bath

  141 Woodmere Blvd Unit 6-J, Woodmere, NY 11598

  Beautiful one bedroom apartment, large living Room, large Bathroom, 3 closets including a cedar and spacious bedroom closet. Cabinet for supplies and shoes. Storage & Laundry room. Bike rack on premises. Small dog or cat allowed. New elevator. New AC. Very close to LIRR & Shopping approximately 1 block.

  Anton Sattler Giner Real Estate Inc.

  141 Woodmere Blvd Unit 6-J, Woodmere, NY 11598
• 

  

  /21

  $925,000

  • 4 Beds
  • 3.5 Baths
  • 2,686 Sq Ft

  106 Morris Ave Unit 8, Rockville Centre, NY 11570

  Are you local or thinking of moving to Long Island ? Checkout Rockville Centre! Here’s why? 35 min LIRR commute to Penn or Grand Central. Close to beaches. Consider Condo living at The Meadows, Premier Townhouse community right in the heart of Rockville Centre. Close to shops, vibrant Village restaurants, great for foodies! This mint condition Townhouse, end unit offers enormous natural

  Nancy Slavin Douglas Elliman Real Estate

  106 Morris Ave Unit 8, Rockville Centre, NY 11570
• 

  

  /48

  $1,225,000

  • 6 Beds
  • 2 Baths
  • 3,212 Sq Ft

  68 Fir St, Valley Stream, NY 11580

  Welcome to this Charming legal 2 family Tudor home-Ideal for investment or multigenerational living! Main entrance with foyer and 2 closets, hardwood floors throughout, freshly painted, 3 generously large bedrooms and closets, large living room with fireplace, fully renovated kitchen all new appliances including in-unit laundry also features attached screen porch with 2 entrances to enter home, 1

  Tracy Feglia Douglas Elliman Real Estate

  68 Fir St, Valley Stream, NY 11580

Showing Results 81 - 120, Page 3 of 18