4,512

Virginia's 4th Congressional District, VA Homes for Sale

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  • /32

    $366,500

    • 4 Beds
    • 2.5 Baths
    • 2,199 Sq Ft

    14219 Spruce Ave, Chester, VA 23836

    Nestled on a serene 2.51-acre lot with thoughtful French drains, 14219 Spruce Ave invites buyers to imagine a life where comfort, privacy, and possibility all come together. As you arrive, you can almost picture quiet mornings in the sun-filled Florida room, evenings gathered in the spacious main-level living areas, and guests enjoying the fully finished basement with its additional bedroom and

    Shannon Hertz Redfin Corporation

    14219 Spruce Ave, Chester, VA 23836
  • /27

    $79,900

    • 2 Beds
    • 1 Bath
    • 760 Sq Ft

    117 Defense Ave, Sandston, VA 23150

    **SELLER FINANCING AVAILABLE** WHAT A DEAL!! Welcome to this charming handyman special. Offering (760) square feet with 2 spacious bedrooms, 1 full bathroom, large storage sheds, and a large fenced in yard. This property is being sold as-is, presenting a unique opportunity for customization. Although this is not an REO property, it does need extensive repairs, and some TLC. This is a perfect

    Mike Hogan The Hogan Group Real Estate

    117 Defense Ave, Sandston, VA 23150
  • /38

    $248,500

    • 3 Beds
    • 1 Bath
    • 996 Sq Ft

    21611 Pannill St, South Chesterfield, VA 23803

    Charming Renovated Ranch – Ideal Home or Investment Near Virginia State University! Discover this beautifully updated ranch-style home, offering the ease of single-level living and an unbeatable location just steps from VSU. Originally built in 1960, this home has been thoughtfully renovated to combine timeless charm with modern convenience—perfect for a homeowner or a savvy investor seeking

    Jessica Patterson Country Roads Realty LLC

    21611 Pannill St, South Chesterfield, VA 23803
  • /25

    $455,000

    • 3 Beds
    • 2 Baths
    • 1,752 Sq Ft

    1312 St Michaels Ln, Henrico, VA 23229

    Discover the perfect blend of classic charm and modern living in this thoughtfully renovated ranch home featuring a stunning new addition! With 960 square feet of brand-new living space added, this home now offers a total of 1,752 square feet of beautifully updated interiors designed for both comfort and functionality. Priced significantly below its $490,400 county assessment. Step inside to find

    Emina Hasic Long & Foster REALTORS

    1312 St Michaels Ln, Henrico, VA 23229
  • /51

    $479,950 Open Sun 1PM - 3PM

    • 4 Beds
    • 3.5 Baths
    • 2,176 Sq Ft

    10933 Parkshire Ln, Henrico, VA 23233

    Welcome to Shire Place, a beautifully established community located off John Rolfe Parkway, just minutes from Short Pump Town Center and West Broad Village. The first floor features an inviting foyer, 2-car garage access, and a lovely bedroom/office complete with an en-suite. The heart of the home is the open and inviting main living space, offering a living room, kitchen, spacious half-bath, and

    Elliott Gravitt Providence Hill Real Estate

    10933 Parkshire Ln, Henrico, VA 23233
  • /34

    $750,000

    • 5 Beds
    • 4 Baths
    • 3,173 Sq Ft

    2919 Broadstone Ct, Richmond, VA 23236

    Welcome to 2919 Broadstone Court, located in the highly sought-after Bexley neighborhood. Built in 2022 by Main Street Homes, this stunning 5-bedroom, 4-bath Augusta II model blends modern style with everyday comfort, all situated on a spacious cul-de-sac lot. A charming front porch sets the tone, leading into a welcoming foyer with a conveniently located home office. The heart of the home is the

    Eliza Conrad Shaheen Ruth Martin & Fonville

    2919 Broadstone Ct, Richmond, VA 23236
  • /25

    $395,000 Open Sat 1PM - 3PM

    • 3 Beds
    • 1.5 Baths
    • 1,354 Sq Ft

    8802 Michaux Ln, Henrico, VA 23229

    Classic charm meets everyday comfort in this inviting 3-bedroom, 1.5-bath brick rancher located in the desirable West End. Original hardwood floors run throughout, adding warmth and character to the freshly painted interior. The spacious living room features a cozy wood-burning fireplace and large picture window —perfect for relaxing evenings at home. Enjoy morning coffee or unwind at the end of

    Elizabeth Hagen Joyner Fine Properties

    8802 Michaux Ln, Henrico, VA 23229
  • /37

    $529,950

    • 5 Beds
    • 3.5 Baths
    • 2,432 Sq Ft

    14207 Birnam Woods Dr, Midlothian, VA 23112

    Welcome to 14208 Birnam Woods in the Brandermill Subdivision! This is a 5 bedroom home with both a 1st and 2nd floor primary bedrooms with 3 1/2 baths! The kitchen has New White Shaker Cabinets with quartz countertops, stainless steel appliances and new luxury vinyl plank flooring. Large living room with new lvp flooring as well. Formal dining room and family room with hardwood floors and

    Chris Nowlan Joyner Fine Properties

    14207 Birnam Woods Dr, Midlothian, VA 23112
  • /39

    $395,000

    • 4 Beds
    • 2 Baths
    • 1,638 Sq Ft

    1318 Robindale Rd, North Chesterfield, VA 23235

    Charming Cape Cod with a welcoming country-style front porch, offering 4 bedrooms and 2 full baths! Step into the inviting living room featuring beautiful hardwood floors, a cozy wood-burning fireplace, elegant crown and chair rail molding, fresh paint, and a convenient coat closet. The bright and functional kitchen is equipped with a brand-new smooth-top stove and oven, a large double-door

    Sean Carlton Long & Foster REALTORS

    1318 Robindale Rd, North Chesterfield, VA 23235
  • /35

    $410,000 Open Sun 2PM - 4PM

    • 4 Beds
    • 2.5 Baths
    • 1,728 Sq Ft

    8343 Oxfordshire Place, Mechanicsville, VA 23111

    Refined suburban sanctuary tailored for effortless living! As you step across the threshold, the gleaming laminate floors guide you through a floor plan designed for both quiet relaxation and vibrant entertainment. Imagine hosting elegant dinner parties in the formal dining room, where the intricate chair rail and crown molding add a touch of timeless sophistication to every meal. For more casual

    Alison Gooding Real Broker LLC

    8343 Oxfordshire Place, Mechanicsville, VA 23111
  • /21

    $235,000

    • 3 Beds
    • 1.5 Baths
    • 1,094 Sq Ft

    3208 Granby St, Hopewell, VA 23860

    Welcome to the beautiful, renovated home! This house offers two bedrooms, two bathrooms, a huge family room, and kitchen. It has brand new windows, siding, roof, and covered porches.

    Candi Kloske Ford Agency Inc

    3208 Granby St, Hopewell, VA 23860
  • /26

    $240,000

    • 2 Beds
    • 1 Bath
    • 1,160 Sq Ft

    612 S Main St, Lawrenceville, VA 23868

    Welcome to 612 South Main Street—an inviting, move-in ready 2-bedroom, 1-bath home that is truly turnkey. Completely renovated in 2022, no detail was overlooked and every surface has been thoughtfully updated.Step inside to a spacious living area filled with natural light, seamlessly flowing into an open, eat-in kitchen featuring a large island—perfect for entertaining or everyday living.

    Madelyn Cox Long & Foster REALTORS

    612 S Main St, Lawrenceville, VA 23868
  • /50

    $549,900

    • 3 Beds
    • 2.5 Baths
    • 2,198 Sq Ft

    1024 Alcorn Terrace, Midlothian, VA 23114

    Discover life in Charter Colony, a sought-after community in the heart of Midlothian, where convenience meets comfort. You’ll be just minutes from great shopping, dining, and everything the area has to offer. This home features a spacious, open-concept layout designed for entertaining, with room for everyone. Graced by soaring ceilings, highlights include fresh paint, a first-floor primary suite

    Joan Small ProFound Property Group LLC

    1024 Alcorn Terrace, Midlothian, VA 23114
  • /42

    $389,950

    • 3 Beds
    • 2.5 Baths
    • 1,400 Sq Ft

    609 N 28th St, Richmond, VA 23223

    Enjoy a fabulous location on a non-through street a few short blocks from The Hill Cafe, The Roosevelt, SUB Rosa, Emerald Lounge and so much more a few steps from your front door! This fully renovated, detached home offers 3 bedrooms, 2.5 baths and 1,400 SF of living space features 2 primary suites on the 2nd floor and boasts hardwoods throughout, 9' ceilings down stairs, updated mechanicals and

    Matt Jarreau Hometown Realty

    609 N 28th St, Richmond, VA 23223
  • /28

    $430,000

    • 4 Beds
    • 3 Baths
    • 2,026 Sq Ft

    5031 Pennbrook Dr, Chesterfield, VA 23832

    Nestled on a wooded 0.67-acre lot in Chesterfield, this beautifully updated 4-bedroom, 3-bathroom ranch offers space. Stepping inside your eyes are immediately drawn to the stone fireplace anchoring the Great Room, with vaulted ceilings, recessed lighting to create an inviting atmosphere. A fully equipped kitchen, outfitted with stainless steel appliances including a newer stove, refrigerator,

    Steve Parks Liz Moore & Associates

    5031 Pennbrook Dr, Chesterfield, VA 23832
  • /20

    $234,900

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    18517 Depot Rd, Mc Kenney, VA 23872

    Welcome to 18517 Depot Road! This move-in ready 3-bedroom, 1-bath home offers 960 sq ft of cozy, functional living space. Step inside to a bright, inviting living room and a spacious kitchen with plenty of cabinet storage. Outside, enjoy a large yard with room to expand, entertain, or simply unwind. Perfect for first-time homebuyers! Located in a quiet setting while still being convenient to

    Jeremy Cecchettini Real Broker LLC

    18517 Depot Rd, Mc Kenney, VA 23872
  • /46

    $444,900

    • 4 Beds
    • 2.5 Baths
    • 2,036 Sq Ft

    1290 Scotts Ct, Carson, VA 23830

    Welcome to 1290 Scotts Ct in Prince George—an inviting 4-bedroom, 2.5-bath home offering 2,032 square feet of thoughtfully designed living space. Tucked at the end of a private road, this property provides a peaceful setting on a generous 3+ acre lot. Inside, the open floorplan creates a natural flow between living spaces, ideal for both everyday living and entertaining. The kitchen is bright and

    Kristin Wood EXP Realty LLC

    1290 Scotts Ct, Carson, VA 23830
  • /50

    $435,000

    • 3 Beds
    • 2.5 Baths
    • 2,405 Sq Ft

    13249 Coalfield Station Ln, Midlothian, VA 23114

    Move-in ready! 13249 Coalfield Station Lane blends modern elegance with everyday comfort. Built in 2023, this spacious 2,405-square-foot condominium offers 3 bedrooms, 2.5 baths, and a one-car garage—perfectly tailored for today’s dynamic lifestyle. Ideally positioned along the outer edge of the community, the home features a recessed front entry, creating a welcoming, covered approach. The

    Kara Su Fathom Realty Virginia

    13249 Coalfield Station Ln, Midlothian, VA 23114
  • /46

    $429,900

    • 2 Beds
    • 2 Baths
    • 1,460 Sq Ft

    4243 Brafferton Rd, Williamsburg, VA 23188

    Welcome Home to this absolutely delightful "Abby" with loads of updates and charm! Perfectly designed and a convenient one level floor plan without an inch of wasted space. The foyer offers a nice buffer from main living area and with plenty of space for furniture accents & wall art. An upscale kitchen with warm tone cabinetry, generous granite counter space and Kitchen Aid appliances opens

    Jane Potter Williamsburg Realty

    4243 Brafferton Rd, Williamsburg, VA 23188
  • /19

    $239,500

    • 2 Beds
    • 2 Baths
    • 1,480 Sq Ft

    701 Fort Hayes Ct Unit A, Petersburg, VA 23805

    Charming Maintenance-Free Condo! Discover effortless one-level living in this beautifully maintained 2-bedroom, 2-bathroom condominium. Featuring hardwood floors, new granite countertops and a freshly painted interior. This home offers a warm and inviting atmosphere. The open-concept kitchen and family room create the perfect space for entertaining, while the ensuite primary bathroom adds a touch

    Rhonda Gay EXP Realty, LLC

    701 Fort Hayes Ct Unit A, Petersburg, VA 23805
  • /23

    $320,000

    • 3 Beds
    • 2 Baths
    • 1,072 Sq Ft

    47 Ridge Rd, Blackstone, VA 23824

    This charming, fully remodeled 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and space. Situated on a generous corner lot that includes two parcels, you’ll enjoy plenty of outdoor room to relax, entertain, or expand. Inside, the home has been thoughtfully updated throughout, featuring new wiring and a brand-new HVAC system for modern peace of mind. Elegant marble flooring

    Alice Mitchell Lee Simmons Signature Realty

    47 Ridge Rd, Blackstone, VA 23824
  • /22

    $174,500 Open Sat 2PM - 4PM

    • 1 Bed
    • 1 Bath
    • 893 Sq Ft

    1501 Bronwyn Rd Unit 202, Henrico, VA 23238

    Welcome to the freshly updated 1501 Bronwyn Road, Unit #202, a spacious 893 sqft 1-bedroom condo located in the desirable West End. The main areas of the condo have been freshly painted using Sherwin-Williams paint in the color "Agreeable Gray" and the bathroom in the color "Lemongrass". Featuring brand-new luxury vinyl plank flooring and new trim throughout the main living areas. The open living

    Steven Koleno Beycome Brokerage Realty LLC

    1501 Bronwyn Rd Unit 202, Henrico, VA 23238
  • /58

    $199,000

    • 3 Beds
    • 1 Bath
    • 1,056 Sq Ft

    9523 Southampton Pkwy, Drewryville, VA 23844

    HARD TO FIND-acreage with pasture, charming home and plenty of elbow room! 5.49 SPRAWLING ACRES. It feels so calm here! Great pasture area with posts to fence it. 3 bedrooms, 1 bath. Large living room with flue for woodstove or gas freestanding fireplace. Living room opens to kitchen, area in living room for dining area. Heat Pump for central heat & cooling. Large deck off kitchen is so private!

    Robin Whitman The Pointe Realty Group (Littleton)

    9523 Southampton Pkwy, Drewryville, VA 23844
  • /53

    $399,000

    • 4 Beds
    • 2.5 Baths
    • 1,680 Sq Ft

    7600 Lawnbrook Dr, North Chesterfield, VA 23237

    Welcome home to this beautifully cared-for, move-in ready home in Chesterfield! This well-maintained 4-bedroom, 2.5-bath home built in 2020 offers a bright, open-concept layout that buyers are looking for. All bedrooms and laundry are conveniently located on the 2nd floor. The kitchen is a standout with access to the backyard, and includes a large island, stainless steel appliances, farmhouse

    Sarah Holton Real Broker LLC

    7600 Lawnbrook Dr, North Chesterfield, VA 23237
  • /55

    $835,000

    • 4 Beds
    • 2.5 Baths
    • 3,625 Sq Ft

    128 Tutters Neck, Williamsburg, VA 23185

    Welcome home to the epitome of classic Williamsburg living in Kingsmill. This stunning colonial offers the charm, architecture, privacy, and space you’ve been looking for. As you enter, you’re greeted by beautiful wainscoting and random-width hardwood floors throughout the main living spaces. The living room to the left features a gas fireplace and plenty of space to gather, while the dining room

    Lauren Rogers Liz Moore & Associates-3

    128 Tutters Neck, Williamsburg, VA 23185
  • /2

    $175,000

    • Land
    • 23.12 Acres
    • $7,569 per Acre

    0 N Washington St Unit 2609290, Henrico, VA 23075

    Two parcels totaling 23.12 acres in Henrico County with deeded right of way from N Washington St. The two lots are approximately 330' wide X 3200' deep ending at the Chickahominy river bank. Bring your own builder and construct that dream home you've always wanted. There's plenty of privacy; yet just minutes from major interstates making this location convenient to your favorite restaurants,

    David Adams Fathom Realty Virginia

    0 N Washington St Unit 2609290, Henrico, VA 23075
  • /46

    $415,000

    • 2 Beds
    • 2 Baths
    • 1,718 Sq Ft

    4820 Old Main St Unit 402, Henrico, VA 23231

    This sun-drenched corner unit in the sought-after Skyline Building at Rocketts Landing has been beautifully refreshed and is truly move-in ready. Thoughtful updates include a freshly painted interior, brand new carpet in the bedrooms, new microwave, new dining light fixture, and a BRAND new HVAC system! HUGE closets throughout, along with a private owner’s storage unit - storage is no problem

    Sarah Kate Shepherd Providence Hill Real Estate

    4820 Old Main St Unit 402, Henrico, VA 23231
  • /52

    $395,000

    • 3 Beds
    • 2.5 Baths
    • 3,162 Sq Ft

    1595 Berkeley Ave, Petersburg, VA 23805

    Gilded Age classic! Included in Walnut Hill Historic District listed on the National Register of Historic Places. Enter from the huge porch with unique round brick columns through the ornate fan light doorway into the huge Ballroom with grand sweeping stairway. High ceiling with Egg and Dart plaster cornices, paneled overmantel and bay window with bench seating. 2 crystal "fandoliers" add to

    Jim Daniels Longest & Daniels REALTORS

    1595 Berkeley Ave, Petersburg, VA 23805
  • /48

    $199,000

    • 3 Beds
    • 1 Bath
    • 1,056 Sq Ft

    9523.9527 Southampton Pkwy, Drewryville, VA 23844

    HARD TO FIND-acreage with pasture, charming home and plenty of elbow room! 5.49 SPRAWLING ACRES. It feels so calm here! Great pasture area with posts to fence it. 3 bedrooms, 1 bath. Large living room with flue for woodstove or gas freestanding fireplace. Living room opens to kitchen, area in living room for dining area. Heat Pump for central heat & cooling. Large deck off kitchen is so private!

    Robin Whitman THE POINTE REALTY GROUP OF LAKE GASTON LLC

    9523.9527 Southampton Pkwy, Drewryville, VA 23844
  • /50

    $795,000

    • 4 Beds
    • 2 Baths
    • 2,691 Sq Ft

    219 W Queens Dr, Williamsburg, VA 23185

    This is the one! Rare WATERFRONT opportunity for this stunning, SINGLE LEVEL rancher with sparkling, expansive and panoramic views on a premier private 1.5 acre lot in coveted Queens Lake. Entertainer's dream home - move in ready, contemporary open flow living, updated with 2,691 sq ft of luxury, perfectly located close by the marina enjoying a boating lifestyle. This beauty is filled with

    Jennifer Shima Fathom Realty

    219 W Queens Dr, Williamsburg, VA 23185
  • /50

    $564,950

    • 5 Beds
    • 2.5 Baths
    • 2,782 Sq Ft

    1613 Denby Way, Midlothian, VA 23114

    Welcome to 1613 Denby Way in sought-after Rutherford Village at Charter Colony. This spacious 5-bedroom, 2.1 bath home has lots to offer! The two-story foyer leads to a formal living room; formal dining room; family room with a cathedral ceiling and a gas fireplace; open kitchen with granite countertops with granite island and stainless appliances; a morning room off the kitchen with vaulted

    Ezat Abrahim First Choice Realty

    1613 Denby Way, Midlothian, VA 23114
  • /29

    $715,000

    • 4 Beds
    • 3.5 Baths
    • 3,280 Sq Ft

    11765 Kings Pond Dr, Providence Forge, VA 23140

    Built in 2023 and located in the desirable Brickshire community, this thoughtfully designed floor plan offers the ease of first-floor living with high-end upgrades throughout. The main level features a bright, open layout highlighted by a primary suite and two additional bedrooms, providing perfect flexibility for guests or a home office. Practicality meets style with a dedicated mudroom, while

    Vicki Courrier Liz Moore & Associates

    11765 Kings Pond Dr, Providence Forge, VA 23140
  • /58

    $259,900

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    6719 Lakemont Rd, Quinton, VA 23141

    Developed around 155 acre Kent Lake, Woodhaven Shores has been a sought after New Kent County community for many years! Here's your opportunity to own a recently updated ranch style home on a double lot in this great location! Stepping in the side door, you'll find yourself in the kitchen with and open view to the dining area. Brand new luxury vinyl plank flooring fills this space and all kitchen

    Chad Seay Seay Real Estate

    6719 Lakemont Rd, Quinton, VA 23141
  • /3

    $265,000

    • 3 Beds
    • 2 Baths
    • 2,300 Sq Ft

    2803 Manchester Dr, Prince George, VA 23875

    ***Property is subject to auction. The list price is based on the opening bid and may not reflect the final sales price. The seller will consider offers to purchase prior to the scheduled auction. This auction will be conducted online at https:bit.ly/3QcHV4w and live onsite on Saturday, May 16th, 2026, at 1:00 p.m. A preview of the property will be held on Sunday, May 14th, from 1:00 p.m. to 3:00

    Asif Kabani EXP Realty LLC

    2803 Manchester Dr, Prince George, VA 23875
  • /32

    $320,000

    • 3 Beds
    • 2.5 Baths
    • 1,649 Sq Ft

    6524 Battlefield Dr, Williamsburg, VA 23188

    Enjoy the best of Williamsburg with total ease! This well-maintained 3-bedroom, 2.5-bathroom townhome in Liberty Crossing offers 1,649 square feet of functional, move-in-ready space. The main floor features an open kitchen and living area, making the layout feel spacious and connected. Location is a major highlight here—you are perfectly positioned for a quick commute with I-64 and Route 199 just

    Rick Brandt RE/MAX Connect

    6524 Battlefield Dr, Williamsburg, VA 23188
  • /35

    $299,900

    • 2 Beds
    • 2 Baths
    • 1,565 Sq Ft

    22483 Jons Place, Franklin, VA 23851

    This spacious rancher located on a one-acre double lot in the Scottswood neighborhood, will not disappoint! Step inside to find a bright open floor plan that seamlessly connects the living, dining and kitchen spaces. The home boasts two bedrooms and two full bathrooms. The generous primary suite offers plenty of room for a nice sitting area and a large bathroom with roll-in shower. There is ample

    Jessica Taylor Windell Francis Realty Inc.

    22483 Jons Place, Franklin, VA 23851
  • /36

    $535,000

    • 3 Beds
    • 2.5 Baths
    • 2,180 Sq Ft

    100 Daingerfield Rd, Williamsburg, VA 23185

    Welcome to effortless living in the highly sought-after gated community of Kings Mill! This beautifully updated Colonial has been completely refreshed inside, offering the perfect blend of timeless charm and modern style. Step into a light-filled interior featuring a stunning, fully remodeled kitchen with sleek new cabinetry, gorgeous quartz countertops, and ample space to cook, gather, and

    Marianna Nice Swell Real Estate Co

    100 Daingerfield Rd, Williamsburg, VA 23185
  • /50

    $419,000

    • 4 Beds
    • 2 Baths
    • 2,310 Sq Ft

    1881 S Waterside Dr, Lanexa, VA 23089

    Welcome to 1881 South Waterside Drive, where space, comfort, and functionality come together on beautiful acreage just off Waterside Drive. Near Marinas and Boat ramp Access.This 2 Acre , 4 bedroom, 2-bath home offers over 2300 square feet with an open-concept layout designed for everyday living and easy entertaining. The spacious kitchen flows seamlessly into the main living areas and features a

    Heather Hayes Bashlor Howard Hanna Real Estate Svcs.

    1881 S Waterside Dr, Lanexa, VA 23089
  • /12

    $99,000

    • Land
    • 5.88 Acres
    • $16,837 per Acre

    5.1+AC Monguy Rd, Charles City, VA 23030

    Where your next chapter begins! Welcome to almost 6 acres of opportunity in beautiful Charles City County. Tucked among mature trees, this peaceful property offers the perfect setting for your dream home or private retreat. Enjoy the feel of country living while still being a short drive to Williamsburg, Richmond, and major routes. Spend your days near the scenic James River, historic

    Kara Haney 1st Advantage Realty LLC

    5.1+AC Monguy Rd, Charles City, VA 23030
  • /37

    $325,000

    • 3 Beds
    • 2.5 Baths
    • 1,600 Sq Ft

    24456 Walters Hwy, Windsor, VA 23487

    Nice 3 Bedroom, 2.5 Bath home on large corner lot. Stainless Steel Side by Side Refrigerator, Stainless Steel Range and Dishwasher. 2 car attached garage, Privacy Fenced backyard, Deck. Zoned HVAC. Convenient location for schools, employment, shopping and commuting.

    S Dane Scott Scott & Assoc. Inc. Realtors

    24456 Walters Hwy, Windsor, VA 23487

Showing Results 401 - 440, Page 11 of 18

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