1,335

Washington County AR Homes for Sale with Garage

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  • /23

    $415,000

    • 3 Beds
    • 2.5 Baths
    • 1,990 Sq Ft

    396 N Torc Ln, Fayetteville, AR 72704

    Enjoy this charming and well maintained home! Plenty of sunlight and space for your family. Great split floor plan, with primary on first level. Lovely backyard with covered patio, mature trees and privacy too. This property is at the end of the street, providing a quiet retreat feel. Close proximity to shopping and schools, makes this a wonderful choice! Solar panels for efficiency.

    Mary Fish Coldwell Banker Harris McHaney & Faucette-Rogers

    396 N Torc Ln, Fayetteville, AR 72704
  • /53

    $587,500

    • 4 Beds
    • 3 Baths
    • 2,635 Sq Ft

    791 Brunello Cir, Tontitown, AR 72762

    Welcome to 791 Brunello, a well-located property offering comfort, functionality, and convenience. This one-level home features a thoughtful layout designed for everyday living, with inviting living spaces and a practical flow throughout. Situated in an established area, the property provides easy access to nearby schools, shopping, dining, and major roadways, making daily commutes and errands

    The Limbird Team Limbird Real Estate Group

    791 Brunello Cir, Tontitown, AR 72762
  • /26

    $549,000

    • 4 Beds
    • 3.5 Baths
    • 2,622 Sq Ft

    425 Frizzo St, Springdale, AR 72762

    Welcome to 425 Frizzo Street, a thoughtfully designed home built in 2021 and located on a desirable corner lot. With 4 bedrooms and 3.5 baths, this home offers a comfortable layout with spaces that easily adapt to everyday living. The main level features a private primary suite and a welcoming kitchen that serves as the heart of the home, complete with two pantries providing excellent storage and

    Tara Berg Coldwell Banker Harris McHaney & Faucette-Rogers

    425 Frizzo St, Springdale, AR 72762
  • /19

    $185,000

    • 3 Beds
    • 2 Baths
    • 1,346 Sq Ft

    529 Shorty Hill Rd, Springdale, AR 72764

    Seller is offering $5k in closing costs! Real Property = Qualifies for secondary financing! Recently updated: New fixtures, New floors, Interior Paint, New Appliances: Gas Range, Mini-split, Water Heater, 432 sqft of covered porch and 700 sqft of secure storage. Where else can you find this much house for under $200k? Great location on a quiet road close to lots of Springdale amenities.

    Brian Curtis Keller Williams Market Pro Realty - Rogers Branch

    529 Shorty Hill Rd, Springdale, AR 72764
  • /29

    $595,000

    • 4 Beds
    • 3 Baths
    • 1,968 Sq Ft

    13878 Greasy Valley Rd, Prairie Grove, AR 72753

    10 Acre homestead just minutes from Prairie Grove offering the perfect blend of modern comfort & country living. This 4BR/3BA-1,968 SF home was taken down to the studs in 2018 & completely rebuilt w/new electrical, plumbing, windows & insulation, plus a new roof added in 2022. Inside, you'll fall in love w/the burnt tongue & groove cathedral ceiling w/exposed beams, & wood-look ceramic tile

    Katie Book Legend Realty Inc

    13878 Greasy Valley Rd, Prairie Grove, AR 72753
  • /23

    $318,000

    • 3 Beds
    • 2 Baths
    • 1,534 Sq Ft

    1903 Jean St, Springdale, AR 72762

    Welcome to this easy living 3 bdrm 2 bth home with a wood burning fireplace, a spacious fenced backyard, with a storage shed, and a wooden deck made for morning coffee, grilling nights, and sunset hangs. Add in the 2-car garage and a layout that just works. Location? 3 min to Hwy 49 and less than 10 min to downtown to all your favorite food spots, coffee runs, and entertainment. Come add your

    Bryan Ramos eXp Realty NWA Branch

    1903 Jean St, Springdale, AR 72762
  • /59

    $921,000

    • 5 Beds
    • 5.5 Baths
    • 4,364 Sq Ft

    18880 S Skylight Mountain Rd, Canehill, AR 72717

    Atop Mount Skylight in the Ozarks sits this compound with 4360 total square feet of living space (2 houses: 2864 SF 4Br-4.5ba & 1500 SF ADU/guest house), total of six bedrooms, 5 1/2 baths, a shop building with power & heat, carport, & two additional outbuildings. Adjacent is a large garden area, chicken coop & two more sheds. Just beyond, find a large corral/working pen with a shute, a 30x50

    Dave Hodges Team Keller Williams Market Pro Realty

    18880 S Skylight Mountain Rd, Canehill, AR 72717
  • /35

    $595,000

    • 4 Beds
    • 2 Baths
    • 2,310 Sq Ft

    657 W Carrol St, Fayetteville, AR 72701

    Scenic views and fully mature trees on this property. Jut minutes from downtown Fayetteville and the University of Arkansas. The home is being sold "as is". Dirt road was repaired and filled in with more dirt this past summer. 15.86 acres and home available MLS#1332908. 6 acres available MLS#1323720.

    Adrienne Palazzi Keller Williams Market Pro Realty Branch Office

    657 W Carrol St, Fayetteville, AR 72701
  • /41

    $362,500

    • 3 Beds
    • 2 Baths
    • 1,892 Sq Ft

    321 N Otoe St, Farmington, AR 72730

    Ideal location—Price reduced and $1500 closing costs paid—impeccably cared for & freshly painted with new window blinds. New zoned irrigation in front & back yards plus raised garden beds. This home truly shines—featuring a spacious living room with a double-sided fireplace & rustic beamed ceiling for a warm yet modern feel. The beams & fireplace extend into the breakfast nook, open to a dream

    Alicia Demarest Lindsey & Associates Inc

    321 N Otoe St, Farmington, AR 72730
  • /35

    $450,000

    • 4 Beds
    • 2 Baths
    • 2,310 Sq Ft

    657 W Carrol St, Fayetteville, AR 72701

    Scenic views and fully mature trees on this property. Jut minutes from downtown Fayetteville and the University of Arkansas. The home is being sold "as is". Dirt road was repaired and filled in with more dirt this past summer. 21.86 acres and home available MLS#1332903. 6 acres available MLS#1323720.

    Adrienne Palazzi Keller Williams Market Pro Realty Branch Office

    657 W Carrol St, Fayetteville, AR 72701
  • /40

    $518,800

    • 4 Beds
    • 2.5 Baths
    • 2,760 Sq Ft

    3420 E Madison Dr, Fayetteville, AR 72701

    Discover the perfect blend of comfort and convenience in this beautiful East Fayettevillehome. Ideally located within walking distance of Vandergriff Elementary and McNair MiddleSchool. This four-bedroom home features a desirableand open split floor plan. The heart of the home is a spacious family room with vaultedceilings and a cozy gas fireplace. The kitchen offers granite

    Brian Freeman Weichert REALTORS - The Griffin Company Springdale

    3420 E Madison Dr, Fayetteville, AR 72701
  • /50

    $784,999

    • 4 Beds
    • 2.5 Baths
    • 3,000 Sq Ft

    14832 N Jackson Hwy, Fayetteville, AR 72704

    Welcome to your dream home where modern farmhouse meets wide-open space & breathtaking views. Built in 2023, this stunning home sits on 6 scenic acres and offers 4 bedrooms plus an office or an optional 5th bedroom, 2.5 baths, & thoughtfully designed living spaces. Has soaring vaulted ceilings, warm LVP flooring, barn door accents, propane fireplace, granite countertops, ample cabinetry, large

    Tamera Holmes Sanderson & Associates Real Estate

    14832 N Jackson Hwy, Fayetteville, AR 72704
  • /46

    $269,900

    • 3 Beds
    • 2 Baths
    • 2,034 Sq Ft

    660 N Highway 71, Winslow, AR 72959

    Discover the best of both worlds with this unique 2,034+/- sq ft home on 2.73+/- acres, offering tranquil country living right in the heart of Winslow. This rare property boasts stunning creek frontage on three sides, providing a serene natural buffer, excellent wildlife habitat, and opportunities for recreation right in your backyard. Step outside to enjoy the peaceful setting from your covered

    Aaron Hawes Landmark Real Estate and Investment LLC

    660 N Highway 71, Winslow, AR 72959
  • /34

    $600,000

    • 2,568 Sq Ft

    1915 & 1927 W Wedington Dr, Fayetteville, AR 72701

    LOTS of OPPORTUNITY!!! Purchase these two amazing properties as one to use as rental properties or use as a potential development opportunity for a whole new chapter for this perfectly located property near U of A and many of the amazing things available in NWA. U of A bus stop is across the street. Beautiful original hardwood floors. Huge backyards on both properties. Both homes are currently

    Teresa Fedosky Wright St. Real Estate

    1915 & 1927 W Wedington Dr, Fayetteville, AR 72701
  • /31

    $272,500

    • 4 Beds
    • 2 Baths
    • 1,516 Sq Ft

    1137 Willow Oak St, Elkins, AR 72727

    This 1,516 sq. ft. well-maintained four-bedroom, two-bathroom brick residence is situated in the Oakleaf Manor Subdivision in Elkins and was constructed in 2018. The property features a spacious eat-in kitchen open to the living area & is equipped with a pantry, ideal for both dining and entertaining. The primary bedroom includes a private en-suite bathroom with a walk-in closet. A security

    Matthew Jones Legend Realty Inc

    1137 Willow Oak St, Elkins, AR 72727
  • /30

    $595,000

    • 3 Beds
    • 3 Baths
    • 1,800 Sq Ft

    23069 Arkansas 303, Hindsville, AR 72738

    Set just outside of town, this spacious bardominium offers quiet, convenient country living with room to build, work, or spread out. The large shop and comfortable living space give you a solid foundation to make your own. Whether you are looking for a home base, a place to run a small trade business, or just a property with plenty of flexibility, this is it. With paved road frontage and easy

    Joshua Kuykendall Cross Carriage Realty

    23069 Arkansas 303, Hindsville, AR 72738
  • /52

    $1,049,000

    • 7 Beds
    • 6.5 Baths
    • 5,518 Sq Ft

    815 James Place, West Fork, AR 72774

    Experience ultimate versatility in this expansive 5,518-square-foot estate, perfectly situated less than one mile from I-49 and under 15 minutes from the heart of Fayetteville. The thoughtfully designed split floor plan features a massive family kitchen that serves as the heart of the home, ideal for both daily living and large-scale entertaining. This home is set up perfectly for multi-family

    Hugh Lumpkin Weichert REALTORS - The Griffin Company Springdale

    815 James Place, West Fork, AR 72774
  • /26

    $265,000

    • 3 Beds
    • 2 Baths
    • 1,360 Sq Ft

    1000 S Jerry Ave, Fayetteville, AR 72701

    Back on the market after buyer financing fell through, which means this is your lucky day! A welcome departure from the 2-story tall, skinny homes on small lots being built these days, this charming one-level home has been continuously upgraded and well maintained. Located minutes from the UA and downtown, the location checks a lot of boxes. As does the home. The classic layout features 3 beds

    Jay Downing Flyer Homes Real Estate

    1000 S Jerry Ave, Fayetteville, AR 72701
  • /40

    $362,000

    • 3 Beds
    • 2 Baths
    • 1,827 Sq Ft

    5034 W Stepney Ct, Fayetteville, AR 72704

    Beautifully situated on a cul-de-sac with 3 bedrooms, 2 bathrooms, and an office. The living area has a fireplace and is equipped with surround sound and a TV smart closet in the hall. The Kitchen features granite tops and dining area right off kitchen overlooking covered patio. Large laundry area, pantry and floored attic means ideal for storage. There is a lot of opportunity with the HUGE

    Lauren Bright Coldwell Banker Harris McHaney & Faucette-Rogers

    5034 W Stepney Ct, Fayetteville, AR 72704
  • /37

    $948,900

    • 4,610 Sq Ft

    215 E Center St, Fayetteville, AR 72701

    Nestled in the heart of downtown Fayetteville, this stunning duplex presents a unique opportunity to own a modern, income-generating property in one of the city’s most desirable locations. Each unit features 3 bedrooms and 2.5 bathrooms with open-concept layouts, granite countertops, high ceilings, walk-in closets, and private covered balconies ideal for relaxing or entertaining. Whether you're

    The Moldenhauer Group RE/MAX Associates, LLC

    215 E Center St, Fayetteville, AR 72701
  • /60

    $969,000

    • 4 Beds
    • 3.5 Baths
    • 5,200 Sq Ft

    137 Woodcliff Rd, Springdale, AR 72764

    Stunning home perched above Springdale, offering expansive views and an elevated setting in the sought-after Woodcliff neighborhood. This extensively updated 4-bedroom, 3.5-bath residence has been refreshed throughout, including the kitchen, bathrooms, flooring, lighting, paint, and new windows. The home features two spacious living areas, a well-appointed kitchen, and excellent storage

    Ali McEntire Lindsey & Associates Inc

    137 Woodcliff Rd, Springdale, AR 72764
  • /60

    $1,650,000

    • 4 Beds
    • 2.5 Baths
    • 3,720 Sq Ft

    694 E Bowen Blvd, Fayetteville, AR 72703

    Classic 12 acre MOL estate property with privacy, a long drive off Hwy 45, and walkable access to Mill Branch Park. Skiles Architect designed pool deck/plaza remodel 2023. Covered composite deck and patio with cable railing overlook large gunite pool and expansive back pasture. Library/study with mud lockers. Property is equipped with an RV pad with hookups, tornado shelter, and three backup

    Ryan Russell Equity Partners Realty

    694 E Bowen Blvd, Fayetteville, AR 72703
  • /18

    $315,000

    • 3 Beds
    • 2 Baths
    • 1,514 Sq Ft

    397 N Wyandotte St, Farmington, AR 72730

    Seller is offering $3,500 in closing costs or rate buy-down PLUS a home warranty—an excellent opportunity for today's buyers! Built in 2022, this beautifully maintained 3-bedroom, 2-bath home truly has it all. Ideally located between Fayetteville and Farmington, you’ll enjoy quick access to I-49, city parks, schools, and everyday conveniences. Situated on a large corner lot, the home features LVP

    Mason Adams Dallas Real Estate Services

    397 N Wyandotte St, Farmington, AR 72730
  • /38

    $440,000

    • 4 Beds
    • 2 Baths
    • 1,760 Sq Ft

    1647 E Carolyn Dr, Fayetteville, AR 72701

    Fabulous completely updated home, nestled in the heart of East Fayetteville. Bikes trails, Gulley Park and dining nearby, just to name a few!. Enjoy the blend of comfort, functionality, and convenience in this totally renewed, split level home. Situated within walking distance to Root Elementary, and a short car or bike ride to many other amenities. Enjoy your brand new kitchen, "kitchen island

    Sandy Salsbury Lindsey & Associates Inc

    1647 E Carolyn Dr, Fayetteville, AR 72701
  • /34

    $550,000

    • 3 Beds
    • 2.5 Baths
    • 2,136 Sq Ft

    146 E South St, Fayetteville, AR 72701

    Located just South of downtown Fayetteville, this 3 bedroom, 2.5 bath home is in walking distance to entertainment and restaurants, easy access to the Razorback Regional Greenway, and biking/walking distance to the University of Arkansas! Inside features quartz counters in kitchen, bathrooms and laundry room, lots of natural light throughout, a chef's kitchen with hood vented to exterior, tile

    Jackson Williams Navigate Real Estate

    146 E South St, Fayetteville, AR 72701
  • /37

    $740,000

    • 4 Beds
    • 4 Baths
    • 2,384 Sq Ft

    20507 Highway 303 S, Springdale, AR 72764

    Whether you're dreaming of a STR or a forever home, this home has everything you need tounwind & enjoy nature. Picture it: cozy nights around the firepit, morning coffee on the deckwhile deer graze on the 13.58 fully fenced acres (horses previously used), tinkering in your 24x30insulated shop or hunting straight from the comfort of your wrap-arounddeck. Step inside & instantly be

    Nichole Mannion Keller Williams Market Pro Realty Branch Office

    20507 Highway 303 S, Springdale, AR 72764
  • /46

    $399,000

    • 3 Beds
    • 2 Baths
    • 2,022 Sq Ft

    420 N Lone Jack Dr, Fayetteville, AR 72704

    The perfect entertaining home in the desirable Legacy Pointe Subdivision minutes from shopping, restaurants, parks, and the U of A! Come tour this spacious, split 3 bedroom, 2 bathroom home with tall ceilings, warm colors, wood-look tile, and gas log fireplace. Kitchen features granite countertops, tiled backsplash, separate gas cooktop and wall oven. Formal dining and eat-in kitchen for plenty

    Courtney Long Coldwell Banker Harris McHaney & Faucette-Rogers

    420 N Lone Jack Dr, Fayetteville, AR 72704
  • /27

    $305,000

    • 3 Beds
    • 1.5 Baths
    • 1,405 Sq Ft

    2002 Monticello Ave, Springdale, AR 72762

    Seller offering $5,000 in concessions to Buyer at closing to use. Welcome to your dream home! This extensively renovated gem features a beautiful fully remodeled kitchen with SS appliance suite, sealed marble countertops and opens up to the living room and inviting family room with wood burning fireplace. 3 bedrooms, 1 full bath, 1/2 bath with original retro mid century modern tiled floors,

    Keith Webb Rowe Real Estate

    2002 Monticello Ave, Springdale, AR 72762
  • /24

    $323,975

    • 3 Beds
    • 2 Baths
    • 1,792 Sq Ft

    15795 N Highway 59, Summers, AR 72769

    Enjoy the best of both worlds - Peaceful country living with quick access to town! This charming 3-bedroom, 2-bathroom brick home sits on 2 beautifully cleared acres +/- right on the Arkansas/Oklahoma line, offering space, privacy, and convenience. Located just 10 minutes from Siloam Springs and 30 minutes from Fayetteville, you'll love the easy commute while still enjoying a quiet, rural

    Floyd Reed Realty Mart

    15795 N Highway 59, Summers, AR 72769
  • /24

    $323,975

    • 3 Beds
    • 2 Baths
    • 1,792 Sq Ft

    15795 Arkansas 59, Summers, AR 72769

    Enjoy the best of both worlds - Peaceful country living with quick access to town! This charming 3-bedroom, 2-bathroom brick home sits on 2 beautifully cleared acres +/- right on the Arkansas/Oklahoma line, offering space, privacy, and convenience. Located just 10 minutes from Siloam Springs and 30 minutes from Fayetteville, you'll love the easy commute while still enjoying a quiet, rural

    Jessica Barnett Realty Mart

    15795 Arkansas 59, Summers, AR 72769
  • /30

    $440,000

    • 4 Beds
    • 2 Baths
    • 2,121 Sq Ft

    510 Grandview Dr, Prairie Grove, AR 72753

    Welcome to 510 Grandview Drive in Prairie Grove, located within walking distance of Prairie Grove schools. This 4-bedroom, 2-bath home sits on a rare 0.34-acre lot right in the heart of Prairie Grove, offering both space and convenience. The backyard provides room for outdoor living or a pool, and the property also features an installed sprinkler system. Inside, the home features vaulted ceilings

    Gracie Frizzell Collier & Associates

    510 Grandview Dr, Prairie Grove, AR 72753
  • /47

    $375,000

    • 4 Beds
    • 2 Baths
    • 1,841 Sq Ft

    1011 Fair Oaks St, Tontitown, AR 72762

    Spring Break Special, now offering $2500 in credits for buyers closing costs. Beautiful 4 Bedroom Hickory Meadows Home in Tontitown! Enjoy a central NWA location with great community amenities including park and pool. This home features a functional layout with foyer entry, spacious open living areas, split floorplan, and a perfect outdoor living space. Living room features beautiful natural

    Jennifer Thomas Lindsey & Assoc Inc Branch

    1011 Fair Oaks St, Tontitown, AR 72762
  • /36

    $634,900

    • 3 Beds
    • 2.5 Baths
    • 2,279 Sq Ft

    14753 Cove Creek Rd N, Prairie Grove, AR 72753

    Peaceful country living just minutes from town-7.92 acres south of Prairie Grove. Welcome to your own private retreat just under 20 mins from I49 and Fayetteville. Nestled on 7.92 scenic acres, this spacious 3-bed, 2.5 bath home offers the perfect blend of country charm and modern comfort with 2,279 sq ft of well-designed living space. Step inside and you'll find thoughtful touches throughout.

    Christa Sugg Robbins Realty

    14753 Cove Creek Rd N, Prairie Grove, AR 72753
  • /44

    $545,000

    • 3 Beds
    • 2.5 Baths
    • 2,583 Sq Ft

    6760 Autumn Ave, Springdale, AR 72762

    Welcome home to this like-new 3 bd, 2.5 ba home in the highly sought-after Cottages at the Park community, just steps from Shaw Family Park. The Dahlia plan is the largest floor plan currently available in the subdivision! Inside you’ll find a natural light–filled open-concept layout. The spacious living room, complete w/ a gas log fireplace, flows into the dining area & beautifully designed

    Kelley Fox-Wilichowski 1 Percent Lists Arkansas Real Estate

    6760 Autumn Ave, Springdale, AR 72762
  • /25

    $747,900

    • 4 Beds
    • 2 Baths
    • 2,091 Sq Ft

    19919 Kirklane Rd, Lincoln, AR 72744

    Its a New Year! Time to invest in a great home with land. This property has many opportunities! Beautiful 4-bedroom home, large 2400 sq ft shop/building, plus an additional 950 sq ft house that being restored. Enoy the large front porch as you relax watching the grazing cows, Retire to the oversized primary bedroom. 2091 sq ft in the main house, 2400 sq ft outbuilding and a 950 sq ft house. All

    Donald Young eXp Realty NWA Branch

    19919 Kirklane Rd, Lincoln, AR 72744
  • /26

    $510,000

    • 4 Beds
    • 3 Baths
    • 2,523 Sq Ft

    2393 N Water Way Dr, Fayetteville, AR 72704

    One level 4 bed/3 full bath home w/3 car garage. Brand new carpet, hardwood floors & granite countertops. 2 walk in closets in primary bathroom. Sidewalks, easy access to Clabber Creek Trail for bike rides or walker. Open kitchen w/5 burner gas stove & SS appliances. Vaulted ceilings in living area. Covered patio & fenced in backyard. Walking distance to two schools, McNair Middle School and

    Amanda Watkins Collier & Associates - Farmington Branch

    2393 N Water Way Dr, Fayetteville, AR 72704
  • /28

    $430,000

    • 3 Beds
    • 2 Baths
    • 1,506 Sq Ft

    1850 N September Stroll Ln, Fayetteville, AR 72704

    Original architecturally designed home showcasing timeless craftsmanship with modern efficiency. An inviting entry door and detailed architectural trim set the tone for custom-designed interiors throughout. Hardwood and ceramic flooring complement an open, flowing floor plan with high vaulted ceilings and abundant natural light. Eat-in kitchen with custom-stained cabinets, stainless steel

    Blake Hannahs Coldwell Banker Harris McHaney & Faucette -Fayette

    1850 N September Stroll Ln, Fayetteville, AR 72704
  • /29

    $399,900

    • 3 Beds
    • 2 Baths
    • 1,883 Sq Ft

    4224 W Anthem Dr, Fayetteville, AR 72704

    Located in the desirable Sloanbrooke subdivision, this well-maintained ranch-style home offers added privacy with peaceful greenspace views from the backyard. The 3-bedroom, 2-bath residence features nearly 1,900 square feet with a functional single-level layout. Spacious bedrooms provide generous closet space, while the open-concept living, dining, and kitchen areas create an ideal setting for

    Brad Olsen Century 21 Action Realty

    4224 W Anthem Dr, Fayetteville, AR 72704
  • /26

    $339,000

    • 4 Beds
    • 2 Baths
    • 1,831 Sq Ft

    641 Kayla Maria St, Prairie Grove, AR 72753

    This is the one you’ve been waiting for! Immaculate 4 bedroom 2 bath home in the growing and highly desired Snyder Grove subdivision. Located on a quiet street this like new home features a functional floorplan with storage galore! 3 car garage, entertainment space in the large fenced backyard, gas fireplace, granite countertops, and more make this home an incredible opportunity blending

    Team Black and Gold eXp Realty NWA Branch

    641 Kayla Maria St, Prairie Grove, AR 72753
  • /39

    $2,495,000

    • 6 Beds
    • 5.5 Baths
    • 5,368 Sq Ft

    219 W Lawson St, Fayetteville, AR 72703

    Step into your serene, light-filled retreat featuring 6 bedrooms and 5.5 bathrooms, located on 0.83 acres in the heart of Fayetteville. Designed and built in 2024 by Martin Building Group, the “Iris” house thoughtfully combines the warmth of coastal design with the refined lines of transitional architecture. The open-concept floor plan creates a seamless connection between indoor and outdoor

    The Moldenhauer Group RE/MAX Associates, LLC

    219 W Lawson St, Fayetteville, AR 72703

Showing Results 441 - 480, Page 12 of 18

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