Washington County FL Homes for Sale

• 

  

  

  /3

  $12,000

  • Land
  • 10,018 Sq Ft
  • $52,174 per Acre

  0 Durham Dr, Chipley, FL 32428

  Nice vacant lot. All information provided is deemed reliable but is not guaranteed and should be independently verified.

  Thomas Lugen AMERICAN RESALES

  0 Durham Dr, Chipley, FL 32428
• 

  

  

  /36

  $199,999

  $75K PRICE DROP

  • Land
  • 73 Acres
  • $2,740 per Acre

  3199 Pate Pond Rd, Vernon, FL 32462

  Welcome to your lakeside oasis on Pate Lake! Perfect for HUNTING, RECREATION, and MORE! This rare parcel is located on a paved road with over 1,000 ft of road frontage and a small portion of land across the street, offering a private yet convenient access. The property also offers approximately 3,350 ft of serene water frontage. Some of the property is already cleared and mulched- ready for a

  Casey Owens Elite Realty

  3199 Pate Pond Rd, Vernon, FL 32462
• 

  

  

  /5

  $15,900

  • Land
  • 14,810 Sq Ft
  • $46,765 per Acre

  0 Hemlock Cir Unit MFRO6396935, Chipley, FL 32428

  Opportunity awaits on this .34-acre lot in the peaceful community of Sunny Hills. Situated on a quiet street, this property offers no HOA restrictions and is not located in a flood zone, providing freedom and peace of mind for your dream home or future investment. Enjoy the relaxed Florida lifestyle with easy access to local conveniences, shopping, and dining, as well as outdoor recreation

  Jennifer Vilayvong VYLLA HOME

  0 Hemlock Cir Unit MFRO6396935, Chipley, FL 32428
• 

  

  

  /24

  $13,000

  • Land
  • 13,503 Sq Ft
  • $41,935 per Acre

  Lot 2 Malcolm St, Chipley, FL 32428

  Love Golf? Dream of having a home built in proximity to your clubhouse and golf course without paying high HOA fees? This .308 acre lot is perfect for you. Other than the clubhouse and beautiful Green Golf turf, Sunny Hills offers numerous lakes with white sandy beaches and clear water throughout for recreational activities such as swimming, boating, and fishing, but also provides a short drive,

  Tina Marsh Keller Williams Realty FWB

  Lot 2 Malcolm St, Chipley, FL 32428
• 

  

  

  /33

  $239,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,300 Sq Ft

  TBD Florence Ct Unit Lot 14, Chipley, FL 32428

  **UNDER CONSTRUCTION - TO BE BUILT** New construction in Sunny Hills with upgrades included as standard. 1,300 sqft open floor plan, 9' ceilings, LVP flooring, and modern finishes. Kitchen features quartz countertops, white shaker cabinets, subway tile backsplash, GE appliances, and farmhouse sink. Spacious primary suite with dual vanities + private bath. Separate laundry room. Enjoy lakes, boat

  Abbott Martin Group EXP Realty LLC

  TBD Florence Ct Unit Lot 14, Chipley, FL 32428
• 

  /2

  $12,000

  • Land
  • 7,492 Sq Ft
  • $69,767 per Acre

  Olive PL Hills, Chipley, FL 32428

  Opportunity to secure a residential homesite in the growing Sunny Hills community of Chipley, Northwest Florida. This planned community offers golf, lakes, parks, and a peaceful setting, with ongoing development by national builders. Conveniently located near State Road 77 and I-10, providing easy access to Panama City and the Emerald Coast. Ideal for building or investment.

  Juan Corzo SOMOS Realty Corp

  Olive PL Hills, Chipley, FL 32428
• 

  

  /3

  $7,725

  • Land
  • 11,325 Sq Ft
  • $29,712 per Acre

  Lot 19 Groveland Dr, Chipley, FL 32428

  (1) OF (4) LOTS FOR SALE BY SAME SELLER IN THIS AREA. AFFORDABLE, 0.23 AC. LOT. This is unimproved land, zoned residential mixed use and inside the Sunny Hills Subdivision. This lot is buildable, deed restricted w/NO HOA with the ability to pull a building permit tied to the development of the roads and infrastructure to support a home. ETA of future development of this Unit #15 Section of Sunny

  Joseph Gallagher REDI REAL ESTATE, LLC

  Lot 19 Groveland Dr, Chipley, FL 32428
• 

  

  /10

  $2,940,860

  $566K PRICE DROP

  • Land
  • 113.11 Acres
  • $26,000 per Acre

  00 Hightower Rd, Vernon, FL 32462

  REDUCED. !! ONLY 34 MILES NORTH OF Panama City BEACH, THERE IS MASSIVE GROWTH ALREADY PLANNED IN THE AREA. BEST TIME TO INVEST ! THIS PROPERTY HAS APPROX. 2300' ON HWY 79. THE PROPERTY IS DIVIDED BY HIGHTOWER RD, WHICH ALSO LEADS DOWN TO HOLMES CREEK AND THE PARK. THE PARK IS MAINTAINED BY Washington County AND HAS A BOAT LAUNCH. ROLLING HILLS WITH BEAUTIFUL TREES. ALSO HAS EASY ACCESS FROM

  David Malloy World Impact Real Estate

  00 Hightower Rd, Vernon, FL 32462
• 

  

  /9

  $20,000

  • Land
  • 22,215 Sq Ft
  • $39,216 per Acre

  0000 Tassel Ct, Chipley, FL 32428

  Build-ready vacant residential lot on Tassel Court in Chipley, Florida! Located on a quiet street, this parcel located in a peaceful setting, while still close to town amenities, has no existing structures. Start fresh and design exactly what you want! *Buyer to verify zoning, utilities, setbacks, and building requirements with Washington County. No prefabricated homes.

  Dien and Andrew Group Think Real Estate

  0000 Tassel Ct, Chipley, FL 32428
• 

  /2

  $15,000

  • Land
  • 10,018 Sq Ft
  • $65,217 per Acre

  tbd Walkerton Dr, Chipley, FL 32428

  This Sunny Hills residential lot on Walkerton Drive offers an excellent opportunity to own land in one of Washington County's most established and affordable communities. With 0.229 acres, the property is well-suited for a future homesite, land investment, or long-term hold in a growing Northwest Florida market.Sunny Hills is known for its quiet residential setting, natural surroundings,

  Katelynn Robertson Venture South Real Estate Company LLC

  tbd Walkerton Dr, Chipley, FL 32428
• 

  

  /3

  $15,000

  • Land
  • 10,018 Sq Ft
  • $65,217 per Acre

  TBD Cambridge, Chipley, FL 32428

  Discover the perfect location for your new home in the peaceful community of Sunny Hills, Florida. This prime vacant lot is strategically priced to sell, offering an incredible opportunity for homeowners and investors alike. Situated in a 'High and Dry' area with no flood zone designations, this property provides the ultimate peace of mind--eliminating the need for costly flood insurance and

  Mowayne Copeland Keller Williams Success Realty

  TBD Cambridge, Chipley, FL 32428
• 

  

  /3

  $13,500

  $2K PRICE DROP

  • Land
  • 12,196 Sq Ft
  • $48,214 per Acre

  0 Fairhaven Dr Unit 784315, Chipley, FL 32428

  Cleared and surveyed lot located in the Sunny Hills community. Some building restrictions apply. Optional HOA provides access to lake and amenities. Ready for your new build.

  Amber Enfinger Simply South Realty

  0 Fairhaven Dr Unit 784315, Chipley, FL 32428
• 

  

  /4

  $18,500

  • Land
  • 10,890 Sq Ft
  • $74,000 per Acre

  TBD Oxford Ave, Chipley, FL 32428

  Excellent opportunity to own a residential vacant lot in the growing community of Sunny Hills in Chipley, Florida. This homesite offers a peaceful setting surrounded by natural beauty and new development, making it ideal for building your future home or holding as an investment. Conveniently located near lakes, parks, golf courses, and outdoor recreation while still providing easy access to

  Jack Antenor T39 Luxury Homes

  TBD Oxford Ave, Chipley, FL 32428
• 

  

  /46

  $419,999

  • 4 Beds
  • 2.5 Baths
  • 2,860 Sq Ft

  1012 Carlisle Rd, Chipley, FL 32428

  Welcome home to peaceful country living on approximately 2+/- acres, offering the perfect blend of privacy and convenience just minutes from town. This spacious 4 bedroom, 2.5 bath brick home offers a blend of charm, comfort, and room to spread out both inside and out. From the moment you arrive, the circular driveway, mature landscaping, and inviting front entry create a welcoming first

  Seamus O'neill SOUTHERN WAY REALTY, INC.

  1012 Carlisle Rd, Chipley, FL 32428
• 

  

  /5

  $21,900

  • Land
  • 10,018 Sq Ft
  • $95,217 per Acre

  Lot 34 Independence Dr, Chipley, FL 32428

  Great flat lot located in Sunny Hills! This 0.23-acre property offers a fantastic opportunity to build your dream home or invest in land in a growing area. The lot has a survey and has already been cleared, just has some overgrowth. Sunny Hills features multiple lakes and ponds ideal for fishing, as well as an 18-hole golf course. Located just 40 minutes from Panama City Beach and approximately

  Molly Shores Overstreet Realty

  Lot 34 Independence Dr, Chipley, FL 32428
• 

  

  /16

  $58,185

  $5K PRICE DROP

  • Land
  • 13.5 Acres
  • $4,310 per Acre

  xx Baron Harcus Rd, Bonifay, FL 32425

  Nestled in the serene landscapes of rural Washington County, this beautiful wooded home site offers an idyllic retreat for those seeking peace and tranquility. Surrounded by nature, this property is an ideal canvas for your dream home, providing ample space and privacy while still being close to the community. Living in Washington County means embracing a lifestyle filled with outdoor adventures.

  Ronald Pynes

  xx Baron Harcus Rd, Bonifay, FL 32425
• 

  

  /5

  $107,752

  • Land
  • 25.91 Acres
  • $4,159 per Acre

  Tract#6402 Chance Rd, Chipley, FL 32428

  Dream Location for Country Living or Hunters Paradise either way you won't want to miss this opportunity! This Beautiful prime land has so much to offer. Dirt rd on Chance about a half of mile from hwy 90 and only 5 miles to Chipley. Bring your build plans, hunting gear, Horses and ATVS LOCATION LOCATION!!!! This Property has Easy Access to I-10, Hwy 90, Hwy 77.

  Your House Team RE/MAX Agency One

  Tract#6402 Chance Rd, Chipley, FL 32428
• 

  

  /35

  $239,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,300 Sq Ft

  TBD Pinehurst Ave Unit Lot 18, Chipley, FL 32428

  New construction in Sunny Hills with upgrades included as standard. 1,300 sqft open floor plan, 9' ceilings, LVP flooring, and modern finishes. Kitchen features quartz countertops, white shaker cabinets, subway tile backsplash, GE appliances, and farmhouse sink. Spacious primary suite with dual vanities + private bath. Separate laundry room. Enjoy lakes, boat ramps, parks, beach, golf course & no

  Abbott Martin Group EXP Realty LLC

  TBD Pinehurst Ave Unit Lot 18, Chipley, FL 32428
• 

  /2

  $23,000

  • Land
  • 16,117 Sq Ft
  • $62,162 per Acre

  352-22 Elkcam Blvd, Chipley, FL 32428

  Parcel backs up to property designated as outdoor recreational/park which may be used as a future 9-hole expansion to the Sunny Hills Golf Course. Elkcam Blvd. is a 4-lane divided road with center median. Many lakes, boat ramps and beautiful Sunny Hills 18-hole golf course. Subject to Unit 6 deed restrictions of record (see documents) Taxes include $38.78 annual MSBU assessment. Two additional

  Gary Hartman Elite Realty

  352-22 Elkcam Blvd, Chipley, FL 32428
• 

  

  /3

  $8,000

  • Land
  • 16,117 Sq Ft
  • $21,622 per Acre

  Lot 13 Byrd Blvd, Chipley, FL 32428

  Build your vision on this spacious homesite, located in Sunny Hills! Nestled in a quiet developing area, this property offers a peaceful setting with convenient access to town amenities, schools, and main highways for an easy commute. Whether you're planning a primary residence, a weekend retreat, or an investment property, this lot provides a great opportunity to own land in growing Washington

  Jess Eshelman Think Real Estate

  Lot 13 Byrd Blvd, Chipley, FL 32428
• 

  

  /3

  $20,450

  $4K PRICE DROP

  • Land
  • 11,761 Sq Ft
  • $75,741 per Acre

  Lot 21 Hemlock, Chipley, FL 32428

  Great building lot in Sunny Hills. Located close to the popular and affordable 18 hole public golf course. This subdivision is rapidly growing to accommodate the growth pushing north out of Panama City. Several major builders are building and selling homes in this community. Water and power are available at the lot. Sunny Hills is a deed restricted development (no mobile homes). Best of all there

  Jim Palmer Chipola Realty, Chipley Office

  Lot 21 Hemlock, Chipley, FL 32428
• 

  

  /11

  $36,500

  $13K PRICE DROP

  • Land
  • 30,056 Sq Ft
  • $52,899 per Acre

  XXX Ventura Dr, Chipley, FL 32428

  Discover the potential of this 3-lot package totaling 0.69 acres, ideally situated on peaceful Ventura Drive. Whether you're planning to build or invest, this offering provides a versatile opportunity in a growing Florida community. Surrounded by natural beauty and outdoor recreation, Sunny Hills is home to the scenic Boat Lake and the popular Sunny Hills Golf Course, perfect for those who enjoy

  Seamus O'neill SOUTHERN WAY REALTY, INC.

  XXX Ventura Dr, Chipley, FL 32428
• 

  

  /3

  $18,900

  • Land
  • 14,810 Sq Ft
  • $55,588 per Acre

  00 Darlington Dr, Chipley, FL 32428

  Build your dream home on this spacious 0.342-acre vacant lot in the growing community of Sunny Hills, Florida. Ideally located near the Sunny Hills Golf Club, this irregular, larger lot offers extra space and flexibility for your vision. Enjoy nearby lakes, boat ramps, fishing, and swimming, all while being just about 30 miles from Northwest Florida Beaches International Airport. A great

  Natalie Shanina Legacy Premier Agency

  00 Darlington Dr, Chipley, FL 32428
• 

  

  /7

  $35,000

  • Land
  • 16,552 Sq Ft
  • $92,105 per Acre

  0 New Moon Dr, Chipley, FL 32428

  Don't miss this very private .38/acre lot in Sunny Hills to build your new home. It does not appear that anyone can build on one side and the back of this lot. The lot is unimproved at this time, but there are underground utilities available (water and electric). Each home just needs to have a septic system installed. Sunny Hills is a growth area, but there are only a few homes built in this

  Christine Lance Keller Williams Success Realty

  0 New Moon Dr, Chipley, FL 32428
• 

  

  /30

  $248,391

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  3992 Oxford Ave, Chipley, FL 32428

  Welcome to 3992 Oxford Avenue at Sunny Hills in Chipley, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Lismore floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated

  3992 Oxford Ave, Chipley, FL 32428
• 

  

  /19

  $59,900

  • Land
  • 3 Acres
  • $19,967 per Acre

  0 Strickland Rd Unit 11599324, Ebro, FL 32437

  Tucked between a network of tributaries that feed the Choctawhatchee River and found within the backcountry of West Choctawhatchee Bay, lies this rare opportunity to own a small part of unspoiled Florida Wilderness. Considered a prime location for a rural retreat, this undeveloped land is located just north of a spectacular open water creek known as Pine Log Creek. The beautiful, dark

  Jeffrey Roddenberry Whitetail Properties Real Estate, LLC

  0 Strickland Rd Unit 11599324, Ebro, FL 32437
• 

  

  /5

  $26,900

  • Land
  • 10,018 Sq Ft
  • $116,957 per Acre

  LOT 12 Voltaire Dr, Chipley, FL 32428

  Vacant residential lot. 25 miles from new Northwest Florida Beaches International Airport. Located in fast growing Sunny Hills with its many lakes, boat ramps, fishing and swimming. Golf nearby at Sunny Hills Golf Club. Subject to Sunny Hills Unit One deed restrictions of record (see documents). Taxes include $40.72 annual MSBU assessment.

  Gary Hartman Elite Realty

  LOT 12 Voltaire Dr, Chipley, FL 32428
• 

  

  /3

  $13,999

  • Land
  • 16,117 Sq Ft
  • $37,835 per Acre

  xxx Independence Dr, Chipley, FL 32428

  Don't miss this opportunity to own a vacant lot in the sought-after Sunny Hills community of Washington County! This parcel is the perfect spot to build your dream home or secure as a smart investment for the future. Situated in a growing area, the property offers the quiet, natural surroundings Sunny Hills is known for, while still being just a short drive to Chipley and approximately 45 minutes

  Seamus O'neill SOUTHERN WAY REALTY, INC.

  xxx Independence Dr, Chipley, FL 32428
• 

  

  /34

  $274,999

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,401 Sq Ft

  3881 Merger Dr, Chipley, FL 32428

  Welcome to this thoughtfully designed 3-bedroom, 2-bath custom-built home where quality craftsmanship meets modern convenience. Every detail of this property has been carefully selected to enhance comfort, efficiency, and everyday living. The heart of the home features a beautifully appointed kitchen with granite countertops, a stunning tile backsplash, stainless steel appliances, and a sleek

  Katie Jennings Legacy Premier Agency

  3881 Merger Dr, Chipley, FL 32428
• 

  

  /15

  $14,900

  $5K PRICE DROP

  • Land
  • 13,503 Sq Ft
  • $48,065 per Acre

  Lot #9 Dayton Ct, Chipley, FL 32428

  Discover the perfect cul‑de‑sac lot in Unit 19 of Sunny Hills, offering a blend of convenience, recreation, and natural beauty. Situated at the end of a quiet cul‑de‑sac and backing up to green space, this lot provides added privacy and a peaceful setting—ideal for your dream home. Community water and electric are available nearby—buyer is to verify availability for this

  Denise Myers Elite Realty

  Lot #9 Dayton Ct, Chipley, FL 32428
• 

  

  /30

  $300,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,456 Sq Ft

  4120 Sunrise Trail, Chipley, FL 32428

  Escape to the country and discover this beautiful lakefront home nestled in a peaceful, well loved community just 30 minutes from Lynn Haven or Chipley. In this like new home, enjoy tranquil mornings or evenings watching the sun rise and set on the porch overlooking a stunning lake teeming with fish, ducks, and an abundance of wild life. Whether you are casting a line, looking for wild life or

  Tonia Hathaway CENTURY 21 Commander Realty

  4120 Sunrise Trail, Chipley, FL 32428
• 

  

  /58

  $278,000

  • 3 Beds
  • 2 Baths
  • 1,377 Sq Ft

  3425 Quail Ridge Dr, Chipley, FL 32428

  Welcome to your lakefront retreat! This 3BR/2BA home sits on a beautifully wooded 1.01-acre lot and offers direct access for swimming, fishing, and non-motorized boating. The interior features LVP flooring, Corian kitchen countertops, and a fully equipped kitchen. Enjoy the screen-enclosed sunroom, perfect for morning coffee or watching sunsets over the lake. Major upgrades include a newer HVAC

  Meghan Hall Keller Williams Realty SRB

  3425 Quail Ridge Dr, Chipley, FL 32428
• 

  /2

  $13,500

  $2K PRICE DROP

  • Land
  • 11,761 Sq Ft
  • $50,000 per Acre

  Lot 19 Velvet Dr, Chipley, FL 32428

  Vacant Lot in Sunny Hills - Build Your Dream Home Today! Take advantage of this prime opportunity to own a vacant building lot in the beautiful community of Sunny Hills! Located in a peaceful, up-and-coming area between Chipley and Panama City, this lot is ideal for building your forever home or investment property. Community Features: Access to multiple lakes, ponds, and nature trails Sunny

  Chad Millner Keller Williams Success Realty

  Lot 19 Velvet Dr, Chipley, FL 32428
• 

  

  /5

  $39,900

  • Land
  • 3.88 Acres
  • $10,284 per Acre

  000 S 8th St, Chipley, FL 32428

  Nice wooded lot in the city limits of Chipley. This 3.88+/- acre parcel has approximately a half acre cleared homesite and the remaining is wooded. Great location for your new home or a possible division for an additional home with a zoning change. Close to all the amenities of small town living and I-10. Approx. 45 minutes to Panama City Beaches.

  Tracey Kent Bell Bell Realty of NWFL LLC

  000 S 8th St, Chipley, FL 32428
• 

  

  /27

  $345,000

  $40K PRICE DROP

  • Land
  • 3 Acres
  • $115,000 per Acre

  3831 Florida 77, Chipley, FL 32428

  This is a wonderful opportunity to own 3 acres on a very busy road just outside of Wausau Fl. on HWY 77 Endless possibilities with this property that has income producing properties already , has a 3 bay garage and a 1 bedroom house that has been completely remolded. Let it pay for itself or remove the buildings and start new. With the new four lane highway being finished up ,makes this a great

  Wanda Raney 850 Sunshine Realty

  3831 Florida 77, Chipley, FL 32428
• 

  

  /6

  $4,999

  $1K PRICE DROP

  • Land
  • 10,018 Sq Ft
  • $21,735 per Acre

  Lot 18 Unit 2 Blk 22 Farmington Dr, Chipley, FL 32428

  Nice lot, just 4.5 miles from Rt 77, from the main entrance of Sunny Hills (at the fountains). Two streets off of Country Club Blvd...power and water lines are on Country Club, very close to this lot. Nice building lot for single-family homes in this quickly growing subdivision of Sunny Hills!! ...what are you waiting for...Sunny Hills boasts the magnificent Sunny Hills Golf and Country Club!! No

  Ernestine Brinager TROPIC SHORES REALTY

  Lot 18 Unit 2 Blk 22 Farmington Dr, Chipley, FL 32428
• 

  

  /14

  $17,000

  • Land
  • 10,018 Sq Ft
  • $73,913 per Acre

  Lot 8 Fly Wheel Ln, Chipley, FL 32428

  Discover the perfect setting for your future home on this .229-acre homesite in the growing community of Sunny Hills. With electricity available at the road frontage, this property offers a great opportunity to build in an established area while enjoying the peace and natural beauty that make Sunny Hills so desirable. A well and septic system will be needed, giving you flexibility in designing

  Tina Marsh Keller Williams Realty FWB

  Lot 8 Fly Wheel Ln, Chipley, FL 32428
• 

  

  /19

  $55,000

  • Land
  • 23,086 Sq Ft
  • $103,774 per Acre

  736 2nd St, Chipley, FL 32428

  .53 Acre interior lot in the heart of downtown Chipley. Lot backs up to a lake providing priceless serene view as you start your day to winding down into the evening as the sun sets. According to GIS map, No wetlands on the property, x flood zone , see photos for all pertinent information . SURVEY is being done and will be available. More photos and drone footage to come

  Tina Marsh Keller Williams Realty FWB

  736 2nd St, Chipley, FL 32428
• 

  

  /28

  $219,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,219 Sq Ft

  4181 Luar, Chipley, FL 32428

  Brand-new construction in the desirable Sunny Hills! This beautifully crafted 3-bedroom, 2-bath home offers over 1,200 sq. ft. of comfort and style. Step inside to an open-concept layout featuring 9' ceilings with a vaulted living area, creating a bright and spacious feel throughout the main living spaces. Home is built with Impact rated doors and windows, and roof is foam insulated. The kitchen

  John Cunningham Realty Destination LLC

  4181 Luar, Chipley, FL 32428
• 

  

  /50

  $369,900

  $20K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,624 Sq Ft

  3243 Quail Ridge Dr, Chipley, FL 32428

  *SELLER OFFERING $5,000 CONCESSIONS*Use it for rate buy down, aesthetic changes or down payment help.This move in ready home on 3 acres in the gated community of Leisure Lakes offers plenty of space inside and out. Situated with direct waterfront on Lake Suzanne, this cottage style home has over 1,600 sf of living space including 4 bedrooms and 2 bathrooms. 1 of the bedrooms can only be

  Tiffany Baker Hennessy Real Estate Group LLC

  3243 Quail Ridge Dr, Chipley, FL 32428

Showing Results 401 - 440, Page 11 of 18