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Washington County MD Homes for Sale

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  • /21

    Price To Be Determined

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 4,805 Sq Ft

    Corsica Plan at Paradise Heights, Hagerstown, MD 21742

    The Corsica offers the space, style, and flexibility today's families are looking for. Arrive home through the welcoming front porch or convenient family entry from the 2-car garage. Just beyond the foyer, elegant living and dining spaces create the perfect setting for everyday living and special occasions alike. The heart of the home is the stunning great room, which flows effortlessly into the

    Ryan Homes Builder
    19050 Amesbury Rd Unit 41334094, Hagerstown, MD 21742
  • /55

    $548,900

    • 4 Beds
    • 3 Baths
    • 2,800 Sq Ft

    7523 Sharpsburg Pike, Boonsboro, MD 21713

    Welcome to 7523 Sharpsburg Pike, Boonsboro, MD—a beautifully renovated custom all-brick rancher offering timeless quality, privacy, and convenience. Set atop over 1.5 acres of mature trees and professionally landscaped grounds, this impressive 4-bedroom, 3-full-bath home enjoys exceptional curb appeal and a commanding presence. A high-end renovation showcases refined finishes, spacious living

    Alice Guy Real Estate Innovations

    7523 Sharpsburg Pike, Boonsboro, MD 21713
  • /36

    $499,000

    $26K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 3,601 Sq Ft

    17510 Magma Ct, Hagerstown, MD 21740

    Welcome Home!Don’t miss this impeccably maintained, freshly painted, and move-in ready 4BR/3.5BA gem in the highly desirable Hager’s Crossing community! This home boasts a bright, open layout with main-level hardwood floors, an island kitchen with Korean countertops, and stainless steel appliances. Recent updates include a new A/C unit, designer finishes, and top-to-bottom upgrades that

    Bob Naim Realty Advantage of Maryland LLC

    17510 Magma Ct, Hagerstown, MD 21740
  • /2

    $275,000

    $25K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,426 Sq Ft

    1236 Magnolia Ct, Hagerstown, MD 21742

    Completely renovated from top to bottom. This home features brand new 3⁄4" red oak hardwood flooring throughout, new carpet in the bedrooms, and stunning new Carrara ceramic tile in the bathrooms. The kitchen has been fully updated with new cabinetry, Calcutta quartz countertops, and Samsung Bespoke appliances. Both bathrooms showcase new vanities and new plumbing fixtures. New light fixtures

    Lawrence Lessin Save 6, Incorporated

    1236 Magnolia Ct, Hagerstown, MD 21742
  • /24

    $410,000

    $5K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,590 Sq Ft

    103 Saint Paul St, Boonsboro, MD 21713

    Newer construction in Boonsboro with fenced yard, walkable location, and modern finishes!Built in 2021, this beautifully maintained 3-bedroom, 2.5-bath home offers a functional open layout and move-in ready convenience. Step inside to a spacious main level featuring hardwood floors and a bright, inviting living area ideal for everyday living.The kitchen is equipped with stainless steel

    Hannah Wigfield EXP Realty, LLC

    103 Saint Paul St, Boonsboro, MD 21713
  • /2

    $249,900

    Coming Soon
    • 3 Beds
    • 2 Baths
    • 1,792 Sq Ft

    10 W Wilson Blvd, Hagerstown, MD 21740

    This 3-bedroom, 2-bath Cape Cod offers endless potential for the right buyer. This home was once two apartments with separate 100 amp electrical service. On the first floor you will find a kitchen with pantry, dining room, living room with fireplace, sunroom, and one bedroom and a full bath while the second floor has an addiitional kitchen with washer Dryer , 2 bedrooms and a full bath., Off the

    Bob Speelman Berkshire Hathaway HomeServices Homesale Realty

    10 W Wilson Blvd, Hagerstown, MD 21740
  • /43

    $419,900

    • 3 Beds
    • 2.5 Baths
    • 2,192 Sq Ft

    1214 Oak Hill Ave, Hagerstown, MD 21742

    Timeless Character, Thoughtful Updates & Unmatched Charm in the North End! Welcome to 1214 Oak Hill Avenue, a stunning Tudor Revival-influenced Colonial where historic character and modern convenience come together beautifully. Situated on a charming corner lot in one of Hagerstown's most beloved neighborhoods, this home offers over 2,100 square feet of above-grade living space filled with

    Kari Shank Samson Properties

    1214 Oak Hill Ave, Hagerstown, MD 21742
  • /101

    $330,000

    • 4 Beds
    • 2 Baths
    • 2,063 Sq Ft

    936 Pennsylvania Ave, Hagerstown, MD 21742

    Alena Kirillov RE/MAX Plus

    936 Pennsylvania Ave, Hagerstown, MD 21742
  • /16

    $359,990

    New Construction $25K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 1,900 Sq Ft

    Lily Plan at Kilpatrick Woods, Hagerstown, MD 21740

    The Lily is a home that gives you space, comfort, and style. Main Floor:•Bright and open floor plan•Welcoming entryway when you walk in•Large great room for relaxing or spending time with family and friends•Dining area and kitchen connected to the great room•Kitchen with an island for extra space to cook and eat Upstairs:•4 large bedrooms•Full bathroom in the

    Ryan Homes Builder
    1400 Lt Johnson Dr Unit 41013259, Hagerstown, MD 21740
  • /108

    $1,499,000

    Open House 8/08
    • 7 Beds
    • 3.5 Baths
    • 3,432 Sq Ft

    20101 Marble Quarry Rd, Keedysville, MD 21756

    OUTSTANDING 87± ACRE FARM IN KEEDYSVILLE, MARYLAND! This exceptional farm offers approximately 75 acres of tillable and pasture land, making it ideal for a variety of agricultural, equestrian, and recreational uses. The home on the property is a beautifully restored 1880s farmhouse featuring 7 bedrooms, 3.5 bathrooms, (2) kitchens, spacious living rooms, dining room, family room, den, and

    Kaleb Hurley Hurley Real Estate & Auctions

    20101 Marble Quarry Rd, Keedysville, MD 21756
  • /16

    $574,999

    New Construction $32K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 3,776 Sq Ft

    37 Everett Dr, Boonsboro, MD 21713

    ASK ABOUT BELOW-MARKET FINANCING! This brand new Arlington by Richmond American will be move-in ready late summer 2026!! Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room with a versatile electric fireplace, dining room and gourmet kitchen, two bedrooms with a shared bath, and a separate primary suite with

    Jay Day LPT Realty, LLC

    37 Everett Dr, Boonsboro, MD 21713
  • /17

    $165,000

    • 2 Beds
    • 1 Bath
    • 992 Sq Ft

    11905 Sun Valley Dr, Hagerstown, MD 21742

    This is a diamond in the rough. The house needs mostly cosmetic updates but could be a great home again. Perfect for an investor or rehab loan. The seller will not accept an FHA loan. AS-IS Sale.

    Eddie Jefferson The Glocker Group Realty Results

    11905 Sun Valley Dr, Hagerstown, MD 21742
  • /22

    Price To Be Determined

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 3,127 Sq Ft

    Powell Plan at Paradise Heights, Hagerstown, MD 21742

    The Powell single-family home sets the stage for great living. Enter through a charming front porch or a 2-car garage. Inside, an open floor plan is designed for how today's families live. Prep dinner at the gourmet kitchen island, which overlooks the dining and family rooms. Versatile flex space can be used however you like, including a home office. Upstairs, 3 bedrooms and a full bath offer

    Ryan Homes Builder
    19050 Amesbury Rd Unit 41333795, Hagerstown, MD 21742
  • /36

    $299,900

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,428 Sq Ft

    115 Sunflower Dr, Hagerstown, MD 21740

    LO VELY ONE LEVEL IN THE VERY DESIRABLE SOUTH POINTE AREA 2 BEDROOMS, 2 BATHS , GARAGE SEPERATE LAUNDRY ROOM. NEAR SPOPPING, MOVE IN READY . OUTLET SPOPPING, MOVE IN READY ,DON,T WAIT , ATTIC HAS ELECTRIC PAR tly FLOORED PULLDOWN STAIRS. INclude in YOUr hoa fee there is a storage parking lot for campers or boat storage. There is a small fee for a gate key. The home has an indoor sprinkler system

    Joan Jernigan Samson Properties

    115 Sunflower Dr, Hagerstown, MD 21740
  • /65

    $365,000

    • 4 Beds
    • 2.5 Baths
    • 1,906 Sq Ft

    12504 National Pike, Clear Spring, MD 21722

    Welcome to this spacious and well-built 4-bedroom, 2.5-bath brick and stone rancher, ideally situated on two lots totaling 0.52 acres in the charming town of Clear Spring, MD. Offering over 3,026 square feet of living space, this solidly constructed home features a durable metal roof and a layout designed for comfortable everyday living. Enter through the convenient mudroom into the heart of the

    James Watson Burch Real Estate Group, LLC

    12504 National Pike, Clear Spring, MD 21722
  • /3

    $365,000

    • 3 Beds
    • 2 Baths
    • 2,576 Sq Ft

    21425 Ruble Rd, Boonsboro, MD 21713

    Attention investors, flippers, and buyers looking to build equity! This property is full of potential and ready for its next chapter. In need of cosmetic updates and TLC, it offers a fantastic opportunity to renovate, personalize, or restore its full value. The home features a functional layout with abundant natural light, large windows, and a versatile basement that provides additional space for

    Sarah Reynolds Keller Williams Realty

    21425 Ruble Rd, Boonsboro, MD 21713
  • /28

    $149,900

    • 3 Beds
    • 2 Baths
    • 1,104 Sq Ft

    36 High St, Hagerstown, MD 21740

    Welcome to 36 High Street! This conveniently located Hagerstown property is either your next affordable home, OR investment property! The home has lower than average taxes for this area, furthermore increasing its affordability! The property features a sealed metal roof, a recently replaced 2 year old furnace, all new replacement windows, and much more! The property features 2 full bathrooms,

    Caleb Gee The Glocker Group Realty Results

    36 High St, Hagerstown, MD 21740
  • /49

    $409,500

    $20K PRICE DROP
    • 4 Beds
    • 1.5 Baths
    • 2,060 Sq Ft

    13028 Woodburn Dr, Hagerstown, MD 21742

    Charming All Brick Rancher in Sought After Fountainhead!Welcome to this beautifully maintained all brick rancher in one of Hagerstown’s most desirable neighborhoods! This home is freshly painted through out and features 4 bedrooms, 1 and a half baths, hardwood floors, and a gourmet kitchen perfect for cooking and entertaining. The large living room with a cozy fireplace offers a warm,

    Cynthia Sullivan Berkshire Hathaway HomeServices Homesale Realty

    13028 Woodburn Dr, Hagerstown, MD 21742
  • /32

    $315,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,447 Sq Ft

    11901 Sun Valley Dr, Hagerstown, MD 21742

    Seeing is believing! Complete re-do - everything updated and beautiful! Just move in!3 beds plus a den or nursery and 2 full baths, huge kitchen and living room, private back yard and plenty of parking. No HOA, lower taxes and an ease of living! Public water and private septic, all appliances convey. LVP flooring and new windows, roof, HVAC, water heater. Perfect home for anyone who doesn't

    Caron Prideaux Redfin Corp

    11901 Sun Valley Dr, Hagerstown, MD 21742
  • /93

    $565,000

    • 4 Beds
    • 3.5 Baths
    • 3,602 Sq Ft

    11 Mount Hebron Rd, Keedysville, MD 21756

    Welcome to your private retreat where luxury, space, and versatility come together in perfect harmony. Nestled on a beautifully maintained property, this exceptional 4-bedroom, 3.5-bath residence offers the ideal blend of comfort and sophistication with room for everyone and everything. Step inside to discover a thoughtfully designed floor plan featuring spacious living areas, fresh paint

    Katelyne Rusenko Century 21 Redwood Realty

    11 Mount Hebron Rd, Keedysville, MD 21756
  • /2

    $475,025

    New Construction $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,518 Sq Ft

    21913 Durberry Rd, Smithsburg, MD 21783

    To Be Built Listing By Oliver Homes, Inc. The List Price includes: lot, site cost estimate, permits, excise tax, and house plan (Fairfield) with standard features. Oliver Homes can build this plan or any of their other plans as well as customize a plan for your wants/desires. Oliver Homes can also help with financing alleviating the need for a typical construction loan. Agents please register

    Mark Oliver Oliver Homes,Inc.

    21913 Durberry Rd, Smithsburg, MD 21783
  • /55

    $769,000

    • 4 Beds
    • 5 Baths
    • 4,958 Sq Ft

    19715 Meadowbrook Rd, Hagerstown, MD 21742

    Stunning French Colonial in sought after Spring Valley! Truly a must see. 4,990 +/- sq ft! Step into this elegant home through a grand marble foyer with a sweeping staircase that sets the tone for luxury living. The spacious floor plan features a stately living room accented with classic pillars, and a formal dining room complete with custom built-in china cabinets and a charming window seat. The

    Cathy Wantz Real Estate Today

    19715 Meadowbrook Rd, Hagerstown, MD 21742
  • /3

    $52,400

    $3K PRICE DROP
    • Land
    • 9,583 Sq Ft
    • $238,182 per Acre

    0 Pen Mar High Rock Rd, Highfield-Cascade, MD 21719

    .22 acre wooded lot close to Pen Mar Park and other recreation. Public water and sewer is available to homes next to this lot but buyer should verify hookup with Washington County.

    Dawn O'Day Samson Properties

    0 Pen Mar High Rock Rd, Highfield-Cascade, MD 21719
  • /2

    $529,900

    New Construction
    • 2 Beds
    • 2 Baths
    • 1,850 Sq Ft

    0 Diamond Pointe Dr Unit V120, Paramount-Long Meadow, MD 21742

    Jewel unit to be built at Emerald Pointe's Active Adult Community 55+. 8' Ceilings 2-3 BR, 2-2.5 BA with Optional finished loft area could add up to 611 Sq Ft of additional finished space. Custom built to Buyers Specifications. County Taxes only. Model Home Open M-F 9am-4pm or Evenings and Weekends by appointment. Photos for Comparison only.

    Paul Crampton III AEK Real Estate, LLC

    0 Diamond Pointe Dr Unit V120, Paramount-Long Meadow, MD 21742
  • /6

    $399,990

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,110 Sq Ft

    Cypress I Plan at Fletcher's Grove, Boonsboro, MD

    The thoughtfully designed Cypress plan greets guests with an inviting covered entry. Inside, you’ll find a relaxing great room and a well-appointed kitchen offering a roomy pantry. An adjacent primary suite showcases a large walk-in closet and a private bath. You’ll also appreciate two secondary bedrooms, a shared hall bath, and a convenient laundry. Make the Cypress your own with a kitchen

    Richmond American Homes Builder
    0 Mapleville Rd Unit 39626028, Boonsboro, MD
  • /16

    $175,000

    • 3 Beds
    • 1 Bath
    • 1,200 Sq Ft

    835 Chestnut St, Hagerstown, MD 21740

    Welcome home to this charming 3-bedroom, 1-bath residence with a large fenced backyard offering plenty of space for outdoor activities, plus a comfortable covered front porch ideal for enjoying your morning coffee or evening relaxation.

    Yahaira Diaz EXP Realty, LLC

    835 Chestnut St, Hagerstown, MD 21740
  • /32

    $459,000

    $21K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,598 Sq Ft

    1916 Applewood Cir, Hagerstown, MD 21740

    Beautiful corner lot rancher with mature landscaping in Brightwood Acres. Whether you want to be outdoors or indoors this home has plenty of space. Enjoy time by the fireplace relaxing in the family room or watching the big game in the bonus recreation room. Step outside from the year-round sunroom into the large yard with porch and patio for relaxing or entertaining. Updated kitchen and

    Stephanie Stamper Samson Properties

    1916 Applewood Cir, Hagerstown, MD 21740
  • /41

    $234,900

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,696 Sq Ft

    3708 Limekiln Rd, Sharpsburg, MD 21782

    Located near the C&O Canal and Potomac River, this charming 2-bedroom, 2-bath home offers the perfect blend of comfort, nature, and tranquility. A new complete drip system septic was installed in January 2026, providing peace of mind for the next owner. Surrounded by scenic beauty and outdoor recreation, this property feels like a private oasis—ideal for those seeking a peaceful retreat without

    Angie Rodriguez EXP Realty, LLC

    3708 Limekiln Rd, Sharpsburg, MD 21782
  • /38

    $395,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,527 Sq Ft

    18732 Ballantyne Way, Hagerstown, MD 21740

    SEE VIDEO TOUR!!! Talk about a unique property! Mountain views, rooftop sunsets and a prime location. Enjoy the perfect blend of breathtaking views and everyday convenience in this 3 year old, 3-bedroom, 2 full bath, single level ranch/craftsman home on a quiet cul-de-sac. From your living room, take in daily mountain sunrises and from your PRIVATE ROOFTOP DECK, unwind with sunset views, evening

    David Friedrich Coldwell Banker Realty

    18732 Ballantyne Way, Hagerstown, MD 21740
  • /35

    $224,900

    $15K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,220 Sq Ft

    2029 Windsong Dr, Hagerstown, MD 21740

    WELCOME TO YOUR NEW HOME located at the highly sought-after Potomac Ridge Condominiums, where comfort and convenience come together. This well-maintained condo features three spacious bedrooms, including a primary suite with a private en suite bathroom, plus a second full bath to accommodate family and guests. Both baths were updated. The living room flows into the kitchen, creating an inviting

    Jeanine McVicker AEK Real Estate, LLC

    2029 Windsong Dr, Hagerstown, MD 21740
  • /18

    $254,900

    $5K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,008 Sq Ft

    241 Merrbaugh Dr, Hagerstown, MD 21740

    Welcome to this charming 3-bedroom, 1-bath townhome nestled in the Gateway Crossing community of Hagerstown with no HOA fees. Step inside to a bright and open layout featuring a comfortable living room, a separate dining area, and a beautifully updated kitchen boasting brand-new cabinetry, gleaming quartz countertops, and new appliances — everything you need to cook and entertain with ease. The

    Blanca Salamanca Samson Properties

    241 Merrbaugh Dr, Hagerstown, MD 21740
  • /18

    $150,000

    • 2 Beds
    • 1.5 Baths
    • 2,213 Sq Ft

    21653 Leiter St, Hagerstown, MD 21742

    Country Fixer-Upper. Make it your own! Looking for a home with potential? This country fixer-upper is ready for your vision! Featuring 2 bedrooms and 1 1/2 bathrooms, this property offers the perfect opportunity to renovate and create the home you've always wanted.Bring your ideas, your creativity, and your offers - this one is full of possibilities! Property is being sold "AS IS". No repairs

    Jody Jones Coldwell Banker Realty

    21653 Leiter St, Hagerstown, MD 21742
  • /4

    $750,000

    • Land
    • 2.11 Acres
    • $355,450 per Acre

    16512 National Pike, Hagerstown, MD 21740

    Prime Commercial Location on National Pike (RT 40).•Large Corner Lot: Over 2 acres of space with high visibility, perfect for a wide range of commercial uses. ***AG TAXES PAID!!**• Zoning: BG (Business General) zoning, which allows flexibility for different business types. • Utilities: Public water & sewer hookup available, and on-site electric make development easier and more cost-effective. *

    Dean Martin Long & Foster Real Estate, Inc.

    16512 National Pike, Hagerstown, MD 21740
  • /17

    $259,900

    • 3 Beds
    • 2 Baths
    • 1,062 Sq Ft

    14715 Pennsylvania Ave, Hagerstown, MD 21742

    Excellent location! This charming 3-bedroom, 2 full bath home features a newly updated roof, stainless steel appliances, and beautiful quartz countertops. The property offers a large yard with plenty of parking space, making it perfect for gatherings, work vehicles, or recreational use. A standout feature is the oversized barn, providing excellent space for storage, a workshop, or additional work

    Yahaira Diaz EXP Realty, LLC

    14715 Pennsylvania Ave, Hagerstown, MD 21742
  • /3

    $84,000

    • Land
    • 35,283 Sq Ft
    • $103,704 per Acre

    13800 Paradise Church Rd, Hagerstown, MD 21742

    PRICE REDUCED: This .81 acre vacant parcel of land on Paradise Church Road for sale. This lot has access to public water.. No building restrictions or HOA concerns. Potential buyer(s) need to do their due diligence with regards to local government restrictions or guidelines towards new construction in Washington County. The property has access to public water, but will need to be PERCed and a

    Francis Murray RE/MAX Plus

    13800 Paradise Church Rd, Hagerstown, MD 21742
  • /3

    $269,000

    • 3 Beds
    • 1.5 Baths
    • 1,368 Sq Ft

    803 Salem Ave, Hagerstown, MD 21740

    Charming colonial situated on a corner lot. This 3-bedroom,1.5-bath home offers a spacious eat-in kitchen with a convenient laundry closet, a main-level half bath, and all appliances convey, Enjoy the fully fenced backyard featuring a covered patio. The oversized detached garage is complemented by a heated bonus room above, providing excellent flex space for hobbies, a home office, recreation, or

    Paula Palmer EXP Realty, LLC

    803 Salem Ave, Hagerstown, MD 21740
  • /6

    $609,990

    New Construction $17K PRICE INCREASE
    • 4 Beds
    • 2.5 Baths
    • 3,050 Sq Ft

    0 Everett Drive - Preston Unit MDWA2034558, Boonsboro, MD 21713

    Personalize the Presley at Richmond American Homes’ Fletcher’s Grove community! The Preston plan greets guests with an inviting covered porch, and continues to impress with a formal dining room, spacious great room and well-appointed kitchen featuring a center island, walk-in pantry and nook. A mudroom, powder room and private study round out the main floor. Upstairs, discover a central laundry,

    Jay Day LPT Realty, LLC

    0 Everett Drive - Preston Unit MDWA2034558, Boonsboro, MD 21713
  • /38

    $299,900

    $15K PRICE DROP
    • 3 Beds
    • 1.5 Baths
    • 2,175 Sq Ft

    11910 Wesley Dr, Hagerstown, MD 21742

    Welcome home to comfortable living in Hagerstown! This well-maintained brick rancher features numerous updates completed by the current owner, including a newer roof, siding, gutters, windows, furnace, and upgraded plumbing. Inside, you’ll find three bedrooms, a recently updated bathroom, and hardwood floors throughout the main level. A separate yet open dining room provides additional gathering

    Bob Chew Samson Properties

    11910 Wesley Dr, Hagerstown, MD 21742
  • /4

    $39,900

    $5K PRICE DROP
    • Land
    • 6,098 Sq Ft
    • $285,000 per Acre

    747 Spruce St, Hagerstown, MD 21740

    Buildable Residential Lot located in an established Hagerstown Neighborhood. The long and spacious parcel offers flexibility for new construction with potential space for a detached garage, rear parking, or outdoor living area. The property includes rear alley access, providing convenient entry and additional options for garage placement or parking at the back of the lot. Public water and sewer

    Ertugrul Ertuc Long & Foster Real Estate, Inc.

    747 Spruce St, Hagerstown, MD 21740
  • /57

    $289,000

    $31K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,433 Sq Ft

    17817 Sherman Ave, Hagerstown, MD 21740

    Beautiful single family home featuring an open floor plan with hardwood flooring throughout the main living areas. The dining area is accented with elegant white pillar columns and opens to the spacious living room, complete with a gas fireplace and sliding doors leading to the concrete patio and backyard. The kitchen offers stainless steel appliances, including a refrigerator, stove, microwave,

    Sandy Snyder eXp Realty LLC

    17817 Sherman Ave, Hagerstown, MD 21740

Showing Results 81 - 120, Page 3 of 16

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