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3-Bedroom Homes for Sale in Waterloo, IL

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  • /46

    $469,000

    • 3 Beds
    • 3.5 Baths
    • 3,844 Sq Ft

    831 Sheridan Ln, Waterloo, IL 62298

    Welcome to this stunning 3 bedroom, 3.5 bathroom home that has been thoughtfully designed for both comfort and entertaining. Inside, you’ll find a bright, open layout with countless upgrades. At the center of the home is the kitchen featuring granite countertops, stainless appliances, and a wine/beverage fridge (to be replaced with a dishwasher by the seller prior to closing). The inviting living

    Brooke Mitchell Keller Williams Pinnacle

    831 Sheridan Ln, Waterloo, IL 62298
  • /61

    $450,000 Open Sun 12PM - 2PM

    • 3 Beds
    • 3 Baths
    • 2,423 Sq Ft

    6046 Willow Bend Ln, Waterloo, IL 62298

    Welcome to this beautiful 3 bedroom, 3 bathroom lakefront home situated on over 2.5 acres in Waterloo. This move-in ready property offers a spacious and functional layout with thoughtful updates throughout. The main level features hardwood floors, a newer kitchen, and a comfortable living area with views of the lake. Upstairs, you’ll find a finished loft above the garage, providing flexible bonus

    Laura Wehnes Keller Williams Realty Platinum East

    6046 Willow Bend Ln, Waterloo, IL 62298
  • /73

    $775,000

    • 3 Beds
    • 4 Baths
    • 4,138 Sq Ft

    6210 Mohawk Trail, Waterloo, IL 62298

    Nestled in a private setting, this stunning lakefront residence offers a luxurious and comfortable living experience. Boasting 3 bedrooms, each with its own fireplace, and 4 bathrooms, this home seamlessly blends elegance with functionality. The open floor plan flows effortlessly into a gourmet kitchen featuring custom cabinets, a massive 12-foot island, and exquisite granite countertops and

    Jane Crawford Palmer Properties 3, LLC

    6210 Mohawk Trail, Waterloo, IL 62298
  • /42

    $395,000

    • 3 Beds
    • 3 Baths
    • 2,208 Sq Ft

    3019 Cedar Ridge Ln, Waterloo, IL 62298

    Perfectly situated on ~5.0 mostly wooded acres, this Beautifully updated 3 bed & 3 bath home offers space, comfort, and versatility. Step inside to a bright and airy great room featuring rich natural wood floors, vaulted ceilings with a skylight, and an inviting wood-burning fireplace; an ideal space for gathering with family and friends. Open concept kitchen is complete with custom wood

    Mandy McGuire Keller Williams Pinnacle

    3019 Cedar Ridge Ln, Waterloo, IL 62298
  • /47

    $429,900

    • 3 Beds
    • 3.5 Baths
    • 1,600 Sq Ft

    3931 Lower Saxtown Rd, Waterloo, IL 62298

    New price!! Acreage opportunity!! 7.73 acres are wooded with a creek that runs through the property. Very private & peaceful! Covered front porch & large deck in back overlooks wooded views. Open floor plan. Foyer entry, spacious living room is open to kitchen. Quartz countertops, kitchen island & new dishwasher. All appliances included. Freshly painted interior. Wood laminate throughout most of

    Lacey and Brent Dore RE/MAX Signature Properties

    3931 Lower Saxtown Rd, Waterloo, IL 62298
  • /3

    $428,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,644 Sq Ft

    918 Seneca Dr, Waterloo, IL 62298

    TO BE BUILT – The Meadow View by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,644 sq ft of quality construction with an open layout, 9’ ceilings, and luxury vinyl plank flooring in the main areas. The kitchen features Tier 1 granite, soft-close cabinetry, pantry, and GE stainless appliances. The primary suite includes a walk-in closet, dual marble

    Brooke Mitchell Keller Williams Pinnacle

    918 Seneca Dr, Waterloo, IL 62298
  • /3

    $440,100 New Construction

    • 3 Beds
    • 2 Baths
    • 1,673 Sq Ft

    914 Seneca Dr, Waterloo, IL 62298

    TO BE BUILT – The Orchard by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,673 sq ft with an open floor plan, 9’ ceilings, luxury vinyl plank flooring, and a spacious great room. Kitchen features Tier 1 granite, soft-close cabinets, walk-in pantry, and stainless GE appliances. Primary suite includes walk-in closet, dual vanity, and tiled shower with

    Brooke Mitchell Keller Williams Pinnacle

    914 Seneca Dr, Waterloo, IL 62298
  • /3

    $430,700 New Construction

    • 3 Beds
    • 2 Baths
    • 1,692 Sq Ft

    926 Seneca Dr, Waterloo, IL 62298

    TO BE BUILT – The Cedar Creek by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,692 sq ft of quality new construction with an open-concept layout, 9’ ceilings, and luxury vinyl plank flooring in main areas. The kitchen includes Tier 1 granite countertops, soft-close hardwood cabinetry, walk-in pantry, and GE stainless appliance package. The primary suite

    Brooke Mitchell Keller Williams Pinnacle

    926 Seneca Dr, Waterloo, IL 62298
  • /3

    $426,700 New Construction

    • 3 Beds
    • 2 Baths
    • 1,625 Sq Ft

    922 Seneca Dr, Waterloo, IL 62298

    TO BE BUILT – The White Oak by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,625 sq ft of stylish and functional living space. Enjoy an open floor plan with 9’ ceilings, luxury vinyl plank flooring in the main areas, and a spacious great room. The kitchen features Tier 1 granite countertops, soft-close hardwood cabinetry, walk-in pantry, and GE stainless

    Brooke Mitchell Keller Williams Pinnacle

    922 Seneca Dr, Waterloo, IL 62298
  • /30

    $520,000 Open Fri 12PM - 4PM

    • 3 Beds
    • 2 Baths
    • 2,041 Sq Ft

    484 Hayden Dr, Waterloo, IL 62298

    Introducing The Dakota, Quantum Homes Inc.'s impressive new ranch floor plan! This contemporary home offers a desirable split-bedroom layout with three bedrooms and two full bathrooms. Step inside and discover a spacious great room featuring 10-foot ceilings in the living room, complete with a cozy gas fireplace flanked by built-ins. The great room seamlessly flows into the kitchen and

    Raquel Vice Century 21 Advantage

    484 Hayden Dr, Waterloo, IL 62298
  • /3

    $379,775 New Construction

    • 3 Beds
    • 2 Baths
    • 2,263 Sq Ft

    0 Rogers St, Waterloo, IL 62298

    Welcome to Deer Ridge Crossing! This subdivision will consist of 67 building lots, some big enough to offer the availability of a two-car detached garage. The Riley is a 3 bedroom/2 bath plan being offered at this price with standard finishes. The photos are samples at this time. Most home plans can be customized to your needs with D&F Home Builders. Please call today to choose your lot and to

    Rebecca DeMond RE/MAX Preferred

    0 Rogers St, Waterloo, IL 62298
  • /33

    $449,284 New Construction

    • 3 Beds
    • 2 Baths
    • 2,283 Sq Ft

    428 Hayden Dr, Waterloo, IL 62298

    A Modern Masterpiece.The Riley is a stunning floor plan from D&F Home Builders, Inc, renowned for their quality construction and innovative designs. This home boasts a spacious standard 3-car finished garage and 2x6 construction for superior energy efficiency.Inside, you'll find these Luxurious Standard Features, Granite countertops, an elegant iron spindle staircase, vault ceiling and a cozy gas

    Raquel Vice Century 21 Advantage

    428 Hayden Dr, Waterloo, IL 62298
  • /39

    $402,910 New Construction

    • 3 Beds
    • 2 Baths
    • 1,848 Sq Ft

    412 Hayden Dr, Waterloo, IL 62298

    "The Lexington" is one of many floor plans offered in Natalie Estates Built by Quantum Homes, Inc. The base price includes these standard features, hardwood foyer, granite counter tops, gas fireplace with marble surround and wood mantle, upgraded carpet and vinyl flooring and more. Master bedroom features a large walk in closet. Master bath has double bowl vanity, tub and separate shower.

    Raquel Vice Century 21 Advantage

    412 Hayden Dr, Waterloo, IL 62298
  • /36

    $428,060 New Construction

    • 3 Beds
    • 2 Baths
    • 2,041 Sq Ft

    512 Hayden Dr, Waterloo, IL 62298

    The Dakota floor plan is one of Quantum Homes Inc. Newest Floor Plans. This contemporary ranch is a split bedroom plan that has 3 bedrooms and a great room featuring the living room with gas fireplace, patio doors to patio, kitchen and breakfast room. There is a formal dining room which could be made into a 4th bedroom or den, custom kitchen with stainless steel appliances, pantry, large island,

    Raquel Vice Century 21 Advantage

    512 Hayden Dr, Waterloo, IL 62298
  • /28

    $318,000

    • 3 Beds
    • 2 Baths
    • 1,380 Sq Ft

    122 Osterhage Dr, Waterloo, IL 62298

    Welcome home to this well-maintained property filled with thoughtful updates and move-in ready charm. The kitchen features granite countertops, sink & refinished cabinetry (5yrs), and appliances are just 6 yrs old. Luxury vinyl plank flooring (2020) flows through the kitchen, living room, hallway, and bath. The bathroom has a new countertop, toilet, faucets, & mirror. There is a linen & coat

    JoAnn Meier RE/MAX First Choice

    122 Osterhage Dr, Waterloo, IL 62298
  • /31

    $308,000

    • 3 Beds
    • 2 Baths
    • 1,530 Sq Ft

    621 Hartman Ln, Waterloo, IL 62298

    OPEN HOUSE SUNDAY AUGUST 17, 1pm to 3pm. Welcome home to this charming one-story ranch in the desirable Meadows subdivision! Offering immediate possession at closing, this move-in ready property combines comfort, convenience, and style. The open floor plan is highlighted by a cozy gas fireplace and flows seamlessly into the kitchen, complete with refrigerator, stove, microwave, dishwasher, and a

    JoAnn Meier RE/MAX First Choice

    621 Hartman Ln, Waterloo, IL 62298
  • /25

    $239,900

    • 3 Beds
    • 2 Baths
    • 1,980 Sq Ft

    404 Flower St, Waterloo, IL 62298

    Renovated in 2025, this duplex near downtown Waterloo is an ideal investment or live-in opportunity. 404 Flower Street is a 3 bedroom, 2 bathroom unit and move in ready. 406 Flower Street is a well maintained 1 bedroom, 1 bathroom unit, renovated in 2022 and is currently leased to a reliable long-term tenant, providing immediate rental income. Whether you are looking for a smart investment or a

    Dawn Barnes Nester Realty

    404 Flower St, Waterloo, IL 62298
  • /41

    $315,000 Open Sun 10AM - 11:30AM

    • 3 Beds
    • 3 Baths
    • 2,492 Sq Ft

    1108 Oakwood Ln, Waterloo, IL 62298

    Welcome to this beautifully maintained 3-bedroom, 3-bathroom home that perfectly blends comfort and functionality. Step inside to discover a spacious and inviting layout, ideal for both everyday living and entertaining guests. Each bedroom offers ample space and natural light, while the three full bathrooms provide convenience and privacy for the whole family. The partially finished walkout

    Kristie Moore eXp Realty

    1108 Oakwood Ln, Waterloo, IL 62298
  • /47

    $287,500

    • 3 Beds
    • 2 Baths
    • 2,268 Sq Ft

    314 N Church St, Waterloo, IL 62298

    Extensively updated home with income potential! 314 Church St. offers 2,268 sq ft on a double lot near downtown. Main home features 3BR/2BA, plus breezeway-connected studio with private bath and roughed-in space for a kitchen-ideal for flexible living or rental income. Recent updates include new roof (2024), sewer line (2025), siding, gutters, soffit (2025), Rheem A/C (2022), hot water heater

    Stacey LaCroix Strano & Associates

    314 N Church St, Waterloo, IL 62298
  • /37

    $234,900

    • 3 Beds
    • 1.5 Baths
    • 2,145 Sq Ft

    235 N Moore St, Waterloo, IL 62298

    Step into history with this 126 year old corner lot 2 story home! Boasting 3 bedrooms and 1 1/2 bathrooms, this property is rich with character and charm. The main level features beautiful hardwood floors, pocket doors and so much of the original woodwork still remains. The main level consists of a formal living room, dining room, family room, full bath with claw tub and kitchen with built in

    Monica Schmidt eXp Realty

    235 N Moore St, Waterloo, IL 62298
  • /2

    $315,000 Open House 9/13

    • 3 Beds
    • 2 Baths
    • 1,318 Sq Ft

    409 Hartmann Ln, Waterloo, IL 62298

    Photos and remarks coming soon. Showings will begin at the open house, Sept. 13, 11-1pm

    Amy Hank Keller Williams Pinnacle

    409 Hartmann Ln, Waterloo, IL 62298
  • /27

    $175,000

    • 3 Beds
    • 2 Baths
    • 1,659 Sq Ft

    1507 Jamie Ln, Waterloo, IL 62298

    Price listed is Starting Bid Only. Bidding starts closing 9/10/2025 @ 6 p.m. Move right into this impeccably maintained three-bedroom, two-bathroom estate home in the highly sought-after Rose Meadows Subdivision of Waterloo, IL. Sunlight pours into the open living room, highlighting rich hardwood floors that flow throughout the main level. Thoughtful design unites the kitchen and dining areas,

    Adam Jokisch Adams Auction & Real Estate Services Inc.

    1507 Jamie Ln, Waterloo, IL 62298
  • /11

    $24,500

    • 3 Beds
    • 2 Baths
    • 1,080 Sq Ft

    5226 Timber Lake Dr, Waterloo, IL 62298

    Discover serenity in this charming 3-bedroom, 2-bathroom manufactured home nestled within a tranquil lakeside community. Boasting a blend of comfort and convenience, this residence offers ample space for relaxation and entertainment. Retreat to the private master suite complete with an en-suite bathroom for added comfort. Two additional bedrooms provide flexibility for guests or a home office.

    Michael Zouglas Genstone, LLC

    5226 Timber Lake Dr, Waterloo, IL 62298

Home Trends in Waterloo, IL

Housing Trends

Median Sale Price
$499,500
Median Single Family Sale Price
$429,900
Average Price Per Sq Ft
$218
Number of Homes for Sale
1
Last 12 months Home Sales
2
Months of Supply
6.00
Median List Price
$450,000
Median Change From 1st List Price
5%
Median Home Sale Price YoY Change
-29%
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