Waterloo, IL Homes for Sale under $400,000

Welcome to this lovely and move in ready 2 bedroom, 1 bathroom home nestled in Waterloo, IL! With fresh updates throughout and a fantastic detached garage, this well appointed property is ready for you.Step inside and discover a thoughtfully designed main level offering everything you need for comfortable everyday living. The inviting living room provides a warm and welcoming space to relax

Linda Frierdich Century 21 Advantage

Nestled on approximately 1.6 picturesque acres just outside Waterloo, this exceptional custom-built home offers the perfect combination of quality craftsmanship, modern design, and peaceful country views. Built in 2022/23, this stunning ranch-style residence delivers the benefits of newer construction while providing the space, privacy, and versatility that today's buyers are searching for. From

Rory Hertzberg Village Realty, Inc

NEW ROOF being installed in August! Welcome to Quail Ridge Neighborhood where everyone desires to relax and unwind in this serene atmosphere. A rich advantage of this community boasts fishing opportunities in multiple lakes. Make a splash this summer in the heart of this delightful subdivision where the pool house leads to the community pool. Spectacular corner lot with a well maintained yard.

Jamie Jackson Century 21 Bailey & Company

Improved Price on this piece of Waterloo history!! Charming 3-bedroom, 2-bath brick home, originally built in 1907 as the first Lutheran Church in Waterloo. Rich with character and timeless appeal, this unique property beautifully blends historic charm with modern updates for comfortable everyday living. Inside, you'll find spacious rooms, warm character, and thoughtful improvements throughout.

Karen Whelan Strano & Associates

Looking for a 2-bedroom home that doesn't skimp on space? This single-story home delivers! Featuring expansive living areas designed for comfort, with a large living room, dining room and an eat-in kitchen that home cooks will love. The kitchen opens out to the large side patio, perfect for BBQ gatherings with those you love. Rounding out this great property is an attached 2 car garage and a

Chad Doyle RE/MAX Preferred

Welcome home to this beautiful two-story home in the Stonefield neighborhood! With inviting curb appeal, a covered front porch, attractive landscaping, and a stunning weeping willow tree in the back, this property is ready to impress from the moment you arrive. Step inside to a welcoming foyer that opens to the formal dining room and flows into the spacious living room, complete with a cozy

Monica Schmidt eXp Realty

Freshly renovated 2-bedroom, 1-bath home just minutes from the heart of Waterloo. This move-in ready home features all-new interior finishes, creating a clean, modern feel throughout. Conveniently located within walking distance of the Waterloo Square, you'll enjoy easy access to local restaurants, shops, and entertainment. Don't miss out, schedule your showing today!

Mathew Hemenway Keller Williams Marquee

Welcome to your opportunity on beautiful Lake Ronnie, just outside of Waterloo, IL! Nestled on a peaceful wooded setting, this 3-bedroom, 2-bath ranch offers privacy, space, and incredible potential in a highly desirable location. Step inside to find a spacious living room featuring a stunning stone fireplace, a functional kitchen with ample cabinetry, and a dedicated dining area with built-in

Brooke Mitchell Keller Williams Pinnacle

Welcome to 1504 Rachael Lane in Waterloo—a beautifully maintained 4-bedroom, 3-bathroom home offering the space, updates, and flexibility you’ve been searching for! New luxury vinyl plank flooring flows throughout the main level, creating a fresh, stylish look that is both attractive and easy to maintain. The finished basement takes this home to the next level, featuring an additional bedroom, a

Brooke Mitchell Keller Williams Pinnacle

NEW ROOF NEW HVAC, MOVE IN READY! This home will accomodate a fast close! This sprawling all-brick ranch offers more than 1,850 square feet on the main level with an additional 1,600+ finished square feet below, providing exceptional space and flexibility. The formal foyer leads to a fully remodeled eat-in kitchen, a large living room, or the bedroom wing. The kitchen features shaker cabinets,

Tammy Hines Tammy Mitchell Hines & Co.

Newly renovated Brick 2 story Home with Historical charm and modern amenities . Enjoy this spacious Large back yard with 2 car garage . New plumbing , New Electrical service , wiring , flooring, cabinets , countertop, appliances , Roof is approximately 6 years old .

Derek Morgan USRealty.com, LLP

Charming historic home just one block from Waterloo’s City Square. This 3 bed, 2 bath home offers 1,470 sq ft of living space with a functional layout, including a formal dining room with French doors and plenty of natural character throughout.Situated on a corner lot with a large partially fenced backyard, the property also features an oversized 2-car garage with workshop space and attic

Rodney Holt Real Broker LLC

Opportunity Knocks in Waterloo! Welcome to this solid 3-bedroom brick ranch with an attached garage is full of potential and ready for its next chapter. Being sold as-is, this home is perfect for buyers looking to add their personal touch and build equity. Inside, you’ll find hardwood floors in all three bedrooms, while the living room has already had the carpet removed—giving you a clean slate

Justin Hart Apex Realty Services Group, LLC

Welcome to 1225 Sherwood Ln in the desirable Country Club Hills subdivision of Waterloo, IL! Built in 2016, this well-maintained home offers 3 bedrooms, 2 full bathrooms, and a bright open floor plan designed for comfortable everyday living and effortless entertaining. The spacious living area flows seamlessly into the kitchen and dining space, creating an inviting atmosphere for family

Brooke Mitchell Keller Williams Pinnacle

A private sanctuary on 1.44 acres! This charming 3-bedroom cottage offers a rare blend of seclusion and natural beauty that you simply cannot find in a standard subdivision. The magical setting features a peaceful creek to explore after a fresh rain, where you can fall asleep to its soothing, gurgling sounds through open windows on crisp spring and autumn nights.Inside, the main floor boasts

Raquel Vice Century 21 Advantage

Country Charm with Endless Potential – AS-IS Sale, More pictures to come Nestled in the peaceful village of Floraville, this charming 3-bedroom, 1-bath home offers the perfect opportunity to create your dream country retreat. Priced at just $225,000, this property combines small-town tranquility with convenient access to nearby communities, located approximately 10 miles from Waterloo and within

Doug Payne Southern Illinois Realty, LLC

Originally built in 1908 and thoughtfully expanded over the years, this beautifully updated 3-bedroom, 2-bath home perfectly blends timeless character with today’s modern conveniences. Offering approximately 1,484 square feet of living space on a spacious lot of over one-third acre, this property is surrounded by mature shade trees that create a peaceful, park-like setting. The expansive backyard

JoAnn Meier RE/MAX First Choice

Welcome to Sunset Acres! This meticulously maintained, one-owner, 3-bedroom home features a classic full-brick exterior and an attached carport. Inside, enjoy bright, spacious living areas with original hardwood flooring, a sunny living room, and a kitchen with bright cabinetry and a cozy dining nook.The home provides generous bedroom sizes and a recently remodeled bathroom with a premium

Misael Chacon Beycome Brokerage Realty LLC

Welcome to this spacious and well-designed 5 bed, 3 bath home in the Country Club Hills subdivision! Situated on nearly half an acre (.47± acres), this property offers the perfect blend of space, functionality, and outdoor enjoyment. Step inside to an open-concept layout that flows seamlessly between the living, dining, and kitchen areas—ideal for both everyday living and entertaining. The

Brooke Mitchell Keller Williams Pinnacle

Location, space, and opportunity, this Greenfield Manor home has it all! Homes in this highly desirable neighborhood rarely come on the market, making this your chance to own a well-maintained full brick ranch in one of Waterloo's most sought-after locations. Enjoy being just minutes from Waterloo schools, downtown shopping and dining, and Konarcik Park. Offering 2,220 square feet all on the main

Monica Schmidt eXp Realty

Rare Opportunity in a Highly Sought-After Area!Nestled on an impressive 7.46 acres, this exceptional property offers the perfect blend of privacy, natural beauty, and country living. The 3-bedroom, 3-bath all-brick ranch features a desirable walk-out lower level and is surrounded by mature trees, creating a peaceful and secluded setting.Enjoy your own private pond, abundant wildlife, and

Vicki Bedwell eXp Realty

Welcome home to this beautifully maintained home on a desirable corner lot in Waterloo! From the moment you step into the welcoming foyer, you'll appreciate the care and pride of ownership found throughout. The bright and inviting living room features beautiful cove crown molding, adding timeless character to the space. Just beyond, the kitchen and dining area offers updated wood cabinetry,

Monica Schmidt eXp Realty

Welcome home to 206 Magnolia Avenue in the heart of Waterloo! Bursting with charm and character, this beautifully maintained 3 bedroom, 3 bath home offers the perfect blend of comfort, convenience, and small-town charm. Adorable curb appeal sets the tone as you step inside to a bright and inviting living room featuring luxury vinyl plank flooring, abundant natural light, and attractive built-in

Angela Welge RE/MAX Preferred

Price listed is Starting Bid Only. Bidding starts closing 8/12/2026 @ 5 p.m.Experience the charm of country living while remaining just minutes from town with this 3BR/1BA farmhouse situated on a recently surveyed 10± acre parcel in Waterloo, IL. Surrounded by open space and offering plenty of room to spread out, this property combines rural tranquility with convenient access to everyday

Adam Jokisch Adams Auction & Real Estate Services Inc.

Two Main Level BATHROOMS UPDATED! If you toured this home already, you may want to tour it again! ARCHITECTURAL CHARM MEETS MODERN UPDATES and COZY COMFORT Step into a home where natural light, soaring ceilings, and architectural take center stage. Designed for both comfortable living and effortless entertaining, this residence blends timeless details with thoughtful modern updates throughout.

Julie Jones-Kloeckner Cole Jones Group with Elevate Illinois Realty

Step into a piece of history with this beautiful Victorian residence, where timeless craftsmanship and architectural detail have been preserved through the years. Framed by two majestic mature trees, the stately brick facade and distinctive mansard roof create an unforgettable first impression. Inside, you're welcomed by a grand foyer featuring an original arched wood entry door with a

Summer Penet Nettwork Global

MISSION: Find a home that's actually move-in ready.STATUS: Accomplished. Built in 2015, this 4-bedroom, 3-bath home on the north end of Waterloo is ready for its next owners, and unlike your last DIY project, this one doesn't come with a never-ending to-do list. The main level offers an open layout with a spacious kitchen, a pantry big enough to hide all the snacks, and a mudroom/laundry room

Monica Schmidt eXp Realty

Welcome to 810 Victorian Avenue in Waterloo, Illinois, located in the desirable Country Club Hills Subdivision! This beautifully maintained ranch home, built in 2007, offers 1,682 square feet of comfortable living space and sits on a generous .49-acre lot with outstanding curb appeal. Step through the foyer and into the spacious living room that flows seamlessly into the open-concept eat-in

Lisa Meegan eXp Realty

Investment opportunity!! This 1 1/2 story duplex is conveniently located in downtown Waterloo. Each unit consist of 2BR/1BA. Unit B was recently remodeled w/luxury vinyl flooring, carpet, interior freshly painted, light fixtures, bathroom vanity/toilet and light fixtures. Water heater in Unit "B" is approx. 6 months. Double hung vinyl windows. Basement only on Unit B side. Unit "A" main floor

Tina LaChance Strano & Associates

Welcome to 711 Morrison Avenue in Waterloo, Illinois! This beautifully maintained, one-owner all-brick ranch offers an exceptional blend of quality craftsmanship, thoughtful updates, and versatile living space. Meticulously cared for throughout the years, this home reflects true pride of ownership and provides the comfort and functionality today's buyers are searching for.The main level

Brooke Mitchell Keller Williams Pinnacle

Super cute home on a great lot in the conveniently located Quail Ridge subdivision, just across from Mystic Oaks Golf Course. Positioned directly across from the lake, this home offers peaceful summer evenings on the front porch with a front-row view of the water, fountain, and gazebo. The community pool provides a perfect place to relax with friends and family without the maintenance of having a

Tammy Hines Tammy Mitchell Hines & Co.