2,706

West Palm Beach, FL Homes for Sale

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  • /41

    $259,900

    • 2 Beds
    • 2 Baths
    • 1,189 Sq Ft

    1823 Presidential Way Unit 1010, West Palm Beach, FL 33401

    This home is located in a very desirable community of West Palm Beach, residents enjoy access to resort-style amenities and beautifully maintained grounds. Just minutes from downtown West Palm Beach, pristine beaches, shopping, dining, and major highways, this home offers both tranquility and convenience. Step inside to find a bright and open floor plan with abundant natural light and a seamless

    Shaka Cuffe Boardwalk Realty Associates LL

    1823 Presidential Way Unit 1010, West Palm Beach, FL 33401
  • /30

    $5,050,000

    • 3 Beds
    • 5 Baths
    • 2,620 Sq Ft

    550 S Australian Ave Unit 2405, West Palm Beach, FL 33401

    The Berkeley introduces a new standard of waterfront living in West Palm Beach. Developed by Al Adelson of The Bristol, and designed by Arquitectonica, the building blends architectural presence with calm, light-filled interiors. Residences are thoughtfully designed with expansive floorplans, generous terraces, and a range of water, skyline, and city views depending on residence and floor level.

    Lesley Savin Berkeley Realty, LLC

    550 S Australian Ave Unit 2405, West Palm Beach, FL 33401
  • /24

    $925,000

    • 3 Beds
    • 2 Baths
    • 1,588 Sq Ft

    1801 N Flagler Dr Unit 639, West Palm Beach, FL 33407

    Extraordinary Panoramic Intracoastal Water Views! Picturesque views of Palm Beach Island and Downtown West Palm Beach! This rare 3BR/2BTH corner unit in Flagler Pointe features SE exposure for the best Florida sunrises. Bright and airy open unit with tile floors. Kitchen boasts granite countertops, stainless steel appliances and an abundance of cabinet space. Large balcony overlooking the North

    Tom Davis Coldwell Banker Realty

    1801 N Flagler Dr Unit 639, West Palm Beach, FL 33407
  • /8

    $160,000

    • 1 Bed
    • 1 Bath
    • 627 Sq Ft

    643 Executive Center Dr Unit Q-102, West Palm Beach, FL 33401

    Spacious one bedroom , first floor unit , all tile floor. in unit full size washer & dryer. Association includes basic cable and water. Gated Community with assigned parking and community pool. Very close to I-95,shopping , the Palm Beach Outlet Mall , restaurants and transportation. 5 minutes to the beach and Rosemary Square / City Place.

    Noreen Heelan J&N PROPERTY GROUP LLC

    643 Executive Center Dr Unit Q-102, West Palm Beach, FL 33401
  • /2

    $690,000

    • Land
    • 0.06 Acre
    • $11,500,000 per Acre

    922 6th St, West Palm Beach, FL 33401

    PRIME Development Opportunity in Downtown West Palm Beach!Rare chance to acquire 3 contiguous vacant parcels—916 6th St (parcel No.74434321060090050) , 920 6th St (parcel No.74434321060090060), and 922 6th St (parcel No.74434321060090071)—totaling 0.38 acres (16,553 sq ft) in the growing Northwest neighborhood. Offered together for $690,000, these side-by-side lots are ideal for investors or

    Ruslana Dorotych Top Miami Realty

    922 6th St, West Palm Beach, FL 33401
  • /41

    $359,000

    • 2 Beds
    • 2 Baths
    • 1,344 Sq Ft

    8432 Cargill Point, West Palm Beach, FL 33411

    Well Maintained 2/2/1 villa in ultra convenient Andros Isle. New A/C, Roof in good repair. No age restrictions. Inspections welcomed. Numerous interior features including Plantation Shutters, DR Mirror and wall sconces, Eat in K for informal dining, large walk in closet in MBR, Newer Appliances. Lawn irrigation from lake, NOT on meter. Well managed HOA includes landscaping, 24/7 staffed gate,

    John Mike RE/MAX Prestige Realty/RPB

    8432 Cargill Point, West Palm Beach, FL 33411
  • /8

    $350,000

    • 3 Beds
    • 1 Bath
    • 883 Sq Ft

    2686 Summit Blvd, West Palm Beach, FL 33406

    Charming 3-bedroom, 1-bathroom home, perfect for first-time homebuyers, or anyone looking to stop renting and start building equity. The home provides great potential for personalization while maintaining a warm and inviting feel. Conveniently located near schools, shopping centers, restaurants, and major highways, offering easy access to everything you need for daily living. Whether you're

    Anabel Rodriguez Viventi Realty LLC

    2686 Summit Blvd, West Palm Beach, FL 33406
  • /35

    $440,000

    • 3 Beds
    • 2.5 Baths
    • 1,806 Sq Ft

    4673 Tara Cove Way, West Palm Beach, FL 33417

    Located right off Military Trail, this conveniently located townhouse cannot be beat for location and convenience. With nearby grocery stores, hospitals, the Tangers Outlet Mall and the Palm Beach International Airport, just minutes away by car, all you need is right here! And don't forget the Rapids Water Park just minutes away- the ideal way to keep cool during the summer months. Come and see

    Ryan Ramsaran Highlight Realty Corp

    4673 Tara Cove Way, West Palm Beach, FL 33417
  • /25

    $189,900

    • 2 Beds
    • 2 Baths
    • 950 Sq Ft

    2515 Emory Dr W Unit C, West Palm Beach, FL 33415

    Charming 2/2 Updated Villa! Wood-Look Tile flooring, Updated Kitchen, Tasteful Coastal Decor! Brand New A/C 2025! New Water Heater 2024! All new electric wiring and New appliances 2024! Association takes care of everything on the outside, including the roof, landscaping and painting! Plus insurance on the outside! Saving You $$.Your basic cable TV is provided by the association! It's a short Walk

    Kimberly Castellotti Choice Plus Real Estate

    2515 Emory Dr W Unit C, West Palm Beach, FL 33415
  • /13

    $139,900

    • 1 Bed
    • 1 Bath
    • 845 Sq Ft

    500 Executive Center Dr Unit 39, West Palm Beach, FL 33401

    wonderful locationheart of west palm beach5 minutes away from outlet10 minutes away from international airport

    Stephen Hachey Flat Fee MLS Realty

    500 Executive Center Dr Unit 39, West Palm Beach, FL 33401
  • /11

    $200,000

    • 2 Beds
    • 1 Bath
    • 926 Sq Ft

    4081 San Marino Blvd Unit 206, West Palm Beach, FL 33409

    Great 2-bedroom, 1-bath on the 2nd floor with wooden laminated flooring, vaulted ceilings, full-size washer and dryer. The kitchen is open to the living room, ending in a nice balcony enhancing the space's open feel. Community includes fitness center, play area, pool/hot tub, racquet ball, basketball and tennis courts. Near major roads, shopping, highways, restaurants, parks, airports and more.

    Maria Marianeschi Binter Real Estate

    4081 San Marino Blvd Unit 206, West Palm Beach, FL 33409
  • /15

    $79,000

    • 1 Bed
    • 1.5 Baths
    • 702 Sq Ft

    300 Windsor N Unit M, West Palm Beach, FL 33417

    Comfortable, renovated second-floor condo located in a desirable gated community. This move-in-ready unit features a no-carpet interior, a recent A/C, and a peaceful garden view. Enjoy an active lifestyle in a very vibrant community offering resort-style amenities, including a clubhouse, billiards room, fully equipped fitness center, indoor and outdoor pools, auditorium, and much more.

    Jacques Drouin Realty Destination Palm Beach

    300 Windsor N Unit M, West Palm Beach, FL 33417
  • /35

    $685,000

    • 2 Beds
    • 2 Baths
    • 1,140 Sq Ft

    720 S Sapodilla Ave Unit 3304, West Palm Beach, FL 33401

    Back on market! Experience downtown living in the most elegant condominium in West Palm Beach! This exquisitely remodeled, pool-view unit speaks to the style and sensibility of the entire City Place area--your new backyard. Walk the bridge from your building directly into the heart of beautiful City Place. Take a stroll through the shops, choose from a fine selection of restaurants and cafes, and

    Lillian Loveland Paradise Real Estate Intl

    720 S Sapodilla Ave Unit 3304, West Palm Beach, FL 33401
  • /56

    $615,000

    • 3 Beds
    • 2.5 Baths
    • 2,249 Sq Ft

    3112 Bollard Rd, West Palm Beach, FL 33411

    Welcome to this charming residence located at 3112 Bollard Rd in West Palm Beach, FL. This beautifully maintained model home offers spacious living areas, a modern kitchen, and a serene backyard appropriate for relaxation. Tiki Hut with brick paver patio, Lake and water fountain for outdoor relaxtion at its finiest. Open floor plan with 12' coffered ceilings with crown molding throughout. Gourmet

    Steven Koleno Beycome of Florida LLC

    3112 Bollard Rd, West Palm Beach, FL 33411
  • /15

    $805,000

    • Land
    • 0.6 Acre
    • $1,341,667 per Acre

    2619 Hiawatha Ave, West Palm Beach, FL 33409

    Excellent development opportunity located near Okeechobee Blvd & Military Trl in West Palm Beach. Property features 7 buildable lots, each approximately 25 ft x 115 ft, offering flexibility for builders and investors. Just minutes from Palm Beach Outlets, major highways, shopping, and dining. Lots may be purchased as a package or individually.

    Marilyn Solano Treasure Property Group LLC

    2619 Hiawatha Ave, West Palm Beach, FL 33409
  • /25

    $290,000

    • 2 Beds
    • 2 Baths
    • 1,440 Sq Ft

    801 Lake Shore Dr Unit 1120, West Palm Beach, FL 33403

    2 bedroom, 2 bathroom Lake Harbour Towers East, waterfront condo situated along the intracoastal waterway. First floor fully renovated - highlights include a sleek kitchen featuring quartz countertops and stainless steel appliances, beautiful bathrooms, new water heater, full size washer and dryer, recessed lighting, ceiling fans, new closet and bedroom doors and all new electrical and plumbing.

    Steven Koleno Beycome of Florida LLC

    801 Lake Shore Dr Unit 1120, West Palm Beach, FL 33403
  • /36

    $900,000

    • 6 Beds
    • 2 Baths
    • 2,199 Sq Ft

    214 Westwood Cir E, West Palm Beach, FL 33411

    Location Location !!! Beautiful house, plenty of space big lot where you can build another house, (ask city for permits). Property has option to have two independent houses. 1.12 acres of land. Waiting for your RV or you boat Over an acre of land. Close to I-95 and Turnpinke. good schools, shops and malls

    Maray Duenas Giocovi Realty, LLC

    214 Westwood Cir E, West Palm Beach, FL 33411
  • /57

    $299,000

    • 2 Beds
    • 2.5 Baths
    • 1,236 Sq Ft

    2409 24th Way, West Palm Beach, FL 33407

    Beautifully remodeled 2-bedroom, 2.5-bath townhome in the heart of West Palm Beach! This move-in ready home features modern finishes throughout, a stylish kitchen with stainless steel appliances, and spacious living areas. Enjoy peace of mind with a 2-year-old roof and A/C. Conveniently located near shopping, dining, and major highways

    Nicole Dimattina Prime Time Realty LLC

    2409 24th Way, West Palm Beach, FL 33407
  • /61

    $650,000

    • 2 Beds
    • 2 Baths
    • 1,175 Sq Ft

    1551 N Flagler Dr Unit 1114, West Palm Beach, FL 33401

    Fully renovated 11th-floor 2BR/2BA condo with stunning southeast views of the Intracoastal, pool and ocean beyond. Enjoy sunrise water views from your balcony. The light-filled interior with an open living and dining layout is ideal for everyday living and entertaining. This move-in-ready condo features new kitchen, bathrooms, flooring, fresh paint, updated fixtures and custom closets throughout.

    Kim Hoss Illustrated Properties (Abacoa)

    1551 N Flagler Dr Unit 1114, West Palm Beach, FL 33401
  • /18

    $73,000

    • 1 Bed
    • 1.5 Baths
    • 684 Sq Ft

    130 Sussex G Unit 130, West Palm Beach, FL 33417

    Opportunity knocking with this one! Start with a clean canvas and make it your own. Purchase as a primary residence or investment property that can be rented out. 1 Bedroom, 1.5 Bath first floor corner unit. Great Patio overlooking manicured landscaping. Amenities include pool, tennis, pickleball, clubhouse and private bus system. Just minutes to tons of shopping, transportation, main roads and

    Jeffrey Viselman Compass Florida LLC

    130 Sussex G Unit 130, West Palm Beach, FL 33417
  • /29

    $299,900

    • 3 Baths
    • 1,250 Sq Ft

    2886 Croton Ln, West Palm Beach, FL 33403

    Completely renovated 2bedroom 2 bath and studio with bath and small kitchen. Tenant occupied Cap rate 12% updated electric, water heater and HVAC.

    Lisa Levy LoKation

    2886 Croton Ln, West Palm Beach, FL 33403
  • /32

    $799,000

    • 3 Beds
    • 2.5 Baths
    • 2,200 Sq Ft

    742 Cable Beach Ln, West Palm Beach, FL 33410

    Discover your dream home in this stunning 3-bedroom, 2-bath townhouse offering 2,200 sq ft of luxurious living space in an unbeatable South Florida location. Step inside to high ceilings that create an open-concept feel throughout the main living areas, perfect for entertaining or relaxing. The spacious layout includes modern finishes that flow to your private backyard oasis featuring a sparkling

    Dennis St.Germain Lehmann Realty Inc.

    742 Cable Beach Ln, West Palm Beach, FL 33410
  • /31

    $105,000

    • 1 Bed
    • 1.5 Baths
    • 702 Sq Ft

    377 Windsor Q, West Palm Beach, FL 33417

    BACK ON THE MARKET!!!! Lots of new upgrades have been made to this unit. 1 Bedroom, 1.5 Bath first-floor condo in Century Village. Easy access with no stairs, Central A/C...This vibrant 55+ community has all the resort style amenities!! Don't miss this move-in ready gem!

    Lawrence Bernadel Align Right Realty K1 Group

    377 Windsor Q, West Palm Beach, FL 33417
  • /20

    $239,999

    • 2 Beds
    • 2 Baths
    • 1,442 Sq Ft

    3501 Village Blvd Unit 1040, West Palm Beach, FL 33409

    OWNER FINANCING AVAILABLE!!! Fully Renovated & Move-In Ready! All possible renovations have been completed—just bring your belongings. This first-floor unit offers easy access with no stairs and features a brand-new kitchen, beautifully updated bathrooms, new stainless steel appliances, and updated flooring throughout. Enjoy resort-style amenities with the community pool located directly behind

    Taylor Basnight Logan Realty Inc

    3501 Village Blvd Unit 1040, West Palm Beach, FL 33409
  • /33

    $160,000

    • 1 Bed
    • 1 Bath
    • 540 Sq Ft

    1141 Lake Victoria Dr Unit E, West Palm Beach, FL 33411

    Opportunity: Discover a gem in this 1-bedroom, 1-bath second-floor condo. Ideal for savvy investors and first-time homebuyers, this property boasts modern tile and laminate floors, and one inviting bedroom. Located in a highly desirable area just minutes from Wellington Green Mall, Walmart, Best Buy, Home Depot, and an array of shopping and dining options, this condo offers not only comfortable

    Dirimo Chourio Vesta Realty LLC

    1141 Lake Victoria Dr Unit E, West Palm Beach, FL 33411
  • /39

    $499,000

    • 3 Beds
    • 2 Baths
    • 1,611 Sq Ft

    737 W Ilex Dr, West Palm Beach, FL 33403

    Welcome to this delightful single-family home located in the heart of West Palm Beach's Lake Park neighborhood. This property has been completely renovated with new roof (2026), impact windows (2026), water heater (2026), air conditioning (2026). The Kitchen remodel has been tastefully done turning this house into an open concept with chef's island and granite countertops. Both bathrooms feature

    Richard Carey LoKation

    737 W Ilex Dr, West Palm Beach, FL 33403
  • /84

    $799,000

    • 4 Beds
    • 4 Baths
    • 2,872 Sq Ft

    10324 Osprey Trace, West Palm Beach, FL 33412

    Premiere Golf Membership Available. Perfectly positioned on the 1st green of the Heritage Golf Course with beautiful water views, this 4-bedroom, 4-bath home offers exceptional living in The Club at Ibis. Major updates provide peace of mind and modern convenience, including NEW ROOF & GUTTERS (2026), PAVER DRIVEWAY , FULL HOUSE GENERATOR, (2021), EV CHARGER, TWO A/C UNITS (2019), GAS HOOK UP FOR

    Kathleen Chiarello Keller Williams Realty/P B

    10324 Osprey Trace, West Palm Beach, FL 33412
  • /37

    $1,199,999

    • 4 Beds
    • 3.5 Baths
    • 3,772 Sq Ft

    8181 Butler Greenwood Dr, Royal Palm Beach, FL 33411

    Welcome to this beautifully upgraded 4-bedroom, 3.5-bath home located in the private community of Greenwood Manor of Palm Beach Plantation, featuring a clubhouse, gym, resort-style pool and hot tub, pickleball, and tennis courts. Thoughtfully enhanced with over $400k in upgrades, this residence offers true turnkey living. Highlights include a new upgraded cement tile roof, impact front entry

    Holly Quastler LPT Realty, LLC

    8181 Butler Greenwood Dr, Royal Palm Beach, FL 33411
  • /34

    $550,000

    • 2 Beds
    • 2 Baths
    • 1,175 Sq Ft

    1551 N Flagler Dr Unit 1514, West Palm Beach, FL 33401

    Wake up to wide water views from this 15th-floor 2-bedroom, 2-bath at The Slade in West Palm Beach. This condo has a true split-bedroom layout, giving both bedrooms privacy, plus an open living/dining area that keeps the focus on the view—Intracoastal, ocean in the distance, and the skyline below. The building's resort-style amenities match the location: valet parking and an attended lobby, a

    Shelby Seidler Serhant

    1551 N Flagler Dr Unit 1514, West Palm Beach, FL 33401
  • /6

    $285,000

    • 3 Beds
    • 2 Baths
    • 1,024 Sq Ft

    1009 18th St, West Palm Beach, FL 33407

    Great opportunity for first-time homebuyers or investors! Property currently has a tenant in place paying $3,200 a month, offering immediate income. Major updates include a 5-year-old roof, 2017 A/C, updated electrical panel, and tankless water heater. Features tile and wood flooring throughout. A detached garage in the rear provides excellent potential for additional rental income or flexible

    Amanda Goldberg Open to Close Realty

    1009 18th St, West Palm Beach, FL 33407
  • /12

    $1,700,000

    • 2 Beds
    • 2.5 Baths
    • 2,198 Sq Ft

    184 Lake Dr Unit 4101, West Palm Beach, FL 33404

    Experience the ease and beauty of yacht club living. Conveniently located within walking distance of shopping, dining, the intra-coastal, and the beach. This beautiful, move in ready residence offers a chefs kitchen, wit quartz countertops, Sub-Zero and Wolf appliances, open floor plan, wet bar, oversized outdoor balcony, and amazing water views. All Havn residence enjoy access to the Havn

    Thomas Murray Compass Florida LLC

    184 Lake Dr Unit 4101, West Palm Beach, FL 33404
  • /25

    $99,900

    • 1 Bed
    • 1 Bath
    • 784 Sq Ft

    2638 Gately Dr E Unit 310, West Palm Beach, FL 33415

    Charming villa with a screened patio—beautifully maintained 1-bedroom unit now available in Cresthaven. Features include a full-size washer and dryer in-unit, a spacious bedroom with a walk-in closet, and storm shutters for added protection. Enjoy the convenience of being within walking distance to the clubhouse, tennis courts, and dog park. HOA dues include water, sewer, basic cable, outer

    Ricardo Remis The Keyes Company

    2638 Gately Dr E Unit 310, West Palm Beach, FL 33415
  • /38

    $322,222

    • 2 Beds
    • 2 Baths
    • 1,100 Sq Ft

    1658 Royal Forest Ct, West Palm Beach, FL 33406

    FHA OK!! Welcome to 1658 Royal Forest Court, a completely reimagined townhouse with jaw-dropping finishes and designer touches at every turn. Simply put, there is nothing else like this on the market in West Palm Beach. This stunning 2-bedroom, 2-bathroom residence offers approximately 1,100 square feet under air, thoughtfully redesigned with impeccable attention to detail. From the moment you

    Evan Davis Resource Realty and Renovation

    1658 Royal Forest Ct, West Palm Beach, FL 33406
  • /9

    $5,950,000

    • Land
    • 0 Acre

    14100 Paradise Point Rd, West Palm Beach, FL 33410

    Build your dream home on this fantastic Intracoastal lot boasting panoramic views of a County Preserve and 105' of frontage. Plans and elevations available upon request.

    Paul Thomson Waterfront Properties & Club C

    14100 Paradise Point Rd, West Palm Beach, FL 33410
  • /17

    $524,999

    • 2 Beds
    • 2 Baths
    • 1,071 Sq Ft

    1801 N Flagler Dr Unit 303, West Palm Beach, FL 33407

    Welcome to 1801 N Flagler Drive, Unit 303, an updated 2-bedroom, 2-bathroom condo offering a highly desirable split floor plan with a bedroom and full bathroom on each side of the residence, providing ideal privacy for residents and guests alike. Located along N Flagler Drive in West Palm Beach, this move-in-ready home combines comfort, functionality, and a prime waterfront-adjacent location. The

    Yvette Davis One Sotheby's International Re

    1801 N Flagler Dr Unit 303, West Palm Beach, FL 33407
  • /10

    $185,000 Pre-Foreclosure

    • 2 Beds
    • 2 Baths
    • 1,081 Sq Ft

    505 Spencer Dr Unit 3070, West Palm Beach, FL 33409

    Beautiful 2/2 Condo on 3rd floor priced to sell. Condo is very spacious and renovated with newer kitchen with stainless steel appliances, nicely tiled backsplash and newer cabinets. Unit offers tile floors throughout. Spencer Place Condo is close to Downtown WPB, The Outlet Mall and all major shopping and restaurants!

    Mark Borman Coldwell Banker Realty

    505 Spencer Dr Unit 3070, West Palm Beach, FL 33409
  • /34

    $4,695,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 3,149 Sq Ft

    220 Lake Shore Dr Unit N-2112, West Palm Beach, FL 33403

    BRAND NEW - DIRECT WATERFRONT - ONE OF A KIND!! Located on the coveted SE CORNER, This residence is the epitome of South Florida Living. 10' Floor-to-ceiling windows frame stunning water views, bringing in natural light from every direction. Professionally decorated to the highest standards, complete with 3-beds, 3.5-baths, plus a den, hurricane-impact glass, Miele appliances, a wine cooler,

    Samantha Curry Douglas Elliman

    220 Lake Shore Dr Unit N-2112, West Palm Beach, FL 33403
  • /62

    $687,000

    • 3 Beds
    • 2 Baths
    • 1,891 Sq Ft

    3011 Strada Ct, West Palm Beach, FL 33411

    Beautifully Upgraded Lake View Home with Saltwater Pool and Jacuzzi!!Don't miss your chance to own this stunning 3-bedroom, 2-bath lake view home with a versatile flex room. The kitchen features elegant Monaco quartzite countertops, and tile flooring flows throughout for easy maintenance. Crown molding and chair rails add a touch of elegance to the living spaces.Enjoy resort-style living

    Lisette Camino Lisette Camino

    3011 Strada Ct, West Palm Beach, FL 33411
  • /44

    $899,000

    • 3 Beds
    • 2 Baths
    • 2,205 Sq Ft

    11481 Tangerine Blvd, West Palm Beach, FL 33412

    NO HOA | 1.25 ACRES | FULLY FENCED | EQUESTRIAN READY | AGRICULTURAL BENEFITS. Experience the perfect blend of modern upgrades and peaceful country living in this beautifully maintained 3-bedroom, 2-bath home, situated on over 1.25 acres in the highly desirable Acreage. This residence offers a bright, open layout with a split floor plan, large tile flooring throughout, and a beautifully remodeled

    Maria Acosta Premier Listings

    11481 Tangerine Blvd, West Palm Beach, FL 33412
  • /38

    $99,000

    • 1 Bed
    • 1.5 Baths
    • 679 Sq Ft

    229 Lake Meryl Dr Unit 2290, West Palm Beach, FL 33411

    Unlock the potential of this rarely available one bedroom villa! This waterfront unit has a pass through from the kitchen to the living area for today's modern lifestyle. Romantic master suite with a private bathroom, walk-in closet, and water views. Lovely powder room for your guests. Oversized storage closet to keep you organized. Laundry in the unit! Enjoy cool breezes on your screened-in

    Amy Givoni Givoni Realty Corp.

    229 Lake Meryl Dr Unit 2290, West Palm Beach, FL 33411

Showing Results 481 - 520, Page 13 of 18

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