Homes for Sale near Classical Charter Schools of Wilmington

• 

  

  

  /58

  $450,000

  • 3 Beds
  • 2 Baths
  • 1,301 Sq Ft

  416 N 5th Ave Unit 2, Wilmington, NC 28401

  New Construction of Historical Home! The ''Thaddeus Dickerson'' Home has Been Rebuilt According to Historical Guidelines from the Ground Up and is Plaque Worthy! This Top Floor Floor Unit Boasts Wide Walkway w Separate Entrance. Wide Wooden Stairway with Custom Build Handrail, Board and Batten Wall with Black Craftsman Style Lighting. Family Room w Wide Plank Sherwood Oak LVP Floors, Black and

  Bonnie Chambers Coldwell Banker Sea Coast Advantage

  416 N 5th Ave Unit 2, Wilmington, NC 28401
• 

  

  

  /55

  $460,000

  • 3 Beds
  • 2 Baths
  • 1,272 Sq Ft

  416 N 5th Ave Unit 1, Wilmington, NC 28401

  New Construction of Historical Home! The ''Thaddeus Dickerson'' Home has Been Rebuilt According to Historical Guidelines from the Ground Up and is Plaque Worthy! This First Floor Unit Boasts Wide Walkway Leading To Covered Front Porch w Original Front Doorway with Sidelights and Transom, 2 Modern Ceiling Fans and Chandelier with Edison Bulbs! Family Room w Wide Plank Sherwood Oak LVP Floors,

  Bonnie Chambers Coldwell Banker Sea Coast Advantage

  416 N 5th Ave Unit 1, Wilmington, NC 28401
• 

  

  

  /63

  $674,900

  • 4 Beds
  • 2 Baths
  • 2,400 Sq Ft

  306 N 15th St, Wilmington, NC 28401

  Welcome to your new oasis in Wilmington's Historic District overlay! This beautifully updated 4-bedroom, 2-bathroom home is brimming with character and warmth, making it the perfect place to create lasting memories. Enjoy the flexibility of dual living spaces on both the first and second floors, each with its own kitchen--ideal for gatherings or even rental income! The second story features a

  Carter Boyles Navigate Realty

  306 N 15th St, Wilmington, NC 28401
• 

  

  

  /75

  $900,000

  • 6 Beds
  • 4 Baths
  • 2,573 Sq Ft

  416 N 5th Ave, Wilmington, NC 28401

  New Construction of Historical Home! The ''Thaddeus Dickerson'' Home has Been Rebuilt According to Historical Guidelines from the Ground Up and is Plaque Worthy! It is Currently 2 Condos but Original Doorway Can Be Opened Up to Provide Access to 1st and 2nd Floor. Perfect for Multi generational Living, Live in One Half and Air BNB the Other Half or Simply Invest and Rent Both Condos! Condos

  Bonnie Chambers Coldwell Banker Sea Coast Advantage

  416 N 5th Ave, Wilmington, NC 28401
• 

  

  

  /16

  $220,000

  • 2 Beds
  • 1 Bath
  • 573 Sq Ft

  809 Russell Alley, Wilmington, NC 28401

  Discover this beautifully renovated 2-bedroom, 1-bathroom home, ideally situated within walking distance of the Castle Street Antique District, vibrant restaurants, unique shops. This Newly Renovated property boasts all-new lighting, appliances, butcher block countertops, LVP flooring, paint, windows, and an HVAC system, making it a turn-key opportunity. Just 7 minutes from downtown, 16 minutes

  ERICA NIXON Erica Nixon Real Estate

  809 Russell Alley, Wilmington, NC 28401
• 

  

  /22

  $624,500

  • 4 Beds
  • 3.5 Baths
  • 1,835 Sq Ft

  608 Nun St, Wilmington, NC 28401

  **For information about ourpreferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.**Welcome to your dream home! This stunning new construction features 4 bedrooms and 3.5 baths, showcasing an inviting open floor plan perfect for modern living. The first-floor bedroom includes an ensuite bath, while three additional

  Quinn Marlow Coldwell Banker Sea Coast Advantage-CB

  608 Nun St, Wilmington, NC 28401
• 

  

  /20

  $5,495,000

  • Land
  • 1.58 Acres
  • $3,477,848 per Acre

  615 N Front St, Wilmington, NC 28401

  Land Development opportunity located in City of Wilmington's Central Business District. This 1.579 Acres parcel is located right in center of the Downtown Area. This parcel use to be the old WWAY site that is positioned directly across from the Wilmington Convention Center. Incredible potential to expand in the fast paced growth of the Wilmington Downtown area.

  Jeff Hovis Intracoastal Realty Corp

  615 N Front St, Wilmington, NC 28401
• 

  

  /34

  $440,245

  • 2 Beds
  • 2.5 Baths
  • 1,149 Sq Ft

  14 Grace St Unit 711, Wilmington, NC 28401

  Loads of natural sunlight from this 2 bedroom/2.5 bath condominium with a pool deck view. Eat-in kitchen island with quartz counter tops, tiles backsplash and open floor plan with oversized windows. Two bedrooms with en-suite bathrooms, double sink vanity, and walk-in closets. The amenity terrace includes swimming pool, hot tub, grilling area, fire pit, and fully equipped fitness center.

  Stephanie Heller Intracoastal Realty Corporation

  14 Grace St Unit 711, Wilmington, NC 28401
• 

  

  /34

  $448,775

  • 1 Bed
  • 1.5 Baths
  • 931 Sq Ft

  14 Grace St Unit 813, Wilmington, NC 28401

  Picturesque views of the river and Downtown Wilmington from this spacious 1 bedroom/ 2.5 bath floor plan in Overlook at River Place. Currently accepting appointments to show models and contract. Must contact listing agent for details and appointments.

  Keith Beatty Intracoastal Realty Corp

  14 Grace St Unit 813, Wilmington, NC 28401
• 

  

  /12

  $542,800

  • 2 Beds
  • 2 Baths
  • 1,211 Sq Ft

  14 Grace St Unit 1112, Wilmington, NC 28401

  Move-in ready with picturesque views of the Downtown Wilmington from this spacious 2 bedroom/ 2 bath floor plan in Overlook at River Place. The amenity terrace includes swimming pool, hot tub, gilling area, fire pit, and fully equipped fitness center. Fantastic restaurants, concert venues, retail , Thalian Hall, Wilson Center, River Walk, and more just minutes outside your door. Reserved parking

  Stephanie Heller Intracoastal Realty Corporation

  14 Grace St Unit 1112, Wilmington, NC 28401
• 

  

  /41

  $335,000

  • 3 Beds
  • 2.5 Baths
  • 1,627 Sq Ft

  468 Maides Ave, Wilmington, NC 28405

  New construction 3BR/2.5BA home close to downtown and area shopping. The first level of the home features a covered front porch, an open floor plan, a Formal Dining area, nice size kitchen with an island, white cabinets and stainless appliances, a spacious living room with a doorway to the rear yard, the half bathroom and LV flooring. The second level features the master bedroom with a walk in

  Scott Gregory RE/MAX Executive

  468 Maides Ave, Wilmington, NC 28405
• 

  

  /40

  $335,000

  • 3 Beds
  • 2.5 Baths
  • 1,627 Sq Ft

  464 Maides Ave, Wilmington, NC 28405

  New construction 3BR/2.5BA home close to downtown and area shopping. The first level of the home features a covered front porch, an open floor plan, a Formal Dining area, nice size kitchen with an island, white cabinets and stainless appliances, a spacious living room with a doorway to the rear yard, the half bathroom and LV flooring. The second level features the master bedroom with a walk in

  Scott Gregory RE/MAX Executive

  464 Maides Ave, Wilmington, NC 28405
• 

  

  /37

  $335,000

  • 3 Beds
  • 2.5 Baths
  • 1,627 Sq Ft

  460 Maides Ave, Wilmington, NC 28405

  New construction 3BR/2.5BA home close to downtown and area shopping. The first level of the home features a covered front porch, an open floor plan, a Formal Dining area, nice size kitchen with an island, white cabinets and stainless appliances, a spacious living room with a doorway to the rear yard, the half bathroom and LV flooring. The second level features the master bedroom with a walk in

  Scott Gregory RE/MAX Executive

  460 Maides Ave, Wilmington, NC 28405
• 

  /2

  $115,000

  • Land
  • 0.04 Acre
  • $2,875,000 per Acre

  721 & 723 S 8th St, Wilmington, NC 28401

  Two adjacent vacant lots available, with the larger lot (723) on the corner of S 8th St and Wooster St. Good opportunity as a home building lot or an investment.This property is subject to a commissioner sale with a 10-day upset bid period.

  Lee Crouch Intracoastal Realty Corp

  721 & 723 S 8th St, Wilmington, NC 28401
• 

  

  /34

  $610,245

  • 2 Beds
  • 2.5 Baths
  • 1,132 Sq Ft

  14 Grace St Unit 1111, Wilmington, NC 28401

  Enjoy a picturesque vista of the Cape Fear River and USS North Carolina Battleship from the beautiful 2 bedroom 2.5 bath floor plan in the Overlook at River Place Condominiums. Eat-in Island with stainless steel appliances, quartz countertops, and tiled backsplash. Engineered hardwood floors in main living area. Amenities include on-site roof top fitness center, hot tub, fire pit, and swimming

  Stephanie Heller Intracoastal Realty Corporation

  14 Grace St Unit 1111, Wilmington, NC 28401
• 

  

  /48

  $549,000

  • 3 Beds
  • 2 Baths
  • 1,576 Sq Ft

  402 S 5th Ave, Wilmington, NC 28401

  Discover a unique opportunity to own a piece of Wilmington's history! This newly renovated colonial home, once cherished by ''Miss Dolly,'' Wilmington's oldest living resident and renowned for her beautiful gardens, is now available for you to call home.Boasting over $50K in thoughtful improvements, this charming residence features 3 bedrooms and 2 modern bathrooms, making it perfect for families

  Nathan Pelsh Bryant Real Estate

  402 S 5th Ave, Wilmington, NC 28401
• 

  

  /46

  $639,000

  • 5 Beds
  • 3 Baths
  • 2,811 Sq Ft

  713 Chestnut St, Wilmington, NC 28401

  Triplex located in Historic District. Property consists of 3 rental units. There are two(2) two bedroom/ one bath and one(1) one bedroom/one bath. The total square footage is 2814 SF. The living square footage is 1956 SF and the additional square footage is 858 SF. The ceiling height on the second floor had less than 50 percent measuring 7 feet or more. Each unit has it own electric and gas

  Jeff Hovis Intracoastal Realty Corp

  713 Chestnut St, Wilmington, NC 28401
• 

  

  /13

  $475,000

  • 2 Beds
  • 1.5 Baths
  • 1,156 Sq Ft

  5011 Wrightsville Ave, Wilmington, NC 28403

  This property offers a versatile opportunity with a 1,156 square foot structure situated on a spacious 0.58-acre lot. The lot measures approximately 492 feet deep by 52 feet wide, providing ample space for various uses. With a combined zoning of Community Business and R-15, the property can accommodate both residential and commercial purposes, making it a flexible investment option. The property

  Jeff Hovis Intracoastal Realty Corp

  5011 Wrightsville Ave, Wilmington, NC 28403
• 

  

  /42

  $449,000

  • 1 Bed
  • 1 Bath
  • 580 Sq Ft

  10 Grace St Unit 603, Wilmington, NC 28401

  This fully furnished, 1-bedroom, 1-bath unit offers a perfect blend of historic charm and modern high-rise living, right in the heart of Wilmington's vibrant downtown. Situated in the prestigious River Place Condominiums, you'll enjoy breathtaking, unobstructed views of the Cape Fear River and the iconic USS North Carolina from your private balcony, and the most amazing sunsets available

  Don Harris Intracoastal Realty Corporation

  10 Grace St Unit 603, Wilmington, NC 28401
• 

  

  /23

  $125,000

  • 3 Beds
  • 1 Bath

  1206 Dawson St, Wilmington, NC 28401

  Great opportunity for investors! Zoned UMX, you could choose to revitalize the single family home, turn it into a commercial business or office space, or tear down the structure and use the land- the possibilities are endless.Property being sold AS-IS.

  Krista Butler HAVEN Realty Co.

  1206 Dawson St, Wilmington, NC 28401
• 

  

  /10

  $225,000

  • 2 Beds
  • 2 Baths
  • 1,023 Sq Ft

  1521 Cadfel Ct Unit 306, Wilmington, NC 28412

  Discover this meticulously maintained condo in the highly desirable Bellingham Park community! Nestled in the heart of Midtown Wilmington, this home is perfectly situated for easy access to The Pointe at Barclay and Novant New Hanover Regional Medical Center, blending ultimate convenience with comfortable living. Residents enjoy an array of top-tier HOA amenities, including a pool, clubhouse,

  Jack Melton Coldwell Banker Sea Coast Advantage

  1521 Cadfel Ct Unit 306, Wilmington, NC 28412
• 

  

  /43

  $350,000

  • 2 Beds
  • 2.5 Baths
  • 1,215 Sq Ft

  4213 Spirea Dr Unit A, Wilmington, NC 28403

  Welcome to 4213 Spirea Dr in the new Camelia Trace community! This luxury townhome, built by Source Contracting Solutions, offers 2 spacious bedrooms and 2.5 bathrooms. The stylish kitchen features stainless steel appliances, white shaker cabinets, and a farmhouse-style sink. The bathrooms are beautifully designed with elegant vanities and custom tile work in the shower and shower-tub combo.

  Jeremiah Barnett Keller Williams Innovate-Wilmington

  4213 Spirea Dr Unit A, Wilmington, NC 28403
• 

  

  /10

  $399,000

  • 1 Bed
  • 1 Bath
  • 585 Sq Ft

  106 N Water St Unit 207, Wilmington, NC 28401

  Discover your downtown oasis! This beautifully renovated one-bedroom, one-bathroom condo offers the perfect blend of modern comfort and historic charm. Enjoy breathtaking river and battleship views from your private space. Fully furnished and move-in ready, this turnkey gem is ideal for those seeking a low-maintenance lifestyle in the heart of Wilmington. Immerse yourself in the city's vibrant

  Susan Ayers HomeZu

  106 N Water St Unit 207, Wilmington, NC 28401
• 

  

  /27

  $250,000

  • 2 Beds
  • 2 Baths
  • 1,278 Sq Ft

  106 Kellerton Ct, Winnabow, NC 28479

  2 Bedrooms PLUS an extra room that will function as an extra bedroom, office, or whatever your heart desires. This one has it all....from the updated primary bath with a walk in shower, updated kitchen with beautiful countertops and backsplash AND pull out drawers in each custom cabinet, custom built ins in the living room, and a all season enclosed patio with privacy and beautiful

  Melissa Martin Keller Williams Innovate-Wilmington

  106 Kellerton Ct, Winnabow, NC 28479
• 

  

  /50

  $839,000

  • 2 Beds
  • 2.5 Baths
  • 1,226 Sq Ft

  240 N Water St Unit 854, Wilmington, NC 28401

  Exquisite condo located in the prestigious River Place Condominiums in downtown Wilmington. A welcoming, luxurious home featuring designer interiors with modern kitchen and appliances, quartz countertops, tiled backsplash with large eat-in island and spacious living area. Two bedrooms with full baths, double vanities and walk-in closets. Half bath at entry for guests. Custom closet systems and

  Stephanie Heller Intracoastal Realty Corporation

  240 N Water St Unit 854, Wilmington, NC 28401
• 

  

  /36

  $460,000

  • 3 Beds
  • 2 Baths
  • 1,396 Sq Ft

  1702 Orange St, Wilmington, NC 28403

  Welcome to 1702 Orange Street - a beautifully renovated 3-bedroom, 2-bathroom home nestled in a prime location near Cargo District. This property has been completely updated, offering a modern, move-in-ready space. The open-concept kitchen/dining area features stunning granite countertops, with plenty of space for cooking and entertaining. Enjoy the luxury of private off-street parking located

  Ayden Damitio Fathom Realty NC LLC

  1702 Orange St, Wilmington, NC 28403
• 

  

  /15

  $275,000

  • Land
  • 0.33 Acre
  • $833,333 per Acre

  1029 Wind Lake Way, Leland, NC 28451

  A gem of a blank canvas! Imagine building your stunning new home on this exquisite waterfront lot nestled in the canal in the serene and sought-after community of Waterford. This prime piece of land is just a short stroll from the clubhouse, tennis courts, and swimming pools, offering endless recreational opportunities. Plus, you're only a few minutes' drive from a variety of restaurants, shops,

  Joana Cappi RE/MAX Executive

  1029 Wind Lake Way, Leland, NC 28451
• 

  

  /30

  $225,000

  • 2 Beds
  • 2 Baths
  • 876 Sq Ft

  4443 Holly Tree Rd, Wilmington, NC 28412

  Newly updated Holly Tree condo now available! This 2 bedroom/2 bath property has been updated with new flooring, all new appliances, new cabinets in both kitchen and baths, new paint and new lighting. In addition glass has been replaced in windows which had a broken seal and the hot/cold connections to the water lines have been replaced under both bath and kitchen sinks. Convenient living with

  Brenda Bokano Coldwell Banker Sea Coast Advantage-Midtown

  4443 Holly Tree Rd, Wilmington, NC 28412
• 

  

  /62

  $520,000

  • 1 Bed
  • 2 Baths
  • 1,148 Sq Ft

  240 N Water St Unit 853, Wilmington, NC 28401

  Welcome to luxury waterfront living at River Place, located in the heart of downtown Wilmington. This exclusive 8th-floor condo offers a sophisticated lifestyle, starting with an elegant lobby featuring concierge service, a private lounge with a wet bar, a billiard room, and a pet-washing station. The home boasts a designer kitchen with quartz countertops, a spacious island, pantry, and tiled

  Chris Santucci Coldwell Banker Sea Coast Advantage-CB

  240 N Water St Unit 853, Wilmington, NC 28401
• 

  

  /25

  $364,900

  • 3 Beds
  • 3 Baths
  • 1,489 Sq Ft

  416 Rose Ave, Wilmington, NC 28403

  This fully renovated home offers two master suites, each with a private bathroom and access to the outdoors via sliding glass doors. The property features new LVP flooring, fresh paint, contemporary fixtures, and updated cabinets and vanities throughout. The new kitchen comes with modern appliances, making it a standout feature of the home. Located in a sought-after area near UNC Wilmington, this

  Kevin Gioia Beycome Brokerage Realty LLC

  416 Rose Ave, Wilmington, NC 28403
• 

  

  /38

  $350,000 Open Sat 11AM - 3PM

  • 2 Beds
  • 1 Bath
  • 739 Sq Ft

  209 Queen St, Wilmington, NC 28401

  LOCATION, LOCATION, LOCATION! Step into this charming 1/2 bedroom bungalow, nestled in the heart of the historic 1870 City of Wilmington subdivision. Fully furnished and move-in ready, this home is perfect for a quick getaway or a fantastic investment for short or long-term rental. With a newer roof and HVAC system, you can enjoy worry-free living in style.Relax on the cozy, covered front porch

  Trina Thomas Keller Williams Innovate-Wilmington

  209 Queen St, Wilmington, NC 28401
• 

  

  /41

  $482,700

  • 3 Beds
  • 2.5 Baths
  • 1,824 Sq Ft

  4711 Patrick Ave, Wilmington, NC 28403

  Welcome to 4711 Patrick Ave, a 3-bedroom, 2.5-bath home in a centrally located Wilmington neighborhood. It is only 10 minutes from UNCW and downtown Wilmington and 15 minutes from Wrightsville Beach and Mayfaire. This home has 1,824 sq ft of well-designed living space and sits on a generous 1/2-acre lot, a rare find that provides plenty of room for both comfort and future potential. The front

  Brenda Dixon eXp Realty

  4711 Patrick Ave, Wilmington, NC 28403
• 

  

  /38

  $350,000

  • 3 Beds
  • 2.5 Baths
  • 1,341 Sq Ft

  2926 Princess Place Dr, Wilmington, NC 28405

  Beautifully Updated 3-Bedroom Home in Wilmington, NC - Perfect for Families or Investors!Introducing 2926 Princess Place Drive, an impeccably maintained property located in the heart of Wilmington, NC. This charming home offers 1,341 square feet of thoughtfully designed living space, including 3 bedrooms, 2 full bathrooms, and 1 half bathroom, making it an excellent choice for a single-family

  Brandon Edens Real Broker LLC

  2926 Princess Place Dr, Wilmington, NC 28405
• 

  

  /40

  $270,000

  • 3 Beds
  • 2 Baths
  • 1,233 Sq Ft

  1500 Cadfel Ct Unit 202, Wilmington, NC 28412

  Rare opportunity to buy a 3 bedroom, 2 bathroom condo in one of the most popular communities in Wilmington. The unit was updated in 2023 which includes the LVP floors, carpet, paint, stainless steel appliances and washer and dryer. The unit is a split floorplan. The Primary Bedroom has a generous walk-in closet and an ensuite bathroom featuring dual vanities and a soaking tub. Additional

  Shane Register Team Coldwell Banker Sea Coast Advantage-Midtown

  1500 Cadfel Ct Unit 202, Wilmington, NC 28412
• 

  

  /53

  $525,000

  • 4 Beds
  • 2.5 Baths
  • 1,805 Sq Ft

  720 Nun St, Wilmington, NC 28401

  Welcome to 720 Nun St, a beautifully renovated home nestled in the heart of Wilmington, NC. This stunning property offers 4 bedrooms, 2.5 bathrooms, and 1805 square feet of thoughtfully designed living space. The master bedroom, located on the main floor, features a luxurious ensuite bathroom with dual sinks, modern fixtures, a custom-tiled shower with a built-in niche, and a relaxing rain

  Jeremiah Barnett Keller Williams Innovate-Wilmington

  720 Nun St, Wilmington, NC 28401
• 

  

  /12

  $376,350

  • 1 Bed
  • 1 Bath
  • 839 Sq Ft

  14 Grace St Unit 1114, Wilmington, NC 28401

  Wonderful city views of Downtown Wilmington from the one bedroom condo at the Overlook at River Place. Pocket doors to bath makes for a private entrance to bedroom and walk-in closet. Amenity terrace includes swimming pool, hot tub, grilling area, fire pit, and a fully equipped fitness center. Fantastic restaurants, event venues, retail, Thalian Hall, Wilson Center, River Walk, and more just

  Stephanie Heller Intracoastal Realty Corporation

  14 Grace St Unit 1114, Wilmington, NC 28401
• 

  

  /25

  $225,000

  • 1 Bed
  • 1 Bath
  • 826 Sq Ft

  2820 Bloomfield Ln Unit 101, Wilmington, NC 28412

  Discover this meticulously maintained condo in the highly desirable Bellingham Park community! Nestled in the heart of Midtown Wilmington, this home is perfectly situated for easy access to The Pointe at Barclay and Novant New Hanover Regional Medical Center, blending ultimate convenience with comfortable living. Residents enjoy an array of top-tier HOA amenities, including a pool, clubhouse,

  Jack Melton Coldwell Banker Sea Coast Advantage

  2820 Bloomfield Ln Unit 101, Wilmington, NC 28412
• 

  /2

  $149,900

  • Land
  • 0.17 Acre
  • $881,765 per Acre

  1014 Queen St, Wilmington, NC 28401

  Duplex homesite with beautiful Oaks within walking distance to area eateries and shopping. Only two blocks to Williston Middle School and the Robert Strange Park and Pool! This homesite has lots of possibilities. See attached documents from Planning.

  Sandy Monroe Coldwell Banker Sea Coast Advantage

  1014 Queen St, Wilmington, NC 28401
• 

  

  /16

  $225,000

  • 2 Beds
  • 2 Baths
  • 1,023 Sq Ft

  1521 Cadfel Ct Unit 103, Wilmington, NC 28412

  Discover this meticulously maintained condo in the highly desirable Bellingham Park community! Nestled in the heart of Midtown Wilmington, this home is perfectly situated for easy access to The Pointe at Barclay and Novant New Hanover Regional Medical Center, blending ultimate convenience with comfortable living. Residents enjoy an array of top-tier HOA amenities, including a pool, clubhouse,

  Jack Melton Coldwell Banker Sea Coast Advantage

  1521 Cadfel Ct Unit 103, Wilmington, NC 28412
• 

  

  /43

  $330,000

  • 3 Beds
  • 2 Baths
  • 976 Sq Ft

  120 Charter Dr, Wilmington, NC 28403

  Cute little home within minutes of Wrightsville Bch,. & Mayfaire, as well as Wilmington other attractions. Great for a second home or for a student coming to UNCW. Hardwood floors for easy cleaning, 3 bedrooms, 2 bath, carport for parking, & most of the back yard is fenced.

  Polly Floyd Berkshire Hathaway HomeServices Carolina Premier Properties

  120 Charter Dr, Wilmington, NC 28403

Showing Results 481 - 520, Page 13 of 15