Starting at $825 Per Month
- 1 - 3 Beds
1015 Gilmer Rd, Winnsboro, TX 75494
Madison Oaks Apartments
(430) 247-2695
Frequently Asked Questions
How much does it cost to rent a home in Winnsboro, TX?
The median rent for a home in Winnsboro, TX is $2,317 per month, though prices vary by neighborhood, size, and property type. As of June 2026, condos tend to be the most affordable option while single-family homes are currently more expensive.
How much do you need to make to afford rent in Winnsboro, TX?
To comfortably afford the median rent in Winnsboro, TX, a household needs to earn roughly $92,680 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $2,317 per month in Winnsboro, TX, renters typically need to show $6,951 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Winnsboro, TX?
In Winnsboro, TX, the price-to-rent ratio is 7.2, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
