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Winston-Salem, NC 1-Story Homes for Sale

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  • /23

    $246,000

    • 2 Beds
    • 1 Bath
    • 908 Sq Ft

    615 Corona St, Winston Salem, NC 27103

    Great home in Ardmore that is ready for its next owner! This 2-bedroom, 1-full bath home is perfect for the first-time homebuyer or investor looking for a property in the well-known Ardmore community -- original hardwood floors on the main, freshly painted interiors, and a large, floored attic and large unfinished basement makes for incredible storage you often don't find in a home its age. Enjoy

    Lance Jenkins Oak & Elm Realty Group LLC

    615 Corona St, Winston Salem, NC 27103
  • /11

    $195,000

    • 3 Beds
    • 1 Bath
    • 1,357 Sq Ft

    4511 June Ave, Winston Salem, NC 27106

    Seller says Bring all offers!!! Adorable property available for your next home! Main level living in this 3 BR 1 Ba home in Winston-Salem with nice lot with garden space. Property is offered As is come view this home and make it your own. Convenient location to Wake Forest and Shopping, Hwy access and local hospitals. Wheelchair ramp on back of property.Come visit this new listing today!

    V. Shannon Conrad Shannon Conrad & Associates, Inc.

    4511 June Ave, Winston Salem, NC 27106
  • /27

    $550,000

    • 4 Beds
    • 2.5 Baths
    • 3,332 Sq Ft

    6065 Providence Church Rd, Winston Salem, NC 27105

    Charming Home on Over an Acre – Privacy Meets Convenience. Set back from the road on a spacious, private lot, this inviting home offers the perfect blend of tranquility and accessibility. Enjoy over an acre of peaceful land while being just minutes from Maple Chase Golf & Country Club, the YMCA, shopping, dining, and more. A rare opportunity to enjoy space, privacy, and location all in one!

    Twanda Montgomery Berkshire Hathaway HomeServices Carolinas Realty

    6065 Providence Church Rd, Winston Salem, NC 27105
  • /19

    $242,000 Open Sun 8AM - 7PM

    • 3 Beds
    • 2 Baths
    • 1,187 Sq Ft

    120 Cloverfield Ct, Winston Salem, NC 27127

    Welcome to this beautifully maintained property that is sure to impress. The interior boasts a neutral color paint scheme that provides a calming and inviting atmosphere. The kitchen is a chef's dream, equipped with all stainless steel appliances that add a touch of modern elegance. Step outside to enjoy the spacious deck, perfect for entertaining or simply relaxing in the fresh air. The property

    Amy Horne Opendoor Brokerage LLC

    120 Cloverfield Ct, Winston Salem, NC 27127
  • /25

    $235,000

    • 3 Beds
    • 2 Baths
    • 1,149 Sq Ft

    1629 Village Place, Winston Salem, NC 27127

    Easy one level living in the 3 bedroom 2 bath home. Relax by the cozy fireplace, enjoy gatherings in the spacious back yard and unwind in the beautiful ensuite bath. It's the perfect place to feel at home!

    Cara Irvine RE/MAX Preferred Properties

    1629 Village Place, Winston Salem, NC 27127
  • /24

    $365,000

    • 3 Beds
    • 2 Baths
    • 1,630 Sq Ft

    4455 Chebar Dr, Pfafftown, NC 27040

    AMAZING OPPORTUNITY TO OWN A TRUE CUSTOM HOME! Built by prestigious Wright N Wright Construction, this home features State of the Art upgrades, such as precast foundation walls by Superior Walls, engineered truss system, Rheem 2.5 ton 14 SEER Heat Pump, engineered retaining wall - too many more to list here. Supplemental sheet is attached. Now, to the things that will make you fall in love! This

    None Janet Jones Janet Jones, Inc

    4455 Chebar Dr, Pfafftown, NC 27040
  • /30

    $320,000

    • 3 Beds
    • 2.5 Baths
    • 1,670 Sq Ft

    1142 Folkstone Ridge Ln, Winston Salem, NC 27127

    $10K PRICE REDUCTION! Charm and character awaits in this 3BR + bonus home! Double tray ceiling and wainscotting highlights the dining room; Kitchen features abundance of cabinets, pantry cabinets stainless appliances including refrigerator, deep sink and breakfast counter for casual dining. Vaulted great room has fireplace. Main level owner's suite accented with double-tray ceiling, ceiling fan,

    Ashley Fitzsimmons Howard Hanna Allen Tate - Greensboro

    1142 Folkstone Ridge Ln, Winston Salem, NC 27127
  • /31

    $279,000

    • 3 Beds
    • 2 Baths
    • 1,633 Sq Ft

    4433 Ogburn Ave, Winston Salem, NC 27105

    No HOA! Situated on 0.73 acres, this beautifully remodeled 3-bedroom, 2-bath home has it all! Updates include new drywall, electrical, plumbing, windows, roof, kitchen cabinets, flooring, HVAC, water heater, fresh interior paint, granite countertops, and stainless steel appliances—move-in ready!Enjoy the spacious living room, large bedrooms with plenty of privacy, and a relaxing back porch.

    Gabriela Marin Smart Move Group

    4433 Ogburn Ave, Winston Salem, NC 27105
  • /38

    $289,000

    • 3 Beds
    • 2 Baths
    • 1,650 Sq Ft

    1921 Burke Mill Rd, Winston Salem, NC 27103

    Beautiful brick home conveniently located to shopping, hospitals, parks, pools and more! 3 bedroom/2 bath ranch with updated baths. Spacious primary bedroom with walk in closet and en-suite bath. Vinyl replacement windows throughout. Lovely back yard with garden beds. Attached carport with storage room. All appliances convey including refrigerator, washer and dryer. One level living at its finest

    Brad Davis RE/MAX Realty Consultants

    1921 Burke Mill Rd, Winston Salem, NC 27103
  • /19

    $115,000

    • 2 Beds
    • 1 Bath
    • 876 Sq Ft

    3820 Country Club Rd Unit I, Winston Salem, NC 27104

    Occupied Rental with 12 month lease. Recently updated condo in peaceful Salem Square. Pictures do not do this unit justice – you have to see it to appreciate the spacious bedrooms and cozy, warm feel! Imagine sitting on your front balcony with coffee listening to nothing but birds chirping; you'll have plenty of shade from the mature trees while you take in the surprising peace and quiet that

    Mark Mann RE/MAX Realty Consultants

    3820 Country Club Rd Unit I, Winston Salem, NC 27104
  • /17

    $115,000

    • 2 Beds
    • 1 Bath
    • 853 Sq Ft

    3830 Country Club Rd Unit L, Winston Salem, NC 27104

    Recently updated condo in peaceful Salem Square, including incredibly gorgeous flooring! Pictures do not do this unit justice – you have to see it to appreciate the spacious bedrooms and cozy, warm feel! Imagine sitting on your front balcony with coffee listening to nothing but birds chirping; you'll have plenty of shade from the mature trees while you take in the surprising peace and quiet that

    Mark Mann RE/MAX Realty Consultants

    3830 Country Club Rd Unit L, Winston Salem, NC 27104
  • /12

    $235,000 Open Sun 2PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,240 Sq Ft

    3640 Cheshire Woods Dr, Winston Salem, NC 27106

    Come and tour this move-in ready home located in the heart of Winston-Salem! This well-maintained property offers comfort and convenience on a spacious 0.48-acre corner lot with no HOA. Inside, you’ll find a freshly painted interior and updated hardwood flooring throughout the main living areas. The open layout provides plenty of natural light and a welcoming atmosphere for family and guests.

    Justin Singletary Call It Closed International Inc

    3640 Cheshire Woods Dr, Winston Salem, NC 27106
  • /2

    $92,000

    • 2 Beds
    • 1 Bath
    • 909 Sq Ft

    2820 Pelham Place Unit F, Winston Salem, NC 27106

    Main level end unit condo.

    Warner Starkey APS Realty Group

    2820 Pelham Place Unit F, Winston Salem, NC 27106
  • /28

    $199,000 Open Sun 2PM - 4PM

    • 2 Beds
    • 1 Bath
    • 889 Sq Ft

    2242 Hollyrood St, Winston Salem, NC 27127

    Charming and fully renovated 2-bedroom, 1-bath home for sale in Winston-Salem! Step inside to find fresh paint and modern light fixtures throughout, creating a bright and welcoming atmosphere. The beautifully remodeled kitchen offers ample cabinet space, perfect for storage and everyday use. The bathroom features a stylish modern design with a sleek tile shower. Outside, you’ll love the open

    Martin Morales Keller Williams Realty

    2242 Hollyrood St, Winston Salem, NC 27127
  • /10

    $195,000

    • 3 Beds
    • 2 Baths
    • 1,144 Sq Ft

    4967 Trent Hill Dr, Winston Salem, NC 27105

    Step inside this beautifully maintained 3-bedroom, 2-bath home featuring solid surface flooring throughout—no carpet in sight! The spacious kitchen is perfect for everyday living and entertaining, with an inviting eat-in area, plenty of counter space, and generous cabinetry for all your cooking essentials. Enjoy the comfort of open living spaces and well-sized bedrooms that offer both

    Pamela Robinson Home Selling Solutions of the Triad

    4967 Trent Hill Dr, Winston Salem, NC 27105
  • /23

    $352,000

    • 3 Beds
    • 2 Baths
    • 1,755 Sq Ft

    1056 Gales Ave, Winston Salem, NC 27103

    Situated in the heart of Ardmore—one of Winston-Salem’s most sought-after neighborhoods—this 3-bedroom, 2-bath home offers classic features and a prime location just minutes from Atrium Health Wake Forest Baptist Hospital and WS Dash Stadium. Inside, you’ll find a spacious living room with a gas fireplace, a dedicated dining room with built-in shelving, and a kitchen outfitted with sleek

    Ruston Nelson Rogers Realty & Auction Co., Inc.

    1056 Gales Ave, Winston Salem, NC 27103
  • /29

    $129,900

    • 2 Beds
    • 2 Baths
    • 1,274 Sq Ft

    6127 Old Plank Rd, Winston Salem, NC 27106

    This spacious 2-bedroom, 2-bath condo offers 1,274 sq ft of comfortable living in a convenient Winston-Salem location—close to shopping, dining, and everyday essentials. Starting with an inviting living area filled with natural light, highlighted by custom-stained shelving, electric fireplace and updated fixtures. The primary suite features its own bath with thoughtful finishes, while the

    Hosanna Hill Lantern Realty & Development

    6127 Old Plank Rd, Winston Salem, NC 27106
  • /33

    $174,900

    • 3 Beds
    • 1 Bath
    • 1,080 Sq Ft

    330 Hartle St, Winston Salem, NC 27127

    Cute as a button ranch home on quiet street in convenient location. Enjoy the modern updates which include, everything new. Windows, Roof, paint, water heater and heat pump, Pretty LVP flooring, appliances, vanity, lighting and plumbing fixtures and more. All situated on pretty lot. Large outbuilding stays!! Affordable for first time home buyer!! Move in ready and full of charm.

    Lisa Pfefferkorn Coldwell Banker Advantage

    330 Hartle St, Winston Salem, NC 27127
  • /29

    $308,000

    • 3 Beds
    • 2 Baths
    • 1,882 Sq Ft

    1841 Turfwood Dr, Pfafftown, NC 27040

    Timeless charm meets modern updates in this beautifully renovated 3-bedroom, 2-bath home. Step inside to discover all-new padded LVP flooring throughout; stylish tile in both fully remodeled bathrooms - primary bath w/marble shower floor, hall bath w/granite countertops; fresh interior paint; updated lighting fixtures; updated windows in bedrooms, bathrooms, & laundry room; custom built-in closet

    Pam Matthews Howard Hanna Allen Tate - Winston Salem

    1841 Turfwood Dr, Pfafftown, NC 27040
  • /27

    $395,000

    • 4 Beds
    • 2 Baths
    • 1,761 Sq Ft

    909 Knollwood St, Winston Salem, NC 27103

    *OPEN HOUSE SATURDAY 11/15/25 FROM 2-4 WITH A FOOD DRIVE & GIFT CARD DRAWING. BRING 3 NON-PERISHIBLE ITEMS & GET AN EXTRA ENTRY FOR THE GIFT CARD*. This quaint cottage-style home is more than just a place to live—it’s a lifestyle! Perfectly situated within walking distance to a local coffee shop, pet bakery, Miller Park, & so much more. You’ll love the convenience and community this location

    Ashley Renn Realty One Group Results

    909 Knollwood St, Winston Salem, NC 27103
  • /40

    $390,000

    • 3 Beds
    • 2 Baths
    • 1,488 Sq Ft

    1034 Vernon Ave, Winston Salem, NC 27106

    Come see this wonderful cottage, nestled front and back by flower gardens. The living room has hardwood floors & a wood burning fireplace. The light-filled office/sunroom, is ready for work or crafts. Beautifully remodeled Kitchen w/walk-in pantry, butcher block tops, farm sink and tile floors. A spacious greenhouse window at sink is the perfect place to grow fresh herbs. The dining room has

    David Helms Weichert REALTORS Triad Associates

    1034 Vernon Ave, Winston Salem, NC 27106
  • /36

    $294,900

    • 3 Beds
    • 2 Baths
    • 1,561 Sq Ft

    5059 Mount Hope Dr, Winston Salem, NC 27107

    This charming 3-bedroom, 2-bath ranch-style home offers single-level living at its best. The open-concept layout features a spacious living area filled with natural light, a well-appointed kitchen with modern black appliances, and a cozy dining space perfect for family gatherings. The primary ensuite includes a separate shower, garden tub and generous closet space. Enjoy the convenience of a

    Lawana Jay Coldwell Banker Advantage

    5059 Mount Hope Dr, Winston Salem, NC 27107
  • /20

    $250,000

    • 3 Beds
    • 2 Baths
    • 1,738 Sq Ft

    2 Worthdale Ct, Winston Salem, NC 27103

    Welcome to 2 Worthdale Ct — a classic ranch-style home on nearly 0.78 acres in the Salem Woods subdivision.This solid 1968 brick residence features 3 bedrooms, 2 full baths. The floor plan offers a comfortable balance between formal and casual living — ideal for both relaxing and entertaining.Step into a bright living room with windows that flood the space with natural light. The

    Timothy Ta Smart Move Group

    2 Worthdale Ct, Winston Salem, NC 27103
  • /43

    $432,000

    • 4 Beds
    • 2 Baths
    • 2,016 Sq Ft

    2025 Craig St, Winston Salem, NC 27103

    Welcome to this charming Ardmore home that lives larger than its square footage! Featuring 4 spacious bedrooms and 2 full baths, this property offers the perfect blend of comfort and character. Step inside to a bright living room beaming with beautiful natural light from oversized windows, flowing seamlessly into the dining area and kitchen.Main level includes two generous bedrooms and a full

    Blake Ginther Keller Williams Realty Elite

    2025 Craig St, Winston Salem, NC 27103
  • /31

    $595,000

    • 4 Beds
    • 4 Baths
    • 4,236 Sq Ft

    1147 Strathmore Cir, Winston Salem, NC 27104

    Welcome to this charming brick ranch in the heart of Sherwood Forest! On the market for the first time in years, this family home has been lovingly maintained. With 4 bedrooms and 4 full baths, it offers comfort and flexibility for a variety of living arrangements. Updated systems, a Generac generator, and a newer roof provide peace of mind. The main-level two-car garage connects to a spacious

    Sarah Haynes Leonard Ryden Burr Real Estate

    1147 Strathmore Cir, Winston Salem, NC 27104
  • /48

    $590,000 Open Sun 2PM - 4PM

    • 3 Beds
    • 2.5 Baths
    • 3,107 Sq Ft

    3920 Copperfield Ridge Ct, Winston Salem, NC 27106

    Fantastic location in the highly sought-after Copperfield neighborhood! This all-brick home is nestled on a peaceful cul-de-sac lot and boasts over 3,100 square feet of spacious living. Enjoy the convenience of a main-level split-bedroom floor plan, featuring beautiful wood floors in the foyer, living room, dining room, and office; in addition, there are plantation shutters throughout! The great

    Cindy Rosenberg Berkshire Hathaway HomeServices Carolinas Realty

    3920 Copperfield Ridge Ct, Winston Salem, NC 27106
  • /10

    $295,000

    • 2 Beds
    • 1 Bath
    • 728 Sq Ft

    190 Stanleyville Manor Ave Unit 1-7, Rural Hall, NC 27045

    Investment Property that includes one stick-built house and 6 single wide manufactured homes. Monthly income is currently $2275per month. (Please DO NOT bother tenants. Schedule Showings through Listing Broker) Buyers broker to confirm with City of Winston-Salem about Non-Conforming Trail Park rules.

    Kent Hunter Kent Hunter Realty LLC

    190 Stanleyville Manor Ave Unit 1-7, Rural Hall, NC 27045
  • /18

    $349,900

    • 4 Beds
    • 2.5 Baths
    • 2,135 Sq Ft

    894 Peachtree Meadows Cir, Kernersville, NC 27284

    Ideal end of street location. Updated throughout. Wooded back area with lots of privacy yet convenient to everything. Vaulted ceiling in living room, den and screen porch. . Double fireplace in dining room and den. Staircase has oak treads. Screen porch for those sunny days or cool nights. 2nd bedroom or office with closet. 3rd bedroom has access to bath. 4th bedroom or bonus room with closet.

    Janice Neal Harmon House Realty

    894 Peachtree Meadows Cir, Kernersville, NC 27284
  • /49

    $389,900

    • 2 Beds
    • 2.5 Baths
    • 2,045 Sq Ft

    106 Queensbury Dr, Winston Salem, NC 27127

    Welcome to low maintenance living in Friedberg Village. This all brick townhome features 2000+ sqft of living space. Through the front door you will notice wonderful details such as wainscoting, arched doorways, new LVP flooring, upgraded light fixtures, granite kitchen w/ ample counter space & bar for dining. Dining room features a bay window adding natural light & the LR has a 2 sided gas

    John Riggins Keller Williams Realty Elite

    106 Queensbury Dr, Winston Salem, NC 27127
  • /25

    $314,000

    • 3 Beds
    • 2 Baths
    • 1,785 Sq Ft

    6034 Glen Way Dr, Winston Salem, NC 27107

    Recent Price adjustment. Roof replaced in 2023 & premium HVAC installed in 2019! One-Level Home in Prime Location! Well maintained home offering nearly 1,800 sq ft in a sidewalk-lined neighborhood. Located in Kersville area, this home combines convenience, charm, & updates that buyers love. Refrigerator (2021) may stay. Whole house dechlorinator (2019) & Reverse Osmosis Water System (2019) offer

    Mary Allen ALLEN MARKETING

    6034 Glen Way Dr, Winston Salem, NC 27107
  • /28

    $260,000

    • 3 Beds
    • 2 Baths
    • 1,320 Sq Ft

    1770 Berkley Rd, Kernersville, NC 27284

    We have made a price improvement and would like to welcome you come take a look at this inviting bungalow-style gem nestled in Kernersville. From its welcoming covered front porch to the warm, open living spaces inside, this home is designed for both comfort and style with timeless charm. This single-level home blends classic character and modern conveniences with thoughtful finishes throughout.

    Johanna LaRose Great State Real Estate

    1770 Berkley Rd, Kernersville, NC 27284
  • /28

    $475,000

    • 3 Beds
    • 3 Baths
    • 2,780 Sq Ft

    4535 Zachary St, Winston Salem, NC 27107

    Custom-Built Luxury Meets Everyday Comfort. Exceptional custom home showcases quality craftsmanship, elegant finishes, & a thoughtfully designed layout. Home offers 3 BR,3 Bath and 2 versatile bonus rooms. Primary suite is a true retreat, boasting a detailed ceiling, relaxing jacuzzi tub, tile shower, & double vanity. The inviting LR offers vaulted ceilings, hw floors, and a striking fireplace.

    Darlene Barber

    4535 Zachary St, Winston Salem, NC 27107
  • /16

    $263,000 Open Sun 2AM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,120 Sq Ft

    4330 Glenford Dr, Winston Salem, NC 27107

    Cute 3BR/2BA ready for you to make "home." Updates have been made. Cook and entertain in spacious kitchen/dining room. Extend entertaining to the back deck and fire pit area below. Fruit trees in back yard. Storage building stays.

    Michelle Wilson Robertson Realty

    4330 Glenford Dr, Winston Salem, NC 27107
  • /31

    $229,900 Open Sun 2PM - 4PM

    • 3 Beds
    • 1 Bath
    • 1,239 Sq Ft

    4761 Ader Dr, Winston Salem, NC 27105

    You'll love this impeccably maintained three bedroom, one bath brick ranch on an almost 1/2 acre level corner lot. This home offers a bright and cheerful sunroom, a convenient carport and a vinyl sided storage building. The spacious unfinished basement provides incredible potential for expansion, a workshop or additional living space. A wonderful opportunity to own a well cared for home with room

    Cara Irvine RE/MAX Preferred Properties

    4761 Ader Dr, Winston Salem, NC 27105
  • /37

    $307,500

    • 3 Beds
    • 2 Baths
    • 2,009 Sq Ft

    753 Elderwood Ave, Winston Salem, NC 27103

    Welcome to this well-kept, all-brick home in the Ardmore area. Spacious, comfortable, this property offers 3 good sized bedrooms, 2 full baths, formal living room with fireplace, dining room, kitchen with a breakfast area, and a huge den with second fireplace, ideal as a family room, office space, playroom or whatever you can imagine. Deck right outside kitchen to enjoy the outdoors, or simply

    Silvia Correa House Trackers Realty, Inc.

    753 Elderwood Ave, Winston Salem, NC 27103
  • /41

    $322,999 Open Sun 2PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,927 Sq Ft

    3015 Wonderwood Dr, Winston Salem, NC 27103

    NEW PRICE! Where else can you find features, space, flexibility and style FOR UNDER $325K? This BRICK, ONE-LEVEL RANCH offers options that anyone would love!The open, roomy floor plan ELIMINATES INCONVENIENT STAIRS. A GIGANTIC CARPORT for CLOSE, COVERED PARKING or as a sheltered spot for OUTDOOR FUN. Updated PAINT and FLOORING, updates to APPLIANCES, COUNTERS and VANITIES. A HUGE second

    Terry Robertson Leonard Ryden Burr Real Estate

    3015 Wonderwood Dr, Winston Salem, NC 27103
  • /24

    $320,000

    • 4 Beds
    • 2 Baths
    • 1,714 Sq Ft

    286 Royce Dr, Winston Salem, NC 27107

    This beautifully designed single-level like new home offers comfort, style, and space in all the right places. With 4 bedrooms and a thoughtfully laid-out floor plan, there’s plenty of space to live and relax.The primary bedroom features a soaring vaulted ceiling, a double vanity, a large walk-in shower, and two closets, including a generous walk-in—providing plenty of storage.You’ll love

    None Shelby Brewer Triad Roots Realty

    286 Royce Dr, Winston Salem, NC 27107
  • /49

    $650,000

    • 3 Beds
    • 3.5 Baths
    • 2,707 Sq Ft

    2301 Griffith Rd, Winston Salem, NC 27103

    Rare opportunity! This spacious brick rancher sits on over 5 beautiful acres in a highly sought-after location. Nicely built; the home features a large main level with generous rooms, a partially finished basement, a 2-car garage, and a paved driveway. Well cared for and full of character, it offers comfort and functionality with endless potential for personalization. The property includes a

    Marco Mata Marco’s Realty

    2301 Griffith Rd, Winston Salem, NC 27103
  • /30

    $179,500

    • 2 Beds
    • 2 Baths
    • 992 Sq Ft

    824 Rivertree Ln Unit 824, Winston Salem, NC 27103

    Looking for a cute as a button condo? Look no further! 824 Rivertree is ready for new owners. Perfect for investors looking to add to their portfolio, first time homebuyers, or those looking to downsize. Nestled in the Burke Creek association, this condo was updated several years ago. Features include a cozy living room fireplace, SS appliances in the kitchen, two bedrooms including one en-suite,

    McKenzie Ziegler Village Realty

    824 Rivertree Ln Unit 824, Winston Salem, NC 27103
  • /42

    $330,000

    • 3 Beds
    • 2 Baths
    • 2,430 Sq Ft

    2632 Amesbury Rd, Winston Salem, NC 27103

    Discover the beauty of classic architecture blended seamlessly w/ modern comfort in this remarkable 3-BR, 2-BA, Full-Brick home w/ Basement featuring a Rear Load 2 Car Garage! From its graceful lines to its thoughtful details every feature has been crafted to create a sense of lasting quality and livable elegance. Perfectly located near shopping and dining, this home combines convenience,

    Tommy Hill Your House Pros

    2632 Amesbury Rd, Winston Salem, NC 27103

Showing Results 161 - 200, Page 5 of 13

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