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Affordable Homes for Sale in Yuma, AZ under $264,000

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  • /39

    $179,000

    • 2 Beds
    • 2 Baths
    • 1,560 Sq Ft

    402 W Rainbow Ln, Yuma, AZ 85365

    ALL FURNITURE STAYS! Beautiful remodeled double-wide home in desirable Saguaro Estates 55+ community. This move-in ready home features 2 bedrooms, 2 bathrooms, and a spacious Arizona room with a brand-new mini split system for year-round comfort. Recent upgrades include new flooring throughout the home, remodeled interior touches, new dishwasher, new garbage disposal, and GFCI outlets installed

    Andrea Ruiz Sanchez HomeSmart

    402 W Rainbow Ln, Yuma, AZ 85365
  • /39

    $217,000

    • 1 Bed
    • 1 Bath
    • 650 Sq Ft

    13641 E 52nd Dr, Yuma, AZ 85367

    Compact in size, rich in character, and designed for Arizona living! This charming 650 sq ft, 1-bedroom Southwestern-style home offers a unique blend of comfort, outdoor living, and Arizona character. Thoughtfully designed for relaxed desert living, the property features a lush grass lawn, and a 14ft above-ground pool complete with an umbrella for shade on those sunny afternoons. A screened-in

    Dina Westover Castle Real Estate & Mgmt Svcs

    13641 E 52nd Dr, Yuma, AZ 85367
  • /38

    $199,000

    $25K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 940 Sq Ft

    13467 E 46 Dr, Yuma, AZ 85367

    Great little 2-bed 2-bath doublewide nestled into a cul-de-sac. PAID SOLAR, cover patio, elastomeric paint on roof, AZ room with mini-split, new hvac 2021, new exterior paint, Roomy lot with RV port, workshop with lights and pegboard. Comes FURNISHED. Call today!!!

    Donna White CENTURY 21 Action Group Fthl

    13467 E 46 Dr, Yuma, AZ 85367
  • /26

    $45,000

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 784 Sq Ft

    1950 E 24th St Unit 22, Yuma, AZ 85365

    Welcome to easy desert living in the Sunrise Mobile Home Park! This well-maintained 2 bedroom, 2 bathroom home offers comfort, functionality, and true move-in-ready convenience - sold fully furnished, including furniture, décor, kitchenware, pots, pans, dishes, refrigerator, microwave, washer, dryer, and even a Murphy bed. The inviting front kitchen with a bright bay window provides natural light

    Dunia Federico REMAX Territory

    1950 E 24th St Unit 22, Yuma, AZ 85365
  • /31

    $185,000

    $5K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 896 Sq Ft

    13329 E 43rd St, Yuma, AZ 85367

    Welcome to 13329 E 43rd St, Yuma, AZ 85367! This charming 2-bedroom, 2-bathroom home offers an open, split floor plan designed for comfort and functionality. Located in Foothills Mobile Estates, the property sits on a 7,290 sq. ft. lot and features RV access with hookups, including two 50-amp connections and one 30-amp connection. For those hot Yuma summers, the home includes 2 mini-split units

    Hector Hurtado My Yuma Realty LLC

    13329 E 43rd St, Yuma, AZ 85367
  • /22

    $157,000

    • 3 Beds
    • 2 Baths

    11322 S Avenue 12 E Unit 243, Yuma, AZ 85367

    Welcome to Rancho Rialto, one of Yuma's most desirable 55+ gated communities in the Foothills! This spacious 2006 Pace Setter home offers 3 bedrooms, 2 bathrooms, and an impressive 1,708 sq ft, making it one of the largest homes in the park. Situated on a prime corner lot, this home features a unique, open floor plan perfect for comfortable living and entertaining. The split floor plan provides

    Shelly Barron Keller Williams Realty Yuma

    11322 S Avenue 12 E Unit 243, Yuma, AZ 85367
  • /34

    $225,000

    $10K PRICE DROP
    • Studio
    • 1 Bath
    • 576 Sq Ft

    14552 E 48th Dr, Yuma, AZ 85367

    Discover the perfect blend of charm, versatility, and opportunity with this beautifully maintained 576 sq/ft studio casita, set on an expansive 9,900 sq/ft lot. Whether you're looking for a cozy personal retreat, an income-producing property, or room to expand, this unique offering checks all the boxes. Step inside to find a thoughtfully designed studio layout that maximizes space and comfort,

    John Endres The Realty Agency - Foothills

    14552 E 48th Dr, Yuma, AZ 85367
  • /13

    $73,500

    $12K PRICE DROP
    • 2 Beds
    • 2 Baths

    10650 S Avenida Compadres Unit 59, Yuma, AZ 85365

    Beautifully maintained community located in the desirable Yuma Foothills area. Convenient to shopping, dining, medical facilities, and outdoor recreation. Bedrooms: 2 Bathrooms: 2 Home Type: Manufactured Home Condition: Upgraded & Very Well Maintained Spacious open living area Updated finishes throughout Upgraded kitchen with modern touches Comfortable primary suite with private bath Generous

    Cynthia Tinsley Sundance Home Sales

    10650 S Avenida Compadres Unit 59, Yuma, AZ 85365
  • /25

    $110,000

    • 2 Beds
    • 2 Baths
    • 1,092 Sq Ft

    9624 S Obsidian Ave, Yuma, AZ 85365

    Nice 2-bedroom 2 bath mobile home in Loma Vista subdivision. New flooring, new roof coating, attached storage shed, 5,820 sq ft lot and 1,092 Sq ft living area. Seller will finance with $25,000 down payment. Home sold as is condition.

    Alma Rodriguez Welcome Home Yuma Realty

    9624 S Obsidian Ave, Yuma, AZ 85365
  • /24

    $92,000

    • Land
    • 2,427 Sq Ft
    • $1,650,544 per Acre

    3400 S Ave 7 E, Yuma, AZ 85365

    Beautifully improved west facing move-on ready RV site with full hook-ups. This lot is located in 55+ gated community offering seasonal planned events, classes, concerts & cafe/cabana. Pet friendly resort with two fenced-in dog parks & a walking trail around perimeter of resort. Lot has full concrete pad surrounded by colorful hedges on both sides and at back of lot along with synthetic turf.

    Jamie Weatherwax JRW Realty LLC

    3400 S Ave 7 E, Yuma, AZ 85365
  • /16

    $79,900

    • Land
    • 2,739 Sq Ft
    • $1,270,699 per Acre

    3400 S Ave 7 E, Yuma, AZ 85365

    South facing RV lot located in 55+ gated community measures 41.5' wide by 76.21' deep & will comfortably accommodate RVs of all sizes; full hook-ups with 50 amp service. Future water & electric can be ran to west side of lot thru existing conduit. Spacious patio area with gazebo placed towards back of lot & block walls on both sides creates a private space for your annual winter escape. Full time

    Jamie Weatherwax JRW Realty LLC

    3400 S Ave 7 E, Yuma, AZ 85365
  • /16

    $59,900

    • 1 Bed
    • 1 Bath

    10442 N Frontage Rd Unit 392, Yuma, AZ 85365

    This charming 1-bedroom, 1-bath Park Model home, built in 2006 by Laurel Creek, offers a cozy and efficient living space in Yuma, AZ. The interior features a comfortable master bedroom, a well-equipped kitchen with modern appliances including an oven, fridge, and microwave, and a bright Arizona room perfect for relaxing or entertaining. Central A/C ensures year-round comfort, while the included

    Heather Griffin Las Quintas

    10442 N Frontage Rd Unit 392, Yuma, AZ 85365
  • /24

    $179,900

    • 2 Beds
    • 2 Baths
    • 1,256 Sq Ft

    3781 S Lakeside Dr, Yuma, AZ 85365

    2 bedroom, 2 bathroom manufactured home in the Desert Lakes 55+ community. Sold fully furnished and move-in ready. Features an updated kitchen, updated bathrooms, and a functional floor plan designed for low-maintenance living. You own the land—no land lease—and HOA dues are just $70 per month. Community amenities include a heated pool, heated Jacuzzi, clubhouse, and well-maintained common areas.

    Tina Arellano Keller Williams Realty Yuma

    3781 S Lakeside Dr, Yuma, AZ 85365
  • /25

    $120,000

    • 1 Bed
    • 1 Bath
    • 536 Sq Ft

    12204 E 39th Place, Yuma, AZ 85367

    Charming park model with a large fully enclosed AZ room, offering plenty of space and modern updates! With updated exterior paint. This 1-bedroom, 1-bath home features newer flooring throughout, a new vanity, shower, and toilet, plus a new refrigerator and newer gas range in kitchen with beautiful mesquite cabinets. Convenient washer and plug for a dryer, along with a newer water heater. Enjoy

    Patti Bourelle Keller Williams Realty Yuma

    12204 E 39th Place, Yuma, AZ 85367
  • /21

    $160,000

    • 3 Beds
    • 2 Baths
    • 1,010 Sq Ft

    8816 S Avenida Del Prado, Yuma, AZ 85365

    Welcome to El Prado Estates! This beautifully remodeled 3-bedroom, 2-bathroom home is move-in ready and packed with upgrades. Step inside to discover new flooring throughout, including stylish LVP laminate flooring in the kitchen, a fully updated kitchen featuring newly installed countertops, and modern finishes. Enjoy year-round comfort with energy-efficient mini-split systems installed

    Jose Lara The Realty Agency

    8816 S Avenida Del Prado, Yuma, AZ 85365
  • /11

    $145,000

    $15K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,056 Sq Ft

    3900 Save 8 1 2 E Unit 240, Yuma, AZ 85365

    Kitchen has stainless steel appliances. Nice size dining room with table & chairs. Master bath w/double vanity and walk in shower. Solar tubes in the laundry room and 2nd bath. R.O system whole home water softener. Laminate Flooring. Vaulted ceilings. 4 ceiling fans. Covered & gated front porch. 12 x 45 Screened and covered parking. Outdoor 55" TV with cover. 8 x 8 shed. Close to all

    Cynthia Tinsley Sundance Home Sales

    3900 Save 8 1 2 E Unit 240, Yuma, AZ 85365
  • /25

    $72,500

    $4K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 405 Sq Ft

    11416 S Clara Anita Dr, Yuma, AZ 85367

    Discover the perfect blend of comfort and community in this beautifully redecorated turnkey 1-bedroom, 1-bathroom park model located in the highly sought-after Yuma Venture 55+ community. Built in 1984, this home has been thoughtfully upgraded to offer a modern feel while maintaining its cozy charm. The interior features updated durable flooring, energy efficient dual pane windows, cordless light

    Patti Bourelle Keller Williams Realty Yuma

    11416 S Clara Anita Dr, Yuma, AZ 85367
  • /25

    $255,000

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,230 Sq Ft

    613 E 26th St, Yuma, AZ 85365

    Beautifully remodeled 2-bedroom, 2-bath condo located in the heart of town. Features include stunning wood flooring throughout, a spacious primary bathroom, and a convenient garage. The kitchen comes complete with a fridge, and there's a washer and dryer for added convenience. Enjoy low-maintenance living with a small HOA that covers the front lawn. Perfect for anyone seeking comfort and

    Monica Milliner-Scudder Limitless Real Estate

    613 E 26th St, Yuma, AZ 85365
  • /27

    $139,900

    • Land
    • 6,793 Sq Ft
    • $897,106 per Acre

    12166 E 37 St, Yuma, AZ 85367

    Set in the quiet foothills, this inviting RV lot offers a comfortable and carefree winter escape. With full RV access and hookups, the property also features a 430 sq. ft. RV support building that makes seasonal living easy and enjoyable. Inside, you’ll find a full bathroom, mini split unit, laundry room with washer and dryer, separate sink, and a newer water heater—perfect for settling in and

    Elizabeth Amon Gila Mountain Realty AZ

    12166 E 37 St, Yuma, AZ 85367
  • /37

    $185,000

    • 2 Beds
    • 2 Baths
    • 1,272 Sq Ft

    11238 S Cactus Wren Ln, Yuma, AZ 85365

    Move-in ready! This spacious double-wide in a welcoming 55+ community offers 2 bedrooms and 2 bathrooms, Vaulted ceilings enhance the open layout, creating a bright and inviting atmosphere. The Arizona room with a dedicated window A/C unit provides flexible bonus space—ideal for entertaining, a home office, or a cozy retreat. Enjoy access to the community clubhouse and pool

    Daniel Rodriguez Barrett Real Estate

    11238 S Cactus Wren Ln, Yuma, AZ 85365
  • /32

    $65,000

    $14K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 408 Sq Ft

    300 Rawhide Ave, Yuma, AZ 85365

    Corner Lot! Beautiful park model with screened in deck and Arizona room. Fully furnished and ready to move in. Home includes a fenced in patio, with patio furniture and a BBQ. It has a washer/ dryer combo, tons of storage, and a soft water system, and an RO system for the home. There are lots of upgrades on this beautiful home. This home is priced to sell and definitely a must see!

    Heather Griffin Del Pueblo RV Resort

    300 Rawhide Ave, Yuma, AZ 85365
  • /20

    $84,500

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths

    9351 E 28th St Unit 204, Yuma, AZ 85365

    Come home to the Ranch, COYOTE RANCH. 55+ DO NOT OWN THE LAND... Offering the largest lots of any Manufacteured Home Park in Yuma Az. This pristine home offers 2 bedrooms, 2 baths with wide open living areas, updated and in pristine condition. The front porch is lovely for sitting outside, or enjoy your screen room or you backyard area! Covered parking with extra parking on the side of the home.

    Cynthia Tinsley Sundance Home Sales

    9351 E 28th St Unit 204, Yuma, AZ 85365
  • /15

    $49,500

    $10K PRICE DROP
    • 2 Beds
    • 1.5 Baths

    13502 N Frontage Rd Unit 32, Yuma, AZ 85367

    55+ Adult Park Sundance RV Resort 13502 North Frontage Road #32 Yuma Arizona 85367 Yearly Land Lease $6425 includes: water, sewer, trash EXTRA LARGE CORNER LOT Lots of parking 1990 Castle Park Model Custom patio door 2 Bedroom 1.5 Baths Fully Furnished Laminate flooring Main Bath with tub/shower Wide Arizona Room with twin bed/small room with toilet Bedroom with queen bed, built in cabinets,

    Wendy Plummer Yuma Desert Home Sales

    13502 N Frontage Rd Unit 32, Yuma, AZ 85367
  • /2

    $205,000

    • Land
    • 1.76 Acres
    • $116,478 per Acre

    001 S Avenue A, Somerton, AZ 85350

    Build your dream home on this beautiful 1.76 acre parcel in the corner of Ave A and ERMI DR (CO 17 1/4) with underground irrigation system. Private paved street, adjacent to Ave A. Buyer responsible for installation of utilities, septic, and water well, all required building improvements, and required permits. Seller intends to enter into a tax-deferred exchange pursuant to I.R.C. §1031 or

    Nohemi Diaz de Leon Realty Executives Arizona Terr

    001 S Avenue A, Somerton, AZ 85350
  • /14

    $225,000

    • Land
    • 12,960 Sq Ft
    • $756,250 per Acre

    11535 S Hunter Ave, Yuma, AZ 85367

    Private, gated, and full of potential—this Foothills double lot offers a rare opportunity for both lifestyle and income. Featuring FOUR individually metered 50-amp RV hookups, this property is perfectly suited for flexible living, guest accommodations, or income-producing use. The fully enclosed lot includes an electric gate, additional access gate, mature shade trees, generous parking, multiple

    Mischelle Harris RE/MAX Territory

    11535 S Hunter Ave, Yuma, AZ 85367
  • /15

    $215,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,568 Sq Ft

    5127 33rd Ln, Yuma, AZ 85365

    Nice 3 bedroom 2 bath home in Citrus View a 55+ community, perfect location with shopping and freeway access only minutes away. This home was inspected, repairs made, and then completely painted inside and out, no carpeting laminate floors throughout. North facing home covered parking, two sheds in the back yard. Fireplace in family room! Call today and come see this really nice home! Home has a

    Ralph Evans Griffin Realty

    5127 33rd Ln, Yuma, AZ 85365
  • /22

    $35,000

    $7K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 385 Sq Ft

    9400 N Frontage Rd Unit 402, Yuma, AZ 85365

    Charming park model for sale in beautiful Bonita Mesa RV resort #402. LEASED LAND. 1 bed 1 bath with large AZ room. Open concept, lots of storage. Home comes furnished. Large cover patio with tile. Covered parking, shed and lots of pavers.

    Robyn Gealon Desert Sands Home Sales

    9400 N Frontage Rd Unit 402, Yuma, AZ 85365
  • /39

    $165,000

    • 2 Beds
    • 1.5 Baths
    • 418 Sq Ft

    13328 E 47th Dr, Yuma, AZ 85367

    This great foothills property offers a 1BR/1BA park model and a 16 x 12 studio guest casita with a bed, lots of storage, a 1/2 bath and a newly installed outdoor shower (accessible from outside). There is a storage/tool shed with washer/dryer and a spacious screen room to entertain in the shade. The home has been re-plumbed in the past few years with a new shower installed in the inside bathroom.

    Karen Hershkowitz Keller Williams Realty Yuma

    13328 E 47th Dr, Yuma, AZ 85367
  • /34

    $113,000

    • 2 Beds
    • 2 Baths
    • 1,512 Sq Ft

    9351 E 28th St Unit 72, Yuma, AZ 85365

    Welcome to this beautifully updated manufactured home located in the highly desirable gated 55+ community of Coyote Ranch in Yuma, Arizona. Offering approximately 1,500 sq ft of spacious living, this home features an open and split floor plan designed for comfort, functionality, and easy desert living. Inside, you'll find upgraded LVP flooring throughout, vaulted ceilings, and abundant natural

    Rob Turner

    9351 E 28th St Unit 72, Yuma, AZ 85365
  • /23

    $259,900

    • 3 Beds
    • 2 Baths
    • 1,100 Sq Ft

    2265 S Madison Ave, Yuma, AZ 85364

    Completely remodeled, pre-inspected, and truly move in ready, this absolutely adorable home checks all the boxes! Pride of ownership shines throughout from the fresh interior and exterior updates to the detailed finishes all the way down to the baseboards. Featuring a spacious split floor plan with tile flooring throughout the entire home, dual pane windows, upgraded AC ducts, and a 2025 AC unit

    Danielle Pelroy Exit Realty Yuma

    2265 S Madison Ave, Yuma, AZ 85364
  • /23

    $225,000

    • 3 Beds
    • 2 Baths
    • 1,299 Sq Ft

    962 W Cortez Ln, Yuma, AZ 85364

    Welcome to this beautifully refreshed 3-bedroom, 2-bathroom townhome located in the highly desirable Via de Cortez subdivision. Well maintained, this property features a functional floor plan, comfortable living spaces, a two-car garage, and a newer roof and AC for added peace of mind. Fresh interior paint enhances the home's appearance, making it truly move-in ready. Residents of the Via de

    Bob Turner ERA Matt Fischer Realtor

    962 W Cortez Ln, Yuma, AZ 85364
  • /2

    $115,000

    • Land
    • 7,149 Sq Ft
    • $700,615 per Acre

    13146 E 41st St, Yuma, AZ 85367

    Perfect Lot for your future home or stay in 2 RV's that are included in this price. Seller will look at All Terms and Offers Has a septic tank, so no expensive sewer hookups.

    Donna Dennis HomeSmart

    13146 E 41st St, Yuma, AZ 85367
  • /16

    $122,500

    $24K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 456 Sq Ft

    5707 E 32nd St, Yuma, AZ 85365

    Take a look at this charming Park Model with a spacious AZ room as a living room and an additional area that can be used as a guest room and/or office. The washer and dryer are inside and the back area provides great outdoor space for entertaining. This property is located in the premier gated 55+ community of Country Roads RV Village perfect for seasonal or year-round living while owning the

    Mildred DeJesus Keller Williams Realty Yuma

    5707 E 32nd St, Yuma, AZ 85365
  • /9

    $29,900

    $5K PRICE DROP
    • 1 Bed
    • 1 Bath

    9400 N Frontage Rd Unit 21, Yuma, AZ 85365

    Park Model for sale in the Beautiful Bonita Mesa RV Resort #21. LEASED LAND: $4900. Yearly. Must obtain park approval 1993 Cavco park model, 1 bedroom, 1 bathroom with large tiled covered deck. Small shed for the extra's. Located on the west wall. This home comes furnished and move-in ready. Park has so many awesome amenities. Including a pool, pickleball, horseshoes, large club house and

    Robyn Gealon Desert Sands Home Sales

    9400 N Frontage Rd Unit 21, Yuma, AZ 85365
  • /37

    $195,900

    • 2 Beds
    • 2 Baths
    • 816 Sq Ft

    13697 E 49th Ln, Yuma, AZ 85367

    Discover a versatile investment or winter retreat opportunity in the foothills, featuring three properties: 14823 E. 50 Drive, 13698 E 50 St, and this address. Each lot includes two well-maintained, fully furnished park models, equipped with kitchen essentials, linens, patio furniture, and additional storage in sheds. This property offers a , covered RV-height shade structure for one of the park

    Monica Nyenhuis CENTURY 21 Action Group Fthl

    13697 E 49th Ln, Yuma, AZ 85367
  • /2

    $99,000

    • Land
    • 6,999 Sq Ft
    • $616,063 per Acre

    1184 S Madison Ave, Yuma, AZ 85364

    Build your vision on this spacious lot with great potential! The property offers open space with room to create your ideal home or investment project. Mature trees on-site provide shade and character. Ideal opportunity for investors or builders looking to develop. Don’t miss this affordable land opportunity with endless possibilities!

    Maryanna Arias Keller Williams Realty Yuma

    1184 S Madison Ave, Yuma, AZ 85364
  • /16

    $215,000

    $41K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,410 Sq Ft

    13415 E 41st Ln, Yuma, AZ 85367

    Spacious property with split floorplan. Property is located near the wash, and short walking distance to the desert surroundings and dramatic mountain views. A convenient side building with a shop for arts and crafts, as well as a workbench and space to build things, a storage space and a separate 1/2 bath. RV parking and hookups with plenty of space for additional parking.

    Natalie McCaffrey Creative Concepts Realty, LLC

    13415 E 41st Ln, Yuma, AZ 85367
  • /26

    $149,800

    • Land
    • 7,040 Sq Ft
    • $926,887 per Acre

    12687 E 47 Dr, Yuma, AZ 85367

    Great South Foothills RV Lot with newer RV support building that includes 1 room with a Murphy bed, large storage area & washer that is included, 3/4 bath with nice walk-in shower and covered porch. Fully fenced and graveled, fences raised on 3 sides with sliding double gate in front & large shed in back. There is also a 1986 Alpha Gold 40 ft 5th wheel in very good condition and has be re-wired

    Paul Evans CENTURY 21 Action Group Fthl

    12687 E 47 Dr, Yuma, AZ 85367
  • /21

    $180,000

    • 2 Beds
    • 2 Baths
    • 896 Sq Ft

    1700 S Crowder Ave, Yuma, AZ 85364

    This beautifully updated 2-bedroom, 2-bath condo offers the perfect blend of comfort, style, and convenience in the heart of Yuma. Recent improvements include stunning wood-look tile flooring throughout the entire home, fresh interior paint, updated blinds, and modern light fixtures. Centrally located near grocery stores, shopping, restaurants, and everyday amenities, this move-in-ready condo is

    Minerva Flores Realty of America LLC

    1700 S Crowder Ave, Yuma, AZ 85364
  • /27

    $215,000

    $7K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,068 Sq Ft

    2045 S 14th Ave, Yuma, AZ 85364

    Refreshed and move-in ready 2 bedroom, 2 bathroom condo offering 1,068 sq ft of comfortable living in a prime central Yuma location. This well-maintained home features a functional open-concept layout with spacious living and dining areas, generously sized bedrooms, and two full bathrooms. The kitchen offers ample cabinet space and storage, making everyday living both practical and convenient.

    Nahel Al-Alou HomeSmart

    2045 S 14th Ave, Yuma, AZ 85364

Showing Results 161 - 200, Page 5 of 12

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