Affordable Homes for Sale in Albany, NY under $240,000

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  /19

  $230,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,160 Sq Ft

  78 Whitehall Rd, Albany, NY 12209

  PRICE REDUCED TO $230,000! Don't miss this exceptional opportunity at 78 Whitehall Road in Albany! This versatile 3+ bedroom, 2-bath home offers flexibility, updates, and a convenient location--making it an excellent choice for an owner-occupant, multi-generational household, or buyer looking for additional living space.A standout feature is the private in-law suite, offering a flexible

  

  Lisa Joy Rupinski

  Bicentennial Realty

  78 Whitehall Rd, Albany, NY 12209
• Explore Albany

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  /40

  $130,000

  $10K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 1,532 Sq Ft

  13 Lexington Ave, Albany, NY 12206

  Motivated seller- Bring your best offer and creative idea to this project. Handyman Special in the Heart of Albany! Opportunity awaits with this brick multifamily property located in Albany School District. This investor special offers tremendous potential for investors, contractors, flippers, or owner-occupants looking to build equity. The property requires a complete rehabilitation and is being

  

  Nicole Wilkie

  Howard Hanna Capital Inc

  13 Lexington Ave, Albany, NY 12206
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  /10

  $149,900

  • 3 Beds
  • 1 Bath
  • 768 Sq Ft

  16 Lake Rd, Albany, NY 12205

  Unlock the potential of this charming cottage on beautiful Crystal Lake! Completely gutted and ready for your vision, this property offers a rare opportunity to create the lake retreat you’ve always dreamed of. Whether you’re looking for a weekend getaway or a year-round escape, the possibilities are endless.Enjoy convenient lake access for boating, fishing, swimming, and making memories on

  

  Tracy Boomhower

  16 Lake Rd, Albany, NY 12205
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  /6

  $75,000

  $10K PRICE DROP

  • Land
  • 2,613 Sq Ft
  • $1,250,000 per Acre

  563 S Pearl St, Albany, NY 12202

  Investors take note! Bring your vision! Great Opportunity to build on a highly visible corner lot, located on a bus line. Sale includes a total of 3 lots as pictured with two of the lots 76.80-2-66 and 76.80-2-67 facing S Pearl ant the third lot 76.80-2-65 facing McCarty. Lots are zoned Mixed Use/ Neighborhood Edge (MU-NE) see for allowable uses Water and sewer located at the street

  

  Jennifer Mentiply

  Renovo Real Estate LLC

  563 S Pearl St, Albany, NY 12202
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  /33

  $230,000

  • 5 Beds
  • 3 Baths
  • 2,100 Sq Ft

  318 1st St, Albany, NY 12206

  .Calling all investors! Great opportunity to add to your portfolio Down stairs ( basement) 1 bedroom, 1 bath. Apt 2 -2 story with 1 bedroom on 1st floor and 3 bedrooms upstairs and 2 bathrooms . Separate utilities. Great income potential.

  

  Karen Heath

  Tailored Real Estate Group

  318 1st St, Albany, NY 12206
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  /48

  $229,900

  • 6 Beds
  • 2 Baths
  • 2,136 Sq Ft

  5 S Dove St, Albany, NY 12202

  Solid Money Making 2 Family, Month-to-Month long term tenants. Separate Utilities Unit One $1190/month Unit 2 $1370/Month $30,720 annual. Close to Major Highways, Parks & Hospitals. Good Condition

  Rosemarie Durant Coldwell Banker Prime Properties

  5 S Dove St, Albany, NY 12202
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  /39

  $194,800

  $5K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 1,447 Sq Ft

  512 1st St, Albany, NY 12206

  Tremendous opportunity to own a tastefully renovated 2 Unit home with huge income potential for under $200k. Super low taxes! Convenient Albany location near shopping, dining, bus line and minutes to I-90. Vacant and ready for tenants of your own or live in one unit and rent the other for additional income. Each flat offers thoughtful, generous layouts. New deck in rear and shared backyard.

  Nedim Alivodic Laviano & Associates Real Estate Group

  512 1st St, Albany, NY 12206
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  /8

  $229,999

  $20K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,200 Sq Ft

  620 Mercer St, Albany, NY 12208

  Beautiful townhouse in the Pine Hills neighborhood. The primary living room has an accent wall and 2 nice windows that overlook the street. Living room flows right into an open kitchen/dining room combo with the convenience of a half a bath. Gorgeous sunroom also on first floor which leads to wrap around deck and nice long back yard for those summer nights and fall evenings. Upstairs three nice

  Erica Anderson eXp Realty

  620 Mercer St, Albany, NY 12208
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  /4

  $17,500

  $4K PRICE DROP

  • Land
  • 7,405 Sq Ft
  • $102,941 per Acre

  149-151 3rd Ave, Albany, NY 12202

  ~0.17 acres in the South End neighborhood of Albany offered for sale and potential redevelopment. R-2 (residential two-unit) zoning district allows for the following permitted as-of-right and/or conditional uses: Two-unit dwelling, townhouse [style] dwelling, community residential facility, park, and religious institution. Sale includes two tax lots in total: 76.56-4-50 and 76.56-4-52.

  Anton Pasquill NAI Platform LLC

  149-151 3rd Ave, Albany, NY 12202
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  /15

  $169,000

  $20K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,344 Sq Ft

  39 Alexander St, Albany, NY 12202

  Cash Only.Move in ready home. Open Floor plan.Kitchen with island2 bedrooms and one bath.Plenty of closet space.Fenced Back yard with deck.

  Jeff Siggia Salisbury Real Estate Services

  39 Alexander St, Albany, NY 12202
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  /4

  $26,300

  $7K PRICE DROP

  • Land
  • 6,969 Sq Ft
  • $164,375 per Acre

  96-100 Delaware St, Albany, NY 12202

  ~0.16 acres in the South End neighborhood of Albany offered for sale and potential redevelopment. R-T (residential townhouse) zoning district allows for the following permitted as-of-right and/or conditional uses: Townhouse [style] dwelling, community residential facility, park, and religious institution. Sale includes three tax lots in total: 76.56-4-63, 76.56-4-64, and 76.56-4-65.

  Anton Pasquill NAI Platform LLC

  96-100 Delaware St, Albany, NY 12202
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  /15

  $195,000

  • 3 Beds
  • 1 Bath
  • 1,000 Sq Ft

  30 Austain Ave, Albany, NY 12205

  Well-maintained 3 bedroom bungalow offering open concept living room and dining room. Freshly painted; this home offers an updated kitchen along with hardwood floors throughout. Both furnace and roof approximately two years old. Includes a one-car garage and shared driveway. Cozy home in a convenient, centrally located area close to shopping, dining, and major routes. Offering an excellent value

  Paul Fontane Coldwell Banker Prime Properties

  30 Austain Ave, Albany, NY 12205
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  /9

  $199,900

  • 1 Bed
  • 1 Bath
  • 1,040 Sq Ft

  270 Hudson Ave Unit 104, Albany, NY 12210

  Convenient location near State Capital.1st floor condo with easy access from private parking lot with no stairs into building. Move in condition. Appliances not included.Includes one parking space in private lot.Condo is approximately 1040 sq ft!*Age of building remark is approx. date of when condos were done. Age of building much older.

  Arnold Greenberg Starr Real Estate

  270 Hudson Ave Unit 104, Albany, NY 12210
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  /3

  $94,900

  • Land
  • 3,484 Sq Ft
  • $1,186,250 per Acre

  233 Park Ave, Albany, NY 12202

  In between Dave ST and S Swan ST

  George Yhap eXp Realty

  233 Park Ave, Albany, NY 12202
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  /13

  $164,900

  $15K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,176 Sq Ft

  28 Pennsylvania Ave, Albany, NY 12206

  Why rent when you can own this affordable 4-bedroom, 1-bath home with plenty of off-street parking to fit 4 or more cars. This home offers hardwood floors in the living, dining, and bedrooms Also includes a first-floor laundry room, and a convenient first-floor bedroom. This home offers a functional layout with plenty of potential. The mudroom leads to a private backyard with a detached two-car

  Crystal Coleman Crystal Coleman Realty LLC

  28 Pennsylvania Ave, Albany, NY 12206
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  /17

  $150,000

  • 4 Beds
  • 2 Baths
  • 1,954 Sq Ft

  104 2nd Ave, Albany, NY 12202

  Great investment opportunity with big backyard. All Utilities are Separate. Sold as is

  Nicole McNulty Tailored Real Estate Group

  104 2nd Ave, Albany, NY 12202
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  /18

  $149,900

  • 4 Beds
  • 2 Baths
  • 2,100 Sq Ft

  15 Sherman St, Albany, NY 12210

  Nice affordable 2 family located in convenient location features large living rooms, large kitchens, separate utilities, back decks! Great for investment or owner occupied!

  Wayne Newcomb Newcomb Realty Group LLC

  15 Sherman St, Albany, NY 12210
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  /4

  $19,700

  $9K PRICE DROP

  • Land
  • 6,098 Sq Ft
  • $140,714 per Acre

  26-28 2nd St, Albany, NY 12202

  ~0.14 acres in the Arbor Hill neighborhood of Albany offered for sale and potential redevelopment. R-T (residential townhouse) zoning district allows for the following permitted as-of-right and/or conditional uses: Townhouse [style] dwelling, community residential facility, park, and religious institution. Sale includes two tax lots in total: 65.82-1-34 & 65.82-1-35.

  Anton Pasquill NAI Platform LLC

  26-28 2nd St, Albany, NY 12202
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  /12

  $235,000

  • 6 Beds
  • 2 Baths
  • 2,684 Sq Ft

  385 Orange St, Albany, NY 12206

  Well-maintained two-family property offering a fantastic opportunity for investors or those looking to expand their portfolio! Featuring beautiful hardwood floors throughout both units, this property combines charm with solid investment potential. The upper unit is currently rented $1500 on a one-year lease, providing immediate rental income. Enjoy reasonable pricing, low taxes, and the potential

  Keith Wells Realty One Group Key

  385 Orange St, Albany, NY 12206
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  /2

  $60,000

  • Land
  • 8,712 Sq Ft
  • $300,000 per Acre

  30 Willow St, Albany, NY 12206

  +/- 0.2 Acres vacant land for sale. MU-FC zoning district encourages development in the Central Avenue/Manning Square area and allows a mix of residential and commercial uses that support the investment along Central Avenue.

  Ryan Mortka Realty One Group Key

  30 Willow St, Albany, NY 12206
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  /28

  $149,900

  $150K PRICE INCREASE

  • 1 Bed
  • 1 Bath
  • 559 Sq Ft

  399 State St Unit 805, Albany, NY 12210

  Experience elevated city living in this beautifully maintained 1-bedroom, 1-bathroom condo on the 8th floor, where stunning views of Albany greet you at every turn. Immaculate hardwood floors, abundant natural light, and a spacious layout create a warm and inviting atmosphere throughout the home.The well-appointed galley kitchen offers an efficient and functional layout, while the living

  Traci Cornwell Cornwell R E LLC

  399 State St Unit 805, Albany, NY 12210
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  /4

  $39,200

  $10K PRICE DROP

  • Land
  • 10,454 Sq Ft
  • $163,333 per Acre

  156.5-158 Livingston Ave, Albany, NY 12210

  ~0.24 acres in the Arbor Hill neighborhood of Albany offered for sale and potential redevelopment. R-T (residential townhouse) zoning district allows for the following permitted as-of-right and/or conditional uses: Townhouse [style] dwelling, community residential facility, park, and religious institution. Sale includes two tax lots in total: 65.74-1-21, 65.74-1-22.

  Anton Pasquill NAI Platform LLC

  156.5-158 Livingston Ave, Albany, NY 12210
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  /2

  $170,000

  13 Lark St, Albany, NY 12210

  Carmen Masters MASTERS CARMEN G

  13 Lark St, Albany, NY 12210
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  /13

  $149,999

  $10K PRICE DROP

  • 6 Beds
  • 2 Baths
  • 2,290 Sq Ft

  281 Sherman St, Albany, NY 12206

  Located in the heart of Albany, this solid 2 family is perfect for new investors or someone looking to add to their portfolio. Each spacious unit has 3 bedrooms and 1 full bath and offers many opportunities for updates. Don't miss the chance to make this investment yours and increase it's value!

  Stephen McCormick Tier One Real Estate Pros LLC

  281 Sherman St, Albany, NY 12206
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  /10

  $154,999

  $5K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,584 Sq Ft

  363 Elk St, Albany, NY 12206

  Welcome to 363 Elk Street... mainly maintained as an income-producing rental property, this offers an excellent opportunity for investors or owner-occupants alike. It features 4BEDS/1BATH, Dining Area,Living Room, Large yard.Conveniently located in Albany's West Hill neighborhood, it is just minutes from downtown, major employers, hospitals, colleges, shopping, dining, parks, and public

  Mariana DeLuca Howard Hanna Capital Inc

  363 Elk St, Albany, NY 12206
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  /16

  $190,500

  • 4 Beds
  • 2 Baths
  • 2,340 Sq Ft

  480 3rd St, Albany, NY 12206

  INVESTORS & FIRST TIME BUYERS--- THIS ONE IS FOR YOU !!!! Why rent when you can own & start building equity? This two - family property offers an incredible opportunity to live in one unit , rent out the other and potentially live free. Each unit 2 bedroom & a bonus room could be another bedroom, 1 full bathrooms spacious layout. Additional highlights include: 2,340 sq ft. Low taxes, Two parking

  Joyce Brown Howard Hanna Capital Inc

  480 3rd St, Albany, NY 12206
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  /23

  $140,000

  • 4 Beds
  • 2 Baths
  • 1,892 Sq Ft

  269 Elk St, Albany, NY 12206

  2 Unit Investment Property with 12% Cap Rate (See attached Proforma) Separate Utilities. Many newer updates including windows, roof. See attached list.NO SHOWINGS UNTIL BUYER IS THE SUCCESSFUL CONTRACTED BUYER. Please watch the IGUIDE 3D Walk-thru Video and photos and see attached Floor PlansSeller also selling 3 other properties at 355 Clinton Av., 601 Clinton Av and 611 Clinton

  Victoria Gettings Howard Hanna Capital Inc

  269 Elk St, Albany, NY 12206
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  /15

  $172,500

  $12K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 1,400 Sq Ft

  300 3rd St, Albany, NY 12206

  Attention Investors!! Looking to start or to add to your business portfolio.All showing require pre-approval letter or bank statement before any appointments are confirmed. Property Sold As Is .

  Shawn Clark Sr M J J Realty

  300 3rd St, Albany, NY 12206
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  /24

  $238,000

  • 4 Beds
  • 1.5 Baths
  • 1,463 Sq Ft

  125A N Main Ave, Albany, NY 12206

  OWNER-OCCUPANT OR INVESTMENT OPPORTUNITY! This move-in-ready 4-bedroom, 1.5-bath Albany home is conveniently located near Albany Medical Center, St. Peter's Hospital, local colleges, parks, shopping, restaurants, public transportation, and major highways. Its spacious four-bedroom layout provides flexibility for comfortable owner occupancy or potential rental use. Major improvements have already

  Yan Wang Realty One Group Key

  125A N Main Ave, Albany, NY 12206
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  /25

  $119,000

  • 4 Beds
  • 2 Baths
  • 2,788 Sq Ft

  99 Philip St, Albany, NY 12202

  Investor opportunity in Albany's historic Mansion District. 99 Philip St is a two-family property offering approximately 2,800 square feet of living space with significant value-add potential. 2 bedrooms, 1 bathroom, living room, dining area and kitchen on both levels. Features gas heat, vinyl siding, fenced backyard, a full basement, and a substantial multifamily footprint ready for renovation

  Lorenzo Murray Hunt ERA

  99 Philip St, Albany, NY 12202
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  /28

  $229,900

  • 4 Beds
  • 2 Baths
  • 2,360 Sq Ft

  851 Livingston Ave, Albany, NY 12206

  Move-In Ready Two-Family in Albany - Ideal for Owner-Occupants or Investors! Don't miss this excellent opportunity to own a well-maintained two-family home on a quiet street. One unit is vacant and move-in ready, making it perfect for an owner-occupant looking to offset their mortgage with rental income, or for an investor seeking immediate occupancy. The first-floor unit includes the convenience

  Sean Daley Empire Real Estate Firm LLC

  851 Livingston Ave, Albany, NY 12206
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  /17

  $189,900

  • 3 Beds
  • 1.5 Baths
  • 1,312 Sq Ft

  19 Main St, Albany, NY 12204

  Great starter home that needs some TLC located on side street close to Albany Menands Border. Nice private back yard with large recently built garage. Newer roof and boiler. Easy to show.

  David Schrepper Re Max Solutions

  19 Main St, Albany, NY 12204
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  /4

  $14,300

  $4K PRICE DROP

  • Land
  • 1,306 Sq Ft
  • $476,667 per Acre

  100 Alexander St, Albany, NY 12202

  ~0.09 acres in the South End neighborhood of Albany offered for sale and potential redevelopment. R-2 (residential two-unit) zoning district allows for the following permitted as-of-right and/or conditional uses: Two-unit dwelling, townhouse [style] dwelling, community residential facility, park, and religious institution. Tax parcels are not entirely contiguous. Sale includes three tax lots in

  Anton Pasquill NAI Platform LLC

  100 Alexander St, Albany, NY 12202
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  /16

  $229,900

  • 2 Beds
  • 1 Bath
  • 1,150 Sq Ft

  6 Garden St, Albany, NY 12209

  Welcome to this beautifully updated single-family home offering a wonderful combination of modern comfort, functionality, and convenience. Step inside to a bright and inviting interior featuring an updated kitchen with a fresh, modern feel, along with an updated bathroom designed for everyday comfort. The home also features a new heating system providing year-round comfort.The spacious and

  Md Hoq Realty One Group Key

  6 Garden St, Albany, NY 12209
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  /19

  $139,900

  • 2 Beds
  • 1 Bath
  • 810 Sq Ft

  54 Westerlo St Unit 22, Albany, NY 12202

  Welcome to 54 Westerlo St #22, a 2-bedroom, 1-bath condo offering approximately 810 square feet of comfortable living space in a convenient Albany location. Recent updates throughout make this home a great opportunity for both homeowners and investors.The condo features new flooring in the living room, hallway, and both bedrooms, new windows in the primary bedroom, and new light fixtures

  Jeury Lugo KW Platform

  54 Westerlo St Unit 22, Albany, NY 12202
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  /25

  $175,000

  $24K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,212 Sq Ft

  452 Hudson Ave, Albany, NY 12203

  Welcoming all investors to this row home in the heart of Albany. This homes has three bedrooms, 1 1/2 bath, hardwood and title floors and features original woodwork throughout. There is a spacious living room and a dining area in the kitchen. Also featuring a brand new roof as of January 2026 with transferrable warranty! Home was previously rented per room consistently and generating

  Dawn Jacobson Empire Real Estate Firm LLC

  452 Hudson Ave, Albany, NY 12203
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  /30

  $235,000

  • 2 Beds
  • 2 Baths
  • 1,266 Sq Ft

  206 N Pearl St Unit 204, Albany, NY 12207

  Welcome to a one-of-a-kind home where historic charm meets modern convenience at the iconic Quackenbush School, a beautifully preserved 1883 landmark. This rarely available two-bedroom, two-bath condominium offers a distinctive layout with two versatile loft spaces, providing endless possibilities for a home office, reading nook, guest area, or additional storage.Freshly painted in crisp

  Lindsay Casale Miranda Real Estate Group Inc

  206 N Pearl St Unit 204, Albany, NY 12207
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  /5

  $85,000

  $14K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,904 Sq Ft

  54 Clinton St, Albany, NY 12202

  Investor opportunity or create your own home in the heart of Albany! Perfect for a fix-and-flip, BRRRR investment, or FHA 203(k) renovation loan. Currently a single-family home with potential for two-family conversion (subject to municipal approvals). Conveniently located near downtown, hospitals, shopping, restaurants, and major highways. Bring your vision and unlock this property's potential!

  Jordan Gigliotti KW Platform

  54 Clinton St, Albany, NY 12202
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  /24

  $189,000

  $10K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,672 Sq Ft

  796 Livingston Ave, Albany, NY 12206

  Great Investment Opportunity! This 4 bedroom, 2 bath is centric and perfectly located in a quiet street near to malls, stores and more. This well maintained, already rented and producing income property is a ideal investment to add to your portfolio, or to occupy one unit while living in another. Schedule a showing now!

  Ana Zairy Castillo Penalo Kastle Realty LLC

  796 Livingston Ave, Albany, NY 12206
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  /31

  $199,000

  • 3 Beds
  • 1 Bath
  • 1,264 Sq Ft

  7 Lawn Ave, Albany, NY 12204

  Welcome! This freshly painted 3 bedroom home offers approximately 1300 square feet of comfortable living space and is ready for its next owner. Enjoy convenience of off street parking and a location that put shopping, restaurants, schools and major highways just minutes away. With a practical layout and plenty of space to make your own, this home is a great opportunity for anyone looking for

  Sharon Fronk Howard Hanna Capital Inc

  7 Lawn Ave, Albany, NY 12204

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