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Studio Apartment for Rent in Amsterdam, NY

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    $850

    Total Monthly Price

    • Studio
    • 1 Bath
    • 300 Sq Ft
    • Condo for Rent

    174 Perthshire Dr Unit Studio, Amsterdam, NY 12010

    174 Perthshire Dr Unit Studio, Amsterdam, NY 12010

Why Live in Amsterdam

Amsterdam, NY, located in Montgomery County, has undergone a significant transformation over the past decade, evolving from a struggling Rust Belt city to a thriving bedroom community. Situated about 30 miles from Saratoga Springs and 35 miles from Albany, Amsterdam offers a more affordable housing market compared to these larger cities, with many homes dating back to the late 1800s and mid-20th century. The architectural landscape includes Colonials, Craftsman houses, historic Victorians, bungalows, ranch-style homes, and Cape Cods. The community is known for its close-knit atmosphere, with residents often commuting to nearby cities for work while enjoying local amenities such as golf courses, restaurants, and shopping centers like Marshalls, Target, and Lowe’s. Amsterdam boasts around 50 dining options, particularly noted for its Italian cuisine and pizza, with popular spots like Lorenzo's Southside and Raindancer Restaurant.

The city hosts several annual festivals, including RiverFest, Spring Fling Festival, WishFest, St. Patrick’s Day festival, and SoupFest, which foster a strong sense of community. Outdoor activities are plentiful, with Riverlink Park offering a playground, walking path, boat dock, and summer concert series. Veteran’s Park features basketball courts, a tennis court, baseball diamond, and public pool, along with a summer Movies in the Park series. The nearby Great Sacandaga Lake, about 14 miles away, is a major attraction for boating, camping, fishing, and hiking. Despite its past economic challenges, Amsterdam has made notable strides in revitalization, making it an appealing option for those seeking a blend of affordability, community spirit, and convenient access to larger urban centers.

Frequently Asked Questions

How much does it cost to rent a home in Amsterdam, NY?
The median rent for a home in Amsterdam, NY is $1,287 per month, though prices vary by neighborhood, size, and property type. As of June 2026, townhouses tend to be the most affordable option while condos and single-family homes are currently more expensive.
How much do you need to make to afford rent in Amsterdam, NY?
To comfortably afford the median rent in Amsterdam, NY, a household needs to earn roughly $51,480 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,287 per month in Amsterdam, NY, renters typically need to show $3,861 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Amsterdam, NY?
In Amsterdam, NY, the price-to-rent ratio is 14.6, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Number of Homes for Rent
1
Median Rent
$1,287
Median Single Family Home Rent
$1,600
Median Townhouse Rent
$1,200
Median Condo Rent
$1,300
How to Rent a Home