Homes for Sale near Regina Angelorum Academy

• 

  

  

  /32

  $539,900

  • 3 Beds
  • 2 Baths
  • 2,440 Sq Ft

  517 Conarroe St, Philadelphia, PA 19128

  Welcome to 517 Conarroe Street, a stunningly renovated 3-bedroom, 2-bath home in the heart of Roxborough. Updated in 2024 and offering 2,228 square feet of living space, this home blends classic charm with modern upgrades, including hardwood floors throughout the main level, a formal dining room with gas stove, and an expansive family room with a built-in wet bar—perfect for entertaining. The

  Erik Lemons EXIT Elevate Realty

  517 Conarroe St, Philadelphia, PA 19128
• 

  

  

  /66

  $325,000

  • 3 Beds
  • 1.5 Baths
  • 1,427 Sq Ft

  186 Conarroe St, Philadelphia, PA 19127

  Welcome to 186 Conarroe Street, a charming 3-bed, 1.5-bath home just steps from Main Street Manayunk’s top spots like The Goat’s Beard, Winnie’s, and Pilgrim Roasters. The main level offers a spacious living room, dining area, powder room and kitchen with access to a large rear yard—perfect for relaxing or entertaining. The kitchen has been updated and looks out over the fenced in yard. Upstairs

  Ian Perler KW Empower

  186 Conarroe St, Philadelphia, PA 19127
• 

  

  

  /39

  $900,000

  • Studio

  5301 Master St, Philadelphia, PA 19131

  Welcome to 5301 Master Street, a rare and exceptional opportunity in the heart of West Philadelphia. This offers over 5,200 square feet of well-designed living space, with four spacious 2-bedroom, 2-bathroom units — each crafted with today’s lifestyle in mind. From the smart layouts to the tasteful finishes, every unit blends comfort, functionality, and low-maintenance living.Whether you're

  Sam Akif Keller Williams Main Line

  5301 Master St, Philadelphia, PA 19131
• 

  

  

  /26

  $284,999

  • Studio
  • 1,170 Sq Ft

  5419 Osage Ave, Philadelphia, PA 19143

  Calling all savvy owner occupants and or turnkey investors! A legally zoned duplex consisting of a 1 bedroom, 1 bathroom and a 2 bedroom and 1 bathroom unit is now available. Upon arrival, youll notice ample street parking and a front porch on the exterior. From there, fully functional floor plans, updated kitchens, updated bathrooms, large bedrooms and separate utilities on the interior. And

  Stephen Kennedy KW Empower

  5419 Osage Ave, Philadelphia, PA 19143
• 

  

  

  /15

  $390,000

  • Studio
  • 2,150 Sq Ft

  5351 Morse St, Philadelphia, PA 19131

  Fantastic Triplex Opportunity at 5351 Morse Street! This well-maintained triplex in the highly sought-after Wynnefield neighborhood offers the perfect blend of comfort and income potential. With three separate units, each featuring bright living areas, spacious kitchens, and ample storage, this property is ideal for investors looking for a steady rental income stream or owner-occupants who want

  Mark Murphy KW Empower

  5351 Morse St, Philadelphia, PA 19131
• 

  

  /23

  $425,000

  • Studio
  • 1,188 Sq Ft

  7041 Ridge Ave, Philadelphia, PA 19128

  Turnkey duplex in the heart of Roxborough! Fully renovated in 2025 with a historically-compliant facade renovation. Delivered with a 10-year tax abatement! Perfect for a buy-and-hold investor or a homeowner looking to live in one unit and rent the other. Both units currently vacant and ready for move-in. The first-floor unit (#1A) offers 1 bedroom and 1 full bath, while the upper bilevel unit

  Samantha Miller Select Commercial Advisors

  7041 Ridge Ave, Philadelphia, PA 19128
• 

  

  /17

  $275,400

  • 4 Beds
  • 2 Baths
  • 1,635 Sq Ft

  5448 Media St, Philadelphia, PA 19131

  Welcome to 5448 Media Street, a bright and spacious 4-bedroom, 2-bath home on a quiet block in West Philadelphia. This move-in ready property features a sunlit open layout, updated kitchen, and generously sized bedrooms with ample natural light. Enjoy a private backyard, clean basement for storage or future use, and a prime location near parks, schools, and transit. Perfect for first-time buyers

  DANIEL DEMERS Sell Your Home Services

  5448 Media St, Philadelphia, PA 19131
• 

  

  /26

  $349,000

  • 4 Beds
  • 1 Bath
  • 1,440 Sq Ft

  157 Cotton St, Philadelphia, PA 19127

  Spacious and updated 4-bedroom home with rare private 2-car off-street parking in the heart of Manayunk—just one block from Main Street and directly across from Pretzel Park, featuring a playground and dog park. This charming home offers a blend of original character and modern updates, including refinished hardwood floors, high ceilings, and a bright, open living and dining area. The kitchen

  Adam Finestone Compass RE

  157 Cotton St, Philadelphia, PA 19127
• 

  

  /24

  $170,000

  • 3 Beds
  • 1 Bath
  • 1,020 Sq Ft

  5646 Hazel Ave, Philadelphia, PA 19143

  **COBBS CREEK 3 BED/1 BATH READY TO MOVE RIGHT IN**If it is space you are looking for with bright windows this is the one! The home has been thoughtfully updated, creating an inviting atmosphere throughout. Enter up the front walkway to your spacious classic Philly front porch which is perfect for relaxing outside and creating curb appeal. Once inside you'll be greeted by the fresh paint and new

  Michael Cohen KW Empower

  5646 Hazel Ave, Philadelphia, PA 19143
• 

  

  /14

  $169,000

  • 3 Beds
  • 1.5 Baths
  • 1,200 Sq Ft

  213 N Ramsey St, Philadelphia, PA 19139

  You won't want to miss this one! Perfect for investor , or a buyer who is looking to live there and make it their own ,it is a great property and has been very well taken care of, and was totally renovated in 2023!This beautifully renovated property has been transformed from top to bottom, offering modern finishes throughout. boasting three spacious bedrooms and one full and 1 half bath,

  Debbie Disciascio Long & Foster Real Estate, Inc.

  213 N Ramsey St, Philadelphia, PA 19139
• 

  

  /39

  $169,900

  • 6 Beds
  • 2.5 Baths
  • 3,279 Sq Ft

  6042 Cobbs Creek Pkwy, Philadelphia, PA 19143

  Welcome to 6042 Cobbs Creek Parkway — a spacious 6-bedroom, 2.5-bath with an attached garage, three-story corner property in the desirable Cobbs Creek section of Philadelphia. This vacant home offers tons of potential for a full renovation or creative redevelopment. With solid bones and generous square footage, it’s perfect for investors or savvy buyers looking to customize. Sold

  Derek Greene The Greene Realty Group

  6042 Cobbs Creek Pkwy, Philadelphia, PA 19143
• 

  /2

  $29,900

  • Land
  • 0.02 Acre
  • $1,495,000 per Acre

  5652 Osage Ave, Philadelphia, PA 19143

  ATTENTION Investors and Builders!! Great opportunity in one of the fastest-growing zip codes in Philadelphia, West Philadelphia! LOCATION LOCATION LOCATION...get in now while you still can. This area has tons of development! The PERFECT sized property is 16 FEET WIDE and 64 FEET DEEP!! This is a can't miss opportunity. Bring your offers fast, this one won't last long!

  Eric Feinberg Keller Williams Realty Group

  5652 Osage Ave, Philadelphia, PA 19143
• 

  

  /20

  $299,000

  • Studio
  • 1,590 Sq Ft

  207 Berbro Ave, Upper Darby, PA 19082

  Welcome to 207 Barbro Road — a duplex featuring two spacious two-bedroom units. The property includes a detached garage, currently used for storage, and a backyard for outdoor enjoyment. Conveniently located near shopping, dining, and public transportation

  Hasan Yasin Amin RE/MAX Preferred - Malvern

  207 Berbro Ave, Upper Darby, PA 19082
• 

  

  /30

  $339,900

  • 3 Beds
  • 2 Baths
  • 1,224 Sq Ft

  628 Gerhard St, Philadelphia, PA 19128

  Welcome to 628 Gerhard Street, a two-story brick townhome on a quiet street in the heart of Roxborough. Step inside to a sunlit and welcoming living room featuring a decorative fireplace, ceiling fan, and wood floors with an elegant inlay. The formal dining room is ideal for entertaining and flows seamlessly into the eat-in kitchen, which offers access to the back steps and back area perfect for

  Randy Myer BHHS Fox & Roach-Haverford

  628 Gerhard St, Philadelphia, PA 19128
• 

  

  /19

  $210,000

  • 3 Beds
  • 3.5 Baths
  • 1,350 Sq Ft

  1555 N Alden St, Philadelphia, PA 19131

  Fully renovated end-of-row townhouse in West Philadelphia! This 2 story home features a modern open layout, new flooring, recessed lighting, a sleek kitchen with stainless steel appliances, and quartz countertops. Upstairs offers spacious bedrooms and an updated full bath. Additional upgrades include new windows, HVAC, electrical, and plumbing. Move in ready with a clean basement. Conveniently

  Brayni Ledesma Keller Williams Realty - Atlantic Shore

  1555 N Alden St, Philadelphia, PA 19131
• 

  

  /21

  $230,000

  • 3 Beds
  • 2 Baths
  • 1,110 Sq Ft

  5751 Walton Ave, Philadelphia, PA 19143

  **This property qualifies for up to $30,000 in grant money**Welcome to 5751 Walton Ave – a beautifully renovated home combining modern comfort with classic Philadelphia charm. This stunning property has been fully rehabbed from top to bottom, offering 3 spacious bedrooms, 2 gorgeous tiled bathrooms, and a finished basement perfect for a media room, home office, or gym. Step inside and be

  Larry Brown III KW Empower

  5751 Walton Ave, Philadelphia, PA 19143
• 

  

  /33

  $319,000

  • 3 Beds
  • 2.5 Baths
  • 1,176 Sq Ft

  4327 Cresson St, Philadelphia, PA 19127

  Welcome to this great home right in the heart of Manayunk! This beautifully maintained 3-bedroom, 2.5-bath residence blends timeless charm with modern convenience—just one block from vibrant Main Street, making it a true pedestrian’s paradise.Inside, you’ll find hardwood floors, freshly steam cleaned carpets, and high ceilings that create a spacious and airy feel. The large kitchen offers

  Cordell Becker Becker Capital, LLC

  4327 Cresson St, Philadelphia, PA 19127
• 

  

  /47

  $899,900

  • 5 Beds
  • 4 Baths
  • 3,708 Sq Ft

  2303 N 50th St, Philadelphia, PA 19131

  Showings start at the Open House Saturday, August 2, 2025 from 1pm-3pm.Welcome to this beautifully maintained home. This exceptional 5+ bedroom, 4-full-bathroom residence in the city offers the space and tranquility of a suburban home.Upon entering, you are greeted by gleaming hardwood floors that flow throughout the entire home except the finished basement. The floor plan features a

  Desiraee Davis Next Home Consultants

  2303 N 50th St, Philadelphia, PA 19131
• 

  

  /25

  $229,000

  • 3 Beds
  • 1 Bath
  • 1,125 Sq Ft

  3841 Berkley Ave, Drexel Hill, PA 19026

  Welcome Home!! Come see this well maintained 3 bedroom, one full bath townhome. Current owner has cared for this home for over 40 years. Large living room leads into the dining room. Hardwood floors in both rooms with a nice picture window in living room. Kitchen can use some updating but is functional with brand new refrigerator. 2nd floor has large main bedroom with ample closet. 2 additional

  Thomas Gorman BHHS Fox&Roach-Newtown Square

  3841 Berkley Ave, Drexel Hill, PA 19026
• 

  

  /25

  $349,000

  • 3 Beds
  • 2.5 Baths
  • 1,134 Sq Ft

  4325 Reno St, Philadelphia, PA 19104

  Welcome to 4325 Reno Street—a beautifully renovated gem in the Belmont section of West Philadelphia, thoughtfully designed with modern elegance and functional living in mind. This open-concept, 3 bedroom, 2.5 bathroom home has the perfect blend of luxury finishes and everyday comfort.Step inside to find frosted glass sliding barn doors, recessed lighting throughout, and wrought iron

  Jasmin Johnson Realty Mark Associates - KOP

  4325 Reno St, Philadelphia, PA 19104
• 

  

  /5

  $399,000

  • Land
  • 0.11 Acre
  • $3,627,273 per Acre

  543 Walnut Ln, Philadelphia, PA 19128

  PRIME LOCATION IN ROXBOROUGH! Vacant Lot on quite side street (Kinglsey St) right of Ridge Ave, 44 X 107 Zoned RSA3 Surrounded by new construction all around. Centrally located mins from Manayunk, Main St (All its Restaurants, Bars & Shops) Henry Ave, Dalessandro's Steaks. Kelly Drive, Entrance to I76 which makes for a quick commute to Center City, Blue Route, Conshohocken & King of Prussia.

  John Nolano Keller Williams Main Line

  543 Walnut Ln, Philadelphia, PA 19128
• 

  

  /21

  $289,900

  • 5 Beds
  • 1.5 Baths
  • 1,793 Sq Ft

  6202 Callowhill St, Philadelphia, PA 19151

  Recently renovated Modern 5 bed 2 Bath Home Now Available! This home has 3 Stories! Luxury Vinyl Plank Flooring throughout. Stainless Steel Appliances, Newer windows, Granite Counter tops, Recessed lights and updated Kitchen Cabinets. There is also a Half Bath which completes the first floor. Upstairs you will find a Modern Full Bath Room and 3 Nice Sized Bedrooms. On the third floor you will

  Jess Jones Realty Mark Associates - KOP

  6202 Callowhill St, Philadelphia, PA 19151
• 

  

  /42

  $989,000 Open Sat 1PM - 3PM

  • 5 Beds
  • 3.5 Baths
  • 3,251 Sq Ft

  501 E Manoa Rd, Havertown, PA 19083

  Nestled in one of Havertown’s most desirable neighborhoods, 501 E. Manoa Road is a distinguished 1920s Tudor that seamlessly marries timeless architectural detail with thoughtful modern updates. This stately residence offers over 3,200 square feet of refined living space, set amidst beautifully landscaped, fenced grounds that ensure privacy and tranquility.Step inside to discover a

  Carl Adams Keller Williams Real Estate - Media

  501 E Manoa Rd, Havertown, PA 19083
• 

  

  /14

  $264,900

  • Studio
  • 1,120 Sq Ft

  7604 Wyndale Ave, Philadelphia, PA 19151

  Welcome to 7604 Wyndale Ave, a well-maintained duplex offering the perfect blend of comfort and investment potential. This property features two spacious units: a one-bedroom apartment (currently occupied with PHA tenant paying $1200/mo) and a two-bedroom apartment (vacant), ideal for owner-occupants or savvy investors. There is no living room in the 2 bedroom unit, it has been utilized as both

  Marlon Belfon Realty ONE Group Focus

  7604 Wyndale Ave, Philadelphia, PA 19151
• 

  

  /13

  $2,375,000

  • 4 Beds
  • 3.5 Baths
  • 3,835 Sq Ft

  105 Privet Ln, Radnor, PA 19087

  Super exciting opportunity to Build your dream home in Radnor with D'Orazio Construction . 3 LOTS REMAIN! 3 SOLD and built! This plan is a 1st floor primary but can also have a primary upstairs with additional rooms. Setting is land with open space that was originally part of a grand Radnor estate home that still sets next to these new builds, and provides a beautiful and historic backdrop

  Karen Strid BHHS Fox & Roach-Rosemont

  105 Privet Ln, Radnor, PA 19087
• 

  

  /47

  $585,000

  • 4 Beds
  • 4 Baths
  • 1,892 Sq Ft

  421 E Eagle Rd, Havertown, PA 19083

  Welcome to 421 E. Eagle Rd – A Beautifully Maintained Haven in the Heart of HavertownNestled in the highly sought-after Havertown community and located in the top-rated Haverford School District, this lovingly maintained home offers the perfect blend of classic charm and unbeatable convenience.Step inside to discover gleaming hardwood floors, sun-drenched living spaces, and a floor plan

  Trina Brown BHHS Fox & Roach-Haverford

  421 E Eagle Rd, Havertown, PA 19083
• 

  

  /27

  $279,900

  • 4 Beds
  • 3 Baths
  • 1,276 Sq Ft

  5719 Hazel Ave, Philadelphia, PA 19143

  Unbelievable 4 bedroom 3 full bath home in close proximity to schools, parks, and shopping! Enter through the cozy front porch to find an open-layout living and dining area with chair molding, wall frames, brand new flooring, recessed lighting, and custom trey ceiling. The lavish kitchen boasts rich cabinets, granite counter-top, stainless steel appliances and sleek back splash. Enjoy with your

  Vardgas Oganisean Market Force Realty

  5719 Hazel Ave, Philadelphia, PA 19143
• 

  

  /33

  $545,000

  • 4 Beds
  • 2.5 Baths
  • 1,892 Sq Ft

  142 Foster Ave, Havertown, PA 19083

  Welcome to 142 Foster Avenue, a beautifully updated 4-bedroom, 2.5-bathroom colonial set on a quiet, elevated street in one of Havertown’s most desirable neighborhoods—just minutes from parks, dining, and top-rated schools in the Haverford School District. Step inside to find a classic center-hall layout, thoughtfully modernized with refinished hardwood floors, renovated bathrooms, and a bright,

  Eden Heilman KW Empower

  142 Foster Ave, Havertown, PA 19083
• 

  

  /6

  $457,990

  • 2 Beds
  • 2 Baths
  • 1,112 Sq Ft

  401 Washington St Unit 102, Conshohocken, PA 19428

  Introducing Washington Place — New Condos Now selling in Conshohocken ! Take advantage of pre-construction pricing. Built by Pulte Homes, Washington Place is the only new construction condominium community in Conshohocken. Located along the Schuylkill River and within the award-winning Colonial School District, you'll love the lifestyle with outdoor trails, a riverfront promenade, fitness

  Craig Weisbecker Pulte Homes of PA Limited Partnership

  401 Washington St Unit 102, Conshohocken, PA 19428
• 

  /2

  $24,900

  • Land
  • 0.03 Acre
  • $830,000 per Acre

  1712 N Allison St, Philadelphia, PA 19131

  RSA5 Lot with a 15ft front and is walking distance to Fairmount park. Perfect property for a community garden or even building your dream home.

  Jessica Joyce Urban Realty Corporation

  1712 N Allison St, Philadelphia, PA 19131
• 

  

  /26

  $500,000 Open Sat 12PM - 2PM

  • 3 Beds
  • 2 Baths
  • 1,433 Sq Ft

  205 Callanan Ave, Bryn Mawr, PA 19010

  Welcome to 205 Callanan Ave—a charming Bryn Mawr home that brings comfort, convenience, and classic character together. Nestled in the desirable Radnor School District, this 3-bedroom, 2-bath home offers 1,433 square feet of inviting living space just minutes from parks, shops, and commuter routes.Step inside and find a bright, open floor plan that makes everyday living easy. The spacious

  Ellen Li BHHS Fox & Roach Wayne-Devon

  205 Callanan Ave, Bryn Mawr, PA 19010
• 

  

  /20

  $199,900

  • 3 Beds
  • 1 Bath
  • 1,024 Sq Ft

  621 N 67th St, Philadelphia, PA 19151

  Available now in the desirable Overbrook section of Philadelphia is this beautifully updated 3-bedroom, 1-bath home. Recently refreshed, the property features brand-new flooring and fresh paint throughout, along with a completely renovated kitchen equipped with new appliances. Additional highlights include a modern bathroom, a walk-out finished basement, and a classic airlite floor plan, offering

  ROBERT CLEGG Coldwell Banker Realty

  621 N 67th St, Philadelphia, PA 19151
• 

  

  /35

  $873,000

  • 3 Beds
  • 5 Baths
  • 2,522 Sq Ft

  71 S Merion Ave, Bryn Mawr, PA 19010

  Experience the perfect blend of convenience, comfort, and style with this sophisticated townhome in the Danley Community, nestled in the historic area of Bryn Mawr and the award winning Lower Merion School District. This home offers three bedrooms, three full bathrooms, and two half bathrooms. You'll find yourself within walking distance of charming shops, delightful restaurants, the bustling

  Meghan Lanier Compass RE

  71 S Merion Ave, Bryn Mawr, PA 19010
• 

  

  /54

  $2,150,000 Open Sat 1PM - 3PM

  • 6 Beds
  • 7 Baths
  • 6,000 Sq Ft

  1220 Valley Rd, Villanova, PA 19085

  Welcome to 1220 Valley Rd, a stunning, fully renovated estate nestled in the prestigious Villanova estate section and located within the award-winning Lower Merion School District. This expansive 6-bedroom, 7-bathroom mid-century modern home has undergone a complete transformation, including a new roof, new flooring, fully renovated kitchen and bathrooms, new decks, all new doors and windows,

  Nabila Baba Alaoui-Jackson Keller Williams Main Line

  1220 Valley Rd, Villanova, PA 19085
• 

  

  /27

  $245,000

  • 2 Beds
  • 1 Bath
  • 1,200 Sq Ft

  3600 Conshohocken Ave Unit 1712, Philadelphia, PA 19131

  Discover the epitome of modern living in this expansive, updated corner unit on the 17th floor of River Park House, nestled in the heart of West Philadelphia's sought-after Fairmount Park section. This stunning two-bedroom, one-bathroom condo boasts breathtaking panoramic views of the city and it's own private balcony for you to take in the sights, offering a tranquil retreat with unparalleled

  Cecilia Bonner KW Empower

  3600 Conshohocken Ave Unit 1712, Philadelphia, PA 19131
• 

  

  /24

  $204,900

  • 2 Beds
  • 2.5 Baths
  • 930 Sq Ft

  1453 N Ithan St, Philadelphia, PA 19131

  Beautifully Updated Row Home in the Heart of West Philadelphia!Welcome to 1453 N Ithan Street, a charming and thoughtfully updated 2-bedroom, 2.5-bathroom row home that perfectly blends modern finishes with timeless character. Nestled in a rapidly growing neighborhood, this home offers versatility, comfort, and unbeatable convenience.Originally zoned as a single-family residence,

  James Williams Opulent Realty Group LLC

  1453 N Ithan St, Philadelphia, PA 19131
• 

  

  /33

  $475,000

  • 4 Beds
  • 2.5 Baths
  • 1,800 Sq Ft

  407 Rector St, Philadelphia, PA 19128

  Move right into this updated 4-bedroom, 2.5-bath brick twin with front covered porch and character, charm and modern amenities. Featuring gleaming hardwood flooring throughout the open-concept first floor which is also filled with natural light from an abundance of windows. The GORGEOUS kitchen is complete with wood cabinetry, granite countertops, subway tile backsplash, Large center island,

  Al LaBrusciano Keller Williams Real Estate-Blue Bell

  407 Rector St, Philadelphia, PA 19128
• 

  

  /20

  $185,000

  • 1 Bed
  • 1 Bath
  • 453 Sq Ft

  40 Old Lancaster Rd Unit 408, Merion Station, PA 19066

  Welcome to Apartment #408 in the highly-sought after Latch’s Lane Condominium! This unit is a rare find in a coveted Main Line location- a 1-bedroom, 1-bathroom apartment perfect for those looking for accessibility and low-maintenance living. The setting is truly unmatched: with an ideal balance of suburban tranquility and urban access thanks to Merion train station along the Paoli/Thorndale

  Deborah Dorsey BHHS Fox & Roach-Rosemont

  40 Old Lancaster Rd Unit 408, Merion Station, PA 19066
• 

  

  /29

  $450,000

  • 2 Beds
  • 1 Bath
  • 1,190 Sq Ft

  51 Fairview Rd, Broomall, PA 19008

  Cute and Cozy Brick Ranch home located in the Marple Gardens Neighborhood in Broomall. Economically pleasing real estate taxes, and in really great condition. Owners have taken great care of this beautiful home since 1991. New Roof a couple of years ago. Also updated kitchen with granite counters, nice cabinets, and a ceramic back splash. Nice hardwood floors, a cozy front covered porch, and rear

  Brian Kane RE/MAX Preferred - Newtown Square

  51 Fairview Rd, Broomall, PA 19008
• 

  

  /40

  $329,000

  • 1 Bed
  • 1.5 Baths
  • 900 Sq Ft

  50 Belmont Ave Unit 507, Bala Cynwyd, PA 19004

  Welcome to this beautifully maintained one- bedroom unit in the highly sought-after Sutton Terrace. This freshly painted move- in condition home offers a spacious and thoughtfully designed layout, large and bright living and dining area, bedroom with a walk-in wall to wall closets, 1.5 bathrooms both updated, and as a bonus includes an expansive private balcony with breathtaking views over

  Judy Novick BHHS Fox & Roach-Haverford

  50 Belmont Ave Unit 507, Bala Cynwyd, PA 19004

Showing Results 481 - 520, Page 13 of 18