1,666

Atlantic County NJ Homes for Sale with No HOA Fee

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  • /27

    $999,000

    • 3 Beds
    • 2.5 Baths

    7510 Fremont Ave, Margate City, NJ 08402

    The perfect Margate coastal retreat! Lovely three bedroom rancher on wonderful lot! Enjoy all Margate has to offer! Attention all buyers...year-round, vacation or investment! Lots of new constructions even if you want to build here on this fabulous 58x75 large wider premium lot! Don't wait! Priced to sell!

    Ashley Franchini Soleil Sotheby's International Realty - A

    7510 Fremont Ave, Margate City, NJ 08402
  • /12

    $229,900

    • 3 Beds
    • 2.5 Baths

    3410 Juniper Ct Unit 765, Mays Landing, NJ 08330

    Beautiful and spacious 3 bedroom, 2.5 bath townhouse ready to be your home!...Move right into this lovely townhouse with tile in living room, dining room, family room, eat-in kitchen, and slider to your own back patio. And all new carpet in the 3 bedrooms. The Woodlands Community has two pools for summer fun and is conveniently located just minutes from all major shopping and entertainment. Just

    Richard Shaffer III RESORTS LTD INC

    3410 Juniper Ct Unit 765, Mays Landing, NJ 08330
  • /38

    $789,000

    • 4 Beds
    • 2.5 Baths

    2219 Burroughs Ave, Linwood, NJ 08221

    Welcome to this stunning traditional two-story home in the highly sought-after Fisher Woods section of Linwood! The two-story entryway with a magnificent curved staircase sets the tone for the grandeur throughout. Boasting bedrooms and 2.5 baths, this elegant residence features an impressive formal living room with a gas fireplace and doors to the outside deck and private gardens. The formal

    ANN MARIE GIBBS KELLER WILLIAMS REALTY ATLANTIC SHORE-Northfield

    2219 Burroughs Ave, Linwood, NJ 08221
  • /62

    $819,900

    • 3 Beds
    • 5 Baths

    515 S Bella Ct, Galloway, NJ 08205

    Discover the unparalleled appeal of 515 South Bella Court in Galloway Township, NJ, where no expense was spared in this entertainers’ dream home. Located at the end of a quiet cul-de-sac, the residence boasts three bedrooms, three full baths, two half baths and possible 4th and 5th bedrooms, set amidst a sprawling one-acre lot. Your perfect summer staycation awaits in the stunning backyard oasis,

    Christopher Gill Compass New Jersey-Ocean City

    515 S Bella Ct, Galloway, NJ 08205
  • /35

    $469,900

    • 3 Beds
    • 2 Baths

    9 Rutgers Rd, Somers Point, NJ 08244

    Completely remodeled ranch style home in Somers Point! This home features 3 bedrooms, 2 updated bathrooms, new luxury vinyl plank flooring throughout, new kitchen with quartz counters and new appliances. The exterior of the property boasts plenty of off street parking, 2 storage sheds, fenced-in yard, large deck for entertaining and an outside shower. Great location close to shopping, popular

    Patrick Davish Keller Williams Realty Jersey Shore-Ocean City

    9 Rutgers Rd, Somers Point, NJ 08244
  • /41

    $635,000

    • 3 Beds
    • 2 Baths

    24 Scarlett Oak Cir, Egg Harbor Township, NJ 08234

    Welcome to this stunning executive ranch-style home on a beautifully landscaped corner lot in the desirable Harbor Oaks community. Built in 2008 by renowned builder Randy Portnoy, this over 2,000 sq ft residence offers comfort, luxury, and privacy—with property taxes under $10,000. Curb appeal abounds with a charming covered front porch, Carolina beaded vinyl siding, Cedar Impressions accents,

    Lisa Alper-Russo PLATINUM REAL ESTATE

    24 Scarlett Oak Cir, Egg Harbor Township, NJ 08234
  • /35

    $168,000

    • 2 Beds
    • 2 Baths
    • 1,008 Sq Ft

    24 Higbee Ave, Egg Harbor Township, NJ 08234

    Location: 24 Higbee Ave in Egg Harbor Twp Community Address: 24 Higbee Ave, Egg Harbor Twp., NJ 08234 Manufacturer: Redman Homes Champion Homes Type: New Construction Manufactured (HUD) Bedrooms: 2 Baths: 2 Price: $168,000 Size: 24 x 42 Nominal Square Footage: 1008 Nominal Year: 2025 Availability: August 1, 2025 approximately Parking: We have a one person - one vehicle restriction in

    Maria Dolan Edison Mobile Estates

    24 Higbee Ave, Egg Harbor Township, NJ 08234
  • /24

    $799,000

    • 3 Beds
    • 2.5 Baths

    71 Zion Rd, Egg Harbor Township, NJ 08234

    Yes...you are reading this correctly. As spacious and sprawling a luxury ranch as ever hit the market! Originally custom built beyond standard specs and set on serene 5 acre wooded, yet usable grounds with barn, coops, 2 circular driveways (one in front...another around perimeter of the massive custom home). In 2007 current owner added, opened and further graciously appointed the luxurious

    Thomas Kimble BALSLEY/LOSCO

    71 Zion Rd, Egg Harbor Township, NJ 08234
  • /35

    $585,000

    • Studio

    220 Seaside Ave, Atlantic City, NJ 08401

    Listing Alert: This property presents a unique opportunity to own a beautiful duplex in a prime beach block location. You can either build a trophy development with stunning panoramic waterfront views or keep the existing property and upgrade it for a phenomenal income through Airbnb rentals. This property is legally zoned as a duplex, providing the opportunity to generate extra income. You can

    Goran Cedevski BHHS FOX and ROACH-Northfield

    220 Seaside Ave, Atlantic City, NJ 08401
  • /29

    $329,900

    • 3 Beds
    • 2 Baths

    709 E Cooper Ferry Ct, Galloway, NJ 08205

    Here is your chance to own an ENERGY EFFICIENT, totally UPDATED, END UNIT, LOW MAINTENANCE, TURN-KEY townhome located in the historic town of Smithville! Solar panels with NO solar lease or finance payments will lower your costs and help to run this home on a budget! Step inside and you will immediately notice the gleaming floors and fabulous layout. The spacious first floor boasts an eat-in

    Christine Castellani BALSLEY/LOSCO

    709 E Cooper Ferry Ct, Galloway, NJ 08205
  • /28

    $1,465,000

    • 4 Beds
    • 4 Baths

    5000 Boardwalk Unit 1617-1616, Ventnor City, NJ 08406

    NEW Captivating Spacious Completely Renovated 4b & 4b unit w/ Private Balcony and Direct Ocean View, SPA, New Windows - More Natural In Light Amazing Views!!! YEs is The Biggest Unit 4sale on The island!! over 2600sf!!! COMPLETELY RENOVATED!!! THIS IS 1nd balcony FROM THE BOARDWALK! Location! Location!! Welcome to your dream beachfront condo with breathtaking ocean views! This luxurious 4

    Bobby Borislav Todorov KELLER WILLIAMS REALTY ATLANTIC SHORE-Northfield

    5000 Boardwalk Unit 1617-1616, Ventnor City, NJ 08406
  • /15

    $738,000

    • 2 Beds
    • 2 Baths

    5000 Boardwalk Unit 1617, Ventnor City, NJ 08406

    Captivating Spacious 2b & 2b unit w/ Private Balcony and Direct Ocean View, SPA, New Windows - More Natural In Light Amazing Views!!! COMPLETELY RENOVATED!!! THIS IS 3nd UNIT FROM THE BOARDWALK! Location! Location!! Welcome to your dream beachfront condo with breathtaking ocean views! This luxurious 2 rooms ( 13x13ft ) & office, 2-bathrooms paradise offers the perfect combination of comfort,

    Bobby Borislav Todorov KELLER WILLIAMS REALTY ATLANTIC SHORE-Northfield

    5000 Boardwalk Unit 1617, Ventnor City, NJ 08406
  • /53

    $449,500

    • 3 Beds
    • 2 Baths

    521 Saratoga Place, Galloway, NJ 08205

    Do not miss out on this amazing home located in Smithville. This 3 BD 2BA 2 story home located at the end of the Cul de sac has been very well maintained with numerous upgrades throughout. The downstairs has beautiful vinyl plank flooring and is freshly painted. The open floor plan is very nice with the great room overlooking the dining room and beautiful new eat in kitchen. This was redone

    Catherine Colfver BALSLEY/LOSCO

    521 Saratoga Place, Galloway, NJ 08205
  • /39

    $499,000 Open Sun 12PM - 2PM

    • 4 Beds
    • 2 Baths

    11 Carrann Ln, Egg Harbor Township, NJ 08234

    Beautifully updated Rancher which consists of 4 BD’s and 2 full baths. From the moment you enter the front door you will be impressed. There is a large living room which leads into the massive great room, perfect for entertaining. You also have a nice sized dining room. The new kitchen is also updated and has 42' cabinets, quartz counter tops and SS appliances. There is newly installed vinyl

    Catherine Colfver BALSLEY/LOSCO

    11 Carrann Ln, Egg Harbor Township, NJ 08234
  • /31

    $545,000

    • 2 Beds
    • 2.5 Baths

    316 Gull Cove, Brigantine, NJ 08203

    This King's Cove 2 bed/2.5 bath townhome is located in the desirable South End community near the Cove Beach. This two story spacious Town Home features an open floor plan with the living room, dining room, and kitchen on the first level with a half bath and laundry. 2nd floor features 2 bedrooms each with a full bath. This home also features two decks, one on the first level with a storage

    Lynn Reganato BHHS FOX and ROACH-Brigantine

    316 Gull Cove, Brigantine, NJ 08203
  • /58

    $224,900

    • 3 Beds
    • 2 Baths

    24 Holly Ct, Weymouth, NJ 08330

    Step into this beautifully renovated three bedroom, two full bathroom home in the highly desirable Oaks of Weymouth 55+ community. Inside, you’ll find a stunning kitchen, featuring newer appliances and a large center island—ideal for everyday living or entertaining guests. A peaceful, inviting sunroom offers the perfect spot to relax with a book or enjoy your morning coffee, while three

    Jeff Quintin eXp Realty - Ocean City S382K

    24 Holly Ct, Weymouth, NJ 08330
  • /16

    $375,000

    • 3 Beds
    • 2 Baths

    226 Bethel Rd, Somers Point, NJ 08244

    Welcome to this delightful 3-bedroom, 2-bathroom ranch home in Somers Point! This charming property features a convenient horseshoe driveway and an open floor plan, boasting approximately 1,144 square feet of comfortable living space. The inviting living room is illuminated by a large window that allows natural light to fill the home, while the kitchen is equipped with stylish built-in woodgrain

    Kimberlee Mcclellan Ai Brokers LLC

    226 Bethel Rd, Somers Point, NJ 08244
  • /10

    $199,000

    • 3 Beds
    • 1 Bath

    1412 W Cleveland Ave, Egg Harbor City, NJ 08215

    Great investment opportunity in Egg Harbor City! This 3-bedroom, 1-bath home sits on a spacious, private lot offering tons of potential. Perfect for a fix-up and rent scenario, or a fix and flip to maximize your return. Add this property to your investment portfolio and capitalize on the growing market. Don't miss out on this diamond in the rough!

    Dana Smith CENTURY 21 ATLANTIC PROFESSIONAL REALTY

    1412 W Cleveland Ave, Egg Harbor City, NJ 08215
  • /9

    $199,000

    • 3 Beds
    • 2 Baths

    613 Beethoven St, Egg Harbor City, NJ 08215

    Investment property featuring 3 bedrooms and 2 bathrooms in a prime location in Egg Harbor City. Large kitchen, primary bedroom located on the first floor, Full basement with egress window, offering potential for finishing. Includes a 1-car detached garage on a wide lot. Property requires renovations but presents excellent investment potential.

    Dana Smith CENTURY 21 ATLANTIC PROFESSIONAL REALTY

    613 Beethoven St, Egg Harbor City, NJ 08215
  • /57

    $1,200,000

    • 3 Beds
    • 3 Baths
    • 3,400 Sq Ft

    265 N Cologne Ave, Egg Harbor City, NJ 08215

    The "Elevated Escape"Your Private Sanctuary Awaits: A Masterpiece Ranch EstateEscape to an extraordinary custom-built ranch, where nearly 5,000 square feet of unparalleled luxury redefines spacious living. This isn't just a home; it's a meticulously crafted retreat designed for those who demand the best in style, space, and ultimate tranquility.The heart of this estate is the 3,500 square foot

    Silvio Gonzalez EXP Realty, LLC

    265 N Cologne Ave, Egg Harbor City, NJ 08215
  • /13

    $234,900

    • 2 Beds
    • 1.5 Baths

    160 Rumson Dr Unit 1053, Galloway, NJ 08205

    **AMAZING** Galloway Townhome! Located at Society Hill! 2 Beds | 1.5 Baths Clean and Spacious Open Living/Dining area. 2 Spacious Bedrooms with an adjoining bathroom and Powder Room off the living area. Private Backyard perfect for BBQ or to Relax! Convenient laundry on the Second Floor. Low HOA fees at $240.Community pool with tennis courts and a playground. Close to Stockton University,

    Alex Terranova PLATINUM REAL ESTATE

    160 Rumson Dr Unit 1053, Galloway, NJ 08205
  • /30

    $3,800,000

    • 4 Beds
    • 6 Baths

    426 N Exeter Ave, Margate City, NJ 08402

    Sprawling Corner home sits on an expansive 2 1/2 lots. Beautifully renovated 5000 sq ft located on a peaceful creek with water views in a well established neighborhood, and just a 15 minute walk to the shoreline. Spacious 4 bedrooms, each with their own bathrooms. One of the bedrooms is located on the main level. Decks off bedrooms. There's also a bonus room with 1/2 bath (could be a 5th

    Susan and Louis Solomon BHHS FOX and ROACH-Margate

    426 N Exeter Ave, Margate City, NJ 08402
  • /26

    $39,000

    • 1 Bed
    • 1 Bath

    135 Thompson Ln, Egg Harbor Township, NJ 08234

    Charming 1-bedroom Unit in Egg Harbor Village Seasonal Campground from March 1st through-November 1st. Plus (wkends in Nov) Enjoy the perfect mix of comfort and outdoor fun in this cozy 1-bedroom unit located within a vibrant seasonal campground. This retreat features access to fantastic amenities including a sparkling pool, a well-equipped recreation center, and beautifully maintained outdoor

    Jo Ann Daly Re/Max Select

    135 Thompson Ln, Egg Harbor Township, NJ 08234
  • /57

    $525,000

    • 4 Beds
    • 2.5 Baths

    127 Great Creek Rd, Galloway, NJ 08205

    Discover this impeccably maintained custom-built home set on 7.8 beautiful acres, where craftsmanship and pride of ownership shine throughout. A long private driveway welcomes you with mature trees, manicured shrubs, and vibrant gardens, leading to a charming hand-crafted stone front residence. Inside, the spacious first floor features oversized rooms ideal for both daily living and entertaining.

    Abigail Curran ZONA REAL ESTATE, INC

    127 Great Creek Rd, Galloway, NJ 08205
  • /55

    $2,750,000

    • 5 Beds
    • 3.5 Baths

    28 S Huntington Ave, Margate City, NJ 08402

    SOUTHSIDE & GORGEOUS WITH SPECTACULAR FINISHES & DETAILS THROUGHOUT!!! Move right in and enjoy this magnificent, custom-built home with 5 bedrooms, 3.5 baths and so much more-- nothing to do here but relax and unwind! Just 10 years young and only a few steps to the beach and some of Margate's best stores and shops. Beautiful covered front porch with great space. You will go "WOW" when you walk

    Brian Hiltner BHHS FOX and ROACH-Margate II

    28 S Huntington Ave, Margate City, NJ 08402
  • /18

    $385,000

    • 2 Beds
    • 1 Bath
    • 1,017 Sq Ft

    13 Princeton Rd, Somers Point, NJ 08244

    Welcome Home to Somers Point Living!This updated ranch-style home in a quiet, year-round neighborhood is just minutes from local beaches, top-rated restaurants, and the boardwalk—offering the best of shore living with everyday convenience.Enjoy sunny afternoons on the front deck—perfect for outdoor lunches or unwinding after work. Inside, you’ll find a freshly updated kitchen, new flooring

    Dennica Ricciardi Mercury Real Estate Group

    13 Princeton Rd, Somers Point, NJ 08244
  • /24

    $425,000

    • 2 Beds
    • 1 Bath

    1203 E Beach Ave Unit 8, Brigantine, NJ 08203

    This charming 2-bedroom, 1-bathroom condo in Brigantine, NJ is the perfect coastal retreat! Located on the north end, just steps from both the beach and bay, it offers a fully furnished setup, making it move-in ready for a relaxing getaway or a smart investment. Please note complex has a small pool for owners use only. The condo features a bright, open living space with large windows that let in

    Ada Krebs BHHS FOX and ROACH-Brigantine

    1203 E Beach Ave Unit 8, Brigantine, NJ 08203
  • /12

    $739,000

    • 2 Beds
    • 2 Baths

    5000 Boardwalk Unit 1616, Ventnor City, NJ 08406

    Captivating Spacious 2b & 2b unit w/ Private Balcony and Direct Ocean View, SPA, New Windows - More Natural In Light Amazing Views!!! COMPLETELY RENOVATED!!! THIS IS 2nd UNIT FROM THE BOARDWALK! Location! Location!! Welcome to your dream beachfront condo with breathtaking ocean views! This luxurious 2 rooms ( 13x13ft ) & office, 2-bathrooms paradise offers the perfect combination of comfort,

    Bobby Borislav Todorov KELLER WILLIAMS REALTY ATLANTIC SHORE-Northfield

    5000 Boardwalk Unit 1616, Ventnor City, NJ 08406
  • /13

    $275,000

    • 3 Beds
    • 2 Baths

    1834 Beach Ave, Atlantic City, NJ 08401

    I This is a 3-bedroom, 2-bathroom rancher in the very desirable neighborhood of Venice Park. This property comes complete with a spacious eat-in kitchen and a living room of a suitable size. If you're in the market for a starter home or are looking to downsize, this would make the perfect place to settle. In the master suite, there is a master bathroom and a sitting area, which further enhances

    Jacob Ely COLDWELL BANKER ARGUS REAL ESTATE-Ventnor

    1834 Beach Ave, Atlantic City, NJ 08401
  • /12

    $199,900

    • 3 Beds
    • 1 Bath

    213 Arizona Ave, Atlantic City, NJ 08401

    This cozy cute home located in central city quiet, safe northern side street, just blocks away from casinos and Tanger Outlets, close to bay and near city recreation park. Perfect for a first home hunter or for investors.

    Robert Deng BHHS FOX and ROACH-Northfield

    213 Arizona Ave, Atlantic City, NJ 08401
  • /41

    $599,900

    • 4 Beds
    • 3.5 Baths

    129 Bridle Path Dr, Egg Harbor Township, NJ 08234

    SELLER HAS ACCEPTED A CONTRACT, NO MORE SHOWINGS AT THIS TIME. Welcome to this impeccable 2 story 4BD and 3.5 BA home. From the moment you enter the front door you will be impressed. The EIK includes 42-inch cabinets, Corian countertops which also includes the center island. There is Herringbone tile backsplash along with SS appliances. The dining room, family room and foyer have hardwood floors.

    Catherine Colfver BALSLEY/LOSCO

    129 Bridle Path Dr, Egg Harbor Township, NJ 08234
  • /22

    $329,900

    • 1 Bed
    • 1.5 Baths

    330 42nd St S Unit C-35, Brigantine, NJ 08203

    Welcome To Brigantine's Cedar Sands Oceanfront Property! Large corner first floor condo features, 1 bedroom, 1.5 bathrooms, new vinyl flooring, 2 new bathrooms, new washer/dryer, new window treatment, freshly painted and coming furnished. Private deck, 1 parking space and a beautiful swimming pool and 42nd St has one of Brigantine's pristine beaches. Walk to Brigantine's Tennis and Pickleball

    LORI TOFANI BHHS FOX and ROACH-Brigantine

    330 42nd St S Unit C-35, Brigantine, NJ 08203
  • /57

    $550,000

    • Studio
    • 1,608 Sq Ft

    27 E Groveland Ave, Somers Point, NJ 08244

    Welcome to this beautifully maintained duplex in the heart of Somers Point, NJ, ideally located just minutes from the beaches, vibrant bay life, and the scenic charm of Ocean City, Longport, and Margate. This property offers the perfect blend of coastal living and investment opportunity, with close proximity to some of the area’s best dining, shopping, and waterfront attractions.First Floor (Unit

    Laura Idell BHHS Fox & Roach 9th Street-Ocean City

    27 E Groveland Ave, Somers Point, NJ 08244
  • /3

    $50,000

    • Land
    • 4.67 Acres
    • $10,707 per Acre

    4859 Pleasant Mills Rd, Hammonton, NJ 08037

    Beautiful 4.67-acre wooded lot in Mullica Township, located right next to The Boondocks in a peaceful, natural setting. This parcel is being offered as a bundle with the property 4855 Pleasant Mills Road, but can also be purchased separately. The Buyer has to perform all due diligence.

    Angellia (Ang) Wyld KELLER WILLIAMS REALTY ATLANTIC SHORE-Northfield

    4859 Pleasant Mills Rd, Hammonton, NJ 08037
  • /20

    $299,900

    • 1 Bed
    • 2 Baths

    4855 Pleasant Mills Rd, Hammonton, NJ 08037

    Opportunity knocks in Mullica Township! This two-story, 1-bedroom, 2 full bath home is full of potential and ready for your vision. A bonus room offers the possibility of a second bedroom, making this home ideal for investors, flippers, or buyers seeking a peaceful lifestyle with room to grow. The property is being sold as is plus being a bundle with an additional 4.68-acre parcel located

    Angellia (Ang) Wyld KELLER WILLIAMS REALTY ATLANTIC SHORE-Northfield

    4855 Pleasant Mills Rd, Hammonton, NJ 08037
  • /36

    $775,000

    • Studio

    251 38th St S, Brigantine, NJ 08203

    Endless possibilities with this Beach Property! This charming duplex presents a wealth of options for the savvy investor or future homeowner. Whether you're looking to generate rental income , or enjoy a coastal lifestyle and use as your own personal retreat, this property is your canvas! Just 1.5 blocks from the beach , you'll have easy access to sun, sand, and surf, making this an ideal

    Colleen Bell RE/MAX COASTAL

    251 38th St S, Brigantine, NJ 08203
  • /41

    $442,000

    • 2 Beds
    • 2 Baths

    50 Derby Dr, Galloway, NJ 08205

    Brand new roof! Welcome to The Four Seasons Active Adult community at Smithville in Cambridge Village. You are home! Ready for immediate move-in on this well cared for and immaculate 2-3 bedroom/2 bath Mulberry model. As you enter, notice the attention given to the beautiful landscaping that surrounds the home. Enter into the double front doors to high ceilings and spacious, oversized rooms,

    Bonnie Gross Soleil Sotheby's International Realty - A

    50 Derby Dr, Galloway, NJ 08205
  • /2

    $199,900

    • 2 Beds
    • 2.5 Baths

    9 Seneca Dr, Galloway, NJ 08205

    Don't Miss your Opportunity for this One! This townhouse style home features 2 bedrooms and 2.5 bathrooms with a very spacious and comfortable living area. Its second floor boasts two master bedrooms, each with its own ensuite bathroom, offering convenience and privacy. The backyard offers great space for entertaining and relaxation. Many great amenities are offered in this development including

    Thomas Critchley BHHS FOX and ROACH-Margate

    9 Seneca Dr, Galloway, NJ 08205
  • /54

    $399,900

    • 3 Beds
    • 2 Baths

    134D Crestview Ave, Absecon, NJ 08201

    This ranch-style home offers a spacious and modern layout with 3 bedrooms and 2 full bathrooms. It includes a private suite featuring a full bathroom and a walk-in closet, ideal for comfort and privacy. The open-floor kitchen seamlessly connects to an outdoor deck, perfect for entertaining, and overlooks an oversized yard with an inground pool. The property also boasts a 2-car attached garage and

    Samy Sabbagh CENTURY 21 ATLANTIC PROFESSIONAL REALTY

    134D Crestview Ave, Absecon, NJ 08201
  • /48

    $350,000

    • 3 Beds
    • 2 Baths

    724 E Ocean Ave, Galloway, NJ 08205

    Location quiet, no traffic yet close to SeaView Country Club, Shopping, Churches, Hospital, Garden State Parkway, Stockton, Schools, Entertainment and more. Neighborhood is Galloway Township's Secret Spot to Be.. 5-Zone Heating System. Efficient Hot Water base board heating. Gas heater recently serviced. Roof within the last 15 years. Basement has built in bar. Great home for entertaining. Plenty

    Katrina Brady BHHS FOX and ROACH-Northfield

    724 E Ocean Ave, Galloway, NJ 08205

Showing Results 281 - 320, Page 8 of 18

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