When you buy a car, you know it comes with additional expenses beyond the sales price. Fuel, maintenance, sales tax, insurance, and registration add up to several thousands of dollars a year. The same is true with buying a home. However, many buyers don’t budget for the actual costs of homeownership. They think that the amount for which a lender pre-approves them is all they need. Lenders’ approvals don’t take into account the costs of homeownership, just the cost of buying a home. Learn how to avoid over-paying for a house.
Buyers who don’t budget for all the costs of homeownership run the risk of sentencing their families to a “house poor” [...]
Everyone wants to find their perfect home. Many home buyers know exactly what they want their home to look like, down to exterior and interior design details. Across the US, home styles become trends due to their popularity, geographic location, and other factors specific to an area. For instance, in somewhere that’s prone to flooding like New Orleans, you won’t typically find a lot of low-lying, ranch-style homes – this isn’t to say that they don’t exist in the Crescent City, but geographically speaking, it’s unrealistic. You may not know all the details of the effects that geography can have on a home’s design, but for that reason, we’ve [...]
Now that spring has sprung and the weather is getting warmer, it’s the perfect time to spend outdoors with your family and friends. What better place to enjoy good times and good weather than on your deck? It’s a great option for weekend barbecues, birthday parties, catching up with friends, and more!
However, before using your deck this season, it is important to ensure that it is safe for use. Just like any other part of your home, your deck requires attention and maintenance. Here are six things to check to help ensure the safety of your deck.Decaying Wood
If you have a wooden deck, one of the most common (and dangerous) hazards is decay. This [...]
Although home siding goes a long way toward determining the look and feel of your home’s exterior, it does considerably more than just look good. Your home’s siding is in many ways its first line of defense against the elements, as well as a vital component of your home’s energy efficiency. With the right siding on your home, you’ll have a house that will last longer, look better and save you more money on your heating and cooling bills. The wrong siding could lead to excessive energy costs, a shabbier-looking exterior, and too many weekends lost to upkeep and maintenance.
Choosing the correct siding for your home isn’t as simple as choosing the [...]
Professional design guidance comes in various hues – from the in-home consultation to the interior designer, decorator and of course, the classic DIY. Any option could be a great way to turn the space you have into one you have always dreamed of.
Whether you have a vision or prefer to let someone else take the reins, the digital age has transformed the interior design world into a competitive landscape. With a significant choice for the consumer, it’s helpful to learn about the different options, then make an informed decision about your ‘inside job.’In-Home Consultation
Many of today’s retailers are rolling out in-home consultation [...]
Take a look around your neighborhood – do you see any litter on the sidewalks? What about in the grass? The majority of realtors believe that litter can reduce property values from 7% to 12%, and home buyers report that seeing significant trash would definitely factor into their decision to make an offer on a given property. Litter is not just unattractive, it can also present a physical danger (such as sharp edges on cans and broken glass) or can increase the danger of disease, serving as a reservoir for germs and biological hazards, not to mention the danger to wildlife.
Litter happens in every neighborhood, on every street, and in every business district, [...]
When home builders market a new development, their goal is to generate interest quickly and maintain their momentum until every lot is purchased. Most builders work with borrowed money, so they don’t want to take the chance that unsold homes will linger on their books. Every day that passes costs them interest on the loans. Builders begin marketing new developments with “pre-sale” and “invitation only” events as soon as a model is ready. Then they build excitement with a heavily advertised grand opening followed by sustained advertising and public relations. By selling as many homes as possible as quickly as possible, builders won’t have to build [...]
If you’re a homeowner, you know that there are many additional costs associated with your home other than the listing price. One of these costs, of course, being property taxes. Depending on where you reside, property taxes can be financially inconvenient and can even become a major burden. Wallethub reports that “the average American household spends $2,197 on property taxes for their homes each year, according to the U.S. Census Bureau.”
So where does your state rank when it comes to property tax rates? Check out the states with the lowest and highest property taxes!
Property taxes are computed by taking the current market value of your [...]