1,052

Homes for Sale near Ray E Braswell High School

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  • /22

    $329,900

    • 3 Beds
    • 2 Baths
    • 1,656 Sq Ft

    900 Silver Moon Dr, Little Elm, TX 75068

    Move-In Ready Charmer with $4,600 Credit for Rate Buydown or Closing Costs!WOW! No carpet, a brand-new Class-4 impact-resistant roof, and an open kitchen with a double oven? Yes, please! This well-kept home offers a smart layout and clean, modern style throughout.Step inside to low-maintenance wood-look flooring in every room, no carpet anywhere! The open-concept kitchen features granite

    Kathleen Borunda DHS Realty

    900 Silver Moon Dr, Little Elm, TX 75068
  • /37

    $589,900

    • 4 Beds
    • 3.5 Baths
    • 3,012 Sq Ft

    7001 Lowbranch Trail, Aubrey, TX 76227

    Luxury living awaits in this stunning 4-bedroom, 3.5-bath, two-story home nestled on an oversized corner lot within Union Park, the 2024 Master-Planned Community of the Year!Step inside and be captivated by the expansive open floorplan in the main living area, featuring elegant engineered hardwood floors and soaring 22-foot ceilings, creating an impressive and inviting atmosphere. The

    Curtis Cornelious Monument Realty

    7001 Lowbranch Trail, Aubrey, TX 76227
  • /21

    $279,000

    • 3 Beds
    • 2 Baths
    • 1,601 Sq Ft

    8804 Trailblazer Dr, Crossroads, TX 76227

    Come see this charming home now on the market! This home has Fresh Interior Paint. A fireplace and a soft neutral color palette create a solid blank canvas for the living area. Step into the kitchen, complete with an eye catching stylish backsplash. In the primary bathroom you'll find a separate tub and shower, plus plenty of under sink storage. Take it easy in the fenced in back yard. The

    Amber Broadway Opendoor Brokerage, LLC

    8804 Trailblazer Dr, Crossroads, TX 76227
  • /33

    $384,900 Open Sat 1PM - 3PM

    • 3 Beds
    • 2 Baths
    • 1,611 Sq Ft

    808 Freedom Ln, Aubrey, TX 76227

    Welcome to your dream home in the vibrant Del Webb community—close to the incredible amenity center! This beautifully maintained 3-bedroom, 2-bathroom home offers an ideal blend of style, function, and comfort.Step inside to discover a spacious open floorplan with rich wood floors and custom ceiling fans throughout. The chef’s kitchen is a true standout, featuring luxury drawers in all

    Laura Mauelshagen eXp Realty

    808 Freedom Ln, Aubrey, TX 76227
  • /34

    $450,000

    • 4 Beds
    • 3.5 Baths
    • 3,409 Sq Ft

    1404 Kittyhawk Dr, Little Elm, TX 75068

    Discover your dream home in the desirable Paloma Creek community—a move-in-ready gem! Step inside to luxury vinyl plank flooring that flows seamlessly through the main living areas, creating a warm and inviting foundation. The dedicated home office boasts large windows for inspiring natural light and a ceiling fan for year-round comfort. The heart of the home is the open-concept family room,

    Amy Herzog C21 Fine Homes Judge Fite

    1404 Kittyhawk Dr, Little Elm, TX 75068
  • /20

    $435,000

    • 4 Beds
    • 3 Baths
    • 2,247 Sq Ft

    709 Field Crossing, Aubrey, TX 76227

    MOTIVATED SELLER AND FLEXIBLE WITH CLOSING DATE! Stunning SINGLE STORY Highland Home in the sought-after Union Park Subdivision. This beautiful upgraded 4 bedroom 3 full bath features an extended living room perfect for entertaining along with a custom dry bar for added luxury. Inside has other high-end finishes and thoughtful upgrades elevate the home styles and functionality. The backyard is

    Reed Koenigsberg Keller Williams Realty DPR

    709 Field Crossing, Aubrey, TX 76227
  • /37

    $470,000

    • 4 Beds
    • 3 Baths
    • 2,259 Sq Ft

    7324 Allium Ct, Little Elm, TX 76227

    ***Seller is offering SELLER CONCESSION to use however you choose..toward closing costs, upgrades, or rate buy-downs!*** Welcome to your dream home in the highly sought-after master-planned community of Union Park, where lifestyle and future growth go hand in hand. This 4BD, 3BA home offers an open-concept floor plan designed for both daily living and entertaining. The heart of the home is the

    Lisa Woulard Fathom Realty LLC

    7324 Allium Ct, Little Elm, TX 76227
  • /31

    $410,000

    • 4 Beds
    • 4 Baths
    • 2,581 Sq Ft

    1608 Jasmine Trail, Savannah, TX 76227

    SELLER IS OFFERING $20K IN CONCESSIONS for the buyer upon agreed acceptance of offer price! Sellers will also provide the cost of the 1st year home warranty!Gorgeous Updated Vacant home with 4 bedrooms, 4 full bathrooms, and a huge game room on a beautiful lot. Utility room and first level bathroom have been beautifully updated! New LG washer and dryer will remain for the buyer! Large

    Daniel Wolf New Home DFW

    1608 Jasmine Trail, Savannah, TX 76227
  • /37

    $315,000

    • 3 Beds
    • 2 Baths
    • 1,456 Sq Ft

    924 Charleston Ln, Savannah, TX 76227

    Motived Seller! Seller Offering $5k towards closing cost or backyard beautification! Imagine coming home to this beautifully updated 3-bedroom, 2-bath gem with a 2-car garage, featuring fresh paint and a sleek epoxy floor. Boasting fantastic curb appeal with a newly painted exterior, this home welcomes you with a spacious front porch—perfect for enjoying your morning coffee. Step inside to find

    Tammy Watson Keller Williams Realty DPR

    924 Charleston Ln, Savannah, TX 76227
  • /32

    $419,000

    • 4 Beds
    • 3 Baths
    • 2,659 Sq Ft

    1600 Waggoner Dr, Cross Roads, TX 76227

    Seller is offering $5000 towards Buyer's closing cost!! Step into this stunning, thoughtfully designed home where comfort, style, and functionality come together. Situated on a generous corner lot in a sought-after neighborhood with top-rated schools, this expansive residence offers the perfect setting for growing families or anyone seeking room to thrive.Enjoy an open-concept floor plan

    Carmela Diaz WILLIAM DAVIS REALTY

    1600 Waggoner Dr, Cross Roads, TX 76227
  • /17

    $485,000

    • 3 Beds
    • 2 Baths
    • 1,950 Sq Ft

    9412 Blue Stem Ln, Oak Point, TX 75068

    This gorgeous white-brick Perry Home sits on a premium pie-shaped lot in the highly desirable Prairie Oaks neighborhood. Perfectly positioned just steps from the community center and only minutes from scenic Lake Lewisville, this home offers an incredible financial advantage with an assumable loan at a low 2.87% interest rate, bringing estimated monthly payments to around $2,800—a rare and

    Kelly Sanchez Monument Realty

    9412 Blue Stem Ln, Oak Point, TX 75068
  • /25

    $390,000

    • 3 Beds
    • 2 Baths
    • 1,648 Sq Ft

    3105 Cottontail Dr, Little Elm, TX 75068

    This charming Perry Home in the community of Prairie Oak is move in ready & barely lived in. The adorable curb appeal with custom stone & warm wood front door welcomes you to this one story beauty. The lush landscaping & private entry create an inviting appeal. The home has wood like tile through most of the home & leads you to a spacious living area open to the dining & kitchen. Upgrades

    Lorraine Hursman Coldwell Banker Realty

    3105 Cottontail Dr, Little Elm, TX 75068
  • /11

    $297,000

    • 3 Beds
    • 2 Baths
    • 1,427 Sq Ft

    1812 Vernon Dr, Providence Village, TX 76227

    Welcome to this beautifully maintained home, in the highly sought after and quiet Winn Ridge Development. It is the complete move-in ready package including all major appliances, and available downpayment assistance and interest rate promotions. This is a 1 owner non-smoking home, that has been so meticulously maintained you may even mistake the condition for a new build. From the moment you

    FARREN PERERA Epique Realty LLC

    1812 Vernon Dr, Providence Village, TX 76227
  • /26

    $399,000

    • 4 Beds
    • 2.5 Baths
    • 3,361 Sq Ft

    2712 Ryder Ln, Aubrey, TX 76227

    Welcome to this beautiful 4-bedroom, 2.5-bath home located in the desirable Winn Ridge community. Designed with comfort and functionality in mind, this home features an open floor plan that offers a seamless flow from the living area to the kitchen—perfect for both everyday living and entertaining. The modern kitchen boasts stainless steel appliances, a double oven, and a breakfast bar, ideal for

    Jennifer Roberts Orchard Brokerage

    2712 Ryder Ln, Aubrey, TX 76227
  • /25

    $324,950

    • 4 Beds
    • 3 Baths
    • 1,763 Sq Ft

    1000 Rivers Creek Ln, Little Elm, TX 75068

    Discover this lovely home on a desirable corner lot, offering 4 beds and 3 full baths. Step inside to an open floorplan featuring beautiful updated luxury Vinyl Plank flooring and updated ceiling fans in all rooms. The kitchen boasts a functional Kitchen Island and sleek Stainless Steel appliances. Enjoy privacy with split bedrooms and a master bath featuring a double vanity and separate shower.

    KH Kong Texas Premier Realty

    1000 Rivers Creek Ln, Little Elm, TX 75068
  • /30

    $410,000

    • 4 Beds
    • 2.5 Baths
    • 2,660 Sq Ft

    304 Bluefinch Dr, Little Elm, TX 75068

    Comfort, Space & Community – Welcome to 304 Bluefinch DriveSituated in the highly sought-after Paloma Creek South community—complete with its own amenity center and sparkling community pool—this spacious two-story home offers a functional layout and thoughtful features for modern living.Inside, you’ll find flexible spaces to fit your lifestyle, including a dining room at the front

    Crystal Solensky Keller Williams Realty DPR

    304 Bluefinch Dr, Little Elm, TX 75068
  • /40

    $515,000

    • 4 Beds
    • 3 Baths
    • 2,761 Sq Ft

    1709 George Ln, Little Elm, TX 75068

    SELLER WILL GIVE 5K IN CONCESSIONS TO HELP BUY RATE DOWN. Welcome to your dream home! This stunning 4-bedroom, 3-bath residence offers a perfect blend of comfort and elegance, complete with a dedicated office and a cozy second living room and solar panels! As you step through the inviting foyer adorned with trey ceilings, you’ll immediately appreciate the seamless flow of wood-like tile

    Kelsi Bannahan Scott Brown Properties, Inc

    1709 George Ln, Little Elm, TX 75068
  • /14

    $274,999

    • 3 Beds
    • 2 Baths
    • 1,150 Sq Ft

    1345 Portsmouth Dr, Providence Village, TX 76227

    Seller is offering a fantastic program where the buyer can secure a below market value rate (3.99%) for the first three years of the mortgage which will save the buyers thousands of dollars. This charming, picture-perfect bungalow in the heart of Providence Village! Ideally located just minutes from Highway 380, this home offers convenient access to shopping, dining, and an easy commute—while

    Melissa Avara Melissa Avara

    1345 Portsmouth Dr, Providence Village, TX 76227
  • /35

    $475,000

    • 4 Beds
    • 3 Baths
    • 1,972 Sq Ft

    1909 Pelham Dr, Krugerville, TX 76227

    NEARLY 50k IN UPGRADES! Absolutely immaculate and truly better than new, this 2022-built Highland Home in Sandbrock Ranch has been meticulously maintained and thoughtfully upgraded. With almost 2,000 square feet, 4 bedrooms, and 3 full baths, this home offers comfort, efficiency, and style in one of North Texas’s most amenity-rich communities.The open-concept layout features high ceilings

    Kristin Barnett Epique Realty

    1909 Pelham Dr, Krugerville, TX 76227
  • /28

    $365,000

    • 4 Beds
    • 3 Baths
    • 2,446 Sq Ft

    417 Partridge Dr, Aubrey, TX 76227

    This beautifully maintained 4-bedroom, 3-bathroom home is designed with growing families in mind. From the inviting brick exterior with mature trees to the covered front porch, this home exudes warmth and curb appeal. Inside, you're greeted by an open-concept layout that effortlessly blends comfort and functionality. The chef’s kitchen is the heart of the home, featuring dark cabinetry, hard

    Jeff Withers Stag Residential

    417 Partridge Dr, Aubrey, TX 76227
  • /23

    $365,000

    • 4 Beds
    • 2 Baths
    • 2,065 Sq Ft

    1804 Shoebill Dr, Little Elm, TX 75068

    Motivated Seller Alert! Priced to Move Quickly! Don’t miss this incredible opportunity to own a beautifully updated 4-bedroom, 2-bathroom home with a versatile bonus room that offers endless possibilities. Step inside to discover brand-new laminate wood flooring and an expansive, thoughtfully designed layout. The spacious kitchen is a chef’s dream, featuring granite countertops, a brand-new

    Samiour Patterson Fathom Realty

    1804 Shoebill Dr, Little Elm, TX 75068
  • /31

    $419,990

    • 4 Beds
    • 3 Baths
    • 3,166 Sq Ft

    812 Green Coral Dr, Little Elm, TX 75068

    Great Investment Opportunty with massive price drop!!! A Home made for the perfect family. This home includes upgrades of Granite tops and sit in window in kitchen, along with hand scraped wood floors in study, dining, family room, and downstairs master bedroom with bow window. Master bath has luxurious walk in shower with large walk in closet. Secondary bedroom located down stairs next to full

    Adrian Carter Ace Realty Advisors LLC

    812 Green Coral Dr, Little Elm, TX 75068
  • /39

    $549,900 Open Sat 12PM - 3PM

    • 5 Beds
    • 3.5 Baths
    • 3,320 Sq Ft

    1429 Torrent Dr, Little Elm, TX 75068

    Luxury Living at Its Finest!Located in the highly sought-after Valencia on the Lake community just minutes from Frisco, Little Elm, and Lake Lewisville. This stunning 5-bedroom, 4-bathroom home offers space, style, and sophistication. Designed with both comfort and elegance in mind, the open floor plan features high ceilings, generous natural light, and upscale finishes

    Troy Sage Competitive Edge Realty LLC

    1429 Torrent Dr, Little Elm, TX 75068
  • /26

    $350,000

    • 4 Beds
    • 2.5 Baths
    • 2,263 Sq Ft

    5650 Lincolnwood Dr, Prosper, TX 75078

    **MOTIVATED SELLERS WILLING TO PROVIDE CONCESSIONS FOR INTEREST RATE BUYDOWN OR CLOSING COST ASSISTANCE WITH ACCEPTABLE OFFER** 5650 Lincolnwood Dr in Prosper, TX offers a spacious and well-designed layout perfect for comfortable living. This home features an open floor plan with a large kitchen, bright living area, and a private primary suite with a walk-in closet. Enjoy a flexible bonus space

    Michael Bustos Realty of America, LLC

    5650 Lincolnwood Dr, Prosper, TX 75078
  • /34

    $475,000

    • 4 Beds
    • 3.5 Baths
    • 2,749 Sq Ft

    3716 Blue Stream Dr, Little Elm, TX 75068

    Welcome to 3716 Blue Stream Drive, a beautifully built home in 2020 with updated, high-quality finishes throughout. The main living room features soaring ceilings with large windows, allowing tons of natural light to pour into the home, along with a cozy fireplace, perfect for relaxing on cooler evenings. The spacious kitchen offers ample counter space and modern appliances, making it a dream for

    Ben Wegmann Rogers Healy and Associates

    3716 Blue Stream Dr, Little Elm, TX 75068
  • /31

    $329,000

    • 4 Beds
    • 2 Baths
    • 1,836 Sq Ft

    804 Glover Dr, Aubrey, TX 76227

    $8,000 SELLER CONCESSIONS FOR THE BUYERS CLOSING COSTS!!!! Discover this beautiful, like-new DR Horton home nestled in the sought-after Winn Ridge community! This move-in-ready gem offers exceptional value in a rapidly growing area near the upcoming Disney development in Frisco plus much more!Step inside to an open-concept floor plan featuring split bedrooms and stylish wood laminate

    Ana Ramos Fathom Realty

    804 Glover Dr, Aubrey, TX 76227
  • /28

    $365,000

    • 3 Beds
    • 2 Baths
    • 2,045 Sq Ft

    1821 Ridge Creek Ln, Aubrey, TX 76227

    Price Reduced for a quick sale! Seller will pay $5000 of buyers closing costs !!Sold As-Is and in excellent condition for its age, well maintained.A beautifully maintained 3-bedrooms with a dedicated STUDY, offering a smart and spacious layout ideal for modern living. The heart of the home features a bright, open-concept living area that seamlessly connects the kitchen, dining,

    Nina Li Marie & Marcus Group

    1821 Ridge Creek Ln, Aubrey, TX 76227
  • /22

    $299,000

    • 3 Beds
    • 2 Baths
    • 1,526 Sq Ft

    1801 Caney Creek Dr, Little Elm, TX 75068

    Welcome to Caney Creek, a charming one-story home nestled in the heart of Little Elm, TX. This delightful residence boasts three spacious bedrooms and two full bathrooms, offering ample space for comfortable living. The home is situated on a generous corner lot, providing an expansive outdoor area enclosed by a sturdy wooden fence for added privacy. The 1526 square foot interior is equipped with

    Douglas Furra Dallas Property Management Pro

    1801 Caney Creek Dr, Little Elm, TX 75068
  • /17

    $425,000

    • 5 Beds
    • 4 Baths
    • 3,231 Sq Ft

    1600 Canter Ct, Aubrey, TX 76227

    Welcome Home to this Stunning David Weekley Property in Sandbrock Ranch! RECENT UPDATES. Freshly painted with new carpets in July 2025. Situated on a spacious corner lot in a peaceful cul-de-sac, this beautifully crafted home blends luxury, comfort, & functionality—all in the highly sought-after Sandbrock Ranch community. Why You’ll Love This Home: Spacious & Smart Design – The Walmsley floor

    Ronald Park Orchard Brokerage

    1600 Canter Ct, Aubrey, TX 76227
  • /15

    $319,000

    • 5 Beds
    • 3.5 Baths
    • 2,100 Sq Ft

    1026 Elm Dr, Providence Village, TX 76227

    Welcome to 1026 Elm Drive, a beautifully updated 5-bedroom, 3.5-bath home in the charming community of Providence Village.The primary suite, located on the first floor, boasts a generous walk-in closet and a private en-suite bathroom with dual vanities, a soaking tub, and a separate shower. The first floor also has a dining room and spacious living room that opens up into the kitchen and

    Pamela Linavong Avignon Realty

    1026 Elm Dr, Providence Village, TX 76227
  • /37

    $443,999 Open Sat 1PM - 4PM

    • 4 Beds
    • 3 Baths
    • 2,246 Sq Ft

    7201 Windy Meadow Dr, Aubrey, TX 76227

    Open House Sat. 1-4 NO MUD, NO PID, Assumable FHA 3.25% mortgage. Surprisingly Spacious floorplan offering much privacy between Bedrooms. Don't let the sq footage fool you. Beautiful and meticulously kept home that Shows like New on an Oversized Corner Lot. Live your Best Life in the much sought after UNION PARK, Voted Master Planned Community of the Year in 2024, located only a few

    Melinda Manno JPAR North Metro

    7201 Windy Meadow Dr, Aubrey, TX 76227
  • /34

    $530,000

    • 5 Beds
    • 3.5 Baths
    • 3,062 Sq Ft

    1229 Rosebush Rd, Krugerville, TX 76227

    REDUCED PRICE! Immaculately maintained and only four years young, this stunning Bloomfield-built home sits on a serene greenbelt lot, offering backyard privacy and a view framed by mature trees. From the moment you step into the light-filled foyer with its wide-plank wood-look flooring and graceful archways, the home draws you in with a clear line of sight through to the lush woods

    Laurie Wirth JPAR Plano

    1229 Rosebush Rd, Krugerville, TX 76227
  • /25

    $385,000

    • 3 Beds
    • 2 Baths
    • 2,279 Sq Ft

    1070 English Ivy Dr, Prosper, TX 75078

    ASK LISTING AGENT ABOUT 1% TOWARD CLOSING COSTS OR RATE BUY DOWN!Welcome home to this charming, EAST FACING, well-maintained home featuring brand NEW CARPET and a NEW ROOF (2025). You’ll love the two separate living spaces, providing flexibility for a playroom, home office, or movie nights.With an oversized 3-car garage you'll have plenty of space for vehicles, hobbies, and

    Kristi Davis Monument Realty

    1070 English Ivy Dr, Prosper, TX 75078
  • /25

    $484,900

    • 3 Beds
    • 2.5 Baths
    • 2,335 Sq Ft

    9324 Winding Creek Dr, Oak Point, TX 75068

    Wonderful home facing north in Prairie Oaks that features 3 bedrooms, 2 full baths and 1 half bath. This home uses it's space so well, as you enter there is a mud room and half bath then the entry opens to a large living area with a 19 ft ceiling and a wall of windows allowing tons of natural light. The open kitchen features a large island that is open to the dining and living area. Granite

    Max Dunham Ebby Halliday, REALTORS

    9324 Winding Creek Dr, Oak Point, TX 75068
  • /40

    $730,000 Open Sun 12PM - 3PM

    • 5 Beds
    • 4.5 Baths
    • 3,900 Sq Ft

    4001 Horsemint Rd, Aubrey, TX 76227

    Welcome to this stunning 5-bedroom, 4.5-bathroom two-story home, built in 2022, with over $150,000 in premium upgrades—giving it the look and feel of a designer model home. Step through the elegant double doors into a bright and inviting foyer that leads to a private home office with stylish glass French doors—perfect for working from home or quiet study. Just down the hall, you’ll find a

    Messay Weldeyes Call It Closed International, Inc.

    4001 Horsemint Rd, Aubrey, TX 76227
  • /35

    $344,900

    • 4 Beds
    • 2.5 Baths
    • 2,323 Sq Ft

    1110 Chattahoochee Dr, Savannah, TX 76227

    **Step into your next home with instant savings—this property includes a lender-paid 2-1 Buydown that can save you thousands in the first two years. Enjoy lower monthly payments while settling in with confidence. Ask your agent today for details.** Lowering your interest rate for the first two years and giving you meaningful savings from day one. This beautifully maintained two-story home on a

    Matthew Braun Merit Homes

    1110 Chattahoochee Dr, Savannah, TX 76227
  • /33

    $375,000

    • 4 Beds
    • 2 Baths
    • 2,099 Sq Ft

    945 Lake Meadow Ln, Little Elm, TX 75068

    This exceptional move in-ready 4-bedroom home in Paloma Creek offers peace of mind and elevated living. With a front bedroom that can easily be used as a study or office area and a formal dining room for entertaining, the layout is both versatile and stylish. From the inside, you'll find a mixture of carpet and beautiful tile flooring to round out the home. Nine foot ceilings and pristine

    Javier Montemayor INC Realty, LLC

    945 Lake Meadow Ln, Little Elm, TX 75068
  • /5

    $1,300,000

    • 5 Beds
    • 3 Baths
    • 3,356 Sq Ft

    TBD 1.62 Acres Shahan Prairie Rd, Little Elm, TX 75068

    Welcome to your dream property! The value is in the land and its perfect location with great development potential. Situated right on the shores of beautiful Lake Lewisville, imagine waking up every morning to stunning views of the water and spending your days fishing, swimming or just soaking up the sun. The best part is that there are no deed restrictions, so you'll have the freedom to make

    Cami Hobbs Keller Williams Prosper Celina

    TBD 1.62 Acres Shahan Prairie Rd, Little Elm, TX 75068
  • /32

    $650,000

    • 4 Beds
    • 2.5 Baths
    • 3,035 Sq Ft

    139 Las Colinas Trail, Cross Roads, TX 76227

    Located on a spacious one-acre lot within a private gated community, this beautifully maintained home offers comfort, style, and functionality in every detail. The updated kitchen features a large center island, modern appliances, and an open floorplan that flows seamlessly into the main living areas—perfect for both daily living and entertaining. Expansive windows provide an abundance of natural

    Kimberly Cocotos Allie Beth Allman & Assoc.

    139 Las Colinas Trail, Cross Roads, TX 76227
  • /28

    $382,000

    • 3 Beds
    • 2.5 Baths
    • 2,346 Sq Ft

    3301 Cord Place, Aubrey, TX 76227

    Priced below value! LARGE LOT! Welcome to your dream home—where location, layout, and lot size come together in perfect harmony! This Move-in-Ready 3-bedroom, 2.5-bath gem is nestled on a premium corner lot on a quiet cul-de-sac street, offering one of the largest yards in the neighborhood and all the privacy you could ask for.Step inside to find a thoughtfully designed floor plan that

    Tami Burnett Keller Williams Prosper Celina

    3301 Cord Place, Aubrey, TX 76227

Showing Results 441 - 480, Page 12 of 18

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