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Bakersfield, CA Homes for Sale with Fireplace

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  • /49

    $579,999

    • 4 Beds
    • 3 Baths
    • 2,683 Sq Ft

    2200 Gambel Oak Way, Bakersfield, CA 93311

    Pride of ownership shines throughout this immaculate remodel located in the highly desirable The Oaks neighborhood. This 4-bedroom, 3 full-bath, 2,683 square foot home features vaulted ceilings, fireplaces in both the living room and primary suite, & energy-efficient dual-pane windows throughout. The updated kitchen & bathrooms offer granite countertops, recessed lighting, new texture throughout

    Jacob Sokoloff Gold Standard Realty

    2200 Gambel Oak Way, Bakersfield, CA 93311
  • /62

    $464,999

    • 3 Beds
    • 2.5 Baths
    • 1,863 Sq Ft

    3513 Running Springs Way, Bakersfield, CA 93311

    Welcome to 3513 Running Springs Way in the prestigious Tevis Ranch community. This stunning residence offers the best of both worlds: the charm of an established neighborhood with all the appointments of a brand-new luxury home. Meticulously remodeled and never lived in since its complete transformation, you’ll be the first to enjoy its pristine condition.Every detail has been thoughtfully

    Andrie Nainggolan Berkshire Hathaway HomeServices Associated Real Estate

    3513 Running Springs Way, Bakersfield, CA 93311
  • /19

    $369,000

    • 3 Beds
    • 2 Baths
    • 1,185 Sq Ft

    6300 Ringwood St, Bakersfield, CA 93313

    Well-maintained 3-bedroom, 2-bath home located in a desirable residential neighborhood. Features include a stylish and functional kitchen, stainless steel appliances, durable LVP flooring, a cozy fireplace, and a functional layout with comfortable living spaces. The large backyard offers a pool and spa, plus ample space for an RV parking or a few vehicles. Ideal for entertaining, outdoor living,

    Zaida Sutachan South Bay Executive Realty, Inc.

    6300 Ringwood St, Bakersfield, CA 93313
  • /27

    $339,000

    • 3 Beds
    • 2 Baths
    • 1,459 Sq Ft

    3319 Maywood Dr Unit 1, Bakersfield, CA 93306

    This is a Beautiful Property all remodeled with upgraded floors all over the house, beautifully remodeled kitchen with new counter tops and floors ,remodeled dining room , upgraded fireplace and bathrooms ,you'll have no worries on this Great property Owner invested lot's of work for enjoyment Now this could be yours. Great area family oriented neighborhood, also you can enjoy a Huge private

    Bertha Saavedra Century 21 Allstars

    3319 Maywood Dr Unit 1, Bakersfield, CA 93306
  • /43

    $449,999

    • 3 Beds
    • 2 Baths
    • 1,501 Sq Ft

    2715 Rain Dr, Bakersfield, CA 93313

    This home looks great and a must see to appreciate, located in the south west in a quiet neighborhood tucked away in a beautiful culdesac,3 bedroom, 2 bathroom,1560Sq,this home is turn key, like a model home. You don't have to do anything but move your stuff in. all new appliances, stove, dishwasher, new frig ,microwave, washer and dryer, new flooring, paint, fire place, new roof, solar system is

    Floyd Roberts Miramar International Calloway

    2715 Rain Dr, Bakersfield, CA 93313
  • /46

    $474,999

    • 4 Beds
    • 3 Baths
    • 2,315 Sq Ft

    6107 Cartagena Ave, Bakersfield, CA 93313

    Newly renovated 4 bed, 3 bath home in the Seasons neighborhood featuring huge bedrooms, a swimming pool, and PPA solar. Truly nothing was overlooked on this beauty, from new kitchen cabinets, fresh paint, windows, and upstairs flooring to ALL NEW APPLIANCES, kitchen and bath faucets, interior doors and hardware, and BRAN NEW electrical panel.

    Priscilla Cervantes PAK Home Realty

    6107 Cartagena Ave, Bakersfield, CA 93313
  • /27

    $302,000

    • 3 Beds
    • 1 Bath
    • 1,068 Sq Ft

    3820 Apache Ave, Bakersfield, CA 93309

    Come see this well-maintained 3-bedroom, 1-bath residence offering a blend of classic character, functional living, and investment opportunity. The home features vinyl flooring, a cozy fireplace in the living room, and a bright, floor plan with spacious bedrooms and updated kitchen and bathroom finishes. Newer garage door, roof is less than 5 years old, and home is move-in ready. A key value-add

    Kevin Oliver eXp Realty of California Inc

    3820 Apache Ave, Bakersfield, CA 93309
  • /39

    $289,500

    • 3 Beds
    • 2 Baths
    • 1,596 Sq Ft

    12110 Backdrop Ct, Bakersfield, CA 93306

    Welcome to this beautiful home located in a desirable Bakersfield neighborhood on a quiet cul-de-sac. This well-maintained residence offers an open and functional floor plan designed for comfortable living and entertaining. The spacious living areas flow seamlessly into the kitchen, featuring ample cabinetry, generous counter space, and a convenient layout for everyday living. The primary suite

    Louis Lozano Realty One Group Action

    12110 Backdrop Ct, Bakersfield, CA 93306
  • /42

    $459,000

    • 4 Beds
    • 2 Baths
    • 2,434 Sq Ft

    5023 Villa Bella Ln Unit 3, Bakersfield, CA 93311

    Welcome to this delightful Southwest Bakersfield beauty! This 4-bedroom, 2-bath split-wing home features high ceilings and an open-concept floor plan with both a formal living area and a comfortable family room. The kitchen offers granite countertops and ample space for entertaining. Located in a great neighborhood near shopping centers and top-rated schools, with no solar to assume. Perfect for

    Belinda Estrada LPT Realty, Inc

    5023 Villa Bella Ln Unit 3, Bakersfield, CA 93311
  • /20

    $324,999

    • 3 Beds
    • 2 Baths
    • 1,331 Sq Ft

    913 Mcginley Ave, Bakersfield, CA 93308

    Welcome to this clean, cute, and move-in-ready home located in a quiet, established neighborhood in North Bakersfield. Perfect as a first-time buyer opportunity or a turnkey rental, this property offers incredible value at an affordable price point. Step inside to a bright and inviting living area with fresh finishes and a comfortable layout that feels instantly like home. The kitchen is

    LEIGHTON SILVA Tower Agency

    913 Mcginley Ave, Bakersfield, CA 93308
  • /73

    $675,000

    • 3 Beds
    • 3 Baths
    • 3,095 Sq Ft

    12430 Cattle King Dr, Bakersfield, CA 93306

    Tucked inside the gated Cattle King community, this custom home sits on a serene 0.4-acre lot surrounded by mature trees, creating a peaceful, park-like setting.With 3,095 sq ft, 3 bedrooms, and 3 bathrooms, the multi-level layout offers three living areas and expansive windows that bring nature into nearly every room. The main living room features soaring 18-foot ceilings and a dramatic

    Brittany Smith Watson Realty

    12430 Cattle King Dr, Bakersfield, CA 93306
  • /47

    $439,999

    • 3 Beds
    • 2 Baths
    • 1,821 Sq Ft

    11505 Orchard Park Dr, Bakersfield, CA 93311

    Welcome to this beautiful home located in the desirable River Oaks community near Buena Vista Road and Stockdale Highway, just steps from a scenic park walking path, with Riverwalk Park nearby. It offers 3 bedrooms plus an office and 2 bathrooms within a spacious 1,821 sq. ft. floor plan. The open kitchen features charming tile countertops and a center island, while the inviting living room

    David Mercado Mercado and Associates RE Inc.

    11505 Orchard Park Dr, Bakersfield, CA 93311
  • /34

    $355,000

    • 3 Beds
    • 2 Baths
    • 1,456 Sq Ft

    3300 Olympic Dr, Bakersfield, CA 93308

    This well-designed 3-bedroom, 2-bath single-story home is located on a quiet cul-de-sac and offers a comfortable, functional layout. The spacious living room with fireplace connects nicely to a separate dining area and a practical kitchen with ample cabinetry. Generously sized bedrooms provide comfort and flexibility. The home is equipped with solar panels, offering energy efficiency and

    Armando Villareal Open Door Real Estate

    3300 Olympic Dr, Bakersfield, CA 93308
  • /74

    $699,000

    • 2 Beds
    • 2 Baths
    • 2,962 Sq Ft

    2118 Cedar St, Bakersfield, CA 93301

    Welcome to this truly unique Spanish-inspired gem in the heart of downtown Westchester. Built in 1991 & thoughtfully designed by Robert Blair, this custom 2-story home has 2 bedrooms, 2 baths plus an office that could be a third bedroom. The home has a beautifully landscaped courtyard w/a Koi pond--a true private oasis. Inside, you'll find soaring ceilings in the spacious dining room w/a

    Mallory Belter Coldwell Banker Preferred,RLT

    2118 Cedar St, Bakersfield, CA 93301
  • /22

    $347,000

    • 4 Beds
    • 2 Baths
    • 1,529 Sq Ft

    623 Broken Arrow Ave, Bakersfield, CA 93307

    Welcome to this spacious 4-bedroom home featuring a garage conversion that adds valuable living space! Enjoy a bright, open living room, tile flooring throughout, and a large, cemented backyard perfect for entertaining, gatherings, or low-maintenance outdoor living all within a desirable gated community.

    Sonia Bravo Open Door Real Estate

    623 Broken Arrow Ave, Bakersfield, CA 93307
  • /49

    $445,000

    • 3 Beds
    • 2 Baths
    • 1,797 Sq Ft

    310 Lewisham St, Bakersfield, CA 93311

    Beautifully updated Seven Oaks home in move-in condition, located in one of SW Bakersfield's most desirable neighborhoods and PBVUSD- including Ronald Reagan Elementary, Warren Junior High and Stockdale High School. This 3-bedroom, 2-bath home includes a study, currently used as a 4th bedroom. The property has a West facing front door, an open split-wing floorplan w/abundant natural light. Home

    Sherri Trone Coldwell Banker Preferred,RLT

    310 Lewisham St, Bakersfield, CA 93311
  • /15

    $364,999

    • 3 Beds
    • 2 Baths
    • 1,287 Sq Ft

    3105 Silver Spur Way, Bakersfield, CA 93312

    Adorable Northwest home in great location close to shopping, parks and schools. Home features 3 bedrooms 2 baths, great room with fireplace, kitchen with sparkling tile counters and breakfast area, wood look tile flooring. Solar Panels will be paid off at COE. Low maintenance yard with side yard dog run. Association fees include tennis courts, basketball, RV and boat parking. Easy to show!.

    Maria Benitez Upmarket Real Estate, Inc.

    3105 Silver Spur Way, Bakersfield, CA 93312
  • /18

    $329,000

    • 3 Beds
    • 2 Baths
    • 1,134 Sq Ft

    5712 Monitor St, Bakersfield, CA 93307

    Discover the perfect blend of comfort and convenience. This charming property offers spacious living areas with abundant natural light, ideal for family gatherings and entertainment. Enjoy a modern kitchen equipped with updated appliances and ample storage, perfect for culinary enthusiasts.The outdoor space features a well-maintained yard, providing a tranquil retreat for relaxation or outdoor

    Vivienne Tupou eXp Realty of Greater Los Angeles

    5712 Monitor St, Bakersfield, CA 93307
  • /34

    $574,900

    • 6 Beds
    • 3 Baths

    5109 Cohiba Ct, Bakersfield, CA 93307

    Gorgeous corner new construction single family home with a ADU unit by Auburn Oaks. The primary residence features 4 bedrooms, 2 bath with 1883 square feet of living space, electric fireplace in living room, quartz counter tops, a gas range, dishwasher, microwave, indoor utility room, 2 car garage, covered patio, tile roof and acrylic stucco. The ADU features 2 bedrooms, 1 bath with 755 square

    Mayra Barajas Prestige Real Estate

    5109 Cohiba Ct, Bakersfield, CA 93307
  • /34

    $574,900

    • 6 Beds
    • 3 Baths

    5103 Cohiba Ct, Bakersfield, CA 93307

    Gorgeous new construction single family home with a ADU unit by Auburn Oaks. The primary residence features 4 bedrooms, 2 bath with 1883 square feet of living space, electric fireplace in living room, quartz counter tops, a gas range, dishwasher, microwave, indoor utility room, 2 car garage, covered patio, tile roof and acrylic stucco. The ADU features 2 bedrooms, 1 bath with 755 square feet of

    Mayra Barajas Prestige Real Estate

    5103 Cohiba Ct, Bakersfield, CA 93307
  • /22

    $300,000

    • 3 Beds
    • 2 Baths
    • 1,404 Sq Ft

    1757 Oswell St, Bakersfield, CA 93306

    Welcome to this beautiful home in Northeast! This property features 3 bedrooms and 2 bathrooms , recently interior painted with tile flooring throughout, fireplace and a comfortable, functional layout. Conveniently located near a school, and shopping centers, it also offers a rear access entrance and spacious concrete backyard, ideal for parking, entertaining, or low-maintenance outdoor living.

    Morena Luna Miramar Realty

    1757 Oswell St, Bakersfield, CA 93306
  • /38

    $580,000

    • 4 Beds
    • 3 Baths
    • 2,633 Sq Ft

    16016 Clarisse St, Bakersfield, CA 93314

    Best price per square foot for this single-story living in the Shiloh Estates. Will review all offers! This 2,633 sq. ft. residence offers a flowing, open floor plan with tall ceilings designed for seamless entertaining and daily comfort. The interior features 4 spacious bedrooms, 2.5 bathrooms, a formal dining area, a laundry-room with complete wash sink and abundant cabinet storage, master

    Ricardo Pena LPT Realty, Inc.

    16016 Clarisse St, Bakersfield, CA 93314
  • /49

    $345,000

    • 3 Beds
    • 2 Baths
    • 1,132 Sq Ft

    3301 Beyers St, Bakersfield, CA 93312

    Looking for a fixer upper? What better place to get started in home ownership, than this affordable home in a popular Northwest neighborhood and great school district! This three bedroom, two bath home sits on a generous corner lot that offers the option for extra side or RV parking, or even a shop! Come see if this is the right fit for you.

    Terri Collins Watson Realty

    3301 Beyers St, Bakersfield, CA 93312
  • /40

    $415,000

    • 3 Beds
    • 2 Baths
    • 1,385 Sq Ft

    3600 Piedmont Ave, Bakersfield, CA 93312

    Beautiful home located in desirable neighborhood. 3 bedrooms, 2 bathrooms on a large lot. RV parking with a 2 car garage. Storage room in the back yard surrounded by fruit trees. Completely fenced in. Covered patio with ceiling fans. Updated kitchen, floors and paint. Ceilings redone with pine wood in living room, entry and dining area. Beautiful fireplace with large mantel. Indoor laundry room

    Courtney Baker Tobias Real Estate

    3600 Piedmont Ave, Bakersfield, CA 93312
  • /14

    $289,900

    • 2 Beds
    • 1 Bath
    • 1,210 Sq Ft

    2728 Kentucky St, Bakersfield, CA 93306

    Beautiful big two bedrooms home with many upgraded features like: new kitchen cabinets with quartz counter top with a finish high gloss backsplash, with a big farm house sink. lots of recessed lighting in thru out the house auto on and off lighting in the bathroom, 14 new windows, fans, two car garagenew garage door, large lot , new flooring , tile kitchen floor and breakfast-nook, tile

    Juan Carlos Morales Juan Carlos Morales Broker

    2728 Kentucky St, Bakersfield, CA 93306
  • /42

    $350,000

    • 3 Beds
    • 2 Baths
    • 1,499 Sq Ft

    2404 Prestwick Ct, Bakersfield, CA 93309

    Discover an opportunity with serious upside at 2404 Prestwick Ct – a cul-de-sac pool home in the highly convenient Sagepointe neighborhood of Bakersfield. This well-built 3 bedroom, 2 bath home offers approximately 1,499 sq ft of living space on a generously sized 0.29-acre lot, giving you amazing bones, an easy-flowing floorplan, and plenty of room to update and customize to your taste. Inside,

    Misbah Habeeb First Team Real Estate

    2404 Prestwick Ct, Bakersfield, CA 93309
  • /11

    $427,500

    • 4 Beds
    • 2 Baths
    • 1,906 Sq Ft

    9309 Foxglen Ct, Bakersfield, CA 93312

    Welcome to 9309 Foxglen Court a beautifully maintained 4-bedroom home tucked inside one of Northwest Bakersfield's most desirable and established neighborhoods.Ideally located with quick access to the Westside Parkway, this home puts you minutes from top shopping, dining, parks, and schools making daily life effortless and convenient.Step inside and you're greeted by soaring vaulted ceilings and

    Julie Sanchez Country Real Estate

    9309 Foxglen Ct, Bakersfield, CA 93312
  • /36

    $399,999 Open Sat 10AM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,593 Sq Ft

    3816 Miami St, Bakersfield, CA 93306

    Located in NE Bakersfield near The Bluffs, this beautifully updated 3-bedroom, 2-bath home offers custom cabinetry with pull-out shelves, granite countertops, updated flooring and paint, recessed lighting, and a cozy built-in fireplace. The backyard is designed for enjoyment with a sparkling pool, separate pool house, covered patio, and low-maintenance artificial grass.Situated in a highly

    Fabian Ramos Keller Williams Realty

    3816 Miami St, Bakersfield, CA 93306
  • /23

    $385,000

    • 3 Beds
    • 2 Baths
    • 1,510 Sq Ft

    10012 Vanessa Ave, Bakersfield, CA 93312

    Welcome to this charming 3-bed, 2-bath home in the desirable Polo Grounds neighborhood, offering a sparkling swimming pool and room for your RV or trailer. Inside, vaulted ceilings create an open, inviting feel, while the kitchen features painted cabinetry, updated LVP flooring, and a cozy breakfast area. The great room includes a gas fireplace and a large slider leading to the backyard. All

    Brian Hicks Brian Hicks Real Estate Group

    10012 Vanessa Ave, Bakersfield, CA 93312
  • /65

    $569,000

    • 3 Beds
    • 2 Baths
    • 1,797 Sq Ft

    5909 Ashwood St, Bakersfield, CA 93308

    Move-in-ready, NW Bakersfield featuring a unique, fully permitted TREEHOUSE with breathtaking 360 views & overlooking the sparkling pool. This beautifully upgraded property offers a modern open-concept layout with mint-color kitchen cabinets, quartz countertops, decorative backsplash, vinyl plank flooring, stainless steel appliances, refrigerator, and a full water-softener system. Living room

    Adelina Rangel De Sanchez Realty ONE Group Zoom

    5909 Ashwood St, Bakersfield, CA 93308
  • /33

    $525,000

    • 3 Beds
    • 2 Baths
    • 1,540 Sq Ft

    5348 Gatson Rd, Bakersfield, CA 93314

    Charming Ranch-Style Home. Discover this delightful ranch-style home featuring 3 spacious bedrooms and 2 bathrooms. Located on a peaceful street, this property combines privacy with convenience. Enjoy being just minutes from shopping, dining, and schools, while still having the space to spread out and grow. Whether you’re looking for your family’s next home or an investment with incredible

    Cristhian Terranova Loja Homesmart Realty Group

    5348 Gatson Rd, Bakersfield, CA 93314
  • /56

    $499,999

    • 3 Beds
    • 3 Baths
    • 2,256 Sq Ft

    5513 Muirfield Dr, Bakersfield, CA 93306

    Beautiful 3-bedroom, 3-bath two-story home in Scarlet and Gray Golf Club with 24-hour gated security, overlooking the lake and the 7th hole. A private courtyard with a bistro area welcomes you and immediately feels calm and inviting. Inside, the great room with a fireplace opens to a dining area for eight & an immaculate kitchen, all facing the golf course. Also a breakfast area looking over the

    Brian Ostrovski eXp Realty of California Inc

    5513 Muirfield Dr, Bakersfield, CA 93306
  • /22

    $315,000

    • 3 Beds
    • 2 Baths
    • 1,327 Sq Ft

    528 Francis St, Bakersfield, CA 93308

    Nestled in an established neighborhood, this 3-bed, 2-bath home offers 1,327 sq ft of comfortable living on a great-sized lot. Step inside to a bright great room filled with natural light, highlighted by a welcoming fireplace that creates a cozy gathering space. The dining area provides an inviting spot for everyday meals or entertaining. The kitchen offers a clean, practical layout with a large

    Jared Cope The Cope Real Estate Team

    528 Francis St, Bakersfield, CA 93308
  • /40

    $394,000

    • 2 Beds
    • 2 Baths
    • 1,958 Sq Ft

    705 Bermuda St, Bakersfield, CA 93309

    Experience resort-style living in this beautifully updated home located directly on the golf course within desirable 55+ community. Offering nearly 2000 square feet of living space, this home features 2 spacious primary suites in a split wing layout. The updated kitchen flows seamlessly into the dining and living areas, creating an ideal setting for entertaining or relaxing with panoramic golf

    Sheri Anthes Coldwell Banker Preferred Realtors

    705 Bermuda St, Bakersfield, CA 93309
  • /15

    $425,000

    • 3 Beds
    • 2 Baths
    • 1,740 Sq Ft

    2825 Kootenay Ct, Bakersfield, CA 93309

    Welcome to this stunning Laurel Glen residence, perfectly situated on a desirable corner lot. Step outside to enjoy the sparkling blue swimming pool, a covered patio ideal for entertaining, and a lush grass area for play or relaxation. Inside, the thoughtfully designed floor plan offers 3 spacious bedrooms with ample room for study, sleep, and storage, along with 2 luxurious bathrooms. The sleek,

    Rhonda Arnold Keller Williams Realty Antelope Valley

    2825 Kootenay Ct, Bakersfield, CA 93309
  • /38

    $424,900

    • 4 Beds
    • 3 Baths
    • 1,517 Sq Ft

    3206 Candlewood Dr, Bakersfield, CA 93306

    Whether you're searching for a turnkey Airbnb, a multi-family income property, or a flexible home with rental potential, this versatile NE gem is ready to impress. Featuring three separate living spaces, each with its own distinct appeal: The Avocado Suite: A spacious 2B/1B space offering approximately 700 sqft of comfortable living. Complete with a full kitchen and inviting living areaperfect

    Laurie McCarty Coldwell Banker Preferred,RLT

    3206 Candlewood Dr, Bakersfield, CA 93306
  • /13

    $425,000

    • 3 Beds
    • 2 Baths
    • 1,740 Sq Ft

    2825 Kootenay Ct, Bakersfield, CA 93309

    Welcome to this stunning Laurel Glen residence, perfectly situated on a desirable corner lot. Step outside to enjoy the sparkling blue swimming pool, a covered patio ideal for entertaining, and a lush grass area for play or relaxation.Inside, the thoughtfully designed floor plan offers 3 spacious bedrooms with ample room for study, sleep, and storage, along with 2 luxurious bathrooms. The sleek,

    Rhonda Arnold Keller Williams Realty A.V.

    2825 Kootenay Ct, Bakersfield, CA 93309
  • /41

    $909,000

    • 4 Beds
    • 3 Baths
    • 3,634 Sq Ft

    9448 Val di Chiana Dr, Bakersfield, CA 93314

    Welcome to a beautiful home in the Tuscan Hills Estates! Offering 4bedrooms/3 full baths. an office, a California room, solar, pool, extra covered parking area with yard left to play in! As you enter you can see through the foyer to the beautiful backyard. To your left is the office and master on one side. The master retreat has a sitting area, two walk-in closets, access to outside, and double

    Tammy Miller BHHS Associated Real Estate

    9448 Val di Chiana Dr, Bakersfield, CA 93314
  • /63

    $440,000

    • 3 Beds
    • 3 Baths
    • 2,445 Sq Ft

    9917 Stockholm Place, Bakersfield, CA 93306

    Huge reduction in price!! This beautiful home with PAID solar is located in the Four Seasons 55+ double gated community. This home has an open concept with luxury flooring and a custom fireplace. Interior is decorated with modern touches. It's also located on a corner lot. The large kitchen is a chef's delight with SS appliances and granite counters and an eat in area. This home has 3 full

    Pamela Paillet Walters & Associates, Inc.

    9917 Stockholm Place, Bakersfield, CA 93306
  • /3

    $535,000

    • 3 Beds
    • 3 Baths
    • 1,853 Sq Ft

    2904 Granite Ridge Place, Bakersfield, CA 93313

    This stunning 2-story house boasts 3 spacious bedrooms and 2.5 bathrooms. The open concept kitchen, complete with granite countertops, recessed lighting, a dishwasher, and a gas range/oven, is perfect for those who love to cook. The kitchen also features an over-the-range microwave and a walk-in pantry for extra storage. The main area and stairs are carpeted, providing a cozy and warm atmosphere.

    Juana Pineda Executive Realty & Investments

    2904 Granite Ridge Place, Bakersfield, CA 93313

Showing Results 241 - 280, Page 7 of 10

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