2,051

Bakersfield, CA Houses for Sale

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  • /38

    $279,900

    • 3 Beds
    • 2 Baths

    800 Pacific St, Bakersfield, CA 93305

    Don't miss this beautifully remodeled home, thoughtfully updated from top to bottom for modern comfort and an inviting open feel. This residence offers 3 spacious bedrooms and 2 contemporary bathrooms, designed to provide effortless living in style and tranquility. Situated on a generous lot, the property includes a detached garage and is fully enclosed with fencing for added privacy and

    Ian Mellon Keller Williams Realty

    800 Pacific St, Bakersfield, CA 93305
  • /48

    $480,000

    • 4 Beds
    • 2 Baths
    • 2,148 Sq Ft

    5619 Morning Breeze St, Bakersfield, CA 93314

    Enjoy your summer in Summerlyn!Welcome to this stunning 4-bedroom, 2-bath home in the highly desirable Summerlyn community of Northwest Bakersfield. This beautifully maintained property offers an open-concept layout filled with natural light, perfect for both everyday living and entertaining.The spacious primary suite is a true retreat, featuring a gorgeous bathroom with dual sinks, a separate

    Carrie Cullifer Miramar International Calloway

    5619 Morning Breeze St, Bakersfield, CA 93314
  • /34

    $379,000

    • 3 Beds
    • 2 Baths
    • 1,608 Sq Ft

    5310 Trabuco Canyon Dr, Bakersfield, CA 93307

    Step into this beautifully updated 3 bedroom, 2-bathroomhome in the highly desired gated community of Tyner Ranch, where pride of ownership shines in every detail. Walking into the home you'll find a spacious open-concept layout with new flooring throughout the home. Kitchen fully updated with newer appliances, granite countertop and backsplash flowing into a perfect size breakfast area,

    Samantha Sellers Infinity Real Estate Services

    5310 Trabuco Canyon Dr, Bakersfield, CA 93307
  • /37

    $599,950

    • 4 Beds
    • 2 Baths
    • 1,723 Sq Ft

    2008 Torrey Dr, Bakersfield, CA 93312

    You can put all your eggs in one basket! Lovely updated 4 bedroom, 2 bath home on approximately 3/4 acre lot zoned for people and animals! Updates include roof, AC, windows, light and airy interior with beautifully remodeled kitchen, bathrooms and flooring. Outside you'll find a sparkling pool with terraced decking, RV parking and cross fenced lot with chicken coops and plenty of room for

    Belinda Capilla Miramar International Calloway

    2008 Torrey Dr, Bakersfield, CA 93312
  • /40

    $314,900

    • 3 Beds
    • 1.5 Baths
    • 1,162 Sq Ft

    1920 Doolittle Ave, Bakersfield, CA 93304

    This enchantingly renovated 3-bedroom, 1.5-bath home is move-in ready and perfectly located in the heart of town just minutes from schools, the main shopping mall, and quick access to the major highway. With 1,161 sq. ft. of stylish living space, this home shines with fresh interior and exterior paint, brand-new carpet and vinyl plank flooring, and a fully updated kitchen featuring sleek new

    Remy Martinez Keller Williams Realty

    1920 Doolittle Ave, Bakersfield, CA 93304
  • /50

    $498,000

    • 4 Beds
    • 2 Baths
    • 2,340 Sq Ft

    7205 Colony Park Dr Unit 1, Bakersfield, CA 93313

    Great opportunity to own this charming Southwest home in the Stone Meadows area of Bakersfield! This beautiful home offers 2,340 sq ft of thoughtfully designed living space on a 9,147 sq ft lot. It features 4 bedrooms, 2 bathrooms, and a 3-car garage. Highlights include a double-door entry, a spacious formal living room, and a separate family room. The expansive master bedroom includes dual

    Taranjeet Bhathal Watson Realty

    7205 Colony Park Dr Unit 1, Bakersfield, CA 93313
  • /35

    $325,000

    • 3 Beds
    • 2 Baths
    • 1,109 Sq Ft

    6305 Wolfe Creek Dr, Bakersfield, CA 93306

    Welcome to this beautifully maintained 3-bedroom, 2-bath home located in a desirable gated community with scenic views of the Bakersfield hills. Featuring updated flooring, fresh interior paint, and a spacious open-concept living area with a cozy fireplace, this move-in ready home offers both comfort and style. The kitchen includes generous cabinet space, perfect for everyday use or entertaining.

    Joshua Macias Century 21 Jordan-Link & Co

    6305 Wolfe Creek Dr, Bakersfield, CA 93306
  • /54

    $575,000

    • 4 Beds
    • 3 Baths
    • 2,339 Sq Ft

    9316 Leslie Deann Ct, Bakersfield, CA 93312

    This beautifully remodeled 4-bedroom, 3-bath home in NW Bakersfield offers both function and style! Step inside to a stunning kitchen featuring floor-to-ceiling cabinetry, sleek countertops, custom lighting and modern finishes that make cooking a dream. The spacious split-wing floor plan has wood plank flooring throughout. The remodeled primary bathroom adds a spa-like touch to your daily

    Jenny Magana Posh Properties of California

    9316 Leslie Deann Ct, Bakersfield, CA 93312
  • /16

    $415,000

    • 4 Beds
    • 2 Baths
    • 1,766 Sq Ft

    5836 Greenhorn Mountain Ct, Bakersfield, CA 93313

    Beautiful 3-bedroom plus an office, 2-bath pool home located in the desirable Silver Creek neighborhood of Southwest Bakersfield. Just moments from a top-rated school & within walking distance to a lovely park. You will love the open floor plan, the open kitchen with updated counter tops connected to the family room with a fireplace. Great backyard with plenty of room for entertainment.

    JENNIFER STARNES The Landmark Agency

    5836 Greenhorn Mountain Ct, Bakersfield, CA 93313
  • /41

    $535,000

    • 4 Beds
    • 2 Baths
    • 2,575 Sq Ft

    11011 Southwales Ct, Bakersfield, CA 93312

    Beautiful NW Bakersfield home with a rare bonus & fully equipped mother-in-law unit! The main house features 3 bedrooms plus an office, ideal for remote work or a 4th bedroom option. The private suite includes its own entrance, kitchen, bathroom, and living space perfect for extended family, rental income, or Airbnb. Don't miss this versatile and income-generating opportunity! The backyard comes

    Stephanie Carrasco eXp Realty of Greater Los Angeles

    11011 Southwales Ct, Bakersfield, CA 93312
  • /16

    $329,999

    • 4 Beds
    • 2 Baths
    • 1,202 Sq Ft

    3820 Shenandoah Dr, Bakersfield, CA 93304

    Check out this amazing home located near schools and popular shopping centers! Featuring 4 bedrooms and 2 bathrooms, this property offers spacious living areas perfect for entertaining family and friends. Enjoy the large backyard, RV parking, and plenty of room to make it your own.Don't waitschedule your showing today! This one won't last long.

    Neftali Hernandez Infinity Real Estate Services

    3820 Shenandoah Dr, Bakersfield, CA 93304
  • /5

    $175,000

    • 4 Beds
    • 3 Baths
    • 1,416 Sq Ft

    11 Augusta St, Bakersfield, CA 93307

    Call now this property won't last long. Property is a Manufactured Home on a permanent foundation. 2 units (A - B) on its own lot. Unit B - 2 bedroom and 2 bath and Unit A- 2 bedroom and 1 bath. Each units has its own utilities. Gas and Electricity except water.

    Olga Estrada Dream Home Realty

    11 Augusta St, Bakersfield, CA 93307
  • /37

    $859,000

    • 4 Beds
    • 3 Baths
    • 3,051 Sq Ft

    2410 Exton St, Bakersfield, CA 93311

    Dave Packer's previous Model Home in Grand Island. Quality of living space w/all the upgrades found in a Dave Packer Home. Split wing, 4 bed/3 bed + Lg Study, 2 1/2 baths. Multi-function retreat in Mstr. bedroom, travertine counter/flooring in mstr. bath, plush carpet and travertine flooring throughout the home. Jack and Jill secondary bathroom with each separate vanity. Gourmet kitchen w/granite

    Ann Choung Miramar International-Riverwal

    2410 Exton St, Bakersfield, CA 93311
  • /15

    $349,900

    • 3 Beds
    • 2 Baths
    • 1,549 Sq Ft

    1325 Bayne Ct, Bakersfield, CA 93307

    Great home at affordable price!! This 1549 sq ft home has 3 bedrooms with 2 bathrooms. Offers a large living room and an extra bonus room. Interior of home recently painted and new doors installed. House has room to grow into with lots of space. Minutes from shopping / freeway access and schools. This house is eligible for a community lending program. Purchase for as little as 3% down!! Call your

    Sam Reyna Cal Pro Real Estate

    1325 Bayne Ct, Bakersfield, CA 93307
  • /24

    $279,900

    • 3 Beds
    • 2 Baths
    • 1,203 Sq Ft

    4516 Parkwood Ct, Bakersfield, CA 93309

    Perfect for First-Time Homebuyers or Investors!!!Tucked away in a cul-de-sac, this three-bedroom, two-bath home is centrally located near shopping, schools, and parks offering both convenience and comfort. Step inside to a spacious living area, perfect for relaxing or entertaining. With a functional layout and great potential, this home is a fantastic opportunity whether you're looking to settle

    Shelley Murphy Watson Realty

    4516 Parkwood Ct, Bakersfield, CA 93309
  • /29

    $584,999

    • 4 Beds
    • 3.5 Baths
    • 3,366 Sq Ft

    11405 Sangrado Dr, Bakersfield, CA 93311

    Spacious Corner Lot Home in Southwest Bakersfield. Featuring 4 bedrooms 3.5 bathrooms, 3366 sq ft. on a 9602 sq. ft lot. This home has tons of living space that includes a large living room, a family room with a 20ft hearth fireplace,spacious kitchen with lots of cabinets. LargeMaster suite is on the ground floor, has dual sinks walking in closet.Upstairs, you'll find three additional bedrooms

    Jessie Bassi Miramar International Calloway

    11405 Sangrado Dr, Bakersfield, CA 93311
  • /28

    $369,000

    • 4 Beds
    • 2 Baths
    • 1,504 Sq Ft

    318 Derbyshire Dr, Bakersfield, CA 93307

    Incredible Opportunity to Live on a Cul-De-Sac!This charming 4-bedroom, 2-bathroom home offers exceptional value and comfort. Enjoy a spacious kitchen that seamlessly opens to the family room and dining area, perfect for entertaining or everyday living. The generous backyard features a covered patio, ideal for outdoor relaxation and gatherings. Lovingly maintained, this home is full of potential

    Marisa Cornejo My Realty

    318 Derbyshire Dr, Bakersfield, CA 93307
  • /31

    $345,000

    • 2 Beds
    • 2 Baths
    • 1,638 Sq Ft

    14030 Sandstone Peak Dr, Bakersfield, CA 93306

    Welcome to this beautiful home in the prestigious 55+ gated community of Solera, offering comfort, style, and low-maintenance living!The kitchen features tile flooring, Corian countertops, and ample cabinetry for all your storage needs.The open living area provides generous space for relaxing or entertaining, complete with natural light and room for a full dining setup.Both bedrooms include

    Brian Hicks Brian Hicks Real Estate Group

    14030 Sandstone Peak Dr, Bakersfield, CA 93306
  • /32

    $599,000

    • 4 Beds
    • 3 Baths
    • 2,592 Sq Ft

    13019 Queen Palm Ct, Bakersfield, CA 93314

    Nestled in the highly sought-after community of The Palms, this Froelich-built cul-de-sac gem offers space, style, and functionality. Featuring 4 spacious bedrooms & 3 full bathrooms, this home boasts a formal dining room & elegant formal living area, perfect for entertaining. The updated kitchen shines w/ granite countertops, white cabinetry, double wall ovens, & opens to a warm & inviting

    Sophia Cummings Miramar International Calloway

    13019 Queen Palm Ct, Bakersfield, CA 93314
  • /28

    $424,500

    • 3 Beds
    • 2 Baths
    • 1,622 Sq Ft

    3517 Abbott Dr, Bakersfield, CA 93312

    10k Price Reduction on this Beautifully cared for one owner home in an established Rosedale Neighborhood. Close to shopping, great schools and Freeway access! The Functional open floorplan and vaulted ceilings make this space feel large and bright. The upgraded kitchen features pretty white cabinetry, granite counters and stainless steel appliances. Plantation shutters and ceiling fans throughout

    Allyson Wanagitis Bill Mell & Associates

    3517 Abbott Dr, Bakersfield, CA 93312
  • /23

    $323,000

    • 4 Beds
    • 2 Baths
    • 1,350 Sq Ft

    909 Oberlin Ct, Bakersfield, CA 93305

    This beautifully updated 4-bedroom, 2-bathroom home blends modern with comfort. The spacious kitchen has an excellent lay out, featuring sleek quartz countertops, custom cabinetry, stainless steel appliances, and a large open space for easy entertaining. Both bathrooms have been thoughtfully renovated with vanities, upgraded showers, and premium fixtures. The generous primary suite offers a

    Natalie Betancourt Castaneda Emerge Real Estate

    909 Oberlin Ct, Bakersfield, CA 93305
  • /50

    $742,000

    • 4 Beds
    • 3 Baths
    • 2,277 Sq Ft

    1850 Verdugo Ln, Bakersfield, CA 93312

    Want the benefits of country with the convenience of city just in time for Liberty's renewed AG program? You can have it all with this affordable, perfectly sized & laid out, large animal RS zoned, 2017 custom build, turn-key farmhouse which sits at the end of the lane. The spacious interior has an open, split wing floor plan with all the modern colors and amenities- stainless appliances,

    Mike Saba Watson Realty

    1850 Verdugo Ln, Bakersfield, CA 93312
  • /52

    $645,000

    • 4 Beds
    • 2 Baths
    • 2,558 Sq Ft

    6824 Chinook Falls Dr, Bakersfield, CA 93312

    Are you looking for a Beautiful home with plenty of space for your work vehicles?This is the house for you.. This home sits on a double lot at almost 19,000 sqf on a quiet cul-de-sac. Home boasts 3 bedrooms, 2 bathrooms, an office that can be used as 4th bedroom and let's mention a beautiful attached sunroom with windows all around and its own cooling and heating unit.Open kitchen to living room

    Yolanda Valencia Zamora Golden Valley RealEstate Group

    6824 Chinook Falls Dr, Bakersfield, CA 93312
  • /29

    $239,900

    • 3 Beds
    • 1 Bath
    • 797 Sq Ft

    710 Willow Dr, Bakersfield, CA 93308

    Welcome to 710 Willow Dr – a charming 3-bedroom, 1-bath home nestled in a quiet, well-established neighborhood in North Bakersfield. This inviting property offers a comfortable living space, a generous kitchen, and a spacious front yard perfect for outdoor gatherings or potential expansion, thanks to its R-2 zoning. The home also includes a stove, refrigerator, and microwave, making it move-in

    Tomas Piedra Dream Home Realty

    710 Willow Dr, Bakersfield, CA 93308
  • /10

    $219,900

    • 2 Beds
    • 1 Bath
    • 897 Sq Ft

    3009 Hillburn Rd, Bakersfield, CA 93306

    Investor Special - Great Opportunity! This Northeast Bakersfield property is a great addition to any investor's portfolio. Needs some TLC

    Ulices Melendez Ulices B. Melendez, Broker

    3009 Hillburn Rd, Bakersfield, CA 93306
  • /33

    $575,000

    • 4 Beds
    • 3 Baths
    • 2,123 Sq Ft

    5604 Running Brook St, Bakersfield, CA 93312

    Nestled deep within the desirable Celebrations neighborhood, this stunning 4-bedroom, 3-bathroom home is a must-see for growing families. Boasting over 2,500 square feet of living space on a spacious 13,068-square-foot lot on a cul-de-sac, this property features a 3-car garage and a summer-ready backyard oasis. The expansive yard showcases a large pebble-tec pool with a rock waterfall, mature

    Robert Dobbs 661 Realty

    5604 Running Brook St, Bakersfield, CA 93312
  • /41

    $550,000

    • 4 Beds
    • 3 Baths
    • 2,608 Sq Ft

    12206 Sundance Canyon Dr, Bakersfield, CA 93312

    Why settle for new construction when you can have this beautifully updated home in an established neighborhood? This spacious 4-bed, 3-bath split-wing home offers 2,608 sq ft with a tandem 3-car garage on a 1/4 acre lot. Enjoy great curb appeal with fresh paint, newer plank and carpet flooring, and extended driveway concrete. The thoughtful layout features a hallway separating guest beds and

    Shanti Brinsfield Watson Realty

    12206 Sundance Canyon Dr, Bakersfield, CA 93312
  • /61

    $625,000

    • 3 Beds
    • 2.5 Baths
    • 2,260 Sq Ft

    601 Vista Verde Way, Bakersfield, CA 93309

    Discover 601 Vista Verde, a tastefully updated 3-bedroom, 2.5-bath home in the desirable Stockdale Estates'' neighborhood. Situated on a quiet, highly regarded street, this home features spacious bedrooms, a separate family room, and a formal living room, offering plenty of flexibility for your lifestyle. Enjoy modern updates including newer windows, updated flooring, and a newer AC unit for

    Adam Belter Coldwell Banker Preferred,RLT

    601 Vista Verde Way, Bakersfield, CA 93309
  • /21

    $295,000

    • 3 Beds
    • 1 Bath
    • 1,174 Sq Ft

    1600 Haldon St, Bakersfield, CA 93308

    Take a look at this newly remodeled home in North Bakersfield featuring a brand new roof, updated dual pane windows, central HVAC, indoor utility room, bonus room, and more! This 3 bedroom, 1 bath is gleaming with a complete exterior repaint, new garage door with opener, and an inviting front porch. The interior features LVP floors, brand new appliances, ceiling fans, fixtures, fresh paint, and

    Darron Mason eXp Realty - Bakersfield

    1600 Haldon St, Bakersfield, CA 93308
  • /28

    $424,999

    • 4 Beds
    • 2 Baths
    • 1,894 Sq Ft

    13213 Ridgeway Meadows Dr Unit 2, Bakersfield, CA 93314

    Beautiful home, big upgrades, and low energy bills! 13213 Ridgeway Meadows Dr offers newly updated paint, baseboards, and stylish lighting in the kitchen and hallway. The new water heater adds even more value, and the leased solar system keeps your monthly utility costs impressively low. Located in one of Bakersfield's most sought-after communities, this one is both smart and stylishschedule your

    Freddie Ortega Ortega Realty

    13213 Ridgeway Meadows Dr Unit 2, Bakersfield, CA 93314
  • /43

    $725,000

    • 4 Beds
    • 3.5 Baths
    • 3,061 Sq Ft

    9313 Rancho Viejo Dr, Bakersfield, CA 93314

    Welcome to Camden Grove, one of Northwest Bakersfield's most desirable communities. This stunning home offers 4 bedrooms, 3.5 bathrooms, a 3-car garage, and RV parking. Enjoy elegant touches throughout, including plantation shutters, tall ceilings, and a spacious living room with a gas fireplace and beautiful natural light. The gourmet kitchen features granite countertops, stainless steel

    Jon Busby Team Busby Real Estate

    9313 Rancho Viejo Dr, Bakersfield, CA 93314
  • /59

    $325,000

    • 2 Beds
    • 1 Bath

    0 Rancheria Rd, Bakersfield, CA 93308

    Cabin Retreat, weekend getaway or live in full time! Cool mountain breezes, four beautiful seasons to enjoy on this 37.89 acres. Property is completed fenced, w/private gate. Tucked away in the Sierra mountains-level to rolling hills. Off the Grid, but cabin is fully functional w/ generator, water well, & wall heater. Cute kitchen has range, stainless steel sink, & white cabinetry. 2 bedrooms up

    Terri Bender RE/MAX Golden Empire

    0 Rancheria Rd, Bakersfield, CA 93308
  • /58

    $585,000

    • 4 Beds
    • 2 Baths
    • 2,200 Sq Ft

    6109 Valley Crest Dr, Bakersfield, CA 93308

    Owned solar and stunning upgrades in this Northwest 4-bed + office, 2-bath split-wing home with pool and RV parking! Features include luxury vinyl plank flooring, remodeled baths, new HVAC, and solar by Bland (2018). Chef's kitchen with stainless appliances, wine fridge, breakfast bar, nook, and pantry. Spacious family room with floor-to-ceiling stone fireplace and double-height windows. Primary

    Andrie Nainggolan Berkshire Hathaway Homeservice

    6109 Valley Crest Dr, Bakersfield, CA 93308
  • /38

    $470,000

    • 5 Beds
    • 2 Baths
    • 2,065 Sq Ft

    12012 Cherry Valley Ave, Bakersfield, CA 93312

    Room for the whole family. Olive drive area 5 bed 2 bath home on a 11,084lot + RV. Located just steps away from Veterans Elementary school this home offers lots of room inside and out. Includes a large great room with vaulted ceilings , double ceiling fans, double doors with built in blinds and wood look tile flooring. The eat in kitchen includes tile flooring, wood cabinetry, tile counters,

    Robert Dobbs 661 Realty

    12012 Cherry Valley Ave, Bakersfield, CA 93312
  • /66

    $669,000

    • 3 Beds
    • 3 Baths
    • 2,833 Sq Ft

    12409 Locksley Dr, Bakersfield, CA 93311

    Beautiful home located in the proud Seven Oaks Grand Island neighborhood of Bakersfield!The home features 3 bedrooms, PLUS a Den/office, 2.5 bathrooms, a spacious formal living room and formal dining room with well-maintained hardwood floors.A front yard with green lawn, trees and flowers, and an elegant front door leading to the entrance.The family room with its ceiling fan overlooks the cozy

    Yun Lee Miramar International Calloway

    12409 Locksley Dr, Bakersfield, CA 93311
  • /32

    $700,000

    • 5 Beds
    • 3 Baths
    • 4,545 Sq Ft

    4620 Taft Hwy, Bakersfield, CA 93313

    Unique opportunity at 4620 Taft Hwy featuring two separate homes on one large lot. The main home offers 3 bedrooms, 2 bathrooms, and approximately 3100 sq ft of living space. The second home includes 2 bedrooms, 1 bathroom, and spans around 1500 sq ftperfect for extended family or rental income. Sitting on nearly half an acre, this property provides space, function, and flexibility. Inside you'll

    Gary Frausto Miramar International Calloway

    4620 Taft Hwy, Bakersfield, CA 93313
  • /28

    $239,000

    • 3 Beds
    • 1 Bath
    • 797 Sq Ft

    710 Willow Dr, Bakersfield, CA 93308

    Welcome to 710 Willow Dr - a charming 3-bedroom, 1-bath home nestled in a quiet, well-established neighborhood in North Bakersfield. This inviting property offers a comfortable living space, a generous kitchen, and a spacious front yard perfect for outdoor gatherings or potential expansion, thanks to its R-2 zoning. The home also includes a stove, refrigerator, and microwave, making it move-in

    Jesse Roman Dream Home Realty

    710 Willow Dr, Bakersfield, CA 93308
  • /25

    $449,900

    • 4 Beds
    • 2 Baths
    • 1,821 Sq Ft

    8414 Kowa St, Bakersfield, CA 93314

    Like NEW Beautiful Homein NW at Powder Ridge Community. This is a Traditional style plan, with 4 bedrooms 2 baths, 2 car garage and patio. Some of the features you will enjoy are: White color cabinets with hardware, wood Like tile flooring in all wet areas and entry. Santa Fe interior doors, stainless steel freestanding gas range with over the range microwave, stainless steel dishwasher,

    Elizabeth Gonzalez Wilkerson Realty

    8414 Kowa St, Bakersfield, CA 93314
  • /39

    $549,900

    • 4 Beds
    • 3 Baths
    • 2,516 Sq Ft

    6202 Ocean Jasper Dr Unit 2, Bakersfield, CA 93313

    This SW 4B/3B PLUS a detached ADU with its own private entrance home, offers endless possibilities. Whether you're dreaming of a rental income stream, a private guest suite, a home office, multigenerational living, or place for adult children this ADU is a game-changer. Step into this beautiful 2516 sqft, home featuring real hardwood flooring throughout the main living areas offering timeless

    Laurie McCarty Coldwell Banker Preferred,RLT

    6202 Ocean Jasper Dr Unit 2, Bakersfield, CA 93313
  • /24

    $305,000

    • 4 Beds
    • 2 Baths
    • 1,504 Sq Ft

    201 Day Ave, Bakersfield, CA 93308

    Great investor or first time home buyer property located in upper Oildale. Spacious living room with a fire place opens to the dinning area. Roomy kitchen has been updated. The garage has been converted to a bedroom or game room! Plus it has three additional bedrooms and two full bathrooms. The laundry room is located in the attached shop. The front porch is very inviting The covered patio

    Theresa Edmoundson-Olson Keller Williams Realty

    201 Day Ave, Bakersfield, CA 93308

Showing Results 281 - 320, Page 8 of 18

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