Newest Homes for Rent in Bay County, FL

• 

  

  

  /20

  $2,403

  Total Monthly Price

  • 1 Bed
  • 1 Bath
  • 495 Sq Ft
  • Condo for Rent

  104 Gulfside Ct Unit SI ID1523324P, Panama City Beach, FL 32407

  The advertised rate of $2,403/month is the lowest available price, based on a 1 month(s) stay with a move-in date of November 30, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can

  (850) 919-2464

  104 Gulfside Ct Unit SI ID1523324P, Panama City Beach, FL 32407
• 

  

  

  /10

  $1,500 Per Month

  • 3 Beds
  • 2 Baths
  • 1,000 Sq Ft
  • 3 Bed 2 Bath Duplex

  2732 Usery Rd, Panama City, FL 32404

  3 bedroom 2 bath duplex located on Ursey Road.

  2732 Usery Rd, Panama City, FL 32404
• 

  

  

  /11

  $1,500 Per Month

  • 2 Beds
  • 1 Bath
  • 864 Sq Ft
  • House for Rent

  316 Hatley Dr, Mexico Beach, FL 32456

  BRAND NEW CONSTRUCTION available to rent in Mexico Beach! This unit is a half mile from the Gulf of Mexico so you can walk down to watch the sunset! This is a 2 bedroom with 1 bath home that was built handicap adaptable with oversized doors in every room. The kitchen has all brand new stainless steel appliances with granite counters. The bathroom is only a shower stall and laundry area is in the

  316 Hatley Dr, Mexico Beach, FL 32456
• 

  

  

  /10

  $2,300 Per Month

  • 3 Beds
  • 2 Baths
  • 1,799 Sq Ft
  • REDUCED North Shore 3B/2Bth

  604 Mallory Dr, Panama City, FL 32405

  A 3 Bedroom/2 Bath Stucco home with a double car garage with two door entrances each with garage openers. Privacy fenced in back yard complete with screened in Florida room with 2 sky lights and ceiling fan. Open patio space for barbeques and family get togethers. Off the Master bedroom find is a covered sitting patio. Spacious living room with 10 ft. ceilings and Crown Molding with a Fireplace

  604 Mallory Dr, Panama City, FL 32405
• 

  

  

  /20

  $2,419

  Total Monthly Price

  • 4 Beds
  • 2 Baths
  • 1,840 Sq Ft
  • Condo for Rent

  3723 Tiki Dr Unit SI FL1-ID1546440P, Panama City Beach, FL 32408

  The advertised rate of $2,419/month is the lowest available price, based on a 30 day(s) stay with a move-in date of October 5, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can be

  (448) 200-4105

  3723 Tiki Dr Unit SI FL1-ID1546440P, Panama City Beach, FL 32408
• 

  

  /18

  $1,850 Per Month

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft
  • Townhouse for Rent

  709 E 10th St, Panama City, FL 32401

  Property Id: 22894343-bedroom, 2-bathroom home in the heart of Panama City, conveniently located near shopping centers and hospitals. Freshly painted with brand-new LVP flooring, new bathroom vanities, and a brand-new stainless steel dishwasher. ALL appliances are included.Pets are welcome with montly fee and pet deposit.

  (850) 771-3074

  709 E 10th St, Panama City, FL 32401
• 

  /2

  $2,500 Per Month

  • 3 Beds
  • 2 Baths
  • 1,768 Sq Ft
  • House for Rent

  215 Woodlawn Dr, Panama City, FL 32407

  Welcome to the Woodlawn neighborhood! This well-maintained 3-bedroom, 2-bathroom home offers a unique layout with two living areas and custom built-ins throughout.Enjoy outdoor living with a covered space, outdoor kitchen with gas grill, and hot tub all in the fenced-in private yard. The property also includes a detached heated and cooled office/storage space, perfect for working from

  215 Woodlawn Dr, Panama City, FL 32407
• 

  

  /17

  $1,350 Per Month

  • 3 Beds
  • 2 Baths
  • 3 bedroom 3 bath

  3835 Avon Rd, Panama City, FL 32404

  Enjoy hassle free living at Avondale Townhomes! 3 bedroom | 2 bathroom townhomes for RENT minutes away from TAFB! Make yourself at home in this brand new construction townhouse complete with modern finishes, vinyl flooring throughout and stainless steel appliances. Landscaping is included in the rent. You will NOT find a better deal in Panama City!! Call to apply TODAY!

  3835 Avon Rd, Panama City, FL 32404
• 

  

  /20

  $2,903

  Total Monthly Price

  • 2 Beds
  • 2 Baths
  • 1,065 Sq Ft
  • Condo for Rent

  21405 Palm Ave Unit SI ID1546264P, Panama City Beach, FL 32413

  The advertised rate of $2,903/month is the lowest available price, based on a 30 day(s) stay with a move-in date of August 14, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can be

  21405 Palm Ave Unit SI ID1546264P, Panama City Beach, FL 32413
• 

  

  /29

  $2,300 Per Month

  • 3 Beds
  • 2 Baths
  • 1,752 Sq Ft
  • Beautiful waterfront Brick Home in Andrews Plantation.

  806 Cason Cir, Panama City, FL 32405

  Move in Ready July 1st! GREAT HOME in a GREAT NEIGHBORHOOD! This 3/2 home is located in one of Panama City's newest neighborhoods just off Hwy 389 close to Bay Haven Charter School. Enjoy clean sidewalks, underground utilities, and a short walk to school for your kids in this great location! In addition to the 3 spacious bedrooms, this home also offers an office space, a large open kitchen

  806 Cason Cir, Panama City, FL 32405
• 

  

  /30

  $2,495 Per Month

  • 4 Beds
  • 2 Baths
  • 1,711 Sq Ft
  • House for Rent

  3810 Heartwood St, Panama City, FL 32404

  Beautiful, like new home, with fully fenced in backyard! Welcome to College Station, where quality craftsmanship and modern upgrades come together in this beautifully designed rental home. Conveniently located just 13 miles from Tyndall Air Force Base and 14 miles from the beautiful gulf beaches, this home offers an ideal location for military personnel, professionals, and anyone looking to enjoy

  Chris Gibson Gibson Real Estate

  3810 Heartwood St, Panama City, FL 32404
• 

  

  /13

  $1,650 Per Month

  • 2 Beds
  • 1.5 Baths
  • 992 Sq Ft
  • Townhouse for Rent

  314 E 1st Ct, Panama City, FL 32401

  Live in the heart of The Cove! This charming 2- bedroom, 1.5-bathroom townhome offers the perfect blend of comfort and convenience in one of Panama City's most desirable neighborhoods. The downstairs features an open living area, spacious kitchen with butcher block countertops, laundry area and a half bath. Upstairs you will find two bedrooms with a full bathroom situated between them. Enjoy your

  Amanda Vanover St Andrew Shores Realty Serv

  314 E 1st Ct, Panama City, FL 32401
• 

  

  /19

  $2,800 Per Month

  • 3 Beds
  • 2.5 Baths
  • 2,160 Sq Ft
  • House for Rent

  1041 Plantation Dr, Panama City, FL 32404

  Spacious Executive Near Tyndall Air Force Base. This, home is ready to move into. No HOA! This beautifully designed 2,686 sq ft home offers 3 beds, 2.5 baths, and an open-concept layout ideal for modern living. The minute you walk in the mahogany wood door you are home! Featuring a formal dining room and a large family room perfect for gathering. This home has crown molding and tile floors

  Susan Tucker Hitchcock Real Estate LLC

  1041 Plantation Dr, Panama City, FL 32404
• 

  

  /16

  $2,550 Per Month

  • 4 Beds
  • 2 Baths
  • Stunning 4B / 2Bth Lynn Haven, Florida

  1627 Santa Anita Dr, Lynn Haven, FL 32444

  1627 Santa Anita Drive, a stunning home located in Lynn Haven, Florida. Nestled in a peaceful neighborhood, this exquisite property offers a perfect combination of beauty, functionality, and an unbeatable location. The heart of this home lies in its modern and well-appointed kitchen. Featuring stainless steel appliances, granite countertops, abundant cabinetry, and plenty of counter space. The

  1627 Santa Anita Dr, Lynn Haven, FL 32444
• 

  

  /17

  $3,750 Per Month

  • 4 Beds
  • 2 Baths
  • 2,397 Sq Ft
  • 4 bed 2bath with Pool

  230 Oxford Ave, Panama City Beach, FL 32413

  Located in the beautiful, family-friendly, well-established Palmetto Trace subdivision, this 4 bedroom 2 bathroom offers a beautiful pool and spa, two living areas, a split bedroom layout, 2 separate vanities in the master bath along with his & hers master closets, and a sprinkler system. This neighborhood is conveniently located in walking distance to the Pier Park, shopping & dining, Frank

  230 Oxford Ave, Panama City Beach, FL 32413
• 

  

  /11

  $2,000 Per Month

  • 2 Beds
  • 2 Baths
  • Condo for Rent

  119 Argonaut St Unit D, Panama City Beach, FL 32413

  Property Id: 2139180Welcome to your slice of the beach life at 119 Argonaut St, Unit D in beautiful Panama City Beach.This completely remodeled 2-bedroom, 2-bathroom unit (1,144 sq ft) offers modern finishes, low-maintenance living, and exclusive access to a private gated beach area in Bid-A-Wee Beach one of the most sought-after, less crowded stretches of sand on the Gulf.

  (448) 230-4643

  119 Argonaut St Unit D, Panama City Beach, FL 32413
• 

  

  /9

  $1,100 Per Month

  • 3 Beds
  • 2 Baths
  • 900 Sq Ft
  • 3 bedroom 2 bath

  3641 T St, Panama City, FL 32404

  3bedroom 2 bath Manufactured home with a large yard.

  3641 T St, Panama City, FL 32404
• 

  

  /34

  $1,600 Per Month

  • 1 Bed
  • 1.5 Baths
  • 680 Sq Ft
  • St Thomas Square!

  8730 Thomas Dr, Panama City Beach, FL 32408

  St Thomas Square! Gated Community! 1 bedroom 1.5 bath downstairs end unit with covered patio overlooking the lagoon. Stackable W/D included AS IS. Water/Sewage, Dumpster and lawn service is included by HOA and is subject to change. Community Pool, Club House, Grills and Tennis Courts. Boat slip available through HOA for additional charge. Parking Pass required for tenants and guest. NO PETS!

  8730 Thomas Dr, Panama City Beach, FL 32408
• 

  

  /31

  $2,200 Per Month

  • 2 Beds
  • 2.5 Baths
  • 1,325 Sq Ft
  • Island Reserve 1309

  8700 Front Beach Rd Unit Island Reserve 1309, Panama City Beach, FL 32407

  8700 Front Beach Rd Unit Island Reserve 1309, Panama City Beach, FL 32407
• 

  

  /16

  $1,250 Per Month

  • 2 Beds
  • 1.5 Baths
  • 950 Sq Ft
  • Condo for Rent

  5117 E 10th St Unit 5117 E 10th Street Unit D, Panama City, FL 32404

  5117 E 10th St Unit 5117 E 10th Street Unit D, Panama City, FL 32404
• 

  

  /20

  $22,005

  Total Monthly Price

  • 6 Beds
  • 6.5 Baths
  • Condo for Rent

  21814 Front Beach Rd Unit SI ID1542390P, Panama City Beach, FL 32413

  The advertised rate of $22,005/month is the lowest available price, based on a 1 month(s) stay with a move-in date of November 28, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can

  (448) 202-5997

  21814 Front Beach Rd Unit SI ID1542390P, Panama City Beach, FL 32413
• 

  

  /20

  $28,814

  Total Monthly Price

  • 7 Beds
  • 8.5 Baths
  • 4,402 Sq Ft
  • Condo for Rent

  19706 Front Beach Rd Unit SI ID1542471P, Panama City Beach, FL 32413

  The advertised rate of $28,815/month is the lowest available price, based on a 30 day(s) stay with a move-in date of October 22, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can

  (448) 230-4289

  19706 Front Beach Rd Unit SI ID1542471P, Panama City Beach, FL 32413
• 

  

  /23

  $2,295 Per Month

  • 3 Beds
  • 2 Baths
  • 1,661 Sq Ft
  • House for Rent

  4903 Mccall Ln, Panama City, FL 32404

  Beautiful 3-bedroom, 2-bath home featuring brand new appliances and an open floor plan perfect for entertaining! The spacious master suite offers a coffered ceiling and a private en suite bath complete with double vanities, a relaxing garden tub, and separate shower. The guest bathroom includes a convenient tub/shower combo. Enjoy outdoor living on the screened-in back porch overlooking a

  Selina Bullock Selina's Southern Realty LLC

  4903 Mccall Ln, Panama City, FL 32404
• 

  

  /20

  $2,200 Per Month

  • 3 Beds
  • 2 Baths
  • 1,622 Sq Ft
  • House for Rent

  530 E 5th Ct, Panama City, FL 32401

  Discover the epitome of modern living in Panama City's desirable Cove. This newly constructed single-family home features 3 bedrooms and 2 bathrooms, offering a perfect blend of style and comfort. Embrace the convenience of a gourmet kitchen, spacious master suite, and a large backyard—ideal for pets and family gatherings. Located in a friendly neighborhood near schools, parks, and amenities,

  Briana Colvin ERA Neubauer Real Estate Inc

  530 E 5th Ct, Panama City, FL 32401
• 

  

  /33

  $1,900 Per Month

  • 3 Beds
  • 2.5 Baths
  • 1,504 Sq Ft
  • Townhouse for Rent

  5899 Tyndall Place, Callaway, FL 32404

  Newly constructed townhome at Tyndall Station less than 7 miles from TAFB. This 3 bedroom 2.5 bath home features stainless steel appliances, upgraded fixtures and LVP flooring throughout. The 2nd level features 3 bedrooms and laundry. With a 1 car garage as well as enough parking for 2 cars and being an end-unit, this townhome is cozy and charming. Close to restaurants, retail and shopping. Pets

  Christopher Smith Coastal Choice Management

  5899 Tyndall Place, Callaway, FL 32404
• 

  

  /22

  $2,600 Per Month

  • 4 Beds
  • 2 Baths
  • 1,994 Sq Ft
  • House for Rent

  134 Confidence Way, Southport, FL 32409

  Beautiful rental in the desirable Fanning Bayou neighborhood! This 4-bedroom, 2-bath split floor plan home features an open layout with high ceilings, granite countertops, a large screened-in porch, and a huge fenced backyard. Situated on over 1/4 acre, this property offers plenty of space both inside and out.Residents of Fanning Bayou enjoy amazing amenities including a luxury-style

  134 Confidence Way, Southport, FL 32409
• 

  

  /4

  $1,500 Per Month

  • Apartment for Rent

  8605 Highway 2301, Youngstown, FL 32466

  1.1 Acres Available for Ground Lease - High Visibility Corner Lot in Panama City, FL Address: 8605 Highway 2301, Panama City, FL 32404 Prime opportunity to lease approximately 1.1 acres of partially cleared land located on the corner of CR 2301 and Bayhead Road in Panama City. This versatile parcel offers excellent visibility and easy access just minutes from Highway 231. Property

  

  Blaine Atkinson

  Live 30A Real Estate LLC

  (448) 994-3904

  8605 Highway 2301, Youngstown, FL 32466
• 

  

  /21

  $2,200 Per Month

  • 3 Beds
  • 2 Baths
  • 1,617 Sq Ft
  • House for Rent

  3545 Brentwood Place, Panama City, FL 32404

  Now available to rent in the centrally located Brentwood Estates subdivision. This 3 bed 2 bath home features LVP flooring throughout and an electric fireplace in the living area. The main bedroom has a large walk in closet, double vanity sinks and a jacuzzi tub as well as a shower stall. There is extra storage in the garage and the yard is privacy fenced so pets welcome (with fee). This home has

  Christopher Smith Coastal Choice Management

  3545 Brentwood Place, Panama City, FL 32404
• 

  

  /16

  $2,800 Per Month

  • 3 Beds
  • 3.5 Baths
  • 2,388 Sq Ft
  • House for Rent

  913 Plantation Dr, Panama City, FL 32404

  Be the first to live in this new construction home with water views! Offering 3 bedrooms, 3.5 bathrooms, plus an office/flex space, this home provides plenty of room to spread out. Enjoy a large yard, 2-car garage, and a convenient location near shops, dining, and Tyndall Air Force Base. Each bedroom features its own private bathroom, making it ideal for roommates, guests, or those seeking extra

  Rosalind Smothers Carroll Realty Prop Mgt Inc

  913 Plantation Dr, Panama City, FL 32404
• 

  

  /10

  $1,175 Per Month

  • 2 Beds
  • 1 Bath
  • 910 Sq Ft
  • Apartment for Rent

  719 S Berthe Ave Unit 17, Panama City, FL 32404

  First Month Free! Available NOW!! 2bd/ 1 bath apartment in the heart of Panama City, close to Tyndall AFB, shopping, and beaches This is a second-floor unit. The kitchen has plenty of cabinet space. Bathroom has shower /tub combo. Washer and dryer As-Is. Garbage and lawn included. Pets may be allowed with approval, non-refundable pet fee and $25 per month per pet. No smoking in the unit. Minimum

  Lindsey Sutton La Bella Vita Property Group LLC

  719 S Berthe Ave Unit 17, Panama City, FL 32404
• 

  

  /12

  $1,150 Per Month

  • 2 Beds
  • 1 Bath
  • 915 Sq Ft
  • Apartment for Rent

  723 S Berthe Ave Unit 6, Panama City, FL 32404

  Available 6/1/2026! 2bd/ 1 bath apartment in the heart of Panama City, close to Tyndall AFB, shopping, and beaches The kitchen has plenty of cabinet space, white shaker cabinets, and stainless steel appliances. Bathroom has subway tile shower with glass doors. Unit boasts farmhouse vinyl plank flooring throughout and carpet in the 2 bedrooms. Washer and dryer As-Is. Garbage and lawn included.

  Lindsey Sutton La Bella Vita Property Group LLC

  723 S Berthe Ave Unit 6, Panama City, FL 32404
• 

  

  /23

  $1,900 Per Month

  • 3 Beds
  • 2 Baths
  • 1,520 Sq Ft
  • House for Rent

  1007 Bayside St, Panama City, FL 32404

  Welcome to 1007 Bayside Street! Built in 2025, this lovely new construction rental offers 3 bedrooms, 2 bathrooms, and a large driveway. The home features an open and airy floor plan with LVP flooring throughout and granite countertops, giving it a clean and modern feel. Enjoy living in the East Bay community, a charming waterfront area that offers a peaceful small-community atmosphere while

  Rosalind Smothers Carroll Realty Prop Mgt Inc

  1007 Bayside St, Panama City, FL 32404
• 

  

  /40

  $2,100 Per Month

  • 3 Beds
  • 2.5 Baths
  • 1,484 Sq Ft
  • Apartment for Rent

  1707 Jakes Dr, Panama City, FL 32405

  Welcome to 1707 Jakes Drive, a modern 3-bedroom, 2.5-bath townhome located in the newly developed Jake's Landing community in Panama City. Built in 2023, this home features an open-concept layout with stylish finishes throughout, including granite countertops, stainless steel appliances, luxury vinyl plank flooring, and abundant natural light. The spacious kitchen and living area create the

  Zack Sanchez Think Real Estate

  1707 Jakes Dr, Panama City, FL 32405
• 

  

  /40

  $2,300

  Total Monthly Price

  • 4 Beds
  • 2 Baths
  • 2,083 Sq Ft
  • House for Rent

  251 Red Bay Rd, Callaway, FL 32404

  This is a 2019 construction home, Located 5 miles from Tyndall AFB in Bridge Harbor. The community is located just off East Bay and is in close proximity to Tyndall elementary. The home itself is run with a security system, washer and dryer hook-ups, sprinkler system, screened in patio and fenced in yard. Included in rent is the HOA dues and Garbage pick up, and lawn care. The community features

  251 Red Bay Rd, Callaway, FL 32404
• 

  

  /9

  $1,495 Per Month

  • 3 Beds
  • 2 Baths
  • 1,449 Sq Ft
  • Beautiful home with backyard!

  129 Seneca Ave, Panama City, FL 32404

  Updated 3 bedroom / 2 bath with new flooring throughout for easy maintenance, freshly painted, fully remodeled bathrooms. Large front and back yard!Rent $1,495/MonthSecurity deposit - $1795Pets upon approval with additional feeUtilities under tenant's responsibility.Requirements: 3 times the rent as monthly income, rental history and good credit scoreNon-smoking

  129 Seneca Ave, Panama City, FL 32404
• 

  

  /8

  $825 Per Month

  • 1 Bed
  • 1 Bath
  • 475 Sq Ft
  • Apartment for Rent

  2314 E 16th Ct, Panama City, FL 32405

  Quiet & clean 1 bedroom, 1 bath apartment with water, sewage, and garbage included. Freshly painted and equipped with refrigerator & range, plus tile flooring throughout. Has window Ac unit, no washer & dryer hook up. Application process requires background check, income & employment verification, and verifiable rental history. No pets. Call today to schedule a tour.

  Adam Drysdale St Andrew Shores Realty Serv

  2314 E 16th Ct, Panama City, FL 32405
• 

  

  /28

  $1,450 Per Month

  • 1 Bed
  • 1.5 Baths
  • 770 Sq Ft
  • Townhouse for Rent

  4900 E 4th St Unit B, Panama City, FL 32404

  This is a beautiful private waterfront townhome. This 1 bedroom, 1.5 bath hidden gem comes Furnished. Additional features include new Stainless appliances, tile and plank flooring, granite countertops. Spacious Master Bedroom overlooking the Bayou. Lovely Master Bath with double vanities and walk in closet. There is a community laundry room with a Washer and Dryer which is part of the Common

  Adam Drysdale St Andrew Shores Realty Serv

  4900 E 4th St Unit B, Panama City, FL 32404
• 

  

  /36

  $1,600 Per Month

  • 1 Bed
  • 1 Bath
  • 788 Sq Ft
  • Condo for Rent

  300 Cain Rd Unit 309, Panama City Beach, FL 32413

  Fully Furnished 1-Bedroom, 1-Bath Unit in Pirates Cove (3rd Floor) Welcome to this charming fully furnished 1-bedroom, 1-bath unit in Pirates Cove, offering waterfront living with access to a dock for fishing, canoeing, paddleboarding, and small watercraft. Additional Features:3rd-floor unit - No upstairs neighbors.Dock access for fishing and water activities.In-unit washer & dryer

  Brittni Shisler-Smith Full Heart Rentals

  300 Cain Rd Unit 309, Panama City Beach, FL 32413
• 

  

  /28

  $1,600 Per Month

  • 1 Bed
  • 1.5 Baths
  • 680 Sq Ft
  • Condo for Rent

  8730 Thomas Dr Unit 101, Panama City, FL 32408

  St Thomas Square! Gated Community!1st Floor Unit! 1 bedroom 1.5 bath downstairs end unit with covered patio overlooking the lagoon. Stackable W/D included AS IS. Water/Sewage, Dumpster and lawn service is included by HOA and is subject to change. Community Pool, Club House, Grills and Tennis Courts. Boat slip available through HOA for additional charge. Parking Pass required for tenants and

  Patricia Sneed CENTURY 21 Ryan Realty Inc

  8730 Thomas Dr Unit 101, Panama City, FL 32408
• 

  

  /39

  $2,500 Per Month

  • 4 Beds
  • 2 Baths
  • 2,068 Sq Ft
  • House for Rent

  Unlisted Address

  Welcome to this beautifully maintained all-brick 4 bedroom, 2 bath home located in the Andrews Plantation neighborhood in Lynn Haven! Conveniently located near Bay Haven Charter Academy and Mosley High School, this home offers comfort, efficiency, and an unbeatable location. Inside, you'll find a spacious split floor plan with ceiling fans and blinds in every bedroom. The kitchen features granite

  Christina Daniels Keller Williams Success Realty

  Unlisted Address

Showing Results 81 - 120, Page 3 of 17