Bay County FL Homes for Sale with No HOA Fee

• 

  

  

  /22

  $394,990

  • 2 Beds
  • 2.5 Baths
  • 983 Sq Ft

  23223 Front Beach Rd Unit A139, Panama City Beach, FL 32413

  $10,000 FLEX CASH available for buyer closing costs, rate buy-down, upgrades, or price reduction! This is not just a condo, it is a rare opportunity to own beach life, lake life, boat life, and resort life all in one place. Welcome to this beautifully updated, fully furnished, and rental-ready 2-bedroom, 2.5-bath condo in the highly sought-after gated community of Pinnacle Port in Panama City

  Alina Kvasha Dalton Wade Inc

  23223 Front Beach Rd Unit A139, Panama City Beach, FL 32413
• 

  

  

  /21

  $349,000

  • 2 Beds
  • 3 Baths
  • 1,148 Sq Ft

  9900 S Thomas Dr Unit 704, Panama City Beach, FL 32408

  LOW FLOOR ALERT!!! 2BD Plus BUNKROOM and 3 FULL BATHROOMS. This is the style that people love, with the 3 full bathrooms. Living room and balcony have a great view of the Shores pool and the GULF OF MEXICO. Built-in shelves and entertainment area in kitchen. Priced to sell and low floor is very valuable in this building. You can DRIVE UP TO 7TH FLOOR AND WALK OVER TO YOUR CONDO. Lots of open

  Gabriel Stephani Pineapple Properties

  9900 S Thomas Dr Unit 704, Panama City Beach, FL 32408
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  /11

  $45,000

  • Land
  • 1.03 Acres
  • $43,689 per Acre

  6605 Bolivia St, Youngstown, FL 32466

  Escape to your own piece of paradise with this stunning 1+ acre homesite. Featuring mature, fruit-bearing trees and a serene private pond, this property is the perfect backdrop for your dream home. Enjoy rural tranquility with easy access to modern conveniences. Well and septic on site not sure if working. Sold As-Is.Panama Pines is a residential subdivision located in Youngstown, FL, within

  David Travare The Travare Brokerage Firm

  6605 Bolivia St, Youngstown, FL 32466
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  /3

  $280,000

  • Land
  • 0.04 Acre
  • $7,000,000 per Acre

  115 Ocean Ln, Lower Grand Lagoon, FL 32408

  Don't miss this rare opportunity to own a premium lot in the highly desirable Venture Out community! Whether you're envisioning your dream beach retreat or seeking the perfect place to accommodate your RV or boat, this property offers outstanding flexibility and value.Tucked away on a quiet street and backing up to a common area, this lot provides added privacy and extra outdoor

  Cliff Glansen FLATFEE.COM

  115 Ocean Ln, Lower Grand Lagoon, FL 32408
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  /39

  $429,000

  • 2 Beds
  • 2 Baths
  • 1,183 Sq Ft

  10519 Front Beach Rd Unit 801A, Panama City Beach, FL 32407

  You've found it! The best value in Twin Palms and a rare opportunity to own a west-facing END UNIT at Twin Palms Condominiums. Unit 801 offers unbeatable price, location, and Gulf-front views along the world's most beautiful beaches. This 2-bedroom, 2-bath condo features just under 1,200 sq. ft. of well-designed living space, highlighted by a spacious primary suite overlooking the Gulf and direct

  Nathan Lawrence Legacy Premier Agency

  10519 Front Beach Rd Unit 801A, Panama City Beach, FL 32407
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  /16

  $2,895,000

  • 3 Beds
  • 3 Baths
  • 2,080 Sq Ft

  17799 Front Beach Rd, Panama City Beach, FL 32413

  Gulf Front Very Desirable West End Unit. Undated unit with new appliances and countertops, Garage has been converted to a game room and is air conditioned. many upgrades including hurricane rated windows and doors, security system, A.C.'s with dehumidifier and custom fencing around the front yard.

  Bill Thomas Beach Time Realty, Inc

  17799 Front Beach Rd, Panama City Beach, FL 32413
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  /34

  $315,000

  • 2 Beds
  • 2 Baths
  • 960 Sq Ft

  17462 Front Beach Rd Unit 39A, Panama City Beach, FL 32413

  THIS IS THE ONE THAT TRULY STANDS APART!!Among similar units currently available, this fully renovated 2 bedroom, 2 bath condo showcases higher quality finishes, thoughtful upgrades, and meticulous care throughout. This spacious two story layout features soaring ceilings and abundant natural light in the living area, with an interior staircase leading to the second floor bedroom. The

  Parago Bothe Bastion Realty LLC

  17462 Front Beach Rd Unit 39A, Panama City Beach, FL 32413
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  /52

  $629,900

  • 3 Beds
  • 2.5 Baths
  • 2,496 Sq Ft

  1009 Barracuda Dr, Panama City, FL 32408

  Welcome to this beautifully maintained three bedroom, two and a half bath home located in the highly desirable Bay Point community. This inviting home features a spacious vaulted living room with a cozy wood-burning fireplace, perfect for relaxing or entertaining. Enjoy abundant natural light in the Florida room, along with a separate bar room ideal for hosting guests. The eat-in kitchen offers

  Heather Cole Keller Williams Realty Emerald Coast

  1009 Barracuda Dr, Panama City, FL 32408
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  /82

  $759,000

  • 4 Beds
  • 5 Baths
  • 3,045 Sq Ft

  200 Hollis Ave, Panama City, FL 32401

  Welcome to an incredible opportunity to own a home in the heart of the Cove neighborhood, across from the Bay on a corner homesite! With NO HOA, this home is a rare find in the Cove and features a gorgeous saltwater-heated pool/spa, 2-car garage and over 3,000 square feet of living space. With 4 bedrooms, 3 full bathrooms and 2 half baths, this fully-renovated home offers ample storage, large

  Carly Sostheim Corcoran Reverie

  200 Hollis Ave, Panama City, FL 32401
• 

  

  /5

  $650,000

  • 3,100 Sq Ft

  722 Martin Luther King Junior Blvd, Panama City, FL 32401

  Prime Commercial Property Near Downtown - 10 Bedrooms, 8 Baths, Over 3,000 Sq. Ft.Exceptional opportunity to own or invest in a spacious commercial building offering over 3,000 square feet on a 0.27-acre lot, ideally located just minutes from Downtown, major shopping centers, and the hospital. This versatile property features 10 bedrooms and 8 baths, ready to adapt to a variety of commercial

  Will Pender Keller Williams Success Realty

  722 Martin Luther King Junior Blvd, Panama City, FL 32401
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  /49

  $559,000

  • 4 Beds
  • 2 Baths
  • 2,289 Sq Ft

  8202 Grand Bay Blvd, Panama City, FL 32408

  Bright, spacious, and ready for coastal living - this Palm Bay 4BR/2BA pool home offers a private backyard oasis and a location just minutes from Panama City Beach's beaches, marina, dining, and shopping. Step inside the 12-foot foyer with leaded, beveled glass doors to discover a light-filled interior with solid flooring throughout, including pickled oak hardwood and tile in the kitchen and

  Jacob Willenborg Berkshire Hathaway HomeServices Beach Properties of Florida

  8202 Grand Bay Blvd, Panama City, FL 32408
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  /71

  $649,900

  • 4 Beds
  • 4 Baths
  • 2,911 Sq Ft

  804 Balboa Ave, Panama City, FL 32401

  This wonderful historic Florida home sits in the desirable Cove area and only one block from the beach and Beach Drive. Home is close to 3000 square feet to accommodate a large family. Major renovations were accomplished in 1980 and 2010 with upgraded electrical, new wiring, and plumbing. A new kitchen with numerous upgrades, large family bonus room added, and other factors. Home is a 4 bedroom

  Marco Cooper Coastal Sun Realty LLC

  804 Balboa Ave, Panama City, FL 32401
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  /9

  $599,000

  • Land
  • 1.06 Acres
  • $565,094 per Acre

  TBD Hwy 2311, Panama City, FL 32404

  This waterfront property on Williams Bayou, connected to Deer Point Lake, is ready for your dream home. The soil has been cleared, prepped, and seeded, with a wide entrance over a tube and grass-covered slopes. The large, deep lot offers plenty of space to create the perfect waterfront retreat.

  Terry Koehn NAI TALCOR

  TBD Hwy 2311, Panama City, FL 32404
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  /4

  $13,000

  • Land
  • 5 Acres
  • $2,600 per Acre

  0 2n -, Fountain, FL 32438

  5 acres of vacant wooded land. Property is land locked (no known existing easement or access) but is near Dickerson Road and has three separate owners with public road access touching the property. Offered as is. All sizes are approximate or taken from other sources please verify accordingly.

  Victor Jed CENTURY 21 Commander Realty

  0 2n -, Fountain, FL 32438
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  /10

  $119,900

  • Land
  • 0.19 Acre
  • $631,053 per Acre

  5401 Hopetown Ln, Upper Grand Lagoon, FL 32408

  Build-Ready Lot in Gated Community Approved Plans + Survey Complete Minutes to Beach.If you've been looking for a place to build in Panama City Beach, this is one worth seeing. Located in the gated Martinique community on the east end, 5401 Hopetown Lane sits in a quiet, well-kept neighborhood just minutes from the beach, marinas, restaurants, and shopping. One of the biggest advantages here

  Anat Shmueloff EXP Realty LLC

  5401 Hopetown Ln, Upper Grand Lagoon, FL 32408
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  /48

  $515,000

  • 4 Beds
  • 2.5 Baths
  • 2,600 Sq Ft

  1215 W 11th St, Panama City, FL 32401

  BACK ON THE MARKET! Bayside Subdivision off Beach Drive on Historic Lake Caroline. Fully renovated property in 2023 as follows: *Electric *Plumbing *Appliances *All Fixtures *Flooring *Insulation *Drywall *Trimwork *Garage Doors *Roof (2019) *AC (2019 One of the largest lots in the highly desirable Beach Drive area (.75 acre). Riparian rights to Lake Caroline, corner lot, sturdy construction

  Joseph Echols Hitchcock Real Estate LLC

  1215 W 11th St, Panama City, FL 32401
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  /39

  $299,000

  • 1 Bed
  • 1 Bath
  • 631 Sq Ft

  17680 Front Beach Rd Unit B302, Panama City Beach, FL 32413

  Experience the best of beachside living or investing at 17680 Front Beach Road, Unit B302. Just steps away from the pristine shoreline, this gorgeous condo offers the perfect blend of comfort and modern updates. Inside, you'll find a fresh coat of paint and an entirely updated kitchen within the last three years, featuring stylish finishes and new appliances. The home is equipped with a newer

  Jo Ann Revell Coldwell Banker Realty

  17680 Front Beach Rd Unit B302, Panama City Beach, FL 32413
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  /55

  $405,000

  • 2 Beds
  • 2.5 Baths
  • 983 Sq Ft

  A23223 Front Beach Rd Unit 505A, Panama City Beach, FL 32413

  Experience the best of coastal living in this beautifully positioned two-story condominium at Pinnacle Port, ideally located on the highly desirable west end of Panama City Beach. Offering a rare blend of Gulf-front and lakeside access, this property delivers a unique lifestyle surrounded by both the emerald waters of the Gulf and the tranquility of Lake Powell. The main level features a bright

  Christi Renee Beachy Beach Real Estate

  A23223 Front Beach Rd Unit 505A, Panama City Beach, FL 32413
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  /41

  $415,000

  • 3 Beds
  • 2 Baths
  • 1,316 Sq Ft

  153 Escanaba Ave, Panama City Beach, FL 32413

  Fully furnished - the ultimate turnkey beach home! This is where comfort and coastal lifestylecome together in one incredible package. Built in 2016, this beautifully maintained Craftsman-style home is truly move-in ready.Step inside to an open, light-filled layout featuring 9' ceilings with 10' tray ceilings and tileflooring throughout - perfect for low maintenance living. The

  Danielle Britton World Impact Real Estate

  153 Escanaba Ave, Panama City Beach, FL 32413
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  /34

  $475,000 Open Sat 11AM - 1PM

  • 2 Beds
  • 1 Bath
  • 725 Sq Ft

  4025 Venus St, Panama City, FL 32408

  **OPEN HOUSE SATURDAY 4/11 11AM-1PM** Charming coastal cottage just two blocks from beach access! This 2 bedroom 1 bath home offers the perfect blend of relaxation and investment potential. Situated on a spacious lot that extends to the right corner, the property provides ample room for expansion, boat/jet ski parking, or the addition of a private pool. Designed for outdoor living and

  Lexi Hinson Legacy Premier Agency

  4025 Venus St, Panama City, FL 32408
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  /45

  $219,900

  • 1 Bath
  • 489 Sq Ft

  8817 S Thomas Dr Unit A813, Panama City, FL 32408

  Beautiful gulf-front unit in the highly sought-after 13th stack at Top of the Gulf, offering some of the best views in the building. Located on the 8th floor, this unit sits above it all with sweeping views of the Gulf of Mexico and incredible sunsets. This fully furnished condo features a beautifully updated interior with gorgeous white quartz countertops, white cabinetry, updated appliances,

  Beth Mulvey Beach House Sales and Development

  8817 S Thomas Dr Unit A813, Panama City, FL 32408
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  /31

  $275,000

  • 3 Beds
  • 2 Baths
  • 1,537 Sq Ft

  3555 Brentwood Place, Panama City, FL 32404

  BACK ON THE MARKET, due to buyer not being able to get their financing together. Welcome to Brentwood Estates, this home is a charming and beautifully maintained 3-bedroom, 2-bathroom home nestled at the end of a peaceful cul-de-sac in Panama City, FL. This move-in ready residence exudes warmth and cleanliness, featuring a freshly repainted interior that brings a bright, modern touch to every

  Ida Hargaray Coldwell Banker Realty

  3555 Brentwood Place, Panama City, FL 32404
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  /10

  $250,000

  • 3 Beds
  • 1 Bath
  • 1,432 Sq Ft

  19 Wood Ave, Panama City, FL 32404

  Conveniently located in Panama City, this 3-bedroom, 1-bathroom concrete block home offers durability and a great opportunity in a desirable area. Just minutes from Tyndall Air Force Base, this property is ideal for those seeking close proximity to work. Enjoy easy access to the East Bay and a nearby public boat ramp, perfect for boating and fishing. Situated on a generously sized lot with space

  Natalie Shanina Legacy Premier Agency

  19 Wood Ave, Panama City, FL 32404
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  /38

  $275,000

  • 3 Beds
  • 2 Baths
  • 1,624 Sq Ft

  1719 Highway 2297, Panama City, FL 32404

  Set on a full acre with wide open spaces, this 3-bedroom home offers the kind of setting that's getting harder to find. It's a place where you can slow down, spread out, and have a little more room to live. Inside, the home is simple and easy to live in, with three bedrooms that offer just enough space for family, guests, or a home office. It's comfortable, functional, and designed for everyday

  Millie Mcclung Counts Real Estate Group Inc

  1719 Highway 2297, Panama City, FL 32404
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  /15

  $199,900

  • Land
  • 0.15 Acre
  • $1,332,667 per Acre

  3826 Treasure Cir, Panama City, FL 32408

  This fantastic building lot is situated in the desirable Treasure Island area of Panama City Beach, just under half a mile from two public beach access points. Enjoy easy access to the pristine white sandy beaches and the sparkling waters of the Gulf. Measuring 75 by 84 feet, this spacious lot provides ample room to design and build your custom dream home. Conveniently located near a public boat

  Paula Kellam Keller Williams Realty Destin

  3826 Treasure Cir, Panama City, FL 32408
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  /36

  $139,000

  • 3 Beds
  • 2 Baths
  • 1,204 Sq Ft

  6718 Wendy Rd, Panama City, FL 32404

  Attention investors and renovators, this is the deal you've been waiting for. This 3/2 features a brand new metal roof and new trusses, giving you one of the most expensive components already handled. The hard part is done.The home needs some TLC, including drywall repair in one bedroom following a prior tree removal. Whether you're looking for a fix-and-flip, a rental addition to your

  Steven Koleno Beycome of Florida LLC

  6718 Wendy Rd, Panama City, FL 32404
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  /2

  $115,000

  • Land
  • 0.5 Acre
  • $230,000 per Acre

  Unlisted Address

  Build- Build- BuildInvestors- contractors- Landlords This properety is large enough for 3 homes present building has no value. small Building will be removed from property. Vacant lot next door also for sale by the owner.

  Will Pender Keller Williams Success Realty

  Unlisted Address
• 

  

  /59

  $419,900

  • 2 Beds
  • 3 Baths
  • 1,148 Sq Ft

  9900 S Thomas Dr Unit 2304, Panama City Beach, FL 32408

  Penthouse unit with deeded first-floor parking space at one of Panama City Beach's premier resort-style complexes! This stunning 2-bedroom, 3-full-bathroom condo with bunk hall sleeps 8 comfortably and sits on the top floor with breathtaking panoramic views of the Panama City Beach skyline and the Gulf. No units above you for ultimate privacy and tranquility.Step into your own beachfront

  Kristy Woliver Blue Bird Woliver Realty

  9900 S Thomas Dr Unit 2304, Panama City Beach, FL 32408
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  /60

  $2,700,000

  • 6 Beds
  • 3 Baths
  • 2,147 Sq Ft

  13001 Oleander Dr, Panama City Beach, FL 32407

  Owner financing available This gulf front Beach house is ready for new owners to make their families beach memories. This home sleeps 15 people, Fire marshal approved. Roof is 1 yr old, both ACs are newer, there is a concrete sea wall that is in front of this property and it is at least 50' deep per the seller. Enjoy the lush landscape, lots of covered outdoor areas, and an outside shower. Seller

  Trudy VanHorn Berkshire Hathaway HomeServices

  13001 Oleander Dr, Panama City Beach, FL 32407
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  /45

  $2,500,000

  • 4 Beds
  • 5 Baths
  • 4,022 Sq Ft

  3305 Terra Cotta Dr, Panama City Beach, FL 32408

  Beautifully appointed and maintained WATERFRONT home in gated Finisterre, with views toward the sandy beaches at St. Andrews State Park and the Pass. Deeded boat slip at community dock included with acceptable contract. Home is at the end of a cul-de-sac lot, creating a private and serene setting. Oversized 3-car garage with additional separate storage. Chef's kitchen offers a 48'' Wolf range top

  Stephen Trosclair Keller Williams Success Realty

  3305 Terra Cotta Dr, Panama City Beach, FL 32408
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  /62

  $675,000

  • 3 Beds
  • 3.5 Baths
  • 1,812 Sq Ft

  8539 Preservation Dr, Panama City Beach, FL 32413

  Featured in Coastal Living and Southern Living, RiverCamps at Crooked Creek is one of the Gulf Coast's most exclusive gated communities, where refined living meets untouched natural beauty. This is a rare opportunity to own within this highly desirable community at an exceptional value. Privately set on over an acre of preserved landscape, this move-in ready 3-bedroom, 3.5-bath residence offers

  Abbott Martin Group EXP Realty LLC

  8539 Preservation Dr, Panama City Beach, FL 32413
• 

  

  /23

  $269,300

  • 1 Bed
  • 1.5 Baths
  • 770 Sq Ft

  17462 Front Beach Rd Unit 54103, Panama City Beach, FL 32413

  This very well cared for and updated ground floor unit at Horizon South is ready for it's new owner. 1 bedroom and 1.5 bath with bunks in the hallway, the unit can easily sleep 6. Forget the hassle of elevators or long treks across the complex. The unit is located near the entrance, putting you just a 4-minute stroll from the sugar-white sands and emerald waters of the Gulf. Enjoy a private patio

  Cory Herrman Counts Real Estate Group Inc

  17462 Front Beach Rd Unit 54103, Panama City Beach, FL 32413
• 

  

  /22

  $395,000

  • 3 Beds
  • 2.5 Baths
  • 1,740 Sq Ft

  1341 Capri Dr Unit 13C, Panama City, FL 32405

  IMMACULATE - UPDATED - SPACIOUS THIS SPECIAL TOWNHOME OPENS TO A LARGE GREATROOM WITH AN UNBELIEVABLE WATERFRONT VIEW. RECENTLY UPDATED KITCHEN HAS GRANITE COUNTERTOPS. THE LARGE ISLAND ALSO HAS SMALLER PORTABLE ISLAND FOR ADDED COUNTER SPACE AND STORAGE. CLOSET/LAUNDRY IN THE HALL AND A PANTRY OFFER EXTRA STORAGE( LAUNDRY HOOKUP IN GARAGE ALSO). A HALF BATH IS LOCATED ON THE MAIN FLOOR ALSO.

  David Malloy World Impact Real Estate

  1341 Capri Dr Unit 13C, Panama City, FL 32405
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  /59

  $425,000 Open House 4/18

  • 3 Beds
  • 2 Baths
  • 2,130 Sq Ft

  1827 Flagg Ave, Panama City Beach, FL 32407

  Welcome to your next opportunity on Flagg Streetwhether you're searching for a primary residence, second home, or income producing short-term rental, this property checks the boxes. This wellmaintained large 3bedroom, with flex space in finished attic that is heated and cooled. The 2 bath home offer a functional layout designed for everyday living and easy hosting. Inside, you'll find

  Sandi Smith Dalton Wade Inc

  1827 Flagg Ave, Panama City Beach, FL 32407
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  /69

  $550,000

  • 4 Beds
  • 3 Baths
  • 2,229 Sq Ft

  6907 Hugh Dr, Panama City, FL 32404

  Waterfront living at its best on Callaway Bayou! This charming 4-bedroom, 3-bath home sits on an oversized 0.67-acre lot with direct, unobstructed access to the Gulf (no low bridges to limit your boating adventures.) Enjoy the extended dock and boat lift, making days on the water effortless. Inside, the home offers a cozy, inviting feel with multiple water views from the living room, kitchen,

  Jamie Sheehan Own It Real Estate LLC

  6907 Hugh Dr, Panama City, FL 32404
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  /24

  $449,900

  • 2 Beds
  • 2 Baths
  • 1,076 Sq Ft

  12011 Front Beach Rd Unit 405, Panama City Beach, FL 32407

  *Shown by Appointment* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an

  Ryan Powell Keller Williams Success Realty

  12011 Front Beach Rd Unit 405, Panama City Beach, FL 32407
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  /71

  $450,000

  • 4 Beds
  • 3 Baths
  • 1,483 Sq Ft

  9860 S Thomas Dr Unit 501, Panama City, FL 32408

  LOW-FLOOR GULF VIEWS | END-UNIT POSITION | WRAPAROUND BALCONYLaketown Wharf Unit 501 | Panama City Beach, FL - Three-bedroom plus bunk room, end unit with a rare position within the building.Located on the fifth floor, this unit represents the first level in Laketown Wharf where Gulf views begin while still maintaining a lower-floor elevation. Positioned on the southeast end of the

  Alice De La Penha Coldwell Banker Realty

  9860 S Thomas Dr Unit 501, Panama City, FL 32408
• 

  

  /32

  $395,000

  • 2 Beds
  • 1 Bath
  • 960 Sq Ft

  5621 Sunset Ave, Panama City, FL 32408

  CALLING INVESTORS - come check out this 2-bedroom turnkey opportunity just a couple blocks from the beach! Looking for a stunning property without the HOA fees of a condo? This one is for you. Fully furnished and ready to go, it's perfect as a second home, primary residence, or a high-performing short-term rental. Enjoy a prime location with close proximity to some of Panama City Beach's most

  Lauren Lobmeyer EXP Realty LLC

  5621 Sunset Ave, Panama City, FL 32408
• 

  

  /5

  $780,000

  0 W 12th St Unit A11989551, Panama City, FL 32401

  Prime development opportunity in Panama City. This parcel allows for residential development with current zoning supporting up to 10 units per acre, with a maximum potential of approximately 51 units (subject to buyer’s verification). Additionally, the property may qualify for increased density under Florida’s Live Local Act, which can allow for significantly higher density when developing

  Damaso Medina United Realty Group Inc

  0 W 12th St Unit A11989551, Panama City, FL 32401
• 

  

  /33

  $665,000

  • 3 Beds
  • 2 Baths
  • 1,407 Sq Ft

  327 Memory Ln, Panama City Beach, FL 32413

  Expand Perfection Investors ALERT: Turnkey short-term rental high performer is a Top 1% Airbnb ''Guest Favorite'' in coveted West PCB. RARE large WEST END lot- NO SEPTIC- so POOL-READY! Bonus Depreciation + amazing ROI. Just a a stroll or golf cart ride to the sand and Gulf, perfectly positioned between 30A/ Pier Park. layout with granite counters and stainless appliances. Offered THE ULTIMATE

  Abbott Martin Group EXP Realty LLC

  327 Memory Ln, Panama City Beach, FL 32413

Showing Results 601 - 640, Page 16 of 18