Bay County FL Homes under $100,000

/6
$89,900
- Land
- 33,541 Sq Ft
- $116,753 per Acre
440 Skunk Valley Rd, Southport, FL 32409

🏡 Prime Southport Home Site | 3/4 Acre | Near Lynn Haven & Panama City 🌳Build your custom dream home in the peaceful, highly desirable country corridor of Southport! This large 0.75-acre parcel is beautifully cleared, perfectly level, and nestled inside a quiet, established platted neighborhood. 🏗️✨🌟 The Best of Both Worlds:🌳 Country-Style

Krista Navarro Gulf Real Estate

440 Skunk Valley Rd, Southport, FL 32409
/8
$100,000
- Land
- 5,662 Sq Ft
- $769,231 per Acre
7141 Beachwood Blvd, Panama City Beach, FL 32407

Build your dream home on this quiet cul-de-sac lot in a prime Panama City Beach location! This vacant parcel is easy to show and already has utilities in place, making the building process simple and convenient. Nestled in a peaceful neighborhood setting yet close to shopping, dining, schools, and the world-famous white sand beaches, this homesite offers the perfect blend of privacy and

Renae Cooper RE/MAX SELECT Partners

7141 Beachwood Blvd, Panama City Beach, FL 32407
/2
$9,990

$8K PRICE DROP
- Land
- 28,749 Sq Ft
- $15,136 per Acre
0000 Grace Ln, Fountain, FL 32438

As per the seller, .66 of an acre lot to put a mobile home on and lead a tranquil life. And as an added bonus the lot next to it is also for sale!! Right off of Hwy 20 and no more than a 15 minute drive to Panama City. Lot is less than a half mile from the new Bay county rodeo with convenient access to I-10 and the airport. All information is approximate and should be verified by buyers if

Mario Gobel RE/MAX SELECT Partners

0000 Grace Ln, Fountain, FL 32438
/26
$85,955
- 3 Beds
- 2 Baths
- 1,152 Sq Ft
250 Nelle Ave Unit 15, Panama City, FL 32404

This home is located in Palm Haven Estates here in Panama City, Florida. Welcome to this 3 bedroom, 2 bathroom 1,152 sq ft home. Experience the perfect blend of coastal proximity and modern comfort in this brand-new 3-bedroom, 2-bathroom home located in the heart of Palm Haven Estates. Designed for those who appreciate a clean, contemporary aesthetic, this property offers a fresh start in one of

Auzzi Dixon Palm Haven

250 Nelle Ave Unit 15, Panama City, FL 32404
/31
$100,000
- Land
- 4,791 Sq Ft
- $909,091 per Acre
5228 Kingston Cir, Panama City, FL 32408

Welcome to Martinique, one of Bay County's most desirable gated communities! Martinique is conveniently located... in close proximity to the beach, St. Andrew's State Park, some of PCB's best restaurants, live music venues and shopping! Martinique was designed with elegant architectural aesthetics in mind while retaining a sense of natural beauty. It's not an usual occurrence to see deer in your

Tammy Smith Epique Realty Inc

5228 Kingston Cir, Panama City, FL 32408
/14
$79,900
- Land
- 4,791 Sq Ft
- $726,364 per Acre
3549 Sanctuary Dr, Upper Grand Lagoon, FL 32408

Discover an exceptional opportunity to build your custom home in Sanctuary Beach, a serene, gated community surrounded by mature trees and natural beauty. This residential lot offers a peaceful setting and a blank canvas for a thoughtfully designed coastal home within a neighborhood that truly feels like a sanctuary. Residents enjoy a community pool and the unique convenience of a peaceful public

Mia Nadeau Beachy Beach Real Estate

3549 Sanctuary Dr, Upper Grand Lagoon, FL 32408
/31
$85,955

New Construction $4K PRICE DROP
- 3 Beds
- 2 Baths
- 1,248 Sq Ft
250 Nelle Ave Unit M, Panama City, FL 32404

This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2025 Clayton 3‐bedroom, 2‐bathroom, 1,248 sq ft home, offering versatile living spaces and modern upgrades designed for comfortable everyday living. Inside, the home features a spacious open floor plan that connects the living, dining, and kitchen areas, creating a flexible layout ideal for

Auzzi Dixon Palm Haven

250 Nelle Ave Unit M, Panama City, FL 32404
/18
$89,900

New Construction
- 3 Beds
- 2 Baths
- 1,344 Sq Ft
250 Nelle Ave Unit L, Panama City, FL 32404

This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2025 Clayton 3‐bedroom, 2‐bathroom, 1,248 sq ft home, offering modern design and comfortable living space in a welcoming community. Experience the pinnacle of modern manufactured living with this brand-new 2025 Clayton Home. Perfectly situated in the welcoming Palm Haven Estates, this home

Auzzi Dixon Palm Haven

250 Nelle Ave Unit L, Panama City, FL 32404
/14
$36,900
- Land
- 22,651 Sq Ft
- $70,962 per Acre
000 Magnolia Ave, Youngstown, FL 32466

An excellent opportunity to acquire a combined 0.52 acre residential property in Youngstown, Florida, consisting of two separate parcels being sold together. This wooded homesite offers flexibility for development and is well suited for constructing a custom residence or future investment. The setting provides a desirable blend of privacy and accessibility, with nearby access to Deer Point Lake

Benjamin Brady CENTURY 21 Commander Realty

000 Magnolia Ave, Youngstown, FL 32466
/3
$49,900
- Land
- 1.27 Acres
- $39,291 per Acre
8815 W Bayhead Ct, Youngstown, FL 32466

OWNER FINANCING with $10k down at 7.5% interest, Amortized over 30 years with a 5-year balloon. At $39k loan amount would have payments of $272.69/mo. LARGE LOT ON CUL-DE-SAC. Over 1.2 Acres. Most of it is part of the canal system, but there is a large enough part of the lot to build on in Flood Zone X.

Gabriel Stephani Pineapple Properties

8815 W Bayhead Ct, Youngstown, FL 32466
/3
$35,000
- Land
- 1.03 Acres
- $33,981 per Acre
00 Honeysuckle Dr, Panama City, FL 32404

Approximately 1-acre vacant residential lot located on Honeysuckle Drive in the Sandy Creek area. This parcel is part of a ±/- 21acre package (see MLS #784297); however, the seller is willing to consider the sale of individual lots. The property may require clearing and will need well and septic installation. Whether you are planning a custom build or securing land for future use, this lot

Heather Neubauer ERA Neubauer Real Estate Inc

00 Honeysuckle Dr, Panama City, FL 32404
/6
$46,000
- Land
- 13,939 Sq Ft
- $143,750 per Acre
0 2nd St Unit MFRO6230023, Fountain, FL 32438

Excellent opportunity to acquire a 0.32-acre vacant lot on 2nd Street, Fountain, FL 32438. "Zoning: R-2" This well-sized parcel is ideal for building a custom spot, or holding as a long-term investment. Located in a peaceful neighborhood with convenient access to local amenities, schools, and major roadways, the property offers flexibility and strong development potential. Perfect for builders,

Samih Sadiq KELLY RIGHT REAL ESTATE

0 2nd St Unit MFRO6230023, Fountain, FL 32438
/2
$90,000
- Land
- 4.47 Acres
- $20,134 per Acre
0 Seamans Ln, Panama City, FL 32404

Discover the perfect canvas for your dream property with this 4.47-acre vacant parcel featuring a large private pond and endless potential. This expansive homesite offers the rare combination of space, natural beauty, and freedom -- with no HOA restrictions to limit your vision. Whether you're planning a custom estate home, barndominium, private retreat, or multi-generational property, this land

Julie Hart On The Coast Real Estate Group

0 Seamans Ln, Panama City, FL 32404
/2
$10,000
- Land
- 14,374 Sq Ft
- $30,303 per Acre
0 Ivydell St Unit 777506, Fountain, FL 32438

Build your dream on this secluded lot in the Fountain area of Bay County. Just a short drive to the world's most beautiful beaches, natural Florida Springs, and all the conveniences and luxuries of the Panama City area while still having your own quiet place to get away from it all. Call your favorite Realtor today to learn more about this property.

Melany Hathcock Keller Williams Success Realty

0 Ivydell St Unit 777506, Fountain, FL 32438
/5
$79,000

$20K PRICE DROP
- Land
- 11,325 Sq Ft
- $303,846 per Acre
1203 Colorado Ave, Lynn Haven, FL 32444

This large 75x150 lot is conveniently located in the heart of Lynn Haven. Build your dream home and be conveniently located just minutes from the beautiful parks, boat launch, schools, and all of the shops and restaurants in Lynn Haven. This lot was just completely cleared and is ready to build! 1205 Colorado Ave is also negotiable to sell. Please drive by today!

Tracey Coker Counts Real Estate Group Inc

1203 Colorado Ave, Lynn Haven, FL 32444
/2
$45,000

$5K PRICE DROP
- Land
- 3.6 Acres
- $12,500 per Acre
0 Suzie Ln, Fountain, FL 32438

3.6 ACRE BUILDING LOT IN QUIET RURAL SETTING. MOBILE HOMES ACCEPTED. PROPERTY CAN BE ACCESSES FROM SUSIE LANE OR FRENCH LANES. ALL INFORMATION IS FROM PUBLIC SOURCES. BUYER SHOULD CONDUCT PROPER DUE DILIGENCE.

Jeff Nauman Think Real Estate

0 Suzie Ln, Fountain, FL 32438
/3
$13,000

$7K PRICE DROP
- Land
- 10,018 Sq Ft
- $56,522 per Acre
0 Viking Ave Unit MFRO6117395, Fountain, FL 32438

NEW PRICE 6 VACANT LANDS FOR SALE- Buy together or separate! SURVEY AVAILABLE WITH PURCHASE. This lot is not located on a Flood zone. No HOA. Undeveloped, but they have potential! Electrical is nearby. Great place for new construction homes, manufactured home, RV, mobile homes, in a place where is quiet and very peaceful. Buyer will check all details of this vacant land.

Danielle Souza SOUTH KEY REALTY LLC

0 Viking Ave Unit MFRO6117395, Fountain, FL 32438
/19
$20,000
- Land
- 1.24 Acres
- $16,129 per Acre
9129 Ibis Ln, Youngstown, FL 32466

Large Building lot for Country living yet close to town! Lot is 1.24 acres off hwy 2301 within minutes to the Deer Point Dam where you can launch you boat for Great Saltwater Fishing or Freshwater fishing! This is a very convenient area close to all that our wonderful area has to offer! Want more land? The lot next door is for sale as well, buy them both! Thank you for considering this property.

Deborah Class ERA Neubauer Real Estate, Inc

9129 Ibis Ln, Youngstown, FL 32466
/11
$28,000
- Land
- 9,583 Sq Ft
- $127,273 per Acre
0 3 Putt Ln Unit 2008, Sandy Creek Ranch and Country Club Phase One, FL 32404

Incredible buildable corner lot in Sandy Creek Ranch. This cleared .22 acre homesite is in a private community with all underground utilities available. Whether you're dreaming of crafting your ideal home, creating a peaceful retreat, or developing an investment property, this prime location offers great potential. The lot behind it is also available to expand your needs. Quick access to Tyndall

Ralph Harvey ListWithFreedom.com Inc.

0 3 Putt Ln Unit 2008, Sandy Creek Ranch and Country Club Phase One, FL 32404
/4
$8,500
- Land
- 15,681 Sq Ft
- $23,611 per Acre
LOT 11 Magnolia St, Fountain, FL 32438

Affordable buildable land in Fountain, Florida! This oversized 1/3-acre corner lot located at Magnolia Street and Pine Grove Avenue offers a rare opportunity to build a home in a peaceful Florida setting without the high price tag. The lot offers plenty of space for a single-family home, mobile home, with room for a detached garage, workshop, RV or boat parking, garden, or outdoor entertaining

Paige Brown Coldwell Banker Realty

LOT 11 Magnolia St, Fountain, FL 32438
/3
$44,900

$20K PRICE DROP
- Land
- 22,651 Sq Ft
- $86,346 per Acre
0 Kelly Cir, Youngstown, FL 32466

PRICE REDUCED! Here's your chance to own a beautiful homesite in the desirable Indian Bluff Estates. At over half an acre, there is plenty of space to build your dream home. This is an established and quiet neighborhood in a popular area. Just minutes to Cherokee Landing boat launch to access Deerpoint Lake. A great overall location. Lot is still wooded so you can pick the trees you want to keep.

Jessica Wilson Northwest Florida Realty, LLC

0 Kelly Cir, Youngstown, FL 32466
/2
$99,000

$10K PRICE INCREASE
- Land
- 14,374 Sq Ft
- $300,000 per Acre
7414 Florida 77, Panama City, FL 32409

Excellent high traffic and high visibility site. This is a small corner located at the southeast corner of Highway 77 and Scurlock Road in Southport, FL. Near Pure Gas, Tom Thumb, and Bellyful restaurant. Great for small retail or office, ice machine, or an RV/Boat wash. Highway 77 traffic count: 29,000 (2022) ; Highway 2321 traffic count: 13,500 (2022). Site has been cleared and fill dirt put on

Charlie Haas Counts Real Estate Group

7414 Florida 77, Panama City, FL 32409
/5
$79,900
- Land
- 1.66 Acres
- $48,133 per Acre
7901 Highway 2301, Panama City, FL 32404

Discover the perfect place to build your dream home on this 1.6 acre cleared lot, ideally positioned between Youngstown and Panama City. The property comes equipped with two septic tanks and a well*, offering a great head start for future development. No flood zone, no HOA. *Buyers should do their own due diligence verifying the condition of well and septic.

Samantha Roundtree GAILEY ENTERPRISES REAL ESTATE

7901 Highway 2301, Panama City, FL 32404
/3
$79,500
- Land
- 21,780 Sq Ft
- $159,000 per Acre
11831 Hauser Rd, Panama City, FL 32404

Come and Build your dream home on 1/2 acre wooded lot. The lot is close to fishing on East Bay, Cooks Bayou, Sandy Creek and Wewa's Dead Lakes for your freshwater fishermen. Boat launching is available at all these locations. Property has all paved roads, underground electric but septic tank and water well needed. Good elevation is 9'.5''.

Victoria Haley Counts Real Estate Group Inc

11831 Hauser Rd, Panama City, FL 32404
/4
$80,000
- Land
- 1 Acre
- $80,000 per Acre
0 Highway 20 Unit MFRO6372416, Youngstown, FL 32401

Vacant land for sale! This 1-acre lot located on Highway 20 in Youngstown, FL 32466 "Zoning: RES" offers a great opportunity to make a smart investment. With easy road access and a peaceful setting, this property provides the perfect balance of convenience and rural charm. Pin Location: Latitude 30.45124839, Longitude -85.50943676. Note: buyers I emphasize the importance of conducting thorough

Samih Sadiq KELLY RIGHT REAL ESTATE

0 Highway 20 Unit MFRO6372416, Youngstown, FL 32401
/24
$42,995
- 3 Beds
- 2 Baths
- 728 Sq Ft
250 Nelle Ave Unit F, Panama City, FL 32404

Affordable space with smart design! This 3-bedroom, 2-bathroom manufactured home built by Southern Energy offers 728 square feet of efficiently designed living space, making it a fantastic option for families, roommates, or anyone needing extra bedrooms without sacrificing affordability. Step inside to an open living area that flows into the kitchen, creating a comfortable central gathering

Auzzi Dixon Palm Haven

250 Nelle Ave Unit F, Panama City, FL 32404
/23
$92,000

$17K PRICE DROP
- Land
- 4,791 Sq Ft
- $836,364 per Acre
142 Half Acre Ln, Panama City Beach, FL 32413

Fantastic opportunity in one of the most desirable locations in Panama City Beach! Situated just over a mile from the sugar white sands and emerald waters of the Gulf, this property offers the perfect spot to build your dream home or investment property. This is for one of the 40x120 lots. No flood zone and only a short walk to Frank Brown Park through the new Escanaba Way trail, you'll enjoy

Crystal Duncan Paradise Properties of NW Florida

142 Half Acre Ln, Panama City Beach, FL 32413
/24
$85,955

New Construction
- 3 Beds
- 2 Baths
- 1,152 Sq Ft
250 Nelle Ave Unit 18, Panama City, FL 32404

This new home is located in Palm Haven an All Age Community here in Panama City, FL. Welcome to this 2025 Clayton 3‐bedroom, 2‐bathroom, 1,152 sq ft home. A Bright New Beginning: The Clayton "Here Comes the Sun" Description: Step into a home that's as cheerful as its name! The "Here Comes the Sun" by Clayton Homes is designed to fill your life with light, joy, and a sense of

Auzzi Dixon Palm Haven

250 Nelle Ave Unit 18, Panama City, FL 32404
/4
$89,000

$21K PRICE DROP
- Land
- 11,325 Sq Ft
- $342,308 per Acre
1205 Colorado Ave, Lynn Haven, FL 32444

This large 75x150 lot is conveniently located in the heart of Lynn Haven. Build your dream home and be conveniently located just minutes from the beautiful parks, boat launch, schools, and all of the shops and restaurants in Lynn Haven. This lot was just completely cleared and is ready to build! 1203 Colorado Ave is also for sale. Please drive by today!

Tracey Coker Counts Real Estate Group Inc

1205 Colorado Ave, Lynn Haven, FL 32444
/8
$10,000
- Land
- 13,068 Sq Ft
- $33,333 per Acre
12033 Azalea St, Fountain, FL 32438

If you've been searching for an affordable homesite in a quiet setting, this parcel on Azalea St in Fountain presents a great opportunity. Featuring natural tree coverage and surrounded by neighboring homesites, the property offers a peaceful environment with flexibility to build your future residence, place a manufactured home (buyer to verify), or hold as a long-term investment. Conveniently

Joshua Hoey Think Real Estate

12033 Azalea St, Fountain, FL 32438
/9
$65,000

$5K PRICE DROP
- Land
- 7,840 Sq Ft
- $361,111 per Acre
1930 Coach Scovel Way, Panama City, FL 32405

Calling all builders and investors! This prime piece of land is ideally situated near shopping, a city park, restaurants, colleges, schools, and just minutes from ''The World's Most Beautiful Beaches'' that make this area famous. Located in the coveted St. Andrews neighborhood, and conveniently close to FSU and Gulf Coast State College, this cleared lot offers limitless potential. Whether you're

Jesse Cole Counts Real Estate Group

1930 Coach Scovel Way, Panama City, FL 32405
/3
$9,900
- Land
- 13,503 Sq Ft
- $31,935 per Acre
11719 Magnolia St, Fountain, FL 32438

Affordable vacant lot in the peaceful community of Fountain, Florida! This 50' x 270' property, zoned R-2, is perfect for a single-family home or mobile home, giving you flexible options to build or place your next residence. Enjoy quiet rural living with convenient access to Hwy 231. Whether you're a first-time buyer, investor, or looking for a future homesite, this lot offers excellent

Robert Davis Blue Bird Woliver Realty

11719 Magnolia St, Fountain, FL 32438
/2
$79,000

$20K PRICE DROP
- Land
- 3,920 Sq Ft
- $877,778 per Acre
1631 Airport Rd, Panama City, FL 32405

Vacant land. great location for small business,thousand of cars driving buy each day. located between Beck ave/ corridor and Sweet Bay.

Will Pender Keller Williams Success Realty

1631 Airport Rd, Panama City, FL 32405
/16
$20,995

$8K PRICE DROP
- 2 Beds
- 1 Bath
- 832 Sq Ft
250 Nelle Ave Unit S, Panama City, FL 32404

This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2018 Southern Energy 2‐bedroom, 1‐bathroom, 832 sq ft home, offering comfortable living with a thoughtfully designed layout. Inside, the home features a bright and inviting living space with an open feel that maximizes functionality and natural light. Neutral finishes throughout create a

Auzzi Dixon Palm Haven

250 Nelle Ave Unit S, Panama City, FL 32404
/2
$56,900

$3K PRICE DROP
- Land
- 12,632 Sq Ft
- $196,207 per Acre
6058 Howard Rd, Panama City, FL 32404

Build-ready opportunity in Panama City! 6058 Howard Rd is a cleared residential lot where a previous home has already been removed—saving you time, money, and hassle on demolition. Located in an established neighborhood with surrounding homes, this property offers a great footprint for new construction, whether you’re building a primary residence, rental, or investment project. Flat and

Clarence Fields FIELDS OF PROSPER LLC

6058 Howard Rd, Panama City, FL 32404
/7
$10,000
- Land
- 2.5 Acres
- $4,000 per Acre
0 N A Unit MFRO6230011, Fountain, FL 32438

Outstanding opportunity to acquire a 2.50-acre vacant lot in Fountain, FL 32438. "Zoning: AG-1" This expansive parcel offers ample space for building a private retreat, or pursuing future development. Located in a peaceful and accessible area, the property provides flexibility for a variety of projects and long-term investment potential. Ideal for builders, or investors, seeking a generous spot

Samih Sadiq KELLY RIGHT REAL ESTATE

0 N A Unit MFRO6230011, Fountain, FL 32438
/5
$65,000

$5K PRICE DROP
- Land
- 2,613 Sq Ft
- $1,083,333 per Acre
3918 Bungalow Ln, Upper Grand Lagoon, FL 32408

Prime Residential Vacant Lot in Sanctuary Beach ready for your new custom dream house! Gated subdivision, not in a flood zone (Flood Zone X), half a block from the community pool, and in the most beautiful neighborhood in Bay County! Located in the exclusive gated community of Sanctuary Beach and perfectly positioned on the 12th hole of the prestigious Bay Point Golf Course, this rare opportunity

Laurie McKay Coastal Living Realty & Associates

3918 Bungalow Ln, Upper Grand Lagoon, FL 32408
/7
$20,000

$5K PRICE DROP
- Land
- 1.03 Acres
- $19,417 per Acre
9314 Pat Rd, Youngstown, FL 32466

Vacant residential lot located at 9314 Pat Rd, Youngstown, FL 32466, consisting of just over one acre, offering ample space for a homesite in a quiet Bay County setting. The property provides a blank slate for future development and may be suitable for a site built or manufactured home The lot offers a peaceful, rural atmosphere while remaining within convenient driving distance to Panama City,

Justin Hutchins LPT Realty LLC

9314 Pat Rd, Youngstown, FL 32466
/2
$18,975

$7K PRICE INCREASE
- Land
- 1.03 Acres
- $18,422 per Acre
LOT 1 Newberry Rd, Youngstown, FL 32466

Large Vacant Lot in the Bayou George/Youngstown area. All information and measurements should be verified if important.

Deborah Class ERA Neubauer Real Estate, Inc

LOT 1 Newberry Rd, Youngstown, FL 32466
/4
$19,999

$10K PRICE DROP
- Land
- 9,583 Sq Ft
- $90,905 per Acre
TBD E 7th St Unit 1/2, P C Beach, FL 32401

This vacant lot offers an excellent opportunity to build your future home or make a smart investment. Situated in a desirable neighborhood, the property features 0.224 acres with partially wooded terrain and public utilities available. Enjoy a peaceful setting while remaining conveniently located near shopping, dining, schools, and major highways, providing easy access to city amenities. Whether

Zach Hilferding NEW ALLIANCE GROUP REALTY

TBD E 7th St Unit 1/2, P C Beach, FL 32401

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