Bay County FL Homes under $200,000

• 

  

  

  /32

  $185,000

  • 3 Beds
  • 2 Baths
  • 1,336 Sq Ft

  1118 Michigan Ave, Lynn Haven, FL 32444

  Welcome to 1118 Michigan Ave, a rare find hitting the market for the first time. CASH OR HARD MONEY ONLY | INVESTMENT OPPORTUNITY IN LYNN HAVEN. Due to the home's unknown current condition, traditional financing will not be considered. The property is being sold strictly AS-IS, and the seller will make no repairs or concessions. Located in a premier golf-cart-friendly Lynn Haven area, this

  Issabella Marsh Florida Realty Experts

  1118 Michigan Ave, Lynn Haven, FL 32444
• 

  

  

  /25

  $135,000

  • Land
  • 0.16 Acre
  • $843,750 per Acre

  1 Kingston Cir, Upper Grand Lagoon, FL 32408

  Zacarias Sanchez Think Real Estate

  1 Kingston Cir, Upper Grand Lagoon, FL 32408
• 

  

  

  /10

  $139,900

  • 4 Beds
  • 2 Baths

  2418 Douglas Rd Unit 38, Panama City, FL 32405

  Beautiful move-in ready 4 bedroom, 2 bathroom home located in Panama City! This spacious home offers a comfortable layout with plenty of room for family and guests. Enjoy a bright living area, functional kitchen, and generously sized bedrooms throughout. Conveniently located close to the beaches and downtown, you'll love having shopping, dining, and entertainment just minutes away. Don't miss

  Dallas Michels Hidden Oasis Estates

  2418 Douglas Rd Unit 38, Panama City, FL 32405
• 

  

  

  /25

  $134,900

  • 3 Beds
  • 2 Baths
  • 1,458 Sq Ft

  3700 Atlantis Dr, Panama City, FL 32409

  This is a relatively newer manufactured home (built around 2022) with 3 bedrooms and 2 bathrooms, offering roughly 1,458 square feet of living space on a modest lot in the Southport area of Panama City. It includes basic interior amenities like forced air heat

  Scott Fader Joseph Walter Realty LLC

  3700 Atlantis Dr, Panama City, FL 32409
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  /8

  $199,999

  • 2 Beds
  • 2 Baths
  • 1,448 Sq Ft

  803 E 10th Ct Unit A & B, Panama City, FL 32401

  Turnkey Rental for Sale! This duplex offers you a variety of opportunity! Whether you are looking for your first investment, or looking for immediate equity, this Duplex has it! Priced well below replacement cost this is an opportunity that will not last. Call today! Annual Gross: $19,725

  Jacob Hutchins CENTURY 21 Commander Realty

  803 E 10th Ct Unit A & B, Panama City, FL 32401
• 

  

  /18

  $129,400

  • Land
  • 0.93 Acre
  • $139,140 per Acre

  7642 Coastal Hammock Trail, Panama City Beach, FL 32413

  River Camps is not just a Extraordinary community, its a LIFE STYLE you get when you buy !!!! You will be living on .93 of an acre while on a paved road for your DREAM HOME!!!Lot 231 provides a large buildable area allowing plenty of room to build the home of your dreams in one of Panama City Beach's most sought after communities. This is a gated, private oasis consisting of 1500 acres

  Tabitha Garcia CENTURY 21 Ryan Realty Inc

  7642 Coastal Hammock Trail, Panama City Beach, FL 32413
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  /6

  $169,000

  • Land
  • 0.13 Acre
  • $1,258,377 per Acre

  154 Ocean Plantation Cir, Mexico Beach, FL 32456

  How about a great RESIDENTIAL building site in the beautiful Ocean Plantation community? Short golf cart ride or walk to the beach. Coastal type home community with underground utilities and no through-traffic. Covenants and Restrictions are in place to protect and enhance community value. Minimum building size is 1,500 square feet. Community pool.

  Michael Perullo Anchor Realty Florida

  154 Ocean Plantation Cir, Mexico Beach, FL 32456
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  /28

  $179,000

  • Studio
  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 209, Panama City Beach, FL 32413

  Welcome to your coastal escape at this beautifully positioned second floor beachfront condo, where every day feels like a vacation. Step outside and let the shimmering gulf waters greet you instantly, your view framed by bright natural light and the soothing sound of waves that roll up on the shore. From sunrise pastels to fiery sunsets the horizon becomes your daily artwork. Imagine slow

  Matt Keaton Counts Real Estate Group Inc

  14401 Front Beach Rd Unit 209, Panama City Beach, FL 32413
• 

  

  /5

  $175,000

  • Land
  • 0.05 Acre
  • $3,829,322 per Acre

  104 S 32nd St Unit B, Mexico Beach, FL 32456

  Build your dream coastal retreat at 104 32nd St., Mexico Beach! This desirable townhome lot offers a rare opportunity to own a slice of paradise just steps from the sugar-white sands and emerald waters of the Gulf. Lot C is also available to purchase. Perfectly positioned in a quiet, charming beach community, this homesite provides the ideal setting for a primary residence, vacation getaway, or

  Vicky Brinson Forgotten Coast Realty of NW Florida

  104 S 32nd St Unit B, Mexico Beach, FL 32456
• 

  

  /10

  $170,000

  • 2 Beds
  • 1 Bath
  • 1,344 Sq Ft

  1548 Chandlee Ave, Panama City, FL 32405

  Unfinished business opportunity EXCEPTIONAL, INVESTMENT POTENTIAL! major upgrades are already in place, including a brand-new ceiling, updated electrical wiring throughout and new plumbing installed in the bathroom (partially completed). The heavy lifting has begun-now it's ready for your vision to bring it to life. Zoned MU-2 (buyer to verify) offering flexibility for commercial rental,

  Mayrelis Roman Davila AMERICAN REALTY of Bay Co, Inc

  1548 Chandlee Ave, Panama City, FL 32405
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  /7

  $159,000

  • Land
  • 0.37 Acre
  • $425,589 per Acre

  Lot 7 Sr 30-A, Port St. Joe, FL 32456

  Large RV approved lot! Enjoy stunning sunsets and views of St. Joe Bay. Just a short drive to Salinas Park and downtown Port Saint Joe. The back of the property is bordered by the State owned St. Joseph Bay Buffer Preserve, so no back door neighbors. Call today for more information!

  Maria Ramsey Rish Real Estate Group

  Lot 7 Sr 30-A, Port St. Joe, FL 32456
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  /2

  $199,500

  • Land
  • 0.67 Acre
  • $297,761 per Acre

  9878 Summer Creek Dr, Southport, FL 32409

  Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at

  Kingslee Chamberlain Gulf Life Real Estate Inc

  9878 Summer Creek Dr, Southport, FL 32409
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  /43

  $194,900

  • 3 Beds
  • 1 Bath
  • 1,040 Sq Ft

  1516 Clay Ave, Panama City, FL 32405

  Welcome to this inviting 3-bedroom, 1-bath single-family home offering 1,040 square feet of comfortable living space, ideally situated on a spacious .21-acre corner lot in the heart of Panama City. Built in 1960, this home blends classic character with modern convenience. Step inside to find vinyl plank and ceramic tile throughout, complemented by a modern sleek kitchen featuring newer appliances

  Tina Dixon Triple Crown Realty Team

  1516 Clay Ave, Panama City, FL 32405
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  /23

  $118,000

  • Land
  • 10.07 Acres
  • $11,720 per Acre

  10320 Cowels Rd, Fountain, FL 32438

  Discover the perfect blend of privacy and potential on this beautiful 10-acre parcel tucked away on Cowels Road in Fountain Florida. Recently cleared with a brand-new driveway already in place, this property offers a head start for your dream build or country retreat. Ample space for a custom home, outbuildings, or recreational use, this tract provides endless opportunities. A well and septic

  Kara Moses St George Island Realty, LLC

  10320 Cowels Rd, Fountain, FL 32438
• 

  

  /31

  $180,000

  • 1 Bath
  • 434 Sq Ft

  116 Damon Cir Unit B, Panama City Beach, FL 32407

  Unit B at Gulf Highlands Beach Resort is a stunningly gorgeous, newly remodeled efficiency condo that has had every upgrade recently completed making it perfectly valuable for any new owner. Acquire this unit to move right in as either a new occupied owner, or rent it as a 'long term' rental unit for a monthly income, or of course obtain it as a 'short term' rental investment and bring in that

  Elaine Fenster Coastal Palms Real Estate

  116 Damon Cir Unit B, Panama City Beach, FL 32407
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  /3

  $169,500

  • Land
  • 0.28 Acre
  • $605,357 per Acre

  1613 Martin Luther King jr Blvd, Panama City, FL 32405

  100ft Commercial frontage on MLK Blvd. This property is located in Gateway Overlay District zone with zoning GC-2 and GC-1. Very high traffic count on MLK Blvd/(Hwy 77). This is just right for your retail business or development. Great central location minutes to downtown Panama City and just a few minutes to the 23rd Street retail corridor. This listing is for 1613 MLK Blvd and 1615 MLK Blvd

  Jim Davis Anchor Realty Florida

  1613 Martin Luther King jr Blvd, Panama City, FL 32405
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  /30

  $175,000

  • Land
  • 1.36 Acres
  • $128,676 per Acre

  9636 Indian Bluff Resort Ln, Youngstown, FL 32466

  MOTIVATED SELLER!! Back on the market with a huge price reduction!This GORGEOUS property is a MUST SEE!! Located on beautiful Bear Creek that runs into Deerpoint Lake, this 1.36 acre lot has 200 feet of water frontage! A dock, concrete boat ramp and sea wall are ready for your boat and jet skis. This private oasis is a nature enthusiasts dream home site. Located at the end of a small dirt

  Kristin Aleywine CENTURY 21 Commander Realty

  9636 Indian Bluff Resort Ln, Youngstown, FL 32466
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  /8

  $165,000

  • Land
  • 2.98 Acres
  • $55,369 per Acre

  000 Sunrise Way, Panama City, FL 32409

  Back on the Market! Beautiful waterfront property over looking Sunrise Lake, with approximately 150' on the water. This lot is 2.984 acres and is high and dry, a wonderful place to build your dream home over looking the breath taking view of the lake. This lake is spring fed and offers a lot of privacy. Come see today.

  Scott Ervin St Andrew Shores Realty Serv

  000 Sunrise Way, Panama City, FL 32409
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  /10

  $130,000

  • Land
  • 1.32 Acres
  • $98,485 per Acre

  4520 Silkwater Ln, Southport, FL 32409

  Welcome to the Prestigious ''CEDAR CREEK AT DEERPOINT'' PHIII LOT 57Located in a quiet cul-de-sac. You will not be disappointed coming home to all the ''extras'' this place offers. Gated, clubhouse to have your gatherings, a large pool, bathhouse, and a nice playground for the kids.

  Jeff Minor Realty One of Northwest Florida LLC

  4520 Silkwater Ln, Southport, FL 32409
• 

  

  /13

  $105,000

  • Land
  • 20.15 Acres
  • $5,211 per Acre

  19809 Dickerson Rd, Fountain, FL 32438

  20 Acres - Fountain, FL | High & Dry Land Near Hwy 231 Discover 20 acres of recently surveyed land right off Dickerson Road in Fountain, FL! This high and dry property sits just 1⁄2 mile from Hwy 231, offering both privacy and easy access. Zoned AG-1 Agriculture, the land allows for residential use at 1 unit per 10 acres, making it an excellent choice for a homestead, small farm, or recreational

  Matthew Wright Think Real Estate

  19809 Dickerson Rd, Fountain, FL 32438
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  /2

  $145,000

  • Land
  • 0.2 Acre
  • $725,000 per Acre

  229 Maine Ave, Panama City, FL 32401

  This vacant mixed-use property is located in an opportunity zone as defined in the Millville comprehensive plan. The comprehensive plan includes diagrams online

  Ronnie Adams Volunteer Properties Mgt. LLC

  229 Maine Ave, Panama City, FL 32401
• 

  

  /22

  $199,500

  • Land
  • 1.11 Acres
  • $179,730 per Acre

  4214 Wood Duck Cove, Southport, FL 32409

  Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open firepit out back. Interior lots start at

  Kingslee Chamberlain Gulf Life Real Estate Inc

  4214 Wood Duck Cove, Southport, FL 32409
• 

  

  /7

  $199,000

  • Land
  • 0.61 Acre
  • $326,230 per Acre

  Unlisted Address

  Fabulous lot for small residential development, just west of the Hathaway Bridge off of Front Beach Road, quiet dead end street. Great location, and easy access. Seller has engineered plans in place consisting of site work and also for 8 Townhomes.

  Terra Sasser Coldwell Banker Realty

  Unlisted Address
• 

  

  /37

  $199,500

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  7923 Santa Rosa Ave, Panama City, FL 32409

  This beautifully renovated 3-bedroom, 2-bathroom home is packed with upgrades and situated on a generous 1⁄4 acre lot — offering comfort, space, and peace of mind. Inside, you'll find fresh luxury vinyl plank (LVP) flooring, new carpet and a bright, open layout perfect for everyday living. The kitchen is equipped with brand-new appliances, while both bathrooms have been updated to reflect modern

  Wesley Best Think Real Estate

  7923 Santa Rosa Ave, Panama City, FL 32409
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  /25

  $199,000

  • 1 Bed
  • 1 Bath
  • 582 Sq Ft

  17462 Front Beach Rd Unit 10C3, Panama City Beach, FL 32413

  Beautifully Renovated 1 Bed, 1 Bath Condo at Horizon South - Steps from the Beach! Welcome to your coastal retreat at Horizon South, one of Panama City Beach's most sought-after gated communities! This fully renovated 1 bedroom, 1 bathroom condo offers the perfect blend of comfort, style, and convenience — whether you're looking for a personal getaway, a short-term rental investment, or your

  Scott Suber Beach Haven Realty

  17462 Front Beach Rd Unit 10C3, Panama City Beach, FL 32413
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  /4

  $155,000

  • Land
  • 0.59 Acre
  • $262,712 per Acre

  6014 E Highway 22, Panama City, FL 32404

  Prime vacant land located at 6014 E Highway 22, Panama City, FL 32404, offering an exceptional opportunity for commercial development. This 0.59-acre parcel is positioned along a high-traffic corridor surrounded by major retailers, dining, and services, making it an ideal site for a variety of business ventures. This property offers strong potential for investors or business owners looking to a

  Dina Mendes Destin Real Estate

  6014 E Highway 22, Panama City, FL 32404
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  /28

  $169,000

  • Studio
  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 206, Panama City Beach, FL 32413

  Experience classic Gulf front living in this beachfront studio condo at Fontainebleau Terrace, one of Panama City Beach's iconic beachfront condominium complexes. Located on the second floor, this 330 sq. ft. residence offers direct access to the area's famed white sandy beaches and panoramic Gulf views and experience some of the most iconic sunsets with this West facing unit. The unit features a

  Matt Keaton Counts Real Estate Group Inc

  14401 Front Beach Rd Unit 206, Panama City Beach, FL 32413
• 

  

  /13

  $189,900

  • 2 Beds
  • 1 Bath
  • 672 Sq Ft

  330 Laureno Place, Panama City Beach, FL 32413

  Land play in Laguna Beach -- just three blocks from the Gulf. This 50×60 lot on the south side of Hwy 98 sits in a neighborhood undergoing steady redevelopment, surrounded by newer construction and rising values. A 1975 mobile home conveys AS-IS, currently livable and usable while you plan your next move. No HOA, RS zoning, and a location that supports STR, long-term rental, or tear-down/new

  Joan Winchell Berkshire Hathaway HomeServices Beach Properties of Florida

  330 Laureno Place, Panama City Beach, FL 32413
• 

  

  /5

  $175,000

  • Land
  • 11.6 Acres
  • $15,086 per Acre

  10342 Heather Ln, Panama City, FL 32404

  11.6± Acres | Three Parcels | Private Homesite with Natural Ponds & Wildlife An exceptional opportunity to own three contiguous parcels totaling 11± acres, offering the perfect blend of space, privacy, and natural beauty. This expansive property invites you to embrace nature while creating your dream home, with ample room to build, explore, and enjoy the outdoors. The southern portion of the

  Joshua Hoey Think Real Estate

  10342 Heather Ln, Panama City, FL 32404
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  /6

  $169,900

  • Land
  • 0.04 Acre
  • $4,247,500 per Acre

  109 S 41st St Unit 3, Mexico Beach, FL 32456

  Exceptional opportunity to secure a prime beachside townhome lot in the heart of Mexico Beach-where coastal charm meets exciting new growth. Step outside your door and you're immersed in the vibrant energy of the town, with local favorites and exciting new additions all around you. The property is conveniently located within walking distance of the beach, restaurants, shops, canal park, the

  Kevin Crouse Mexico Beach Harmon Realty Inc

  109 S 41st St Unit 3, Mexico Beach, FL 32456
• 

  

  /8

  $185,000

  • Land
  • 0.25 Acre
  • $740,000 per Acre

  96 Hombre Cir, Panama City Beach, FL 32407

  Prime homesite available in the desirable The Glades community in Panama City Beach! Located at 96 Hombre Circle, this lot offers an excellent opportunity to build your custom home in an established neighborhood featuring sidewalks, lakes, and beautifully maintained surroundings. Conveniently located just minutes from the beach, shopping, dining, golf courses, schools, and all the attractions

  Marina Grigoryan Coldwell Banker Realty

  96 Hombre Cir, Panama City Beach, FL 32407
• 

  

  /27

  $111,000

  • Land
  • 0.73 Acre
  • $152,055 per Acre

  7539 Shady Glen Trail, Panama City Beach, FL 32413

  Lowest priced Lot in RiverCamps! Nearly 3/4-acre Lot with a great buildable area. Listing agent can put you in contact with a designer/architect and builder assisting you in building the home of your dreams. Not ready to build? There is no build-out time once you purchase your Lot. Come discover RiverCamps, the best kept secret in Panama City Beach. A 1500-acre, gated preserve. 1000 acres of

  Kammy Landavazo Berkshire Hathaway HomeServices Beach Properties of Florida

  7539 Shady Glen Trail, Panama City Beach, FL 32413
• 

  

  /17

  $134,999

  • Land
  • 0 Acre

  1000 E 23rd St A-1 St, Panama City, FL 32405

  Welcome to Mochinut - a well-established Donut Shop, offering a diverse selection of items that's not so normal, where the concept of normality is subjective, backed by extraordinary flavors and a Varity to options that make your guest turn into clients! Mochi donut is the titillating product of the happy union between Japanese rice cake (mochi) and American-style doughnuts, which originated in

  Jacob Hutchins CENTURY 21 Commander Realty

  1000 E 23rd St A-1 St, Panama City, FL 32405
• 

  

  /5

  $175,000

  • Land
  • 0.05 Acre
  • $3,829,322 per Acre

  104 S 32nd St Unit C, Mexico Beach, FL 32456

  Build your dream coastal retreat at 104 32nd St., Mexico Beach! This desirable townhome lot offers a rare opportunity to own a slice of paradise just steps from the sugar-white sands and emerald waters of the Gulf. Lot B is also available to purchase. Perfectly positioned in a quiet, charming beach community, this homesite provides the ideal setting for a primary residence, vacation getaway, or

  Vicky Brinson Forgotten Coast Realty of NW Florida

  104 S 32nd St Unit C, Mexico Beach, FL 32456
• 

  

  /13

  $186,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,600 Sq Ft

  5517 Adalee Rd, Panama City, FL 32404

  MOVE-IN READY | BRAND NEW 2026 4BR/2BA | 0.50 ACRE | NO HOA| CLOSE TO THE BEACH. Don't miss this opportunity to own a brand-new 2026 double wide offering 4 bedrooms and 2 full bathrooms with a spacious open-concept layout designed for modern living.Situated on 0.50 acres with NO HOA, this property offers the space and freedom buyers are looking for.This home is fully set and ready to go

  Cliff Glansen FLATFEE.COM

  5517 Adalee Rd, Panama City, FL 32404
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  /28

  $199,900

  • 2 Beds
  • 1.5 Baths
  • 972 Sq Ft

  3914 Venetian Cir, Panama City, FL 32405

  NEWLY RENOVATED PROPERTY. DON'T miss this one.NO HOA FEES, Great investment property or Owner occupied. This is an end unit offering a larger side yard and side access to the back yard. This Townhome offers 2 nice size bedrooms on the 2nd floor as well as a full bath. The first floor offers Livingroom /dining as well as a half bath. Kitchen with breakfast bar. Sliding doors from the dining

  Donna Stokes Top Producers Real Estate Group

  3914 Venetian Cir, Panama City, FL 32405
• 

  

  /91

  $180,000

  • 1 Bed
  • 2 Baths
  • 853 Sq Ft

  520 N Richard Jackson Blvd Unit 2005, Panama City Beach, FL 32407

  FIRST-FLOOR GOLF COURSE FRONTAGE | HOLE 3 FAIRWAY & GREEN VIEWS | TWO FULL BATHS | Edgewater Golf Villas Unit 2005 is a first-floor, ground-level residence within Edgewater Beach and Golf Resort in Panama City Beach, Florida, positioned directly along Hole 3 of the resort's golf course. This one-bedroom, two-full-bathroom condo offers clear views of the third fairway and green, visible from the

  Alice De La Penha Coldwell Banker Realty

  520 N Richard Jackson Blvd Unit 2005, Panama City Beach, FL 32407
• 

  

  /15

  $160,000

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  2100 W Beach Dr Unit B102, Panama City, FL 32401

  Overlooking a peaceful courtyard, this inviting Ground Floor One bedroom condo offers the perfect blend of comfort and convenience. The residence features easy downstairs access and a serene setting within the desirable Landmark Condominiums waterfront community. Enjoy the unbeatable location—just a short walk to Historic St. Andrews. Whether you're looking for a relaxing retreat or a smart

  Savannah Hamilton Paradise Properties of NW Florida

  2100 W Beach Dr Unit B102, Panama City, FL 32401
• 

  /2

  $160,000

  • Land
  • 80 Acres
  • $2,000 per Acre

  010 2n, Fountain, FL 32438

  Additional 80 Adjacent Acres Available MLS# 779843 ''You can print money, manufacture diamonds, and people are a dime a dozen, but they'll always need land. It's the one thing they're not making any more of.'' Lex Luther as portrayed by Kevin Spacey in Superman Returns (2006).

  Mark Oberg Berkshire Hathaway HomeServices Beach Properties of Florida

  010 2n, Fountain, FL 32438
• 

  

  /4

  $114,999

  • Land
  • 0.25 Acre
  • $459,996 per Acre

  106 Trieste Blvd, Panama City Beach, FL 32407

  Newly listed 0.25 acre property in the Colony Club neighborhood provides you with a great location, paved roads and plenty of opportunity. This lot appears to have access to some utilities for a quick and easy build. HOA, access to public roads. Don't miss out on what could be your new forever home. Out of state investor. Buyer will be responsible to confirm utilities, details listed and any

  Zach Hilferding NEW ALLIANCE GROUP REALTY

  106 Trieste Blvd, Panama City Beach, FL 32407

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