Bay County FL Homes under $200,000

/23
$199,000
- Land
- 0.45 Acre
- $442,222 per Acre
TBD Elma Ruth Dr, Southport, FL 32409

Incredible price on a bay front lot measuring approx 95' x 200'. Live in harmony with nature and enjoy the views from the proposed plans submitted for approval. The Western half of the lot can be contained with a retaining/seawall to construct an elevated, two story home with a 24' x 40' foot print allowing almost 2,000 SF of living space and additional deck space. The plans also include a 285'

Chris Charles

Beachy Beach Real Estate

(850) 493-6135

TBD Elma Ruth Dr, Southport, FL 32409
/36
$169,000
- 3 Beds
- 2 Baths
- 1,296 Sq Ft
8140 Grayling Cir, Youngstown, FL 32466

Significant price adjustment!Tucked away in a quiet, country setting, this beautifully remodeled 3-bedroom, 2-bath home checks all the boxes. With a generous 1-acre lot, you'll find plenty of space to breathe, play, and enjoy the tranquility of your surroundings.Step inside and be greeted by a fresh, clean canvas, highlighted by a cozy fireplace and ready for you to make it your own. The

Chris Charles

Beachy Beach Real Estate

(448) 202-5296

8140 Grayling Cir, Youngstown, FL 32466
/5
$195,000
- Land
- 0.33 Acre
- $590,909 per Acre
507 Cathey Ln, Mexico Beach, FL 32456

This lot is ready for your dream home. Beautiful landscape with lots of palm trees. It has a 30'' x 30'' garage with a new roof in 2019. City water and city sewer at property as there was once a home on the lot.

Carol Erwin

Forgotten Coast Realty of NW Florida LLC

(844) 440-8585

507 Cathey Ln, Mexico Beach, FL 32456
/14
$169,900
- 874 Sq Ft
2922 Transmitter Rd, Panama City, FL 32404

**Prime Commercial Location** Centrally located for maximum visibility and accessibility with easy access to major highways. This versatile property features a welcoming office space with attached garage for storage/warehouse space. The office space includes a reception area, additional office space with a bathroom. New Siding on the exterior, shed in back of building with bathroom for extra

MaryAnn Enfinger

Overstreet Realty

(850) 988-3499

2922 Transmitter Rd, Panama City, FL 32404
/25
$170,000
- 1 Bath
- 400 Sq Ft
4114 Holiday Dr Unit 12, Panama City, FL 32408

Enjoy the perfect beach escape in this fully furnished short-term rental, located just steps from Beach Access 13.The Unit features a new A/C unit (only 1 year old), a brand-new refrigerator, and a washer and dryer for your convenience. A reserved parking spot, along with water is included, and pets are welcome, so everyone in the family can join the fun!Comfortable, clean, and close to the beach

Tareva Ligas

Keller Williams Success Realty

(850) 677-4553

4114 Holiday Dr Unit 12, Panama City, FL 32408
/27
$129,000
- 3 Beds
- 2 Baths
- 1,072 Sq Ft
1006 N Church Ave, Panama City, FL 32401

Charming 3-Bedroom, 2-Bath Home - Great Location & Investment Potential!This cute three-bedroom, two-bathroom home is centrally located, just 20 minutes from some of the world's most beautiful beaches. While the home does need some work, it offers incredible potential for the right buyer. With a little creativity and elbow grease, this property is perfect for building sweat equity.Situated in

Scott Seidler - TheConnectionTeam

Keller Williams Success Realty

(850) 600-2082

1006 N Church Ave, Panama City, FL 32401
/40
$179,900
- 4 Beds
- 2 Baths
- 1,325 Sq Ft
2004 Greenbriar Blvd, Lynn Haven, FL 32444

4 bd, 2 ba Lynn Haven Home on a dead end street, convenient to schools and all shopping. Numerous updates done throughout home to include granite countertops in kitchen, stainless appliances, flooring and more. Home does need some repairs and appear to have some structural issues. Call today for your personal tour of this home.

MaryAnn Enfinger

Overstreet Realty

(850) 900-2105

2004 Greenbriar Blvd, Lynn Haven, FL 32444
/13
$149,000
- Land
- 2.17 Acres
- $68,664 per Acre
3097 Ormond Ave, Panama City, FL 32405

Confirm all info and perform due diligence. Please note, the remnants of radio tower, two storage units, and contents of storage units transfer with property.

Yvette Colona

Coldwell Banker Realty

(850) 789-6179

3097 Ormond Ave, Panama City, FL 32405
/22
$199,000
- Land
- 1.17 Acres
- $170,085 per Acre
9738 Summer Creek Dr, Panama City, FL 32409

MAJOR PRICE IMPROVEMENT!! Creek Front Lot. A dock can be built to access creek. Discover the perfect opportunity to build your dream home in the highly sought-after community of Cedar Creek in Southport, Florida. This prime vacant land parcel offers an ideal blend of privacy and convenience, located right next door to the community's spacious clubhouse, with a beautiful wooded buffer providing a

Inga Brown

Counts Real Estate Group

(850) 605-0160

9738 Summer Creek Dr, Panama City, FL 32409
/27
$199,999
- 1 Bed
- 1 Bath
- 410 Sq Ft
101 Cain Rd Unit A, Panama City Beach, FL 32413

On Lake Powell- It is Florida's largest dune lake. Two Pools, bock ramp with large dock for fishing.Perfect for short term rentals or just a GREAT INVESTMENT with this sought after area. Across from Carillon Beach. Convenience is key! Groceries, restaurants,Camp Helen, 30A all just a quick ride.Call today and schedule your showing . This is an incredible location. Do not let this deal pass you

Tracye Crass

Beach Haven Realty

(850) 498-1714

101 Cain Rd Unit A, Panama City Beach, FL 32413
/9
$155,000
- Land
- 0.15 Acre
- $1,047,297 per Acre
139 Ocean Plantation Cir, Mexico Beach, FL 32456

Cul De Sac lot for sale in the Ocean Plantation Subdivision. This neighborhood is close to all the activity in Mexico Beach. This subdivision is the closest one to the beach and a public walkway to the white sandy beach. There is a Community pool and covenants and restrictions which include a minimum square footage of 1500 SF. Lot is located in the X flood zone and this subdivision allows

Regina Gossett

98 Real Estate Group, LLC

(877) 461-7078

139 Ocean Plantation Cir, Mexico Beach, FL 32456
/7
$139,000
- Land
- 1.08 Acres
- $128,704 per Acre
7513 Sunset Bay Ln, Panama City Beach, FL 32413

Seller financing will be considered with a substantial down payment, offering a flexible path to ownership in the unique, nature-focused community of RiverCamps. This homesite offers unmatched privacy, with protected wetlands ensuring that no homes can be built to the north or west, preserving the peaceful, secluded feel of the lot. Nestled between the Intracoastal Waterway, Crooked Creek, and

Britt Matthews

Beachy Beach Real Estate

(850) 832-5558

7513 Sunset Bay Ln, Panama City Beach, FL 32413
/32
$169,000
- Land
- 0.97 Acre
- $174,227 per Acre
7535 Morning Marsh Trail, Panama City Beach, FL 32413

Discover tranquility in Rivercamps, a coveted gated community offering an unparalleled coastal lifestyle. This vacant lot awaits your vision, nestled within a haven of natural beauty and waterways. Enjoy exclusive access to West Bay and Crooked Creek, along with amenities like a boat ramp, community pool, a waterside campsite with tents, a bathhouse, a fire pit, and more than seven miles of

Randy Carroll

Scenic Sotheby's International Realty

(850) 695-4214

7535 Morning Marsh Trail, Panama City Beach, FL 32413
/11
$199,990
- 1 Bath
- 400 Sq Ft
4114 Holiday Dr Unit 16, Panama City, FL 32408

This charming condo Is located on the 1st Floor, located less than a minute from Beach Access 13. Fully furnished and move-in ready, this unit also has a washer and dryer that convey with the sale. Situated within walking distance of popular restaurants, amusement parks, and local shops! Contact your realtor for a private showing!

Tareva Ligas

Keller Williams Success Realty

(850) 845-8249

4114 Holiday Dr Unit 16, Panama City, FL 32408
/21
$185,000
- Land
- 0.25 Acre
- $740,000 per Acre
401 Arizona Dr, Mexico Beach, FL 32456

Discover the perfect opportunity to build your dream home on this exceptional vacant corner lot, located in the coveted X flood zone, ideally situated just half a mile from the stunning Gulf of Mexico. This prime piece of real estate having been previously cleared of large trees, helps in providing a canvas for your architectural vision. Enjoy the proximity to beautiful beaches and the tranquil

Kathe Jones

Bay Properties Real Estate Group, LLC

(844) 794-2275

401 Arizona Dr, Mexico Beach, FL 32456
/6
$100,000
- Land
- 10 Acres
- $10,000 per Acre
11630 County Line Rd, Fountain, FL 32438

10 Acres located in Fountain, FL. Electric available. Septic, Well and pond located on the property. Previous mobile home being on the land. (Condition of well and septic unknown). Rolling hills in this area about 35 miles north of Panama City, FL. Survey Available.

Carol Erwin

Forgotten Coast Realty of NW Florida LLC

(850) 990-1725

11630 County Line Rd, Fountain, FL 32438
/2
$175,000
- Land
- 0.15 Acre
- $1,166,667 per Acre
403 N Arnold Rd, Panama City Beach, FL 32413

401 and lot 403 combine for about a .25 acre

Frank Trenholm

Coldwell Banker Realty

(448) 217-2328

403 N Arnold Rd, Panama City Beach, FL 32413
/2
$175,000
- Land
- 0.07 Acre
- $2,500,000 per Acre
401 N Arnold Rd, Panama City Beach, FL 32413

401 and 403 Arnold located on Route 79 combine for approximately .25 acres.

Frank Trenholm

Coldwell Banker Realty

(448) 231-1326

401 N Arnold Rd, Panama City Beach, FL 32413
/24
$138,000
- 3 Beds
- 2 Baths
- 1,404 Sq Ft
7103 Letohatchee St, Panama City, FL 32404

This inviting home offers a spacious open living area, a generously sized master suite, and a functional galley-style kitchen. The large fenced yard includes a versatile storage building, perfect for a workshop, hobby space, or extra storage. Don't miss out on this fantastic opportunity!

Scott Seidler - TheConnectionTeam

Keller Williams Success Realty

(448) 231-1567

7103 Letohatchee St, Panama City, FL 32404
/24
$120,000
- Land
- 0.09 Acre
- $1,333,333 per Acre
3516 Cottage Cove Ln, Upper Grand Lagoon, FL 32408

Nice 40' x 101.6' lot in Sanctuary Beach. This gated neighborhood is ideally located for privacy yet close to every imaginable amenity! Low association dues and community pool. Adjacent to Bay Point's incredible offerings of golf, tennis, spa, restaurants, hotel and new marina. This lot offers extra privacy because it backs up to property owned by the Bay Point Property Association. See why

Chris Charles

Beachy Beach Real Estate

(448) 202-4505

3516 Cottage Cove Ln, Upper Grand Lagoon, FL 32408
/12
$174,900
- 2 Beds
- 1.5 Baths
- 936 Sq Ft
816 Detroit Ave, Panama City, FL 32401

Turnkey Opportunity in the Heart of Springfield, FL - Fully Renovated and Ready to Go!Welcome to 816 Detroit Avenue, a beautifully updated 2-bedroom, 1.5-bathroom property located right in the heart of Springfield, Florida. Whether you're a first-time homebuyer looking for a move-in-ready residence or an investor seeking a high-demand rental, this property checks all the boxes.Positioned just

Michael McKinney Counts Real Estate Group Inc

816 Detroit Ave, Panama City, FL 32401
/7
$160,000
- 3 Beds
- 2 Baths
- 1,356 Sq Ft
6510 Omoko St, Panama City, FL 32404

Foreclosure Auction Ends July 30, 2025 at 12:00 PM EST. Discover this delightful 3-bedroom, 2-bathroom single-family home located in the desirable Callaway subdivision in Panama City, FL. Sold As-is with Clear Title. Explore more details and submit your bid through Federa Home App.

Jamie Boone Federa

6510 Omoko St, Panama City, FL 32404
/11
$185,000
- 3 Beds
- 2 Baths
- 768 Sq Ft
1604 Drake Ave, Panama City, FL 32405

Great flip project for your next investment. Home needs some flooring work, etc., but has great bones. Large lot with lots of trees makes this St. Andrews home a diamond in the rough

Barbara Hoyt Investors Advantage RE

1604 Drake Ave, Panama City, FL 32405
/11
$169,900
- 3 Beds
- 1 Bath
- 1,135 Sq Ft
3906 Wave Ave, Panama City, FL 32404

INVESTMENT OPPORTUNITY AWAITS! This 3 bedroom, 1 bathroom home offers a semi-open floorplan with fireplace, spacious bedrooms, and an interior laundry area. While it needs updating like flooring and HVAC, it's full of potential for those looking to create a personalized home or investment property. The fenced backyard and open side patio provide outdoor space to enjoy, and the location is

Kelli Garrett CENTURY 21 Commander Realty

3906 Wave Ave, Panama City, FL 32404
/37
$190,000
- 3 Beds
- 1 Bath
- 1,216 Sq Ft
617 N 9th Plaza, Panama City, FL 32404

This cozy and well-maintained block home is move-in ready and waiting for its new owner. Located on a large lot, it's just a short walk to the brand-new 18-acre Parker Sports Complex, featuring pickleball and tennis courts, a baseball field, walking trails, dog park, and playground. Love the outdoors? You're also just down the road from the Lake Martin boat landing. Very close to Tyndall Air

Celia Bush Think Real Estate

617 N 9th Plaza, Panama City, FL 32404
/24
$195,000
- 2 Beds
- 2 Baths
- 1,188 Sq Ft
6408 Lenawee St, Panama City, FL 32404

OPEN HOUSE Friday 7/11 4pm-7pm & Sat 7/12 10am-1pm. ***$5000 APPLIANCE ALLOWANCE****Act fast-this adorable, move-in-ready gem won't last long! Fall in love with its surprisingly roomy layout and coastal charm before it's gone! This absolutely darling 2-bed, 2 bath haven, which looks deceptively petite from the outside, surprises with its remarkably spacious interior. It comes with a fabulous

April Gibson Dalton Wade Inc

6408 Lenawee St, Panama City, FL 32404
/10
$166,000
- 2 Beds
- 1.5 Baths
- 834 Sq Ft
3916 Wave Ave, Panama City, FL 32404

Sweet spot, cute place, needs updates, make the new look all yours! This home includes wood fireplace and vaulted ceilings, great open spacious feeling, sky lights. It is hard to find a good home at this price. Selling as is, needs some TLC, hvac brand new, 3 weeks old. Priced to sell. Easy to show.

Krista Navarro Gulf Real Estate

3916 Wave Ave, Panama City, FL 32404
/35
$185,000
- 1 Bath
- 434 Sq Ft
134 Damon Cir Unit J, Panama City Beach, FL 32407

YES!!! A beach condo under $200K exist, and it's a coveted ground floor unit! Search on YouTube ''For Sale 134 Damon Cir J in Panama City Beach'' for video tour. Skip the stairs and enjoy the convenience of walking straight into your fully updated, furnished, and rental-ready retreat in a gated community just a short stroll to the beach. This charming unit features high-end finishes throughout:

Andrei Cunitin Dalton Wade Inc

134 Damon Cir Unit J, Panama City Beach, FL 32407
/32
$199,000
- 1 Bath
- 330 Sq Ft
14401 Front Beach Rd Unit 416, Panama City Beach, FL 32413

Now is your chance to own one of the most stunning Gulf Front Studios in all of PCB with Owner Financing and no outstanding HOA special assessments due! Sellers have fully paid off all of the existing special assessments. This unit has been meticulously remodeled with amenities that you rarely see in a unit of this size. The bright and airy kitchen features modern lighting along with white shaker

Ricky Lee Jones The Premier Property Group

14401 Front Beach Rd Unit 416, Panama City Beach, FL 32413
/11
$169,900
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
5205 E 11th St, Panama City, FL 32404

Spacious Family Home 3BR/ 2 Full BathsDon't miss this charming home nestled on a large lot, off Tyndall Pkwy-close to shopping, dining, and all the conviences of Callaway FloridaBonus room- perfect for an office, playroom, or guest space.Dedicated dining roomNever roof for peace of mindOutbuilding for extra storage, hobby space or workshop.Ample parking-bring your boat,trailer or RVspacious back

Will Pender Keller Williams Success Realty

5205 E 11th St, Panama City, FL 32404
/44
$199,000
- 1 Bed
- 1 Bath
- 651 Sq Ft
134 Damon Cir Unit Q, Panama City Beach, FL 32407

Who says you can't have charm, convenience, and cash flow all in one package?! This adorable 1-bedroom condo is exactly that! Search on YouTube ''For Sale 134 Damon Cir Q in Gulf Highlands Beach Resort'' for video tour. Beautifully furnished and accessorized, this turnkey unit is rental-ready and ideally positioned for extra natural light and added privacy. Recent updates include a new sliding

Andrei Cunitin Dalton Wade Inc

134 Damon Cir Unit Q, Panama City Beach, FL 32407
/6
$168,900
- 3 Beds
- 1 Bath
- 1,040 Sq Ft
235 Central Ave, Panama City, FL 32401

MOVE-IN READY! 3-bedroom, 1-bathroom home in desirable Springfield, Bay County! This property features completely renovated interior with contemporary finishes, nice bedrooms perfect for comfortable living. updated flooring throughout, fresh paint. . Located in a prime Springfield location, this property offers convenient access to major shopping centers, close proximity to diverse dining and

Timothy Knight AMERICAN REALTY of Bay Co, Inc

235 Central Ave, Panama City, FL 32401
/19
$180,000
- 2 Beds
- 2.5 Baths
- 1,300 Sq Ft
136 Georgetown Ave Unit 1B-1, Inlet Beach, FL 32461

Discover the ease and elegance of vacation home ownership through this fractional opportunity at the Private Residence Club (PRC) in Rosemary Beach. This exclusive offering allows you to enjoy all the benefits of owning a luxury beach property without the high cost and responsibilities that come with a full-time second home. The PRC features just 16 beautifully appointed two-bedroom residences,

Cyndi Wilkinson Rosemary Beach Realty LLC

136 Georgetown Ave Unit 1B-1, Inlet Beach, FL 32461
/16
$175,000
- 4 Beds
- 2 Baths
- 2,589 Sq Ft
6836 Davis Rd, Panama City, FL 32404

Investors look here!!! This 4 bedroom 2 bath home i located on almost 2 acres, close to HWY 231, just north of Panama City. The interior has been gutted to the studs and is ready to go back together with your very own style and taste. The structure is soilid and unique and some of the HVAC and bathroom work has been competed. The interior is open and spacious and features multiple levels. Use

Jeff Payne Keller Williams Success Realty

6836 Davis Rd, Panama City, FL 32404
/34
$169,900
- 3 Beds
- 1 Bath
- 1,400 Sq Ft
5220 Cherry St, Panama City, FL 32404

Large Versatile Corner Lot! This property truly stands out with its mixed-use zoning, offering a wealth of possibilities. You could easily continue using it as a spacious residence or transform it into a strategic office space; it's also suitable for further development. Whether you envision establishing a home-based business, a small commercial venture, or even redeveloping the area, this

Jessica Albritton Beachy Beach Real Estate

5220 Cherry St, Panama City, FL 32404
/18
$160,000
- 3 Beds
- 1 Bath
- 1,004 Sq Ft
530 E 7th Ct, Panama City, FL 32401

Opportunity Zone Alert!Looking for a fixer-upper or the perfect spot to build new? This 3-bedroom, 1-bathroom home is full of potential and located in an Opportunity Zone. Home is just minutes from Massalina and Watson Bayou.Key Features:•New A/C unit (2019)•New hot water heater•New electric stove•W/D hookups•Updated electrical

Iesha Woodfaulk The Premier Property Group Seacrest Office

530 E 7th Ct, Panama City, FL 32401
/31
$179,000
- 1 Bath
- 330 Sq Ft
14401 Front Beach Rd Unit 209, Panama City Beach, FL 32413

Welcome to unit 209 at the Fountainebleau Terrace. a charming beachfront studio offering stunning views of the Gulf of Mexico's white sandy beaches. Situated on the second floor of the building's west side, which means you will experience amazing sunset views right from your own private oasis. this unit provides direct beach access and a host of amenities. Don't wait to own your own slice of

Matt Keaton Counts Real Estate Group Inc

14401 Front Beach Rd Unit 209, Panama City Beach, FL 32413
/25
$182,000
- 2 Beds
- 2.5 Baths
- 1,300 Sq Ft
136 Georgetown Ave Unit 2A, Inlet Beach, FL 32461

When it comes to fractional ownership, look no further than The Private Residence Club at Rosemary Beach. These Condos are all beautifully furnished and offer the perfect amount of space for your family to relax after a day at the beach. You can head up to the beautiful rooftop pool to enjoy the sunset or go relax at the Rosemary Beach Owners Pool and Club. This ownership allows you the luxury to

Clark & Mitchell Group Rosemary Beach Realty LLC

136 Georgetown Ave Unit 2A, Inlet Beach, FL 32461
/11
$185,000
- 1 Bath
- 330 Sq Ft
14401 Front Beach Rd Unit 402, Panama City Beach, FL 32413

Exceptional Investment Opportunity at the Historic Fontaine Bleau, Panama City BeachDiscover a rare chance to acquire a highly desirable coastal asset in the iconic Fontaine Bleau, where timeless elegance meets modern appeal. This beautifully remodeled studio condo represents a compelling investment, offering both personal enjoyment and lucrative income potential.Prime Location & Market

Sandi Smith Dalton Wade Inc

14401 Front Beach Rd Unit 402, Panama City Beach, FL 32413
/22
$159,900 Open House 7/26
- 3 Beds
- 1 Bath
- 960 Sq Ft
8210 E Highway 22, Panama City, FL 32404

Open house July 26th 1-3pm. BACK ON MARKET with NO fault of sellers! Charming 3 Bedroom Block Home on Over 1/2 Acre!Welcome to your new slice of country paradise! This well-maintained all block home features 3 spacious bedrooms and 1 full bath, offering comfort and functionality. The metal roof provides long-lasting durability and peace of mind for years to come.Bring your boats, campers,

April Davis, MRP Realtor Keller Williams Success Realty

8210 E Highway 22, Panama City, FL 32404

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.