Bay County FL Homes under $200,000

/21
$174,900

$10K PRICE DROP
- 1 Bath
- 330 Sq Ft
14401 Front Beach Rd Unit 423, Panama City Beach, FL 32413

OWNER FINANCING AND GUARANTEED RENTAL INCOME THROUGH THE END OF 2025. This Gulf-front condo at the iconic Fontainebleau Terrace is a proven short-term rental performer with strong occupancy and excellent income potential. Perfectly located directly on the sand in Panama City Beach, this unit offers investors an affordable entry point into beachfront real estate with solid returns. The condo

Christopher Jennings Bay to 30A Realty

14401 Front Beach Rd Unit 423, Panama City Beach, FL 32413
/30
$174,999

$23K PRICE DROP
- 2 Beds
- 1.5 Baths
- 1,164 Sq Ft
1025 W 19th St Unit 10C, Panama City, FL 32405

Assumable 3.375% Mortgage Opportunity!!! This beautifully updated 2-bedroom townhome is move-in ready and packed with recent upgrades. The home features all new windows, a new front door and storm door, new bathroom vanities with stone countertops, new faucets and mirrors, a deep soaking shower/tub combo with sleek marbled acrylic wall panels, plus... the master has a double sink vanity. You'll

Sheryl Beaver LoKation Real Estate

1025 W 19th St Unit 10C, Panama City, FL 32405
/20
$184,500
- 1 Bath
- 465 Sq Ft
15100 Front Beach Rd Unit 723, Panama City Beach, FL 32413

This beautifully maintained studio condo offers the perfect blend of coastal comfort and investment opportunity just steps from the sugar-white sands of Panama City Beach.Thoughtfully designed for efficiency and relaxation, the open-concept layout features a well-equipped kitchenette, flexible living space, and a private balcony ideal for enjoying Gulf breezes and vibrant sunsets. Whether

Shea Southwell Counts Real Estate Group Inc

15100 Front Beach Rd Unit 723, Panama City Beach, FL 32413
/22
$175,000
- Studio
- 1 Bath
- 330 Sq Ft
14401 Front Beach Rd Unit 426, Panama City Beach, FL 32413

Iconic beachfront studio condo with stunning, unobstructed Gulf of Mexico views from the 4th floor. This 330 sq. ft. unit offers direct Gulf frontage--step outside and you're just feet from the water. Features include elevator-access, full kitchen with full-size refrigerator, oven, and microwave, exposed painted concrete ceilings, and Bahama shutters showcasing breathtaking east-facing sunrises.

Christine Lampard Keller Williams Realty Destin

14401 Front Beach Rd Unit 426, Panama City Beach, FL 32413
/14
$120,000
- Land
- 27,007 Sq Ft
- $193,548 per Acre
00 Stephens Dr, Panama City, FL 32404

Gorgeous 0.626-acre waterfront lot with access to the Gulf, offering an exceptional opportunity to build your dream home in a beautiful, serene setting, with no HOA restrictions. This spacious parcel provides ample room for a custom residence, outdoor living areas, and thoughtfully designed landscaping. Whether you envision a modern retreat, a traditional family home, or a peaceful coastal

Ayesha Albibi Centergate Realty LLC

00 Stephens Dr, Panama City, FL 32404
/14
$135,000

$20K PRICE DROP
- Land
- 1 Acre
- $135,000 per Acre
9916 Summer Creek Dr, Cedar Creek, FL 32409

A rare opportunity to own a true hidden gem on Cedar Creek at Deerpoint! Nestled in a quiet, peaceful setting, this beautiful homesite offers the perfect blend of natural Old Florida charm and the comfort, security, and elegance of a thoughtfully planned community. Surrounded by stunning mature oak trees and lush native landscaping, the lot enjoys serene views overlooking cypress-lined waters and

Laura Hartzog Coldwell Banker Realty

9916 Summer Creek Dr, Cedar Creek, FL 32409
/12
$127,600

$32K PRICE DROP
- 1 Bath
- 330 Sq Ft
14401 Front Beach Rd Unit 204, Panama City Beach, FL 32413

Cash price!!!Don't miss your chance to own a little piece of paradise in the most iconic building in Panama City Beach, The Fontainebleau Terrace. You can't get any closer to the Gulf, just out from just above ground level and you're on the sand in seconds.The HOA includes all utilities (water, power, cable, tv, trash pick up) and access to all the amenities as well.The building has

Ahmed Ismail Sand Seeker Realty LLC

14401 Front Beach Rd Unit 204, Panama City Beach, FL 32413
/6
$175,000
- Land
- 29,185 Sq Ft
- $261,194 per Acre
1516 S Berthe Ave, Panama City, FL 32404

Great Investment Opportunity in Panama City! Two side-by-side lots located at 1512 S Berthe Ave and 1516 S Berthe Ave, Panama City, FL 32404. Both properties are cleared, build-ready, and already elevated for construction, allowing you to start your project right away. Excellent Location Just steps from Tyndall Close access to the water Convenient location with strong growth potential Flexible

Danitza Galetti EXP Realty LLC

1516 S Berthe Ave, Panama City, FL 32404
/11
$125,000
- Land
- 5,662 Sq Ft
- $961,538 per Acre
507 Massalina Dr, Panama City, FL 32401

Popular Cove area's Massalina Bayou — deep wooded lot offers tucked-in privacy for your waterfront home.

Tricia Mcgrath Sugar Shore Properties

507 Massalina Dr, Panama City, FL 32401
/9
$119,000

$40K PRICE DROP
- Land
- 6,534 Sq Ft
- $793,333 per Acre
119 Ocean Plantation Cir, Mexico Beach, FL 32456

Welcome to Ocean Plantation Circle, where your dream home or vacation rental investment awaits! This prime residential lot offers the perfect opportunity to build your custom oasis just a short stroll away from the community pool and the pristine beaches of the Gulf Coast. Enjoy the tranquility and beauty of coastal living, with the soothing sound of waves and the warmth of the sun just half a

Will Parker Rish Real Estate Group

119 Ocean Plantation Cir, Mexico Beach, FL 32456
/16
$175,000
- 4 Beds
- 2 Baths
- 1,960 Sq Ft
1906 Kingslee Dr, Southport, FL 32409

This large double wide mobile home is located close to Bozeman School and is situated on a little more than an acre of land. If you are looking for a little space to spread out, and some privacy, this just may be it. The home sits approx. 150' off of the road, with plenty of natural growth in front for privacy. The back yard is a blank canvas with lots more natural growth to leave alone or to

Richard Gheesling AMERICAN REALTY of Bay Co, Inc

1906 Kingslee Dr, Southport, FL 32409
/2
$149,500
- Land
- 1.07 Acres
- $139,720 per Acre
9824 Summer Creek Dr, Southport, FL 32409

Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at

Kingslee Chamberlain Gulf Life Real Estate Inc

9824 Summer Creek Dr, Southport, FL 32409
/2
$198,900
- Land
- 4,791 Sq Ft
- $1,808,182 per Acre
134 S Arnold Rd, Panama City Beach, FL 32413

OWNER FINANCING AT 8.75% INTEREST FOR 30 YEARS. Great commercial property in the hot 79 corridor. Great for a medical building, restaurant, strip center and many other commercial uses or a residential homesite. high and dry lot minutes to the beach, Pier Park and Frank Brown Park.

Don Janovyak Emerald Coast Realty Group

134 S Arnold Rd, Panama City Beach, FL 32413
/4
$199,900

$15K PRICE DROP
- Land
- 4.72 Acres
- $42,352 per Acre
5027 Bayhead Rd, Youngstown, FL 32466

4.72 acres located in Youngstown, consisting of five parcels totaling 26 individual lots. Property is zoned R-1 Single-Family Residential, allowing for single-family home construction or use as one private estate homesite, subject to Bay County approvals. The property is located in a low-density, rural area with limited surrounding development and minimal traffic. Deer Point Lake views are

Jennifer Cole Counts Real Estate Group Inc

5027 Bayhead Rd, Youngstown, FL 32466
/31
$199,500
- Land
- 43,124 Sq Ft
- $201,515 per Acre
9910 Summer Creek Dr, Cedar Creek, FL 32409

Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open firepit out back. Interior lots start at

Kingslee Chamberlain Gulf Life Real Estate Inc

9910 Summer Creek Dr, Cedar Creek, FL 32409
/2
$169,500
- Land
- 33,976 Sq Ft
- $217,308 per Acre
9868 Summer Creek Dr, Southport, FL 32409

Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at

Kingslee Chamberlain Gulf Life Real Estate Inc

9868 Summer Creek Dr, Southport, FL 32409
/41
$110,000
- Land
- 4,791 Sq Ft
- $1,000,000 per Acre
5226 Kingston Cir, Panama City, FL 32408

The Coastal Community of 'Martinique' is based upon a strong foundation of nature and local custom architecture. This beautiful vacant lot features wonderful views of the pond and is located in this highly sought after gated community. Martinique offers many amenities including an island pool with bath houses, a playground area, a pavilion, a basketball court and many greenway trails for

Melissa Ryan CENTURY 21 Ryan Realty Inc

5226 Kingston Cir, Panama City, FL 32408
/7
$132,000
- Land
- 21,780 Sq Ft
- $264,000 per Acre
00 Maryland Ave, Lynn Haven, FL 32444

Great opportunity to own a residential lot in Lynn Haven! This spacious lot is ready for you to build and is situated in a desirable area. Whether you are looking to build your primary residence, or you are a builder or investor looking for your next project, this one is worth a look. The seller has 6 additional parcels available on this street that may be purchased together, offering added

Haley Dileva Coldwell Banker Realty

00 Maryland Ave, Lynn Haven, FL 32444
/9
$159,900
- Land
- 4.72 Acres
- $33,877 per Acre
0 W Smith Rd Unit 738058, Southport, FL 32409

This is a 4.7 acres parcel with .48 SFR ACRES and 4.24 wasteland. The property has canal access at the far N end of the property which leads out to the Bay and the Bay goes to the Gulf.

Donna Stokes Top Producers Real Estate Group

0 W Smith Rd Unit 738058, Southport, FL 32409
/8
$159,000
- Land
- 10,018 Sq Ft
- $691,304 per Acre
1444 W Park St, Panama City, FL 32404

Waterfront Lot with Gulf Access - Rare Opportunity in the Panama City area. Discover the perfect blend of seclusion and convenience with this stunning waterfront lot located in Callaway on the east end of Panama City. Just minutes from Tyndall Air Force Base and only a 30-minute drive to the white-sand beaches of Panama City Beach, this property offers a peaceful escape while keeping you close to

Bubba McCants EXP Realty LLC

1444 W Park St, Panama City, FL 32404
/3
$120,000

$20K PRICE INCREASE
- Land
- 11,761 Sq Ft
- $444,444 per Acre
2512 Joan Ave, Panama City, FL 32408

Prime Development Opportunity in Panama City Beach - Short Term Rental District This parcel is one of four adjacent properties being offered together as a package sale, creating a rare development opportunity in a high-demand short term rental area of Panama City Beach. Collectively, the four parcels total approximately 1.79 acres and offer the potential to develop up to 16 single family homes

Alisa Duren Bluewater Realty of Bay County Inc

2512 Joan Ave, Panama City, FL 32408
/17
$149,900
- 3 Beds
- 2 Baths
- 840 Sq Ft
102 Sims Ave Unit 1, Callaway, FL 32404

Recently Remodeled Mobile Home featuring LVP flooring, quartz countertops, recently installed kitchen cabinets and bathroom vanities.

Anna-Lee Atkinson CENTURY 21 Commander Realty

102 Sims Ave Unit 1, Callaway, FL 32404
/57
$169,500
- 2 Beds
- 1 Bath
- 896 Sq Ft
7315 Bay Crest Rd, Southport, FL 32409

360 Tour Available! Recently remodeled 2-bedroom, 1-bath mobile home on approximately 0.57 acres in fast-growing Southport! This property offers a great combination of privacy, usable land, and convenience while still being close to everything Bay County has to offer. Inside features 896 sq. ft. of updated living space, while outside you'll find a large front deck, covered rear patio, fully

Issabella Marsh Florida Realty Experts

7315 Bay Crest Rd, Southport, FL 32409
/4
$174,000
- Land
- 7,501 Sq Ft
- $1,010,453 per Acre
133 Pine St, Mexico Beach, FL 32456

Level, cleared lot perfect for your beach retreat or full time living. Just a short golf cart ride to the public beaches. No building restrictions other than city codes. No HOA. Great lot in quiet residential neighborhood!

Bonita Thompson 98 Real Estate Group, LLC

133 Pine St, Mexico Beach, FL 32456
/2
$125,000
- Land
- 5,227 Sq Ft
- $1,041,667 per Acre
3409 Martinique Ln, Upper Grand Lagoon, FL 32408

Beautiful lot in the gated community of Martinique which is known for its premier location to sandy white beaches and embracing the Florida lifestyle. You'll love this vibrant community with a pool, dock, basketball courts, trails, and playground.

Lori Logue VCFL Realty LLC

3409 Martinique Ln, Upper Grand Lagoon, FL 32408
/21
$119,000
- Land
- 7,501 Sq Ft
- $691,057 per Acre
109 Saint Charles St, Mexico Beach, FL 32456

"GREAT LOT LOCATED IN CASUNA SUBDIVISION WITH A CLUBHOUSE AND POOL WITHIN 1/2 MILE TO THE WHITE SANDY BEACHES" LOT MEASURES 75X100 is cleared and ready to build your dream home. Prepare yourself for days experiencing world class fishing, kayaking, bicycling, & relaxing on the sugary white sand beaches every day. HOA fee is only $900.00 annually. Call Today For A Showing.

LEILANI BRUNER Coastal Realty Group - Port St. Joe

109 Saint Charles St, Mexico Beach, FL 32456
/9
$140,000
- Land
- 18,295 Sq Ft
- $333,333 per Acre
935 Tidewater Ln, Panama City, FL 32404

One of the BEST PRICED, DEEP WATER LOTS IN BAY COUNTY!! Don't miss the chance to build your waterfront dream home with deep, saltwater access on this cleared lot in the beautiful, gated Laird Point community. This is one of the few lots that will allow a dock. This exclusive neighborhood offers more than just a place to live—it's a lifestyle! Enjoy breathtaking views, tennis and pickleball

Brook Simmons Keller Williams Success Realty

935 Tidewater Ln, Panama City, FL 32404
/26
$200,000
- 1 Bed
- 1 Bath
- 540 Sq Ft
5505 Sun Harbor Rd Unit 119, Panama City, FL 32401

WATERFRONT LIVING WITH INVESTMENT POTENTIAL AT SUN HARBOR. Welcome to Unit 119 at Sun Harbor Condominium--an updated, fully furnished coastal retreat offering the perfect blend of waterfront lifestyle, convenience, and flexibility in the heart of Panama City Beach. Situated along the bay with access to a private sandy beach, marina views, and resort-style amenities, this move-in-ready residence

Liliia Kushnarev Local Insight Realty

5505 Sun Harbor Rd Unit 119, Panama City, FL 32401
/29
$185,000
- 2 Beds
- 1.5 Baths
- 952 Sq Ft
1724 Alabama Ave, Panama City, FL 32401

Coastal charm meets modern comfort just 1.5 blocks from the bay with public water access! Tucked away on a quiet dead-end street that leads directly to the water, this beautifully updated 2-bedroom, 1.5-bath home offers the perfect blend of character, convenience, and location.Step inside to find real hardwood floors throughout the main living areas and tasteful updates throughout. The

Tammie Charbono Epique Realty Inc

1724 Alabama Ave, Panama City, FL 32401
/26
$145,997

$1K PRICE DROP
- 3 Beds
- 2 Baths
- 1,152 Sq Ft
222 Springfield Ave, Panama City, FL 32401

Brand New Mobile Home - Modern Living at an Affordable Price! Welcome to 222 Springfield Ave - a brand new mobile home offering the perfect blend of comfort, style, and affordability. Whether you're looking for a primary residence, a rental investment, or a low-maintenance getaway, this property checks all the boxes. Step inside to an open-concept layout designed for modern living, featuring a

kyle Ballif Salty Marlin Realty LLC

222 Springfield Ave, Panama City, FL 32401
/34
$169,900

$10K PRICE DROP
- 3 Beds
- 2 Baths
- 1,292 Sq Ft
13615 Highway 167, Fountain, FL 32438

Spacious rural property on nearly 1.4 acres located on Hwy 167 in Fountain, FL. Home features recent updates including new paint, new flooring, new skirting, new appliances. Property is equipped with a septic system and new well pump installed. Enjoy peaceful surroundings with easy access to main roads while maintaining privacy and open space. Ideal for a homesite or investment. Conveniently

Katie Cave Epique Realty Inc

13615 Highway 167, Fountain, FL 32438
/17
$160,000
- 2 Beds
- 1 Bath
- 900 Sq Ft
14806 Front Beach Rd Unit 74, Panama City Beach, FL 32413

Completely Renovated and well maintained less than 200 yards to the beautiful emeral beaches of Panama City Beach, this private getaway is just waiting for you! Located in the highly desirable Reid Court, enjoy the peace and quiet while still being walking distance to restaurants shopping and all the activites. 5 minutes drive to Pier Park, Top Golf and Dolly Parton's new pirate dinner. Inground

Patricia Cohron Cohron Realty Group LLC

14806 Front Beach Rd Unit 74, Panama City Beach, FL 32413
/21
$190,000
- 3 Beds
- 2 Baths
- 1,040 Sq Ft
2730 Oak Hammock Dr, Panama City, FL 32401

Welcome to 2730 Oak Hammock Drive--where comfort, convenience and charm come together in this beautifully maintained 3-bedroom, 2-bath duplex-style home. Perfectly suited for first-time homebuyers or savvy investors, this property offers both functionality and style in a centrally located setting. Step inside to find a light-filled living space featuring coastal-inspired tile flooring and an

M. Ashley Crawford Counts Real Estate Group

2730 Oak Hammock Dr, Panama City, FL 32401
/19
$114,900

$5K PRICE DROP
- 2 Beds
- 1.5 Baths
- 972 Sq Ft
134 Cheri Ln, Panama City, FL 32404

Spacious and inviting 2 bedroom, 1.5 bath end unit townhome offering extra privacy and natural light throughout. This well maintained home features a functional layout with comfortable living spaces, an open flow from living room to dining to kitchen on the 1st floor and generously sized bedrooms and full bath upstairs. Conveniently located near shopping, dining, schools, and major roadways, this

Cliff Glansen FLATFEE.COM

134 Cheri Ln, Panama City, FL 32404
/10
$195,000
- Land
- 33,105 Sq Ft
- $256,579 per Acre
1526 S Berthe Ave, Panama City, FL 32404

Set on 3/4 of an acre with over 100 feet of shoreline, this property offers the perfect backdrop to design the home you've always imagined. The bayou's calm waters invite you to create your own dock for fishing, boating, or simply soaking in the view. Mornings bring soft light across East Bay, while evenings close with glowing sunsets over the bayou—a daily reminder of the beauty of coastal

M. Ashley Crawford Counts Real Estate Group

1526 S Berthe Ave, Panama City, FL 32404
/23
$147,450

$3K PRICE DROP
- 2 Beds
- 1.5 Baths
- 1,008 Sq Ft
434 Venetian Way, Panama City, FL 32405

Centrally located townhome in Venetian Villas with NO HOA. This property offers a great opportunity as a primary residence or rental investment. The home features a fenced-in backyard with a covered porch, perfect for outdoor relaxation or entertaining. Inside, you'll find a convenient half bath located downstairs for guests and everyday functionality, while all bedrooms are privately situated

Kelly Flanagan Keller Williams Success Realty

434 Venetian Way, Panama City, FL 32405
/31
$199,500
- Land
- 32,670 Sq Ft
- $266,000 per Acre
9904 Summer Creek Dr, Cedar Creek, FL 32409

Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open firepit out back. Interior lots start at

Kingslee Chamberlain Gulf Life Real Estate Inc

9904 Summer Creek Dr, Cedar Creek, FL 32409
/23
$200,000

$10K PRICE DROP
- 1 Bed
- 1 Bath
- 580 Sq Ft
17614 Front Beach Rd Unit 38A, Panama City Beach, FL 32413

Great location with Beach access #70 directly across the street from Endless Summer! This one bedroom one bath condo (2nd floor) is a perfect vacation beach retreat, rental, or full time residence for coastal living with building location near front of the complex and close proximity to the beach access #70. With the sleeper sofa, four people can sleep comfortably in the unit. Nicely furnished

Molly Hageman Hageman Coastal Properties

17614 Front Beach Rd Unit 38A, Panama City Beach, FL 32413
/18
$175,000
- Land
- 10,890 Sq Ft
- $700,000 per Acre
429 7th St, Mexico Beach, FL 32456

ATTENTION BUILDERS & INVESTORS! Located in an X Flood Zone! Don't miss this opportunity to own a newly and thoughtfully cleared level corner lot in the heart of Mexico Beach, Florida - a fantastic spot to build your next coastal home or investment property. Several hardwoods and pine trees have been left in place, enhancing the beauty of this lot. This desirable homesite is just a short walk or

Carol Erwin Forgotten Coast Realty of NW Florida LLC

429 7th St, Mexico Beach, FL 32456
/13
$197,500

$28K PRICE DROP
- 2 Beds
- 2 Baths
- 851 Sq Ft
1701 Louise Ave, Panama City, FL 32401

Charming Opportunity in the Heart of Panama City!Welcome to 1701 Louise Ave -- a cozy 2-bedroom 2-bath home perfectly located near shopping, dining, schools, and just a short drive to the beaches and waterfront. This property offers the ideal blend of convenience and potential, making it a great choice for first-time buyers, downsizers, or investors looking for a solid rental

Rebecca Shockley Coastal Sun Realty LLC

1701 Louise Ave, Panama City, FL 32401

Showing Results 41 - 80, Page 2 of 11

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