Bay County FL Homes under $200,000

/7
$174,900
- 3 Beds
- 2 Baths
- 924 Sq Ft
2001 Twin Oaks Dr, Panama City, FL 32408

Located just minutes from the Beaches, this property offers exceptional value with its oversized corner lot—providing rare space, privacy, and strong potential for future development or improvement. The 3-bedroom, 2-bath manufactured home sits on a large enclosed backyard, ideal for outdoor living, expansion, storage, or future building opportunities. Whether you plan to renovate, use as a

Tony Manthey The Premier Property Group

2001 Twin Oaks Dr, Panama City, FL 32408
/16
$125,000
- Land
- 1.37 Acres
- $91,241 per Acre
7806 Chipper Trail S, Panama City Beach, FL 32413

1.37-Acre Premium Homesite in RiverCamps - Build Your Dream Home! Discover the perfect canvas for your custom home on this expansive 1.37-acre corner lot in the exclusive RiverCamps at Crooked Creek community in Panama City Beach. Bring your vision to life or save time and money by taking advantage of already completed architectural plans from the Seller! This private residential community and

Wendy Wiggins 1 Percent Lists Florida Coast

7806 Chipper Trail S, Panama City Beach, FL 32413
/6
$156,000
- Land
- 4.38 Acres
- $35,616 per Acre
5320 Indian Bluff Dr, Youngstown, FL 32466

Property consists of +/-4.38 acres comprising of 8 plated residential lots located in the Deer Point Lake area. This property sits in Northern Bay County within minutes to the crystal clear sandy bottomed springs of Econfina Springs, the rare coastal dune lakes that dot the coast of Walton County and is still close enough to enjoy the 27 miles of The World's Most Beautiful Beaches, Panama City

Tammy Huston NAI TALCOR

5320 Indian Bluff Dr, Youngstown, FL 32466
/8
$175,000
- Land
- 0.55 Acre
- $318,182 per Acre
902 Iowa Ave, Lynn Haven, FL 32444

Discover a rare opportunity to build your dream home in the heart of one of Bay County's most desirable communities. 902 Iowa Avenue offers an exceptional 0.54-acre homesite with tranquil water views, creating the perfect canvas for a private coastal retreat while still being moments from everything that makes Lynn Haven so special. Tucked into a peaceful residential setting, this property

Daniel Raffield Empire Real Estate of Florida LLC

902 Iowa Ave, Lynn Haven, FL 32444
/31
$150,000 Pre-Foreclosure
- 2 Beds
- 1.5 Baths
- 972 Sq Ft
415 Venetian Way, Panama City, FL 32405

Best Value on Venetian Way! Priced at value. Strong rental potential. Move-in-Ready| No HOA | STR Permitted| Prime Location Short Sale Investment Opportunity! Centrally located and close to shopping and dining, this townhouse is situated in the area's top-rated school district. Enjoy easy access to Panama City Beach, Tyndall Air Force Base, and both 23rd Street and 15th Street two of the city's

Ke'Asha Dorsett Coldwell Banker Realty

415 Venetian Way, Panama City, FL 32405
/18
$155,400
- 3 Beds
- 2 Baths
- 910 Sq Ft
6501 Big Daddy Dr, Panama City Beach, FL 32407

Enjoy coastal living at its best in this recently updated 3 bedroom 2 bathroom mobile home located in desirable Panama City Beach. Just a short walk to a convenient boat ramp and Bayside Marina, this property offers easy access to North Bay, perfect for boating, fishing, and soaking in beautiful waterfront sunsets.Inside, you'll find a comfortable and functional layout with a spacious living

Cliff Glansen FLATFEE.COM

6501 Big Daddy Dr, Panama City Beach, FL 32407
/18
$150,000
- Land
- 0.5 Acre
- $300,000 per Acre
709 Island Ct, Panama City, FL 32404

Waterfront Lot in Gated Laird Point - Build Your Dream Home Welcome to 709 Island Court, a half-acre waterfront lot in the private, gated community of Laird Point. With over 100 feet of waterfront frontage, this property offers the perfect setting to design and build your custom coastal home. The Laird Point community combines natural beauty with modern amenities, including gated entry, a

David Thomasee Think Real Estate

709 Island Ct, Panama City, FL 32404
/2
$125,000
- Land
- 0.12 Acre
- $1,041,667 per Acre
3329 Green Turtle Ln, Upper Grand Lagoon, FL 32408

Beautiful lot in the gated community of Martinique which is known for its premier location to sandy white beaches and embracing the Florida lifestyle. You'll love this vibrant community with a pool, dock, basketball courts, trails, and playground.

Lori Logue VCFL Realty LLC

3329 Green Turtle Ln, Upper Grand Lagoon, FL 32408
/16
$200,000
- Land
- 0.38 Acre
- $526,039 per Acre
425 California Dr, Mexico Beach, FL 32456

ATTENTION BUILDERS AND INVESTORS!! X FLOOD ZONE!! Great opportunity to own a level and cleared corner lot in beautiful Mexico Beach, Florida! This homesite offers an ideal location just a short walk or golf cart ride to the beach, making it perfect for a full-time residence, vacation home, or investment property. You'll also love the convenience of being just a short walk to the Mexico Beach

Beth Cooper Forgotten Coast Realty of NW Florida

425 California Dr, Mexico Beach, FL 32456
/9
$160,000
- Land
- 0.33 Acre
- $484,848 per Acre
0 Flagg Ave, Panama City Beach, FL 32407

Your perfect new home build location on Panama City Beach! 1/3 of an acre off of a busy street with a dead end. Central to everything you need or want. Great location for rental as well.

Coralee King Beachy Beach Real Estate

0 Flagg Ave, Panama City Beach, FL 32407
/5
$138,000
- Land
- 0.29 Acre
- $475,862 per Acre
2713 N Pleasant Oak Ct, Panama City Beach, FL 32408

Looking for the perfect spot to build your dream home or invest in a rental property. This versatile lot is zoned for single-family or duplex, giving you options! Located less than a mile from the beach in desirable Flood Zone X, this property is ready for your plans. It comes with an existing survey, electric on site, plus a private well and septic system already installed. Don't miss this

Haley Dileva Coldwell Banker Realty

2713 N Pleasant Oak Ct, Panama City Beach, FL 32408
/2
$189,500
- Land
- 0.98 Acre
- $193,367 per Acre
4221 Wood Duck Cove, Southport, FL 32409

Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at

Kingslee Chamberlain Gulf Life Real Estate Inc

4221 Wood Duck Cove, Southport, FL 32409
/13
$190,000
- 2 Beds
- 2 Baths
- 1,028 Sq Ft
1022 Bradley Cir, Lynn Haven, FL 32444

This beautifully updated duplex is located in the desirable City of Lynn Haven and offers excellent rental potential, and excellent Lynn Haven Schools. The property was completely remodeled in February 2022, featuring modern upgrades throughout. Recent improvements include a new roof (2018), new HVAC system (2022), and a new hot water heater (2025) for added peace of mind. This unit features new

Christopher Fehling Keller Williams Success Realty

1022 Bradley Cir, Lynn Haven, FL 32444
/2
$174,000
- Land
- 0.04 Acre
- $4,350,000 per Acre
109 S 41st St Unit D, Mexico Beach, FL 32456

Great, well priced townhouse lot close to the Gulf. Forgotten Coast Brewing Company 150 yards away at the corner of Hwy. 98. Mexico Beach Marina nearby. Owners are motivated.

Greg Jones Waypoint Properties

109 S 41st St Unit D, Mexico Beach, FL 32456
/16
$200,000
- Land
- 0.38 Acre
- $526,316 per Acre
425 California Ave, Mexico Beach, FL 32456

ATTENTION BUILDERS AND INVESTORS!! X FLOOD ZONE!! Great opportunity to own a level and cleared corner lot in beautiful Mexico Beach, Florida! This homesite offers an ideal location just a short walk or golf cart ride to the beach, making it perfect for a full-time residence, vacation home, or investment property. You'll also love the convenience of being just a short walk to the Mexico Beach

Carol Erwin Forgotten Coast Realty of NW Florida LLC

425 California Ave, Mexico Beach, FL 32456
/2
$150,000
- 2 Beds
- 2 Baths
- 960 Sq Ft
1103 E 11th St Unit A & B, Panama City, FL 32401

Grreat investment opportunity, one bedroon duplex, with many upgrades. New windows, new HVAC, and new appliances.. Great location.currently occupied and rented. Currently gross rental income is $1400 a month. current leases are up on 6/15/2026 and 8/15/2026. Duplex has good rental record and is a great investment. contact listing agent for showings. All showings must be setup a minimum of 48

Jim Davis Anchor Realty Florida

1103 E 11th St Unit A & B, Panama City, FL 32401
/24
$125,000
- Land
- 0.11 Acre
- $1,136,364 per Acre
0 Kingston Cir, Upper Grand Lagoon, FL 32408

Welcome to Martinique, one of Panama City's premier gated communities! Martinique is known for its beautifully maintained grounds, tranquil atmosphere, and prime location close to shopping, dining, schools, and the white sandy beaches of the Emerald Coast. Residents enjoy a true sense of community with well-planned streets, upscale homes, and convenient access to all that Panama City has to

Zacarias Sanchez Think Real Estate

0 Kingston Cir, Upper Grand Lagoon, FL 32408
/3
$175,000
- Land
- 0.46 Acre
- $380,435 per Acre
0 Lagoon Knoll Dr Unit 785135, Panama City Beach, FL 32408

Prime Development Opportunity in Panama City Beach - Short Term Rental District This parcel is one of four adjacent properties being offered together as a package sale, creating a rare development opportunity in a high-demand short term rental area of Panama City Beach. Collectively, the four parcels total approximately 1.79 acres and offer the potential to develop up to 16 single family homes

Alisa Duren Bluewater Realty of Bay County Inc

0 Lagoon Knoll Dr Unit 785135, Panama City Beach, FL 32408
/17
$200,000
- Land
- 2.5 Acres
- $80,000 per Acre
2519 Gornall Ave, Panama City, FL 32405

Vacant residential parcel located at the end of a dead-end road with no through traffic. Property previously had a residence. Parcel is mostly cleared but currently overgrown. Conveniently situated near shopping, schools, and other local amenities. Approx. 2.499 acres per Property Appraiser. Buyer to verify all information including acreage, lot dimensions, zoning, utilities, and intended use.

Team Don and Bubba EXP Realty LLC

2519 Gornall Ave, Panama City, FL 32405
/31
$190,000
- 1 Bath
- 330 Sq Ft
14401 Front Beach Rd Unit 416, Panama City Beach, FL 32413

Now is your chance to own one of the most stunning Gulf Front Studios in all of PCB with Owner Financing and no outstanding HOA special assessments due! Sellers have fully paid off all of the existing special assessments. This unit has been meticulously remodeled with amenities that you rarely see in a unit of this size. The bright and airy kitchen features modern lighting along with white shaker

Ricky Lee Jones The Premier Property Group

14401 Front Beach Rd Unit 416, Panama City Beach, FL 32413
/38
$180,000
- 2 Beds
- 1.5 Baths
- 1,216 Sq Ft
209 N Kimbrel Ave, Panama City, FL 32404

Perfect for first-time buyers or savvy investors, this move-in ready two-bed, 1.5-bath end unit townhome offers 1,216 square feet of comfortable living in the heart of Panama City. Just 11 minutes from Tyndall Air Force Base, this home combines convenience with a welcoming coastal lifestyle. The main floor features a spacious living room with luxury vinyl plank flooring, seamlessly connecting to

Whitney Cooley Scenic Sotheby's International Realty

209 N Kimbrel Ave, Panama City, FL 32404
/2
$149,500
- Land
- 0.9 Acre
- $166,111 per Acre
9816 Summer Creek Dr, Southport, FL 32409

Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at

Kingslee Chamberlain Gulf Life Real Estate Inc

9816 Summer Creek Dr, Southport, FL 32409
/4
$200,000
- Land
- 40 Acres
- $5,000 per Acre
19 2N 12W-20 Unknown, Fountain, FL 32438

40 acre undeveloped tract...the possabilities are endless!! God isn't making any more land...and big tracts don't become available often!! Call today before it gets gone!!

Ernestine Brinager TROPIC SHORES REALTY

19 2N 12W-20 Unknown, Fountain, FL 32438
/28
$189,000
- 3 Beds
- 2 Baths
- 1,040 Sq Ft
2712 Oak Hammock Dr, Panama City, FL 32401

Price Reduction,Great starter home or rental. Very nice duplex single unit, Very clean and well maintained. Appliances are in very good condition..Nice quiet neighborhood, centrally located. This would be great for first time buyers or for the investor. it has been used as a rental in the past and produced excellent rental results.

James Murphy RE/MAX SELECT Partners

2712 Oak Hammock Dr, Panama City, FL 32401
/22
$125,000
- Land
- 0.26 Acre
- $480,769 per Acre
1010 E 15th St, Panama City, FL 32405

Commercial Opportunity You Can't Miss! Zoned for commercial or residential use. This .26-acre lot near the MLK Jr. Recreation Center site and historic Glenwood is ready for your vision. Just minutes from Ascension Sacred Heart Bay Hospital and Downtown Panama City, it's perfectly positioned for growth, visibility, and foot traffic. Lots in this prime area are rare—secure it now

Cory Brown Think Real Estate

1010 E 15th St, Panama City, FL 32405
/30
$185,000
- 2 Beds
- 2 Baths
- 861 Sq Ft
7813 N Lagoon Dr Unit 5C, Panama City, FL 32408

This 2 Bed / 2 Bath condo is located in Greenwood Estates on the East End of Panama City Beach. This ground floor condo is just a short walk to the Lagoon. The condo features an open floorplan with plenty of natural light. This is the perfect condo for full-time living or weekend retreats. Short-term rental is not allowed. It's being sold partially-furnished. The living room furniture and bedroom

Gregory Ward Keller Williams Success Realty

7813 N Lagoon Dr Unit 5C, Panama City, FL 32408
/37
$115,000
- 3 Beds
- 1.5 Baths
- 1,521 Sq Ft
1229 S Katherine Ave, Panama City, FL 32404

Affordable 3BR/2BA home on its own land in 32404! This 1977 mobile home offers a functional layout with split-bedroom potential, covered carport, and two storage sheds for added utility. The property is livable and ready for occupancy, making it a great option for an owner-occupant or investor seeking affordable housing with land ownership. Some repairs will need to be done. No lot rent. Outdoor

Patrick Casey Full Sail Realty of NWFL

1229 S Katherine Ave, Panama City, FL 32404
/3
$190,000 New Construction
- 2 Beds
- 2 Baths
- 933 Sq Ft
1116 Mercedes Ave Unit B, Panama City, FL 32401

Step inside this brand-new townhome at 1116 Mercedes Ave in Panama City and enjoy modern living just minutes from the coast. Offering nearly 1,000 square feet of thoughtfully designed space, this home features a bright living and dining area, a contemporary kitchen, two bedrooms, two full bathrooms, and a convenient laundry area. A private driveway provides dedicated parking, and the fresh

JAMIE KITZMILLER Think Real Estate

1116 Mercedes Ave Unit B, Panama City, FL 32401
/8
$110,000
- Land
- 1.12 Acres
- $98,214 per Acre
8535 Preservation Dr Unit 4, Panama City Beach, FL 32413

All info and sizes are apx--taken from tax records---//PRICE CHANGE//// REDUCED--SELLER READY TO SELL////Super Neighborhood near Panama City Beach, Airport and other neighborhoods like Margaritaville, Breakfast point, Caroline Beach, 30-A---very desired area to build your ''DREAM HOME''---Seller's has a Custom set of Floor Plan's for a new home that would convey with this lot--(would save you

Paul Calhoun CENTURY 21 Commander Realty

8535 Preservation Dr Unit 4, Panama City Beach, FL 32413
/24
$129,000
- Land
- 0.17 Acre
- $758,824 per Acre
209 Summer Breeze Rd, Panama City Beach, FL 32413

Don't miss the chance to build your dream coastal retreat and wake up to breathtaking Gulf views from one of the last remaining premium lots in the Summer Breeze community. Imagine relaxing on your future balcony, taking in the stunning Gulf visible from approximately 20 feet of elevation. Offering the perfect backdrop for sunrise coffees and sunset evenings. This exceptional homesite is made

Jordan Jarrett Keller Williams Success Realty

209 Summer Breeze Rd, Panama City Beach, FL 32413
/5
$169,900
- Land
- 0.17 Acre
- $999,412 per Acre
157 N Wells St, Panama City Beach, FL 32413

Great location cleared lot just N of Back Beach Rd, the lot is adjacent to the Laguna Haven entrance.

Donna Stokes Top Producers Real Estate Group

157 N Wells St, Panama City Beach, FL 32413
/19
$183,500
- 1 Bath
- 400 Sq Ft
4114 Holiday Dr Unit 17, Panama City, FL 32408

OPEN HOUSE SAT, DEC 6TH 1PM-3PMImprovements continue! New stairs and balcony railings in place, walkways on schedule. The best little community =This studio provides a cozy space and perfect for couples or solo travelers; whether you are looking for your own private condo or an investment property, this studio can be both! Steps to Beach Access 13 and great Thomas Drive location! Short drive

The Emerald Coastal Team Counts Real Estate Group Inc

4114 Holiday Dr Unit 17, Panama City, FL 32408
/11
$185,000
- 3 Beds
- 1 Bath
- 1,408 Sq Ft
1901 Hickory Ave, Panama City, FL 32405

Large cozy 3br/1ba ranch style block home on a 1/4 acre corner lot in Panama City! Lots of room inside and out with 3 large living areas and a huge fenced back yard. Home is centrally located, close to schools, shopping, a lovely upgraded park and playground almost next door, and home is also not too far from the most beautiful beaches in the world!Home is solid with lots of interior upgrade

David Clement Sun Sand & Sea Beach Realty LLC

1901 Hickory Ave, Panama City, FL 32405
/2
$178,000
- Land
- 0.41 Acre
- $434,146 per Acre
0000 E 19th St, Panama City, FL 32405

This is a very centrally located property. perfect for a small business or trades company. 19th Street is a major secondary artery from Hwy 231, which easy access to Hwy 98, 23rd Street and all feeder roads.

Darren Haiman Nations Real Estate, Inc

0000 E 19th St, Panama City, FL 32405
/3
$190,000 New Construction
- 2 Beds
- 2 Baths
- 933 Sq Ft
1116 Mercedes Ave Unit A, Panama City, FL 32401

Step inside this brand-new townhome at 1116 Mercedes Ave in Panama City and enjoy modern living just minutes from the coast. Offering nearly 1,000 square feet of thoughtfully designed space, this home features a bright living and dining area, a contemporary kitchen, two bedrooms, two full bathrooms, and a convenient laundry area. A private driveway provides dedicated parking, and the fresh

JAMIE KITZMILLER Think Real Estate

1116 Mercedes Ave Unit A, Panama City, FL 32401
/2
$118,125
- Land
- 0.84 Acre
- $140,625 per Acre
9806 Summer Creek Dr, Panama City, FL 32409

Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at

Kingslee Chamberlain Gulf Life Real Estate Inc

9806 Summer Creek Dr, Panama City, FL 32409
/7
$149,000
- 1 Bath
- 1,024 Sq Ft
5528 Adalee Rd, Panama City, FL 32404

PRIME LOCATION! This 1.43-acre property tucked away in the quiet Bayou George Heights community offers incredible potential in a peaceful setting. Just a short drive to Tyndall Air Force Base and Panama City's shopping, dining, and white-sandy beaches; this property offers both convenience and tranquil surroundings — the perfect combination for investors, builders, or homeowners looking to create

Dina Mendes Destin Real Estate

5528 Adalee Rd, Panama City, FL 32404
/22
$180,000
- Land
- 0.47 Acre
- $382,979 per Acre
5022 Florida 22, Panama City, FL 32404

The Treehouse is an established new and used furniture store that also carries home decor, gifts and jewelry. Business has been in operation for 2 years and is growing and well received. Customers love the unique selection of merchandise offered. This listing is for the business, good will, and inventory only. The building alone and the business with the real estate are listed separately in MLS

Barbara Hoyt Investors Advantage RE

5022 Florida 22, Panama City, FL 32404
/18
$125,000
- 2 Beds
- 1 Bath
- 729 Sq Ft
704 Cactus Ave, Panama City, FL 32401

**Seller Financing available **Finish the Remodel and Add the Final Touches!This 2-bedroom concrete block home is well on its way to completion, with many major updates already done. Recent improvements include new windows, new LVP flooring, new cabinetry, butcher block countertops, and new stainless steel appliances. The bathroom features a tiled shower, and the exterior has been freshly

Jordan Jarrett Keller Williams Success Realty

704 Cactus Ave, Panama City, FL 32401
/4
$129,000
- Land
- 0.37 Acre
- $348,649 per Acre
407 California Ave, Mexico Beach, FL 32456

Prime buildable lot in desirable Mexico Beach! At approximately .37 acres, this property is one of the larger lots in the area, offering plenty of space for your custom coastal home. Enjoy a quiet setting just minutes from beautiful beaches, local shops, and dining. Ideal for a full-time residence, vacation getaway, or investment opportunity.

Stephen Hachey Lowest Fee Realty LLC

407 California Ave, Mexico Beach, FL 32456

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