Bay County FL Homes under $400,000

/30
$320,000
- 3 Beds
- 2.5 Baths
- 1,536 Sq Ft
8617 Marlin Place, Panama City Beach, FL 32408

Priced to sell, 8617 Marlin Place offers an incredible opportunity to own in a gated community in Panama City Beach. Built in 2015 and recently refreshed with new interior paint, this 3-bedroom, 2.5-bath home features nearly 1,600 square feet of well-designed living space. The primary bedroom is located on the first floor with a walk-in closet and private bath with tiled shower. The open living

Marcy O'Donnell Luxe Coastal Realty

8617 Marlin Place, Panama City Beach, FL 32408
/55
$389,000
- 5 Beds
- 3 Baths
- 2,552 Sq Ft
167 Ryder Ln, Panama City, FL 32404

Welcome to Bridge Harbor, located just minutes to shopping, dining and Tyndall AFB. The Sawyer plan is a stunning 5 bed, 3 bath home with 2 car garage. This home is located on a spacious lot with wooded privacy fenced backyard in a highly sought-after neighborhood, with resort style pool, outdoor kitchen pavilion & more! The home is a 1 owner, owner occupied home, it has a generous open living

Lacy Horsley Horsley Real Estate Group

167 Ryder Ln, Panama City, FL 32404
/43
$320,000
- 1 Bed
- 1.5 Baths
- 1,246 Sq Ft
17462 Front Beach Rd Unit 55302, Panama City Beach, FL 32413

Gulf View | Two-Level Condo | Priced to Sell | Horizon South Looking for a Gulf-view beach condo with two viewing decks? This is the one you've been waiting for! Located on the front side of the highly sought-after Horizon South community on the desirable west end of Panama City Beach, this beautifully positioned unit offers amazing Gulf views and incredible value. This unique two-level floor

Katherine Gloer Berkshire Hathaway HomeServices Beach Properties of Florida

17462 Front Beach Rd Unit 55302, Panama City Beach, FL 32413
/42
$375,000
- 3 Beds
- 2 Baths
- 1,498 Sq Ft
613 Live Oak Ln, Panama City, FL 32408

Welcome to 613 Live Oak Lane--a newer construction home (2021) offering the perfect blend of modern style, privacy, and coastal convenience in a quiet Panama City Beach setting.From the moment you step inside, you'll notice the bright, open layout and clean, contemporary finishes. Luxury vinyl plank flooring flows throughout the main living areas, while the crisp white kitchen creates a

Sebastian Wroblewski Beach Haven Realty

613 Live Oak Ln, Panama City, FL 32408
/18
$336,900
- 2 Beds
- 2 Baths
- 1,250 Sq Ft
202 S Vestavia St, Panama City Beach, FL 32413

Welcome to 202 S Vestavia St, a fantastic investment or personal getaway opportunity located in one of Florida's most sought-after beach communities. Just a short drive to the white sandy beaches and emerald waters of the Gulf Coast, this property offers the perfect blend of convenience, location, and potential.The home features a functional layout with solid bones, making it ideal for a

Scott Fader Joseph Walter Realty LLC

202 S Vestavia St, Panama City Beach, FL 32413
/21
$359,000
- 3 Beds
- 2 Baths
- 1,462 Sq Ft
2202 Edgewood Dr, Panama City, FL 32405

Central to everything, this little new home has a lot to offer with Bay and beach access only minutes away. Retail shopping, downtown dining, peaceful surroundings and best of all no HOA. Many builders upgrades to include LVP flooring in all rooms, matching granite countertops in kitchen and bathrooms. This home is very efficient and comfortable for all seasons.

Doug Addeo Regional Trust Corporation

2202 Edgewood Dr, Panama City, FL 32405
/8
$325,000
- Land
- 0.26 Acre
- $1,250,000 per Acre
8620 N Lagoon Dr, Panama City Beach, FL 32408

Discover an exceptional opportunity to build your dream home in the highly desirable North Lagoon Drive area of Panama City Beach. This spacious .26-acre parcel offers the perfect setting for a custom coastal retreat, with the potential for beautiful water views from a two-story design. Ideally located just minutes from beach access, shopping, dining, golf courses, and all the entertainment at

Carole Lea Gilman Keller Williams Realty Emerald

8620 N Lagoon Dr, Panama City Beach, FL 32408
/25
$319,500
- 3 Beds
- 2.5 Baths
- 1,560 Sq Ft
233 Sand Oak Blvd, Panama City Beach, FL 32413

Beautifully updated 3-bedroom, 2.5-bath townhome in the Whisper Dunes community of Panama City Beach. This two-story home features a fully remodeled kitchen, updated bathrooms throughout, luxury LVP flooring, LED ceiling lighting, and new ceiling fans. New roof installed in October 2024. The home provides 1,560 sq ft of heated living space with an open layout. Built in 2010 with durable CB stucco

Steven Koleno Beycome of Florida LLC

233 Sand Oak Blvd, Panama City Beach, FL 32413
/17
$340,000
- 1 Bed
- 1 Bath
- 751 Sq Ft
9850 S Thomas Dr Unit 1006-E, Panama City Beach, FL 32408

---Sunbird Condo--Great location!Gulf-front living in Panama City Beach! This motivated seller is offering an A floor plan, which is the largest one-bedroom layout available at Sunbird. The condo features a roomy living area and a separate dining space that could potentially be converted into an additional bedroom. The bedroom fits a king-size bed and includes a walk-in closet. Owners enjoy

Gail Elliott Coastal Choice Realty LLC

9850 S Thomas Dr Unit 1006-E, Panama City Beach, FL 32408
/16
$350,000
- 1 Bed
- 2 Baths
- 934 Sq Ft
14701 Front Beach Rd Unit 1127, Panama City Beach, FL 32413

This spacious Gulf-front residence at Emerald Beach Resort offers one of the largest and most desirable 1-bedroom floor plans in Panama City Beach. Designed to maximize both comfort and views, the open living and dining area features a dramatic 12-foot wall of floor-to-ceiling glass, seamlessly connecting to a private balcony where stunning Gulf views become part of your everyday living

Michael Tomlin Coldwell Banker Realty

14701 Front Beach Rd Unit 1127, Panama City Beach, FL 32413
/18
$349,000
- 1 Bed
- 1 Bath
- 792 Sq Ft
14701 Front Beach Rd Unit 1232, Panama City Beach, FL 32413

Updated Emerald Beach 1BD plus bunk area. All hard-flooring throughout. FULLY FURNISHED and rental ready. Updated furniture. White kitchen cabinetry with black granite countertops. Washer/Dryer. Just a perfect rental condo.

Gabriel Stephani Pineapple Properties

14701 Front Beach Rd Unit 1232, Panama City Beach, FL 32413
/29
$305,000
- 3 Beds
- 2 Baths
- 1,676 Sq Ft
126 Byrd Dr, Panama City, FL 32404

Charming, fully remodeled home in popular Brittany Woods--with NO HOA! This home has been completely updated inside and out, featuring new appliances, luxury vinyl plank flooring throughout, and beautifully renovated bathrooms, offering a clean, modern feel from top to bottom.The open floor plan provides a spacious layout while still maintaining defined living areas, all enhanced by durable

Dien and Andrew Group Think Real Estate

126 Byrd Dr, Panama City, FL 32404
/25
$329,900
- 3 Beds
- 2 Baths
- 1,064 Sq Ft
5314 Pinetree Ave, Panama City, FL 32408

Welcome to 5314 Pinetree Ave in Panama City Beach!This move-in ready 3-bedroom, 2-bath home offers 1,064 sq ft of comfortable living space and is perfectly positioned for those looking to enjoy the laid-back Panama City Beach lifestyle whether as a primary residence, second home, or investment property. Step inside to find a well-maintained interior that's ready for immediate occupancy. Major

Scott Fader Joseph Walter Realty LLC

5314 Pinetree Ave, Panama City, FL 32408
/38
$349,000
- Land
- 1.01 Acres
- $345,545 per Acre
7519 Morning Marsh Trail, Panama City Beach, FL 32413

One-acre, unobstructed bay view Lot in the exclusive gated, waterfront community of RiverCamps in Panama City Beach. This Lot is on a paved road and is ready for you to work with an architect/designer and custom builder to build your dream home with no neighbors behind you, ever, to spoil the view or serenity. RiverCamps is a waterfront, nature preserve. 1500 gated acres with less than 450 home

Kammy Landavazo Berkshire Hathaway HomeServices Beach Properties of Florida

7519 Morning Marsh Trail, Panama City Beach, FL 32413
/99
$329,900
- 2 Beds
- 2.5 Baths
- 1,188 Sq Ft
106 Tonya Ln, Panama City Beach, FL 32407

I am an ADORABLE 2 Bedroom Beach House in Gulf Highlands Beach Resort. I am MOVE IN ready. You will love my UPGRADES...... ROOF Oct '2020 ~ Electrical Panel Box & Breakers '2021 ~ GRANITE Countertops in the Kitchen & all Bathrooms in April '2022 ~ Tankless Water Heater '2023 ~ Main Bath an Oversized Tub '2023 ~ Raised Concrete Back Patio '2023 ~ Gutters '2023 ~ LVP Flooring '2024 ~ Garbage

Darla Kurtz Emerald Coast Realty Inc

106 Tonya Ln, Panama City Beach, FL 32407
/36
$369,000
- 5 Beds
- 3 Baths
- 2,117 Sq Ft
275 Boggy Creek Way, Callaway, FL 32404

This beautifully maintained home stands apart from the typical new builds in the neighborhood thanks to its full Hardie Board exterior, a premium upgrade that adds exceptional durability and long-term peace of mind. Inside, the home features a series of thoughtful upgrades designed to enhance both style and convenience. A recirculating heat pump provides near-instant hot water, while the kitchen

Morgan Benton EXP Realty LLC

275 Boggy Creek Way, Callaway, FL 32404
/35
$325,000
- 1 Bed
- 1 Bath
- 618 Sq Ft
9850 S Thomas Dr Unit 912W, Panama City, FL 32408

Oh my: Just got word from Management company of the rental income for the year. Very impressive! Escape to a world of paradise in this exquisite Gulf-front condo that transcends the ordinary and encapsulates the essence of coastal living. Immerse yourself in the serene beauty of breathtaking sunsets and pristine beaches, all within the embrace of your own private oasis. This renovated condo

Mike Glass LPT Realty LLC

9850 S Thomas Dr Unit 912W, Panama City, FL 32408
/29
$369,000
- 1 Bed
- 1 Bath
- 735 Sq Ft
23223 Front Beach Rd Unit B3-407, Panama City Beach, FL 32413

Where the horizon melts into hues of blue and the rhythm of the tide becomes part of your everyday life, this gulf-front retreat invites you to slow down and savor each moment. From the instant you step inside, a sense of calm washes over you--sunlight spilling across an open-concept living space where the kitchen, dining, and lounge areas flow effortlessly together, all designed for easy coastal

Gene Darden Real Broker LLC

23223 Front Beach Rd Unit B3-407, Panama City Beach, FL 32413
/47
$325,000
- 3 Beds
- 2 Baths
- 1,915 Sq Ft
106 Redfish Way, Panama City, FL 32404

106 Redfish Way, the popular Bailey floor plan in the highly sought after subdivision of Mill Bayou. This floor plan offers 3 Bedrooms 2 Bathrooms plus Office. This well-maintained home tucked into a quiet neighborhood that offers both comfort and convenience. This inviting property features a functional, open layout designed for everyday living and easy entertaining. Natural light fills the main

Angela Hale ERA Neubauer Real Estate, Inc

106 Redfish Way, Panama City, FL 32404
/58
$340,000 Open Sat 10AM - 12PM
- 3 Beds
- 2.5 Baths
- 1,569 Sq Ft
13728 Highway 20, Youngstown, FL 32466

Welcome to 13728 Hwy 20, a beautifully maintained 3-bedroom, 2.5-bath, two-story home full of character and charm you just don't find every day. Located just 45 minutes from Panama City Beach, this home combines rustic elegance with modern comfort, featuring cedar log siding, exposed beams throughout the ceilings, and inviting front and back porches perfect for relaxing or entertaining. Inside,

Stephanie Aldea Empire Real Estate of Florida LLC

13728 Highway 20, Youngstown, FL 32466
/31
$315,000
- 4 Beds
- 2.5 Baths
- 1,798 Sq Ft
6521 Boat Race Rd, Panama City, FL 32404

This wonderful four bedroom home is a great deal to any home buyers looking to purchase a home near Callaway with a fantastic backyard and shed available and a gorgeous open floor plan. Don't miss this opportunity and call or text to schedule your showing today!!

Charles Padula Hitchcock Real Estate LLC

6521 Boat Race Rd, Panama City, FL 32404
/39
$390,000
- 3 Beds
- 3 Baths
- 1,681 Sq Ft
9860 S Thomas Dr Unit 1221, Panama City Beach, FL 32408

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERSWelcome to Eternal Waters--your beautifully named coastal escape offering breathtaking Gulf views, luxurious upgrades, and excellent rental potential. This fully furnished 3-bedroom, 3-bath condo is located in a premier vacation rental complex and was fully renovated from floor to ceiling in 2020. Move-in and rental-ready, it offers

Wesley Burroughs EXP Realty LLC

9860 S Thomas Dr Unit 1221, Panama City Beach, FL 32408
/53
$329,900
- 1 Bed
- 1 Bath
- 881 Sq Ft
15100 Front Beach Rd Unit 1131, Panama City Beach, FL 32413

***1 BEDROOM, 1 BATHROOM(WITH MURPHY BED FOR ADDITIONAL GUESTS) SEAHAVEN UNIT WITH BY FAR THE BEST UNOBSTRUCTED GULF VIEWS YOU WILL FIND IN THE COMPLEX!!!*** Whether from your living room or your balcony, the view is unbeatable in this recently updated(never been rented)condo. The living room Murphy bed allows for families of at least 4 to sleep comfortably and provides the possibility of maximum

Mario Gobel RE/MAX SELECT Partners

15100 Front Beach Rd Unit 1131, Panama City Beach, FL 32413
/32
$365,000
- 3 Beds
- 2.5 Baths
- 1,433 Sq Ft
277 Palmeras Marinas Ln, Panama City Beach, FL 32413

Welcome to 277 Palmeras Marinas Lane in Caballeros Estates at Hombre, where location, layout, and income potential all come together. Just a short drive from the white sand beaches, this fully furnished 3-bedroom, 2.5-bath townhome is ready to step into immediately, whether that's for your own use, a second home, or a turn-key investment. The Palm floorplan was designed with intention. All

Taylor White Gillman Group Realty

277 Palmeras Marinas Ln, Panama City Beach, FL 32413
/3
$400,000
- 780 Sq Ft
1907 Sherman Ave, Panama City, FL 32405

We are pleased to present an exceptional opportunity for your next business endeavor. This 0.809-acre industrial-zoned property is strategically located in Bay County, within the central Panama City area. Its prime position near busy Sherman Ave ensures optimal visibility and accessibility. The site features a block building, offering a versatile foundation for conversion into a office

Aaron Slate Marcus Tyson & Associates

1907 Sherman Ave, Panama City, FL 32405
/36
$319,000
- 3 Beds
- 1.5 Baths
- 1,025 Sq Ft
210 N El Centro Blvd, Panama City Beach, FL 32413

Welcome to your perfect beachside retreat! Located just 1/2 of a mile from the sugar-white sands and emerald waters, this beautifully updated 3-bedroom, 1.5 bath home offers the ideal blend of comfort, style, and location. Situated in an established subdivision with no HOA, you'll enjoy peace and privacy--especially with no short-term rentals allowed next door, making it perfect for a primary

Crystal Duncan Paradise Properties of NW Florida

210 N El Centro Blvd, Panama City Beach, FL 32413
/37
$309,000
- 2 Beds
- 1 Bath
- 1,056 Sq Ft
6731 Sunset Ave, Panama City, FL 32408

Prime Panama City Beach investment opportunity just a short walk to the Gulf and minutes from Grand Lagoon boating access -- all of this with no HOA or HOA fees.Located in the desirable Holiday Beach area, this charming 2-story, 2-bedroom, 1-bath beach cottage offers approximately 1,056 sq ft and is perfectly positioned for beach lovers, boaters, and vacation rental investors.Recent

Mary Tisdale Keller Williams Realty Emerald

6731 Sunset Ave, Panama City, FL 32408
/34
$399,900
- 3 Beds
- 2 Baths
- 1,208 Sq Ft
425 Sea Breeze Dr, Panama City Beach, FL 32413

Welcome to your dream beach retreat, perfectly located just minutes from Scenic Highway 30A and a short walk to the sugar-white sands of the Gulf. This beautifully updated 3-bedroom, 2-bath ranch offers the ideal blend of comfort, style, and investment potential. Enjoy direct access to Lake Powell, complete with a neighborhood boat ramp--perfect for kayaking, paddleboarding, or a day on the

Erica Ledford Ledford Realty Group, LLC

425 Sea Breeze Dr, Panama City Beach, FL 32413
/64
$380,000
- 4 Beds
- 2 Baths
- 2,077 Sq Ft
479 Eagle Lake Way, Callaway, FL 32404

Welcome to this beautiful 4-bedroom, 2-bath home in the sought-after Bridge Harbor community, just minutes from Tyndall AFB. Inside, you'll find granite countertops, stainless steel appliances, and blinds throughout, along with an electric fireplace insert and a mantle that adds warmth and character to the living space. The spacious primary suite features a custom built-in shelf and bench seat

Stephanie Roorda Think Real Estate

479 Eagle Lake Way, Callaway, FL 32404
/5
$395,000
- Land
- 0.3 Acre
- $1,316,667 per Acre
0000 Wahoo Rd, Upper Grand Lagoon, FL 32408

Why remodel an older home and find surprises, when you can build your NEW dream home on this large, cleared DEEP WATER ACCESS CANAL LOT in Bay Point, one of the premier communities in Bay County! One of the very few remaining vacant waterfront lots in Bay Point and not far down the canal from the Bonefish bridge. Build your custom dream home and dock your boat right behind your house and save dry

Tammy Smith Epique Realty Inc

0000 Wahoo Rd, Upper Grand Lagoon, FL 32408
/38
$325,000 Open Sat 12PM - 3PM
- 3 Beds
- 2 Baths
- 1,613 Sq Ft
811 S Highline Dr, Panama City, FL 32404

Welcome to 811 South Highline Drive -- a beautifully maintained brick home offering the perfect blend of comfort, upgrades, and functionality. This 3-bedroom, 2-bath residence features 1,613 sq. ft. of thoughtfully designed living space on a quarter-acre lot with pristine landscaping and exceptional outdoor features. Inside, you'll find fresh interior paint, hardwood floors, and granite

Kelly Killick EXP Realty LLC

811 S Highline Dr, Panama City, FL 32404
/54
$360,000
- 1 Bed
- 1 Bath
- 745 Sq Ft
9450 S Thomas Dr Unit 2106D, Panama City, FL 32408

HIGH FLOOR POSITION | CENTRAL STACK | PANORAMIC GULF VIEWSBoardwalk Central Unit 2106, Panama City Beach, Florida. Positioned in the sixth stack near the center of the building and located right off the elevator, this one-bedroom, one-bath condo offers a turn-key opportunity from the 21st floor.The central stack placement provides a unique vantage point with views extending both east and

Alice De La Penha Coldwell Banker Realty

9450 S Thomas Dr Unit 2106D, Panama City, FL 32408
/26
$380,000
- 2 Beds
- 2 Baths
- 864 Sq Ft
17670 Front Beach Rd Unit D8, Panama City Beach, FL 32413

Welcome to Southwind D8, a FULLY FURNISHED 2BR/2BA condo located ACROSS FROM THE GULF with BEACH ACCESS NEARBY at Bay County Public Beach Access #70 just 0.3 MILES away. This OPEN-CONCEPT layout offers a BRIGHT, INVITING living space with seamless flow between the kitchen, dining, and living areas. Natural light fills the space, creating a warm coastal retreat ideal for relaxing or hosting

Lana Parks Watersound Real Estate

17670 Front Beach Rd Unit D8, Panama City Beach, FL 32413
/32
$320,000
- 3 Beds
- 2.5 Baths
- 1,536 Sq Ft
8617 Marlin Place Unit 16, Panama City Beach, FL 32408

Located in a private gated community just minutes from the beach, 8617 Marlin Place offers the perfect blend of comfort, convenience, and low-maintenance coastal living. This charming 3-bedroom, 2.5-bath cottage-style home was built in 2015 and has recently been refreshed with new interior paint, making it truly move-in ready. The thoughtfully designed layout features the primary bedroom on the

Marcy O'Donnell Luxe Coastal Realty Group LLC

8617 Marlin Place Unit 16, Panama City Beach, FL 32408
/60
$305,000
- 1 Bed
- 1 Bath
- 618 Sq Ft
9850 S Thomas Dr Unit 712W, Panama City, FL 32408

Experience breathtaking Gulf views from this gorgeous 7th-floor Sunbird condo! This beautifully maintained and fully furnished unit is the perfect blend of comfort, style, and investment potential. Designed to accommodate up to 5 guests, the condo features a queen-size bed, a queen sleeper sofa, and a twin sleeper--ideal for families or vacation rentals. The kitchen is thoughtfully updated with

Ahmed Ismail Sand Seeker Realty LLC

9850 S Thomas Dr Unit 712W, Panama City, FL 32408
/39
$319,000
- 4 Beds
- 2 Baths
- 1,670 Sq Ft
3920 Whitehead Blvd, Panama City, FL 32404

Situated in the popular Magnolia Hills neighborhood, this spacious home provides modern living just minutes from schools, shopping, and dining. Built in 2020, this beautiful 4-bedroom, 2-bath home offers thoughtful design, and comfortable living spaces throughout. Inside you will find an open concept floor plan that connects the living, dining, and kitchen areas, creating the perfect space for

The Beasley Group Compass

3920 Whitehead Blvd, Panama City, FL 32404
/45
$385,000
- 2 Beds
- 2 Baths
- 1,215 Sq Ft
300 Prudence Ln, Panama City, FL 32408

Welcome home to this fully updated 2-bedroom, 2-bathroom brick home situated on a large corner lot in the established neighborhood of North Lagoon Heights. In 2021, the interior was refreshed with fresh paint, durable LVP flooring throughout, updated bathrooms, and a modern kitchen complete with new appliances. Major systems were upgraded in 2023, including a new HVAC system, tankless water

Dee Anderson Gulf Life Real Estate Inc

300 Prudence Ln, Panama City, FL 32408
/38
$375,000
- 3 Beds
- 3 Baths
- 1,681 Sq Ft
9902 S Thomas Dr Unit 533, Panama City Beach, FL 32408

Beautiful 3/3 with bunks on a lake with a dancing fountain. LTW is a multi unit condominium building with both residential and commercial units. Once on-site you will never have to leave the complex with an ice cream/candy store, En Cahoots a quaint breakfast nook, The Wharf, a seafood buffet restaurant, Juan Taco a fabulous Tex Mex restaurant, The Bun Lab, Hairology, a hair salon, and 810

Denise Hindes Coastal Living Realty & Associates

9902 S Thomas Dr Unit 533, Panama City Beach, FL 32408
/52
$335,000
- 1 Bed
- 1 Bath
- 881 Sq Ft
15100 Front Beach Rd Unit 1307, Panama City Beach, FL 32413

Here is an amazing 1 bed 1 bath condo at the beautiful Origin resort. Totaling 881 square feet with stunning Gulf and nightly sunset views! As you enter, you can't help but to notice the beautiful west facing views of the beach, Pier Park, and the Front Beach strip. Unit 1307 comes fully furnished and is ready to move into or rent right away. This is the largest living area of any of the

Brian Holsapple Pineapple Properties

15100 Front Beach Rd Unit 1307, Panama City Beach, FL 32413
/53
$390,000
- 1 Bed
- 2 Baths
- 825 Sq Ft
10519 Front Beach Rd Unit 2203C, Panama City Beach, FL 32407

PENTHOUSE LEVEL. CURVED BALCONY DESIGN. GULF-FRONT VIEWS.Twin Palms 2203 in Panama City Beach, Florida is a top-floor penthouse residence positioned within one of the most recognizable Gulf-front condominium buildings along Front Beach Road.Located on the 22th floor with only a limited number of penthouse residences, this unit offers a more private setting and immediate access from the

Alice De La Penha Coldwell Banker Realty

10519 Front Beach Rd Unit 2203C, Panama City Beach, FL 32407

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