Newest Homes for Sale in Brandon, MS

• 

  

  

  /22

  $165,000

  • Land
  • 12.14 Acres
  • $13,591 per Acre

  0 Taylor Ln Unit 11681687, Brandon, MS 39047

  Welcome to Sand Hill Estates-a beautiful 12.14-acre surveyed homesite located on Sand Hill Road in Pisgah, Mississippi. This property offers the perfect blend of privacy and convenience, with a cleared driveway and designated homesite already in place, tucked away from the road for a peaceful and secluded setting. Situated within the highly sought-after Pisgah School District, the property is

  Jordan Blissett Open Season Properties, LLC

  0 Taylor Ln Unit 11681687, Brandon, MS 39047
• 

  

  

  /39

  $165,000

  • Land
  • 10.6 Acres
  • $15,566 per Acre

  0 Sand Hill Rd Unit 11681685, Brandon, MS 39047

  Welcome to Sand Hill Estates-a beautiful 10.60-acre surveyed homesite located on Sand Hill Road in Pisgah, Mississippi. This property offers the perfect blend of privacy and convenience, with a cleared driveway and designated homesite already in place, tucked away from the road for a peaceful and secluded setting. Situated within the highly sought-after Pisgah School District, the property is

  Jordan Blissett Open Season Properties, LLC

  0 Sand Hill Rd Unit 11681685, Brandon, MS 39047
• 

  

  /2

  $109,000

  • Land
  • 42 Acres
  • $2,595 per Acre

  0 Callen Ln Unit 4144062, Flowood, MS 39232

  Build your dream home in Les Maisons, one of Flowood's most exclusive gated communities. This residential vacant lot offers a rare opportunity to create a custom home in the best location in town--just minutes from top-rated schools, premier shopping, dining, and medical facilities. Les Maisons is thoughtfully designed with a timeless vision, inspired by old-world European and French

  Victoria Prowant Southern Homes Real Estate

  0 Callen Ln Unit 4144062, Flowood, MS 39232
• 

  

  

  /89

  $549,900

  $25K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 3,955 Sq Ft

  907 Audubon Point Dr, Brandon, MS 39047

  Welcome to your waterfront dream home where space, comfort, and unforgettable views come together effortlessly, complete with your own private covered boat slip. This stunning 4 bedroom, 3.5 bath home with an additional 5th bedroom/ bonus suite offers just under 4,000 square feet of thoughtfully designed living space, perfect for both everyday living and entertaining. The bonus area features its

  Stephanie Kitchens Keller Williams

  907 Audubon Point Dr, Brandon, MS 39047
• 

  

  

  /49

  $394,000

  $6K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,473 Sq Ft

  718 Highland Place, Brandon, MS 39047

  STOP! New Price and a 1 Year Home Warranty! Welcome to this beautifully maintained 4-bedroom, 3-bath home in the highly desirable Hidden Hills neighborhood, offering approximately 2,473 square feet of comfortable and stylish living space. From the moment you enter, you're greeted by a wall of windows across the back of the home, filling the Great Room, breakfast area, and primary suite with

  Bill Atkins Southern Homes Real Estate

  718 Highland Place, Brandon, MS 39047
• 

  

  /11

  $990,000

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,077 Sq Ft

  605 Osprey Cove, Brandon, MS 39047

  Rare opportunity to own a custom-built waterfront home in the highly sought-after Osprey Pointe at Arbor Landing on the Reservoir. This beautifully designed 4-bedroom, 3.5-bath home offers 3,077 sq ft of thoughtfully planned living space with an open-concept layout perfect for both everyday living and entertaining. The main level features a spacious great room, dining area, and chef's kitchen

  

  Wanda Leiczak

  Trifecta Real Estate, LLC

  605 Osprey Cove, Brandon, MS 39047
• 

  

  /28

  $349,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,961 Sq Ft

  Holly Plan at The Preserve, Brandon, MS 39047

  Welcome to the Holly, a beautifully designed home featured at The Preserve, our inviting new community in the charming city of Brandon, MS. With 4 bedrooms, 2 bathrooms, and a 2-car garage spread across 1,961 square feet, this thoughtfully crafted floorplan offers the perfect blend of style and functionality. Step onto the covered front porch and into an inviting foyer that sets the tone for the

  D.R. Horton Builder

  217 Canvasback Trail Unit 39918002, Brandon, MS 39047
• 

  

  /5

  $990,000

  New Construction

  • 4 Beds
  • 3 Baths
  • 3,022 Sq Ft

  607 Osprey Cove, Brandon, MS 39047

  Welcome to refined waterfront living in the prestigious Osprey Pointe subdivision on the Reservoir in Brandon, MS. This exceptional new construction home offers 4 bedrooms, 3 bathrooms, and approximately 3,022 square feet of thoughtfully designed living space, blending elegance, comfort, and functionality. From the moment you arrive, the home's striking architecture and upscale presence set it

  

  Christal Warren

  Trifecta Real Estate, LLC

  607 Osprey Cove, Brandon, MS 39047
• 

  

  /78

  $775,000

  $20K PRICE DROP

  • 4 Beds
  • 4 Baths
  • 4,718 Sq Ft

  6145 Wirtz Rd, Flowood, MS 39232

  Escape to your own private retreat where peaceful country living meets the convenience of being right in the city. Nestled on 3 beautiful acres, this stunning home offers space, warmth, and timeless character at every turn. From the moment you walk in, you'll fall in love with the rich wood floors flowing throughout and the inviting glow of two cozy fireplaces, perfect for gathering with family

  

  Robin Harrigill

  Harrigill Real Estate, LLC

  6145 Wirtz Rd, Flowood, MS 39232
• 

  

  /23

  $459,900

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,395 Sq Ft

  348 Oakville Cir, Brandon, MS 39047

  Beautiful New Construction in Vintner's Crossing! 4/3! Open floor plan, large eat in kitchen with island and nice walk in pantry, amazing master suite with huge separate shower, soaker tub and large walk in closet, huge covered back patio, lots of good storage throughout, office space, drop zone, private backyard backing up to woods! Gutters already installed. Primary plus 2 bedrooms down and

  Mandy Castle Castle Real Estate INC

  348 Oakville Cir, Brandon, MS 39047
• 

  

  /13

  $125,000

  $25K PRICE DROP

  • Land
  • 13,939 Sq Ft
  • $390,625 per Acre

  81 Grandview Cir, Brandon, MS 39047

  Build the Home of Your Dreams (2800 sq. ft.+) on this spectacular lot in the Sanctuary of Palisades. This FABULOUS lot offers incredible views of THE REZ in all its splendor. It is across the street from the community's quiet common ground area...down the street from the waterfront pool and clubhouse...all within a gated community. It is, without a doubt, one of the best locations in Palisades.

  Chrissie Cameron Maselle & Associates Inc

  81 Grandview Cir, Brandon, MS 39047
• 

  

  /38

  $424,900

  $21K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 3,236 Sq Ft

  314 Avalon Way, Brandon, MS 39047

  Are you looking for more square footage at an affordable cost? Here you go! Spacious 4BR/3BA Home in Highly Sought After Avalon - Over 3,200 SF of Comfortable Living. --- Welcome to 314 Avalon Way, a rare opportunity to own one of the larger homes in the neighborhood with an impressive 3,236 square feet of well designed living space all on one floor. Located in Avalon Subdivision, this home

  

  Sheila Simmons

  Maselle & Associates Inc

  314 Avalon Way, Brandon, MS 39047
• 

  

  /89

  $779,900

  $110K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 3,440 Sq Ft

  1418 Windrose Dr, Brandon, MS 39047

  Wake up to wide-open water views and end your days with unforgettable sunsets--welcome to life on Windrose Pointe. Nestled in this exclusive gated community on the ''Big Water'' of the Ross Barnett Reservoir, 1418 Windrose Drive gives you both stunning sunrise and sunset views. Inside, the open-concept design is filled with natural light, creating an easy, inviting flow for everyday living and

  Monique Maselle Kelly Maselle & Associates Inc

  1418 Windrose Dr, Brandon, MS 39047
• 

  

  /70

  $699,900

  $50K PRICE DROP

  • 7 Beds
  • 6.5 Baths
  • 5,190 Sq Ft

  606 Arbor Way, Brandon, MS 39047

  Rare opportunity in Arbor Landing! Approximately 5,190 sq ft featuring 6 bedrooms, 5.5 baths, a bonus/media room, and a PRIVATE FULL SIZED APARTMENT/GUEST HOUSE/IN LAW Suite above the garage with separate entrance, kitchen, living area ,bedroom, and full bath and large walk in closet. The flexible layout also includes the highly desirable feature of three bedrooms on the main level, including the

  Julie Bishop Crye-Leike

  606 Arbor Way, Brandon, MS 39047
• 

  

  /34

  $329,500

  $11K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,080 Sq Ft

  209 Park Ridge Dr, Brandon, MS 39042

  Seller offering $5,000 in concessions! Come see this 3-bedroom, 2-bath home with over 2000 sq ft in Cannon Ridge in Brandon. The kitchen has recently been updated with beautiful quartz countertops, modern sink and new fixtures! This home features an inviting eat-in kitchen, a formal dining room, and a spacious living room with a cozy gas log fireplace. The split floor plan offers added privacy,

  Holly Pace Keller Williams

  209 Park Ridge Dr, Brandon, MS 39042
• 

  

  /35

  $427,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 2,195 Sq Ft

  142 Palace Crossing, Flowood, MS 39232

  The coziest home is waiting for it's first owners! Situated on a corner lot located in Kensington Subdivision in Flowood, this beautiful 4-bedroom, 2 bath split plan checks all the boxes! **Limited Time Offer (available on select homes only, and this one qualifies). The Builder is offering $10,000 in concessions that Buyer may use to apply towards closing costs, interest rate buydown fees, or

  Jenny Winstead Southern Homes Real Estate

  142 Palace Crossing, Flowood, MS 39232
• 

  /2

  $163,000

  • Land
  • 1.13 Acres
  • $144,248 per Acre

  0 Central Cir Unit 4142511, Flowood, MS 39232

  Lot 61 in Les Maisons is a beautiful corner lot, has already been cleared, it does have some beautiful mature trees on the parameter for your privacy. Will make a great homesite!

  Victoria Prowant Southern Homes Real Estate

  0 Central Cir Unit 4142511, Flowood, MS 39232
• 

  

  /114

  $739,999

  $79K PRICE DROP

  • 5 Beds
  • 4.5 Baths
  • 4,060 Sq Ft

  504 Port Arbor, Brandon, MS 39047

  Endless reservoir views in Arbor Landing! Enjoy gorgeous waterfront living in this spacious 5-bedroom, 4.5-bath home with an open, entertaining layout! Culinary kitchen features granite countertops, center eat at island, high-end appliances, all flowing into the living and dining areas with unmatched views! The main-level primary suite offers a large bath with separate shower, jetted tub, and

  Jessica Wood Starkville Properties

  504 Port Arbor, Brandon, MS 39047
• 

  

  /119

  $1,200,000

  New Construction

  • 5 Beds
  • 4 Baths
  • 3,506 Sq Ft

  609 Osprey Cove, Brandon, MS 39047

  Reservoir Waterfront New Construction! Experience exceptional waterfront living in this stunning new construction home offering 3,506 square feet, 5 bedrooms, and 4 full baths, all perfectly positioned to capture some of the most breathtaking views of the Reservoir and its unforgettable sunsets. Designed with both everyday comfort and entertaining in mind, the open-concept floor plan features a

  

  Leslie Ratcliff

  Ratcliff Realty Group LLC

  609 Osprey Cove, Brandon, MS 39047
• 

  

  /105

  $1,100,000

  New Construction

  • 4 Beds
  • 4.5 Baths
  • 3,255 Sq Ft

  611 Osprey Cove, Brandon, MS 39047

  Waterfront Reservoir New Construction! Designed for those who appreciate the beauty of the Reservoir and refined elegance, this stunning home offers 4 bedrooms, 4 full baths, and 1 half bath. Step through the front doors into a welcoming foyer with access to both the staircase and elevator, leading to the second level which is the main living area. Here, breathtaking views greet you from every

  

  Leslie Ratcliff

  Ratcliff Realty Group LLC

  611 Osprey Cove, Brandon, MS 39047
• 

  

  /37

  $259,900

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,642 Sq Ft

  286 Azalea Ct, Brandon, MS 39047

  ****Ready Set Go**** This 3 bedroom 2 bath home is priced to sell ASAP. Stainless and Stone Kitchen including Side by Side Refrigerator. Look the High Definition LVT, it's everywhere. Spaciousness Abounds. Get ready for ''Outback'' enjoy the long back porch, Pergola Covered Paver Patio, and Raised Deck. Call your Realtor for a Private Showing!

  Buck Covington Weichert, Realtors - Innovations

  286 Azalea Ct, Brandon, MS 39047
• 

  

  /56

  $669,000

  $71K PRICE DROP

  • 3 Beds
  • 3.5 Baths
  • 4,400 Sq Ft

  512 Susannah Dr, Brandon, MS 39047

  Gated Mellomeade! Custom Home on 2.53 Landscaped Acres with Additional Detached 2-Car Garage. This meticulously maintained home is move-in ready with 3 bedrooms, plus office or guest room and 3.5 baths. It features a stunning and private master suite with sitting area, large walk-in shower, free standing soaking tub, his and hers vanities, and SAFE ROOM in master closet. The Gourmet Kitchen has

  

  Rebecca Atkinson

  JDJ Realty

  512 Susannah Dr, Brandon, MS 39047
• 

  

  /59

  $675,000

  $22K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 4,201 Sq Ft

  105 Beaver Run Dr, Brandon, MS 39047

  REDUCED AND BELOW APPRAISAL BY $15,000! WATERFRONT with covered boat slip! You have finally found your dream home! Take your staycations up a few notches with this fabulous property! Enjoy having your boat just steps from the huge porch/deck where good times are bound to be had! The front of the home features a large front porch running the width of the house and is shaded by a large oak tree.

  Marcia Landers Keller Williams

  105 Beaver Run Dr, Brandon, MS 39047
• 

  

  /116

  $1,400,000

  $100K PRICE DROP

  • 4 Beds
  • 4.5 Baths
  • 4,452 Sq Ft

  125 Breckenridge Dr, Brandon, MS 39042

  Introducing one of the most extraordinary homes ever to hit the market in Brandon, Mississippi. Located at 125 Breckenridge Drive, this breathtaking custom estate sits on 5 beautiful acres and offers unmatched craftsmanship, design, and luxury. From the moment you step through the impressive 10-foot custom metal entry door, you'll immediately notice the impeccable attention to detail and top-tier

  Victoria Prowant Southern Homes Real Estate

  125 Breckenridge Dr, Brandon, MS 39042
• 

  

  /19

  $3,250,000

  $500K PRICE DROP

  • Land
  • 436 Acres
  • $7,454 per Acre

  0 Shiloh Rd Unit 4106044, Brandon, MS 39042

  This 436+/- acre parcel of raw land is located off Shiloh Rd in the peaceful Shiloh community, within the highly sought-after Brandon Schools district. Offering unmatched privacy with a private gated drive, the property features a beautiful landscape with mature trees, providing a serene, wooded environment. Whether you're looking to create a private estate, develop a custom home, or invest in a

  Christina Wells Havard Real Estate Group, LLC

  0 Shiloh Rd Unit 4106044, Brandon, MS 39042
• 

  

  /45

  $254,900

  $30K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,995 Sq Ft

  308 Cypress Creek Rd, Brandon, MS 39047

  Charming single-story brick home set on a spacious lot with mature trees and a welcoming front entry. Inside, the living room features vaulted ceilings, a fireplace with mantle, and hardwood flooring, creating a bright and comfortable gathering space. Large windows, including a striking arched window, bring in abundant natural light throughout the home. The kitchen offers white cabinetry, ample

  Roderick Ward Trelora Realty, Inc

  308 Cypress Creek Rd, Brandon, MS 39047
• 

  

  /8

  $450,000

  $49K PRICE DROP

  • Land
  • 60 Acres
  • $7,500 per Acre

  0 Warren Hill Place, Brandon, MS 39042

  If you are looking for land in Rankin County with scenic sunsets and country living with city access, this is the one! Discover the beauty and development opportunity of this approximately 60 acre tract just outside of Puckett, offering a rare blend of young pine, bordered by mature trees, with multiple options for that perfect house pad or for that private deer camp. Composed of mixed wooded and

  Brian McGairty Havard Real Estate Group, LLC

  0 Warren Hill Place, Brandon, MS 39042
• 

  

  /10

  $458,500

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,237 Sq Ft

  200 Bronson Bend, Flowood, MS 39047

  Welcome to Flowood's newest neighborhood nestled in the heart of Flowood. This 4 bedroom, 3 bath home has a great floor plan, open kitchen and a covered patio. It is just a few steps away from the new neighborhood pool. It is also close to restaurants and shopping and has direct access to the Flowood Walking Trail. This is a must see.

  Elizabeth Smith Nix-Tann & Associates, Inc.

  200 Bronson Bend, Flowood, MS 39047
• 

  

  /40

  $489,000

  $10K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,629 Sq Ft

  300 Deer Hollow, Brandon, MS 39047

  REDUCED!!!! This gorgeous home features 4 spacious bedrooms and 3 full bathrooms, offering plenty of room for comfortable living. Conveniently located!! The formal dining room is perfect for entertaining, while the hardwood floors throughout the common areas provide an elegant touch. The recently renovated kitchen boasts white quartz countertops, offering a sleek, modern look with plenty of prep

  Bethany Johnson Nix-Tann & Associates, Inc.

  300 Deer Hollow, Brandon, MS 39047
• 

  

  /20

  $147,000

  $13K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,376 Sq Ft

  1074 Windrose Dr, Brandon, MS 39047

  Enjoy reservoir living in this well-located townhome in the desirable Lakeshore Townhomes community on the Ross Barnett Reservoir in Brandon, Mississippi. While this particular unit is not directly waterfront, it features a balcony deck with a partial water view--perfect for relaxing evenings, taking in beautiful sunsets, or watching fireworks displays over the Reservoir. Lakeshore Townhomes

  Charles McGee McGee Realty Services

  1074 Windrose Dr, Brandon, MS 39047
• 

  

  /18

  $2,182,570

  • Land
  • 9.09 Acres
  • $240,107 per Acre

  0 Old Fannin Rd Unit 4140885, Brandon, MS 39042

  9.09± acres of prime commercial land zoned C2 located on Old Fannin Road less than 1⁄2 mile from Spillway Road. Approximately 37,000 cars per day with excellent visibility and road frontage. Property is road-level and ready to build with water and utilities available. Surrounded by strong residential density including Regatta Subdivision and located near the Reservoir, Kroger Fuel Center,

  Houston Primos Primos Land & Homes

  0 Old Fannin Rd Unit 4140885, Brandon, MS 39042
• 

  

  /39

  $375,000

  $85K PRICE DROP

  • 4 Beds
  • 4 Baths
  • 3,050 Sq Ft

  210 Haddon Cir, Brandon, MS 39047

  This 4-bedroom, 2 full bath, 2 half bath home sits on just over 1 acre in Castlewoods. You are welcomed in with soaring ceilings, a gorgeous staircase and beautiful updates throughout. NO CARPET! The family room has a beautiful stone fireplace and built ins. Your family and friends will gather here throughout the year for relaxation and fun. There is a spacious formal dining room just off the

  Kimberly Goodson Crye-Leike

  210 Haddon Cir, Brandon, MS 39047
• 

  

  /41

  $699,000

  $100K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 3,399 Sq Ft

  400 Calvary Crossing, Brandon, MS 39047

  Welcome to 400 Calvary Crossing- a stunning 5 bedroom, 3 bathroom home with a dedicated office, offering 3,399 square feet of beautifully designed living space. Built in 2022, this modern home combines contemporary finishes with thoughtful functionality throughout. Situated on 1.67 acres, you'll enjoy the perfect blend of privacy and space while still being conveniently located. Inside, the

  Tinsley Brasher Taylor Realty Group, LLC

  400 Calvary Crossing, Brandon, MS 39047
• 

  

  /4

  $698,000

  • Land
  • 31.04 Acres
  • $22,487 per Acre

  001 Stonebridge Blvd, Brandon, MS 39042

  Single-family residential development parcels located within the Stonebridge community in the Brandon area of Rankin County. Parcels are generally level with internal road access and utilities in place or readily available. Suitable for phased or clustered single-family development. The property is located near local elementary and high schools and is surrounded by existing and planned

  

  Sheila Gaskin

  Overby, Inc.

  001 Stonebridge Blvd, Brandon, MS 39042
• 

  

  /9

  $297,000

  • Land
  • 13.27 Acres
  • $22,381 per Acre

  002 Stonebridge Blvd, Brandon, MS 39042

  The property is located near local elementary and high schools and is surrounded by existing and planned residential neighborhoods, supporting continued residential growth. Convenient access is provided via Stonebridge Boulevard with connectivity to Highway 18. Parcels may be purchased individually or in combined groupings, offering flexibility for builders or investors. Group of contiguous

  

  Sheila Gaskin

  Overby, Inc.

  002 Stonebridge Blvd, Brandon, MS 39042
• 

  

  /8

  $580,000

  • Land
  • 25.91 Acres
  • $22,385 per Acre

  003 Stonebridge Blvd, Brandon, MS 39042

  The property is located near local elementary and high schools and is surrounded by existing and planned residential neighborhoods, supporting continued residential growth. Convenient access is provided via Stonebridge Boulevard with connectivity to Highway 18. Parcels may be purchased individually or in combined groupings, offering flexibility for builders or investors. Group of single family

  

  Sheila Gaskin

  Overby, Inc.

  003 Stonebridge Blvd, Brandon, MS 39042
• 

  

  /4

  $4,455,000

  • Land
  • 297 Acres
  • $15,000 per Acre

  0 0 Grants Ferry Pkwy, Brandon, MS 39042

  297+/- Acres on Grants Ferry Parkway!

  

  Madison Hill

  Southern Homes Real Estate

  0 0 Grants Ferry Pkwy, Brandon, MS 39042
• 

  

  /25

  $330,000

  $12K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,970 Sq Ft

  817 Long Leaf Cir, Brandon, MS 39042

  Beautiful designer finishes through out this CRAFTSMAN style floor plan of 3 bedroom 2 bath home featuring large open kitchen WITH GRANITE, great laundry room, and beautiful color scheme not to mention coveted location in heart of Brandon. Privacy fence backyard leading directly to walking trail and nature pond. Kitchen offers two pantries, island and coffee bar. Come see this home before you

  Kay Shelton Back Porch Realty, LLC

  817 Long Leaf Cir, Brandon, MS 39042
• 

  /2

  $399,567

  • Land
  • 25.13 Acres
  • $15,900 per Acre

  0 Grants Ferry Pkwy Unit 4140325, Brandon, MS 39042

  25+/- acres on Grants Ferry Parkway. This is perfect for a developer or someone wants land in the city limits.

  

  Madison Hill

  Southern Homes Real Estate

  0 Grants Ferry Pkwy Unit 4140325, Brandon, MS 39042
• 

  

  /58

  $399,900

  New Construction Open Wed 12PM - 3PM

  • 3 Beds
  • 2 Baths
  • 2,111 Sq Ft

  220 Freedom Ring Dr, Brandon, MS 39047

  LEASE PURCHASE AVAILABLE! Welcome to Liberte where condo living at its best awaits on you. This unit is floor plan ''C''. It is perfectly located by the tree line and that means more privacy for you when you hang out on your porch. Each individual unit has it's own 2 car garage and will share a wall with a neighbor. This concept is very appealing to those who like the idea of lock and leave .

  Victoria Prowant Southern Homes Real Estate

  220 Freedom Ring Dr, Brandon, MS 39047

Showing Results 401 - 440, Page 11 of 14