1,603

Bronx County NY Homes for Sale

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  • /9

    $169,000

    $16K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 700 Sq Ft

    4315 Webster Ave Unit 1J, Bronx, NY 10470

    Location, location, location! The Saratogian complex, Woodlawn. First floor 1 Bedroom unit with hardwood floors, kitchen with stainless steel appliances and lot of closets. Elevator and common laundry room in the building. Great location; close to public transportation, restaurants, shops, parks, etc. Waitlist for garage parking. Plenty of street parking. Bring your imagination and move right in.

    Elizabeth Brosnan ERA Insite Realty Services

    4315 Webster Ave Unit 1J, Bronx, NY 10470
  • /34

    $239,000

    $20K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 800 Sq Ft

    30 D Edgewater Park Unit D, Bronx, NY 10465

    This ranch style unit is a must see - great opportunity to create your own style to call home. Layout features: Entrance, EIK, Living room, Bathroom, Primary bedroom, 2nd bedroom/office with partial water view & door to access outside plus attic for additional storage, built-ins, closets, & shed - plus yard for entertaining and BBQ.....Enjoy the many amenities this community offers: Private

    Diane Capone Berkshire Hathaway HS NY Prop

    30 D Edgewater Park Unit D, Bronx, NY 10465
  • /45

    $1,288,000

    • 7 Beds
    • 3 Baths
    • 3,312 Sq Ft

    1188 Grant Ave, Bronx, NY 10456

    Welcome to 1188 Grant Avenue, a spacious two-family property offering approximately 3,312 square feet (23.50x72 Building Size!!) of living space in the heart of the Bronx. This versatile home is ideal for both investors and end-users, providing the opportunity to generate rental income while enjoying the comfort of your own residence. Each unit features generously sized living areas,

    Etan Hakimi Mitra Hakimi Realty Group LLC

    1188 Grant Ave, Bronx, NY 10456
  • /16

    $825,000

    $25K PRICE DROP
    • 6 Beds
    • 2 Baths
    • 3,404 Sq Ft

    1916 Osborne Place, Bronx, NY 10453

    Solid brick two-family home located in the University Heights section of the Bronx. This well-maintained duplex offers approximately 3,404 square feet of living space, configured as 3 bedrooms / 1 bath over 3 bedrooms / 1 bath, plus a full unfinished basement. Each apartment is generously sized at approximately 1,200 square feet, providing comfortable layouts suitable for owner-occupants or

    Jampa Nyandak Keller Williams Realty Group

    1916 Osborne Place, Bronx, NY 10453
  • /8

    $282,000

    • 1 Bed
    • 1 Bath
    • 800 Sq Ft

    180 van Cortlandt Park S Unit 3B, Bronx, NY 10463

    • DIRECTLY OPPOSITE VAN CORTLANDT PARK • MASSIVE 27FT LIVING ROOM • UPDATED KITCHEN AND BATH • KING-SIZED BEDROOM • The Space & Lifestyle Welcome to Unit 3B at 180 Van Cortlandt Park South, a meticulously updated and expansive one-bedroom residence. Spanning a footprint rarely seen in modern construction, this home is anchored by a sprawling 27-foot living and dining sanctuary. Bathed in natural

    Geoffrey Weiss Compass

    180 van Cortlandt Park S Unit 3B, Bronx, NY 10463
  • /2

    $1,300,000

    • 5 Baths
    • 2,512 Sq Ft

    437 Zerega Ave, Bronx, NY 10473

    437 Zerega Avenue, Bronx, NY 10473 Spacious semi-attached three-family brick home built in 2000, located in the sought-after Castle Hill / Zerega Avenue area. Ideal for investors or end-users seeking strong rental income and long-term value. Each unit features 3 bedrooms and 2 baths (1st floor has 3 BD / 1 BA), open living areas, hardwood floors, and private balconies on the upper levels. The

    john deraffele J.D. Station Plaza Realty Inc.

    437 Zerega Ave, Bronx, NY 10473
  • /6

    $169,000

    • 2 Beds
    • 1 Bath
    • 900 Sq Ft

    2023 Belmont Ave Unit 4c, Bronx, NY 10457

    Welcome to 2023 Belmont #4c 2 large bedrooms 1 full bath. Clean and immaculate. Move in ready. Located in a 6 story elevator building. hardwood floors, freshly painted, wood cabinets etc. Great for first time buyers or downsizing.

    MICHELE GAGLIARDO SI Premiere Properties

    2023 Belmont Ave Unit 4c, Bronx, NY 10457
  • /46

    $1,249,999

    • 9 Beds
    • 4 Baths
    • 3,692 Sq Ft

    430 Turneur Ave, Bronx, NY 10473

    Welcome to this Beautiful very well kept fully renovated large 2 family house with a finished basement and a separate Lot (432 turneur ave) zoned R5 included in the sale. 2nd floor has 3 bedrooms and one bath, with wooden floors and a renovated kitchen and bathroom, over 1600 sq ft fully rented at market rent. 1st floor has 3 bedrooms with 2 full bath, fully renovated kitchen and bathrooms. and

    Bryan Blanco eXp Realty

    430 Turneur Ave, Bronx, NY 10473
  • /19

    $855,000

    $34K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,448 Sq Ft

    722 E 134th St, Bronx, NY 10454

    This remodeled two-family home presents an exceptional opportunity for both investors and owner-occupants seeking value, comfort, and long-term potential. Thoughtfully updated throughout, the property features gas heat and hot water, updated electrical systems, and a roof that is approximately seven years old, offering peace of mind for years to come. Inside, you’ll find brand-new floors that add

    Tony Segno Howard Hanna NYC LLC

    722 E 134th St, Bronx, NY 10454
  • /38

    $995,000

    • 3 Beds
    • 3 Baths
    • 1,656 Sq Ft

    5618 Sylvan Ave, Bronx, NY 10471

    5618 Sylvan Avenue, a fully renovated all-brick home in the heart of North Riverdale, thoughtfully redesigned with style, light, and modern living in mind.Beautifully finished interior where brand-new hardwood floors and refined details create a warm, elevated feel throughout. The home features spacious bedrooms and bathrooms, offering both comfort and flexibility for today’s

    Vera Covali Keller Williams Realty NYC Grp

    5618 Sylvan Ave, Bronx, NY 10471
  • /20

    $1,699,000

    • 8 Beds
    • 6 Baths
    • 4,800 Sq Ft

    1162 Edison Ave, Bronx, NY 10461

    Welcome to 1162 Edison Avenue, a rare opportunity to own a well-maintained multifamily property in the highly desirable Pelham Bay section of the Bronx. Perfect for owner-occupants, investors, or multigenerational living, this oversized property offers spacious apartments, strong income potential, and exceptional amenities. The top-floor residence features a fully updated 3-bedroom, 2-bath layout

    Joe Cosentino Morris Park Realty Group

    1162 Edison Ave, Bronx, NY 10461
  • /50

    $1,099,999

    • 5 Beds
    • 2,815 Sq Ft

    604 Logan Ave, Bronx, NY 10465

    Large VACANT BRICK semi detached multi family home in Throggs Neck. House features a 3 bedroom over a 2 bedroom over a finished basement plus laundry and storage. Hardwood floors, patio, garage and nice sized yard, gas heating. Close to buses, shops and highways.

    Christina De Luca De Luca Realty Group INC

    604 Logan Ave, Bronx, NY 10465
  • /37

    $375,000

    • 2 Beds
    • 1 Bath

    5425 Valles Ave Unit 2L, Bronx, NY 10471

    Explore the wonderful charm of this beautifully renovated high-end apartment located in the highly desirable Riverdale neighborhood. This charming 2-bedroom, 1-bathroom apartment has been thoughtfully updated with new plumbing, electrical systems, new flooring, and a sleek, modern kitchen featuring stunning quartz countertops. It's packed with delightful upgrades that create a warm and inviting

    Leonard Lushi HOMEVITAL REALTY LLC

    5425 Valles Ave Unit 2L, Bronx, NY 10471
  • /7

    $230,000

    • 3 Beds
    • 1 Bath

    185 E 163rd St Unit B2, Bronx, NY 10451

    Charming and sun-filled, this three-bedroom HDFC co-op apartment is located in the heart of Concourse Village. Set in a well-maintained elevator building with a live-in super, the home combines comfort, convenience, and value. The spacious layout features beautiful hardwood floors throughout, an updated kitchen with a window, and a modern bathroom. Large windows bathe the apartment in natural

    Tuval Mor Corcoran Group

    185 E 163rd St Unit B2, Bronx, NY 10451
  • /31

    $850,000

    Open Sat 1:30PM - 3:30PM
    • 3 Beds
    • 2 Baths
    • 1,757 Sq Ft

    1210 Lakewood Place, Bronx, NY 10461

    Come see this beautiful multifamily home located in the Morris Park section of the Bronx! This well-maintained property offers comfort, space, and versatility throughout. Step into a newly renovated kitchen featuring granite/quartz countertops, stainless steel appliances, and a Sub-Zero refrigerator. The open-concept kitchen and dining area provides plenty of room for everyday living and

    Stephen Kaufman Stephen Kaufman Real Estate

    1210 Lakewood Place, Bronx, NY 10461
  • /17

    $212,000

    $50K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 960 Sq Ft

    495 E 178th St Unit 6H, Bronx, NY 10457

    .Welcome to this stunningly renovated HDFC cooperative apartment. It offers a perfect blend of modern upgrades and cozy charm. This Two bedroom, one-bathroom. The HDFC cooperative permits subleasing after two years of residency. Buyer(s) must NOT EXCEED HDFC income guidelines based on 120% AMI: 1 person - $136,080; 2 people - $155,520; 3 people - $174,960. Located in the heart of the Bronx, this

    Annerys Escarrraman Keller Williams Realty NYC Grp

    495 E 178th St Unit 6H, Bronx, NY 10457
  • /21

    $165,000

    $4K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    1966 Newbold Ave Unit 505, Bronx, NY 10472

    Welcome to HUGH GRANT GARDENS, HDFC COOPEARTIVES......Commuters Delight LOCATION...LOCATION...LOCATION....This is a One (1) bedroom H.D.F.C Coop at HUGH GRANT GARDENS centrally located at Hugh Grant Circle in the Parkchester vicinity of the Bronx. The living room offers ample space for family entertaining and leads to the terrace. Catch a burst of fresh air on your private terrace or just relax

    Mildred Valentin Howard Hanna Rand Realty

    1966 Newbold Ave Unit 505, Bronx, NY 10472
  • /6

    $275,000

    • Land
    • 2,417 Sq Ft
    • $4,954,955 per Acre

    2864 Dewey Ave, Bronx, NY 10465

    Rare standalone opportunity in the heart of Throggs Neck! This separately deeded, buildable lot (with its own BBL) is currently operating as a parking lot with capacity for 8–10 cars — generating an estimated $2,000–$2,500/month at $250 per space. Whether you hold it for income, develop it, or expand your footprint, the upside is real. Also available as a package with the adjacent house (MLS

    Yara Annechiarico At Home With Yara Realty

    2864 Dewey Ave, Bronx, NY 10465
  • /45

    $5,250,000

    $350K PRICE INCREASE
    • 7 Beds
    • 6.5 Baths

    5041 Goodridge Ave, Bronx, NY 10471

    NEW LISTING VILLANOVA HEIGHTS Grand 7-Bd. Shingle-Style Mansion with Pool & Huge, Level, Grassy Grounds This picturesque 7-bedroom, 6.5-bath, 9,000-sq.-ft., American Shingle-style mansion was built in 2015. It enjoys exquisite details and luxurious amenities, including an inground swimming pool and a huge, level, grassy backyard. Set on close to an acre of land, the home sits along a leafy street

    Arlene Trebach TREBACH REALTY INC

    5041 Goodridge Ave, Bronx, NY 10471
  • /2

    $580,000

    • 10 Beds
    • 3 Baths

    634 Coster St, Bronx, NY 10474

    3 family House short sale

    Efrain Nazario DREAM CATCHER REAL ESTATE

    634 Coster St, Bronx, NY 10474
  • /14

    $475,000

    • 3 Beds
    • 1 Bath
    • 1,044 Sq Ft

    1560 Unionport Rd Unit 3G, Bronx, NY 10462

    Fully Renovated Extra LARGE 3-Bedroom Beautiful Parkchester Condominium prime location, 1 bathroom and SQUARE KITCHEN with extra larges closets for Sale at Oval Park, this beautifully renovated three-bedroom home offers stylish upgrades and spacious interiors throughout. The residence features a newly redesigned kitchen complete with stainless steel appliances, granite countertops, modern

    Shariful Islam Parkchester Bronx Realty Inc

    1560 Unionport Rd Unit 3G, Bronx, NY 10462
  • /17

    $920,000

    • 2,842 Sq Ft

    381 E 152nd St, Bronx, NY 10455

    Well-maintained two-family home in the Melrose section of the Bronx featuring two spacious units, modern construction, and excellent income potential. Built in 2001, this property offers approximately 2,800+ sq ft of living space, separate layouts, forced-air heating, and a private lot. Conveniently located near transportation, shopping, and neighborhood amenities, this is a fantastic opportunity

    Steve Ruiz-Esparza eRealty Advisors, Inc

    381 E 152nd St, Bronx, NY 10455
  • /10

    $1,350,000

    $100K PRICE DROP
    • Land
    • 4,125 Sq Ft
    • $14,255,544 per Acre

    1375 Prospect Ave, Bronx, NY 10459

    PRIME REDEVELOPMENT LISTING - in the heart of the Bronx. 1375 Prospect Avenue is a vacant mixed-use development site situated on a 44’ x 93’ lot totaling 3,279 square feet in an R6 zoning district. The existing structure is vacant and gutted, offering a clean slate for redevelopment or repositioning. With the remainder of the lot providing additional open space and flexibility, this property

    Angel Morinigo Silverside Realty LLC

    1375 Prospect Ave, Bronx, NY 10459
  • /7

    $180,000

    $20K PRICE DROP
    • 1 Bed
    • 1 Bath

    825 Walton Ave Unit 5G, Bronx, NY 10451

    Located on the top floor, this updated one-bedroom Co-op at 825 Walton Ave #5G is filled with abundant natural sunlight and offers comfort, style, and functionality. The apartment features hardwood floors throughout, complemented by modern light fixtures that enhance the bright, welcoming atmosphere. The kitchen is equipped with stainless steel appliances, making everyday cooking easy

    Scottie Cabrera Brown Harris Stevens Residential Sales LLC

    825 Walton Ave Unit 5G, Bronx, NY 10451
  • /24

    $219,000

    $41K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    880 Boynton Ave Unit 18A, Bronx, NY 10473

    JUST LISTED! MOVE-IN READY 1 BEDROOM, 1 BATH CO-OP IN BRONX NY 10473! This BRIGHT, WELL-MAINTAINED residence offers COMFORT, VALUE, and CONVENIENCE in a HIGH-FLOOR UNIT with OPEN VIEWS. Enjoy a FUNCTIONAL LAYOUT filled with NATURAL LIGHT, creating an inviting space perfect for everyday living. The unit features a SPACIOUS BEDROOM, a CLEAN, UPDATED BATHROOM, and a PRACTICAL KITCHEN with ample

    Jeffery Duran Real Broker NY LLC

    880 Boynton Ave Unit 18A, Bronx, NY 10473
  • /8

    $210,000

    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    5444 Arlington Ave Unit G 44, Bronx, NY 10471

    This bright and inviting one bedroom co-op is located on the fourth floor in a desirable corner unit, offering open northern and western exposures with elevated views and seasonal greenery that creates a peaceful backdrop in the spring and summer months. The home features hardwood floors throughout, adding warmth and continuity to the space. Situated on a quiet residential street with no thru

    Ellen Chu Douglas Elliman Real Estate

    5444 Arlington Ave Unit G 44, Bronx, NY 10471
  • /15

    $1,100,000

    • 5 Beds
    • 3 Baths

    2298 Loring Place N, Bronx, NY 10468

    Well-maintained two-family home, perfect for investors or buyers seeking additional rental income. The first-floor unit features a spacious layout with 3 bedrooms and 2 full bathrooms, ideal for larger households or those needing extra space. Upstairs, the second-floor unit offers 2 comfortable bedrooms and 1 full bathroom.Each unit has its own private entrance, providing flexibility and

    Avi Vidas Century Homes Realty Group LLC

    2298 Loring Place N, Bronx, NY 10468
  • /8

    $129,000

    $2M PRICE DROP
    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    4200 Herkimer Place Unit 4E, Bronx, NY 10470

    Welcome to this bright and inviting 1 bedroom co-op located in the charming Woodlawn neighborhood of the Bronx. The unit is located in the well-maintained Executive House building. Features include an oversized living room with abundant natural light, a spacious bedroom, ample closet space throughout the unit, freshly painted walls, newly finished hardwood floors and a live-in Super. Minutes from

    danny lopez Lopez Realty Team Inc

    4200 Herkimer Place Unit 4E, Bronx, NY 10470
  • /26

    $180,093

    • 2 Beds
    • 1 Bath
    • 750 Sq Ft

    80 Knolls Crescent Unit 6M, Bronx, NY 10463

    2 Bedroom conveniently located in Spuyten Duyvil. Windowed Kitchen, parquet floors throughout. Maintenance includes electricity and taxes. Yearly fee for each AC. Outdoor Parking Immediately Available without a wait. Waitlist for Indoor Parking. Live in Super, Onsite Laundry, Storage and Bike Room available for a Fee. Outdoor Sitting and Play Area, convenient to many stores. Local and Express

    Christine Keaveney Robert E. Hill Inc.

    80 Knolls Crescent Unit 6M, Bronx, NY 10463
  • /9

    $149,900

    • 1 Bed
    • 1 Bath
    • 700 Sq Ft

    2081 Cruger Ave Unit 4O, Bronx, NY 10462

    Great 1 bedroom co-op apartment available as is close to Pelham parkway, Bronx Botanical Gardens, Bronx Zoo and Bronx River parkway. Train and bus transportation close by. First look expires 04/06/26.

    Paul Luciano Utopia Realty Inc.

    2081 Cruger Ave Unit 4O, Bronx, NY 10462
  • /24

    $175,000

    $10K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 725 Sq Ft

    3535 Kings College Place Unit 3F, Bronx, NY 10467

    Experience comfortable living in this inviting 1-bedroom, 1-bath apartment in the Bronx. The apartment features attractive hardwood floors and a well-designed layout. Located close to public transit, schools, and shopping, it also offers wonderful community benefits, including a park and convenient elevator access.

    Martha Lauria Keller Williams NY Realty

    3535 Kings College Place Unit 3F, Bronx, NY 10467
  • /16

    $139,000

    • 1 Bed
    • 1 Bath
    • 900 Sq Ft

    1177 Anderson Ave Unit 3B, Bronx, NY 10452

    Welcome to this spacious 1-bedroom, 1-bath co-op located in the desirable Highbridge section of the Bronx on Anderson Avenue. Situated on the 3rd floor of a charming pre-war elevator building, this home offers a comfortable layout with generously sized rooms and plenty of natural light. The spacious living area provides flexibility for both relaxing and entertaining, while the large bedroom

    Bakary Camara YourHomeSold Guaranteed Realty

    1177 Anderson Ave Unit 3B, Bronx, NY 10452
  • /44

    $889,000

    $56K PRICE DROP
    • 5 Beds
    • 4 Baths
    • 1,872 Sq Ft

    3313 Rombouts Ave, Bronx, NY 10475

    Welcome to this charming two-family home, offering spacious and bright living spaces perfect for investors. The property features a stunning duplex unit with 3 bedrooms and 2 bathrooms, providing ample room and comfort. The first-floor unit offers 2 bedrooms and 2 bathrooms, making it ideal for versatile living arrangements. Conveniently located close to all transportation options, commuting is a

    Alma Miranda Berkshire Hathaway HS NY Prop

    3313 Rombouts Ave, Bronx, NY 10475
  • /22

    $549,900

    • 2 Beds
    • 2 Baths
    • 1,089 Sq Ft

    210 Sunset Blvd Unit 12210, Bronx, NY 10473

    Welcome to Shorehaven Condominiums. Just a 2-minute walk to the ferry and located by the 27 bus line. This 2-bedroom duplex is spacious and lovely. Brand new Anderson windows and doors installed. Newly renovated. The first floor consists of kitchen, living room and half-bathroom. Second level you have 2-bedrooms with a full bathroom. Come enjoy the amenities within the complex such as tennis,

    Ishwar Rameshar YourHomeSold Guaranteed Realty

    210 Sunset Blvd Unit 12210, Bronx, NY 10473
  • /2

    $210,000

    • 2 Beds
    • 1 Bath
    • 975 Sq Ft

    9 Fordham Hill Oval Unit 4F, Bronx, NY 10468

    9 Fordham Hill OvalScheduled to be included online marketing event with auction.comFordham Hill Oval, a freshly renovated one-bedroom gem in the heart of The Bronx. This residence offers a blend of comfort, style, and convenience, creating an impeccable living experience. Genuine hardwood floors with an intricate herringbone A culinary haven, the kitchen is appointed with pristine white

    Frank Aromando Keller Williams Realty NYC Grp

    9 Fordham Hill Oval Unit 4F, Bronx, NY 10468
  • /14

    $149,999

    $50K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 964 Sq Ft

    2661 Marion Ave Unit 3C, Bronx, NY 10458

    Welcome to Fordham Terrace! This 2 bedroom is conveniently located in the heart of Fordham, just a short walk to Fordham Metro North, Fordham University, and close to all other shops and public transport. The apartment is well-kept, spacious, and has it's own dining room, two large bedrooms with plenty of closet space and an eat-in kitchen. The building itself has Laundry access and a Garage with

    Andres Sarmiento RE/MAX Distinguished Hms.&Prop

    2661 Marion Ave Unit 3C, Bronx, NY 10458
  • /20

    $199,998

    • 1 Bed
    • 1 Bath
    • 775 Sq Ft

    6200 Riverdale Ave Unit 7J, Bronx, NY 10471

    6th-floor, top-level one-bedroom co-op with open views and abundant natural light. The apartment features a smart layout with a beautifully renovated kitchen, large living room and spacious bedroom. Hard to beat this location with some of the best parks in New York city in your neighborhood, great food and many transport options all around. No current assessments. Well managed and well maintained

    Jacob Poore Reyes & Elsamad R E Group

    6200 Riverdale Ave Unit 7J, Bronx, NY 10471
  • /22

    $725,000

    $25K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 1,636 Sq Ft

    2515 Eastchester Rd, Bronx, NY 10469

    Welcome to 2515 Eastchester Road, a beautifully updated single family home in the heart of Pelham Gardens offering a bright, airy layout with spacious living areas and abundant natural light. This move-in-ready home features three generously sized bedrooms, a functional eat-in kitchen, and a huge porch off the kitchen, ideal for entertaining or relaxation. A finished walk-in apartment provides

    Errol Lewis Keller Williams Realty NYC Grp

    2515 Eastchester Rd, Bronx, NY 10469
  • /17

    $387,900

    $19K PRICE INCREASE
    • 2 Beds
    • 2 Baths
    • 1,250 Sq Ft

    3515 Henry Hudson Pkwy Unit 5G, Bronx, NY 10463

    Welcome home to this sun-filled, large two bedroom, two bath with terrace at the Briarcliff. Entry foyer opens to a spacious living room with a dining L that can be can be closed off and used as a third bedroom. Updated passthrough galley kitchen. Primary bedroom with an en suite, windowed bath. Southeast and southwest views, including Seton Park. Apartment is freshly painted; the parquet floors

    Lee Moskof Brown Harris Stevens

    3515 Henry Hudson Pkwy Unit 5G, Bronx, NY 10463
  • /2

    $620,000

    • 4 Beds
    • 3 Baths
    • 1,560 Sq Ft

    1057 E 221st St, Bronx, NY 10469

    Buyers! Investors! f you're looking for a house, this is a legal 2-family home that needs plenty of work. A Fixer-upper, project or more. First floor 3 bedroom, Second floor 2 br, Large walk out unfinished basement.

    Aliyah Simmons Howard Hanna Rand Realty

    1057 E 221st St, Bronx, NY 10469

Showing Results 441 - 480, Page 12 of 18

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