2,732

Homes for Sale near Marble Hill High School of International Studies

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  • /15

    $285,000

    • 1 Bath

    18 Massa Ln Unit C8, Edgewater, NJ 07020

    Spacious Studio with loft bedroom area, laundry in unit, all appliances included...Lovely quiet condo association...Views of NYC skyline...close to everything. Indoor parking included

    Peter Szwed Christie's International Real Estate Group-Franklin Lakes

    18 Massa Ln Unit C8, Edgewater, NJ 07020
  • /16

    $679,000

    • 4 Beds
    • 2 Baths
    • 1,176 Sq Ft

    843 E 167th St, Bronx, NY 10459

    Welcome to 843 E 167th Street, a versatile two-family home located in the Foxhurst section of the Bronx. This property features two bedrooms and one full bath on each floor, making it an excellent opportunity for a first-time buyer looking to offset expenses with rental income or for a developer seeking a prime site. Situated in an R7-1 zoning district, the property offers significant development

    Carlos Gaviria Instahomes Realty LLC

    843 E 167th St, Bronx, NY 10459
  • /7

    $485,000 Open Tue 5PM - 6:30PM

    • 2 Beds
    • 1 Bath

    474 W 158th St Unit 33, New York, NY 10032

    Situated at the intersection of Washington Heights and Hamilton Heights, this thoughtfully renovated home balances prewar charm with modern updates. A proper entry foyer opens into a generous living and dining area with hardwood floors, high ceilings, and abundant natural light flooding through the oversized windows. The windowed, eat-in kitchen features stainless steel appliances,

    Josue Gonzalez Coldwell Banker Warburg

    474 W 158th St Unit 33, New York, NY 10032
  • /34

    $750,000

    • 3 Beds
    • 2 Baths
    • 1,400 Sq Ft

    1245 Rhinelander Ave, Bronx, NY 10461

    Welcome to this stately English Tudor nestled in the highly sought-after Indian Village neighborhood. Brimming with charm and character, this semi-attached home makes a memorable first impression with its rustic wood front door and timeless curb appeal. Step inside to a welcoming foyer that leads to a sun-drenched living room featuring gleaming hardwood floors, a classic brick wood-burning

    Gino Bello Howard Hanna Rand Realty

    1245 Rhinelander Ave, Bronx, NY 10461
  • /20

    $959,000

    • 2 Beds
    • 1.5 Baths
    • 1,175 Sq Ft

    2571 Frederick Douglass Blvd Unit D, New York, NY 10030

    Beautifully renovated two bedroom duplex with one and a half bathrooms at the St Charles Condominium.The main level of this meticulously renovated condo offers bright sunny windows with eastern and western exposures. Beautiful herringbone hardwood floors and recessed lighting throughout. Newly upgraded kitchen with peninsula, dishwasher, wine refrigerator, and plenty of cabinets and

    Gian Carlos De la Cruz EXP Realty NYC

    2571 Frederick Douglass Blvd Unit D, New York, NY 10030
  • /40

    $1,499,000

    • 7 Beds
    • 5 Baths
    • 3,900 Sq Ft

    2460 1st St, Fort Lee, NJ 07024

    Location, Location, Location! Welcome to this impressive and versatile multi-family home just minutes from the GWB and one block away from Fort Lee's BLUE RIBBON number 3 school. This expansive home offers a total of 7 bedrooms and 5 bathrooms. The ground floor provides its own separate living space perfect for guests or extended members. Step inside and discover bright, open living areas

    Vanessa Robles KELLER WILLIAMS PROSPERITY REALTY

    2460 1st St, Fort Lee, NJ 07024
  • /18

    $1,149,000

    • 6 Beds
    • 2 Baths
    • 2,660 Sq Ft

    55 AKA 57 Mansion Ave, Yonkers, NY 10704

    Introducing 55 AKA 57 Mansion Avenue. This bright and spacious 2 family is located within the highly sought after Dunwoodie section of East Yonkers. Two 3 bedrooms units featuring sun filled living rooms, formal dining rooms, kitchens with stainless steel appliances, full baths and spacious bedrooms. Harwood floors and plentiful closet space throughout. Walk out lower level. Flat level rear

    Adam Macpherson RE/MAX Distinguished Hms.&Prop

    55 AKA 57 Mansion Ave, Yonkers, NY 10704
  • /16

    $400,000

    • 1 Bed
    • 1 Bath

    60 Cooper St Unit 5J, New York, NY 10034

    MINT CONDITION~BLISSFULLY QUIET ONE BEDROOMThis gorgeous home has been renovated with much love and keen attention to detail...you feel the warmth immediately.The entry foyer, adorned with graceful archways, provides the ideal spot for a home office that is separate, yet integrated into the flow of this home. Beyond is a generous living room that comfortably accommodates a large

    Kelly Cole Compass

    60 Cooper St Unit 5J, New York, NY 10034
  • /14

    $755,000

    • 1 Bed
    • 1 Bath
    • 794 Sq Ft

    220 W 148th St Unit 4G, New York, NY 10039

    UNDERSTATED ELEGANCE IN HARLEMThis gorgeous one bedroom in Harlem’s coveted PS 90 Condominium is a harmonious fusion of architectural significance and modern sophistication. Endless blue sky and southern light enhance the utter serenity of this home. Enter and be seduced.Dramatic 14 ft ceilings anchored by wide-plank DuChateau hardwood floors and 9 ft tall windows seamlessly

    Kelly Cole Compass

    220 W 148th St Unit 4G, New York, NY 10039
  • /11

    $235,000

    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    6535 Broadway Unit 2G, Bronx, NY 10471

    Experience the ultimate urban retreat in this spacious 1-bedroom co-op that lives like a 2-bedroom haven. Nestled in a prime location, it perfectly balances city convenience with nature's serenity. Enjoy views of historic Van Cortlandt Park from the comfort of your bedroom. With public transportation and parkways at your doorstep, you can effortlessly commute to downtown or escape to the great

    Daniel Joyce RE/MAX In The City

    6535 Broadway Unit 2G, Bronx, NY 10471
  • /11

    $400,000

    • 1 Bed
    • 1 Bath
    • 700 Sq Ft

    225 Bennett Ave Unit 5, New York, NY 10040

    Welcome to 225 Bennett Avenue, where timeless pre-war character meets the conveniences of modern living. This spacious corner one-bedroom home is located on a quiet, tree-lined block in Manhattan's vibrant Hudson Heights neighborhood. A gracious entry foyer with an arched doorway is the perfect spot to drop your bags after a long day. The oversized coat closet has built-in

    Ronald Hornsby Argo Residential

    225 Bennett Ave Unit 5, New York, NY 10040
  • /19

    $149,000 Open Sat 3PM - 4PM

    • 1 Bath
    • 550 Sq Ft

    2104 Holland Ave Unit 4D, Bronx, NY 10462

    $441 Maintenance! SPONSOR UNIT – NO BOARD INTERVIEW Welcome to Pelham South Cooperatives! This beautifully renovated sponsor unit offers the perfect mix of comfort, style, and affordability—with ultra-low maintenance of only $441. As a sponsor sale, no board approval is required, ensuring a smooth and stress-free purchase process. Inside, enjoy a modern open layout featuring a brand-new kitchen

    Angel Colon RE/MAX In The City

    2104 Holland Ave Unit 4D, Bronx, NY 10462
  • /22

    $199,000

    • 1 Bed
    • 1 Bath
    • 725 Sq Ft

    20 William St Unit 5H, Mount Vernon, NY 10552

    Discover refined comfort at this PET-friendly 1-bedroom, 1-bathroom apartment in the desirable Fleetwood section of Mount Vernon. Thoughtfully designed, this residence offers a blend of modern upgrades and welcoming charm.Step into the renovated bathroom, featuring sleek new fixtures and a glass-enclosed shower for a spa-like experience. The open-concept kitchen and living area creates a

    Anika Hall RE/MAX Distinguished Hms.&Prop

    20 William St Unit 5H, Mount Vernon, NY 10552
  • /21

    $299,000

    • 2 Beds
    • 1 Bath
    • 905 Sq Ft

    3875 Waldo Ave Unit 11K, Bronx, NY 10463

    Welcome to your new home at 3875 Waldo Avenue, nestled in the heart of the historic Riverdale neighborhood. This charming Junior-4, 1-bath apartment, with a flexible second bedroom, is located in the prestigious Fieldston-Riverdale Apartmentsa prewar co-op that blends timeless elegance with modern conveniences.As you step into this expansive top-floor corner unit, youre immediately

    Lisa Ortiz-Rodriguez Keller Williams NYC

    3875 Waldo Ave Unit 11K, Bronx, NY 10463
  • /25

    $229,000

    • 2 Beds
    • 2 Baths

    555 North Ave Unit 8-P, Fort Lee, NJ 07024

    Sunny and light--2 bedroom, 2 bathroom apartment in a luxury co-op.Featuring newer warm wood kitchen with pantry, entry walk in closet, dining area, living room with sliders to a spacious terrace, hall full bathroom, bedroom, primary bedroom ensuite with full bathroom. Luxury lifestyle featuring a doorman, a dedicated package room, a brand-new gym, NJ Transit bus 158 at the door. Indoor parking

    Ila Kasofsky Prominent Properties Sotheby's International Realty-Englewood Cliffs

    555 North Ave Unit 8-P, Fort Lee, NJ 07024
  • /11

    $495,000

    • 1 Bed
    • 1 Bath

    160 Cabrini Blvd Unit 7, New York, NY 10033

    A beautifully renovated 1 bed 1 bath home at 160 Cabrini Boulevard in the coveted Castle Village community of Hudson Heights.As you enter the home's generous foyer you are immediately taken by the beautifully restored, original oak herringbone floors. The foyer leads to the expansive corner sunken living room, providing the perfect setting for comfortable living and entertaining complete

    Michael Franco Compass

    160 Cabrini Blvd Unit 7, New York, NY 10033
  • /13

    $239,000

    • 2 Beds
    • 2 Baths

    326 Bridge Plaza N Unit 3E, Fort Lee, NJ 07024

    One year (12 months) of maintenance INCLUDED in sale! Welcome to this bright and spacious 2 bedroom, 2 full bathroom unit that offers an abundance of space and comfort! Large living room that's perfect for entertaining and lounging, separate dining room ideal for intimate meals or gatherings, plus a full eat-in kitchen. The HOA fee covers: taxes, heat, water, and even WiFi a€“ Parking is

    Ross Luppino RNL Realty, LLC

    326 Bridge Plaza N Unit 3E, Fort Lee, NJ 07024
  • /28

    $439,000

    • 2 Beds
    • 2 Baths

    2000 Linwood Ave Unit 6M, Fort Lee, NJ 07024

    A blank canvas on which to paint your own story. Sunny and roomy 2 BR/2 Bath condo with an extra spacious main bedroom. Hardwood parquet floors throughout the apartment. Huge entry WIC provides extra storage in addition to ample bedroom closets. Kitchen can be integrated with the generous living room and dining area. Tree top views off the terrace. East facing, you can enjoy the morning sun in

    Sandra Solomon Prominent Properties Sotheby's International Realty-Englewood Cliffs

    2000 Linwood Ave Unit 6M, Fort Lee, NJ 07024
  • /41

    $249,900

    • 1 Bed
    • 1 Bath
    • 800 Sq Ft

    1360 Midland Ave Unit 4F, Bronxville, NY 10708

    Welcome to this beautifully updated 1-bedroom co-op located in a well-maintained, elevator building with 24/7 security at the gated entry. Enjoy peace of mind with an on-site super, designated porter, and meticulously landscaped grounds.Inside, the apartment has been fully updated with a stylish kitchen featuring Bosch stainless steel appliances, newer cabinets, countertops a beautiful bright

    Cristina Gameiro Howard Hanna Rand Realty

    1360 Midland Ave Unit 4F, Bronxville, NY 10708
  • /22

    $749,000 Open Sun 2PM - 4PM

    • 2 Beds
    • 2 Baths

    600 12th St Unit 901, Palisades Park, NJ 07650

    Experience modern luxury at Trio! The most sought after corner unit is now available. This spacious 2Bed, 2Bath home(1,404 SF) offers panoramic views of NYC and the Meadowlands through wrap-around floor-to ceiling windows and soaring 10 foot ceilings. The open layout features a sleek chef's kitchen with granite island, SS appliances and custom cabinetry, flowing into spacious dining and living

    Ki Kyung Park Weichert Realtors, Fort Lee

    600 12th St Unit 901, Palisades Park, NJ 07650
  • /19

    $419,000

    • 1 Bed
    • 1 Bath

    1308 Windsor Park Ct, Englewood, NJ 07631

    Bright and sunny unit with unobstructed views in 3rd floor. Cozy 1 bedroom, 1 bathroom, walk-in closet unit in a well-maintained complex. Well-designed 871 sq ft unit with open kitchen, granite counters, breakfast bar, GE Profile stainless steel appliances, full-size washer/dryer, Brazilian Cherry floors, terrace, and spacious bedroom with Elfa walk-in closet. Enjoy garage parking, fitness

    Hae Choi Hyst Realty Group, LLC

    1308 Windsor Park Ct, Englewood, NJ 07631
  • /11

    $249,999

    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    1020 Grand Concourse Unit 5X, Bronx, NY 10451

    Welcome to 1020 Grand Concourse, a well-maintained mid-century cooperative building known for its solid construction, attentive staff, and prime location. This one-bedroom apartment, situated on the fifth floor, offers a spacious layout with plenty of natural light. While the unit needs some updating, it presents an excellent opportunity for a buyer to add personal touches and unlock its full

    Mahir Sadman EXP Realty

    1020 Grand Concourse Unit 5X, Bronx, NY 10451
  • /17

    $625,000

    • 2 Beds
    • 1 Bath
    • 1,200 Sq Ft

    880 W 181st St Unit 4D, New York, NY 10033

    BACK ON THE MARKET WITH A BRAND NEW KITCHEN, RENOVATED DECEMBER 2024, WITH WASHER AND DRYER!! Overlooking tree-filled Lafayette Plaza and the Hudson River, this pre-war north and south facing two-bedroom co-op apartment has lots of light. The open plan, renovated windowed kitchen has a breakfast bar, dishwasher, gas range Miele full-size washer and dryer, dishwasher, gas range and plenty of

    Paul Chapru Corcoran Group

    880 W 181st St Unit 4D, New York, NY 10033
  • /32

    $920,000

    • 4 Beds
    • 3 Baths
    • 1,920 Sq Ft

    3801 Sedgwick Ave, Bronx, NY 10463

    This legal two-family residence, situated in the vicinity of Riverdale, features a two-car garage and two legal outdoor parking spaces, providing a combined capacity for up to six vehicles. Each unit has a separate entrance for privacy. First Floor: 2 bedrooms, 1 full bath, open-concept layout, modern marble kitchen countertops, and washer/dryer hookups. Second & Third Floors (Duplex Unit): 2

    Jonathan Minerick HomeCoin.com

    3801 Sedgwick Ave, Bronx, NY 10463
  • /8

    $1,150,000

    • 6 Beds
    • 4 Baths
    • 2,754 Sq Ft

    841 Courtlandt Ave, Bronx, NY 10451

    3-Family Opportunity with Parking and Backyard (Home Business Potential) Located on an oversized, irregular lot in one of the Bronx’s most rapidly developing neighborhoods, this fully legal three-family residence offering exceptional versatility for investors, homeowners, and professionals alike. Whether you’re seeking an owner-occupied investor home with strong rental income or a home base for

    Jonathan Minerick HomeCoin.com

    841 Courtlandt Ave, Bronx, NY 10451
  • /22

    $899,000

    • 5 Beds
    • 2 Baths
    • 1,944 Sq Ft

    3965 Duryea Ave, Bronx, NY 10466

    Beautifully Renovated Two-Family Home in the Heart of Edenwald.Welcome to this fully renovated two-family residence located in the vibrant and well-connected Edenwald neighborhood of the Bronx. Offering a total of 1,944 square feet of thoughtfully designed living space, this home sits on a 2,500-square-foot lot, providing both comfort and functionality for homeowners and investors

    WW Realty Group Inc. WW Realty Group Inc

    3965 Duryea Ave, Bronx, NY 10466
  • /31

    $565,000

    • 2 Beds
    • 1.5 Baths
    • 1,120 Sq Ft

    3034 Mickle Ave, Bronx, NY 10469

    Welcome to this well-maintained detached single-family in Baychester, proudly cared for by the same family for four decades. Set on a generous lot, the home features a shared driveway and a full 1-car garage tucked behind the residence for added privacy. Inside, a comfortable layout includes a sunlit living room, a true separate dining room, a functional kitchen on the main level and a half bath.

    Lynette Thomas EXIT Realty Private Client

    3034 Mickle Ave, Bronx, NY 10469
  • /20

    $449,900

    • 1 Bed
    • 1.5 Baths

    3327 Riverview Ave Unit 327, Englewood, NJ 07631

    Impeccably maintained and truly move-in ready, this stunning 1BR/1.5BA unit at The M at Englewood South offers 840 sq ft of thoughtfully designed living space. Enjoy an open-concept layout with recessed ceiling lights, hardwood floors, and large windows that provide both natural light and complete privacy with serene views. The modern kitchen features granite countertops, stainless steel

    Sungwook Kim RE/MAX NOW - Norwood

    3327 Riverview Ave Unit 327, Englewood, NJ 07631
  • /23

    $850,000

    • 4 Beds
    • 3 Baths
    • 2,100 Sq Ft

    2958 Radcliff Ave, Bronx, NY 10469

    Beautifully Maintained Two-Family Brick Home in Desirable Bronx Location.Key Features:• Situated on a beautiful street in the sought-after Allerton neighborhood.• Spacious layout ideal for extended family living or rental income generation.• Fully renovated a couple of years ago with modern finishes while retaining classic brick exterior charm.• Beautiful wood floors

    George Zhun Zhang B Square Realty

    2958 Radcliff Ave, Bronx, NY 10469
  • /30

    $1,528,888

    • 3 Beds
    • 6 Baths

    1406 14th St, Fort Lee, NJ 07024

    This newer construction duplex sits in a prime Fort Lee location on a quiet dead-end, featuring an oversized layout with 6 bathrooms, a private terrace for outdoor living, and serene forest views surrounded by beautiful trees. Enjoy complete privacy, a perfect two-car garage, and the convenience of top schools and amenities just moments away.

    Youngjoo Sung RE/MAX NOW - Palisades Park

    1406 14th St, Fort Lee, NJ 07024
  • /27

    $799,999

    • 3 Beds
    • 4 Baths
    • 2,450 Sq Ft

    65 W 2nd St Unit 4, Mount Vernon, NY 10550

    NEW CONSTRUCTION!!!! 4 Level Ultra Modern, Brand New Townhomes. Ground floor/office/in-law set up, full bath. 2nd Floor: Large Kitchen/Dining, Spacious Living Room, Full bath.3rd Floor: Master Bedroom with Full Bath, 2 more bedrooms, Full bath. Common Area. Must SEE!!!! Own the Newest Property in the city! Bring All offers!!!!

    Pierre Noel Pierre Noel Jr

    65 W 2nd St Unit 4, Mount Vernon, NY 10550
  • /33

    $365,000

    • 2 Beds
    • 1 Bath
    • 1,000 Sq Ft

    3333 Henry Hudson Pkwy Unit 12M, Bronx, NY 10463

    Terrace, Views, Full Service, And Parking! This Large Junior Four Apartment Is Full Of Awesomeness. Centrally Located At The Sought-After Whitehall Building, You Will Be Greeted By The Full-Time Concierge, A Carefully Manicured Private Roof Garden And Children’s Playground, A Full-Service Gym And Indoor Swimming Pool, Not To Mention Available Parking. The Apartment Has An Eat-In Kitchen, A

    Joanne Heyman Compass Greater NY, LLC

    3333 Henry Hudson Pkwy Unit 12M, Bronx, NY 10463
  • /21

    $599,000

    • 3 Beds
    • 1.5 Baths

    188 Warren St, Englewood, NJ 07631

    Welcome to this beautifully updated 3-bedroom, 1.5-bath single-family home of comfortable living space. Every detail has been thoughtfully upgraded to combine modern convenience with timeless charm.Step inside to find a brand-new kitchen featuring sleek appliances, ample storage, and stylish finishes — perfect for both everyday meals and entertaining. The home boasts new hardwood floors

    Anthony Vella Berkshire Hathaway HomeServices Fox & Roach - Holmdel

    188 Warren St, Englewood, NJ 07631
  • /25

    $575,000

    • 3 Beds
    • 1.5 Baths

    1485 Gaylord Terrace, Teaneck, NJ 07666

    Welcome to this classic three-bedroom, 1.5-bath Colonial nestled in a sought-after Teaneck neighborhood. This warm and inviting home features beautiful wood flooring throughout, a cozy wood-burning fireplace in the living room, and a bright sunrooma€”perfect for relaxing or enjoying your morning coffee. The updated kitchen boasts SS appliances and flows into a formal dining room, great for

    CHERILYN VENTOLA Howard Hanna Rand Realty

    1485 Gaylord Terrace, Teaneck, NJ 07666
  • /18

    $249,000

    • 2 Beds
    • 1 Bath

    54 Westervelt Ave Unit B, Tenafly, NJ 07670

    Welcome to your new home in the picturesque town of Tenafly! This charming 2-bedroom co-op apartment offers a perfect blend of comfort, convenience, and community. Nestled in a serene neighborhood, this property is ideal for those seeking a peaceful yet vibrant lifestyle. Spacious Living Area: The living and dining area is perfect for entertaining guests or enjoying a quiet evening at home. Two

    Jeffrey Shapiro Coldwell Banker, Alpine/Closter

    54 Westervelt Ave Unit B, Tenafly, NJ 07670
  • /19

    $259,000

    • 2 Beds
    • 1 Bath
    • 975 Sq Ft

    4315 Webster Ave Unit 5M, Bronx, NY 10470

    Rare Sponsor Apartment ~ No Co-op Board Approval ~ Beautiful Totally Renovated Two Bedroom in the Woodlawn Heights Section of the Bronx ~ The Mid-Century Style Saratogian is a Cooperative Building Built in 1957 and Boasts Abundant Windows and Hardwood Floors ~ Large Entrance Foyer to Spacious Living Room ~ Totally Renovated Kitchen with New Cabinets-Quartz Countertops-Tile Floor and New

    Lydia Maria Petrosino ERA Insite Realty Services

    4315 Webster Ave Unit 5M, Bronx, NY 10470
  • /9

    $539,000

    • 2 Beds
    • 1 Bath

    720 W 173rd St Unit 32, New York, NY 10032

    Brand new everything! Be the first to live in this gut-renovated 2 bed 1 bath co-op drenched in sunlight overlooking J. Hood Park. Windowed kitchen features white shaker cabinetry, stainless steel appliances, and quartz counters. 2 king sized bedrooms with ample closet space and stunning park views. Bathroom received a full renovation, with classic tile finishes, Delta fixtures and plenty of

    Blake Byczek Corcoran Group

    720 W 173rd St Unit 32, New York, NY 10032
  • /21

    $398,000

    • 3 Beds
    • 1.5 Baths
    • 1,067 Sq Ft

    751 Saint Ann's Ave Unit 51D, Bronx, NY 10451

    Welcome to Melrose Court Condominiums!Now available is a beautifully renovated 3-bedroom, 1.5-bath duplex apartment ready for you to move right in.The main level features a spacious open-concept living and dining area, perfect for entertaining family and friends, along with a newly updated kitchen with stone countertops. A convenient half bath and a versatile bedroom that fits a full-size

    Harold Baez Charles Rutenberg Realty, Inc.

    751 Saint Ann's Ave Unit 51D, Bronx, NY 10451
  • /25

    $725,000

    • 5 Beds
    • 3 Baths
    • 2,200 Sq Ft

    112 S 7th Ave, Mount Vernon, NY 10550

    Well-maintained duplex in a desirable location featuring spacious units with great potential. Conveniently situated near local amenities, shopping, dining, and transportation. Excellent opportunity for investors or owner-occupants looking for rental income in a prime area.

    Stephen Mele Houlihan Lawrence Inc.

    112 S 7th Ave, Mount Vernon, NY 10550
  • /27

    $420,000

    • 2 Beds
    • 1 Bath

    248 Village Circle Dr, Fort Lee, NJ 07024

    Welcome to Westgate, one of Fort Leea€TMs most desirable gated communities!This bright and well-maintained condo offers the perfect blend of convenience and resort-style living, all with an exceptionally low monthly maintenance fee of only $297. An inviting layout with hardwood floors throughout, central air conditioning, and an in-unit washer and dryer for added comfort. One assigned parking

    Hongjuan An Prominent Properties Sotheby's International Realty-Englewood Cliffs

    248 Village Circle Dr, Fort Lee, NJ 07024

Showing Results 281 - 320, Page 8 of 18

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