Bulverde, TX Homes for Sale with Garage

• 

  Price To Be Determined

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,696 Sq Ft

  The Newman Plan at Belle Oaks, Bulverde, TX 78163

  Sitterle Homes Builder

  955 Belle Oaks Blvd Unit 36450961, Bulverde, TX 78163
• 

  

  

  /28

  $417,500

  $8K PRICE DROP

  • 5 Beds
  • 3.5 Baths
  • 2,678 Sq Ft

  3814 Copper River, Bulverde, TX NULL

  Nestled in the highly sought-after Copper Canyon community and zoned to top-rated Johnson Ranch Elementary, Bulverde Middle School, and Pieper High School, this stunning D.R. Horton Landry floor plan offers nearly 2,700 square feet of thoughtfully designed living space with 5 bedrooms, 3.5 bathrooms, and exceptional Hill Country views. A charming covered front porch welcomes you into the grand

  Patrick Conway Keller Williams City-View

  3814 Copper River, Bulverde, TX NULL
• 

  

  

  /3

  $936,900

  New Construction

  • 4 Beds
  • 6 Baths
  • 4,296 Sq Ft

  4296W Plan at Johnson Ranch - 70', Bulverde, TX 78163

  Grand two-story entryway with a center fireplace that opens into the heart of the home. A private guest room with full bathroom is off the main entry. As you enter the family room you are greeted by a wall of windows and extended ceilings. The dining room is off the family room and allows convenient access to the kitchen through the butler's pantry. A large center island with built-in seating,

  Perry Homes Builder

  3505 Agarita Pass Unit 39877534, Bulverde, TX 78163
• 

  

  

  /50

  $1,999,900

  • 4 Beds
  • 3.5 Baths
  • 4,487 Sq Ft

  29940 Beck Rd, Bulverde, TX 78163

  Majestic Hill Country Estate on Over 9 Acres | Sweeping Vistas | Resort-Style Living Set atop more than 9 acres of rolling Hill Country in Bulverde, 29940 Beck Rd. is a one-of-a-kind custom estate offering breathtaking panoramic views from nearly every room. Mature trees, gentle slopes, and elevated positioning create unmatched privacy while capturing expansive vistas of the surrounding

  Ronald Woodall The Woodall Group of Texas

  29940 Beck Rd, Bulverde, TX 78163
• 

  $511,990

  New Construction

  • 3 - 4 Beds
  • 3.5 - 4.5 Baths
  • 2,830 Sq Ft

  Plan 2830 at The Meadows at Ventana, Bulverde, TX 78163

  The 2830 floorplan is a new construction 1.5 story home from the prestigious Texas Homes Luxury Garden Home series. This opulent abode boasts four bedrooms, three full baths, and a two-car garage, ensuring ample space for both comfort and convenience. The entrance through the foyer and extended entryway, adorned with lofty ceilings, sets a tone of grandeur. Continuing through, you'll pass bedroom

  Texas Homes Builder

  2918 Blenheim Park Unit 40631705, Bulverde, TX 78163
• 

  

  /50

  $8,000,000

  • 6 Beds
  • 8 Baths
  • 6,774 Sq Ft

  34000 Smithson Valley Rd, Bulverde, TX 78163

  Nestled beneath a canopy of majestic heritage Texas live oaks, this exceptional Mediterranean-inspired estate blends old-world craftsmanship with resort-style living. A grand covered entry welcomes guests with cantera stone columns, a striking brick barrel-vault ceiling, and imported terracotta flooring that showcase the home's authentic Spanish architecture. Designed for relaxation &

  Tamarah Curtis Creighton Realty Partners, LLC

  34000 Smithson Valley Rd, Bulverde, TX 78163
• 

  

  /17

  $449,900

  $20K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,365 Sq Ft

  3116 Skipton Park, Bulverde, TX 78163

  Beautiful Highland built one-story home backing to a peaceful greenbelt, offering privacy and scenic views. This well-designed floor plan features 3 bedrooms, 2.5 baths, a private study, and a media room. The spacious island kitchen showcases quartz countertops, stainless steel appliances, abundant cabinetry, and opens seamlessly to the main living area-perfect for entertaining. The split primary

  Ken Wright Nationwide Real Estate Company

  3116 Skipton Park, Bulverde, TX 78163
• 

  

  /82

  $1,490,000

  $10K PRICE DROP

  • 4 Beds
  • 5 Baths
  • 4,576 Sq Ft

  30044 Cloud View Dr, Bulverde, TX 78163

  Perched high above the Texas Hill Country, The Cloud House of Bulverde lives up to its name-an ethereal retreat where the clouds meet the hills, and every sunrise feels like a painting. Set on over three private acres with minimal HOA, this architectural masterpiece combines elevated design with natural serenity, just 15 minutes from San Antonio and within the highly acclaimed Comal ISD.

  Malina Bercher Kuper Sotheby's Int'l Realty

  30044 Cloud View Dr, Bulverde, TX 78163
• 

  

  /48

  $905,000

  • 3 Beds
  • 3.5 Baths
  • 3,570 Sq Ft

  30330 Saddleridge Dr, Bulverde, TX 78163

  Hill Country Living in Saddleridge- Nestled on 1.6 beautifully manicured acres in the gated community of Saddleridge, this meticulously maintained custom one-story home offers breathtaking Hill Country views, mature oak trees, and timeless charm. 3 Bedrooms | 3.5 Bathrooms / Dedicated Office + Game Room/Den + All-Season Sunroom / Spacious Living Room with Wood-Burning Fireplace. Granite Kitchen

  Jennifer Ward Keller Williams Legacy

  30330 Saddleridge Dr, Bulverde, TX 78163
• 

  $482,990

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,305 Sq Ft

  Plan 2305 at The Meadows at Ventana, Bulverde, TX 78163

  The Texas Homes 2305 Plan, a distinguished offering from the Luxury Garden Home series, redefines single-story living with its spacious and thoughtfully designed layout. This luxurious home features four bedrooms and three full baths, providing an abundance of space for both comfort and convenience. As you approach the entrance, you're welcomed by an extended entryway that takes you past the

  Texas Homes Builder

  2918 Blenheim Park Unit 40631678, Bulverde, TX 78163
• 

  

  /4

  Price To Be Determined

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,520 Sq Ft

  The Calais Plan at Belle Oaks, Bulverde, TX 78163

  Sitterle Homes Builder

  955 Belle Oaks Blvd Unit 36457406, Bulverde, TX 78163
• 

  

  /31

  $1,049,900

  $50K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 3,521 Sq Ft

  722 Post Oak Ridge Way, Bulverde, TX 78163

  * * * OPEN HOUSE: Sunday 9/20 from 1 PM to 4 PM * * * A quiet sense of luxury defines this custom home in Belle Oaks. Set on an acre at the end of a cul-de-sac, the architecture favors openness without sacrificing intimacy, with high ceilings, long sightlines, and natural light shaping the interiors throughout the day. Warm finishes and custom details soften the clean lines, while the open living

  Cosmin Trif Keller Williams City-View

  722 Post Oak Ridge Way, Bulverde, TX 78163
• 

  

  /27

  $334,900

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,917 Sq Ft

  31832 Christmas Rose, Bulverde, TX 78163

  Welcome home! Inside, you'll find a bright, open layout anchored by a stunning kitchen featuring crisp white cabinetry, quartz countertops, stainless steel appliances, gas cooking, a walk-in pantry, and a large island that keeps everyone connected. Whether you're entertaining guests or enjoying a quiet night in, this home was designed for bringing people together. In addition to three spacious

  Kendra Townsend Jason Mitchell Real Estate Tex

  31832 Christmas Rose, Bulverde, TX 78163
• 

  /2

  $1,124,900

  New Construction $101K PRICE DROP

  • 4 Beds
  • 4.5 Baths
  • 3,365 Sq Ft

  1125 Portnall Place Rd, Bulverde, TX 78163

  The front porch opens into a welcoming entryway with an 11-foot tray ceiling. French doors open into the secluded home office. A private guest suite with a full bathroom and access to the utility room is off the main hallway. As you enter the oversized family room you are greeted by a warming wood mantel fireplace and sliding glass doors that provide ample natural light, and a view of the

  Perry Homes Builder

  1125 Portnall Place Rd, Bulverde, TX 78163
• 

  

  /56

  $1,000,000

  • 5 Beds
  • 4 Baths
  • 3,238 Sq Ft

  3024 Fallbrook Manor, Bulverde, TX 78163

  Privacy, versatility, and true Hill Country living come together on approximately 5 secluded acres in Bulverde.Beyond the private gated entrance, 3024 Fallbrook Mnr offers a rare combination: a spacious 5-bedroom main residence, a fully equipped separate guest house with its own private driveway and entrance/exit, and room to enjoy the land, wildlife, and quiet that make acreage living so

  Kendra Townsend Jason Mitchell Real Estate Tex

  3024 Fallbrook Manor, Bulverde, TX 78163
• 

  

  /50

  $1,100,000

  $100K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 3,394 Sq Ft

  32746 Stahl Ln, Bulverde, TX 78163

  **Listed $425,000 under county appraised value** Located behind a long private drive and electronic gate, this custom one story Hill Country home, built in 2016 and with no HOA, offers privacy and convenience on 6.5 acres. A detached 1,200 sq ft metal building offers flexibility for car enthusiasts, hobbies, equipment storage or a workshop, in addition to the three car garage. Built for

  Cat Lodge Kuper Sotheby's Int'l Realty

  32746 Stahl Ln, Bulverde, TX 78163
• 

  

  /4

  $1,042,900

  New Construction

  • 4 Beds
  • 4.5 Baths
  • 3,850 Sq Ft

  3850A Plan at Johnson Ranch - Half Acre, Bulverde, TX 78163

  An oversized front porch welcomes you into the entryway. A private home office with French doors overlooks the front yard. Two secondary bedrooms each with their own bathroom and walk-in closet is right off the main hallway. As you enter the kitchen you are greeted by the island with built-in seating and an oversized pantry. The dining area offers warming light into the space from the three large

  Perry Homes Builder

  31184 Clover Pass Unit 39891318, Bulverde, TX 78163
• 

  

  /3

  $901,900

  New Construction

  • 5 Beds
  • 7 Baths
  • 4,347 Sq Ft

  4347W Plan at Johnson Ranch - 70', Bulverde, TX 78163

  A grand two-story entryway is embraced by a curved staircase and rotunda ceiling. French doors lead to the private home office. Past the utility room you enter into the vast family room lined with a wall of windows and a warming fireplace. The morning area allows access to the covered backyard patio and connects to the kitchen. An island with built-in seating, a large walk-in pantry, butler's

  Perry Homes Builder

  3505 Agarita Pass Unit 39877554, Bulverde, TX 78163
• 

  

  /41

  $699,000

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,099 Sq Ft

  1325 Old Boerne Rd, Bulverde, TX 78163

  Experience the charm of Texas Hill Country living on this 6.69-acre property in Bulverde. This 3-bedroom, 2-bath home features an open floor plan with plenty of natural light and a comfortable layout that makes everyday living and entertaining easy. Enjoy beautiful Hill Country views from the spacious back porch, where you can relax and take in the peaceful surroundings. The acreage offers plenty

  Stephen Luman Home Team of America

  1325 Old Boerne Rd, Bulverde, TX 78163
• 

  

  /4

  $1,073,900

  New Construction

  • 4 Beds
  • 4.5 Baths
  • 3,850 Sq Ft

  3850A Plan at Thornebrook 1 Acre, Bulverde, TX 78163

  An oversized front porch welcomes you into the entryway. A private home office with French doors overlooks the front yard. Two secondary bedrooms each with their own bathroom and walk-in closet is right off the main hallway. As you enter the kitchen you are greeted by the island with built-in seating and an oversized pantry. The dining area offers warming light into the space from the three large

  Perry Homes Builder

  1131 Sirockham Blvd Unit 39888327, Bulverde, TX 78163
• 

  

  /14

  $440,000

  $50K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,809 Sq Ft

  3780 Cremini Dr, Bulverde, TX 78163

  ***INTEREST RATE BUY DOWN!!! Get a 4.625 rate with this lender paid program. Buyer pays NOTHING forthis low rate!!! Financing must go through Alta Home Lending*** ***SO MANY EXTRAS, PRICE REDUCED $30,000 AND SELLER IS OFFERING $5000 TOWARDS BUYERS CLOSING COSTS*** Come see this fabulous listing in the hill country community of Johnson Ranch in Bulverde! Close to San Antonio but just far enough

  Lori Swinger Acquire Real Estate

  3780 Cremini Dr, Bulverde, TX 78163
• 

  /2

  Price To Be Determined

  New Construction

  • 4 Beds
  • 4 Baths
  • 3,267 Sq Ft

  The Malibu Plan at Belle Oaks, Bulverde, TX 78163

  Sitterle Homes Builder

  955 Belle Oaks Blvd Unit 36502184, Bulverde, TX 78163
• 

  

  /38

  $499,900

  • 5 Beds
  • 4 Baths
  • 2,537 Sq Ft

  32381 Lavender Cove, Bulverde, TX 78163

  Welcome to 32381 Lavender Cove, located in the highly sought-after gated community of Johnson Ranch. This thoughtfully designed single-story home offers 4 bedrooms, 4 full bathrooms, and a flexible floor plan ideal for today's lifestyle. As you enter, custom French barn doors create a private guest wing with two secondary bedrooms and a full bath. A third bedroom with an adjacent full bath

  Florence Holder Real Broker, LLC

  32381 Lavender Cove, Bulverde, TX 78163
• 

  

  /11

  $996,900

  New Construction

  • 5 Beds
  • 7 Baths
  • 4,994 Sq Ft

  4994W Plan at Johnson Ranch - 70', Bulverde, TX 78163

  Step off the front porch and through the grand entryway, where a stunning 16-foot ceiling welcomes you. The main hallway leads to a private guest suite, complete with a walk-in closet and a glass-enclosed shower. The formal dining room is perfectly positioned adjacent to the curved staircase leading to the second floor. The centerpiece of the home is the two-story family room, featuring a

  Perry Homes Builder

  3505 Agarita Pass Unit 39877552, Bulverde, TX 78163
• 

  

  /46

  $1,399,000

  Open Sat 12PM - 2PM $301K PRICE DROP

  • 5 Beds
  • 4.5 Baths
  • 4,359 Sq Ft

  450 Georg Oaks, Bulverde, TX 78163

  Price dropped over $200k !! Welcome to the Texas Hill Country! Amazing 9 acres, limited restrictions, Main 5-bedroom home with 2 master bedrooms up/down, office, 2 living areas plus 3-bedroom Mother-in-law detached suite, and a detached 1-bedroom Studio, outdoor kitchen, palapa with pizza/bread brick oven, chicken coop and very productive chickens, huge shop will fulfil any man's dream. Metal

  Azucena Chiu Vortex Realty

  450 Georg Oaks, Bulverde, TX 78163
• 

  

  /51

  $1,675,000

  • 5 Beds
  • 3.5 Baths
  • 4,353 Sq Ft

  1101 Montecito, Bulverde, TX 78163

  BYPASS THE BUILD TIME. The only available acreage estate in the highly coveted Monteola community has officially arrived. Why endure an 18-24 month construction process when you can secure this perfected architectural masterpiece and close in 30 days sooner. Masterfully curated on over 5.28 pristine acres, this single-story sanctuary boasts nearly 5,000 square feet of bespoke luxury living. The

  Whitney Robinson Real Broker, LLC

  1101 Montecito, Bulverde, TX 78163
• 

  

  /6

  $599,900

  New Construction

  • 4 Beds
  • 3 Baths
  • 3,073 Sq Ft

  HILL II Plan at Ventana - 60's, Bulverde, TX 78163

  The Hill II is a stunning 4-bedroom home featuring an open living triangle that seamlessly connects the kitchen, dining, and family room. Enjoy a dedicated media room for entertainment, a private study for work or relaxation, and a spacious covered patio perfect for outdoor living.

  Drees Homes Builder

  3037 Ashby Park St Unit 40078310, Bulverde, TX 78163
• 

  

  /4

  $1,061,900

  New Construction

  • 4 Beds
  • 4.5 Baths
  • 3,906 Sq Ft

  3906A Plan at Thornebrook 1 Acre, Bulverde, TX 78163

  Featured on a half acre homesite. The front porch opens into the main entryway which features a 13-foot tray ceiling. French doors lead into the home office which overlooks the front yard. As you enter the kitchen you are greeted by an open concept living space which features an island with built-in seating, an oversized walk-in pantry, and butler's pantry which connects to the dining room. The

  Perry Homes Builder

  1131 Sirockham Blvd Unit 39888356, Bulverde, TX 78163
• 

  

  /21

  $292,000

  $3K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,260 Sq Ft

  32022 Shrubland Dr, Bulverde, TX 78163

  Welcome to your gateway to homeownership in beautiful Bulverde! This well-cared-for 3-bedroom, 2-bath home offers a bright, open-concept layout that makes everyday living feel comfortable and connected. The inviting living area features warm wood beam accents and flows seamlessly into the kitchen and dining space. The kitchen brings plenty of personality with white cabinetry, stainless steel

  Kimberly Gonzalez Keller Williams Legacy

  32022 Shrubland Dr, Bulverde, TX 78163
• 

  

  /3

  $691,990

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,957 Sq Ft

  Harper Plan at Johnson Ranch, Bulverde, TX 78163

  This elegant single-story layout combines open living with private retreats. The great room flows into the kitchen and breakfast area, perfect for entertaining, while a covered patio extends outdoor living. A gallery entry leads to a spacious primary suite with a luxurious bath and walk-in closet. Additional bedrooms, a study, and smart storage make this home both functional and stylish.

  Beazer Homes Builder

  31040 Clover Pass Unit 38610695, Bulverde, TX 78163
• 

  

  /33

  $549,000

  $11K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,551 Sq Ft

  3034 Agar Park, Bulverde, TX 78163

  BETTER THAN WAITING FOR NEW CONSTRUCTION! 3034 Agar Park is a 2024-built home for sale in the Ventana community offering 4 bedrooms, 3 baths, 2,559 square feet, modern finishes, and the convenience of a completed home without the construction wait. The bright, open-concept floor plan connects the living room, kitchen, and dining areas, creating a functional layout for everyday living and

  Todd Spencer eXp Realty

  3034 Agar Park, Bulverde, TX 78163
• 

  

  /36

  $556,900

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,563 Sq Ft

  EMILY Plan at Ventana - 60's, Bulverde, TX 78163

  The Emily is an open floor plan living triangle with a large kitchen, dining room, and family room. The kitchen features a walk-in pantry, and the great room overlooks a spacious backyard covered patio. Working from home? Enjoy a private home office. The Emily includes four bedrooms and three bathrooms. You can customize this floor plan by adding an optional half-bath near the family room. The

  Drees Homes Builder

  3037 Ashby Park St Unit 36467971, Bulverde, TX 78163
• 

  $464,990

  New Construction

  • 3 Beds
  • 3 Baths
  • 2,110 Sq Ft

  Plan 2110 at The Meadows at Ventana, Bulverde, TX 78163

  The Texas Homes' new construction 2110 floorplan from the Luxury Garden Homes series, redefines elegance and functionality. This three-bedroom, three-full-bath residence is a testament to thoughtful design. Upon entering through the inviting entryway and extended entry with high ceilings, you'll pass by the third bedroom, offering a private retreat for guests or family members. The heart of the

  Texas Homes Builder

  2918 Blenheim Park Unit 40631662, Bulverde, TX 78163
• 

  

  /42

  $860,000

  $55K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 3,824 Sq Ft

  5990 Temerity Way, Bulverde, TX 78163

  Hassle Free Texas Acreage! Tucked away in a quiet cul-de-sac, this meticulously maintained, one-owner home offers sweeping views for miles and exceptional privacy surrounded by mature trees. Land takes care of itself, and your only responsibility is to enjoy. Thoughtfully designed living space, this home features a flexible layout with a dedicated office, elegant library with built-in bookcases,

  Dana Phillips Phillips & Associates Realty

  5990 Temerity Way, Bulverde, TX 78163
• 

  

  /49

  $822,500

  $2K PRICE DROP

  • 6 Beds
  • 3 Baths
  • 3,600 Sq Ft

  1342 Freshwater Dr, Bulverde, TX 78163

  Experience refined Hill Country living in this exceptional custom-built luxury residence featuring 6 spacious bedrooms, 3 full bathrooms, and an impressive blend of elegance, comfort, and craftsmanship. Designed to impress, this stunning home showcases soaring ceilings, expansive living spaces, and upscale finishes throughout, creating an atmosphere that is both grand and inviting. Step inside to

  Yesenia Quevedo AXIS Brokerage

  1342 Freshwater Dr, Bulverde, TX 78163
• 

  

  /35

  $995,000

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,983 Sq Ft

  34753 Carries Creek Dr, Bulverde, TX 78163

  ASK ABOUT OUR CURRENT INCENTIVES! Experience elevated Hill Country living in this stunning new construction home located in the highly sought-after Belle Oaks community. Photos shown are of the same floorplan but a different home. This home is projected to be completed by July 2026. Situated on a spacious homesite surrounded by mature trees, this beautifully designed residence offers the perfect

  Ivan Fraire Fraire Realty Group, INC.

  34753 Carries Creek Dr, Bulverde, TX 78163
• 

  

  /59

  $599,900

  $150K PRICE DROP

  • 6 Beds
  • 3.5 Baths
  • 3,664 Sq Ft

  2807 Casey Rd, Bulverde, TX 78163

  Rare Hill Country opportunity with room to live, expand, and create the lifestyle you want. Set on a huge lot with no HOA, this remarkable Bulverde property offers space, flexibility, and future potential that is hard to find. This beautifully updated home features a full apartment/mother-in-law suite on the first floor, making it ideal for multi-generational living, guests, rental potential, or

  Robert Gomez Keller Williams Heritage

  2807 Casey Rd, Bulverde, TX 78163
• 

  

  /48

  $720,000

  • 4 Beds
  • 2.5 Baths
  • 2,882 Sq Ft

  5913 Temerity Way, Bulverde, TX 78163

  Incredible views with this amazing home and room to roam and experience nature. This 4 bedroom-2.5 bath home has a light and airy feel with the primary bedroom downstairs and additional bedrooms up. There are two living spaces, both open up to a balcony or wrap around deck with views that you have to see to believe. Nice updates throughout make it a beautifully neutral pallet for your touches.

  Lori Garcia RE/MAX GO - NB

  5913 Temerity Way, Bulverde, TX 78163
• 

  

  /24

  $446,000

  $5K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,852 Sq Ft

  1655 Houghton Park, Bulverde, TX 78163

  Welcome To 1655 Houghton Park, Where Beautiful Hill Country Living Starts In Your Own Backyard. With A Wooded Greenbelt Behind The Home, An Upgraded Back Porch, High-End Interior Finishes, And A Neighborhood Filled With Things To Do, This Bulverde Home Gives You Plenty Of Reasons To Love Staying Home And Just As Many Reasons To Get Out And Explore. Inside, The Kitchen Is Built Around A Large

  Kendell Liden eXp Realty

  1655 Houghton Park, Bulverde, TX 78163
• 

  

  /43

  $559,000

  $21K PRICE DROP

  • 5 Beds
  • 4 Baths
  • 3,331 Sq Ft

  1660 Allington Park, Bulverde, TX 78163

  Motivated sellers-bring us an offer! This beautiful Highland home in Ventana has the space and layout everyone is looking for. With 5 bedrooms, 4 full bathrooms, a dedicated office, 2 living areas, and 2 dining spaces, there is truly room for everyone. The primary suite and a second bedroom with a full bath are both downstairs, making it perfect for guests or multigenerational living. The kitchen

  Katerina Klein RE/MAX GO - NB

  1660 Allington Park, Bulverde, TX 78163

Showing Results 281 - 320, Page 8 of 9