536

Bulverde, TX Homes for Sale

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  • /47

    $784,900

    $10K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 3,226 Sq Ft

    31027 Charolais Way, Bulverde, TX 78163

    Hill Country Luxury Redefined in Johnson Ranch - 1-Story Perry home Estate Backing to Greenbelt! Welcome to luxury living in the highly sought-after Johnson Ranch community in Bulverde! This stunning 3,205 SF single-story home offers 4 spacious bedrooms, 3 full baths, a 3-car garage, and an extended driveway-perfectly blending elegance, comfort, and functionality. From the moment you step through

    James Ynclan Global Realty Group

    31027 Charolais Way, Bulverde, TX 78163
  • /16

    $950,000

    $25K PRICE DROP
    • Land
    • 15.96 Acres
    • $59,542 per Acre

    32539 Tierra Robles Dr, Bulverde, TX 78163

    Almost 16 acres - AG EXEMPT! Located between 3351 and Blanco on W. Ammann road inside Hwy 46... Escape to Pradera Ranch and enjoy the stars again! Tract 4 is unique. We refer to it as the "Post Oak Forest" 15.95 +/- acres. Tract 4 has serene shady native grasslands with hundreds of Post Oak trees...gently rising eastward onto gently sloping limestone outcrop with more and more Live Oak trees!

    Kimberly Wallace Keller Williams City-View

    32539 Tierra Robles Dr, Bulverde, TX 78163
  • /4

    $535,000

    • Land
    • 5.05 Acres
    • $105,941 per Acre

    1 Bergwald, Bulverde, TX 78163

    With the primary goal of preservation of nature, Bergwald is a 22 lot master planned exclusive gated community with 5+ acre heavily-wooded lots near the charming town of Bulverde, Texas. The secluded lots, with no road frontage or noise, range from Hilltop views overlooking Camp Bullis to flatter lots with numerous oak trees. Bergwald is conveniently located at Blanco and Ammann Rd minutes from

    Chris Mueller Mueller Ventures LLC

    1 Bergwald, Bulverde, TX 78163
  • /3

    $1,379,900

    New Construction
    • 5 Beds
    • 8 Baths
    • 6,321 Sq Ft

    6321A Plan at Johnson Ranch - Half Acre, Bulverde, TX 78163

    Featured on a 1 acre homesite. Representative Images. Features and specifications may vary by community.

    Perry Homes Builder
    31184 Clover Pass Unit 39891266, Bulverde, TX 78163
  • /2

    $1,365,900

    New Construction
    • 4 Beds
    • 6 Baths
    • 3,906 Sq Ft

    908 Remine Creek Blvd, Bulverde, TX 78163

    Featured on a half-acre homesite. The front porch opens into the main entryway, which features a 13-foot tray ceiling and hardwood floors that flow into the home office, game room, primary bedroom, and throughout the main living areas. French doors lead into the home office which overlooks the front yard. As you enter the kitchen you are greeted by an open concept living space which features a

    Perry Homes Builder
    908 Remine Creek Blvd, Bulverde, TX 78163
  • /18

    $544,679

    New Construction $3K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,632 Sq Ft

    2990 McKinnie Park, Bulverde, TX 78163

    The 2632 floorplan is a new construction 1.5 story home from the prestigious Texas Homes Luxury Garden Home series. This floorplan boasts an impressive layout with 4 bedrooms and 3 full baths. As you step into this home, you'll be greeted by a spacious entry, with the adjacent formal dining room. This dining space also offers a seamless connection to the kitchen through the convenient butler's

    Texas Homes Builder
    2990 McKinnie Park, Bulverde, TX 78163
  • /3

    $906,900

    New Construction
    • 5 Beds
    • 4.5 Baths
    • 4,773 Sq Ft

    4773W Plan at Johnson Ranch - 70', Bulverde, TX 78163

    Welcoming front porch opens into the two-story entryway. The large dining room is just off the entrance. As you walk past the curved staircase you enter the living areas. The family room features a fireplace and wall of windows. The kitchen has an island with built-in seating, an oversized pantry, and access to the utility room. The morning area connects the space with ample natural light. The

    Perry Homes Builder
    3505 Agarita Pass Unit 38262396, Bulverde, TX 78163
  • /4

    $199,999

    $15K PRICE DROP
    • Land
    • 1.99 Acres
    • $100,553 per Acre

    32921 Aubry Way, Bulverde, TX 78163

    Discover the perfect setting for your new home on this approximately 2-acre lot, ideally located just minutes from Bulverde and Spring Branch. Enjoy the convenience of nearby shopping, dining, and schools while still savoring the peace and privacy of country living. Mature trees are scattered throughout the property, offering multiple building sites and the opportunity to create a secluded

    Matthew Perez Hecht Real Estate Group

    32921 Aubry Way, Bulverde, TX 78163
  • /19

    $183,400

    • Land
    • 1.22 Acres
    • $150,328 per Acre

    785 Ansley Home, Bulverde, TX 78163

    Build your dream home just down the street from the Belle Oaks community pool and amenity center ~ on this 1.22 acre level and cleared lot, located on the corner. This fantastic location offers the ability to walk to the pool or sports courts! This level and larger lot provides room for a main house and a casita if desired, no problem placing your backyard pool, outdoor kitchen, firepit or any

    Kimberly Jakubik-shoemake Keller Williams Heritage

    785 Ansley Home, Bulverde, TX 78163
  • /31

    $750,000

    Open Sun 2PM - 4PM $35K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 3,366 Sq Ft

    31006 Charolais Way, Bulverde, TX 78163

    **VA Assumable Loan @ 3% & Closing Cost Assistance considered with acceptable offer** With a refrigerator, washer, dryer and a Generac 24kW generator included, this is the home that you have been waiting to see! Located in the gated La Creciente section of Johnson Ranch, this well-appointed Sitterle home exudes Hill Country charm. Set on a generous lot, this home offers open concept living with a

    Virginia Aaron Cornerstone Properties

    31006 Charolais Way, Bulverde, TX 78163
  • /34

    $180,000

    • Land
    • 1.07 Acres
    • $168,224 per Acre

    775 Green Gate, Bulverde, TX 78163

    Nestled on a quiet cul-de-sac in the highly sought-after Belle Oaks community, this beautiful 1.07-acre homesite offers the perfect combination of peaceful Hill Country living and modern neighborhood amenities. The relatively level lot is dotted with mature oak trees, creating a picturesque setting and the ideal canvas to bring your dream home to life. Conveniently located just down the street

    Michael Lugo eXp Realty

    775 Green Gate, Bulverde, TX 78163
  • /93

    $2,100,000

    • 7 Beds
    • 5.5 Baths
    • 5,254 Sq Ft

    993 Jenny Leigh Trail, Bulverde, TX 78163

    Experience a rare expression of single-level Hill Country living at 993 Jenny Leigh Trail, an expansive estate in Bulverde's Belle Oaks Ranch. Completed in 2022 and positioned on approximately 1.57 acres, the residence offers 5,254 square feet arranged with exceptional attention to privacy, scale, and everyday livability. The floor plan creates a compelling balance between impressive gathering

    Janet Hurt Keller Williams Heritage

    993 Jenny Leigh Trail, Bulverde, TX 78163
  • /2

    $957,995

    New Construction
    • 4 - 5 Beds
    • 4.5 Baths
    • 3,991 Sq Ft

    Viren Plan at Thornebrook, Bulverde, TX 78163

    The Viren instantly impresses with a front porch and foyer that presents views of the stunning main living area. The open floor plan seamlessly connects the great room with fireplace to the casual dining area and spacious covered patio. The well-appointed kitchen features plenty of counter and cabinet space as well as a large center island and a sizable walk-in pantry. The elegant primary bedroom

    Toll Brothers, Inc. Builder
    1018 Rapidan Ln Unit 38405077, Bulverde, TX 78163
  • /66

    $475,000

    $104K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,765 Sq Ft

    31567 Panther Dr, Bulverde, TX 78163

    NO HOA & NEARLY 1 ACRE IN BULVERDE! Welcome to your private, oak-shaded hill country retreat! Spanning nearly a full acre of mature trees in highly acclaimed Comal ISD, this unique property offers incredible versatility, zero HOA restrictions, and two distinct living structures anchored by an outdoor entertaining setup. DETACHED GUEST HOUSE (CASITA) A fully independent, dual-living setup complete

    Stephanie Muhlenfeld Keller Williams City-View

    31567 Panther Dr, Bulverde, TX 78163
  • /3

    $900,990

    New Construction
    • 4 Beds
    • 4.5 Baths
    • 3,768 Sq Ft

    Sisterdale Plan at Johnson Ranch, Bulverde, TX 78163

    The Sisterdale is a distinctive single-family home that blends entertainment and productivity. A dedicated media room offers a fun space for movie nights or hosting guests, while the private study, enhanced by large windows, provides natural light and a peaceful setting for working from home. This plan balances leisure and focus in a stylish layout.

    Beazer Homes Builder
    31040 Clover Pass Unit 38610692, Bulverde, TX 78163
  • /2

    $1,454,900

    New Construction
    • 5 Beds
    • 5.5 Baths
    • 4,509 Sq Ft

    913 Remine Creek Blvd, Bulverde, TX 78163

    Home featured on a 1 acre homesite. Double front doors open into a grand entryway featuring a spiral staircase. Hardwood floors throughout the first level living areas and into the primary bedroom. The private home office with French doors is off the entry, and the dining room is opposite the staircase. The open family room features a wood mantel fireplace and a wall of windows with a sliding

    Perry Homes Builder
    913 Remine Creek Blvd, Bulverde, TX 78163
  • /28

    $359,900

    $4K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 1,974 Sq Ft

    5811 Dalliance Ct, Bulverde, TX 78163

    Beautiful single story home in Hidden Trails on cul-de-sac. This quiet, private location is convenient to schools and many amazing neighborhood amenities. Home has 4 beds/3.5 baths. 4th bedroom could be a home office or exercise space with a 1/2 bath attached. Home has no carpeting. Beautiful backyard with covered patio. Home has been meticulously cared for. This place is beautiful, you won't

    Shonna Jones Keller Williams Legacy

    5811 Dalliance Ct, Bulverde, TX 78163
  • /43

    $517,000

    Open Fri 4PM - 6PM $10K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 3,320 Sq Ft

    3219 Blenheim Park, Bulverde, TX 78163

    Welcome to this stunning home in the sought-after La Ventana community, a master-planned Hill Country retreat in Bulverde where thoughtful design meets everyday comfort. Built in 2018 by M/I Homes, this spacious 3,320 sq ft two-story offers 4 bedrooms, 3.5 bathrooms, a private study, a loft/game room, and a massive media room. The kitchen is a showpiece, featuring granite countertops, built-in

    Kaylee Miller Epique Realty LLC

    3219 Blenheim Park, Bulverde, TX 78163
  • /31

    $399,000

    • 4 Beds
    • 2.5 Baths
    • 2,312 Sq Ft

    3444 Copper Willow, Bulverde, TX 78163

    Welcome to this inviting two-story home in the heart of Bulverde, offering space, functionality, and the perfect opportunity to make it truly your own. With four bedrooms, two and a half baths, and a thoughtfully designed layout, this home provides a solid foundation for your vision and personal style. The main level features a bright and open living area, complemented by granite countertops,

    CHANNON LAMB BHHS Don Johnson Realtors - SA

    3444 Copper Willow, Bulverde, TX 78163
  • /33

    $555,000

    $20K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,993 Sq Ft

    30885 Retama Ridge, Bulverde, TX 78163

    Hill Country sunsets. Majestic oak trees. Deer grazing in your backyard. Horses in the pasture. This isn't just a home-it's a lifestyle. Situated on approximately 2 usable acres, this beautifully updated property offers the perfect balance of peaceful country living and modern convenience. Inside, you'll find an open floor plan with an updated kitchen featuring painted cabinetry, quartz-style

    Katherine Satel Nix Realty Company

    30885 Retama Ridge, Bulverde, TX 78163
  • /2

    $1,395,900

    New Construction
    • 5 Beds
    • 7 Baths
    • 4,536 Sq Ft

    3849 Wrangler Loop, Bulverde, TX 78163

    Featured on a 1 acre homesite. Large front porch opens into the grand entryway featuring a 20-foot ceiling. The two-story home office features French doors for added privacy. The oversized dining room is off the entryway and allows access to the kitchen through the butler's pantry. The two-story family room features a wood mantel fireplace and a wall of windows with a sliding glass door that

    Perry Homes Builder
    3849 Wrangler Loop, Bulverde, TX 78163
  • /12

    $572,900

    New Construction $20K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,741 Sq Ft

    FRANKLYN II Plan at Ventana - 60's, Bulverde, TX 78163

    This well-designed single-story plan offers open, comfortable living with thoughtful separation of spaces and flexible options to fit a variety of lifestyles. The central family room flows seamlessly into the kitchen and dining area, creating an inviting setting for everyday living and entertaining, while sliding doors connect to a covered outdoor living space for easy indoor-outdoor enjoyment. A

    Drees Homes Builder
    3037 Ashby Park St Unit 39601351, Bulverde, TX 78163
  • /33

    $215,000

    $10K PRICE DROP
    • Land
    • 1.13 Acres
    • $189,929 per Acre

    659 Butler Oaks, Bulverde, TX 78163

    THE VIEWS FROM THIS LOT HAVE TO BE SEEN IN PERSON. Imagine ending your day with wide-open Hill Country views and glowing Texas sunsets. This premium corner lot is located in the gated Belle Oaks subdivision, a highly sought-after Hill Country community offering luxury custom homes, resort-style amenities, and expansive green space. Enjoy added privacy and scenic surroundings with access to a

    Amy Boeve Keller Williams Legacy

    659 Butler Oaks, Bulverde, TX 78163
  • /36

    $759,000

    New Construction $32K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 2,947 Sq Ft

    3835 Escalera Pass, Bulverde, TX 78163

    PHENOMONAL YARD SPACE!! New Custom 1 -story home with 4 beds, 3.5 baths, study, 1st-floor gameroom, rear covered patio, and 3 car garage! Spa-style master bath with freestanding tub, stainless appliances, custom cabinetry, and high-end decorator finishes throughout. Open concept for entertaining, high ceilings and tons of natural light. Sits elevated above the street, on almost HALF an acre, on a

    Jim Kolmeier Hallmark Real Estate

    3835 Escalera Pass, Bulverde, TX 78163
  • /3

    $841,900

    New Construction
    • 5 Beds
    • 4.5 Baths
    • 3,658 Sq Ft

    3658W Plan at Johnson Ranch - 70', Bulverde, TX 78163

    An inviting front porch opens into a grand entryway with soaring 19-foot ceilings. On one side of the entrance, French doors lead into the private home office. Across from the office, the formal dining room features three large windows. As you walk down the hallway, you enter the two-story living areas. The kitchen includes an island with built-in seating, ample counter space, a corner pantry,

    Perry Homes Builder
    3505 Agarita Pass Unit 39877536, Bulverde, TX 78163
  • /58

    $599,999

    $49K PRICE DROP
    • 5 Beds
    • 2.5 Baths
    • 2,994 Sq Ft

    2611 Barton Hill Dr, Bulverde, TX 78163

    Set on 2.1 acres, this spacious 2,994 sq ft home offers the perfect combination of privacy, functionality, and peaceful country living with no HOA. Surrounded by mature oaks, cedars, and thoughtfully preserved natural landscaping, the property provides exceptional curb appeal while creating a secluded retreat. The elevated back portion of the lot rises approximately 15-20 feet to a cleared

    Christopher Watters Watters International Realty

    2611 Barton Hill Dr, Bulverde, TX 78163
  • /40

    $810,000

    $55K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,623 Sq Ft

    924 Annabelle Ave, Bulverde, TX 78163

    You'll love this beautiful one-story home with an oversized workshop in the desirable community of Belle Oaks Ranch in Bulverde, TX. This 3 bedroom, 2.5 bath homes sits on 1.39 acres. You walk into a spacious open floor plan that includes an island kitchen with quartz countertops, double ovens, and stainless steel appliances. You have a formal dining room and office. The primary suite is tucked

    Liz Niemietz LPT Realty, LLC

    924 Annabelle Ave, Bulverde, TX 78163
  • /13

    $225,000

    • Land
    • 1.01 Acres
    • $222,772 per Acre

    644 Annabelle Ave, Bulverde, TX 78163

    Spectacular Hill Country views. Prime location within 7 minutes of Bulverde & Spring Branch, Texas. Within minutes of shopping & dining - HEB, Home Depot, etc. Less than 15 minutes to North San Antonio. Close to outdoor water recreation on the Guadalupe River (5 mins away) & Canyon Lake (20 mins away). Highly sought after Comal Independent School District Paved & private roads, natural gas,

    Olga Rojano Vortex Realty

    644 Annabelle Ave, Bulverde, TX 78163
  • /8

    $275,000

    $10K PRICE DROP
    • Land
    • 2.14 Acres
    • $128,325 per Acre

    10 Mcinnis Ct, Bulverde, TX 78163

    Rare LOT available the gated community of the Highlands. This 2.14 Acre LOT is located in a private cul de sac and has great potential for building your dream home! Level with plenty of trees for privacy makes this LOT desirable for your new home. Well and septic required , light building restrictions, power / electricity on site.

    Anthony Boelens JPAR San Antonio

    10 Mcinnis Ct, Bulverde, TX 78163
  • /16

    $234,500

    • Land
    • 1.03 Acres
    • $227,670 per Acre

    608 Rosemary Ridge Dr, Bulverde, TX 78163

    Located in the coveted Phase IX of Belle Oaks, this exceptional 1.03-acre lot combines privacy, natural beauty, and spectacular views. Sitting near the top of a gentle hill, the property slopes toward the back, offering an elevated perspective that ensures sweeping vistas over the community. Best of all, no one will ever build directly behind you, preserving your unobstructed views and peaceful

    Amanda Grothues Engel & Volkers San Antonio

    608 Rosemary Ridge Dr, Bulverde, TX 78163
  • /15

    $325,000

    • Land
    • 5.05 Acres
    • $64,356 per Acre

    917 Earle Oak Ave, Bulverde, TX 78163

    Spectacular views from this 5.05 acre lot in the highly coveted luxury community of Centennial Ridge community. This is where the best of country living meets the conveniences of living near a city as it's minutes from San Antonio & Boerne. The abundance of mature trees and beautiful hill country views make this lot the ideal place to build your custom dream home. Horses, cows, goats, sheep, and

    Lisa Sinn Keller Williams Heritage

    917 Earle Oak Ave, Bulverde, TX 78163
  • /9

    $190,000

    • Land
    • 1.7 Acres
    • $111,765 per Acre

    34893 Thanksgiving Trail, Bulverde, TX 78163

    Level 1.70 Acre Cul-de-Sac Lot in Gated Belle Oaks Ranch, Bulverde TX. Build your dream home on one of the largest and most level lots available in Belle Oaks Ranch. This 1.70 acre homesite sits on a quiet cul-de-sac and is shaded by mature oak trees, giving you a ready to build canvas without the grading headaches that come with a lot of Hill Country land. Belle Oaks Ranch is a gated community

    Marisa Gomez Real Broker, LLC

    34893 Thanksgiving Trail, Bulverde, TX 78163
  • /49

    $470,000

    Open Sat 12PM - 3PM
    • 3 Beds
    • 2.5 Baths
    • 2,450 Sq Ft

    31869 Acacia Vista, Bulverde, TX 78163

    Set on an impressive .33 acre greenbelt lot in sought after Hidden Trails, this upgraded single story Briscoe floor plan by Award Winning Scott Felder Homes offers space, privacy, energy efficiency, and top quality construction. The 2,466 square foot home features 3 bedrooms, 2.5 bathrooms, a private study, formal dining room, electric fireplace overlooking the living room, a separate breakfast

    Jesus Meave M Effect Realty

    31869 Acacia Vista, Bulverde, TX 78163
  • /20

    $245,000

    • Land
    • 2.14 Acres
    • $114,647 per Acre

    34781 High Gate, Bulverde, TX 78163

    Situated on 2.14 acres at the quiet end of a cul-de-sac, this beautiful, level homesite is dotted with mature trees, offering exceptional privacy, natural beauty, and the perfect setting for your custom dream home. Belle Oaks delivers the ideal blend of luxury, nature, and convenience with resort-style amenities including a community pool, tennis and basketball courts, walking trails, playground,

    Ivan Terrazas Keller Williams City-View

    34781 High Gate, Bulverde, TX 78163
  • /31

    $365,000

    $10K PRICE DROP
    • 5 Beds
    • 2.5 Baths
    • 2,535 Sq Ft

    29620 Winter Copper, Bulverde, TX 78163

    Wonderful two-story residence with 2,539 square feet, having five bedrooms, 2.5 baths, and a 2-car garage. An inviting porch helps you into an nice foyer, a formal dining area, and a open kitchen with a central island. The primary suite, featuring a private bathroom, is next to the family room. Upstairs, you'll find a open loft, four bedrooms with great storage, and a full bathroom. Great

    Danny Moman Keller Williams Heritage

    29620 Winter Copper, Bulverde, TX 78163
  • /64

    $649,990

    • 4 Beds
    • 3 Baths
    • 2,875 Sq Ft

    3586 King Terrace, Bulverde, TX 78163

    Turn-key ready and nestled in the heart of the Texas Hill Country, this beautiful Johnson Ranch home offers the perfect combination of comfort, style, and resort style outdoor living. Situated on a premium greenbelt lot with beautiful views, you'll love relaxing in the sparkling pool and hot tub or entertaining under the covered patio. The open-concept floor plan is filled with natural light and

    Stefanie McCarty Keller Williams Heritage

    3586 King Terrace, Bulverde, TX 78163
  • /35

    $600,000

    $25K PRICE DROP
    • 5 Beds
    • 4 Baths
    • 3,371 Sq Ft

    30872 Schlather Ln, Bulverde, TX 78163

    UP TO $7,500 IN SELLER CONCESSIONS TO GO TOWARDS BUYER'S CLOSING COSTS OR FLOORING ALLOWANCE. This exceptional 5 bedroom, 4 bath home is nestled away on a large 0.36 acre lot in a highly desirable gated section of Johnson Ranch - one of Bulverde’s most sought-after communities. Boasting 3,371 square feet of beautifully designed living space, this home offers comfort, functionality, and upscale

    Cooper Wright Park One Realty

    30872 Schlather Ln, Bulverde, TX 78163
  • /25

    $329,900

    $5K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,748 Sq Ft

    5793 Companion Loop, Bulverde, TX 78163

    Located in the highly desirable Bulverde area, this well-maintained one-story home sits on a large corner lot and offers a functional open floor plan with 4 bedrooms /2 bathrooms; ideal for comfortable everyday living. The interior features a bright, welcoming layout with neutral finishes and a seamless flow between the living, dining, and kitchen areas. The kitchen is equipped with modern

    Dennis Heath Option One Real Estate

    5793 Companion Loop, Bulverde, TX 78163
  • /2

    $599,900

    New Construction $42K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,747 Sq Ft

    3044 Ashby Park, Bulverde, TX 78163

    4BR/3BA home with dual vanities in San Antonio, TX. This beautiful new single?story floor plan features a private home office and an open?concept design ideal for everyday living and entertaining. The gourmet kitchen showcases a large island perfect for hosting guests, while the luxurious primary suite offers separate his?and?hers vanities and walk?in closets, along with a free?standing vessel

    Drees Homes Builder
    3044 Ashby Park, Bulverde, TX 78163
  • /2

    $774,900

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 3,330 Sq Ft

    3330M Plan at Johnson Ranch - 55', Bulverde, TX 78163

    Entry framed by home office with French door entry and staircase. Open family room features a wall of windows and extends to kitchen and dining area. Island kitchen with built-in seating space and a large walk-in pantry. Secluded primary suite offers a wall of windows, double door entry to the primary bathroom, dual vanities, garden tub, separate glass enclosed shower and two walk-in closets.

    Perry Homes Builder
    3505 Agarita Pass Unit 39877325, Bulverde, TX 78163

Showing Results 161 - 200, Page 5 of 14

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