4,536

Rural Homes for Sale in California

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  • /69

    $1,595,000

    • 6 Beds
    • 6 Baths
    • 5,070 Sq Ft

    2846 Willow Glen Dr, El Cajon, CA 92019

    Newly remodeled 6 Bedroom, 6 bath (4 full 2 half) Rancho San Diego home on expansive lot! Large study could even be a 7th bedroom! Open & bright floorplan includes inviting entry porch, vaulted ceiling with exposed wood beams, two cozy fireplaces, two full kitchens, large island, very high-end appliances, new fixtures, recessed lighting & ceiling fans. Palatial master suite with dual sinks, spa

    Emmett Dalton Dalton Real Estate

    2846 Willow Glen Dr, El Cajon, CA 92019
  • /63

    $699,900

    • 3 Beds
    • 3 Baths
    • 2,124 Sq Ft

    32575 Luiseno Circle Dr, Pauma Valley, CA 92061

    Welcome to Pauma Valley Country Club! This exclusive and private, guard-gated community is surrounded by scenic mountain views, lush landscaping, and world-class golf!! Perfectly blending rural tranquility with resort-style amenities, this energy efficient and turnkey 3-bedroom, 3-bath, 2,124 sq. ft. home offers the ideal retreat. This single-story residence features cathedral ceilings, abundant

    Ryan McKee ELEVATE REAL ESTATE AGENCY

    32575 Luiseno Circle Dr, Pauma Valley, CA 92061
  • /18

    $420,000

    • Land
    • 5.04 Acres
    • $83,333 per Acre

    1 Avenida la Cresta, Murrieta, CA 92562

    Finding usable land in La Cresta with convenient access to town is a unique opportunity. This 5.04-acre parcel offers the peaceful rural lifestyle you're looking for, while remaining just minutes from shopping, dining, schools, and I-15 freeway access. Located directly off Avenida La Cresta, this property features an established flat building pad, engineered plans available for a custom

    Jordona Hertz The Hertz Group

    1 Avenida la Cresta, Murrieta, CA 92562
  • /17

    $369,000

    $81K PRICE DROP
    • 5 Beds
    • 4 Baths
    • 3,745 Sq Ft

    22750 White Ave, Strathmore, CA 93267

    Welcome to this exceptional rural retreat in Strathmore! Boasting nearly 4,000 sq. ft. of living space, this expansive home has endless possibilities for multigenerational living, guest accommodations or a private retreat.This home offers a rare and highly desirable feature including two spacious Master Suites, each with it's own ensuite bathroom designed with handicapped accessible features.The

    Michelle Bartel Rod Aluisi Real Estate

    22750 White Ave, Strathmore, CA 93267
  • /2

    $19,900

    • Land
    • 5 Acres
    • $3,980 per Acre

    17601 Mountain Climber, Tehachapi, CA 93561

    Escape to the beauty and tranquility of the mountains with this lot located in the desirable **Alpine Forest Park** community of Tehachapi. Surrounded by towering pines, rolling hills, and breathtaking mountain scenery, this property offers an ideal setting for those looking to build a custom mountain retreat, weekend getaway, or full-time residence in one of Kern County's most picturesque

    Marc Shivers KW Mojave

    17601 Mountain Climber, Tehachapi, CA 93561
  • /2

    $50,000

    • Land
    • 2.27 Acres
    • $22,026 per Acre

    0 Pauhaska Rd Unit HD26106742, Apple Valley, CA

    ±2.27 acres of unimproved land for sale on Pauhaska Rd in Apple Valley, APN: 0463-292-09. Zoned RL (Rural Living), this site is surrounded by many projects of scale revitalizing the North Apple Valley landscape. The nearby Lecangs/ARCO Logistics site is under construction for 1.2 million square feet, with anticipated completion by the end of 2026, and is one of many entitled projects for the

    Jonathan Pollak NAI Capital, Inc.

    0 Pauhaska Rd Unit HD26106742, Apple Valley, CA
  • /13

    $30,000

    $15K PRICE DROP
    • Land
    • 1.63 Acres
    • $18,405 per Acre

    12820 San Joaquin Ave, Clear Lake, CA 95422

    Gorgeous panoramic lake views from these 3 parcels in a row above San Joaquin Avenue. There is a good homesite to build a lakeview retreat; far enough from town to feel like you are on vacation, but close enough to get supplies without too much trouble. The sale includes 12820, 12830, and 12880 San Joaquin Avenue. 30-year fixed rate financing may be available through Rural 1st Financing.

    Mary Benson Realty 360 Wine Country

    12820 San Joaquin Ave, Clear Lake, CA 95422
  • /8

    $14,000

    $2K PRICE DROP
    • Land
    • 10.22 Acres
    • $1,370 per Acre

    39 Center Rd, Newberry Springs, CA 92365

    Discover the potential of high desert living with this exceptional 10.21-acre parcel located in serene Newberry Springs. Whether you are looking to build a custom-designed residence, install a modern manufactured home, or develop a mobile home property, this land offers the versatility you need. Zoned "Rural Living," this lot provides the space and freedom to create your ideal private estate or

    Kenneth Yamat Bancorp One, Inc.

    39 Center Rd, Newberry Springs, CA 92365
  • /32

    $5,555

    • Land
    • 1.1 Acres
    • $5,050 per Acre

    Unit 4 Lot 131 Desavado Rd Unit 4, Montague, CA 96064

    Exceptional lot with various elevations for the views to be maximized...The Klamath River Country Estates properties feature gentle rolling hills and mountain views, the Klamath River Campground (Camp Host on site), a swimming pool and miles of equestrian trails. This rural location near the Oregon Border has unobstructed views of the sky and an abundance of wild animals. Association Dues are

    Cher Beck eXp Realty of California, Inc-Cher

    Unit 4 Lot 131 Desavado Rd Unit 4, Montague, CA 96064
  • /22

    $2,750,000

    • Land
    • 85.45 Acres
    • $32,183 per Acre

    1075 Greenfield Rd, St. Helena, CA 94574

    Set in the wooded hills east of St. Helena, Doggwood presents an elevated Napa Valley vineyard and land opportunity across 85.45 acres. The estate includes 10 planted acres of Cabernet Sauvignon across six blocks, plus 1.5 acres of fallow, plantable ground supported by an approved erosion control plan. Vineyard elevations reach approximately 1,400 feet, with broad exposure from a natural bowl

    Erin Lail Coldwell Banker BofV ST Helena

    1075 Greenfield Rd, St. Helena, CA 94574
  • /9

    $99,900

    • Land
    • 40 Acres
    • $2,498 per Acre

    26 Pipeline, Lucerne Valley, CA 92356

    This impressive 40-ACRE PARCEL IN LUCERNE VALLEY, CA (APN 0417162130000) offers an excellent opportunity for RESIDENTIAL USE AND LONG-TERM INVESTMENT in the expanding High Desert region. Surrounded by wide-open space and STUNNING MOUNTAIN AND DESERT VIEWS, this property provides PRIVACY, PEACE, AND FLEXIBILITY for a future CUSTOM HOME, RANCH, OR HOLD-AND-GROW INVESTMENT. Lucerne Valley is valued

    Juana Barnes Century 21 Masters

    26 Pipeline, Lucerne Valley, CA 92356
  • /2

    $44,500

    • Land
    • 10 Acres
    • $4,450 per Acre

    0 Helendale Rd Unit HD23132127, Helendale, CA

    Great 10-acre lot north of Terrific community of Silver Lakes. This property is super discrete as you go in the rural lands north of Helendale which is perfect for desert activities. With beautiful open skies and warm weather.

    Marc Shivers KW Mojave

    0 Helendale Rd Unit HD23132127, Helendale, CA
  • /23

    $209,000

    $26K PRICE DROP
    • Land
    • 70.24 Acres
    • $2,976 per Acre

    10525 Wagner Rd, Lower Lake, CA 95457

    Discover a rare opportunity to own 70 acres of pristine land in one of Lake County's most desirable rural neighborhoods. Located just one mile from downtown Lower Lake, this exceptional vacant property combines the tranquility of country living with convenient access to local amenities. The gently rolling terrain offers breathtaking panoramic views of majestic Mount Konocti, with tantalizing

    Sarah Duschka RE/MAX Gold Lake County

    10525 Wagner Rd, Lower Lake, CA 95457
  • /14

    $23,900

    $2K PRICE DROP
    • Land
    • 4.83 Acres
    • $4,948 per Acre

    4 AC Markham Ave, El Mirage, CA 92301

    4.83 Acres (APN: 0457-073-57) GPS: 34.613345, -117.646427 This 4.8 acre property is located in El Mirage near the city of Adelanto, CA. The property is zoned Rural Living (RL). While primarily designated for residential use, the zoning also permits accessory crop production and agricultural structures. Overhead power is approx. 1000 ft east along Markham St. Additionally, flood maps confirm that

    Kristen Maley Landcore Realty

    4 AC Markham Ave, El Mirage, CA 92301
  • /2

    $134,950

    • Land
    • 8.79 Acres
    • $15,353 per Acre

    8 AC Mesquite St, Phelan, CA 92371

    8.79 Acres (APN: 3037-191-03) GPS: 34.399640, -117.554723 This 8+ acre property is located in Phelan, CA. The property is at the corner of Johnson Rd and Mesquite St. Zoned Phelan Rural Living (PH/RL), this property offers excellent flexibility. Permitted uses include single-family homes, manufactured homes, crop production, agritourism enterprises, animal keeping, livestock operations, bed &

    John Maley Landcore Realty

    8 AC Mesquite St, Phelan, CA 92371
  • /21

    $299,000

    • Land
    • 6.68 Acres
    • $44,760 per Acre

    6670 Cougar Ln, Santa Rosa, CA 95409

    Rare shovel-ready opportunity to build your dream home in the highly desirable hills of East Santa Rosa. This stunning 6.7-acre parcel at Cougar Lane offers incredible views and comes fully designed and engineered with County-approved permitted plans in place. Well, septic, and foundation reuse have already been approved, and the existing pool remains on site. The sale includes all permit fees

    Sean Ranney TSG Premier Realty

    6670 Cougar Ln, Santa Rosa, CA 95409
  • /5

    $75,000

    • Land
    • 2.3 Acres
    • $32,609 per Acre

    0 Yucca Terrace Unit HD26082296, Pinon Hills, CA 92372

    Experience the true essence of desert living on this stunning 2+ acre parcel nestled in the community of South Pinon Hills. Wake up to unforgettable sunrises and wind down with vibrant, wide-open sunset views stretching across the horizon. Surrounded by natural beauty and breathtaking rural charm, this property offers the space and freedom to create your ideal lifestyle. Whether you’re

    suzann alvarez Coldwell Banker Home Source

    0 Yucca Terrace Unit HD26082296, Pinon Hills, CA 92372
  • /10

    $63,000

    $6K PRICE DROP
    • Land
    • 10,018 Sq Ft
    • $273,913 per Acre

    24585 Ennis St, Menifee, CA 92584

    Great opportunity to own approximately 0.23 acres (about 1/5 acre) of vacant land in the growing City of Menifee. This raw parcel with no utilities offers a blank canvas for your future vision, whether you’re looking to build, invest, or hold for long-term potential. Located in a peaceful rural setting with gentle dirt road access, the property provides a quiet atmosphere while still being within

    Liz Jones KW Temecula

    24585 Ennis St, Menifee, CA 92584
  • /3

    $11,500

    • Land
    • 2.22 Acres
    • $5,180 per Acre

    0 150th St W Unit 26005311, Rosamond, CA 93560

    Discover the possibilities on this beautiful 2.22-acre residential parcel in Rosamond, CA. Enjoy the peace and privacy of open space, scenic desert views, and the opportunity to create the custom home you've always envisioned. Whether you're looking to build now or invest in land for the future, this spacious property offers endless potential. Located in the growing community of Rosamond, you'll

    Brandon Shelby Keller Williams Realty A.V.

    0 150th St W Unit 26005311, Rosamond, CA 93560
  • /10

    $525,000

    • Land
    • 7.16 Acres
    • $73,324 per Acre

    0 Gibson Canyon Rd Unit 325095016, Vacaville, CA 95688

    Morgan Estates Lot 8 - 7.16 Acres. Luxury Country Living in Vacaville's English Hills Welcome to Morgan Estates Phase 2, Vacaville's premier country community offering 10 exclusive estate parcels from 6-20 acres. Enjoy luxury country living surrounded by rolling hills, panoramic views, and peaceful privacy all just minutes from downtown Vacaville, 40 minutes to Sacramento, and about an hour from

    Bryant Stocking Green Fields Real Estate Servi

    0 Gibson Canyon Rd Unit 325095016, Vacaville, CA 95688
  • /27

    $1,398,000

    • Land
    • 11.93 Acres
    • $117,184 per Acre

    9219 Carols View Ln, Forestville, CA 95436

    Build your dream wine country estate on nearly 12 acres in one of Sonoma County's most scenic settings. Offering a rare combination of established vineyard acreage, privacy, and sweeping views, this exceptional property captures the essence of Wine Country living. The parcel features approximately 4 acres of Pinot Noir vines, a designated homesite, gated access, mature oak woodlands, and internal

    Doug Del Fava W Real Estate

    9219 Carols View Ln, Forestville, CA 95436
  • /18

    $120,000

    • Land
    • 19 Acres
    • $6,316 per Acre

    6789 La Brisa Dr, Joshua Tree, CA 92252

    19+ ACRE PARCEL: Rural desert with spectacular views of the dry lakebed and the National Park mountains in the distance to the south. Great parcel to build an estate in an up-and-coming neighborhood, with architecturally significant homes planned nearby. NOTE: Green lines demarcating boundaries in pictures are approximate, as property has not been surveyed; street address is not official – do not

    Bryan Wynwood Joshua Tree Modern

    6789 La Brisa Dr, Joshua Tree, CA 92252
  • /56

    $590,000

    $10K PRICE DROP
    • Land
    • 20.29 Acres
    • $29,078 per Acre

    2901 Cedar Creek Rd, Fiddletown, CA 95629

    Discover the perfect blend of rural charm and functionality with this 20.29-acre property in Somerset, CA, currently set up and enjoyed as a horse property. Surrounded by the natural beauty of the Sierra Foothills, this versatile parcel offers space, privacy, and a wide range of possibilities for equestrian use, recreation, or future development. The property features a 1,500 sq ft shop equipped

    Beau Biagini eXp Realty of California, Inc.

    2901 Cedar Creek Rd, Fiddletown, CA 95629
  • /3

    $9,191

    • Land
    • 3.65 Acres
    • $2,518 per Acre

    Unit 5 Lot 63 Desavado Rd Unit 5, Montague, CA 96064

    At 3.6 acres, this is one of the larger properties in the Klamath River Country Estate Owners Association...The KRCE properties feature gentle rolling hills and mountain views, the Klamath River Campground (Camp Host on site), a swimming pool and miles of equestrian trails. This rural location near the Oregon Border has unobstructed views of the sky and an abundance of wild animals. Association

    Cher Beck eXp Realty of California, Inc-Cher

    Unit 5 Lot 63 Desavado Rd Unit 5, Montague, CA 96064
  • /6

    $16,990

    • Land
    • 6,899 Sq Ft
    • $107,274 per Acre

    0 Curvate Unit 32601380, Big Bear City, CA 92314

    Outstanding opportunity to own a scenic vacant lot in the peaceful Baldwin Lake area, offering sweeping valley and mountain views in every direction. Build your dream mountain retreat and enjoy the beauty of Big Bear's natural landscape, complete with fresh alpine air, expansive skies, and breathtaking panoramic vistas. Nestled in a quiet, rural setting, this property provides a sense of privacy

    Mike Wochner Re/Max Big Bear-Fox Farm

    0 Curvate Unit 32601380, Big Bear City, CA 92314
  • /3

    $39,900

    • Land
    • 5.28 Acres
    • $7,557 per Acre

    2300 E Avenue e8, Lancaster, CA 93535

    Land with LA County M1 (Light Industrial) zoning! Excellent 5.28-acre land parcel in Lancaster with a very close-in location, at a very good price. The nearest cross-streets are 30th east and Ave E. This property is very close to downtown Lancaster and to the 14 Freeway. It's also very close to housing tracts and established horse properties. It also has frontage on E Ave E-8, which makes this

    Mark Mestepey Castlestone Properties, Inc.

    2300 E Avenue e8, Lancaster, CA 93535
  • /10

    $249,000

    $26K PRICE DROP
    • Land
    • 2 Acres
    • $124,500 per Acre

    0 Hawthorne St, Menifee, CA 92584

    Prime Menifee location! Enjoy the best of both worlds with a peaceful rural setting just minutes from shopping, dining, schools, and major commuter routes. Situated near Menifee Ranches and newer townhome communities. Two separate parcels included. Don't miss this unique opportunity!

    Jocelyn Vega Vismar Real Estate

    0 Hawthorne St, Menifee, CA 92584
  • /24

    $295,000

    • Land
    • 41.53 Acres
    • $7,103 per Acre

    Lot 2 Rhonda Rd Rd, Cottonwood, CA 96022

    Rural acreage with-in proximity to both downtown Anderson and Cottonwood zoned IR-5 acre minimum with 185 feet of Rhonda Road frontage with power. Perfect for Estate or Ranchette living with Lassen Range and Mt. Shasta views with level to rolling terrain and ridge top view lots. Property is just over a mile South from Anderson Wal Mart Superstore and just north of Downtown Cottonwood. Wells in

    Don Wilkins Genesis Real Estate

    Lot 2 Rhonda Rd Rd, Cottonwood, CA 96022
  • /6

    $70,000

    • Land
    • 10 Acres
    • $7,000 per Acre

    10 acres Two Feathers Rd, Cottonwood, CA 96022

    This beautiful property in Cottonwood, sits on 10 Acres with a WELL! Know as the ''Cabin Property'', this rural and secluded space is perfect for a retreat, hobby property, or future development. Wildlife abound amongst mature trees and rolling hills. Multiple outbuildings + Water Storage tank.

    Alex Wittmer Real Brokerage Technologies

    10 acres Two Feathers Rd, Cottonwood, CA 96022
  • /51

    $849,900

    $74K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,974 Sq Ft

    18434 Ramona View Dr, Ramona, CA 92065

    Huge Price Reduction, Enjoy elevated country living in the heart of Ramona. Set on nearly 2.4 acres in one of the area’s most highly sought-after neighborhoods, this thoughtfully updated farmhouse offers a horse-friendly location that captures sweeping views of rolling hills - the perfect blend of rural serenity and modern comfort. Refreshed from top to bottom, the home features fresh interior

    Kurt Galitski Coldwell Banker Realty

    18434 Ramona View Dr, Ramona, CA 92065
  • /8

    $90,000

    • Land
    • 33,698 Sq Ft
    • $116,339 per Acre

    0 Taloga Ln, Apple Valley, CA 92307

    Excellent opportunity to own a 33,696 sq ft (approximately 0.77-acre) parcel in the peaceful high desert community of Apple Valley. Located on Taloga Rd, this spacious lot offers a quiet, rural-suburban setting with open views, wide skies, and room to build your custom home or investment project. The generous lot size allows for flexibility, including outdoor living space, RV parking, or

    Jesse Aguayo KELLER WILLIAMS REALTY

    0 Taloga Ln, Apple Valley, CA 92307
  • /16

    $810,000

    $65K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,396 Sq Ft

    18782 Polley Ln, Sonoma, CA 95476

    Located in the quaint and trending El Verano neighborhood of the Sonoma Valley, on a corner lot, is a single level dwelling with relaxed rural vibe and natural light. In the mid-20th century, the community of El Verano was known for resorts and as a health retreat from San Francisco due to its hot springs. Maintain your wellness in this 1980's open-concept home; three bedrooms, two bathrooms,

    Valerie Caccia Sotheby's International Realty

    18782 Polley Ln, Sonoma, CA 95476
  • /10

    $97,000

    $28K PRICE DROP
    • Land
    • 1 Acre
    • $97,000 per Acre

    42121 St Hwy 299 None, Willow Creek, CA 95573

    NEW PRICE! This unique property sits next to Hwy 299 in Willow Creek and borders a seasonal creek. While zoned Agriculture, the Humboldt County GIS Use Code lists it as Improved Rural Residential. It features a permitted 24x28 shop with a roll-up door, person door, bay window, and a private rear deck. The gated entry leads to a concrete parking pad that can fit an RV, and the fenced and

    Tangie Markle Humboldt Land Co Willow Creek

    42121 St Hwy 299 None, Willow Creek, CA 95573
  • /7

    $99,999

    $20K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,440 Sq Ft

    1732 Pintail Dr, Alturas, CA 96101

    Welcome to peaceful country living in Modoc County Estates! This 3-bedroom, 2-bath home offers 1,440 sq ft of comfortable space on a spacious 1.49-acre lot, perfect for those seeking privacy, self-sufficiency, and room to grow. The property is well-equipped for rural living, featuring its own well and septic system—helping keep utility costs low with no water or sewer bills. Enjoy the freedom of

    Daniel Blankenship 1 Percent Lists Desert 2 Coast

    1732 Pintail Dr, Alturas, CA 96101
  • /20

    $850,000

    • Land
    • 63.03 Acres
    • $13,486 per Acre

    3681 Benmore Valley Rd, Lakeport, CA 95453

    Perched at the top of the mountain, this 63-acre Lake County property is ready for your vision. With a Lake County-approved cannabis license allowing up to 1 acre of outdoor canopy and 1 acre of mixed-light cultivation and an agricultural well with water tanks already in place, much of the groundwork has been set to launch your farm. State licensing for full production in 2026 has been initiated

    Eduardo Lopez W Real Estate

    3681 Benmore Valley Rd, Lakeport, CA 95453
  • /99

    $3,500,000

    • 5 Beds
    • 9 Baths
    • 6,257 Sq Ft

    12702 Tessie Place, Wilton, CA 95693

    Welcome to 12702 Tessie Pl. An extraordinary private estate where luxury privacy and resort-style living come together in perfect Harmony. Situated on 19.46 acress in one of the most desirable rural enclaves, this expectional propety offers an unparalleled lifestyle just minutes from city conviniences. The impresive 6257 sq ft main residence showcase grand scale and refied design, featuring 5

    Singh Sandhu Berkshire Hathaway Home Services Elite Real Estate

    12702 Tessie Place, Wilton, CA 95693
  • /6

    $50,000

    • Land
    • 2 Acres
    • $25,000 per Acre

    0 Leaping Lizard Ln Unit CV26098100, Apple Valley, CA

    Great opportunity to own land in the desirable Apple Valley! APN:0463111390000 offers a prime blank canvas for your future plans. Whether you're looking to build your custom dream home, invest, or hold for long-term appreciation. Surrounded by scenic desert landscapes and mountain views, this parcel provides a peaceful, rural atmosphere while still being a few minutes from shopping, dining,

    RODEL LAPITAN Pleasant Hill Real Estate Group

    0 Leaping Lizard Ln Unit CV26098100, Apple Valley, CA
  • /7

    $499,000

    • Land
    • 3.77 Acres
    • $132,361 per Acre

    0 18th St, Rio Linda, CA 95673

    Discover a truly rare opportunity to own 3.77 acres of prime land in Rio Linda, California. This exceptional parcel offers a unique blend of agricultural potential, natural beauty, and long-term value in a highly sought-after rural setting. The property neighbors an active, producing walnut orchard, with a portion of the orchard extending onto this parcel and included with the saleproviding

    Connor Hoffman eXp Realty of California Inc.

    0 18th St, Rio Linda, CA 95673
  • /6

    $16,950

    • Land
    • 2.5 Acres
    • $6,780 per Acre

    0 2 5 Ac Vail & Orsburn Ln Unit 26005452, Weldon, CA 93283

    Enjoy stunning lake views from this beautiful, flat, and usable 2.5-acre parcel located in the heart of Weldon. This level property offers an excellent opportunity to build your dream home, vacation retreat, or investment property. With electricity already on the property, you'll have a head start on development. Experience the peaceful charm of rural living while still being conveniently close

    Joyce Mahoney The Ames Group

    0 2 5 Ac Vail & Orsburn Ln Unit 26005452, Weldon, CA 93283
  • /16

    $172,000

    • Land
    • 2.28 Acres
    • $75,439 per Acre

    6589 Fremontia Rd, Oak Hills, CA 92344

    Whether you’re dreaming of a custom estate, a place for horses, a large workshop, or simply room to breathe, this flat 2.28-acre Oak Hills parcel offers the opportunity to make it happen. With a buildable layout and utilities available nearby, this property provides an excellent foundation for bringing your vision to life. The expansive, usable land offers flexibility for a variety of

    Vito Lee First Team Real Estate

    6589 Fremontia Rd, Oak Hills, CA 92344

Showing Results 601 - 640, Page 16 of 18

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